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Up to 8,000 Earn 2 bonus Qantas points per $1 spent on eligible purchases within 4 months of approval
Qantas Premier Everyday Credit Card
Qantas Premier Everyday Credit Card

Qantas Frequent Flyer Credit Cards

Qantas Premier Everyday Credit Card

Updated 6 September 2021

Earn 2 bonus Qantas Points per $1 spent on top of the standard earn rates on eligible purchases within 4 months from card approval, up to a total of 8,000 bonus Qantas Points. Plus, enjoy 0% p.a. on balance transfers for 12 months, no BT fee. Low annual fee. Complimentary international travel insurance. New cards only.

T&Cs apply. Offer ends 28 February 2022

Points Earn Rate (per $1 spent)

0.75 points

Capped at $3000, then 0.4 pts per $1

Rewards Program

Qantas Frequent Flyer

Bonus Points

Up to 8,000 pts

Earn 2 bonus Qantas points per $1 spent on eligible purchases within 4 months of approval

Pros and cons

  • Earn 2 bonus Qantas Points per $1 spent on top of the standard earn rates on eligible purchases within 4 months of card approval, up to a total of 8,000 bonus Qantas Points
  • 0% p.a. on balance transfers for 12 months. No balance transfer fee. Reverts to cash advance rate
  • $49 annual card fee. Supplementary cards at $25 per year
  • Earn 1 Qantas Point per $1 equivalent on eligible International Spend
  • Earn 0.75 Qantas Points per $1 on eligible Domestic Spend (up to and including $3,000 per statement period). Earn 0.4 Qantas Points per $1 (over AU$3,000 per statement period)
  • Earn 1 Additional Qantas Point per $1 spent on Qantas products and services
  • Enjoy complimentary travel insurance such as overseas travel insurance, transport accident insurance, interstate flight inconvenience insurance (no excess fee) and Global Hire Car Excess Waiver
  • Qantas Premier Statement Instalment Plans

  • Cap on earn rate

Creditcard.com.au review

Editor Review

Qantas Premier Everyday Credit Card

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

The Qantas Premier Everyday Credit Card

If you want a card that offers a lot but costs a little, the Qantas Premier Everyday Credit Card could well be worth looking into. This card not only allows you to earn Qantas Points on your everyday spending, it also provides a fantastic range of features for a teeny-tiny annual fee.

But that’s not all, if you apply by 28 February 2022, you could take home 2 bonus Qantas Points per $1 spent on eligible purchases within 4 months of card approval, up to a total of 8,000 bonus Qantas Points. Plus, enjoy 0% p.a. on balance transfers for 12 months, no BT fee. Reverts to cash advance rate.

What we love...

Fancy taking a trip? The Qantas Premier Everyday Credit Card could get you there that little bit faster, with its current bonus points offer. You get 2 bonus Qantas Points per $1 spent on eligible purchases within 4 months of card approval, up to a total of 8,000 bonus points to spend as you like.

As for points-earning potential, you likely won’t rack up points super fast, but you are still earning Qantas Points at a decent rate while paying a measly annual fee.

  • Earn 1 Qantas Point per $1 equivalent on eligible International Spend
  • Earn 0.75 Qantas Points per $1 on eligible Domestic Spend (up to and including $3,000 per statement period).
  • Earn 0.4 Qantas Points per $1 on eligible Domestic Spend (over $3,000 per statement period).
  • Earn 1 additional Qantas Point per $1 spend on Qantas products and services

In addition to the features and benefits of this everyday card is its offer of 0% p.a. on balance transfers for 12 months. No balance transfer fee. Reverts to cash advance rate. Please note, there are no interest free days on purchases while you have a balance transfer.

Another winning feature on the Qantas Premier Everyday Credit Card is its annual fee. This card could help you save with its smaller-than-average annual fee. Incredibly low for a Qantas rewards card, the annual fee is $49, and $25 per year, per additional cardholder.

What’s not so great...

One of the things to watch out for on the Qantas Premier Everyday Credit Card is its interest rate. Like most rewards cards, the Qantas Premier Everyday Credit Card has a relatively high rate of interest on purchases and cash advances. However, you can dodge those higher rates by avoiding cash advances and clearing the balance each month by the due date.

Big spenders may not be too impressed with the card’s lower earn rate, or with its points shaping past the $3,000 mark each month. But, keeping in mind the card’s low annual fee, this could still be a great option for less frequent credit card users who want to earn points on their everyday spending and travel purchases.

Why should you choose this card?

If you want a rewards card that lets you earn points on the Qantas Frequent Flyer program – while helping you to save on annual fees – the Qantas Premier Everyday Credit Card could be the perfect option. In addition, the card also offers a host of features, which again, is lovely to see on a low cost card.

  • Enjoy peace of mind with these complimentary insurances: Transport Accident Insurance; Interstate Flight Inconvenience Insurance (no excess fee); Global Hire Car Excess Waiver. Conditions and exclusions apply, see qantasmoney.com for details.
  • You could save on interest with 0% p.a. on balance transfers for 12 months. No balance transfer fee. Reverts to cash advance rate. Please note, there are no interest free days on purchases while you have a balance transfer.
  • You can enjoy the services of a ‘personal assistant’, with the Qantas Premier Concierge, available 24/7.
  • You can enjoy six months interest free on your first Qantas Purchase, across Qantas flights, Qantas Club fees, Qantas Gift Vouchers, Qantas Store or Qantas Wine purchases.

Overall Rating

As a low cost card, the Qantas Premier Everyday Credit Card has plenty to offer, providing cardholders the opportunity to earn Qantas Points as they shop, while also enjoying a multitude of features, plus 2 bonus Qantas Points per $1 spent on eligible purchases within 4 months of card approval, up to a total of 8,000 bonus Qantas Points and introductory offer on balance transfers.

User reviews

Qantas Premier Everyday Credit Card ( based on 4 Creditcard.com.au user reviews )

69% rating based on 4 reviews

Rates
Fees
Rewards
Customer Service
Value
85%

adamjp

13 November 2019

Good card to start out collecting points with. Just stay on top of repayments to avoid interest.

Recommends this card

Rates and fees

Interest rates



Purchase rate 19.99% p.a.

Cash advance rate 21.99% p.a.

Interest free period on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 12 months

Balance transfer revert rate 21.99% p.a.

Balance transfer from personal loan Yes

Balance transfer fee No fee

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Queensland, Citi, Coles, IMB, Qantas Money, Suncorp, Virgin Money

Credit limits

Minimum credit limit $4,000

Maximum credit limit N/A

Fees & repayments

Annual fee $49 p.a.

Additional cardholder fee $25 p.a.

Foreign transaction fee 3%

Minimum repayment 2% or $30, whichever is greater

Cash advance fee 3% or $3, whichever is greater ; $5 (international)

Late payment fee $30

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points Up to 8,000 points

Annual points cap uncapped

Bonus points spend criteria Earn 2 bonus Qantas points per $1 spent on eligible purchases within 4 months of approval

Earning points with this card

Qantas Rewards points 0.75 points per $1 spent

Points cap per month Capped at $3000, then 0.4 pts per $1

Overseas earn rate 1 point per $1 spent

Additional features

Complimentary insurance

International Travel Insurance Yes - up to 1 months

Flight Inconvenience Insurance Yes

Transit Accident Insurance Yes

Smartphone Screen Insurance No

Purchase Protection Insurance No

Extended Warranty Insurance No

Rental Vehicle Excess In Australia Insurance Yes

Extras

6 months interest free on your first Qantas purchase

Qantas Premier Concierge

Qantas Premier Statement Instalment Plans

Zero Liability Protection

Overview

Qantas Premier Everyday Credit Card

The Qantas Premier Everyday Credit Card comes with a low annual fee of $49 and an introductory 0% p.a. on balance transfers for 12 months. Reverts to cash advance rate. No interest free days apply on purchases while you have a balance transfer.

Key features

  • Earn 2 bonus Qantas Points per $1 spent on top of the standard earn rates on eligible purchases within 4 months of card approval, up to a total of 8,000 bonus Qantas Points
  • Earn 1 Qantas Point per $1 equivalent on eligible International Spend
  • Earn 0.75 Qantas Points per $1 on eligible Domestic Spend (up to and including $3,000 per statement period). Earn 0.4 Qantas Points per $1 (over AU$3,000 per statement period)
  • Earn 1 Additional Qantas Point per $1 spent on Qantas products and services
  • Enjoy complimentary travel insurance such as overseas travel insurance, transport accident insurance, interstate flight inconvenience insurance (no excess fee) and Global Hire Car Excess Waiver
  • 0% p.a. on balance transfers for 12 months. No balance transfer fee. Reverts to cash advance rate
  • $49 annual card fee. Supplementary cards at $25 per year
  • Qantas Premier Statement Instalment Plans and earn up to 6,000 Qantas Points when you set up a plan of $1,000 or more and make your first three consecutive repayments on time
  • Compatible with Apple Pay

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Permanent Australian resident

  • Minimum income of $35,000 p.a.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

50 questions (showing the latest 10 Q&As)

brian

brian

14 September 2021
we are self employed and we try to minimise our tax especially with instant asset write downs which means we have a low income do we qualify
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    15 September 2021
    Hi Brian, for the Qantas Premier Everyday credit card the requirements state that you should have a minimum income of at least $35,000 p.a. You may need to provide details of your ABN and details of your accountant too. We wrote a guide to help self-employed credit card applicants navigate the application process. There are some credit cards that cater to lower income credit cards and you use our handy comparison tool to see your options..
Ana Downs

Ana Downs

9 September 2021
am able to apply
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    13 September 2021
    Hi Ana, this Qantas card lists a minimum income of $35,000 p.a., a good credit rating, Permanent Australian residency as part of its eligibility criteria. If you click through to the offer Qantas has further details laid out in their application form.
Kath

Kath

3 August 2021
Hello, do I need to speak to a customer care person or can I apply for this credit card online, thanks Kath
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    4 August 2021
    Hi Kath, yes! You can apply online and when you’re ready, you can click on the Go To Offer button at the top, or for your convenience, you can use this link instead.
Dar

Dar

15 July 2021
Hi, would you earn points paying council rate.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    16 July 2021
    Hi Dar, thank you for your question! Here’s an article we have written to guide you on how to setup your card with BPAY to make sure that your payment for the council rate is not considered as cash advance - this way you get to earn points. Hope this helps!
Tim

Tim

18 May 2021
Would this card (qantas premier everyday) earn points on things like utilities, Internet, nrma, etc?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    19 May 2021
    Hi Tim, thanks for your question! The Qantas Premier Everyday credit card will let you earn Qantas points on eligible everyday purchases made on the card. For this card it excludes transactions such as BPAY payments. If you’d like to learn more about earning points on BPAY, check out this guide we’ve written.
Pam

Pam

22 March 2021
I am looking t change cards as my current card provider has been messing around with my points so that currently I have lost about 3000 through their miss management. I pay my card in full every month by direct debit. Usually spend under $3000 per month. Would the Qantas Premier Everyday Credit Card be a good choice.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    24 March 2021
    Hi Pam, sorry to hear about your points troubles! With a low $49 annual fee, travel insurance, card offers, and up to 27,000 bonus points right now the Qantas Premier Everyday could be a good choice! Since there's no spend cap and the earn rate only starts to drop at $3,000 per statement period, it means you'd earn the full 0.75 points per $1 spent on domestic transactions. You also earn 1 point per $1 on international spend, plus the 1 additional point per $1 on Qantas spend. Paying your bill in full via direct debit is a great practice and means you'll avoid the 19.99% p.a. purchase interest rate. There are a few other cards in this bracket (like the St.George Amplify Platinum Qantas - which charges a higher annual fee but offers more bonus points - and the Qantas American Express Discovery - which charges $0 annual fee but has fewer perks) so make sure you compare your options.
Sue Atherton

Sue Atherton

11 February 2021
Can I earn points paying university fees
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 February 2021
    Hi Sue, It's unlikely that you'd be able to earn points for paying your uni fees. The most common payment options are BPAY and Australia Post’s bill-paying service, and neither of these types of transactions earn points on the Qantas Premier Everyday card. However, if you uni offers other payment methods, those may be considered eligible transactions.
David Wundersitz

David Wundersitz

29 January 2021
I applied for this credit card,Qantas Premium Everyday and i have not heard a thing!Someone rang me on Thursday morning around 10.30am but i missed the call,i have been ringing on and off since with no way to leave a message and they havent rung again?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    29 January 2021
    Hi David, I'm not sure what to say. Sounds like you have been doing the right thing. Qantas Money are the only people that can assist in the processing on your application. Assume you are calling Qantas Premier Card Support on 1300 992 700? Additionally they have a contact form here - https://www.qantasmoney.com/contact-us
Cameron

Cameron

8 December 2020
If I currently hold a Qantas Premier card and am looking to reduce my limit, Will I still be eligible for the bonus points?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    8 December 2020
    Hi Cameron, reducing your credit limit will not impact the bonus points. There is a spend requirement that needs to be met for the points. If you meet that spend plus are in good standing. Then you will receive your bonus Qantas points.
Emma

Emma

2 December 2020
Hi.. Is this card linked to internet banking, so it can be paid weekly/fortnightly as used?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    2 December 2020
    Hi Emma, you can Sign-up for Easi-Pay to pay your bill automatically by direct debit. You can choose to pay the minimum payment due or the closing balance.

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