- 7,000 points per month when you spend $1,000 or more on eligible purchases per month, for a total of 42,000 points over the first 6 months.
- 0% p.a. on balance transfers for the first 12 months
- Low annual fee
Pros
7,000 points per month when you spend $1,000 or more on eligible purchases per month, for a total of 42,000 points over the first 6 months.
0% p.a. on balance transfers for the first 12 months
Low annual fee
Cons
Cap on earn rate
50% of customers who have rated this card would recommend it
| Interest Rates | |
| Purchase rate | 19.99% p.a. |
| Cash advance rate | 21.99% p.a. |
| Interest free on purchases | up to 55 days |
| Balance Transfer | |
| Balance transfer rate | 0% p.a. for 12 months |
| Balance transfer fee | No fee |
| Balance transfer revert rate | 21.99% p.a. |
| Balance transfer limit | 80% of your approved new credit limit |
| Balance transfer from personal loan | No |
| Banks you can't balance transfer from | Bank of Queensland ,Citi ,Coles ,IMB ,Qantas Money ,St.George ,Virgin Money |
| Credit limits | |
| Minimum credit limit | $4,000 |
| Maximum credit limit | $30,000 |
| Fees & repayments | |
| Annual fee | $49 p.a. |
| Annual fee first year | $29 |
| Additional cardholder fee | $25 p.a. |
| Cash advance fee | N/A |
| Foreign transaction fee | 3% |
| Late payment fee | $10 every 7 days |
| Credit card type | Mastercard |
| Rewards program | |
| Rewards program |  Qantas Frequent Flyer |
| Bonus points | 42,000 Qantas points |
| Annual points cap | uncapped |
| Bonus points spend criteria | 7,000 pts per month when you spend $1,000. For a total of 6 months. |
| Earning points with this card | |
| Qantas points | 0.75 points per $1 spent |
| Overseas earn rate | 1 point per $1 spent |
| Points cap per month | Capped at $3000, then 0.4 pts per $1 |
| Complimentary insurance | |
| Overseas travel insurance | yes - up to months |
| Flight inconvenience insurance | Yes |
| Transport accident cover | Yes |
| Smartphone screen insurance | No |
| Purchase protection insurance | No |
| Extended warranty insurance | No |
| Rental vehicle excess cover | No |
| Extras | |
| Six months interest free on selected Qantas purchases | |
| Qantas Premier Concierge |
Qantas Premier Everyday Credit Card
Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au.
The Qantas Premier Everyday Credit Card
If you want a card that offers a lot but costs a little, the Qantas Premier Everyday Credit Card could well be worth looking into. This card not only allows you to earn Qantas Points on your everyday spending, it also provides a fantastic range of features for a teeny-tiny standard annual fee.
But that’s not all, if you apply by 31 October 2019, you could take home up to 42,000 bonus Qantas Points. Broken down to 7,000 points per month when you spend $1,000 or more on eligible purchases per month, for a total of 42,000 points over the first 6 months.
What we love...
Fancy taking a trip? The Qantas Premier Everyday Credit Card could get you there that little bit faster, with its current bonus points offer. You get 7,000 points per month when you spend $1,000 or more on eligible purchases per month, for a total of 42,000 points over the first 6 months to spend as you like.
Another winning feature on the Qantas Premier Everyday Credit Card is its annual fee. This card could help you save with its smaller-than-average annual fee. Incredibly low for a Qantas rewards card, the standard annual fee is $49, and $29 per year, per additional cardholder.
As for points-earning potential, you likely won’t rack up points super fast, but you are still earning Qantas Points at a decent rate while paying a measly annual fee.
- Earn 1 Qantas Point per $1 on international purchases
- Earn 0.75 Qantas Points per $1 on domestic purchases (up to $3,000 per statement period)
- Earn 0.4 Qantas Points per $1 on domestic purchases (over $3,000 per statement period)
- Earn 1 Additional Qantas Point per $1 on eligible Qantas purchases
What’s not so great...
One of the things to watch out for on the Qantas Premier Everyday Credit Card is its interest rate. Like most rewards cards, the Qantas Premier Everyday Credit Card has a relatively high rate of interest on purchases and cash advances. However, you can dodge those higher rates by avoiding cash advances and clearing the balance each month by the due date.
Big spenders may not be too impressed with the card’s lower earn rate, or with its points shaping past the $3,000 mark each month. But, keeping in mind the card’s low annual fee, this could still be a great option for less frequent credit card users who want to earn points on their everyday spending and travel purchases.
Why should you choose this card?
If you want a rewards card that lets you earn points on the Qantas Frequent Flyer program – while helping you to save on annual fees – the Qantas Premier Everyday Credit Card could be the perfect option. In addition, the card also offers a host of features, which again, is lovely to see on a low cost card.
- You will get a $50 Qantas Wine voucher, providing you with a $50 discount when you spend at least $100 at Qantas Wine.
- You could take advantage of complimentary travel insurance, providing up to $1,000,000 medical emergency insurance cover, plus travel cancellation cover of up to $20,000 for travel booked using your card, interstate flight inconvenience cover, and global hire car excess waiver.
- You could save on interest with 0% p.a. on balance transfers for 12 months Offer ends 31 October 2019.
- You can enjoy the services of a ‘personal assistant’, with the Qantas Premier Concierge, available 24/7.
- You can enjoy six months interest free on your first Qantas Purchase, across Qantas flights, Qantas Club fees, Qantas Gift Vouchers, Qantas Store or Qantas Wine purchases.
Overall Rating
As a low cost card, the Qantas Premier Everyday Credit Card has plenty to offer, providing cardholders the opportunity to earn Qantas Points as they shop, while also enjoying a multitude of features, plus up to 42,000 bonus Qantas Points and introductory offer on balance transfers.
24 questions (showing the latest 10 Q&As)
Qantas Premier Everyday Credit Card
The Qantas Premier Everyday Credit Card comes with a low annual fee of $49 ($29 annual fee the first year) and an introductory 0% p.a. on balance transfers for 12 months. Supplementary cards are charged at $25 per year. Earn 1 Qantas Point per whole AU$1 equivalent on International Spend and 0.75 Qantas Points per whole AU$1 on Domestic Spend (up to and including AU$3,000 per statement period). After the cap is reached the earn rate drops to 0.4 Qantas Points per whole AU$1.
Key features
- Get up to 42,000 bonus Qantas Points. 7,000 points per month when you spend $1,000 or more on eligible purchases per month, for a total of 42,000 points over the first 6 months.
- Earn 1 Qantas Point per $1 equivalent on International Spend
- Earn 0.75 Qantas Points per $1 on Domestic Spend (up to and including $3,000 per statement period). Earn 0.4 Qantas Points per $1 (over AU$3,000 per statement period)
- Earn 1 Additional Qantas Point per $1 spent on Qantas products and services
- $49 annual card fee. Supplementary cards at $25 per year
- 0% p.a. on balance transfers for 12 months
- Travel insurance - Access medical emergency insurance cover of up to $1,000,000 as standard (exclusions apply), plus travel cancellation cover of up to $20,000 for travel booked using your card.
- Be over 18 years old
- Good credit and not applied for multiple credit cards recently
- Resident or citizen of Australia
- Minimum income of $35,000 p.a.
- You have your personal details ready to complete the online application
Leigh
11 August 2019Roland
12 August 2019Alan
12 July 2019Roland
16 July 2019Chris
5 July 2019Roland
8 July 2019Mary
13 June 2019Roland
14 June 2019