Here in Australia, flybuys is one of the better known rewards programs, as it allows members to earn points on their Coles supermarket shop, and with a wide range of program partners. While you don’t need to have a credit card to earn flybuys, Coles does offer a selection of flybuys earning cards that can boost everyday points earning.
Aside from earning points on your credit card, you can earn points when shopping at Coles supermarkets and other stores within the Coles Group, such as Kmart and Target. You can also earn points when spending at flybuys partners. flybuys changes up its bonus points deals and promo offers regularly, so it’s a good idea to keep an eye on your online account.
When redeeming points on the flybuys program, you can:
So, what can you expect in terms of value?
Coles No Annual Fee Mastercard (0.5 points per $1, no annual fee, purchase protection and personal concierge on platinum).
Coles Rewards Mastercard (2 points per $1 up to $3,000 per statement period, then 1 point per $1, no annual fee in the first year, then $99, personal concierge on platinum, no international transaction fee, bonus points).
The value offered on the no annual fee card is limited, even given the fact that it has no annual fee. A higher spend on the classic card option could offer a nice return, but bear in mind its points shaping. Its bonus points offer is appealing – but what will really win you points on this program is getting to know where to find promo deals and points boosters.
Founder of Creditcard.com.au. Roland has extensive knowledge about credit cards in Australia. Known as a credit card expert, he has been featured on tv and in various publications. Some popular offers on our site right now include the ANZ Low Rate. This special offer has no annual fee first year, a low purchase rate and long 0% balance transfer. Have a look also at the huge 0% for 30 months balance transfer from Citi with no balance transfer fees.
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