- Earn 1 Qantas Point per $1 equivalent on International Spend
- Earn 0.75 Qantas Points per $1 on Domestic Spend (up to and including $3,000 per statement period). Earn 0.4 Qantas Points per $1 (over AU$3,000 per statement period)
- Earn 1 Additional Qantas Point per $1 spent on Qantas products and services
- $49 annual card fee. Supplementary cards at $25 per year
- 0% p.a. on balance transfers for 12 months
- Travel insurance - Access medical emergency insurance cover of up to $1,000,000 as standard (exclusions apply), plus travel cancellation cover of up to $20,000 for travel booked using your card.
Hi, I’m the site founder and I will personally answer your question within a business day.
Points Earn Rate (per $1 spent)
0.75
points
QantasRewards Program
Qantas Frequent Flyer
Bonus Points
25,000 pts
5,000 pts per month when you spend $1,000. For a total of 5 months.
Pros and cons
- Cap on earn rate
Creditcard.com.au review
Editor Review
Qantas Premier Everyday Credit Card
Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. Ask Roland a Question about this card.
The Qantas Premier Everyday Credit Card
If you want a card that offers a lot but costs a little, the Qantas Premier Everyday Credit Card could well be worth looking into. This card not only allows you to earn Qantas Points on your everyday spending, it also provides a fantastic range of features for a teeny-tiny standard annual fee.
But that’s not all, if you apply by 26 February 2020, you could take home up to 25,000 bonus Qantas Points. Broken down to 5,000 points per month when you spend $1,000 or more on eligible purchases per month, for a total of 25,000 points over the first 5 months.
What we love...
Fancy taking a trip? The Qantas Premier Everyday Credit Card could get you there that little bit faster, with its current bonus points offer. You get 5,000 points per month when you spend $1,000 or more on eligible purchases per month, for a total of 25,000 points over the first 5 months to spend as you like.
Another winning feature on the Qantas Premier Everyday Credit Card is its annual fee. This card could help you save with its smaller-than-average annual fee. Incredibly low for a Qantas rewards card, the standard annual fee is $49, and $29 per year, per additional cardholder.
As for points-earning potential, you likely won’t rack up points super fast, but you are still earning Qantas Points at a decent rate while paying a measly annual fee.
- Earn 1 Qantas Point per $1 on international purchases
- Earn 0.75 Qantas Points per $1 on domestic purchases (up to $3,000 per statement period)
- Earn 0.4 Qantas Points per $1 on domestic purchases (over $3,000 per statement period)
- Earn 1 Additional Qantas Point per $1 on eligible Qantas purchases
What’s not so great...
One of the things to watch out for on the Qantas Premier Everyday Credit Card is its interest rate. Like most rewards cards, the Qantas Premier Everyday Credit Card has a relatively high rate of interest on purchases and cash advances. However, you can dodge those higher rates by avoiding cash advances and clearing the balance each month by the due date.
Big spenders may not be too impressed with the card’s lower earn rate, or with its points shaping past the $3,000 mark each month. But, keeping in mind the card’s low annual fee, this could still be a great option for less frequent credit card users who want to earn points on their everyday spending and travel purchases.
Why should you choose this card?
If you want a rewards card that lets you earn points on the Qantas Frequent Flyer program – while helping you to save on annual fees – the Qantas Premier Everyday Credit Card could be the perfect option. In addition, the card also offers a host of features, which again, is lovely to see on a low cost card.
- You will get a $50 Qantas Wine voucher, providing you with a $50 discount when you spend at least $100 at Qantas Wine.
- You could take advantage of complimentary travel insurance, providing up to $1,000,000 medical emergency insurance cover, plus travel cancellation cover of up to $20,000 for travel booked using your card, interstate flight inconvenience cover, and global hire car excess waiver.
- You could save on interest with 0% p.a. on balance transfers for 12 months Offer ends 26 February 2020.
- You can enjoy the services of a ‘personal assistant’, with the Qantas Premier Concierge, available 24/7.
- You can enjoy six months interest free on your first Qantas Purchase, across Qantas flights, Qantas Club fees, Qantas Gift Vouchers, Qantas Store or Qantas Wine purchases.
Overall Rating
As a low cost card, the Qantas Premier Everyday Credit Card has plenty to offer, providing cardholders the opportunity to earn Qantas Points as they shop, while also enjoying a multitude of features, plus up to 25,000 bonus Qantas Points and introductory offer on balance transfers.
User reviews
Rates and fees
Interest rates
Purchase rate 19.99% p.a.
Cash advance rate 21.99% p.a.
Interest free period on purchases up to 55 days
Balance transfer
Balance transfer rate 0% p.a. for 12 months
Balance transfer revert rate 21.99% p.a.
Balance transfer from personal loan No
Balance transfer fee No fee
Balance transfer limit 80% of approved credit limit
Banks you can't balance transfer from Bank of Queensland, Citi, Coles, IMB, Qantas Money, St.George, Virgin Money
Credit limits
Minimum credit limt $4,000
Maximum credit limit $30,000
Fees & repayments
Annual fee $49 p.a.
Additional card holder fee $25 p.a.
Foreign transaction fee 3%
Minimum repayment
Annual fee the first year $29
Cash advance fee N/A
Late payment fee $10 every 7 days
Rewards and points
Rewards program
Rewards Program 
Qantas Frequent Flyer
Bonus points 25,000 points
Annual points cap uncapped
Bonus points spend criteria 5,000 pts per month when you spend $1,000. For a total of 5 months.
Earning points with this card
Qantas Rewards points 0.75 points per $1 spent
Points cap per month Capped at $3000, then 0.4 pts per $1
Overseas earn rate 1 point per $1 spent
Additional features
Complimentary insurance
International Travel Insurance Yes
Flight Inconvenience Insurance Yes
Transit Accident Insurance Yes
Smartphone Screen Insurance No
Purchase Protection Insurance No
Extended Warranty Insurance No
Rental Vehicle Excess In Australia Insurance No
Extras
Six months interest free on selected Qantas purchases
Qantas Premier Concierge
Overview
Qantas Premier Everyday Credit Card
The Qantas Premier Everyday Credit Card comes with a low annual fee of $49 ($29 annual fee the first year) and an introductory 0% p.a. on balance transfers for 12 months. Supplementary cards are charged at $25 per year. Earn 1 Qantas Point per whole AU$1 equivalent on International Spend and 0.75 Qantas Points per whole AU$1 on Domestic Spend (up to and including AU$3,000 per statement period). After the cap is reached the earn rate drops to 0.4 Qantas Points per whole AU$1.
Key features
- Get up to 25,000 bonus Qantas Points. 5,000 points per month when you spend $1,000 or more on eligible purchases per month, for a total of 25,000 points over the first 5 months.
- Earn 1 Qantas Point per $1 equivalent on International Spend
- Earn 0.75 Qantas Points per $1 on Domestic Spend (up to and including $3,000 per statement period). Earn 0.4 Qantas Points per $1 (over AU$3,000 per statement period)
- Earn 1 Additional Qantas Point per $1 spent on Qantas products and services
- $49 annual card fee. Supplementary cards at $25 per year
- 0% p.a. on balance transfers for 12 months
- Travel insurance - Access medical emergency insurance cover of up to $1,000,000 as standard (exclusions apply), plus travel cancellation cover of up to $20,000 for travel booked using your card.
Minimum criteria to apply for this card
Be over 18 years old
Good Credit and have not applied for multiple credit cards recently
Resident or citizen of Australia
Minimum income of $35,000 p.a.
You have your personal details ready to complete the online application
Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.
Recently Asked Questions
Something you need to know about this card? Ask a our credit card expert a question.
Ask a question28 questions (showing the latest 10 Q&As)
Similar Credit Cards
Apply by 2 Dec 19
points earned over 12 months
Teresa
17 November 2019Roland
18 November 2019sandra murray
15 November 2019Roland
15 November 2019Bindi
23 October 2019Roland
23 October 2019Roland
23 October 2019An
22 October 2019Roland
23 October 2019Leigh
11 August 2019Roland
12 August 2019Alan
12 July 2019Roland
16 July 2019Chris
5 July 2019Roland
8 July 2019Mary
13 June 2019Roland
14 June 2019