The Citi Rewards card gives you the opportunity to earn points in the Citi Rewards program. Flexible in terms of its redemption options, it offers rewards in the form of gift cards and travel bookings, alongside the ability to shop with points at Kogan, pay down eligible purchases on the card, or transfer to rewards partners.
There is a $99 annual fee in the first year, which reverts to $149. You will also receive $400 cashback when you spend at least $2,000 on eligible purchases using your new card through Apple Pay within 90 days from approval. Extras include travel and purchase covers as well as a personal concierge.
Redeeming points on the Citi Rewards program, you can:
Let’s check out the value on offer here.
Citi Rewards Card (1 point per $1, capped at $10,000 per statement on domestic spending, $99 annual fee in the first year, then $149, insurances, concierge, bonus points).
While a bigger spend is required to see value from this program, you could increase your potential earn by making use of your linked Diners Card. The rewards on offer are pretty flexible, with some handy partners on board with the Citi Rewards program. What is likely to sell this card, however, is its bonus offer and its extras.
Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger.
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