Ask Roland a Question

Hi, I’m the site founder and I will personally answer your question within a business day.

By submitting this question you agree to our privacy policy.

American Express Qantas Business Rewards Card
points over 12 months Calculate your savings icon

Earn rate per $1

1.25 points
16.77% Complete (success)
Qantas Frequent Flyer

Bonus points

120,000 points
120,000% Complete (success)

Annual fee

$450
p.a.
450% Complete (success)

Pros

120,000 bonus Qantas Points when you apply by 31 July 2019 and spend $3,000 in the first 2 months of Card approval date. New Card Members only.

Earn 2 Qantas Points per $1 spent on Qantas products and services

Earn 1.25 Qantas Points per $1 spent on everything else, except for utilities, insurance (with the exception of American Express) and government bodies where you’ll earn 0.5 Qantas Points per $1 spent

Earn TRIPLE Qantas Points for business on eligible flights

Receive two domestic Qantas Club lounge passes per year

No preset credit limit

Monthly statements include GST itemisation

Travel Insurance cover

Cons

High annual fee

American Express Qantas Business Rewards Card

The American Express® Qantas Business Rewards Card has a special offer of 120,000 bonus Qantas Points when you apply by 31 July 2019 and spend $3,000 in the first 2 months of Card approval date. New Card Members only. Receive TRIPLE Qantas Points for your business on eligible Qantas flights. That’s on top of the 2 Qantas Points per $1 earned when you use your Card to pay for flights. Earn 1.25 Qantas Points per $1 spent on everything else, except for utilities, insurance (with the exception of American Express) and government bodies where you’ll earn 0.5 Qantas Points per $1 spent. Receive complimentary Qantas Business Rewards membership (saving $99.50), which gives your business access to savings of 5 – 8% on the base fare of eligible Qantas flights, 10% off Qantas Club membership and more. Receive two domestic Qantas Club lounge passes per year and complimentary domestic and international travel insurance cover for you, your partner and employees holding Supplementary Cards when you use your Card to pay for your travel arrangements. *This is actually a charge Card with no pre-set spending limit and no interest charges. All you need to do is pay off your balance in full each month.

Key features

  • 120,000 bonus Qantas Points when you are approved by 31 July 2019 and spend $3,000 in the first 2 months of approval date
  • Receive TRIPLE Qantas Points for your business on eligible Qantas flights. That’s on top of the 2 Qantas Points per $1 earned when you use your Card to pay for flights
  • Earn 2 Qantas Points per $1 spent all Qantas Products and services
  • Earn 1.25 Qantas Points per $1 spent on everyday purchases
  • Earn 0.5 Qantas Points per $1 spent on utilities, insurance (with the exception of American Express) and government bodies
  • Receive complimentary Qantas Business Rewards membership (saving $99.50), which gives your business access to savings of 5 – 8% on the base fare of eligible Qantas flights, 10% off Qantas Club membership and more.
  • Qantas Business Rewards also gives your business the flexibility to transfer Qantas Points to any individual Qantas Frequent Flyer member
  • Enjoy two complimentary domestic Qantas Club lounge passes per Card membership year
  • Complimentary domestic and international Travel Insurance for you, your partner, dependents and Supplementary Card Members
  • $450 Annual card fee - The annual fee may be tax deductible, provided the Card is used solely for business purposes.
  • $0 Supplementary Cards (up to 99)
67% of customers who have rated this card would recommend it
  • Rates
    45%
  • Fees
    54%
  • Rewards
    72%
  • Customer Service
    88%
  • Value
    65%
Overall user rating 65%
3 reviews

90% Luis Alves

This card it may be the best around

Recommends this card

Interest Rates
Purchase rate N/A
Cash advance rate N/A
Interest free on purchases up to 51 days
Balance Transfer
Credit limits
Minimum credit limit N/A
Maximum credit limit N/A
Fees & repayments
Annual fee $450 p.a.
Additional cardholder fee Up to 99 at no extra cost
Cash advance fee N/A
Foreign transaction fee 3%
Minimum repayment 2.5%
Late payment fee $30
Credit card type American Express
Rewards program
Rewards program Qantas Frequent Flyer Qantas Frequent Flyer
Bonus points 120,000 Qantas points
Annual points cap uncapped
Bonus points spend criteria Spend $3,000 in first 2 months
Earning points with this card
Qantas points 1.25 points per $1 spent
Overseas earn rate same as standard earn rate
Points cap per month N/A
Complimentary insurance
Overseas travel insurance yes - up to months
Flight inconvenience insurance No
Transport accident cover No
Smartphone screen insurance No
Purchase protection insurance No
Extended warranty insurance No
Rental vehicle excess cover No
Extras
Two Qantas Lounge domestic passes every year
Eligible with Apple Pay, Samsung Pay and Google Pay
Complimentary Qantas Business Rewards membership (saving $99.50)

The American Express Qantas Business Rewards Card with 120,000 bonus Qantas Points

Want more from your business card? You got it! Simply packed with features, the American Express Qantas Business Rewards Card could provide you with everything you need for your business. From rewards to business tools, complimentary insurances to travel perks, this card has all that and more!

What we love...

One of the first features to grab our attention on the American Express Qantas Business Rewards Card was its introductory offer. New card members who spend $3,000 on their card within two months of approval will be credited with 120,000 bonus Qantas Points.

No matter what you choose to use your points for, there’s no denying that’s a pretty good chunk of points to play with.

On to the everyday earn rate, which we’re pleased to say, doesn’t disappoint. Using your card for a wide range of everyday business purchases, you can easily turn your expenses into rewards. Big rewards. Your earn rate is as follows:

2 Qantas Points per $1 spent on Qantas products and services,
Up to 1.25 Qantas Points per $1 spent on everyday purchases,
0.5 Qantas Points per $1 spent on utilities, insurance (with the exception of American Express) and government bodies
Triple Qantas Points for business on eligible flights.

But of course, this is more than just a rewards card. It also offers a dizzying array of useable extras. As a cardholder, you will receive two domestic Qantas Club lounge passes per year, once your business makes an eligible Qantas purchase on your card during that year.

You’ll also receive complimentary Qantas Business Rewards membership, offering you a saving of $99.50, while providing your business access to savings of 5-8% on the base fare of eligible Qantas flights, 10% off Qantas Club membership and more.

With Qantas Business Rewards membership, you will also have the flexibility to transfer your Qantas Points to any Qantas Frequent Flyer account. This could allow you to offset business travel costs, or alternatively, reward yourself, your staff or your family with flights, upgrades or products from the Qantas Store.

What’s not so great...

As a business rewards card, the American Express Qantas Business Rewards Card doesn’t give us much to complain about. There is a significant annual fee, but you do get plenty in return. You may also find the annual fee is tax deductible, as long as the card is used solely for business purposes.

Why should you choose this card?

In order to work out whether this card is right for you, it’s important to understand the fundamentals behind how the card works. It’s actually not a standard credit card – it’s a charge card with no pre-set credit limit and no interest charges.

All you need to do to use the card is make sure the balance is paid off in full each month. It’s also worth noting that you can have up to 99 supplementary cards on one account, with no annual fee charged.

If that sounds like it’s what your business needs, let’s take a closer look at some of the other features on offer.

You can enjoy peace of mind with a range of complimentary insurances, including domestic and international travel insurance cover for you, your partner and employees holding supplementary cards, when the card is used to cover travel arrangements. Travel inconvenience cover and transport accident cover are also provided.

The card also provides up to 51 days interest free on purchases, emergency card replacement and global customer service, plus transaction data feeds to MYOB accounting software, and the ability to download statements and transaction details, view balances and keep track of business expenditure using Quicken, MYOB or Microsoft Excel.

Overall Rating

An exceptional business rewards card providing charge card capability and a host of features, perks and 120,000 bonus Qantas Points as an introductory offer. Offer ends 31 July 2019.

8 questions (showing the latest 10 Q&As)

Luis Alves

Luis Alves

13 March 2019
Hi mate, this thing with the points, it’s real?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    14 March 2019
    Hi Luis, yes, this is a great business charge card that earns Qantas points. As a charge card you need to pay off the balance in full each billing cycle. The bonus points are great with the current offer.
Katie

Katie

15 February 2019
Hi, Is there a points cap with this card? I've gone through the T&C's but don't see any mention of it.For example, will I receive 20,000 Qantas points in one month if I spend that?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    18 February 2019
    Hi Katie, the AMEX Qantas Business rewards card has no points cap. You earn 2 Qantas Points per $1 spent on Qantas products and services, 1.25 Qantas Points per $1 spent on everyday purchases, 0.5 Qantas Points per $1 spent on utilities, non Am-Ex insurance providers and government bodies plus triple Qantas Points for business on eligible flights.
Troy

Troy

8 November 2018
Hi Roland, So do you think the best qantas points earning business credit card outside of Amex is the nab signature business card?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    12 November 2018
    Hi Troy, appears to be. The NAB Qantas Business Signature credit card has the nice 100k Qantas Bonus Points. The earn rate is not fantastic at 0.66 per $1 spent. Though its hard to get high points earning business cards. I would still combine this with an AMEX Qantas Business Card (charge card). Use the AMEX were possible and then the Visa everywhere else. In the end if you cannot use AMEX at all for your business then it is no point though. The NAB still can bring the points raining down.
VP

VP

2 September 2018
Hi there,Is this card solely for business owners? Can you apply for this card if you aren't a business owner?Thank you
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    3 September 2018
    Hi VP, as this is a business charge card you will need have a business and a valid ABN to apply. Without this, a similar card for consumers from AMEX is the Qantas Ultimate. This is actually a credit card plus has a higher points earn rate at 1.5 per $1 spent. I myself have the Qantas Ultimate for its strong Qantas points earning.
Max

Max

27 June 2018
Hi Roland. Ive done my research and this card seems to be a good option for my business. I think I understand a charge card concept but there must be a catch there somewhere. What are the penalties if the cards is not paid off in full at the end of each month? I assume that they run on the calendar month. Cheers. Max
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    27 June 2018
    Hi Max, no catch. The billing cycle is 51 days with this charge card. Therefore you would need to pay it off at that time. Its important to understand your billing cycle but I am sure AMEX will remind you anyway. If you don't pay on time they hassle you and if it happens to often they will cancel the card. They charge a late payment fee if payments are not made on time. I believe this is $30. Nice bonus points on this card and good earn rate. Enjoy.
Marion

Marion

16 January 2018
Can you use this card to pay BAS/tax with ATO? Thanks
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    16 January 2018
    Hi Marion, yes you can. The earn rate will be 0.5 Qantas points on ATO or other government spend.
Helen Marchant

Helen Marchant

17 October 2017
what is the interest rate on purchases with this card?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    18 October 2017
    Hi Helen, this is a charge card rather than a full credit card. You need to pay your balance off in full each statement period. Therefore there is no interest rate on purchases. This is a great business card option with nice bonus points. Reach out with any other questions.
Robert Rowell

Robert Rowell

13 October 2016
What proof of income do I need? Ive just started my business and have a minimal payment history. Can I still get this card?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    13 October 2016
    Hi Robert, you would need details of your accountant to verify your income, some bank statements. It could be possible as everyone's personal financial situation is unique. If you have good credit and at least some way of proving your income (and meet all other minimum requirements), then its worth applying if you are interested in the card.
  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Australian citizen or a permanent resident. Have a valid ABN and your business must be registered for GST.
  • Minimum income of $24,000 p.a.
  • You have your personal details ready to complete the online application
American Express Qantas Business Rewards Card
American Express Qantas Business Rewards Card

American Express Credit Cards

American Express Qantas Business Rewards Card

Updated 2 July 2019

Apply by 31 July 2019

Points Earn Rate (per $1 spent)

1.25

points

Qantas

Rewards Program

Qantas Frequent Flyer

Bonus Points

120,000 pts

Spend $3,000 in first 2 months

0 points over 12 months spend

My monthly card spend

Pros and cons

  • 120,000 bonus Qantas Points when you apply by 31 July 2019 and spend $3,000 in the first 2 months of Card approval date. New Card Members only.
  • Earn 2 Qantas Points per $1 spent on Qantas products and services
  • Earn 1.25 Qantas Points per $1 spent on everything else, except for utilities, insurance (with the exception of American Express) and government bodies where you’ll earn 0.5 Qantas Points per $1 spent
  • Earn TRIPLE Qantas Points for business on eligible flights
  • Receive two domestic Qantas Club lounge passes per year
  • No preset credit limit
  • Monthly statements include GST itemisation
  • Travel Insurance cover

  • High annual fee

Creditcard.com.au review

Editor Review

The American Express Qantas Business Rewards Card with 120,000 bonus Qantas Points

Want more from your business card? You got it! Simply packed with features, the American Express Qantas Business Rewards Card could provide you with everything you need for your business. From rewards to business tools, complimentary insurances to travel perks, this card has all that and more!

What we love...

One of the first features to grab our attention on the American Express Qantas Business Rewards Card was its introductory offer. New card members who spend $3,000 on their card within two months of approval will be credited with 120,000 bonus Qantas Points.

No matter what you choose to use your points for, there’s no denying that’s a pretty good chunk of points to play with.

On to the everyday earn rate, which we’re pleased to say, doesn’t disappoint. Using your card for a wide range of everyday business purchases, you can easily turn your expenses into rewards. Big rewards. Your earn rate is as follows:

2 Qantas Points per $1 spent on Qantas products and services,
Up to 1.25 Qantas Points per $1 spent on everyday purchases,
0.5 Qantas Points per $1 spent on utilities, insurance (with the exception of American Express) and government bodies
Triple Qantas Points for business on eligible flights.

But of course, this is more than just a rewards card. It also offers a dizzying array of useable extras. As a cardholder, you will receive two domestic Qantas Club lounge passes per year, once your business makes an eligible Qantas purchase on your card during that year.

You’ll also receive complimentary Qantas Business Rewards membership, offering you a saving of $99.50, while providing your business access to savings of 5-8% on the base fare of eligible Qantas flights, 10% off Qantas Club membership and more.

With Qantas Business Rewards membership, you will also have the flexibility to transfer your Qantas Points to any Qantas Frequent Flyer account. This could allow you to offset business travel costs, or alternatively, reward yourself, your staff or your family with flights, upgrades or products from the Qantas Store.

What’s not so great...

As a business rewards card, the American Express Qantas Business Rewards Card doesn’t give us much to complain about. There is a significant annual fee, but you do get plenty in return. You may also find the annual fee is tax deductible, as long as the card is used solely for business purposes.

Why should you choose this card?

In order to work out whether this card is right for you, it’s important to understand the fundamentals behind how the card works. It’s actually not a standard credit card – it’s a charge card with no pre-set credit limit and no interest charges.

All you need to do to use the card is make sure the balance is paid off in full each month. It’s also worth noting that you can have up to 99 supplementary cards on one account, with no annual fee charged.

If that sounds like it’s what your business needs, let’s take a closer look at some of the other features on offer.

You can enjoy peace of mind with a range of complimentary insurances, including domestic and international travel insurance cover for you, your partner and employees holding supplementary cards, when the card is used to cover travel arrangements. Travel inconvenience cover and transport accident cover are also provided.

The card also provides up to 51 days interest free on purchases, emergency card replacement and global customer service, plus transaction data feeds to MYOB accounting software, and the ability to download statements and transaction details, view balances and keep track of business expenditure using Quicken, MYOB or Microsoft Excel.

Overall Rating

An exceptional business rewards card providing charge card capability and a host of features, perks and 120,000 bonus Qantas Points as an introductory offer. Offer ends 31 July 2019.

User reviews

American Express Qantas Business Rewards Card ( based on 3 Creditcard.com.au user reviews )

65% rating based on 3 reviews

Rates
Fees
Rewards
Customer Service
Value
90%

Luis Alves

13 March 2019

This card it may be the best around

Recommends this card

Rates and fees

Interest rates

Purchase rate N/A

Cash advance rate N/A

Interest free on purchases up to 51 days

Credit limits

Minimum credit limt N/A

Maximum credit limit N/A

Fees & repayments

Annual fee $450 p.a.

Additional card holder fee Up to 99 at no extra cost

Foreign transaction fee 3%

Minimum repayment 2.5%

Cash advance fee N/A

Late payment fee $30

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 120,000 Qantas points

Annual points cap uncapped

Bonus points spend criteria Spend $3,000 in first 2 months

Earning points with this card

Qantas pointsQantas points 1.25 points per $1 spent

Points cap per month N/A

Overseas earn rateOverseas earn rate same as standard earn rate

Additional features

Complimentary insurance

Overseas travel insurance yes

Flight inconvenience insurance No

Transport accident cover No

Smartphone screen insurance No

Purchase protection insurance No

Extended warranty insurance No

Rental vehicle excess cover No

Extras

Two Qantas Lounge domestic passes every year

Eligible with Apple Pay, Samsung Pay and Google Pay

Complimentary Qantas Business Rewards membership (saving $99.50)

Overview

American Express Qantas Business Rewards Card

The American Express® Qantas Business Rewards Card has a special offer of 120,000 bonus Qantas Points when you apply by 31 July 2019 and spend $3,000 in the first 2 months of Card approval date. New Card Members only. Receive TRIPLE Qantas Points for your business on eligible Qantas flights. That’s on top of the 2 Qantas Points per $1 earned when you use your Card to pay for flights. Earn 1.25 Qantas Points per $1 spent on everything else, except for utilities, insurance (with the exception of American Express) and government bodies where you’ll earn 0.5 Qantas Points per $1 spent. Receive complimentary Qantas Business Rewards membership (saving $99.50), which gives your business access to savings of 5 – 8% on the base fare of eligible Qantas flights, 10% off Qantas Club membership and more. Receive two domestic Qantas Club lounge passes per year and complimentary domestic and international travel insurance cover for you, your partner and employees holding Supplementary Cards when you use your Card to pay for your travel arrangements. *This is actually a charge Card with no pre-set spending limit and no interest charges. All you need to do is pay off your balance in full each month.

Key features

  • 120,000 bonus Qantas Points when you are approved by 31 July 2019 and spend $3,000 in the first 2 months of approval date
  • Receive TRIPLE Qantas Points for your business on eligible Qantas flights. That’s on top of the 2 Qantas Points per $1 earned when you use your Card to pay for flights
  • Earn 2 Qantas Points per $1 spent all Qantas Products and services
  • Earn 1.25 Qantas Points per $1 spent on everyday purchases
  • Earn 0.5 Qantas Points per $1 spent on utilities, insurance (with the exception of American Express) and government bodies
  • Receive complimentary Qantas Business Rewards membership (saving $99.50), which gives your business access to savings of 5 – 8% on the base fare of eligible Qantas flights, 10% off Qantas Club membership and more.
  • Qantas Business Rewards also gives your business the flexibility to transfer Qantas Points to any individual Qantas Frequent Flyer member
  • Enjoy two complimentary domestic Qantas Club lounge passes per Card membership year
  • Complimentary domestic and international Travel Insurance for you, your partner, dependents and Supplementary Card Members
  • $450 Annual card fee - The annual fee may be tax deductible, provided the Card is used solely for business purposes.
  • $0 Supplementary Cards (up to 99)

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Australian citizen or a permanent resident. Have a valid ABN and your business must be registered for GST.

  • Minimum income of $24,000 p.a.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

8 questions (showing the latest 10 Q&As)

Luis Alves

Luis Alves

13 March 2019
Hi mate, this thing with the points, it’s real?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    14 March 2019
    Hi Luis, yes, this is a great business charge card that earns Qantas points. As a charge card you need to pay off the balance in full each billing cycle. The bonus points are great with the current offer.
Katie

Katie

15 February 2019
Hi, Is there a points cap with this card? I've gone through the T&C's but don't see any mention of it.For example, will I receive 20,000 Qantas points in one month if I spend that?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    18 February 2019
    Hi Katie, the AMEX Qantas Business rewards card has no points cap. You earn 2 Qantas Points per $1 spent on Qantas products and services, 1.25 Qantas Points per $1 spent on everyday purchases, 0.5 Qantas Points per $1 spent on utilities, non Am-Ex insurance providers and government bodies plus triple Qantas Points for business on eligible flights.
Troy

Troy

8 November 2018
Hi Roland, So do you think the best qantas points earning business credit card outside of Amex is the nab signature business card?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    12 November 2018
    Hi Troy, appears to be. The NAB Qantas Business Signature credit card has the nice 100k Qantas Bonus Points. The earn rate is not fantastic at 0.66 per $1 spent. Though its hard to get high points earning business cards. I would still combine this with an AMEX Qantas Business Card (charge card). Use the AMEX were possible and then the Visa everywhere else. In the end if you cannot use AMEX at all for your business then it is no point though. The NAB still can bring the points raining down.
VP

VP

2 September 2018
Hi there,Is this card solely for business owners? Can you apply for this card if you aren't a business owner?Thank you
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    3 September 2018
    Hi VP, as this is a business charge card you will need have a business and a valid ABN to apply. Without this, a similar card for consumers from AMEX is the Qantas Ultimate. This is actually a credit card plus has a higher points earn rate at 1.5 per $1 spent. I myself have the Qantas Ultimate for its strong Qantas points earning.
Max

Max

27 June 2018
Hi Roland. Ive done my research and this card seems to be a good option for my business. I think I understand a charge card concept but there must be a catch there somewhere. What are the penalties if the cards is not paid off in full at the end of each month? I assume that they run on the calendar month. Cheers. Max
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    27 June 2018
    Hi Max, no catch. The billing cycle is 51 days with this charge card. Therefore you would need to pay it off at that time. Its important to understand your billing cycle but I am sure AMEX will remind you anyway. If you don't pay on time they hassle you and if it happens to often they will cancel the card. They charge a late payment fee if payments are not made on time. I believe this is $30. Nice bonus points on this card and good earn rate. Enjoy.
Marion

Marion

16 January 2018
Can you use this card to pay BAS/tax with ATO? Thanks
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    16 January 2018
    Hi Marion, yes you can. The earn rate will be 0.5 Qantas points on ATO or other government spend.
Helen Marchant

Helen Marchant

17 October 2017
what is the interest rate on purchases with this card?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    18 October 2017
    Hi Helen, this is a charge card rather than a full credit card. You need to pay your balance off in full each statement period. Therefore there is no interest rate on purchases. This is a great business card option with nice bonus points. Reach out with any other questions.
Robert Rowell

Robert Rowell

13 October 2016
What proof of income do I need? Ive just started my business and have a minimal payment history. Can I still get this card?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    13 October 2016
    Hi Robert, you would need details of your accountant to verify your income, some bank statements. It could be possible as everyone's personal financial situation is unique. If you have good credit and at least some way of proving your income (and meet all other minimum requirements), then its worth applying if you are interested in the card.

Similar Credit Cards

2 reviews
More info
points earned over 12 months
1 point
16.77% Complete (success)
Velocity Frequent Flyer
N/A
-1% Complete (success)
Velocity Frequent Flyer
$249
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon
Help us improve

By submitting this feedback you agree to our privacy policy.

My credit card is not listed

By submitting this form you agree to our privacy policy.