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20,000 Spend $3,000 in the first three months
Qantas Premier Everyday Credit Card
Qantas Premier Everyday Credit Card

Qantas Frequent Flyer Credit Cards

Qantas Premier Everyday Credit Card

Updated 24 January 2021

Get 20,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases within 3 months of card approval. Complimentary international travel insurance. Complimentary Qantas Frequent Flyer Membership (save $99.50).

T&Cs apply. Offer ends 24 February 2021

Points Earn Rate (per $1 spent)

0.75 points

Capped at $3000, then 0.4 pts per $1

Rewards Program

Qantas Frequent Flyer

Bonus Points

20,000 pts

Spend $3,000 in the first three months

Pros and cons

  • 20,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases within 3 months of card approval.
  • Earn 1 Qantas Point per $1 equivalent on eligible International Spend
  • Earn 0.75 Qantas Points per $1 on eligible Domestic Spend (up to and including $3,000 per statement period). Earn 0.4 Qantas Points per $1 (over AU$3,000 per statement period)
  • Earn 1 Additional Qantas Point per $1 spent on Qantas products and services
  • $49 annual card fee. Supplementary cards at $25 per year
  • 0% p.a. on balance transfers for 12 months. No balance transfer fee. Reverts to cash advance rate. Please note, there are no interest free days on purchases while you have a balance transfer.
  • Enjoy complimentary insurance: Overseas Travel Insurance (maximum 30 day duration); Transport Accident Insurance; Interstate Flight Inconvenience Insurance, subject to Nil excess; Global Hire Car Excess Waiver; Golfers’ Insurance.
  • Complimentary Qantas Frequent Flyer Membership - save $99.50

  • Cap on earn rate

Creditcard.com.au review

Editor Review

Qantas Premier Everyday Credit Card

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

The Qantas Premier Everyday Credit Card

If you want a card that offers a lot but costs a little, the Qantas Premier Everyday Credit Card could well be worth looking into. This card not only allows you to earn Qantas Points on your everyday spending, it also provides a fantastic range of features for a teeny-tiny annual fee.

But that’s not all, if you apply by 24 February 2021, you could take home 20,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases within 3 months of card approval.

What we love...

Fancy taking a trip? The Qantas Premier Everyday Credit Card could get you there that little bit faster, with its current bonus points offer. You get 20,000 bonus Qantas Points by spending $3,000 or more on eligible purchases within 3 months of card approval to spend as you like.

Another winning feature on the Qantas Premier Everyday Credit Card is its annual fee. This card could help you save with its smaller-than-average annual fee. Incredibly low for a Qantas rewards card, the annual fee is $49, and $25 per year, per additional cardholder.

As for points-earning potential, you likely won’t rack up points super fast, but you are still earning Qantas Points at a decent rate while paying a measly annual fee.

  • Earn 1 Qantas Point per $1 equivalent on eligible International Spend
  • Earn 0.75 Qantas Points per $1 on eligible Domestic Spend (up to and including $3,000 per statement period).
  • Earn 0.4 Qantas Points per $1 on eligible Domestic Spend (over $3,000 per statement period).
  • Earn 1 additional Qantas Point per $1 spend on Qantas products and services

What’s not so great...

One of the things to watch out for on the Qantas Premier Everyday Credit Card is its interest rate. Like most rewards cards, the Qantas Premier Everyday Credit Card has a relatively high rate of interest on purchases and cash advances. However, you can dodge those higher rates by avoiding cash advances and clearing the balance each month by the due date.

Big spenders may not be too impressed with the card’s lower earn rate, or with its points shaping past the $3,000 mark each month. But, keeping in mind the card’s low annual fee, this could still be a great option for less frequent credit card users who want to earn points on their everyday spending and travel purchases.

Why should you choose this card?

If you want a rewards card that lets you earn points on the Qantas Frequent Flyer program – while helping you to save on annual fees – the Qantas Premier Everyday Credit Card could be the perfect option. In addition, the card also offers a host of features, which again, is lovely to see on a low cost card.

  • Enjoy peace of mind with these complimentary insurances: Overseas Travel Insurance (maximum 30 day duration); Transport Accident Insurance; Interstate Flight Inconvenience Insurance, subject to Nil excess; Global Hire Car Excess Waiver; Golfers’ Insurance. Conditions and exclusions apply, see qantasmoney.com for details.
  • You could save on interest with 0% p.a. on balance transfers for 12 months. No balance transfer fee. Reverts to cash advance rate. Please note, there are no interest free days on purchases while you have a balance transfer. Offer ends 24 February 2021.
  • You can enjoy the services of a ‘personal assistant’, with the Qantas Premier Concierge, available 24/7.
  • You can enjoy six months interest free on your first Qantas Purchase, across Qantas flights, Qantas Club fees, Qantas Gift Vouchers, Qantas Store or Qantas epiQure purchases.

Overall Rating

As a low cost card, the Qantas Premier Everyday Credit Card has plenty to offer, providing cardholders the opportunity to earn Qantas Points as they shop, while also enjoying a multitude of features, plus 20,000 bonus Qantas Points and introductory offer on balance transfers.

User reviews

Qantas Premier Everyday Credit Card ( based on 3 Creditcard.com.au user reviews )

62% rating based on 3 reviews

Rates
Fees
Rewards
Customer Service
Value
85%

adamjp

13 November 2019

Good card to start out collecting points with. Just stay on top of repayments to avoid interest.

Recommends this card

Rates and fees

Interest rates



Purchase rate 19.99% p.a.

Cash advance rate 21.99% p.a.

Interest free period on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 12 months

Balance transfer revert rate 21.99% p.a.

Balance transfer from personal loan Yes

Balance transfer fee No fee

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Queensland, Citi, Coles, IMB, Qantas Money, Suncorp, Virgin Money

Credit limits

Minimum credit limt $4,000

Maximum credit limit $30,000

Fees & repayments

Annual fee $49 p.a.

Additional card holder fee $25 p.a.

Foreign transaction fee 3%

Minimum repayment

Cash advance fee 3%

Late payment fee $30

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 20,000 points

Annual points cap uncapped

Bonus points spend criteria Spend $3,000 in the first three months

Earning points with this card

Qantas Rewards points 0.75 points per $1 spent

Points cap per month Capped at $3000, then 0.4 pts per $1

Overseas earn rate 1 point per $1 spent

Additional features

Complimentary insurance

International Travel Insurance Yes - up to 1 months

Flight Inconvenience Insurance Yes

Transit Accident Insurance Yes

Smartphone Screen Insurance No

Purchase Protection Insurance No

Extended Warranty Insurance No

Rental Vehicle Excess In Australia Insurance No

Extras

6 months interest free on your first Qantas purchase

Qantas Premier Concierge

Complimentary Qantas Frequent Flyer Membership - save $99.50

Overview

Qantas Premier Everyday Credit Card

The Qantas Premier Everyday Credit Card comes with a low annual fee of $49 and an introductory 0% p.a. on balance transfers for 12 months. Reverts to cash advance rate. No interest free days apply on purchases while you have a balance transfer.

Key features

  • 20,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases within 3 months of card approval.
  • Earn 1 Qantas Point per $1 equivalent on eligible International Spend
  • Earn 0.75 Qantas Points per $1 on eligible Domestic Spend (up to and including $3,000 per statement period).
  • Earn 0.4 Qantas Points per $1 on eligible Domestic Spend (over $3,000 per statement period).
  • Earn 1 additional Qantas Point per $1 spend on Qantas products and services
  • $49 annual fee. Supplementary cards at $25 per year
  • 0% p.a. on balance transfers for 12 months. No balance transfer fee. Reverts to cash advance rate. Please note, there are no interest free days on purchases while you have a balance transfer.
  • Enjoy complimentary insurance: Overseas Travel Insurance (maximum 30 day duration); Transport Accident Insurance; Interstate Flight Inconvenience Insurance, subject to Nil excess; Global Hire Car Excess Waiver; Golfers’ Insurance.
  • Complimentary Qantas Frequent Flyer Membership (save $99.50)

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia

  • Minimum income of $35,000 p.a.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

42 questions (showing the latest 10 Q&As)

Cameron

Cameron

8 December 2020
If I currently hold a Qantas Premier card and am looking to reduce my limit, Will I still be eligible for the bonus points?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    8 December 2020
    Hi Cameron, reducing your credit limit will not impact the bonus points. There is a spend requirement that needs to be met for the points. If you meet that spend plus are in good standing. Then you will receive your bonus Qantas points.
Emma

Emma

2 December 2020
Hi.. Is this card linked to internet banking, so it can be paid weekly/fortnightly as used?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    2 December 2020
    Hi Emma, you can Sign-up for Easi-Pay to pay your bill automatically by direct debit. You can choose to pay the minimum payment due or the closing balance.

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