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Qantas Money Credit Cards

Pauline Hatch     

Qantas Money offers several credit cards that earn coveted Qantas Points. Most have uncapped earning potential and come with introductory bonus points and perks like cashback.

37 reviews for 3 cards listed
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8 questions (showing the latest 10 Q&As)

Craig

Craig

1 May 2025
Can you explain what are eligible purchases and what are not when it come to using QANTAS Credit cards. I.E what can and what cant I use the cards for to earn points.. Can I use them to pay gas and electricity accounts, can I use it for house payments? Thanks
    Pauline - CreditCard.com.au

    Pauline

    1 May 2025
    Hi Craig, Most everyday transactions—such as shopping, dining out, or purchasing fuel—are considered eligible purchases. Non-eligible purchases typically include annual fees, cash advances, interest, and charges for traveller’s cheques and foreign currencies. The good news is that Qantas has listed out all the exclusions. You can refer to the Qantas Premier Reward Points PDS for full details. Thanks!
Leigh Hughes

Leigh Hughes

18 July 2023
Can I transfer money from my Qantas card to another person
    Pauline - CreditCard.com.au

    Pauline

    19 July 2023
    Hi Leigh, if you make a payment to a person it will be treated as a cash advance, which means you'll pay a fee and a higher interest rate on the amount immediately. The fees and rates change depending on the card. It's a better idea to transfer from a debit account, which usually don't charge anything. Thanks Leigh!
Jay Lord

Jay Lord

23 February 2023
Because l am a pensioner l cannot get a qantas visa or mc. Despite my wife and l have a government guaranteed non taxable income of $47000, own our home outright, $150k in the bank, 899 credit rating, no debts. I also have an Amex cc which l want to replace with visa or mc. All l want to do is earn points whereas these companies are quite happy dealing with people who only apply to get the points offer and then dump the card. They say l am not guaranteed to pay the monthly bill. What do they think the $150k is for? If there was a points paying debit card l would be happy as l am not bothered about credit as l pay it off every fortnight anyway. Was hoping Qantas money card would pay points spending AUD. Your suggestion
    Pauline - CreditCard.com.au

    Pauline

    24 February 2023
    Hi Jay, whilst there is legislation around preventing age discrimination, some credit providers may think of you as a high risk applicant. It’s also worth noting that your current Amex credit card may be a limiting factor in your serviceability assessment for a new credit card too. It might be worth looking into the Bankwest Qantas Platinum Debit card that allows you to earn Qantas points without having to have a credit card. You can see what some of the bigger credit providers details for when pensioners apply for credit cards. Hope this has shed some light on your questions!
Christine Moore

Christine Moore

5 October 2021
Looking for the best business credit card looking for 6 cards @ $7000.00 We have a annual turnover of approximately $32,0000.00
Kevin

Kevin

24 September 2021
Aren't most of these cards Citi Australia cards with a different brand on them? Can you transfer from a Citi Australia card to a QANTAS one as a "new" card or not?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    24 September 2021
    Hi Kevin, great question. Technically, Citi is the Credit Provider and Issuer of Qantas branded credit cards. Citi whitelabels their cards to numerous institutions including Kogan, Coles, Bank of Queensland and Virgin. Any balances you have on a Citi card can’t be transferred to a Qantas card. If you’d like to see the full list you can check out which banks you can balance transfer to and from?
Rose

Rose

24 July 2019
Trying to decide whether 28 degrees is better or worse than Qantas Frequent Flyer Cash Master Card. Thanks
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    25 July 2019
    Hi Rose, 28 Degrees is a credit card and with the Qantas money option, this is a debit card. Thus with Qantas card you would use your own money. I like the 28 degrees as it does not lock in a fixed rate.
Eileen

Eileen

11 July 2019
What is the list of participating lounges as l know Singapore is not included in the complimentary lounge offer .
Sally-Anne Rossato

Sally-Anne Rossato

28 May 2019
Hi there. Which bank is qantas money affiliated with?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    28 May 2019
    Hi Sally-Anne, Qantas Money credit cards are issued by Citi. Therefore you cannot do any balance transfer from other Citi issued cards such as Coles, Virgin, Suncorp, IMB and of course Citi.
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