Qantas Premier Everyday Credit Card

Pauline Hatch

Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. Ask Pauline a Question about this card.

The Qantas Premier Everyday Credit Card

If you want a card that offers a lot but costs a little, the Qantas Premier Everyday Credit Card could well be worth looking into. This card not only allows you to earn Qantas Points on your everyday spending, it also provides a fantastic range of features for a teeny-tiny annual fee.

But that’s not all, if you apply by 26 October 2022, you could take home 2 bonus Qantas Points per $1 spent on eligible purchases within 4 months of card approval, up to a total of 8,000 bonus Qantas Points. Plus, enjoy 0% p.a. on balance transfers for 12 months, no BT fee. Reverts to cash advance rate.

What we love...

Fancy taking a trip? The Qantas Premier Everyday Credit Card could get you there that little bit faster, with its current bonus points offer. You get 2 bonus Qantas Points per $1 spent on eligible purchases within 4 months of card approval, up to a total of 8,000 bonus points to spend as you like.

As for points-earning potential, you likely won’t rack up points super fast, but you are still earning Qantas Points at a decent rate while paying a measly annual fee.

• Earn 1 Qantas Point per $1 equivalent on eligible International Spend
• Earn 0.75 Qantas Points per $1 on eligible Domestic Spend (up to and including $3,000 per statement period).
• Earn 0.4 Qantas Points per $1 on eligible Domestic Spend (over $3,000 per statement period).
• Earn 1 additional Qantas Point per $1 spend on Qantas products and services

In addition to the features and benefits of this everyday card is its offer of 0% p.a. on balance transfers for 12 months. No balance transfer fee. Reverts to cash advance rate. Please note, there are no interest free days on purchases while you have a balance transfer.

Another winning feature on the Qantas Premier Everyday Credit Card is its annual fee. This card could help you save with its smaller-than-average annual fee. Incredibly low for a Qantas rewards card, the annual fee is $49, and $25 per year, per additional cardholder.

What’s not so great...

One of the things to watch out for on the Qantas Premier Everyday Credit Card is its interest rate. Like most rewards cards, the Qantas Premier Everyday Credit Card has a relatively high rate of interest on purchases and cash advances. However, you can dodge those higher rates by avoiding cash advances and clearing the balance each month by the due date.

Big spenders may not be too impressed with the card’s lower earn rate, or with its points shaping past the $3,000 mark each month. But, keeping in mind the card’s low annual fee, this could still be a great option for less frequent credit card users who want to earn points on their everyday spending and travel purchases.

Why should you choose this card?

If you want a rewards card that lets you earn points on the Qantas Frequent Flyer program – while helping you to save on annual fees – the Qantas Premier Everyday Credit Card could be the perfect option. In addition, the card also offers a host of features, which again, is lovely to see on a low cost card.

• Enjoy peace of mind with these complimentary insurances: Transport Accident Insurance; Interstate Flight Inconvenience Insurance (no excess fee); Global Hire Car Excess Waiver. Conditions and exclusions apply, see qantasmoney.com for details.
• You could save on interest with 0% p.a. on balance transfers for 12 months. No balance transfer fee. Reverts to cash advance rate. Please note, there are no interest free days on purchases while you have a balance transfer.
• You can enjoy the services of a ‘personal assistant’, with the Qantas Premier Concierge, available 24/7.
• You can enjoy six months interest free on your first Qantas Purchase, across Qantas flights, Qantas Club fees, Qantas Gift Vouchers, Qantas Store or Qantas Wine purchases.

Overall Rating

As a low cost card, the Qantas Premier Everyday Credit Card has plenty to offer, providing cardholders the opportunity to earn Qantas Points as they shop, while also enjoying a multitude of features, plus 2 bonus Qantas Points per $1 spent on eligible purchases within 4 months of card approval, up to a total of 8,000 bonus Qantas Points and introductory offer on balance transfers.