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Why we chose the Qantas Premier Platinum
This is a travellers card, designed to reward you for spending overseas and buying Qantas products, and gives you a stack of travel perks, points and retail discounts.
Pros:
- Up to 100,000 Bonus Qantas Points
- Earns up to 1.5 Qantas Points per $1
- Up to 20% off domestic flights for you and 8 travel buddies
- International and domestic travel insurance
- 2 lounge invitations each year
Cons:
- Additional cardholder will cost you $65 per year
- Travel insurance is only 1 month
- Points are uncapped but will drop to 0.5 once you’ve spent more than $10,000 in a statement period
Why we chose the ANZ Rewards Black
This card has one of the biggest points bonuses and $150 cashback, which helps offset the annual fee and get more value out of your points.
Pros:
- Up to 180,000 bonus ANZ Rewards Points
- $150 cashback on your account
- Domestic and international travel insurance
- Rental vehicle excess cover in Australia
Cons:
- Additional cardholders will cost you $65 per year
- Slightly higher annual fee
- You’ll earn 2 points per $1 up to $5,000 in a statement period. After that, you’ll earn 1 points per $1
Why we chose the American Express Explorer
It may come with a high annual fee, but this card also comes with mega travel perks, fun extras like hotel upgrades and big bonus points.
Pros:
- 100,000 bonus Amex Membership Rewards points (offer ends 3 October 2024)
- $400 Travel Credit every year with American Express Travel
- Earn up to US$100 hotel credit and room upgrade (when available)
- Earn up to 2 points per $1 spent, uncapped
- 2 invitations to The Centurion® Lounge at Sydney and Melbourne
- Complimentary domestic and international travel insurance
Cons:
- High interest rate and annual fee
- Points must be transferred to frequent flyer points
Enjoy 100,000 Bonus Membership Rewards Points when you apply online by 3 October 2024, are approved, and spend $4,000 on eligible purchases on your new card within the first 3 months. T&Cs apply.
Why we chose the Virgin Money Anytime
The bonus points are worth $400 in gift cards, which is a great deal for a $149 annual fee. Spend your points on retail, gift cards or flights and travel.Pros:
- Earn 80k Virgin Money Rewards and 1 point per $1
- Earn bonus points when you spend with participating brands
- Pay 0% p.a. on balance transfers for 12 months (which then reverts to the cash rate)
- Visa benefits like presale tickets and entertainment discounts
- 24/7 concierge services and 1 free additional cardholder
Cons:
- No interest-free days while you have a balance transfer
- Virgin Money Rewards must be converted to Velocity to use for flights
Pauline Hatch
Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger.
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