Westpac Credit Cards

save card

Go to offer

Westpac Low Rate Credit Card – Cashback Offer

0 reviews

$400 Cashback & No Annual Fee

6.99% balance transfer offer for 12 months, no BT fee. Enjoy $0 annual fee for the first year, $59 thereafter. Free additional cardholder. T&Cs apply.

Low Rate + Cashback Package

$0 saved over 12 months

$400 cashback, 6.99% balance transfer offer for 12 months, no BT fee. Enjoy $0 annual fee for the first year, $59 thereafter. Free additional cardholder. Apply by 24 Feb 22

13.74%

p.a

Purchase rate

13.74% p.a.

6.99%

12 months

reverts to 21.49% p.a. 0% fee applies

Balance transfer

6.99% 12 months

reverts to 21.49% p.a.0% fee applies

first year

then $59 p.a.

Annual fee

$0 first year

then $59 p.a.

saved over 12 months

save card

Westpac BusinessChoice Everyday Mastercard

1 review

Lower purchase and cash advance interest rate

Set individual card credit limits from $1,000 on up to 99 cards. Annual fee of $75 per card. Complimentary insurance for unauthorised transactions, transit accidents and flight inconvenience.

Complimentary insurances

$0 saved over months

$75 Annual fee per card. Set individual card credit limits from $1,000 on up to 99 cards. Up to 55 days interest free on purchases. Unauthorised transactions, transit accidents and flight inconvenience insurance.

14.25%

p.a

Purchase rate

14.25% p.a.

N/A

Balance transfer

N/A

p.a.

$75

p.a.

Annual fee

$75 p.a.

saved over months

Westpac Lite Mastercard®

5 reviews

No foreign transaction or late payment fees

Low rate purchase card with no fees for foreign transactions or late payments. Credit limit of $500 to $4,000. Monthly $9 card fee.

No foreign transaction or late payment fees

$0 saved over months

Low rate purchases card with no fees for foreign transactions or late payments. Credit limit of $500 to $4,000. Monthly $9 card fee ($108 annually).

9.90%

p.a

Purchase rate

9.90% p.a.

N/A

Balance transfer

N/A

p.a.

$108

p.a.

Annual fee

$108 p.a.

saved over months

Discontinued: Westpac Low Fee Platinum Credit Card

14 reviews

No annual fee the first year - save $90. Premium complimentary insurances.

$0 saved over 12 months

No annual fee the first year - save $90. Premium complimentary insurances.

20.09%

p.a

Purchase rate

20.09% p.a.

6.99%

12 months

reverts to 21.49% p.a. No BT fee

Balance transfer

6.99% 12 months

reverts to 21.49% p.a.No fee

first year

then $90 p.a.

Annual fee

$0 first year

then $90 p.a.

saved over 12 months

Westpac Low Fee Credit Card

5 reviews

$0 annual fee for the first year & 0% Purchase Rate Offer

Save with a $0 first-year annual fee and in subsequent years when you meet the $5,000 annual spend requirement. 0% purchase rate for 15 months, reverts to 20.09% p.a. after.

$0 annual fee for the first year & 0% Purchase Rate Offer

$0 saved over 12 months

Pay no annual card fee in the first year (currently saving you $30) and in the following years if you spend $5,000. Apply by 24 Feb 22

15 months

reverts to 20.09% p.a.

Purchase rate

15 months

reverts to 20.09% p.a.

6.99%

12 months

reverts to 21.49% p.a. No BT fee

Balance transfer

6.99% 12 months

reverts to 21.49% p.a.No fee

first year

then $30 p.a.

Annual fee

$0 first year

then $30 p.a.

saved over 12 months

Earning reward points with Westpac Cards Filter your points

Sort by - Please select

Go to offer

Westpac Altitude Black Credit Card

8 reviews

180,000 bonus Altitude points + 0% balance transfer for 24 months

Min spend applies. 1% BT fee applies. Reduced annual fee in the first year. Complimentary overseas travel insurance. T&Cs apply.

points earned over 12 months

180,000 bonus Altitude points when you spend $6,000 on eligible purchases within 120 days plus 0% p.a. for 24 months on balance transfer (1% BT fee applies). Complimentary overseas travel insurance. T&Cs apply.

1.25 pts

Altitude

Earn rate per $1

1.25 points

Altitude Rewards

180,000

points

Bonus points

180,000

points

$99

first year

then $250 p.a.

Annual fee

$99

first year

then $250 p.a.

pts

over 12 months spend

save card

Go to offer

Westpac Altitude Platinum Credit Card

14 reviews

130,000 bonus Altitude points + 0% p.a. on balance transfers for 24 months

Min spend applies. 1% BT fee applies. Reduced annual fee first year. Complimentary overseas travel insurance cover.

points earned over 12 months

130,000 Bonus Altitude points when you spend $3,000 on eligible purchases within 90 days of card approval. Reduced annual fee first year. 0% p.a. on balance transfers for 24 months (1% BT fee applies)

1 pt

Altitude

Earn rate per $1

1 point

Altitude Rewards

130,000

points

Bonus points

130,000

points

$49

first year

then $150 p.a.

Annual fee

$49

first year

then $150 p.a.

pts

over 12 months spend

save card

Westpac Altitude Platinum Credit Card – Qantas

1 review

75,000 Bonus Qantas points

When you spend $4,000 on eligible purchases within 90 days of card approval. Complimentary overseas travel insurance. Discounted annual fee. 0% p.a. on balance transfers for 24 months requested at card application (1% BT fee applies).

points earned over 12 months

75,000 bonus Qantas points when you spend $4,000 on eligible purchases within 90 days of card approval. Complimentary overseas travel insurance. Discounted annual fee. 0% p.a. on balance transfers for 24 months requested at card application (1% BT fee applies).

0.5 pts

Qantas

From 1 January 2022, Qantas Points are capped at $100,000 per year. Bonus Qantas Points excluded in the cap.

Earn rate per $1

0.5 points

Qantas Frequent Flyer

From 1 January 2022, Qantas Points are capped at $100,000 per year. Bonus Qantas Points excluded in the cap.

75,000

points

Bonus points

75,000

points

$49

first year

then $150 p.a.

Annual fee

$49

first year

then $150 p.a.

pts

over 12 months spend

Westpac BusinessChoice Rewards Platinum credit card

1 review

Individual credit limits on up to 10 cards. 24/7 Platinum concierge and complimentary Overseas Travel insurance and Interstate Flight Inconvenience insurance.

points earned over 12 months

Qantas Business Rewards program joining fee waived (saving you $89.50). 24/7 Platinum concierge and complimentary Overseas Travel insurance and Interstate Flight Inconvenience insurance.

0.5 pts

Qantas

Earn rate per $1

0.5 points

Qantas Frequent Flyer

N/A

Bonus points

N/A

$150

p.a.

Annual fee

$150

p.a.

pts

over 12 months spend

Westpac Altitude Business Platinum credit card

2 reviews

$0 annual fee first year & 4.99% p.a. for 12 months on balance transfers

Personal Concierge Service plus complimentary insurance covers. Earn up to 2 points per $1 spent, convert points to merchandise or frequent flyer points.

No annual fee first year

points earned over 12 months

Complimentary insurance covers. Earn up to 2 points per $1 spent, convert points to merchandise or frequent flyer points.

1 pt

Altitude

Earn rate per $1

1 point

Altitude Rewards

N/A

Bonus points

N/A

first year

then $200 p.a.

Annual fee

first year

then $200 p.a.

pts

over 12 months spend

Westpac Altitude Business Gold Mastercard

3 reviews

No annual fee first year & 4.99% p.a. for 12 months on balance transfers

Complimentary insurance covers. Convert points to merchandise or frequent flyer points.

No annual fee first year

points earned over 12 months

Complimentary insurance covers. Convert points to merchandise or frequent flyer points.

1 pt

Altitude

Capped at $20,000

Earn rate per $1

1 point

Altitude Rewards

Capped at $20,000

N/A

Bonus points

N/A

first year

then $150 p.a.

Annual fee

first year

then $150 p.a.

pts

over 12 months spend

Westpac Altitude Black Credit Card – Qantas

2 reviews

Up to 120,000 bonus Qantas points

90,000 bonus points when you spend $4,000 within 90 days, plus 30,000 points after the first spend in year 2. 0% p.a. on balance transfers for 24 months requested at card application (1% BT fee applies).

points earned over 12 months

Up to 120,000 bonus Qantas points. 90,000 bonus points when you spend $4,000 within 90 days, plus 30,000 points after the first spend in year 2. 0% p.a. on balance transfers for 24 months requested at card application (1% BT fee applies).

0.75 pts

Qantas

From 1 January 2022, Qantas Points are capped at $250,000 per year. Bonus Qantas Points excluded in the cap.

Earn rate per $1

0.75 points

Qantas Frequent Flyer

From 1 January 2022, Qantas Points are capped at $250,000 per year. Bonus Qantas Points excluded in the cap.

Up to 120k

points

Bonus points

Up to 120k

points

$300

p.a.

Annual fee

$300

p.a.

pts

over 12 months spend

Westpac Flex Card

0 reviews

0% interest + $10/month fee (or free)

Pay no interest and $10 per month, waived when the monthly balance is paid in full. Credit limit of $1,000, plus earn points through Westpac Extras and Rewards. No foreign transaction fees. Flexible repayment options.

0% interest + $10/month fee (or free)

points earned over 12 months

N/A

Earn rate per $1

N/A

Bonus points

N/A

p.a.

Annual fee

p.a.

pts

over 12 months spend