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90,000 Spend $3,500 in the first three months
Qantas Premier Platinum Credit Card
Qantas Premier Platinum Credit Card

Qantas Frequent Flyer Credit Cards

Qantas Premier Platinum Credit Card

Updated 1 December 2021

Receive 90,000 bonus Qantas Points when you spend $3,500 or more on eligible purchases within 3 months from card approval. Earn unlimited Qantas Points, at home or overseas, and begin with 1.5 points per $1 on international spend while 1 point per $1 on domestic spend. Plus, enjoy 0% p.a. for 18 months on balance transfer, 1% one off BT fee applies. Save with a reduced annual fee of $199 for the first year ($299 thereafter). Relax with complimentary lounge invitations, Qantas Premier Concierge, and more.

T&Cs apply. Offer ends 28 February 2022

Points Earn Rate (per $1 spent)

1 point

Capped at $10,000 per statement, then 0.5 pts per $1

Rewards Program

Qantas Frequent Flyer

Bonus Points

90,000 pts

Spend $3,500 in the first three months

Pros and cons

  • Earn 90,000 bonus Qantas Points when you spend $3,500 or more on eligible purchases within 3 months of card approval
  • Reduced annual fee of $199 for the first year ($100 discount), $299 thereafter
  • 0% p.a. on balance transfers for 18 months. 1% balance transfer fee applies. Reverts to cash advance rate
  • Complimentary Qantas Frequent Flyer Membership - save $99.50
  • Complimentary travel insurance
  • 2 complimentary single-entry lounge invitations per year to Qantas Club Domestic or Qantas Operated International Business Lounges
  • Save up to 20% on selected domestic flights for you and up to 8 companions, booked directly through your dedicated concierge using your card
  • Enjoy 6 months interest-free on your first purchase of selected Qantas products and services
  • Dedicated Qantas Premier Concierge service, anytime you need assistance – from restaurant reservations to travel bookings
  • 1.5 Qantas Points per whole AU$1 on International Spend
  • 1 Qantas Point per whole AU$1 on Domestic Spend (up to and including $10,000 per statement period)
  • 0.5 Qantas Points per whole AU$1 on Domestic Spend (over $10,000 per statement period)
  • 1 additional Qantas Point per whole AU$1 spent on selected Qantas products and services

  • Additional cardholder fee $50 per year
  • Reduced earn rate on domestic spend after $10,000 spend per statement period

Creditcard.com.au review

Editor Review

Qantas Premier Platinum Credit Card

Pauline Hatch
Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt about this card.

The Qantas Premier Platinum Credit Card with 90,000 Bonus Qantas Points

Prestige cards can vary greatly in their offerings. Some provide only a handful of convenient features, while others are jam-packed with extras. After checking out the Qantas Premier Platinum Credit Card, we’d have to say this card definitely falls into the latter category.

As a platinum rewards card, it offers a great earn rate, plus, new cardholders can benefit from 90,000 bonus Qantas Points, discounted annual fee in the first year, and 0% p.a. on balance transfers for 18 months. And we haven’t even started on all those lovely extras!

What we love...

First up, is the introductory bonus points offer. If you apply by 28 February 2022 for a new Qantas Premier Platinum Credit Card you can get 90,000 bonus Qantas Points when you spend $3,500 or more on eligible purchases within 3 months from card approval. These points can be spent in the Qantas Store on more than 3,000 products, experiences, vouchers, or on flights and upgrades, potentially getting you from Sydney to Auckland, New Zealand for 20,000 points, or from Adelaide to Port Macquarie for 18,000 points. Point calculations accurate at the time of publishing (which may be subject to change without notice). All routes may have additional taxes and charges.

Next, the balance transfer offer. If you have existing credit card debt that you want to pay off, you could transfer it to the Qantas Premier Platinum Credit Card to enjoy 0% p.a. on balance transfers for 18 months. 1% balance transfer fee applies.

Now, let’s move on to some of those fancy features and extras. As a cardholder, you will receive two invitations per year to selected Qantas Lounges, complete with complimentary food, beverages, and Wi-Fi. You can also enjoy discounted companion fares, where once a year, you can save up to 20% on selected domestic flights for you and up to eight companions.

On top of that, you could benefit from six months interest-free on your first purchase of selected Qantas products and services, plus complimentary travel insurance for travel booked using your card.

What’s not so great...

When applying for a card such as the Qantas Premier Platinum Credit Card, it’s worth bearing in mind how much it will cost you. For the first year you'll pay $199 - that's a saving of $100. The annual fee for each year is significant at $299, plus, for each additional cardholder, you will pay $50 per year.

It’s also worth taking note of the earn rate on the card, as the domestic spend is tiered, so that you earn 1 Qantas Point per $1 up to $10,000 per statement period, then 0.5 Qantas Point per $1 thereafter.

Why should you choose this card?

The Qantas Premier Platinum Credit Card obviously has plenty to offer – and if you take advantage of its features and rewards, it may be worth the outlay. In terms of rewards, you can earn 1.5 Qantas Points per $1 on your international spend, 1 Qantas Point per $1 spent in Australia up to $10,000 per statement period, and 0.5 Qantas Points per $1 thereafter.

You can also benefit from 1 additional Qantas Point per $1 spent on selected Qantas products and services, and there’s no points capping at home or overseas. Some other benefits worth mentioning include the Qantas Premier Concierge service, access to the Qantas Money app, and up to 55 days interest free on purchases.

Overall Rating

A platinum rewards card with excellent features and a great earn rate. It currently offers 90,000 bonus points when you spend $3,500 or more on eligible purchases within 3 months from card approval. Plus, you can enjoy 0% p.a. on balance transfers for 18 months and save $100 off the annual fee in the first year. Offer ends 28 February 2022.

User reviews

Qantas Premier Platinum Credit Card ( based on 22 Creditcard.com.au user reviews )

57% rating based on 22 reviews

Rates
Fees
Rewards
Customer Service
Value
79%

Mike Flyer

11 February 2021

For rewards this is one of the best cards, and at time time I signed up, the only card that can get you Qantas Status Credits. What's been disappointing is the lack of Google Pay. This is really hard to find in this info online, they really hide the fact they don't have it. So after months of being wallet free I now have to carry it around then thanks to this card. The card quality for a "Premier Platinum Card" it feels kind of cheap, the printing is really low quality and blurry. The app is very painful to use. I tried to activate via the app - impossible due to the app being made cheaply. Customer service is only via phone. These days I much prefer chat so I can do other things while waiting for the agent to reply. There's no email either. So I'll hang around to get my 75 status credits and bonus points, but then cancel and go back to a card with Google Pay and a decent support network.

Recommends this card
32%

Rob

19 November 2020

I had a disputed transaction and the communication has been unacceptable. The call centres can't answer questions and in fact gave wrong information. They never called me - I have only ever called them. They send letters that are factually incorrect. I have lodged written complaint.

Does not recommend this card
92%

Katrina

5 March 2020

Best FF rewards card by far.

Recommends this card
6%

Chao Ma

21 December 2019

I was a card holder of Qantas Titanium Premier card and would suggest you NOT choose this card at all! It's with bad services when you wanted to add additional card holder and with $1200 annual fee you couldn't get the benefit meets their service fee. Just don't choose this card and they'll make a change.

Does not recommend this card
90%

Annet

27 March 2019

For the first 12 months with this card, everything went smoothly. Unfortunately I then experienced a fraud situation (picked up quickly and replacement card sent within 2 days) so I felt confident. Sadly, that is the end of the good news. Woeful customer service, think the new card is not linked to my account, could not activate card, cannot get access to transaction data, or change pin. Call centre appears to be overseas and I question staff training. and ownership of problems. After a month of calls, still no resolution and I am sick of it. ,Terrible service for a $299 annual fee

Does not recommend this card

Rates and fees

Interest rates



Purchase rate 19.99% p.a.

Cash advance rate 21.99% p.a.

Interest free period on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 18 months

Balance transfer revert rate 21.99% p.a.

Balance transfer from personal loan Yes

Balance transfer fee 1% one off

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Queensland, Citi, Coles, IMB, Qantas Money, Suncorp, Virgin Money

Credit limits

Minimum credit limit $6,000

Maximum credit limit N/A

Fees & repayments

Annual fee $299 p.a.

Additional cardholder fee $50

Foreign transaction fee 3%

Minimum repayment 2% or $30, whichever is greater

Annual fee the first year $199

Cash advance fee 3% or $3, whichever is greater ; $5 (international)

Late payment fee $30

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 90,000 points

Annual points cap uncapped

Bonus points spend criteria Spend $3,500 in the first three months

Earning points with this card

Qantas Rewards points 1 point per $1 spent

Points cap per month Capped at $10,000 per statement, then 0.5 pts per $1

Overseas earn rate 1.5 points per $1 spent

Additional features

Complimentary insurance

International Travel Insurance Yes - up to 1 months

Flight Inconvenience Insurance Yes

Transit Accident Insurance Yes

Smartphone Screen Insurance No

Purchase Protection Insurance No

Extended Warranty Insurance No

Rental Vehicle Excess In Australia Insurance Yes

Extras

2 complimentary Qantas Club lounge invitations per year

Discounted companion fares on domestic flights

Six months interest free on first purchase of Qantas products

Qantas Premier Concierge service

Complimentary Qantas Frequent Flyer Membership - save $99.50

Overview

Qantas Premier Platinum Credit Card

Qantas Premier Platinum credit card is issued by Citi for Qantas Money. It gives you great travel benefits and for a limited time 90,000 bonus Qantas Points when you spend $3,500 or more on eligible purchases within 3 months of card approval. Relax with 2 single-entry lounge invitations per year to Qantas Club Domestic or Qantas Operated International Business Lounges, complete with complimentary food, beverages and Wi-Fi. Travel with friends and family once a year and save up to 20% on selected domestic flights for you and up to 8 companions, booked directly through your dedicated concierge using your card. Enjoy 6 months interest free on your first purchase of selected Qantas products and services, including Qantas flights, Qantas Gift Vouchers, Qantas Store and Qantas Wine. Enjoy complimentary travel insurance for travel booked using your card.

There’s no cap to the number of Qantas Points you can earn everyday – at home or overseas.

Key features

  • Earn 90,000 bonus Qantas Points when you spend $3,500 or more on eligible purchases within 3 months from card approval
  • Reduced annual fee of $199 for the first year ($100 discount), $299 thereafter
  • 0% p.a. on balance transfers for 18 months. 1% balance transfer fee applies. Reverts to cash advance rate
  • Uncapped points potential at home or overseas
  • Complimentary Qantas Frequent Flyer Membership
  • Complimentary travel insurance
  • Complimentary lounge invitations
  • Dedicated Qantas Premier Concierge service
  • Discounted companion fares

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia

  • Minimum income of $35,000 p.a.

  • You have your personal details ready to complete the online application

Pauline

Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

189 questions (showing the latest 10 Q&As)

peter

peter

26 November 2021
does the travel insurance cover me if I am 81 years old?
    Pauline - CreditCard.com.au

    Pauline

    29 November 2021
    Hi Peter, I dug into this for you and according to Qantas Premier Platinum credit card’s insurance terms, unfortunately, only those aged 79 years old and below may be covered.
Haylee

Haylee

26 October 2021
If i have had s citibank card in the last 12months can I apply?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    27 October 2021
    Hi Haylee, Citi and Qantas are two separate products, even though Citi provides a credit licence to Qantas. We did check the Qantas Premier Platinum’s terms and it only states those who currently hold or have closed or have received bonus Qantas points of a Qantas Premier Everyday, Qantas Premier Platinum or Qantas Premier Platinum do not qualify. Make sure you check their eligibility criteria, terms, conditions, and TMD before applying.
Michael

Michael

25 October 2021
What is a eligible purchase which product do you have to buy to get points
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    26 October 2021
    Hi Michael, you don’t need to purchase specific items or products. However, examples of eligible purchases that you can get points for are when you buy petrol, shop at Coles or Woolies or eat out at restaurants and other things you may do day to day. It’s worth noting you won't earn points on some transactions like ATO fees or cash advances etc. Hope this has helped!
shane

shane

11 October 2021
With the Qantas premium platinum cc do I earn points with ATO payments
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    12 October 2021
    Hi Shane, unfortunately you can’t earn points making payments to ATO using this card. There are other cards though like some American Express that have a points earning feature at government entities at a reduced rate. If you’d like to use our handy comparison tool to see how many points you might earn, check out a range of credit cards that earn rewards on ATO payments.
Hanna

Hanna

5 October 2021
Can I use the card to pay for private school fees and earn qantas points? Our school accepts credit card payments
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    6 October 2021
    Hi Hanna, yes you will earn points when you use your credit card to pay for school fees. I suggest checking the bank’s terms and conditions for specifics before applying.
Rich

Rich

18 September 2021
Hello. I read a review saying this Qantas card can't be linked to Google Pay. Do you know whether it works with Apple Pay?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    20 September 2021
    Hi Rich, happy to confirm that you can use the Qantas Premier credit card with Apple Pay.
carmen

carmen

16 September 2021
Can you tell me what the statement period is? Is it monthly? Do you pay the annual fee when you are issued a card
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    21 September 2021
    Hi Carmen, the statement period is monthly and it covers all the activity on your account for a period. This is usually 30 days and ends on the same day of the month. We took this from the Qantas Key Fact Sheet “The cycle date remains the same in each month even if it falls on a nonbusiness day. Where a corresponding day does not exist in a month (e.g. 31 September), the cycle date for that month will be the previous day (30 September). “ The annual fee is generally paid on the day that you activate your account. Hope this has helped!
Cameron Singleton

Cameron Singleton

24 July 2021
What is the maximum balance transfer allowable with this card
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    26 July 2021
    Hi Cameron, thanks for your question! We looked into this and see that per Qantas Money’s T&Cs, you can transfer up to 80% of your approved credit limit. The key point to note is the “approved credit limit” So if you’re approved for a $10,000 credit limit, you can transfer up to $8,000 from other cards.
Erlan

Erlan

30 April 2021
Hi, I will get this Credit card, I am wondering if I can use the card to pay my house rent so I can easily pay the 4k requirement in the first 3 months. It seems too big for me. Thanks.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    4 May 2021
    Hi Erlan, there's no hard and fast answer to this question. It's dependant on whether your real estate takes credit card payments, and whether or not these will be charged at the cash advance rate. There are web sites such as rentalrewards.com.au that will let you check. It might be a good idea to call your real estate agent too. Hope this has helped

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