|Coles Rewards || |
50,000 Flybuys bonus points + 0% p.a. on balance transfer for 12 mos
No BT fee. Earn Flybuy points. No foreign fees.
Here in Australia, the flybuys rewards program is a popular and flexible points program. You can earn points on your Coles supermarket shop (and plenty of other places) and redeem them with a wide range of program partners. While you don’t need to have a credit card to earn flybuys, Coles does offer a selection of flybuys earning cards with offers that can boost everyday points earning. Here’s what you need to know to earn points using the flybuys rewards program.
The Coles Rewards Mastercard can make your everyday more exciting. The first $3,000 in eligible purchases made with the Coles Rewards Mastercard earns you 2 flybuys points for every $1 spent. Plus, enjoy 50,000 Flybuys bonus points and 0% p.a. on balance transfers for 12 months if you apply by 31 October 2023. Cardholders can also save on foreign exchange fees with its $0 foreign transaction fee feature on purchases when shopping online or overseas.
Aside from earning points on your credit card, you can earn points when shopping at Coles supermarkets and other stores within the Coles Group, such as Kmart and Target. You can also earn points when spending at flybuys partners. flybuys changes up its bonus points deals and promo offers regularly, so it’s a good idea to keep an eye on your online account.
When redeeming points on the flybuys program, you can:
So, what can you expect in terms of value?
Coles No Annual Fee Mastercard (0.5 points per $1, no annual fee, purchase protection and personal concierge on platinum).
Coles Rewards Mastercard (2 points per $1 up to $3,000 per statement period, then 1 point per $1, no annual fee in the first year, then $99, personal concierge on platinum, no international transaction fee, bonus points).
The value offered on the no annual fee card is limited, but is a low-cost option that might feel safer for those dipping a toe into credit cards. A higher spend on the classic card option could offer a nice return, but bear in mind its points shaping. Its bonus points offer is appealing – but what will really win you points on this program is getting to know where to find promo deals and points boosters. The flybuys rewards program is one of the most versatile points programs on offer with multiple ways to earn during your regular spending.
Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger.
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