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Qantas Premier Platinum Credit Card
Qantas Premier Platinum Credit Card

Qantas Frequent Flyer Credit Cards

Qantas Premier Platinum Credit Card

Updated 27 November 2019

Get up to 120,000 bonus Qantas Points (20,000 bonus Qantas Points each month when you spend $1,500 or more on eligible purchases per month, for the first 6 months). Relax with 2 single-entry Qantas lounge invitations per year. Enjoy 6 months interest free on your first purchase of selected Qantas products and services, including Qantas flights, Qantas Club fees, Qantas Gift Vouchers, Qantas Store and Qantas epiQure purchases – and more. Qantas Premier Concierge. $50 discount on a Qantas Wine purchase of $150 or more. Great card for Qantas travellers.

T&Cs apply. Offer ends 26 February 2020

Points Earn Rate (per $1 spent)

1 point

Capped at $10,000 per statement, then 0.5 pts per $1

Rewards Program

Qantas Frequent Flyer

Bonus Points

120,000 pts

20,000 pts/month when you spend $1,500 per month first 6 months

0 points over 12 months spend

My monthly card spend

Pros and cons

  • Up to 120,000 bonus Qantas Points (20,000 bonus points per month when you spend $1,500 or more on eligible purchases per month for the first 6 months)
  • Receive 2 complimentary single-entry lounge invitations per year to Qantas Club Domestic or Qantas Operated International Business Lounges.
  • Travel with friends and family once a year and save up to 20% on selected domestic flights for you and up to 8 companions, booked directly through your dedicated concierge using your card.
  • Complimentary travel insurance
  • $199 annual fee for first year. $299 annual fee thereafter
  • 0% p.a. on balance transfers for 18 months. Reverts to cash advance rate.
  • Enjoy 6 months interest free on your first purchase of selected Qantas products and services
  • Dedicated Qantas Premier Concierge service, anytime you need assistance – from restaurant reservations to travel bookings
  • 1.5 Qantas Points per whole $1 on international spend
  • 1 Qantas Point per whole $1 on domestic spend (up to and including $10,000 per statement period)
  • 0.5 Qantas Points per whole $1 on domestic spend (over $10,000 per statement period)
  • 1 additional Qantas Point per whole $1 spent on selected Qantas products and services

  • Additional card holder fee $50 per year
  • Earn rate on domestic spend is reduced to 0.5 Qantas Points per $1 after $10,000 spend per statement period

Creditcard.com.au review

Editor Review

Qantas Premier Platinum Credit Card

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

The Qantas Premier Platinum Credit Card with up to 120,000 Bonus Qantas Points

Prestige cards can vary greatly in their offerings. Some provide only a handful of convenient features, while others are jam-packed with extras. After checking out the Qantas Premier Platinum Credit Card, we’d have to say this card definitely falls into the latter category.

As a platinum rewards card, it offers a great earn rate, plus, new cardholders can benefit from up to 120,000 bonus Qantas Points and 0% p.a. on balance transfers for 18 months. And we haven’t even gotten started on all those lovely extras!

What we love...

First up, introductory offers. If you apply by 26 February 2020 for the Qantas Premier Platinum Credit Card and spend $1,500 or more on eligible purchases per month you get 20,000 points per month, for a total of 120,000 bonus points over the first 6 months.

Those points can be spent in the Qantas Store on more than 3,000 products, experiences and vouchers, or on flights and upgrades, potentially getting you from Melbourne to Algiers for 60,000 points, or from Sydney to Istanbul for 55,000 points.

Next, the balance transfer offer. If you have existing credit card debt that you want to pay off, you could transfer it to the Qantas Premier Platinum Credit Card to enjoy 0% p.a. on balance transfers for 18 months.

Now, let’s move on to some of those fancy features and extras. As a cardholder, you will receive two invitations per year to selected Qantas Lounges, complete with complimentary food, beverages and Wi-Fi.

You can also enjoy discounted companion fares, where once a year, you can save up to 20% on selected domestic flights for you and up to eight companions.

On top of that, you could benefit from six months interest free on your first purchase of selected Qantas products and services, plus complimentary travel insurance for travel booked using your card.

What’s not so great...

When applying for a card such as the Qantas Premier Platinum Credit Card, it’s worth bearing in mind how much it will cost you. The annual fee for each year is significant at $299, plus, for each additional cardholder, you will pay $50 per year.

It’s also worth taking note of the earn rate on the card, as the domestic spend is tiered, so that you earn 1 Qantas Point per $1 up to $10,000 per statement period, then 0.5 Qantas Point per $1 thereafter.

Why should you choose this card?

The Qantas Premier Platinum Credit Card obviously has plenty to offer – and if you take advantage of its features and rewards, it may be worth the outlay. In terms of rewards, you can earn 1.5 Qantas Points per $1 on your international spend, 1 Qantas Point per $1 spent in Australia up to $10,000 per statement period, and 0.5 Qantas Points per $1 thereafter.

You can also benefit from 1 additional Qantas Point per $1 spent on selected Qantas products and services, and there’s no points capping at home or overseas. Some other benefits worth mentioning include the Qantas Premier Concierge service, access to the Qantas Money app, and up to 55 days interest free on purchases.

Overall Rating

A platinum rewards card with excellent features and a great earn rate, offering up to 120,000 bonus points, 0% p.a. on balance transfers for 18 months. Offer ends 26 February 2020.

User reviews

Qantas Premier Platinum Credit Card ( based on 8 Creditcard.com.au user reviews )

86% rating based on 8 reviews

Rates
Fees
Rewards
Customer Service
Value
90%

Annet

27 March 2019

For the first 12 months with this card, everything went smoothly. Unfortunately I then experienced a fraud situation (picked up quickly and replacement card sent within 2 days) so I felt confident. Sadly, that is the end of the good news. Woeful customer service, think the new card is not linked to my account, could not activate card, cannot get access to transaction data, or change pin. Call centre appears to be overseas and I question staff training. and ownership of problems. After a month of calls, still no resolution and I am sick of it. ,Terrible service for a $299 annual fee

Does not recommend this card

Rates and fees

Interest rates



Purchase rate 19.99% p.a.

Cash advance rate 21.99% p.a.

Interest free period on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 18 months

Balance transfer revert rate 21.99% p.a.

Balance transfer from personal loan No

Balance transfer fee No fee

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Queensland, Citi, Coles, IMB, Qantas Money, Suncorp, Virgin Money

Credit limits

Minimum credit limt $6,000

Maximum credit limit N/A

Fees & repayments

Annual fee $299 p.a.

Additional card holder fee $50 p.a.

Foreign transaction fee 3%

Minimum repayment

Annual fee the first year $199

Cash advance fee N/A

Late payment fee $30

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 120,000 points

Annual points cap uncapped

Bonus points spend criteria 20,000 pts/month when you spend $1,500 per month first 6 months

Earning points with this card

Qantas Rewards points 1 point per $1 spent

Points cap per month Capped at $10,000 per statement, then 0.5 pts per $1

Overseas earn rate 1.5 points per $1 spent

Additional features

Complimentary insurance

International Travel Insurance Yes

Flight Inconvenience Insurance Yes

Transit Accident Insurance Yes

Smartphone Screen Insurance No

Purchase Protection Insurance No

Extended Warranty Insurance No

Rental Vehicle Excess In Australia Insurance Yes

Extras

2 complimentary Qantas Club lounge invitations per year

Discounted companion fares on domestic flights

Six months interest free on first purchase of Qantas products

Qantas Premier Concierge service

Overview

Qantas Premier Platinum Credit Card

Qantas Premier Platinum credit card is issued by Citi for Qantas Money. It gives you great travel benefits and for a limited time get 20,000 bonus points per month when you spend $1,500 or more on eligible purchases per month, for a total of 120,000 bonus points over the first 6 months.. Pay $199 annual fee first year. $299 annual fee thereafter. Relax with 2 single-entry lounge invitations per year to Qantas Club Domestic or Qantas Operated International Business Lounges, complete with complimentary food, beverages and Wi-Fi. Travel with friends and family once a year and save up to 20% on selected domestic flights for you and up to 8 companions, booked directly through your dedicated concierge using your card. Enjoy 6 months interest free on your first purchase of selected Qantas products and services, including Qantas flights, Qantas Gift Vouchers, Qantas Store and Qantas epiQure. Enjoy complimentary travel insurance for travel booked using your card.

There’s no cap to the number of Qantas Points you can earn everyday – at home or overseas.

Key features

  • Complimentary lounge invitations: 2 single-entry lounge invitations per year to Qantas Club Domestic or Qantas Operated International Business Lounges
  • Up to 120,000 bonus Qantas Points. That's a bonus 20,000 points per month when you spend $1,500 or more on eligible purchases per month for the first 6 months. To a total of of 120,000 points
  • Travel with friends and family once a year and save up to 20% on selected domestic flights for you and up to 8 companions, booked directly through your dedicated concierge using your card.
  • Complimentary travel insurance
  • $199 annual fee for first year. $299 annual fee thereafter
  • Additional card holder fee $50 per year
  • 0% p.a. on balance transfers for 18 months. Reverts to cash advance rate.
  • Enjoy 6 months interest free on your first purchase of selected Qantas products and services
  • Dedicated Qantas Premier Concierge service, anytime you need assistance – from restaurant reservations to travel bookings
  • 1.5 Qantas Points per whole $1 on international spend
  • 1 Qantas Point per whole $1 on domestic spend (up to and including $10,000 per statement period)
  • 0.5 Qantas Points per whole $1 on domestic spend (over $10,000 per statement period)
  • 1 additional Qantas Point per whole $1 spent on selected Qantas products and services

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia. Temporary residents are eligible.

  • Minimum income of $35,000 p.a.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

142 questions (showing the latest 10 Q&As)

Dallin Leneham

Dallin Leneham

20 November 2019
Hi, I am trying to sign up to the Qantas Premier Platinum Credit Card by clicking on the 'go to offer' button on your web page. This takes me directly to the Qantas page to apply. When I enter all my details (Frequent flyer number, security Q's etc) it then says that the page cannot be found. I imagine you receive a commission for having the affiliate link on your page and wanted to give you the opportunity to look into this before I call them directly to apply.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    21 November 2019
    Hi Dallin, thanks for the heads up. Seems like there are different issues that creep into the process with Qantas Money application. There was a problem over last weekend also. I assume it was a temp error so hopefully you were able to complete an application. Let me know how you went. I will reach out to them and pass on your comments. Once again appreciate you letting me know.
gwen marschke

gwen marschke

15 November 2019
Hi, does my Qantas Premier Card automatically convert to the different currencies depending on what country I am traveling in? Is it right to think that all I have to do is tap it when I purchase something overseas.?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    15 November 2019
    Hi Gwen, yes it does. It will use the Mastercard exchange rate at the time.

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