Low Interest Rate Credit Cards

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ANZ Low Rate Credit Card – 0% Balance Transfer

61 reviews

No annual fee first year + 0% p.a. for 25 months on balance transfers

Low purchase rate of 12.49% p.a. and $58 annual fee. Up to 3 free additional card holders. Any unpaid balance transfer at the end of the 25 months reverts to 20.24% p.a. 1.5% Balance Transfer Fee applies.

$0 saved over 25 months

Low purchase rate of 12.49% p.a. and $58 annual fee. Up to 3 free additional card holders. Any unpaid balance transfer at the end of the 25 months reverts to 20.24% p.a. 1.5% Balance Transfer Fee applies.

12.49%

p.a

Purchase rate

12.49% p.a.

0%

25 months

reverts to 20.24% p.a. 1.5% fee applies

Balance transfer

0% 25 months

reverts to 20.24% p.a.1.5% fee applies

$0

first year

then $58 p.a.

Annual fee

$0 first year

then $58 p.a.

$

saved over 25 months

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Westpac Low Rate Credit Card

304 reviews

$200 cashback with $1k min. spend

Strong 0% balance transfer offer from Westpac. Reverts to cash advance rate. Plus, $200 cashback with $1k min. eligible spend in first 90 days. Free additional cardholder. Low annual fee of $59 makes this a nice package.

Low Rate Package

$0 saved over 24 months

Strong 0% balance transfer offer from Westpac. Reverts to cash advance rate. Plus, $200 cashback with $1k min. spend. Free additional cardholder. Low annual fee of $59 makes this a nice package Apply by 31 Mar 21

13.74%

p.a

Purchase rate

13.74% p.a.

0%

24 months

reverts to 21.49% p.a. 1% fee applies

Balance transfer

0% 24 months

reverts to 21.49% p.a.1% fee applies

$59

p.a.

Annual fee

$59 p.a.

$

saved over 24 months

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St.George Vertigo Platinum Credit Card

35 reviews

Reduced annual fee the first year + 0% Purchases

0% p.a. for 15 months on purchases, reverts to St.George lowest purchase rate of 12.99% p.a. Eligible with Apple Pay, Google Pay and Samsung Pay.

$0 saved over 12 months

0% p.a. for 15 months on purchases, reverts to St.George's lowest purchase rate. Reduced annual fee the first year. Eligible with Apple Pay, Google Pay and Samsung Pay. Apply by 9 Feb 21

0%

15 months

reverts to 12.99% p.a.

Purchase rate

0%

15 months

reverts to 12.99% p.a.

6.99%

12 months

reverts to 21.49% p.a. No BT fee

Balance transfer

6.99% 12 months

reverts to 21.49% p.a.No fee

$49

first year

then $99 p.a.

Annual fee

$49 first year

then $99 p.a.

$

saved over 12 months

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Bendigo Bank Low Rate Platinum Credit Card

4 reviews

Low rate platinum card

Comes with mobile phone and tablet insurance protection if you lose your device or break the screen. Extended warranty and up to 55 days interest free on purchases.

Low rate platinum card

$0 saved over 6 months

Comes with mobile phone and tablet insurance protection if you lose your device or break the screen. Extended warranty and up to 55 days interest free on purchases.

11.99%

p.a

Purchase rate

11.99% p.a.

0%

6 months

reverts to 11.99% p.a. No BT fee

Balance transfer

0% 6 months

reverts to 11.99% p.a. No fee

$89

p.a.

Annual fee

$89 p.a.

$

saved over 6 months

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St.George Vertigo Platinum Credit Card – Cashback Offer

1 review

$300 cashback

When you spend $900 on eligible purchases within 90 days of new card approval. New cards only, Eligibility criteria and T&Cs apply. Eligible with Apple Pay, Google Pay and Samsung Pay.

$300 Cashback

$0 saved over 12 months

$300 cashback when you spend $900 on eligible purchases within 90 days of new card approval. New cards only, Eligibility criteria and T&Cs apply. Eligible with Apple Pay, Google Pay and Samsung Pay. Apply by 30 Mar 21

12.99%

p.a

Purchase rate

12.99% p.a.

6.99%

12 months

reverts to 21.49% p.a. No BT fee

Balance transfer

6.99% 12 months

reverts to 21.49% p.a.No fee

$99

p.a.

Annual fee

$99 p.a.

$

saved over 12 months

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BankSA Vertigo Credit Card

7 reviews

Low Purchase Rate

0% for 24 months on balance transfer. No balance transfer fee. Reverts to cash advance rate. Great low rate on purchases. You don't need to be a BankSA customer to apply.

Low Purchase Rate

$0 saved over 24 months

0% for 24 months on balance transfer. No balance transfer fee. Reverts to cash advance rate. Great low rate on purchases. You don't need to be a BankSA customer to apply. Apply by 30 Mar 21

13.99%

p.a

Purchase rate

13.99% p.a.

0%

24 months

reverts to 21.49% p.a. No BT fee

Balance transfer

0% 24 months

reverts to 21.49% p.a.No fee

$0

first year

then $55 p.a.

Annual fee

$0 first year

then $55 p.a.

$

saved over 24 months

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Bank of Melbourne Vertigo Credit Card

26 reviews

0% balance transfer offer

0% on balance transfers for 24 months (reverts to cash advance rate) all wrapped into a nice low rate package of 13.99% on purchases and $55 annual fee.

0% balance transfer offer

$0 saved over 24 months

0% on balance transfers for 24 months (reverts to cash advance rate). No balance transfer fee. All wrapped into a nice low rate package of 13.99% on purchases + $55 annual fee. Apply by 30 Mar 21

13.99%

p.a

Purchase rate

13.99% p.a.

0%

24 months

reverts to 21.49% p.a. No BT fee

Balance transfer

0% 24 months

reverts to 21.49% p.a.No fee

$0

first year

then $55 p.a.

Annual fee

$0 first year

then $55 p.a.

$

saved over 24 months

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St.George Vertigo Platinum Rainbow Credit Card

1 review

Limited Rainbow Design

Low purchase rate and pay a reduced annual fee first year. Overseas travel insurance for trips up to 6 months. Introductory 0% on purchases for 15 months.

Limited Rainbow Design

$0 saved over 12 months

Low purchase rate and pay a reduced annual fee first year. Overseas travel insurance for trips up to 6 months. Introductory 0% on purchases for 15 months. Apply by 9 Feb 21

0%

15 months

reverts to 12.99% p.a.

Purchase rate

0%

15 months

reverts to 12.99% p.a.

6.99%

12 months

reverts to 21.49% p.a. No BT fee

Balance transfer

6.99% 12 months

reverts to 21.49% p.a.No fee

$49

first year

then $99 p.a.

Annual fee

$49 first year

then $99 p.a.

$

saved over 12 months

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ANZ Platinum Credit Card

30 reviews

0% for 17 months on purchases + $0 annual fee first year

Long 0% offer on purchases, reverts to 20.24% p.a. Pay no annual fee first year - save $87. Eligible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.

No annual fee first year, save $87

$0 saved over months

0% p.a. for 17 months on purchases, reverts to 20.24% p.a. Pay no annual fee first year - save $87. Eligible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.

0%

17 months

reverts to 20.24% p.a.

Purchase rate

0%

17 months

reverts to 20.24% p.a.

N/A

Balance transfer

N/A

p.a.

$0

first year

then $87 p.a.

Annual fee

$0 first year

then $87 p.a.

$

saved over months

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Bank of Melbourne Amplify Platinum Credit Card

2 reviews

0% balance transfer + purchase offer

Pay no annual fee the first year - save $99. Earn 1 Amplify point for every $1 spent on eligible purchases.

$0 saved over 22 months

0% balance transfer and purchase offer. Earn 1 Amplify point for every $1 spent on eligible purchases. Apply by 9 Feb 21

0%

7 months

reverts to 19.74% p.a.

Purchase rate

0%

7 months

reverts to 19.74% p.a.

0%

22 months

reverts to 21.49% p.a. 1.5% fee applies

Balance transfer

0% 22 months

reverts to 21.49% p.a.1.5% fee applies

$0

first year

then $99 p.a.

Annual fee

$0 first year

then $99 p.a.

$

saved over 22 months

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BankSA Amplify Platinum Credit Card

1 review

0% on balance transfers and purchases

Pay no annual fee first year - save $99. Earn 1 Amplify Point per $1 spent. Uncapped. Complimentary overseas travel insurance.

$0 saved over 22 months

0% on balance transfer and purchase offer. No annual fee first year. Earn 1 Amplify Point per $1 spent. Uncapped. Complimentary overseas travel insurance. Apply by 9 Feb 21

0%

7 months

reverts to 19.74% p.a.

Purchase rate

0%

7 months

reverts to 19.74% p.a.

0%

22 months

reverts to 21.49% p.a. 1.5% fee applies

Balance transfer

0% 22 months

reverts to 21.49% p.a.1.5% fee applies

$0

first year

then $99 p.a.

Annual fee

$0 first year

then $99 p.a.

$

saved over 22 months

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St.George Amplify Platinum Credit Card

2 reviews

0% balance transfer and purchase offer

Complimentary Overseas Travel Insurance for trips up to 3 months. Annual fee waived first year.

$0 saved over 22 months

0% balance transfer and purchase offer. Complimentary Overseas Travel Insurance for trips up to 3 months. Annual fee waived first year. Apply by 9 Feb 21

0%

7 months

reverts to 19.74% p.a.

Purchase rate

0%

7 months

reverts to 19.74% p.a.

0%

22 months

reverts to 21.49% p.a. 1.5% fee applies

Balance transfer

0% 22 months

reverts to 21.49% p.a.1.5% fee applies

$0

first year

then $99 p.a.

Annual fee

$0 first year

then $99 p.a.

$

saved over 22 months

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NAB Low Rate Credit Card

26 reviews

0% on balance transfers for 20 months

A 2% balance transfer fee applies. Low purchase rate of 12.99% p.a. Low $59 annual fee and get a free additional cardholder.

0% for 20 months on balance transfers

$0 saved over 20 months

Low purchase rate of 12.99% p.a. after 6 months. Low annual fee and get a free additional cardholder.

12.99%

p.a

Purchase rate

12.99% p.a.

0%

20 months

reverts to 21.74% p.a. 2% fee applies

Balance transfer

0% 20 months

reverts to 21.74% p.a.2% fee applies

$59

p.a.

Annual fee

$59 p.a.

$

saved over 20 months

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Bendigo Bank Low Rate First Credit Card

1 review

First credit card

Exclusively for 18 to 25 year olds with a purchase rate of 11.99% p.a. and $29 annual fee.

First credit card

$0 saved over 6 months

Exclusive to customers aged 18 - 25 years with it's low annual fee and interest on purchases.

11.99%

p.a

Purchase rate

11.99% p.a.

0%

6 months

reverts to 11.99% p.a. No BT fee

Balance transfer

0% 6 months

reverts to 11.99% p.a. No fee

$29

p.a.

Annual fee

$29 p.a.

$

saved over 6 months

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Virgin Money No Annual Fee Credit Card

16 reviews

No annual fee card

Pay no annual fee ever plus take advantage of the 0% p.a. balance transfer and purchase offer for the first 12 months. Up to 4 extra card holders at $0 p.a.

No annual fee card

$0 saved over 12 months

Pay no annual fee ever plus take advantage of the 0% p.a. balance transfer and purchase offer for the first 12 months. Up to 4 extra card holders at $0 p.a. Apply by 29 Jan 21

0%

12 months

reverts to 18.99% p.a.

Purchase rate

0%

12 months

reverts to 18.99% p.a.

0%

12 months

reverts to 20.99% p.a. No BT fee

Balance transfer

0% 12 months

reverts to 20.99% p.a.No fee

$0

p.a.

Annual fee

$0 p.a.

$

saved over 12 months

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ME Frank Credit Card

26 reviews

$0 annual fee credit card

ME Bank frank offers a low interest rate of 11.99% p.a. on purchases, cash advances and balance transfers plus $0 annual fee. One low rate, simple.

$0 annual fee credit card

$0 saved over 99 months

Same low rate of 11.99% p.a. on purchases, cash advances and balance transfers plus $0 annual fee.

11.99%

p.a

Purchase rate

11.99% p.a.

11.99%

Balance transfer

11.99%

$0

p.a.

Annual fee

$0 p.a.

$

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St.George Vertigo Rainbow Credit Card

2 reviews

Limited Rainbow Design

Ever popular St.George Vertigo low rate credit card. Free extra card holder. Balance transfer reverts to cash advance rate (21.49% p.a.) after 24 months.

Limited Rainbow Design

$0 saved over 24 months

Ever popular St.George Vertigo low rate credit card. Free extra card holder. Balance transfer reverts to cash advance rate (21.49% p.a.) after 24 months. Apply by 30 Mar 21

13.99%

p.a

Purchase rate

13.99% p.a.

0%

24 months

reverts to 21.49% p.a. No BT fee

Balance transfer

0% 24 months

reverts to 21.49% p.a.No fee

$0

first year

then $55 p.a.

Annual fee

$0 first year

then $55 p.a.

$

saved over 24 months

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St.George Vertigo Credit Card

19 reviews

Popular low rate card

Ever popular St.George Vertigo low rate credit card. Free extra card holder. 0% balance transfer offer.

Popular low rate card

$0 saved over 24 months

Ever popular St.George Vertigo low rate credit card. Free extra card holder. 0% balance transfer offer. Apply by 30 Mar 21

13.99%

p.a

Purchase rate

13.99% p.a.

0%

24 months

reverts to 21.49% p.a. No BT fee

Balance transfer

0% 24 months

reverts to 21.49% p.a.No fee

$0

first year

then $55 p.a.

Annual fee

$0 first year

then $55 p.a.

$

saved over 24 months

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BankSA Vertigo Platinum Credit Card

2 reviews

$300 cashback

When you spend $900 on eligible purchases within 90 days of new card approval. New cards only, Eligibility criteria and T&Cs apply. Low purchase rate of 12.99% p.a. Overseas travel insurance for up to 6 months. Up to 3 free additional cardholders.

$0 saved over 12 months

$300 cashback when you spend $900 on eligible purchases within 90 days of new card approval. Low purchase rate of 12.99% p.a. Overseas travel insurance for up to 6 months. Apply for 3 additional cardholders at no extra charge. Apply by 30 Mar 21

12.99%

p.a

Purchase rate

12.99% p.a.

6.99%

12 months

reverts to 21.49% p.a. No BT fee

Balance transfer

6.99% 12 months

reverts to 21.49% p.a.No fee

$99

p.a.

Annual fee

$99 p.a.

$

saved over 12 months

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Bank of Melbourne Vertigo Platinum

5 reviews

$300 cashback

When you spend $900 on eligible purchases within 90 days of new card approval. New cards only, Eligibility criteria and T&Cs apply. Low purchase rate of 12.99% p.a. Overseas travel insurance up to 6 months.

$0 saved over 12 months

$300 cashback when you spend $900 on eligible purchases within 90 days of new card approval. New cards only, Eligibility criteria and T&Cs apply. Low purchase rate of 12.99% p.a. Overseas travel insurance up to 6 months. Apply by 30 Mar 21

12.99%

p.a

Purchase rate

12.99% p.a.

6.99%

12 months

reverts to 21.49% p.a. No BT fee

Balance transfer

6.99% 12 months

reverts to 21.49% p.a.No fee

$99

p.a.

Annual fee

$99 p.a.

$

saved over 12 months

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bcu Rewards Credit Card

3 reviews

Cash back on spend

Low 12.80% p.a. on purchases. Receive 0.66% cash back for every eligible dollar.

0.66% cash back for every eligible dollar spent

$0 saved over months

Low rate card offering cash back on spend to be put towards your next credit card or money back into your bcu account.

12.80%

p.a

Purchase rate

12.80% p.a.

N/A

Balance transfer

N/A

p.a.

$89

p.a.

Annual fee

$89 p.a.

$

saved over months

Heritage Bank Business Visa Credit Card

2 reviews

Business credit card from Heritage Bank allows for multiple cards with individual monthly spend limits that are set by business owner.

$45 annual fee per card

$0 saved over months

Business credit card from Heritage Bank allows for multiple cards with individual monthly spend limits that are set by business owner.

11.95%

p.a

Purchase rate

11.95% p.a.

N/A

Balance transfer

N/A

p.a.

$45

p.a.

Annual fee

$45 p.a.

$

saved over months

Nova Alliance Bank Visa Credit Card

1 review

Low introductory offer on purchases and ongoing rate. Up to 55 days interest free on purchases.

$0 saved over months

Low introductory offer on purchases and ongoing rate. Up to 55 days interest free on purchases.

6%

6 months

reverts to 11.99% p.a.

Purchase rate

6%

6 months

reverts to 11.99% p.a.

N/A

Balance transfer

N/A

p.a.

$45

p.a.

Annual fee

$45 p.a.

$

saved over months

Westpac Low Fee Credit Card

5 reviews

$0 annual fee first year

Pay no annual card fee in the first year (currently saving you $30) and in following years if you spend $5,000.

$0 annual fee first year

$0 saved over 6 months

Pay no annual card fee in the first year (currently saving you $30) and in following years if you spend $5,000. Apply by 31 Mar 21

0%

15 months

reverts to 20.09% p.a.

Purchase rate

0%

15 months

reverts to 20.09% p.a.

0%

6 months

reverts to 21.49% p.a. No BT fee

Balance transfer

0% 6 months

reverts to 21.49% p.a.No fee

$0

first year

then $30 p.a.

Annual fee

$0 first year

then $30 p.a.

$

saved over 6 months

Hume Bank Value Visa Credit Card

1 review

No annual fee and additional card holders for free. Up to 55 interest free days on purchases.

$0 saved over months

No annual fee and additional card holders for free. Up to 55 interest free days on purchases.

11.95%

p.a

Purchase rate

11.95% p.a.

N/A

Balance transfer

N/A

p.a.

$0

p.a.

Annual fee

$0 p.a.

$

saved over months

Border Bank Visa Credit Card

1 review

Low interest rate credit card and low annual fee.

$0 saved over 99 months

Low interest rate credit card and low annual fee.

10.76%

p.a

Purchase rate

10.76% p.a.

10.76%

Balance transfer

10.76%

$0

first year

then $30 p.a.

Annual fee

$0 first year

then $30 p.a.

$

Hume Bank Clear Visa Credit Card

1 review

Cash redeemable loyalty points for every $1 spent. Additional card holders for free. Up to 55 interest free days on purchases.

$0 saved over months

Cash redeemable loyalty points for every $1 spent. Additional card holders for free. Up to 55 interest free days on purchases.

14.95%

p.a

Purchase rate

14.95% p.a.

N/A

Balance transfer

N/A

p.a.

$30

p.a.

Annual fee

$30 p.a.

$

saved over months

bcu Classic Credit Card

2 reviews

Low rate

bcu classic credit card with a low rate of 11.80% p.a. on purchases and a low annual fee of $45.

Low rate and low annual fee

$0 saved over months

Get up to 55 days interest free on purchases. Low rate of 11.80% p.a. on purchases, $45 annual fee and $0 late payment fees.

11.80%

p.a

Purchase rate

11.80% p.a.

N/A

Balance transfer

N/A

p.a.

$45

p.a.

Annual fee

$45 p.a.

$

saved over months

CIRCLE Alliance Bank Visa Credit Card

1 review

Low rate card. A $5 fee is charged monthly this adds up to $60 per year.

$0 saved over months

Low rate card. A $5 fee is charged monthly this adds up to $60 per year.

14.50%

p.a

Purchase rate

14.50% p.a.

N/A

Balance transfer

N/A

p.a.

$60

p.a.

Annual fee

$60 p.a.

$

saved over months

Endeavour Mutual Bank Visa Credit Card

1 review

Low interest rate card with access to Apple Pay, Google Pay & Samsung Pay.

$0 saved over 99 months

10.49%

p.a

Purchase rate

10.49% p.a.

10.49%

Balance transfer

10.49%

$30

p.a.

Annual fee

$30 p.a.

$

American Express Low Rate Credit Card

2 reviews

$0 annual fee and low purchase rate

Low 8.99% p.a. on purchases and pay no annual fee. Up to 4 additional cards at no extra cost.

$0 annual fee and low purchase rate

$0 saved over months

Low 8.99% p.a. on purchases and pay no annual fee. Up to 4 additional cards at no extra cost.

8.99%

p.a

Purchase rate

8.99% p.a.

N/A

Balance transfer

N/A

p.a.

$0

p.a.

Annual fee

$0 p.a.

$

saved over months

Qudos Bank Lifestyle Credit Card

1 review

Introductory 4.99% p.a. on balance transfers and purchases for your first 5 months. No interest free days.

$0 saved over 5 months

Introductory 4.99% p.a. on balance transfers and purchases for your first 5 months. No interest free days.

4.99%

5 months

reverts to 12.34% p.a.

Purchase rate

4.99%

5 months

reverts to 12.34% p.a.

4.99%

5 months

reverts to 12.34% p.a. No BT fee

Balance transfer

4.99% 5 months

reverts to 12.34% p.a. No fee

$0

p.a.

Annual fee

$0 p.a.

$

saved over 5 months

Qudos Bank Lifestyle Plus Credit Card

1 review

Introductory 4.99% p.a. on balance transfers and purchases for your first 5 months.

$0 saved over 5 months

Introductory 4.99% p.a. on balance transfers and purchases for your first 5 months.

4.99%

5 months

reverts to 15.85% p.a.

Purchase rate

4.99%

5 months

reverts to 15.85% p.a.

4.99%

5 months

reverts to 15.85% p.a. No BT fee

Balance transfer

4.99% 5 months

reverts to 15.85% p.a. No fee

$0

p.a.

Annual fee

$0 p.a.

$

saved over 5 months

Citi Simplicity Credit Card

8 reviews

No annual or late fees

0% p.a. on purchases and balance transfers for 6 months (no balance transfer fee applies, reverts to the cash advance rate). Add to this complimentary insurances and additional benefits.

No annual or late fees

$0 saved over 6 months

0% p.a. on purchases and balance transfers for 6 months (no balance transfer fee applies, reverts to the cash advance rate). Range of complimentary insurance covers and benefits. Apply by 31 Jan 21

0%

6 months

reverts to 21.49% p.a.

Purchase rate

0%

6 months

reverts to 21.49% p.a.

0%

6 months

reverts to 22.24% p.a. No BT fee

Balance transfer

0% 6 months

reverts to 22.24% p.a.No fee

$0

p.a.

Annual fee

$0 p.a.

$

saved over 6 months

P&N Bank Visa Platinum Credit Card

1 review

Complimentary insurances

Overseas travel insurance, Interstate flight insurance and more. Up to 45 days interest free on purchases. Visa Platinum Concierge Service 24x7.

Complimentary insurances

$0 saved over 99 months

Overseas travel insurance, Interstate flight insurance and more. Up to 45 days interest free on purchases. Visa Platinum Concierge Service 24x7.

11.31%

p.a

Purchase rate

11.31% p.a.

11.31%

Balance transfer

11.31%

$99

p.a.

Annual fee

$99 p.a.

$

Queenslanders Credit Union Visa Credit Card

1 review

Same low 13.20% p.a. on purchases and cash advances. Up to 55 days interest free.

$0 saved over 0 months

Same low 13.20% p.a. on purchases and cash advances. Up to 55 days interest free.

13.20%

p.a

Purchase rate

13.20% p.a.

N/A

Balance transfer

N/A

p.a.

$39

p.a.

Annual fee

$39 p.a.

$

saved over 0 months

Macquarie RateSaver Card

2 reviews

Balance transfer offer

Balance transfer offer reverts to the purchase rate. Get up to 55 days interest free. Additional cardholder for $10 per year. No international transaction fees.

Balance transfer offer

$0 saved over 14 months

Balance transfer offer reverts to the purchase rate. Get up to 55 days interest free. Additional cardholder for $10 per year. No international transaction fees.

15.95%

p.a

Purchase rate

15.95% p.a.

0%

14 months

reverts to 15.95% p.a. No BT fee

Balance transfer

0% 14 months

reverts to 15.95% p.a. No fee

$69

p.a.

Annual fee

$69 p.a.

$

saved over 14 months

Auswide Bank Low Rate Visa Credit Card

1 review

Low annual fee – which is waived for those under 25 – and up to 55 days interest free on purchases.

$0 saved over months

Low annual fee – which is waived for those under 25 – and up to 55 days interest free on purchases.

8.05%

p.a

Purchase rate

8.05% p.a.

N/A

Balance transfer

N/A

p.a.

$50

p.a.

Annual fee

$50 p.a.

$

saved over months

Orange Credit Union Amigo Credit Card

1 review

Same interest rate on purchases, cash advances and balance transfers. Need to reside in Orange, NSW to become a member and apply.

$0 saved over 99 months

Same interest rate on purchases, cash advances and balance transfers. Need to reside in Orange, NSW to become a member and apply.

13.99%

p.a

Purchase rate

13.99% p.a.

13.99%

Balance transfer

13.99%

$49

p.a.

Annual fee

$49 p.a.

$

Defence Bank Foundation Visa Credit Card

2 reviews

Low interest rate card and low annual fee. Up to 55 days interest free on purchases.

$0 saved over 6 months

Low interest rate card and low annual fee. Up to 55 days interest free on purchases.

3.99%

6 months

reverts to 8.99% p.a.

Purchase rate

3.99%

6 months

reverts to 8.99% p.a.

3.99%

6 months

reverts to 8.99% p.a. No BT fee

Balance transfer

3.99% 6 months

reverts to 8.99% p.a. No fee

$45

p.a.

Annual fee

$45 p.a.

$

saved over 6 months

IMB Low Rate Credit Card

2 reviews

Up to 55 days interest free on purchases and get complimentary Purchase Cover Insurance and Guaranteed Pricing Scheme.

$0 saved over 12 months

Up to 55 days interest free on purchases and get complimentary Purchase Cover Insurance and Guaranteed Pricing Scheme.

12.99%

p.a

Purchase rate

12.99% p.a.

0%

12 months

reverts to 21.74% p.a. No BT fee

Balance transfer

0% 12 months

reverts to 21.74% p.a.No fee

$37

first year

then $75 p.a.

Annual fee

$37 first year

then $75 p.a.

$

saved over 12 months

Queensland Country Visa Credit Card

1 review

Low rate on purchases and cash advances. Option for join rewards program for a $58 annual fee.

Optional rewards program at extra cost

$0 saved over months

Low rate card with a low annual fee and additional cardholders at no extra cost. You can choose to opt in for the Great Rewarder program at an extra $58 per year.

12.95%

p.a

Purchase rate

12.95% p.a.

N/A

Balance transfer

N/A

p.a.

$39

p.a.

Annual fee

$39 p.a.

$

saved over months

Commonwealth Bank Low Fee Gold Credit Card

4 reviews

Complimentary Travel Insurance

Pay no international transaction fees for purchases you make overseas or online. Free additional card holder and up to 55 days interest free on purchases.

Complimentary Travel Insurance

$0 saved over 5 months

Pay no international transaction fees for purchases you make overseas or online. Free additional card holder and up to 55 days interest free on purchases. Apply by 25 Feb 21

0%

15 months

reverts to 19.74% p.a.

Purchase rate

0%

15 months

reverts to 19.74% p.a.

5.99%

5 months

reverts to 21.24% p.a. No BT fee

Balance transfer

5.99% 5 months

reverts to 21.24% p.a.No fee

$0

first year

then $89 p.a.

Annual fee

$0 first year

then $89 p.a.

$

saved over 5 months

People’s Choice Visa Credit Card

1 review

Currently offering 2.99% p.a. on purchases, cash advances and balance transfers for six months. Up to 62 days interest free on purchases.

$0 saved over 6 months

Currently offering 2.99% p.a. on purchases, cash advances and balance transfers for six months. Up to 62 days interest free on purchases.

2.99%

6 months

reverts to 12.95% p.a.

Purchase rate

2.99%

6 months

reverts to 12.95% p.a.

2.99%

6 months

reverts to 12.95% p.a. No BT fee

Balance transfer

2.99% 6 months

reverts to 12.95% p.a.No fee

$59

p.a.

Annual fee

$59 p.a.

$

saved over 6 months

RACQ Bank Low Rate Credit Card

1 review

Get RACQ member discounts. Ability to add up to 4 additional cards free.

$0 saved over months

Get RACQ member discounts. Ability to add up to 4 additional cards free.

12.99%

p.a

Purchase rate

12.99% p.a.

N/A

Balance transfer

N/A

p.a.

$49

p.a.

Annual fee

$49 p.a.

$

saved over months

Police Bank Visa Credit Card

1 review

A low 10.76% interest rate and low annual fee of $30. With Apple Pay, Samsung Pay and Google Pay compatibility.

$0 saved over 99 months

A low 10.76% interest rate and low annual fee of $30. With Apple Pay, Samsung Pay and Google Pay compatibility.

10.76%

p.a

Purchase rate

10.76% p.a.

10.76%

Balance transfer

10.76%

$0

first year

then $30 p.a.

Annual fee

$0 first year

then $30 p.a.

$

Regional Australia Bank Your Choice Credit Card

2 reviews

Interest rate is reduced further for Partnership Advantage Home Loan and Regional Australia Bank home loan customers.

$0 saved over months

Interest rate is reduced further for Partnership Advantage Home Loan and Regional Australia Bank home loan customers.

14.69%

p.a

Purchase rate

14.69% p.a.

N/A

Balance transfer

N/A

p.a.

$40

p.a.

Annual fee

$40 p.a.

$

saved over months

Police Credit Union extralite Credit Card

1 review

Low 12.99% p.a. interest rate and pay no annual fee. Up to 44 days interest free on purchases.

$0 saved over months

Low 13.99% p.a. interest rate and pay no annual fee. Up to 44 days interest free on purchases.

13.99%

p.a

Purchase rate

13.99% p.a.

N/A

Balance transfer

N/A

p.a.

$0

p.a.

Annual fee

$0 p.a.

$

saved over months

South West Slopes Credit Union Visa Classic Credit Card

1 review

Low rate credit card with a $30 annual fee. Up to 55 days interest free on purchases.

$0 saved over months

Low rate credit card with a $30 annual fee. Up to 55 days interest free on purchases.

13.45%

p.a

Purchase rate

13.45% p.a.

N/A

Balance transfer

N/A

p.a.

$30

p.a.

Annual fee

$30 p.a.

$

saved over months

Teachers Mutual Bank Credit Card

1 review

Get a 7.90% p.a. introductory rate for the first 6 months. Low 11.50% p.a. ongoing interest rate.

$0 saved over 6 months

Get a 7.90% p.a. introductory rate for the first 6 months. Low 11.50% p.a. ongoing interest rate.

7.9%

6 months

reverts to 11.50% p.a.

Purchase rate

7.9%

6 months

reverts to 11.50% p.a.

7.90%

6 months

reverts to 11.50% p.a. No BT fee

Balance transfer

7.90% 6 months

reverts to 11.50% p.a.No fee

$0

p.a.

Annual fee

$0 p.a.

$

saved over 6 months

Bank First Platinum Credit Card

2 reviews

Low purchase rate + insurances

Complimentary Overseas Travel Insurance and 24/7 Platinum Concierge Service. Up to 55 days interest free on purchases.

Low purchase rate + insurances

$0 saved over 6 months

Complimentary Overseas Travel Insurance and 24/7 Platinum Concierge Service. Up to 55 days interest free on purchases. Apply by 29 Jan 21

9.59%

p.a

Purchase rate

9.59% p.a.

0%

6 months

reverts to 9.59% p.a. No BT fee

Balance transfer

0% 6 months

reverts to 9.59% p.a. No fee

$99

p.a.

Annual fee

$99 p.a.

$

saved over 6 months

Unity Bank Visa Credit Card

1 review

Low ongoing purchase rate and annual fee, with an intro offer of 7.99% p.a. on purchases and balance transfers for six months and no annual fee for the first year.

$0 saved over 6 months

Low ongoing purchase rate and annual fee, with an intro offer of 7.99% p.a. on purchases and balance transfers for six months and no annual fee for the first year.

7.99%

6 months

reverts to 9.99% p.a.

Purchase rate

7.99%

6 months

reverts to 9.99% p.a.

7.99%

6 months

reverts to 9.99% p.a. No BT fee

Balance transfer

7.99% 6 months

reverts to 9.99% p.a.No fee

$0

first year

then $60 p.a.

Annual fee

$0 first year

then $60 p.a.

$

saved over 6 months

WECU Visa Credit Card

1 review

Low annual fee, a low ongoing interest rate and up to 55 days interest free on purchases, available to WECU members only.

$0 saved over months

Low annual fee, a low ongoing interest rate and up to 55 days interest free on purchases, available to WECU members only.

13.45%

p.a

Purchase rate

13.45% p.a.

N/A

Balance transfer

N/A

p.a.

$25

p.a.

Annual fee

$25 p.a.

$

saved over months

First Option Bank Low Rate Credit Card

1 review

9.99% p.a. on purchases. $0 late payment fee. Up to 45 days interest free on purchases.

$0 saved over 12 months

9.99% p.a. on purchases. $0 late payment fee. Up to 45 days interest free on purchases.

9.99%

p.a

Purchase rate

9.99% p.a.

9.99%

12 months

reverts to 9.99% p.a. No BT fee

Balance transfer

9.99% 12 months

reverts to 9.99% p.a. No fee

$48

p.a.

Annual fee

$48 p.a.

$

saved over 12 months

Virgin Money Low Rate Credit Card

11 reviews

Low interest rate credit card with a 0% p.a. balance transfer rate for 15 months with a 1% balance transfer fee. Reverts to cash advance rate.

$0 saved over 15 months

Low interest rate credit card with a 0% p.a. balance transfer rate for 15 months with a 1% balance transfer fee. Reverts to cash advance rate.

11.99%

p.a

Purchase rate

11.99% p.a.

0%

15 months

reverts to 21.69% p.a. 1% fee applies

Balance transfer

0% 15 months

reverts to 21.69% p.a.1% fee applies

$99

p.a.

Annual fee

$99 p.a.

$

saved over 15 months

HSBC Low Rate Credit Card

123 reviews

No overseas transaction fees

Complimentary domestic travel insurance. Eligible with Apple Pay & Google Pay. Free additional card holder. Great low rate.

No overseas transaction fees

$0 saved over 20 months

Complimentary domestic travel insurance. Eligible with Apple Pay & Google Pay. Free additional card holder. Great low rate.

12.99%

p.a

Purchase rate

12.99% p.a.

0%

20 months

reverts to 25.99% p.a. 2% fee applies

Balance transfer

0% 20 months

reverts to 25.99% p.a.2% fee applies

$99

p.a.

Annual fee

$99 p.a.

$

saved over 20 months

Bank of Queensland Low Rate Credit Card

10 reviews

Low rate card

0% for 6 months on balance transfers, wrapped up with a nice low rate on purchases to make this a strong BOQ offer

$0 saved over 6 months

0% for 6 months on balance transfers, wrapped up with a nice low rate on purchases to make this a strong BOQ offer Apply by 28 Feb 21

13.49%

p.a

Purchase rate

13.49% p.a.

0%

6 months

reverts to 21.49% p.a. No BT fee

Balance transfer

0% 6 months

reverts to 21.49% p.a.No fee

$55

p.a.

Annual fee

$55 p.a.

$

saved over 6 months

Sydney Mutual Bank Low Rate Credit Card

2 reviews

Same low rate across purchases, cash advances and balance transfers. Low annual fee and up to 55 days interest free on purchases.

Same low rate

$0 saved over months

Same low rate across purchases, cash advances and balance transfers. Low annual fee and up to 55 days interest free on purchases.

10.49%

p.a

Purchase rate

10.49% p.a.

N/A

Balance transfer

N/A

p.a.

$30

p.a.

Annual fee

$30 p.a.

$

saved over months

CUA Low Rate Credit Card

3 reviews

Annual fee is waived first year

No annual fee the first year, $49 p.a. thereafter. Low purchase rate and add up to 9 additional cardholders at no extra cost.

$0 saved over 20 months

No annual fee the first year, $49 p.a. thereafter. Low purchase rate and add up to 9 additional cardholders at no extra cost.

11.99%

p.a

Purchase rate

11.99% p.a.

0%

20 months

reverts to 21.74% p.a. No BT fee

Balance transfer

0% 20 months

reverts to 21.74% p.a.No fee

$0

first year

then $49 p.a.

Annual fee

$0 first year

then $49 p.a.

$

saved over 20 months

Virgin Australia Velocity Flyer Credit Card – 0% p.a. for 14 months on purchases

7 reviews

0% on purchases for 14 months

0% p.a. for up to 14 months on purchases (reverts to 20.74% p.a.) $129 Virgin Australia Gift Voucher each year. 0% p.a. on balance transfers for the first 6 months.

0% for 14 Months on Purchases

$0 saved over 6 months

After the 14 month promotional period you get up to 55 days interest free on purchases. Enjoy a $129 Virgin Australia Gift Voucher each year - that's your annual fee covered. Earn Velocity points to fly a range of partner airlines inc Virgin. Apply by 29 Jan 21

0%

14 months

reverts to 20.74% p.a.

Purchase rate

0%

14 months

reverts to 20.74% p.a.

0%

6 months

reverts to 20.99% p.a. No BT fee

Balance transfer

0% 6 months

reverts to 20.99% p.a.No fee

$64

first year

then $129 p.a.

Annual fee

$64 first year

then $129 p.a.

$

saved over 6 months

G&C Mutual Bank Low Rate Visa Credit Card

1 review

Low interest rate and annual fee. Up to 50 days interest free on purchases.

$0 saved over months

Low interest rate and annual fee. Up to 50 days interest free on purchases.

7.49%

p.a

Purchase rate

7.49% p.a.

N/A

Balance transfer

N/A

p.a.

$50

p.a.

Annual fee

$50 p.a.

$

saved over months

Commonwealth Bank Low Rate Credit Card

35 reviews

0% on purchases

0% p.a. interest on purchases for 15 months. Low purchase rate and $59 annual fee plus a free additional card holder.

Low rate

$0 saved over 5 months

0% p.a. interest on purchases for 15 months. Low purchase rate and $59 annual fee plus a free additional card holder. Apply by 25 Feb 21

0%

15 months

reverts to 13.24% p.a.

Purchase rate

0%

15 months

reverts to 13.24% p.a.

5.99%

5 months

reverts to 21.24% p.a. No BT fee

Balance transfer

5.99% 5 months

reverts to 21.24% p.a.No fee

$59

p.a.

Annual fee

$59 p.a.

$

saved over 5 months

Greater Bank Visa Credit Card

1 review

Low rate credit card with a $49 annual fee. The annual fee can be waived after first year if you spend a minimum $12,000 yearly.

$0 saved over months

Low rate credit card with a $49 annual fee. The annual fee can be waived after first year if you spend a minimum $12,000 yearly. Apply by 31 Mar 21

5.95%

p.a

Purchase rate

5.95% p.a.

N/A

Balance transfer

N/A

p.a.

$49

p.a.

Annual fee

$49 p.a.

$

saved over months

Community First Low Rate Blue Credit Card

1 review

$20 of the annual fee is donated every year

Low 8.99% p.a. on purchases and cash advances. Half the annual fee is donated to the Prostate Cancer Foundation of Australia every year.

$20 of the annual fee is donated every year

$0 saved over 99 months

Supports the Prostate Cancer Foundation of Australia. Same 8.99% p.a. low rate across purchases and cash advances. Free additional cardholder.

8.99%

p.a

Purchase rate

8.99% p.a.

8.99%

Balance transfer

8.99%

$40

p.a.

Annual fee

$40 p.a.

$

Commonwealth Bank Low Fee Credit Card

41 reviews

Annual fee waiver

$0 annual fee in the first year - $29 ongoing. Can be waived if you spend $1,000 or more in previous year. 0% p.a. on purchases for 15 months.

Annual fee waiver

$0 saved over 5 months

$0 annual fee in the first year - $29 ongoing. Can be waived if you spend $1,000 or more in previous year. 0% p.a. on purchases for 15 months. Apply by 25 Feb 21

0%

15 months

reverts to 19.74% p.a.

Purchase rate

0%

15 months

reverts to 19.74% p.a.

5.99%

5 months

reverts to 21.24% p.a. No BT fee

Balance transfer

5.99% 5 months

reverts to 21.24% p.a.No fee

$0

first year

then $29 p.a.

Annual fee

$0 first year

then $29 p.a.

$

saved over 5 months

Citi Clear Credit Card

114 reviews

Balance transfer offer. Access to Citibank Dining Program, enjoy a free bottle of wine at participating restaurants. 4 additional card holders for free.

$0 saved over 15 months

0.9% p.a. on purchases and balance transfers for 15 months. Access to Citi Dining Program, enjoy a free bottle of wine at participating restaurants. 4 additional card holders for free.

0.9%

15 months

reverts to 14.99% p.a.

Purchase rate

0.9%

15 months

reverts to 14.99% p.a.

0.9%

15 months

reverts to 22.24% p.a. No BT fee

Balance transfer

0.9% 15 months

reverts to 22.24% p.a.No fee

$99

p.a.

Annual fee

$99 p.a.

$

saved over 15 months

Bankwest Breeze Mastercard

134 reviews

0% on balance transfers

0% p.a. on balance transfers for 26 months. 2% Balance transfer fee applies. Reverts to 10.99% p.a. New customers only.

$0 saved over 26 months

0% p.a. on balance transfers for 26 months. 2% Balance transfer fee. Reverts to low rate of 10.99% p.a. New customers only.

10.99%

p.a

Purchase rate

10.99% p.a.

0%

26 months

reverts to 10.99% p.a. 2% fee applies

Balance transfer

0% 26 months

reverts to 10.99% p.a. 2% fee applies

$0

first year

then $49 p.a.

Annual fee

$0 first year

then $49 p.a.

$

saved over 26 months

Australian Unity Low Rate Credit Card

1 review

Low rate on purchases and up to 4 additional card holders at no extra cost.

$0 saved over 0 months

9.90%

p.a

Purchase rate

9.90% p.a.

N/A

Balance transfer

N/A

p.a.

$59

p.a.

Annual fee

$59 p.a.

$

saved over 0 months

SERVICE ONE Visa Credit Card

1 review

Introductory offer on balance transfers. Low rate on purchases and cash advances.

$0 saved over 8 months

12.24%

p.a

Purchase rate

12.24% p.a.

8%

8 months

reverts to 12.24% p.a. No BT fee

Balance transfer

8% 8 months

reverts to 12.24% p.a.No fee

$45

p.a.

Annual fee

$45 p.a.

$

saved over 8 months

Credit Union SA Visa Credit Card

1 review

Low rate and annual fee

10.49%p.a. on purchases & cash advances and a low $39 annual fee. 0% p.a. on balance transfers for 6 months.

$0 saved over 6 months

10.49%

p.a

Purchase rate

10.49% p.a.

0%

6 months

reverts to 10.49% p.a. No BT fee

Balance transfer

0% 6 months

reverts to 10.49% p.a.No fee

$39

p.a.

Annual fee

$39 p.a.

$

saved over 6 months

Suncorp Clear Options Standard Credit Card

4 reviews

No frills credit card

Low rate on purchases. 0 interest free days on purchases.

No frills credit card

$0 saved over months

Low rate on purchases. 0 interest free days on purchases.

12.74%

p.a

Purchase rate

12.74% p.a.

N/A

Balance transfer

N/A

p.a.

$55

p.a.

Annual fee

$55 p.a.

$

saved over months

Coles Low Rate Mastercard

6 reviews

Low rate card

Great low rate on purchases while collecting Flybuys points.

Low rate card

$0 saved over 6 months

Great low rate on purchases while collecting Flybuys points. Apply by 31 Jan 21

12.99%

p.a

Purchase rate

12.99% p.a.

0%

6 months

reverts to 19.99% p.a. No BT fee

Balance transfer

0% 6 months

reverts to 19.99% p.a.No fee

$58

p.a.

Annual fee

$58 p.a.

$

saved over 6 months

Commonwealth Bank Low Rate Gold Credit Card

4 reviews

0% on purchases

0% p.a. interest on purchases for 15 months. One free additional cardholder. Complimentary international travel insurance.

$0 saved over 5 months

0% p.a. interest on purchases for 15 months. One free additional cardholder. Complimentary international travel insurance. Apply by 25 Feb 21

0%

15 months

reverts to 13.24% p.a.

Purchase rate

0%

15 months

reverts to 13.24% p.a.

5.99%

5 months

reverts to 21.24% p.a. No BT fee

Balance transfer

5.99% 5 months

reverts to 21.24% p.a.No fee

$89

p.a.

Annual fee

$89 p.a.

$

saved over 5 months

Bank of Us Visa Credit Card

2 reviews

Low rate card

Low 9.99%p.a. on purchases, cash advance and balance transfers with $39 annual fee

Low rate card

$0 saved over months

Low 9.99%p.a. on purchases, cash advance and balance transfers with $39 annual fee

9.99%

p.a

Purchase rate

9.99% p.a.

N/A

Balance transfer

N/A

p.a.

$39

p.a.

Annual fee

$39 p.a.

$

saved over months

Australian Military Bank Low Rate Visa Credit Card

1 review

Low rate on purchases and up to 45 days interest free on eligible purchases.

$0 saved over 12 months

Low rate on purchases and up to 45 days interest free on eligible purchases.

11.99%

p.a

Purchase rate

11.99% p.a.

0%

12 months

reverts to 19.99% p.a. No BT fee

Balance transfer

0% 12 months

reverts to 19.99% p.a.No fee

$49

p.a.

Annual fee

$49 p.a.

$

saved over 12 months

Westpac Lite Mastercard®

5 reviews

No foreign transaction or late payment fees

Low rate purchase card with no fees for foreign transactions or late payments. Credit limit of $500 to $4,000. Monthly $9 card fee.

No foreign transaction or late payment fees

$0 saved over 12 months

Low rate purchases card with no fees for foreign transactions or late payments. Credit limit of $500 to $4,000. Monthly $9 card fee ($108 annually).

9.90%

p.a

Purchase rate

9.90% p.a.

6.99%

12 months

reverts to 99% p.a. No BT fee

Balance transfer

6.99% 12 months

reverts to 99% p.a.No fee

$108

p.a.

Annual fee

$108 p.a.

$

saved over 12 months

Bank Australia Low Rate Visa Credit Card

2 reviews

Bank Australia offers a low purchase and cash advance rate alongside a low annual credit card fee.

$0 saved over 0 months

Bank Australia offers a low purchase and cash advance rate alongside a low annual credit card fee.

9.39%

p.a

Purchase rate

9.39% p.a.

N/A

Balance transfer

N/A

p.a.

$59

p.a.

Annual fee

$59 p.a.

$

saved over 0 months

Community First Low Rate Pink Visa Credit Card

5 reviews

$20 of the annual fee is donated every year

Low 8.99% p.a. on purchases and cash advances. Half annual fee donated to the McGrath Foundation every year.

$20 of the annual fee is donated every year

$0 saved over 99 months

Supports the McGrath Foundation. Same 8.99% p.a. low rate across purchases and cash advances. Free additional cardholder.

8.99%

p.a

Purchase rate

8.99% p.a.

8.99%

Balance transfer

8.99%

$40

p.a.

Annual fee

$40 p.a.

$

Community First Low Rate Visa Card

1 review

Low rate card

Low ongoing rate of 8.99% p.a. on purchases and cash advances. Low $40 annual fee.

Same low rate

$0 saved over 99 months

Low ongoing rate of 8.99% p.a. on purchases and cash advances. Low $40 annual fee.

8.99%

p.a

Purchase rate

8.99% p.a.

8.99%

Balance transfer

8.99%

$40

p.a.

Annual fee

$40 p.a.

$

Commonwealth Bank Essentials Credit Card

3 reviews

Low purchase rate and credit limit

Pay a monthly fee of $5 or $2 (conditions apply). Maximum credit limit of $3,000. Up to 55 days interest free on purchases and a free additional card holder.

Low purchase rate and credit limit

$0 saved over months

Pay a monthly fee of $5 or $2 (conditions apply). Maximum credit limit of $3,000. Up to 55 days interest free on purchases and a free additional card holder.

9.90%

p.a

Purchase rate

9.90% p.a.

N/A

Balance transfer

N/A

p.a.

$60

p.a.

Annual fee

$60 p.a.

$

saved over months

P&N Bank Visa Classic Credit Card

1 review

Low rate card

Low rate on purchases and annual fee. Up to 45 interest free days on purchases and credit limit starting from $1,000.

Low rate card

$0 saved over 99 months

Low rate on purchases and annual fee. Up to 45 interest free days on purchases and credit limit starting from $1,000.

11.31%

p.a

Purchase rate

11.31% p.a.

11.31%

Balance transfer

11.31%

$49

p.a.

Annual fee

$49 p.a.

$

Bankwest Breeze Platinum Credit Card

5 reviews

No foreign transaction fee

0% p.a. on balance transfers for 26 months. 2% Balance transfer fee applies. Reverts to 10.99% p.a. No foreign transaction fees on online and overseas purchases. Complimentary insurance cover.

No foreign transaction fee

$0 saved over 26 months

0% p.a. on balance transfers for 26 months. 2% balance transfer fee applies. Reverts 10.99% p.a. No foreign transaction fees on online and overseas purchases. Complimentary insurance cover.

10.99%

p.a

Purchase rate

10.99% p.a.

0%

26 months

reverts to 10.99% p.a. 2% fee applies

Balance transfer

0% 26 months

reverts to 10.99% p.a. 2% fee applies

$0

first year

then $69 p.a.

Annual fee

$0 first year

then $69 p.a.

$

saved over 26 months

Coles No Annual Fee Mastercard

3 reviews

No annual fee ever

Collect 1 Flybuys Point per $2 on eligible spend when you use this card. $10 instantly off your Coles Supermarket shop when you redeem 2,000 Flybuys points. Tap & Pay with Apple and Samsung Pay.

No annual fee ever

$0 saved over 12 months

Collect 1 Flybuys Point per $2 on eligible spend when you use this card. Pay no annual fee ever. $10 instantly off your Coles Supermarket shop when you redeem 2,000 Flybuys points. Tap & Pay with Apple and Samsung Pay. Apply by 31 Jan 21

0%

12 months

reverts to 19.99% p.a.

Purchase rate

0%

12 months

reverts to 19.99% p.a.

0%

12 months

reverts to 19.99% p.a. No BT fee

Balance transfer

0% 12 months

reverts to 19.99% p.a.No fee

$0

p.a.

Annual fee

$0 p.a.

$

saved over 12 months

BDCU Alliance Bank Visa Credit Card

1 review

Low interest rate and low annual fee card. Up to 44 days interest free on purchases.

$0 saved over 0 months

Low interest rate and low annual fee card. Up to 44 days interest free on purchases.

7.99%

6 months

reverts to 12.49% p.a.

Purchase rate

7.99%

6 months

reverts to 12.49% p.a.

N/A

Balance transfer

N/A

p.a.

$45

p.a.

Annual fee

$45 p.a.

$

saved over 0 months

Bank of Heritage Isle Visa Credit Card

1 review

Comes with a low interest rate, annual fee and an intro offer on the annual fee.

$0 saved over 99 months

Comes with a low interest rate, annual fee and an intro offer on the annual fee.

10.76%

p.a

Purchase rate

10.76% p.a.

10.76%

Balance transfer

10.76%

$0

first year

then $30 p.a.

Annual fee

$0 first year

then $30 p.a.

$

Newcastle Permanent Value+ Credit Card

1 review

Same rate on purchases, balance transfers and cash advances. Add up to 3 additional cardholders for free.

$0 saved over 99 months

Same rate on purchases, balance transfers and cash advances. Add up to 3 additional cardholders for free.

11.99%

p.a

Purchase rate

11.99% p.a.

11.99%

Balance transfer

11.99%

$49

p.a.

Annual fee

$49 p.a.

$