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Qantas Premier Everyday Credit Card
Qantas Premier Everyday Credit Card

Qantas Frequent Flyer Credit Cards

Qantas Premier Everyday Credit Card

Updated 1 November 2019

Apply by 26 February 2020

Points Earn Rate (per $1 spent)

0.75

points

Qantas

Rewards Program

Qantas Frequent Flyer

Bonus Points

25,000 pts

5,000 pts per month when you spend $1,000. For a total of 5 months.

0 points over 12 months spend

My monthly card spend

Pros and cons

  • Earn 1 Qantas Point per $1 equivalent on International Spend
  • Earn 0.75 Qantas Points per $1 on Domestic Spend (up to and including $3,000 per statement period). Earn 0.4 Qantas Points per $1 (over AU$3,000 per statement period)
  • Earn 1 Additional Qantas Point per $1 spent on Qantas products and services
  • $49 annual card fee. Supplementary cards at $25 per year
  • 0% p.a. on balance transfers for 12 months
  • Travel insurance - Access medical emergency insurance cover of up to $1,000,000 as standard (exclusions apply), plus travel cancellation cover of up to $20,000 for travel booked using your card.

  • Cap on earn rate

Creditcard.com.au review

Editor Review

Qantas Premier Everyday Credit Card

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

The Qantas Premier Everyday Credit Card

If you want a card that offers a lot but costs a little, the Qantas Premier Everyday Credit Card could well be worth looking into. This card not only allows you to earn Qantas Points on your everyday spending, it also provides a fantastic range of features for a teeny-tiny standard annual fee.

But that’s not all, if you apply by 26 February 2020, you could take home up to 25,000 bonus Qantas Points. Broken down to 5,000 points per month when you spend $1,000 or more on eligible purchases per month, for a total of 25,000 points over the first 5 months.

What we love...

Fancy taking a trip? The Qantas Premier Everyday Credit Card could get you there that little bit faster, with its current bonus points offer. You get 5,000 points per month when you spend $1,000 or more on eligible purchases per month, for a total of 25,000 points over the first 5 months to spend as you like.

Another winning feature on the Qantas Premier Everyday Credit Card is its annual fee. This card could help you save with its smaller-than-average annual fee. Incredibly low for a Qantas rewards card, the standard annual fee is $49, and $29 per year, per additional cardholder.

As for points-earning potential, you likely won’t rack up points super fast, but you are still earning Qantas Points at a decent rate while paying a measly annual fee.

  • Earn 1 Qantas Point per $1 on international purchases
  • Earn 0.75 Qantas Points per $1 on domestic purchases (up to $3,000 per statement period)
  • Earn 0.4 Qantas Points per $1 on domestic purchases (over $3,000 per statement period)
  • Earn 1 Additional Qantas Point per $1 on eligible Qantas purchases

What’s not so great...

One of the things to watch out for on the Qantas Premier Everyday Credit Card is its interest rate. Like most rewards cards, the Qantas Premier Everyday Credit Card has a relatively high rate of interest on purchases and cash advances. However, you can dodge those higher rates by avoiding cash advances and clearing the balance each month by the due date.

Big spenders may not be too impressed with the card’s lower earn rate, or with its points shaping past the $3,000 mark each month. But, keeping in mind the card’s low annual fee, this could still be a great option for less frequent credit card users who want to earn points on their everyday spending and travel purchases.

Why should you choose this card?

If you want a rewards card that lets you earn points on the Qantas Frequent Flyer program – while helping you to save on annual fees – the Qantas Premier Everyday Credit Card could be the perfect option. In addition, the card also offers a host of features, which again, is lovely to see on a low cost card.

  • You will get a $50 Qantas Wine voucher, providing you with a $50 discount when you spend at least $100 at Qantas Wine.
  • You could take advantage of complimentary travel insurance, providing up to $1,000,000 medical emergency insurance cover, plus travel cancellation cover of up to $20,000 for travel booked using your card, interstate flight inconvenience cover, and global hire car excess waiver.
  • You could save on interest with 0% p.a. on balance transfers for 12 months Offer ends 26 February 2020.
  • You can enjoy the services of a ‘personal assistant’, with the Qantas Premier Concierge, available 24/7.
  • You can enjoy six months interest free on your first Qantas Purchase, across Qantas flights, Qantas Club fees, Qantas Gift Vouchers, Qantas Store or Qantas Wine purchases.

Overall Rating

As a low cost card, the Qantas Premier Everyday Credit Card has plenty to offer, providing cardholders the opportunity to earn Qantas Points as they shop, while also enjoying a multitude of features, plus up to 25,000 bonus Qantas Points and introductory offer on balance transfers.

User reviews

Qantas Premier Everyday Credit Card ( based on 3 Creditcard.com.au user reviews )

57% rating based on 3 reviews

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates



Purchase rate 19.99% p.a.

Cash advance rate 21.99% p.a.

Interest free period on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 12 months

Balance transfer revert rate 21.99% p.a.

Balance transfer from personal loan No

Balance transfer fee No fee

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Queensland, Citi, Coles, IMB, Qantas Money, St.George, Virgin Money

Credit limits

Minimum credit limt $4,000

Maximum credit limit $30,000

Fees & repayments

Annual fee $49 p.a.

Additional card holder fee $25 p.a.

Foreign transaction fee 3%

Minimum repayment

Annual fee the first year $29

Cash advance fee N/A

Late payment fee $10 every 7 days

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 25,000 points

Annual points cap uncapped

Bonus points spend criteria 5,000 pts per month when you spend $1,000. For a total of 5 months.

Earning points with this card

Qantas Rewards points 0.75 points per $1 spent

Points cap per month Capped at $3000, then 0.4 pts per $1

Overseas earn rate 1 point per $1 spent

Additional features

Complimentary insurance

International Travel Insurance Yes

Flight Inconvenience Insurance Yes

Transit Accident Insurance Yes

Smartphone Screen Insurance No

Purchase Protection Insurance No

Extended Warranty Insurance No

Rental Vehicle Excess In Australia Insurance No

Extras

Six months interest free on selected Qantas purchases

Qantas Premier Concierge

Overview

Qantas Premier Everyday Credit Card

The Qantas Premier Everyday Credit Card comes with a low annual fee of $49 ($29 annual fee the first year) and an introductory 0% p.a. on balance transfers for 12 months. Supplementary cards are charged at $25 per year. Earn 1 Qantas Point per whole AU$1 equivalent on International Spend and 0.75 Qantas Points per whole AU$1 on Domestic Spend (up to and including AU$3,000 per statement period). After the cap is reached the earn rate drops to 0.4 Qantas Points per whole AU$1.

Key features

  • Get up to 25,000 bonus Qantas Points. 5,000 points per month when you spend $1,000 or more on eligible purchases per month, for a total of 25,000 points over the first 5 months.
  • Earn 1 Qantas Point per $1 equivalent on International Spend
  • Earn 0.75 Qantas Points per $1 on Domestic Spend (up to and including $3,000 per statement period). Earn 0.4 Qantas Points per $1 (over AU$3,000 per statement period)
  • Earn 1 Additional Qantas Point per $1 spent on Qantas products and services
  • $49 annual card fee. Supplementary cards at $25 per year
  • 0% p.a. on balance transfers for 12 months
  • Travel insurance - Access medical emergency insurance cover of up to $1,000,000 as standard (exclusions apply), plus travel cancellation cover of up to $20,000 for travel booked using your card.

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia

  • Minimum income of $35,000 p.a.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

28 questions (showing the latest 10 Q&As)

Teresa

Teresa

17 November 2019
If I had this card and I paid for accomadation in Bali do I receive any qantas points Thanks
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    18 November 2019
    Hi Teresa, yes you earn points on your travel spend overseas.
sandra murray

sandra murray

15 November 2019
where to submit my application please?
Bindi

Bindi

23 October 2019
Hi Roland, Is the required spend per calendar month or per billing period ?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    23 October 2019
    Hi Bindi, there is a minimum spend requirement just for the bonus points. 20,000 bonus points per month when you spend $1,500 or more on eligible purchases per month, for a total of 120,000 points over the first 6 months. Outside of this there is no minimum spend required. If the bonus points were not of interest. You are not required to spend anything to keep the card active. Just to cover the annual fee.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    23 October 2019
    Hi Bindi, sorry I re-read your question. Its per month. Usually you will receive a monthly statement also.
An

An

22 October 2019
Hello, Concerning the Qantas premier everyday credit card, with multiple card holders, does the credit history also affect the multiple card holders. Also, what is the minimum repayment such that there is no bad credit history. Thank you, An
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    23 October 2019
    Hi An, the credit history of the primary applicant is what the bank will be concerned with. As the secondary card holders do not have any credit liability. Additionally your credit limit would be unchanged that they deliver. 2% of the closing balance or $30, whichever is greater is the minimum payment.
Leigh

Leigh

11 August 2019
What are eligible purchases?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    12 August 2019
    Hi Leigh, Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi accounts, bank fees and charges such as interest and ATM charges, transactions made using Qantas Points and government related transactions. Government related transactions include transactions with government or semigovernment entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs). Please note that whether or not a transaction is an Eligible Transaction will be determined based on information provided either by the merchant or the relevant financial institution (including information about the type of business conducted by the merchant). This means that, for example, spend with certain merchants may be characterised as spend with a government related entity and therefore not an Eligible Transaction, even if that merchant is not in fact a government related entity.
Alan

Alan

12 July 2019
I heard that the Qantas Premier Card cannot be used for instore purchase with Google Pay, is this correct? If so, will this be enabled soon as it seems like a very unfortunate shortcoming of this card. Thank you.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    16 July 2019
    Hi Alan, yes the Qantas premier doesn't have google or apple pay enabled. The card issued through Citi. Though I do not have any information when these features will come online. That said, its not likely they will come anytime soon.
Chris

Chris

5 July 2019
What is the minimum credit limit on this card?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    8 July 2019
    Hi Chris, the minimum credit on the Premier Everyday is $4,000
Mary

Mary

13 June 2019
what is the bank behind the Qantas premier everyday account?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    14 June 2019
    Hi Mary, Qantas Money credit cards are issued through Citi.

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