70% Visitor | 28 January 2013
this is really decent points for the annual fee - the points on Visa one of the best is it?
Recommends this card
Hi, I’m the site founder and I will personally answer your question within a business day.
Earn rate per $1
1.5 points 
Bonus points
75,000 pointsAnnual fee
$95p.a.
Pros
75,000 bonus Rewards Points when you spend $5,000 on eligible purchases in the first 3 months
Range of complimentary benefits, including overseas medical insurance and more
Cons
Each additional card holder costs $65 annually
High Interest Rates
ANZ Rewards Platinum Credit Card
With great earning power, the ANZ Rewards Platinum credit card is an excellent choice if you want to earn as much as possible for a wide variety of rewards. For a limited time it also offers 75,000 bonus Reward Points when you spend $5,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply. Earn 1.5 Reward Points per $1 spent on eligible purchases up to $2,000 per statement period, then 0.5 Reward Points per $1 you spend on eligible purchases above $2,000 per statement period.
Points can be redeemed for hundreds of different rewards, including merchandise, travel, shopping vouchers, and gift cards. If you don’t have enough points for the reward you want, you can simply make up the difference with cash. Choosing the ANZ Rewards Platinum card will also give you worldwide emergency card replacement, up to 9 additional cardholders, access to Platinum Concierge and Visa Platinum privileges, overseas travel and medical insurance, extended warranty, and 90 day Purchase Security Insurance.
With Apple Pay®, Google Pay™ and Samsung Pay™, you can use your compatible device to tap and pay using your ANZ Rewards Platinum card.
Key features
- 75,000 Bonus Reward Points when you spend $5,000 on eligible purchases in the first 3 months
- Earn 1.5 Reward Points per $1 spent on eligible purchases up to $2,000 per statement period, then 0.5 Reward Points per $1 you spend on eligible purchases above $2,000 per statement period.
- Redeem points for gift cards, merchandise, cashback, travel and more
- With Apple Pay®, Google Pay™ and Samsung Pay™, you can use your compatible device to tap and pay using your ANZ Rewards Platinum card.
- Complimentary Overseas Travel and Medical Insurance
- Complimentary Interstate Flight Inconvenience Insurance – peace of mind when you travel interstate in Australia on holiday for up to 14 days.
- Rental Excess Cover - reduces the excess when you hire a car from a major car rental company in Australia, at no extra cost.
- Annual fee of $95
- Up to 9 additional card holders (extra cost)
100% of customers who have rated this card would recommend it
70% Visitor | 28 January 2013
Reasonable annual fee for what you get with this card – good points earning, you can get some good rewards, there’s no limit to how many points you earn, bonus signup points, free insurances etc. Recommended.
Recommends this card
| Interest Rates | |
| Purchase rate | 18.79% p.a. |
| Cash advance rate | 20.99% p.a. |
| Interest free on purchases | up to 55 days |
| Balance Transfer | |
| Credit limits | |
| Minimum credit limit | $6,000 |
| Maximum credit limit | N/A |
| Fees & repayments | |
| Annual fee | $95 p.a. |
| Additional cardholder fee | Up to 9 - $65 p.a. each |
| Cash advance fee | 2% |
| Foreign transaction fee | 3% |
| Minimum repayment | 2% |
| Late payment fee | $20 |
| Credit card type | Visa |
| Rewards program | |
| Rewards program | ANZ Rewards |
| Bonus points | 75,000 ANZ points |
| Annual points cap | uncapped |
| Bonus points spend criteria | Spend $5,000 in first 3 months |
| Earning points with this card | |
| ANZ points | 1.5 points per $1 spent |
| Overseas earn rate | same as standard earn rate |
| Points cap per month | Capped at $2000, then 0.5 pts per $1 spent |
| Complimentary insurance | |
| Overseas travel insurance | yes - up to months |
| Flight inconvenience insurance | Yes |
| Transport accident cover | Yes |
| Smartphone screen insurance | No |
| Purchase protection insurance | Yes |
| Extended warranty insurance | Yes |
| Rental vehicle excess cover | Yes |
| Extras | |
| Eligible with Apple Pay, Samsung Pay and Google Pay |
The ANZ Rewards Platinum Credit Card
Tantalising new cardholders with its incredibly appealing introductory offer, the ANZ Rewards Platinum Credit Card is a platinum rewards card with plenty of benefits. New cardholders can take advantage of complimentary insurances, a Platinum Concierge service, a pretty decent earn rate on the ANZ Rewards program, plus 75,000 bonus Reward Points.
What we love...
When it comes to introductory offers, they need to be enticing or there’s really not much point. Happily, the intro offer on the ANZ Rewards Platinum Credit Card is very enticing indeed, providing new cardholders with 75,000 bonus Reward Points. All you need to do is be approved, obviously, and spend $5,000 on eligible purchases in the first 3 months.
Simply spend $5,000 on eligible purchases, within that initial three month period, and your account will be credited with 75,000 bonus Reward Points. While you should check the terms and conditions, most purchases count as ‘eligible’ apart from fees, cash withdrawals, and gambling and gaming transactions.
Now to the everyday. As this is a platinum rewards card, you can expect a higher earn rate than the standard ANZ Rewards Card. This means you can earn 1.5 Reward Points per $1 spent up to $2,000 per statement period, and 0.5 Reward Points per $1 thereafter.
In terms of point redemption, the ANZ Rewards program offers a wide range of gift cards, merchandise, travel and more, with plenty of options to choose from. And that 75,000 Reward Points bonus? With a few more points in your pocket, you could redeem them all for $300 in gift cards.
Of course, you need to consider how much you pay out on the card to work out whether it’s actually worth it. Fortunately, the ANZ Rewards Platinum Credit Card has a relatively low annual fee for a platinum rewards card. You can choose to add up to nine additional cardholders to the account to help you earn points faster, but be aware an annual fee applies for each cardholder.
What’s not so great...
As is so often the case with platinum rewards cards, the ANZ Rewards Platinum Credit Card does not fall into the category of ‘low rate’. However, you can avoid paying interest, simply by shunning cash advances and clearing your balance each statement period. Apart from that, there’s really not much to complain about with this card.
Why should you choose this card?
If you’re looking for an affordable platinum rewards card, the ANZ Rewards Platinum Credit Card may well be a winner. For a relatively low annual fee, you can benefit from that awesome introductory offer and rewards program, plus a great range of features. These include a 24/7 Personal Concierge, access to Visa Entertainment, and a full suite of insurance covers.
- Overseas Travel and Medical Insurance
- Interstate Flight Inconvenience Insurance
- Rental Excess Cover
- Extended Warranty Insurance
- Best Price Guarantee Scheme
- 90-day Purchase Security Insurance
Overall Rating
A particularly rewarding platinum rewards card, the ANZ Rewards Platinum Credit Card offers a good earn rate on the ANZ Rewards program, a great selection of features, 75,000 bonus Reward Points and all for a nice low annual fee.
32 questions (showing the latest 10 Q&As)
- Be over 18 years old
- Good credit and not applied for multiple credit cards recently
- Permanent Australian resident or non-Australian permanent resident with more than 9 months remaining on your Visa
- Minimum income of $35,000 p.a.
- You have your personal details ready to complete the online application
ANZ Rewards Platinum Credit Card
With great earning power, the ANZ Rewards Platinum credit card is an excellent choice if you want to earn as much as possible for a wide variety of rewards. For a limited time it also offers 75,000 bonus Reward Points when you spend $5,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply. Earn 1.5 Reward Points per $1 spent on eligible purchases up to $2,000 per statement period, then 0.5 Reward Points per $1 you spend on eligible purchases above $2,000 per statement period.
Points can be redeemed for hundreds of different rewards, including merchandise, travel, shopping vouchers, and gift cards. If you don’t have enough points for the reward you want, you can simply make up the difference with cash. Choosing the ANZ Rewards Platinum card will also give you worldwide emergency card replacement, up to 9 additional cardholders, access to Platinum Concierge and Visa Platinum privileges, overseas travel and medical insurance, extended warranty, and 90 day Purchase Security Insurance.
With Apple Pay®, Google Pay™ and Samsung Pay™, you can use your compatible device to tap and pay using your ANZ Rewards Platinum card.
Key features
- 75,000 Bonus Reward Points when you spend $5,000 on eligible purchases in the first 3 months
- Earn 1.5 Reward Points per $1 spent on eligible purchases up to $2,000 per statement period, then 0.5 Reward Points per $1 you spend on eligible purchases above $2,000 per statement period.
- Redeem points for gift cards, merchandise, cashback, travel and more
- With Apple Pay®, Google Pay™ and Samsung Pay™, you can use your compatible device to tap and pay using your ANZ Rewards Platinum card.
- Complimentary Overseas Travel and Medical Insurance
- Complimentary Interstate Flight Inconvenience Insurance – peace of mind when you travel interstate in Australia on holiday for up to 14 days.
- Rental Excess Cover - reduces the excess when you hire a car from a major car rental company in Australia, at no extra cost.
- Annual fee of $95
- Up to 9 additional card holders (extra cost)
Customer Reviews
Rates & Fees
Interest rates
Purchase rate 18.79% p.a.
Cash advance rate 20.99% p.a.
Interest free on purchases up to 55 days
Credit limits
Minimum credit limt $6,000
Maximum credit limit N/A
Fees & repayments
Annual fee $95 p.a.
Additional card holder fee Up to 9 - $65 p.a. each
Foreign transaction fee 3%
Minimum repayment 2%
Cash advance fee 2%
Late payment fee $20
Rewards & points
Rewards program
Rewards Program ANZ Rewards
Bonus points 75,000 ANZ points
Annual points cap uncapped
Bonus points spend criteria Spend $5,000 in first 3 months
Earning points with this card
ANZ points 1.5 points
per $1 spent
Points cap per month Capped at $2000, then 0.5 pts per $1 spent
Overseas earn rate same as standard earn rate
Additional features
Complimentary insurance
Overseas travel insurance yes
Flight inconvenience insurance Yes
Transport accident cover Yes
Smartphone Screen Insurance No
Purchase protection insurance Yes
Extended warranty insurance Yes
Rental vehicle excess cover Yes
Extras
Eligible with Apple Pay, Samsung Pay and Google Pay
Our Review
Editor Review
The ANZ Rewards Platinum Credit Card
Tantalising new cardholders with its incredibly appealing introductory offer, the ANZ Rewards Platinum Credit Card is a platinum rewards card with plenty of benefits. New cardholders can take advantage of complimentary insurances, a Platinum Concierge service, a pretty decent earn rate on the ANZ Rewards program, plus 75,000 bonus Reward Points.
What we love...
When it comes to introductory offers, they need to be enticing or there’s really not much point. Happily, the intro offer on the ANZ Rewards Platinum Credit Card is very enticing indeed, providing new cardholders with 75,000 bonus Reward Points. All you need to do is be approved, obviously, and spend $5,000 on eligible purchases in the first 3 months.
Simply spend $5,000 on eligible purchases, within that initial three month period, and your account will be credited with 75,000 bonus Reward Points. While you should check the terms and conditions, most purchases count as ‘eligible’ apart from fees, cash withdrawals, and gambling and gaming transactions.
Now to the everyday. As this is a platinum rewards card, you can expect a higher earn rate than the standard ANZ Rewards Card. This means you can earn 1.5 Reward Points per $1 spent up to $2,000 per statement period, and 0.5 Reward Points per $1 thereafter.
In terms of point redemption, the ANZ Rewards program offers a wide range of gift cards, merchandise, travel and more, with plenty of options to choose from. And that 75,000 Reward Points bonus? With a few more points in your pocket, you could redeem them all for $300 in gift cards.
Of course, you need to consider how much you pay out on the card to work out whether it’s actually worth it. Fortunately, the ANZ Rewards Platinum Credit Card has a relatively low annual fee for a platinum rewards card. You can choose to add up to nine additional cardholders to the account to help you earn points faster, but be aware an annual fee applies for each cardholder.
What’s not so great...
As is so often the case with platinum rewards cards, the ANZ Rewards Platinum Credit Card does not fall into the category of ‘low rate’. However, you can avoid paying interest, simply by shunning cash advances and clearing your balance each statement period. Apart from that, there’s really not much to complain about with this card.
Why should you choose this card?
If you’re looking for an affordable platinum rewards card, the ANZ Rewards Platinum Credit Card may well be a winner. For a relatively low annual fee, you can benefit from that awesome introductory offer and rewards program, plus a great range of features. These include a 24/7 Personal Concierge, access to Visa Entertainment, and a full suite of insurance covers.
- Overseas Travel and Medical Insurance
- Interstate Flight Inconvenience Insurance
- Rental Excess Cover
- Extended Warranty Insurance
- Best Price Guarantee Scheme
- 90-day Purchase Security Insurance
Overall Rating
A particularly rewarding platinum rewards card, the ANZ Rewards Platinum Credit Card offers a good earn rate on the ANZ Rewards program, a great selection of features, 75,000 bonus Reward Points and all for a nice low annual fee.
Pros
- 75,000 bonus Rewards Points when you spend $5,000 on eligible purchases in the first 3 months
- Range of complimentary benefits, including overseas medical insurance and more
Cons
- Each additional card holder costs $65 annually
- High Interest Rates
Minimum criteria to apply for this card
Be over 18 years old
Good Credit and have not applied for multiple credit cards recently
Permanent Australian resident or non-Australian permanent resident with more than 9 months remaining on your Visa
Minimum income of $35,000 p.a.
You have your personal details ready to complete the online application
Customer reviews
this is really decent points for the annual fee - the points on Visa one of the best is it?
Recommends this cardReasonable annual fee for what you get with this card – good points earning, you can get some good rewards, there’s no limit to how many points you earn, bonus signup points, free insurances etc. Recommended.
Recommends this card
Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.
Recently Asked Question
Something you need to know about this card? Ask a our credit card expert a question.
Ask a question32 questions (showing the latest 10 Q&As)
Hi,My husband and I are looking to get a joint credit card - we are wondering if the application would be joint (in both names) or would have to be in one name, and what bearing this would have on the additional cardholder fee? Thank you.Kind regards,
Katherine
Hi Katherine, most credit cards now are just for single application. The ANZ Rewards Platinum credit card does not allow for joint application. Therefore I of you would need to apply. I suggest the person that has the highest chance of being approved. Then you can get an additional card holder for the 2nd person. The cost for the additional card holder is $65 p.a. Let me know if this card still suits or you would like some other options.
how much additional card for 4 of my family and how can I get the 65,000 frequency point
Hi Jenny, this card earns custom ANZ rewards points. If you are after Frequent Flyers then you should look at another card. e.g. https://www.creditcard.com.au/hsbc-platinum-qantas-credit-card/
how much for additional card I want for my family four of us.
Hi Jenny, this card is not great on the additional cardholders due to the charges. Additional Cardholder Fee of $10 and an annual Rewards Program Services Fee of $55 will apply per additional cardholder on the account. That makes it an extra $65 a year for the 4 extra cards. This really pushes the annual fee much higher. Check out the St George Amplify Signature. It has some great features and no additional cardholder fee.
when I transfers ANZ rewards for Velocity points
what is the conversion ratethanks
Hi Leanda, the transfer rate is 2 ANZ Rewards points per 1 Velocity point. https://anzrewards.com/public/redeem_category.aspx?deptid=8390
Which airlines or programs are you able to transfer the points to for travel?
Hi Peter, with ANZ Rewards you can transfer points out to Velocity, Airpoints, Krisflyer and Asia Miles
Hi, I've got my platinum card already. How do I get the 65,000 rewards? Do i need to have a negative 2,500 in my account or is it an accummulative 2,500 whether I've paid some of it already? Thanks!
Hi Emmanuel, if you have applied for this card when this offer was valid. You need to spend at least $2,500 on the card, within 3 months, then you would be eligible for the bonus points. Points would be credited to your account typically within 8 weeks of you meeting the spend requirement. I have grabbed the terms from the ANZ landing page in regards to the bonus points. Offer available to new and approved applicants who apply for an ANZ Rewards Platinum credit card account. This is a limited time only offer which may be withdrawn or changed at any time without notice. Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Rewards, ANZ Rewards Platinum or ANZ Rewards Black credit card within the previous twelve months. This offer applies only once per eligible customer. Your application must be approved and you must activate the card and make $2,500 worth of eligible purchases within three months of approval to receive the bonus Reward Points. Eligible Purchase means purchases which are eligible to earn Reward Points. Purchases which are not eligible to earn Reward Points are described in the ANZ Rewards– Rewards Program Terms and Conditions booklet, for example fees, cash, cash equivalent transactions, balance transfers and transactions for gambling or gaming purposes will not earn Reward Points. The bonus Reward Points will be credited to your ANZ account within two months of the eligible spend criteria being met. If you transfer or cancel your new ANZ Rewards Platinum credit card account before the introductory bonus Reward Points are processed to your account, you may become ineligible for these bonus Reward Points.
The card 'reduces the excess when you hire a car from a major car rental company in Australia'. Does this mean that when we hire a car, we do not need to pay the additional 'excess cover'?
Hi Bronwyn, I was in Europe and I still had to pay for base insurance with the car hire company (Sixt). Then my travel insurance with my card would reduce the excess. I think mine was $3,000 (standard). Then using the eligible card it reduced to $500. Though I didn't need to claim.
I am currently using an ANZ platinum credit card. Would it benefit me if interested change it to the rewards card? I am not sure on the how to use a credit card to get points and rewards
Hi Darsan, your current ANZ platinum credit card earns no rewards points. Therefore it makes sense to switch to a card that actually earns points on your spend. As with the Platinum card this Rewards Platinum has high interest rates. Therefore these types of cards are best used by someone that pays off the balance in full each month. Whenever you make purchases on a rewards credit card, points are earned. These points are transferred to your account on a regular basis. You redeem the rewards, in this card, on the ANZ rewards website - https://anzrewards.com/
Do I get bonus points If I send money from Australia to india through transferwise with this credit card ?
Hi Ajith, that is a good question and I am sorry that I do not know the answer. I would speak to ANZ Rewards credit card customer service to confirm - 13 33 34. From my point of view, if it is a cash transaction, then there are never any points earned on this. There is not points earned on any card in Australia for a cash or cash equivalent transaction. So as I type more, I am thinking that its a no.
How do I claim my 50000 bonus points on my new credit card.I have already spent more than$2500 in less than 3 months.
Why aren't the points automatically added?
Hi Aldo, points will be automatically credited to your account though this is not straight away. Checking the terms: The bonus Reward Points will be credited to your ANZ account within two months of the eligible spend criteria being met.
I HAVE APPLICATION NO. xxx FOR ANZ REWARD PLATINUM CARD. I HAVE TO SEND ATO NOTICE TO EMAIL I HAVE SEEMS WRONG so please check and send me the correct email: yourcc.docs@anz.com
Hi Jayantilal, I am not sure what email address you should send to for ANZ. I would give the ANZ credit card customer service team a call on 1800 033 844 to confirm.
I have a Frequent Flyer Visa platinum rewards card and received notification that the annual fee will be $240 with a $55 Rewards Program Service Fee.
So, how is this card different and why are my fees to high. I will be cancelling my current card, if those costs stand.
Hi Beverley, many banks are reworking there reward card offerings. If you are not happy with the changes in your ANZ card then its best to cancel and look for an alternative offer with another bank. Check out a range of cards with bonus points sign up as well.
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