Qantas Frequent Flyer Credit Cards

Updated 1 June 2021

Enjoy perks, flights, upgrades, merchandise and more when you earn Qantas Points on your card spending with this great range of Qantas cards.

Coming in all shapes and sizes, Qantas cards can suit all types of cardholders. Whether you simply want to earn Qantas Points on your day-to-day purchases, or you want a card that’s packed with Qantas extras, there is sure to be a card for you within the fantastic selection we’ve curated on this page.

Qantas offers one of the most popular frequent flyer programs in Australia, and is affiliated with a number of popular airlines around the world. That means not only can you earn and redeem points on Qantas flights, you can also benefit from Qantas’s partnership with Emirates, Qatar Airways, British Airways, American Airlines and more.

The Qantas Frequent Flyer program is pretty huge indeed. The Qantas Points you earn can be redeemed for flights and upgrades, for accommodation and car hire, for travel insurance and goodies from Qantas Wine. You can also head online to the Qantas Store to pick up anything from the latest iPhone to a new set of suitcases, or check out the shops with a gift card in hand.

But, before you can do all that, you need to find the right card. Check out the range of Qantas cards on this page, using our handy visual comparison tool to compare important features such as each card’s earn rate, annual fee and bonus points offer. Whether it’s a card from the big banks or a card from Qantas Money itself, we make it super easy to find, compare and apply.

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Discover the world with Qantas Points

Your Qantas Points could take you anywhere, allowing you to uncover new adventures as you travel the globe. Want to stay closer to home? While earning on the Qantas program gives you access to flights, upgrades, holiday packages and hotels, it offers plenty of non-travel alternatives as well. Indulge in gourmet food and wine, or pick from thousands of products in the Qantas Shopping Rewards Store.

Your Guide to Qantas Frequent Flyer Cards

Earning points on the Qantas Frequent Flyer program, a Qantas Frequent Flyer card offers cardholders access to an extensive range of rewards, with everything from flights and upgrades to gift cards and gadgets on offer. So, how do you know if a Qantas Frequent Flyer card is right for you? In this guide, we’ll cover all the essential info you need to know, helping you to decide if a Qantas card would work for, how to choose the right card, and how to make the most of it.

Is a Qantas Frequent Flyer card right for you?

Before we look any closer at what Qantas Frequent Flyer cards can offer, you need to consider whether this type of card would work for you. Rewards cards in general don’t work for every type of cardholder, so it’s best to make sure a Qantas card would be a good fit before you start comparing your options.

You love to travel. Frequent flyer credit cards such as Qantas cards tend to suit frequent travellers. If you love to travel, you can use your card to cover flights, accommodation and any other travel spending, earning Qantas Points for each $1 you spend. While you will also earn points on everyday spending, larger travel spends tend to accrue points faster – and if you book with Qantas and its partners, you will earn even more points on each transaction.

You want to earn rewards. If you want to get something back on your credit card spending, rewards cards such as Qantas Frequent Flyer cards could make that happen. As long as you choose the right card – and Qantas is the right program for you – your purchases could give you valuable rewards in return for spending you need to do anyway.

You have a significant credit card spend. Rewards cards tend to reward big spenders. After all, the more you spend on your card, the more points you stack up. However, by choosing the right card – and channelling as much spending through the card as possible – you should be able to maximise your earn even if you’re not that much of a big spender. What’s important here is that you earn more in points value than you pay out in annual fees.

You always pay off your balance each month. Another thing to remember with rewards cards such as Qantas Frequent Flyer cards is that they only suit cardholders who clear their balance each month. You will not see true value on your rewards earning if you pay interest on your credit card, so you should always pay your bill on time and in full, each and every month.

How do you compare Qantas Frequent Flyer cards?

At CreditCard.com.au, you can compare Qantas Frequent Flyer cards side-by-side, taking in important features such as annual fees and interest, as well as earn rates and intro offers. So, now you know a Qantas card could work for you, what should you look for when comparing the options?

  • Earn Rate: A card’s earn rate will give you a good idea of how many points you will earn on your spending. It can also help you work out whether the card will suit your spending style and offer value in the long term. The earn rate on your Qantas card will either be the same across the board (for example, 1 Qantas Point per $1 on all spending), or tiered (so, 2 Qantas Points per $1 on Qantas purchases, 1 Qantas Point per $1 elsewhere, 0.5 Qantas Points per $1 on government spending).
  • Points Caps & Shaping: Points caps and points shaping limit the number of points you can earn on your spending, so be sure to check for this when comparing your options. With points shaping, you will earn fewer points per $1 after you reach a certain spend. For example, you could earn 2 Qantas Points per $1 up to $10,000 each month, and 1 Qantas Points per $1 on all spending after that. Similarly, with a points cap, you will earn no points on your spending after you reach a certain amount.
  • Annual Fee: Your card’s annual fee is an essential component in your comparison. By using your estimated average spend to work out the dollar value it provides in rewards, you can compare that to the amount each card charges in annual fees. If you have a smaller spend, you may find certain cards don’t offer value. On the other hand, a higher spend may allow you to step up the ladder to opt for a higher earning platinum or black Qantas card.
  • Features: Qantas Frequent Flyer cards range from basic to the extravagant, so it’s up to you to work out what kind of card would suit you. Classic cards tend to focus solely on rewards, while platinum and black cards offer more features. These tend to come with higher annual fees, so make sure the payout is worth what you’re getting in return.

What about introductory offers?

Introductory offers can add serious value, allowing cardholders to benefit from bonus points, balance transfers and purchase offers, or big savings on annual fees. Of course, it’s a good idea to weigh up what the card provides in the long term, but over the short term these offers can provide an extra boost to cardholders thinking of signing up.

Bonus Points: This is one of the most popular types of introductory offer on Qantas Frequent Flyer cards. As long as you meet the required minimum spend, you can get your hands on a chunk of bonus points, to spend as you like. Whether that’s a getaway, a big ticket item for the house, or an indulgent shopping spree, bonus points could give you the boost your points balance needs to get you there.

Annual Fee: By reducing or waiving the annual fee in the first year, these offers can provide real value to cardholders. Taking advantage of this type of offer, you can trial the card for free or for a lower cost, getting more value from the rewards you earn and the features you use. Just make sure you can afford the standard annual fee when it comes back into play.

Balance Transfer: Balance transfer offers can be tricky on rewards cards such as Qantas Frequent Flyer cards. To make them work for you, you either need to hold off on new spending (which means you will earn fewer rewards), or be able to pay down both new spending and your transferred balance within the intro period.

0% Purchases: While this type of offer is not common on Qantas cards, it can be a great find. Allowing you to save on interest on your purchases throughout the introductory period, it gives you a bit more freedom to spend. This allows you to earn more in rewards, but you need to make sure you pay off all that spending before the intro period ends.

What does a Qantas Frequent Flyer card offer?

Earning Qantas Points on your Qantas Frequent Flyer card is easy. Purchases on your card will attract a specific earn rate according to the terms set out by your card. Depending on the card you choose, you could earn points on your supermarket shopping and petrol purchases, on little luxuries from your favourite department store, or on your travel bookings with Qantas and other travel providers.

As a Qantas Frequent Flyer member, the Qantas Points you earn on your credit card spending will be automatically transferred to your Qantas Frequent Flyer account. Unless the Qantas Points you earn feature a points expiry date, they will continue you accumulate in your account until you choose to redeem them.

You can redeem your Qantas Points for a wide variety of rewards. In terms of travel, you could redeem your Qantas Points for Classic Flight Rewards, for Points Plus Pay flights, or for Classic Upgrade Rewards with Qantas. Or, you could redeem your points with any of Qantas’s 35 partners and affiliates, such as Jetstar, Emirates and oneworld, to travel to more than 1,000 destinations worldwide.

More travel options are available through Qantas partner hotels, on car hire bookings, or travel insurance. If you enjoy a tipple or two, you could redeem your points for the great deals on offer with Qantas Wine membership. Alternatively, you could visit the Qantas Store to swap your points for any of the 3,000 products available, from gift cards and experiences, to gadgets, homewares and kitchen appliances.

Which providers offer Qantas Frequent Flyer cards?

A wide selection of credit card providers offer Qantas Frequent Flyer cards. You may find Qantas Frequent Flyer cards offered by the Big Four and international banks, by smaller lenders and in partnership with big behemoths such as American Express. You may also find Qantas Frequent Flyer cards issued by Qantas itself.

As each of these providers offers something different, it’s important to look at the fees, features and value of what’s on offer on each Qantas Frequent Flyer card to find the right card for you.

What features are on offer with Qantas Frequent Flyer cards?

If you want more from your Qantas Frequent Flyer card than just rewards, you should find out what features are on offer. The number of features on the card – and their value – will usually depend on the card provider, and the card’s annual fee. Cards with lower annual fees typically offer fewer features, while cards with higher annual fees often provide more extravagant features.

Here are some features you may want to look out for when comparing Qantas Frequent Flyer cards:

  • Complimentary Qantas Frequent Flyer membership: If you’re not a Qantas Frequent Flyer member, this could save you $99.50.
  • Airport Lounge Access: Some Qantas Frequent Flyer cards provide cardholders with airport lounge access, offering a certain number of passes per year or unlimited access.
  • Free Flights: Higher-end Qantas Frequent Flyer cards may offer cardholders a certain number of free flights per year, or alternatively, travel credit to use within a given period of time.
  • Travel Insurance: A handy feature for the frequent traveller, credit card travel insurance can provide a range of cover options on travel both at home and overseas.

As with the rewards on offer, it’s best to work out the value of the features provided in relation to the cost of the card in annual fees. If the card offers features that you will actually use and that you find valuable – and they offer higher value than the annual fee you are paying – the card may well be a worthwhile addition to your wallet.

In what circumstances should you avoid a Qantas Frequent Flyer card?

If you have a large balance transfer to pay off, you may not enjoy the full benefit of your Qantas Frequent Flyer card. To get the most out of a rewards card, you generally need to spend on it – and clear the balance month-to-month to avoid interest accruing. But, if you want to make the most of a balance transfer offer, you should really focus on paying down that transferred balance instead of creating more debt by spending.

Similarly, if you tend to carry a balance every month, you may find the interest you pay on that balance outweighs any reward value you get back on the card. To make a Qantas Frequent Flyer card worthwhile, it’s a good idea to clear the balance to avoid interest.

Which Qantas Frequent Flyer Card is right for you?

Finding the right Qantas Frequent Flyer card for you is all about balance. When weighing up your options, try to think about how much you will spend on the card, to then work out how many points you will get in return. Looking at that total figure, think about the type of rewards you would redeem your points for.

Now, look at the features provided. Will you actually use those features? What are their value to you? Taking all of that into account, you can work out the value of the card to you. Is that value more or less than the amount charged in annual fees? If you are getting a good deal, earning rewards on the spending you do most – while enjoying a nice selection of features you value – you may have found the perfect Qantas Frequent Flyer card for you.

So, what are you waiting for? Check out the great range of Qantas Frequent Flyer cards on Creditcard.com.au today, and you could be one step closer to finding your perfect card.

Some credit cards allow for points to be transferred automatically to Qantas Frequent Flyer program members, some do not. It depends on which credit card you have, so you will need to view the terms and conditions for that card to find the answer.

If you are not already a Qantas Frequent Flyer member, you will have to join to accrue Frequent Flyer points. Membership costs $99.50 but is often thrown in when applying for a new Qantas linked card from some of the banks. This is definitely a point to look out for when deciding on a new frequent flyer card.

Your Qantas member details must be confirmed with the bank issuing your new credit card before points are transferred. This applies whether or not you have just become a member when applying for your card.

Recently Asked Questions

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30 questions (showing the latest 10 Q&As)

Judy Alsop

Judy Alsop

23 September 2021
How do I link my frequent flyer card to Booktopia
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    23 September 2021
    Hi Judy, you'll just need to login to your Booktopia account and add your frequent flyer card. Booktopia’s help center has a detailed step-by-step guide.
Dur

Dur

14 September 2021
How do you get a Qantas frequent flyers card and does it cost
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    15 September 2021
    Hi Dur, there are many ways to become a Qantas Frequent Flyer member. Qantas usually charge a $99.50 fee to join but there are ways you can join for free. If you’re not looking to get a credit card, you can use the Woolworths Everyday Rewards code. If you’re looking to earn Qantas Points on your card, use our handy comparison tool on the Qantas Points Credit Cards - as many cards waive the fee to join Qantas. Best of luck in your points chasing!
peter donovan

peter donovan

7 September 2021
i have changed my email address to [email protected] bigpond.com myff number is ___
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    8 September 2021
    Hi Peter, I suggest reaching out to Qantas directly to update your email address on file.
Sue oldham

Sue oldham

1 September 2021
I want to re activate Qantas Travel Money card
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    3 September 2021
    Hi Sue, I suggest reaching out to Qantas directly to reactivate your card.
susan everson

susan everson

25 August 2021
my husband and i have been f/f members for many years. i have lost our cards my no is ___ i dont know my husbands no his name is patrick allan everson can we get new cards please
Glenys fail

Glenys fail

19 August 2021
Hi, I’m a frequent flyer member, but don’t have a membership card to show when I’m in the quantas lounge. My number is xxxx with a different number as well, I just have to find the number… I’ll be in touch soon thanks Gleny
Wendy Blakeborough

Wendy Blakeborough

17 August 2021
My Qantas Card expired. We have moved to New Zealand. How do I apply for a new one please?
Ellen

Ellen

6 August 2021
I want to change the surname on my FF card. The name displayed is Etienne and I want to revert to my maiden name which is Bos. Please tell me how to do that.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    10 August 2021
    Hi Ellen, thanks for writing. To update your name or other details on your Qantas Frequent Flyer membership, you will need to provide some information needed like your frequent flyer number, and some supporting documents like legal name change certificate. To get more information, I suggest reaching out to Qantas directly on 13 11 31.
W

W

29 July 2021
Can I gift a frequent flyer trip to my to zcairns and also use frequent flyer points for accommodation L. P
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    30 July 2021
    Hi, thanks for your question! You can transfer your frequent flyer points to an eligible family member, keeping in mind that they should also have an active Qantas Frequent Flyer membership. You can transfer 5,000 to a maximum 600,000 points per transfer. Also, there are a lot of ways that you can redeem your points including accommodation. If you to want to buy a flight gift voucher with your points you can redeem points for your recipient. If there are further intricacies to your request, it would be good to call Qantas directly.
Kim Whitmore

Kim Whitmore

10 June 2021
I have a number associated with a pin but don't know what it belongs to, could you tell me what it is please???
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 June 2021
    Hi Kim, thanks for your question!The PIN at Qantas is generally used to log in to your frequent flyer account as an extra layer of security. If you need more information, you can reach out to Qantas directly. If you have the Qantas app you can do this on your mobile phone. Hope this helps!
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