How we make money

Choosing a credit card is a very personal decision, and we make it as easy as possible by reviewing over 250 cards and giving you the tools to easily compare them. 

But first, why should you trust us, and how do we make money to keep the doors open?

If we haven’t met yet, I’m Pauline. For almost ten years I’ve helped people with their money – getting more of it, using it well and having a brilliant life with it. That’s why I’ve made it my mission to take the bullet for you by reading the boring PDS’s, dissecting every card, and writing honest reviews so you have the best picture of the card before you sign up.

Of course, I don’t do it alone. Our brilliant team work hard to sort the cards into categories that make it easier for you to compare and choose, and keep the website running.

 None of that is free, which is why we may be paid when you visit provider sites – but that doesn’t influence our reviews. We include as many cards as we can regardless of our affiliation with the provider. Our goal is to help you use credit cards to make money and save money.

Managing an informative and functional site – and keeping it up to date daily – is hard work. We also receive and respond to hundreds of comments from visitors every month because we know you need someone who isn’t a bank to ask questions every now and then.

We don’t charge you, the visitor, a cent for using our site, or for comparing cards or applying. Instead, we make money through ads on some of our blog pages, and partnerships with credit card providers. For instance, we may receive a commission if you apply for a card or are approved for a card via our site. Having said that, we list as many cards as we can regardless of whether we have a partnership with them, so you can compare fairly.

When we list credit cards or other financial products on our site, our partners may feature more prominently. These commercial arrangements don’t affect how our reviews are written, and we’ll always share the pros and cons of each card and its offers.

If you have any questions, you can ask us a question anytime by clicking on the blue question mark on the right. We’d love to hear from you.

For more information, please see our terms.