Westpac Credit Cards

$0 saved over months

Complimentary insurances

$75 Annual fee per card. Set individual card credit limits from $1,000 on up to 10 cards. Up to 45 days interest free on purchases. Unauthorised transactions, transit accidents and flight inconvenience insurance.

Purchase rate

14.25% p.a.

Balance transfer

N/A

p.a.

Annual fee

$75 p.a.

Your savings

$ saved over months

14.25%

p.a

Purchase rate

14.25% p.a.

N/A

Balance transfer

N/A

p.a.

$75

p.a.

Annual fee

$75 p.a.

$ saved over months

This is the amount you could save if you balance transfer your current credit card debt. T&Cs apply.

Save card

saved over months

Westpac Lite Mastercard®

2 reviews

No foreign transaction or late payment fees

Low rate purchase card with no fees for foreign transactions or late payments. Credit limit of $500 to $4,000. Monthly $9 card fee.

No foreign transaction or late payment fees

$0 saved over 0 months

No foreign transaction or late payment fees

Low rate purchases card with no fees for foreign transactions or late payments. Credit limit of $500 to $4,000. Monthly $9 card fee ($108 annually).

Purchase rate

9.90% p.a.

Balance transfer

N/A

p.a.

Annual fee

$108 p.a.

Low rate purchases card with no fees for foreign transactions or late payments. Credit limit of $500 to $4,000. Monthly $9 card fee ($108 annually).

Your savings

$ saved over 0 months

9.90%

p.a

Purchase rate

9.90% p.a.

N/A

Balance transfer

N/A

p.a.

$108

p.a.

Annual fee

$108 p.a.

$ saved over 0 months

This is the amount you could save if you balance transfer your current credit card debt. T&Cs apply.

Save card

saved over 0 months

Westpac Low Fee Platinum credit card

14 reviews

No annual fee the first year - save $90. Premium complimentary insurances.

Apply by 2 Apr 19

$0 saved over months

No annual fee the first year - save $90. Premium complimentary insurances.

Purchase rate

19.84% p.a.

Balance transfer

N/A

p.a.

Annual fee

$0 first year

then $90 p.a.

No annual fee the first year - save $90. Premium complimentary insurances. Apply by 2 Apr 19

Your savings

$ saved over months

19.84%

p.a

Purchase rate

19.84% p.a.

N/A

Balance transfer

N/A

p.a.

first year

then $90 p.a.

Annual fee

$0 first year

then $90 p.a.

$ saved over months

This is the amount you could save if you balance transfer your current credit card debt. T&Cs apply.

Save card

saved over months

save card

Westpac Low Rate credit card

304 reviews

Low Rate Package

Strong 0% balance transfer offer from Westpac. Reverts to cash advance rate. Free additional cardholder. Low annual fee of $59 from the second year makes this a nice package.

Low Rate Package

Apply by 2 Apr 19

$0 saved over 24 months

Low Rate Package

Strong 0% balance transfer offer from Westpac. Reverts to cash advance rate. Free additional cardholder. Low annual fee of $59 from the second year makes this a nice package

Purchase rate

13.49% p.a.

Balance transfer

0%24 months

reverts to 19.49% p.a.1% fee applies

Annual fee

$0 first year

then $59 p.a.

Strong 0% balance transfer offer from Westpac. Reverts to cash advance rate. Free additional cardholder. Low annual fee of $59 from the second year makes this a nice package Apply by 2 Apr 19

Your savings

$ saved over 24 months

13.49%

p.a

Purchase rate

13.49% p.a.

24 months

reverts to 19.49% p.a. 1% fee applies

Balance transfer

0%24 months

reverts to 19.49% p.a.1% fee applies

first year

then $59 p.a.

Annual fee

$0 first year

then $59 p.a.

$ saved over 24 months

This is the amount you could save if you balance transfer your current credit card debt. T&Cs apply.

Save card

saved over 24 months

save card

Westpac Low Fee credit card

4 reviews

0% purchase offer

0% p.a. on purchases for up to 9 months from card approval. $0 Annual card Fee in the first year (min spend applies).

0% purchase offer

Apply by 2 Apr 19

$0 saved over months

0% purchase offer

0% p.a. on purchases for up to 9 months from card approval. $0 Annual card Fee in the first year (min spend applies).

Purchase rate

0% 9 months

reverts to 19.84% p.a.

Balance transfer

N/A

p.a.

Annual fee

$0 first year

then $30 p.a.

0% p.a. on purchases for up to 9 months from card approval. $0 Annual card Fee in the first year (min spend applies). Apply by 2 Apr 19

Your savings

$ saved over months

9 months

reverts to 19.84% p.a.

Purchase rate

9 months

reverts to 19.84% p.a.

N/A

Balance transfer

N/A

p.a.

first year

then $30 p.a.

Annual fee

$0 first year

then $30 p.a.

$ saved over months

This is the amount you could save if you balance transfer your current credit card debt. T&Cs apply.

Save card

saved over months

save card

Earning reward points with Westpac Cards Filter your points

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Westpac Altitude Black Credit Card – Qantas

1 review

80,000 bonus Qantas points

When you spend $3,000 on eligible purchases within 90 days. Complimentary overseas travel insurance. Earn 0.75 Qantas points per $1 spent. 2x Qantas Club lounge invitations per year.

80,000 bonus Qantas points

Apply by 2 Apr 19

points earned over 12 months

80,000 bonus Qantas points

When you spend $3,000 on eligible purchases within 90 days. Complimentary overseas travel insurance. Earn 0.75 Qantas points per $1 spent. 2x Qantas Club lounge invitations per year.

Earn rate per $1

0.75 points

Qantas Frequent Flyer

Bonus points

80,000

points

Annual fee

$300

p.a.

When you spend $3,000 on eligible purchases within 90 days. Complimentary overseas travel insurance. Earn 0.75 Qantas points per $1 spent. 2x Qantas Club lounge invitations per year.

Your points

$120,000 saved over 12 months

0.75 pts

Qantas

Earn rate per $1

0.75 points

Qantas Frequent Flyer

80,000

points

Bonus points

80,000

points

$300

p.a.

Annual fee

$300

p.a.

points earned over 12 months

This is the maximum amount of points earned based on your monthly spend. T&Cs apply.

Save card

pts

over 12 months spend

save card

Westpac Altitude Platinum Credit Card – Qantas

1 review

60,000 Bonus Qantas points

When you spend $3,000 within 90 days of card approval. $50 annual fee first year. Complimentary overseas travel insurance cover. Earn 0.5 Qantas points per $1 spent on eligible purchases.

60,000 Bonus Qantas points

points earned over 12 months

60,000 Bonus Qantas points

When you spend $3,000 within 90 days of card approval. $50 annual fee first year. Complimentary overseas travel insurance cover. Earn 0.5 Qantas points per $1 spent on eligible purchases.

Earn rate per $1

0.5 points

Qantas Frequent Flyer

Bonus points

60,000

points

Annual fee

$50

first year

then $200 p.a.

When you spend $3,000 within 90 days of card approval. $50 annual fee first year. Complimentary overseas travel insurance cover. Earn 0.5 Qantas points per $1 spent on eligible purchases.

Your points

$120,000 saved over 12 months

0.5 pts

Qantas

Earn rate per $1

0.5 points

Qantas Frequent Flyer

60,000

points

Bonus points

60,000

points

$50

first year

then $200 p.a.

Annual fee

$50

first year

then $200 p.a.

points earned over 12 months

This is the maximum amount of points earned based on your monthly spend. T&Cs apply.

Save card

pts

over 12 months spend

save card

American Express Westpac Altitude Black Card Bundle – Qantas

1 review

Two card bundle with up to 120,000 bonus Qantas points

Receive up to 120,000 bonus Qantas points when you meet the criteria. Dual card offer with Mastercard (issued by Westpac) and Amex (issued & serviced by Amex).

Two card bundle with up to 120,000 bonus Qantas points

Apply by 2 Apr 19

points earned over 12 months

Two card bundle with up to 120,000 bonus Qantas points

Receive up to 120,000 bonus Qantas points when you meet the criteria. Dual card offer with Mastercard (issued by Westpac) and Amex (issued by Amex) in one single application.

Earn rate per $1

0.75 points

Qantas Frequent Flyer

Bonus points

120,000

points

Annual fee

$499

p.a.

Receive up to 120,000 bonus Qantas points when you meet the criteria. Dual card offer with Mastercard (issued by Westpac) and Amex (issued by Amex) in one single application.

Your points

$120,000 saved over 12 months

0.75 pts

Qantas

Earn rate per $1

0.75 points

Qantas Frequent Flyer

120,000

points

Bonus points

120,000

points

$499

p.a.

Annual fee

$499

p.a.

points earned over 12 months

This is the maximum amount of points earned based on your monthly spend. T&Cs apply.

Save card

pts

over 12 months spend

save card

American Express Westpac Altitude Platinum Card Bundle – Qantas

1 review

Two card bundle with up to 75,000 bonus Qantas points

Receive up to 75,000 bonus Qantas points when you meet the criteria. $99 Annual Card fee first year ($249 p.a. thereafter). Dual Mastercard (issued by Westpac) and Amex (issued by Amex).

Two card bundle with up to 75,000 bonus Qantas points

points earned over 12 months

Two card bundle with up to 75,000 bonus Qantas points

Receive up to 75,000 bonus Qantas points when you meet the criteria. $99 Annual Card fee first year ($249 p.a. thereafter). Dual Mastercard (issued by Westpac) and Amex (issued by Amex).

Earn rate per $1

0.5 points

Qantas Frequent Flyer

Bonus points

75,000

points

Annual fee

$99

first year

then $249 p.a.

Receive up to 75,000 bonus Qantas points when you meet the criteria. $99 Annual Card fee first year ($249 p.a. thereafter). Dual Mastercard (issued by Westpac) and Amex (issued by Amex).

Your points

$120,000 saved over 12 months

0.5 pts

Qantas

Earn rate per $1

0.5 points

Qantas Frequent Flyer

75,000

points

Bonus points

75,000

points

$99

first year

then $249 p.a.

Annual fee

$99

first year

then $249 p.a.

points earned over 12 months

This is the maximum amount of points earned based on your monthly spend. T&Cs apply.

Save card

pts

over 12 months spend

save card

American Express Westpac Altitude Black Card Bundle

1 review

Two card bundle with up to 120,000 bonus Altitude points

Receive up to 120,000 bonus Altitude points when you meet the criteria. Dual card offer with Mastercard (issued by Westpac) and Amex (issued & serviced by Amex).

Two card bundle with up to 120,000 bonus Altitude points

Apply by 2 Apr 19

points earned over 12 months

Two card bundle with up to 120,000 bonus Altitude points

Receive up to 120,000 bonus Altitude points when you meet the criteria. Dual card offer with Mastercard (issued by Westpac) and Amex (issued by Amex).

Earn rate per $1

1.25 points

Altitude Rewards

Bonus points

120,000

points

Annual fee

$449

p.a.

Receive up to 120,000 bonus Altitude points when you meet the criteria. Dual card offer with Mastercard (issued by Westpac) and Amex (issued by Amex).

Your points

$120,000 saved over 12 months

1.25 pts

Altitude

Earn rate per $1

1.25 points

Altitude Rewards

120,000

points

Bonus points

120,000

points

$449

p.a.

Annual fee

$449

p.a.

points earned over 12 months

This is the maximum amount of points earned based on your monthly spend. T&Cs apply.

Save card

pts

over 12 months spend

save card

American Express Westpac Altitude Platinum Card Bundle

1 review

Two card bundle with up to 75,000 bonus Altitude points

Receive up to 75,000 bonus Altitude points when you meet the spend requirement. $49 Annual Card fee first year (save $150). Dual Mastercard (issued by Westpac) and Amex (issued & serviced by Amex).

Two card bundle with up to 75,000 bonus Altitude points

Apply by 2 Apr 19

points earned over 12 months

Two card bundle with up to 75,000 bonus Altitude points

Receive up to 75,000 bonus Altitude points when you meet the spend requirement. $49 Annual Card fee in the first year ($150 saving). Dual Mastercard (issued by Westpac) and Amex (issued by Amex).

Earn rate per $1

1 point

Altitude Rewards

Bonus points

75,000

points

Annual fee

$49

first year

then $199 p.a.

Receive up to 75,000 bonus Altitude points when you meet the spend requirement. $49 Annual Card fee in the first year ($150 saving). Dual Mastercard (issued by Westpac) and Amex (issued by Amex).

Your points

$120,000 saved over 12 months

1 pt

Altitude

Earn rate per $1

1 point

Altitude Rewards

75,000

points

Bonus points

75,000

points

$49

first year

then $199 p.a.

Annual fee

$49

first year

then $199 p.a.

points earned over 12 months

This is the maximum amount of points earned based on your monthly spend. T&Cs apply.

Save card

pts

over 12 months spend

save card

Westpac BusinessChoice Rewards Platinum credit card

1 review

100,000 bonus Qantas Points

Min. spend applies. Individual credit limits on up to 10 cards to keep track of spending. Complimentary insurances such as Overseas Travel insurance.

100,000 bonus Qantas Points

Apply by 31 May 19

points earned over 12 months

100,000 bonus Qantas Points

Min. spend applies. Qantas Business Rewards program joining fee waived (saving you $89.50). 24/7 Platinum concierge and complimentary Overseas Travel insurance and Interstate Flight Inconvenience insurance.

Earn rate per $1

0.5 points

Qantas Frequent Flyer

Bonus points

100,000

points

Annual fee

$150

p.a.

Your points

$120,000 saved over 12 months

0.5 pts

Qantas

Earn rate per $1

0.5 points

Qantas Frequent Flyer

100,000

points

Bonus points

100,000

points

$150

p.a.

Annual fee

$150

p.a.

points earned over 12 months

This is the maximum amount of points earned based on your monthly spend. T&Cs apply.

Save card

pts

over 12 months spend

Westpac Altitude Business Platinum credit card

2 reviews

80,000 bonus Altitude Points

Min. spend criteria applies. No annual fee first year. Complimentary insurance covers. Earn up to 2 points per $1 spent, convert points to merchandise or frequent flyer points.

80,000 bonus Altitude Points

Apply by 31 May 19

points earned over 12 months

80,000 bonus Altitude Points

Min. spend criteria applies. No annual fee first year. Complimentary insurance covers. Earn up to 2 points per $1 spent, convert points to merchandise or frequent flyer points.

Earn rate per $1

1 point

Altitude Rewards

Bonus points

80,000

points

Annual fee

first year

then $200 p.a.

Min. spend criteria applies. No annual fee first year. Complimentary insurance covers. Earn up to 2 points per $1 spent, convert points to merchandise or frequent flyer points.

Your points

$120,000 saved over 12 months

1 pt

Altitude

Earn rate per $1

1 point

Altitude Rewards

80,000

points

Bonus points

80,000

points

first year

then $200 p.a.

Annual fee

first year

then $200 p.a.

points earned over 12 months

This is the maximum amount of points earned based on your monthly spend. T&Cs apply.

Save card

pts

over 12 months spend

Westpac Altitude Black credit card

8 reviews

80,000 bonus Altitude points

When you spend $3,000 on eligible purchases within 90 days. Complimentary overseas travel insurance. Earn 1.25 Altitude points per $1 spent. 2x lounge passes per year.

80,000 bonus Altitude points

Apply by 2 Apr 19

points earned over 12 months

80,000 bonus Altitude points

When you spend $3,000 on eligible purchases within 90 days. Complimentary overseas travel insurance. Earn 1.25 Altitude points per $1 spent. 2x lounge passes per year.

Earn rate per $1

1.25 points

Altitude Rewards

Bonus points

80,000

points

Annual fee

$250

p.a.

When you spend $3,000 on eligible purchases within 90 days. Complimentary overseas travel insurance. Earn 1.25 Altitude points per $1 spent. 2x lounge passes per year.

Your points

$120,000 saved over 12 months

1.25 pts

Altitude

Earn rate per $1

1.25 points

Altitude Rewards

80,000

points

Bonus points

80,000

points

$250

p.a.

Annual fee

$250

p.a.

points earned over 12 months

This is the maximum amount of points earned based on your monthly spend. T&Cs apply.

Save card

pts

over 12 months spend

save card

Westpac Altitude Business Gold credit card

3 reviews

60,000 bonus Altitude Points

Min. spend criteria applies. The annual fee of $150 is waived in the first year. Complimentary insurance covers. Convert points to merchandise or frequent flyer points.

60,000 bonus Altitude Points

Apply by 31 May 19

points earned over 12 months

60,000 bonus Altitude Points

Min. spend criteria applies. The annual fee of $150 is waived in the first year. Complimentary insurance covers. Convert points to merchandise or frequent flyer points.

Earn rate per $1

1 point

Altitude Rewards

Bonus points

60,000

points

Annual fee

first year

then $150 p.a.

Min. spend criteria applies. The annual fee of $150 is waived in the first year. Complimentary insurance covers. Convert points to merchandise or frequent flyer points.

Your points

$120,000 saved over 12 months

1 pt

Altitude

Capped at $20,000

Earn rate per $1

1 point

Altitude Rewards

Capped at $20,000

60,000

points

Bonus points

60,000

points

first year

then $150 p.a.

Annual fee

first year

then $150 p.a.

points earned over 12 months

This is the maximum amount of points earned based on your monthly spend. T&Cs apply.

Save card

pts

over 12 months spend

Westpac Altitude Platinum credit card

14 reviews

60,000 Bonus Altitude points

When you spend $3,000 within 90 days of card approval. $0 annual fee first year. Complimentary overseas travel insurance cover. Earn 1 point per $1 spent on eligible purchases.

60,000 Bonus Altitude points

Apply by 2 Apr 19

points earned over 12 months

60,000 Bonus Altitude points

When you spend $3,000 within 90 days of card approval. $0 annual fee first year. Complimentary overseas travel insurance cover. Earn 1 point per $1 spent on eligible purchases.

Earn rate per $1

1 point

Altitude Rewards

Bonus points

60,000

points

Annual fee

first year

then $150 p.a.

When you spend $3,000 within 90 days of card approval. $0 annual fee first year. Complimentary overseas travel insurance cover. Earn 1 point per $1 spent on eligible purchases.

Your points

$120,000 saved over 12 months

1 pt

Altitude

Earn rate per $1

1 point

Altitude Rewards

60,000

points

Bonus points

60,000

points

first year

then $150 p.a.

Annual fee

first year

then $150 p.a.

points earned over 12 months

This is the maximum amount of points earned based on your monthly spend. T&Cs apply.

Save card

pts

over 12 months spend