Bank of Melbourne Credit Cards

Updated 8 August 2019

Bank of Melbourne is proud to be a local bank. But, you'll be glad to know that living outside of Victoria doesn't exclude you from enjoying the Bank's excellent range of credit cards and superb customer service. For affordable credit cards with introductory offers and great perks, check out what's on offer at Bank of Melbourne.

Bank of Melbourne prides itself on being Victoria's local bank, offering a wide range of financial products, including a diverse selection of credit cards. As a subsidiary of Westpac, Bank of Melbourne has branches across Victoria, but of course, you do not need to live in Victoria to apply for a credit card. You simply need to meet the eligibility requirements of the card you’re interested in, and you can enjoy access to your account via online and phone banking.

In terms of history, the Bank of Melbourne can trace its roots back to 1989. However, the bank did not emerge in its current format until 2011, 14 years after Westpac acquired the organisation. At that point, Bank of Melbourne received a facelift and a re-brand to become the brand that is now known throughout Australia today. Retaining a strong focus on Victoria, the bank supports the local community through the Bank of Melbourne Foundation, which has provided more than 100 small charities with almost $3 million in grants since 2013.

As for its credit cards, the bank has a nice range to choose from, as you can see below. Low rate and low annual fee cards can work well for cardholders who want to save money while keeping it fairly simple in terms of features. On the other end of the scale, the bank offers rewards cards and frequent flyer cards, many packed with features that reward cardholders with handy extras.

Bank of Melbourne Vertigo Credit Card

Bank of Melbourne Vertigo Credit Card

25 reviews

Apply by 2 Oct 19

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$0 saved over 16 months
Your savings
$ saved over 16 months
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Bank of Melbourne Vertigo Platinum

Bank of Melbourne Vertigo Platinum

5 reviews

Apply by 2 Oct 19

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$0 saved over 18 months
Your savings
$ saved over 18 months
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Bank of Melbourne No Annual Fee Credit Card

Bank of Melbourne No Annual Fee Credit Card

2 reviews

Apply by 2 Oct 19

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$0 saved over 12 months
Your savings
$ saved over 12 months
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Bank of Melbourne BusinessVantage Credit Card

Bank of Melbourne BusinessVantage Credit Card

1 review
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$0 saved over months
Your savings
$ saved over months
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2 reviews

Apply by 2 Oct 19

More info
points earned over 12 months
1 point
16.77% Complete (success)
Amplify Rewards
100,000
points
16.77% Complete (success)
Amplify Rewards
$99
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
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1 review

Apply by 2 Oct 19

More info
points earned over 12 months
1.5 points
16.77% Complete (success)
Amplify Rewards
200,000
points
16.77% Complete (success)
Amplify Rewards
$179
first year
16.77% Complete (success)
then $279 p.a.
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review

Apply by 2 Oct 19

More info
points earned over 12 months
0.5 points
16.77% Complete (success)
Qantas Frequent Flyer
60,000
points
16.77% Complete (success)
Qantas Frequent Flyer
$99
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review

Apply by 2 Oct 19

More info
points earned over 12 months
0.75 points
16.77% Complete (success)
Qantas Frequent Flyer
90,000
points
16.77% Complete (success)
Qantas Frequent Flyer
$179
first year
16.77% Complete (success)
then $279 p.a.
Your points
$120,000 saved over 12 months
Calculate your savings icon

2 reviews

Apply by 2 Oct 19

More info
points earned over 12 months
1 point
16.77% Complete (success)
Amplify Rewards
N/A
-1% Complete (success)
Amplify Rewards
$79
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review

Apply by 28 Aug 19

More info
points earned over 12 months
1 point
16.77% Complete (success)
Amplify Rewards
60,000
points
16.77% Complete (success)
Amplify Rewards
$0
first year
16.77% Complete (success)
then $89 p.a.
Your points
$120,000 saved over 12 months
Calculate your savings icon

Bank of Melbourne (part of the St George Group)

Bank of Melbourne is the new face of St.George Bank in Victoria. It represents all of the quality and service of St.George simply with new branding - focused on serving Victoria with a premium banking service. As a relatively new bank it features products based largely on St George's products but with newer offers.

About Bank of Melbourne Credit Cards

Bank of Melbourne products are available nationwide and are serviceable at St George branches outside Victoria, and Bank SA branches in South Australia and of course online. Credit cards are useable wherever they are accepted and all card management of payments and transactions can be done through internet banking. You don't need to live in Victoria to benefit from the great introductory offers!

History

A subsidiary of Westpac, (as also St.George & Bank SA), Bank of Melbourne has been around as a brand since 1989 – independent until 1997 when Westpac acquired it. It was relaunched as a brand in 2011 to focus on Victorians.

Bank of Melbourne aims to be as popular and focused on Victorians in the same way as St.George has proven a popular and customer friendly brand. Westpac believe a local focus in the states is key – so now have a brand for NSW, Victoria and SA as well as obvious coverage by Westpac in each.

Credit cards

Providing excellent banking products and services, plus customer service that actually serve the customer, Bank of Melbourne is on your side when it comes to credit cards. Backed by the Westpac Group, Bank of Melbourne offers a range of affordable credit cards that suit you.

If you are looking for a no frills credit card that offers great rates, try the Bank of Melbourne Vertigo card. Or for rewards, try the Bank of Melbourne Amplify Visa, which allows you to earn points for the Amplify Rewards program or Amplify Qantas.

With Bank of Melbourne credit cards, you can benefit not only from helpful introductory offers, but you can also enjoy competitive ongoing rates and a low annual fee.

Recently Asked Questions

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5 questions (showing the latest 10 Q&As)

ralph renard

ralph renard

26 March 2019
Do any of bank of Melbourne rewards credit card exclude government instrumentalities earning points?
Yvette

Yvette

24 December 2018
Are there any cards that allow a guarantor? You have an article that describes this as a possibility but no links to cards that do.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    31 December 2018
    Hi Yvette, banks change conditions all the time. Why do you need a guarantor for a credit card? If you have bad credit, it will not be possible to get approved. Let me know more details around why you are looking to get a guarantor and what your current income / credit is like.
Elizabeth

Elizabeth

12 September 2016
Is it possible to apply for a low rate credit card without doing a balance transfer?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    13 September 2016
    Hi Elizabeth, yes it is. A balance transfer offer is always optional and never a compulsory part to apply or be approved. Actually not having a balance transfer may even improve your chances of approval.
Anthony Arrow

Anthony Arrow

5 September 2016
I would like to come in to speak to someone about a credit card with balance transfer and a separate personal loan so I can consolidate some debt.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    6 September 2016
    Hi Anthony, for transferring loan debt you need to look at the Citi credit card range. Citi are the only issuer that accept non-Citi personal loans as well as credit cards. Have a look at the Citi Rewards Platinum offer and best of luck with your application.
Sue Delaney

Sue Delaney

30 April 2015
Hi, I would like to talk with someone regarding your credit card/s balance transfer option. My mobile is 0428683661. Could you please let me know what the timeframes are for call backs as I am unable to call from work - and work 5 days 9-5pm. Thankyou.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    1 May 2015
    Hi Sue - we are an online service and typically don't speak to people over the phone. Let me know what your question(s) are and I will get back to you as soon as I can with the best answer I can give. Let me know the amount you want to balance transfer and the bank or banks the debt is currently with. Then I can provide you with a few options.
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