Bank of Melbourne Credit Cards

Pauline Hatch     

The Bank of Melbourne has its roots in Victoria, but its door is open to anyone in Australia. A subsidiary of Westpac, Bank of Melbourne has a large variety of credit cards and a decent reputation to back it up.

As you'll see in our comparison table, the credit cards offered by the Bank of Melbourne range from basic credit cards with low-interest rates or low annual fees through to rewards cards packed with points and features. Click the card for our full review of its features.

Want to know a little more about the Bank of Melbourne? It was launched in 1989, acquired by Westpac and rebranded in 2011 into the bank Australia recognises today. Its Bank of Melbourne Foundation has provided more than 100 small charities with almost $3 million in grants since 2013.
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47 reviews for 11 cards listed
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Bank of Melbourne Vertigo Credit Card

30 reviews
$0 saved over 32 months

Bank of Melbourne BusinessVantage Credit Card

1 review
$0 saved over months

Bank of Melbourne No Annual Fee Credit Card

2 reviews
$0 saved over months

Bank of Melbourne Vertigo Credit Card – Cashback Offer

5 reviews
$0 saved over 12 months

Discontinued: Bank of Melbourne Vertigo Credit Card – Purchase Offer

0 reviews
$0 saved over 0 months

2 reviews
points earned over 12 months

1 review
points earned over 12 months

2 reviews
points earned over 12 months

1 review
points earned over 12 months

1 review
points earned over 12 months

2 reviews
points earned over 12 months

Bank of Melbourne (part of the St George Group)

Bank of Melbourne is the new face of St.George Bank in Victoria. It represents all of the quality and service of St.George simply with new branding - focused on serving Victoria with a premium banking service. As a relatively new bank it features products based largely on St George's products but with newer offers.

About Bank of Melbourne Credit Cards

Bank of Melbourne products are available nationwide and are serviceable at St.George branches outside Victoria, and BankSA branches in South Australia and of course online. Credit cards are useable wherever they are accepted and all card management of payments and transactions can be done through internet banking. You don't need to live in Victoria to benefit from the great introductory offers.

History

A subsidiary of Westpac, (as also St.George & Bank SA), Bank of Melbourne has been around as a brand since 1989 - independent until 1997 when Westpac acquired it. It was relaunched as a brand in 2011 to focus on Victorians.

Bank of Melbourne aims to be as popular and focused on Victorians in the same way as St.George has proven a popular and customer friendly brand. Westpac believe a local focus in the states is key - so now have a brand for NSW, Victoria and SA as well as obvious coverage by Westpac in each.

Credit cards

Providing excellent banking products and services, plus customer service that actually serve the customer, Bank of Melbourne is on your side when it comes to credit cards. Backed by the Westpac Group, Bank of Melbourne offers a range of affordable credit cards that suit you.

If you are looking for a no frills credit card that offers great rates, try the Bank of Melbourne Vertigo card. Or for rewards, try the Bank of Melbourne Amplify Visa, which allows you to earn points for the Amplify Rewards program or Amplify Qantas.

With Bank of Melbourne credit cards, you can benefit not only from helpful introductory offers, but you can also enjoy competitive ongoing rates and a low annual fee.

Recently Asked Questions

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6 questions (showing the latest 10 Q&As)

Shirly

Shirly

30 November 2019
Hello,I'm just looking for $5000 loan ,what do I need to do and how?
ralph renard

ralph renard

26 March 2019
Do any of bank of Melbourne rewards credit card exclude government instrumentalities earning points?
Yvette

Yvette

24 December 2018
Are there any cards that allow a guarantor? You have an article that describes this as a possibility but no links to cards that do.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    31 December 2018
    Hi Yvette, banks change conditions all the time. Why do you need a guarantor for a credit card? If you have bad credit, it will not be possible to get approved. Let me know more details around why you are looking to get a guarantor and what your current income / credit is like.
Elizabeth

Elizabeth

12 September 2016
Is it possible to apply for a low rate credit card without doing a balance transfer?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    13 September 2016
    Hi Elizabeth, yes it is. A balance transfer offer is always optional and never a compulsory part to apply or be approved. Actually not having a balance transfer may even improve your chances of approval.
Anthony Arrow

Anthony Arrow

5 September 2016
I would like to come in to speak to someone about a credit card with balance transfer and a separate personal loan so I can consolidate some debt.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    6 September 2016
    Hi Anthony, for transferring loan debt you need to look at the Citi credit card range. Citi are the only issuer that accept non-Citi personal loans as well as credit cards. Have a look at the Citi Rewards Platinum offer and best of luck with your application.
Sue Delaney

Sue Delaney

30 April 2015
Hi, I would like to talk with someone regarding your credit card/s balance transfer option. My mobile is 0428683661. Could you please let me know what the timeframes are for call backs as I am unable to call from work - and work 5 days 9-5pm. Thankyou.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    1 May 2015
    Hi Sue - we are an online service and typically don't speak to people over the phone. Let me know what your question(s) are and I will get back to you as soon as I can with the best answer I can give. Let me know the amount you want to balance transfer and the bank or banks the debt is currently with. Then I can provide you with a few options.
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