60 secs response- Up to 120,000 bonus Qantas Points (20,000 bonus points per month when you spend $1,500 or more on eligible purchases per month for the first 6 months)
- Receive 2 complimentary single-entry lounge invitations per year to Qantas Club Domestic or Qantas Operated International Business Lounges.
- Travel with friends and family once a year and save up to 20% on selected domestic flights for you and up to 8 companions, booked directly through your dedicated concierge using your card.
- Complimentary travel insurance
- $199 annual fee for first year. $299 annual fee thereafter
- 0% p.a. on balance transfers for 18 months. Reverts to cash advance rate.
- Enjoy 6 months interest free on your first purchase of selected Qantas products and services
- Dedicated Qantas Premier Concierge service, anytime you need assistance – from restaurant reservations to travel bookings
- 1.5 Qantas Points per whole $1 on international spend
- 1 Qantas Point per whole $1 on domestic spend (up to and including $10,000 per statement period)
- 0.5 Qantas Points per whole $1 on domestic spend (over $10,000 per statement period)
- 1 additional Qantas Point per whole $1 spent on selected Qantas products and services
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Qantas Frequent Flyer Credit Cards
Qantas Premier Platinum Credit Card
Updated 1 January 2020
Get up to 120,000 bonus Qantas Points (20,000 bonus Qantas Points each month when you spend $1,500 or more on eligible purchases per month, for the first 6 months). Relax with 2 single-entry Qantas lounge invitations per year. Enjoy 6 months interest free on your first purchase of selected Qantas products and services, including Qantas flights, Qantas Club fees, Qantas Gift Vouchers, Qantas Store and Qantas epiQure purchases – and more. Qantas Premier Concierge. $50 discount on a Qantas Wine purchase of $150 or more. Great card for Qantas travellers.
T&Cs apply. Offer ends 26 February 2020
Points Earn Rate (per $1 spent)
1 point
Capped at $10,000 per statement, then 0.5 pts per $1
Rewards Program
Qantas Frequent Flyer
Bonus Points
120,000 pts
20,000 pts/month when you spend $1,500 per month first 6 months
Pros and cons
- Additional card holder fee $50 per year
- Earn rate on domestic spend is reduced to 0.5 Qantas Points per $1 after $10,000 spend per statement period
Creditcard.com.au review
Editor Review
Qantas Premier Platinum Credit Card
Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. Ask Roland a Question about this card.
The Qantas Premier Platinum Credit Card with up to 120,000 Bonus Qantas Points
Prestige cards can vary greatly in their offerings. Some provide only a handful of convenient features, while others are jam-packed with extras. After checking out the Qantas Premier Platinum Credit Card, we’d have to say this card definitely falls into the latter category.
As a platinum rewards card, it offers a great earn rate, plus, new cardholders can benefit from up to 120,000 bonus Qantas Points and 0% p.a. on balance transfers for 18 months. And we haven’t even gotten started on all those lovely extras!
What we love...
First up, introductory offers. If you apply by 26 February 2020 for the Qantas Premier Platinum Credit Card and spend $1,500 or more on eligible purchases per month you get 20,000 points per month, for a total of 120,000 bonus points over the first 6 months.
Those points can be spent in the Qantas Store on more than 3,000 products, experiences and vouchers, or on flights and upgrades, potentially getting you from Melbourne to Algiers for 60,000 points, or from Sydney to Istanbul for 55,000 points.
Next, the balance transfer offer. If you have existing credit card debt that you want to pay off, you could transfer it to the Qantas Premier Platinum Credit Card to enjoy 0% p.a. on balance transfers for 18 months.
Now, let’s move on to some of those fancy features and extras. As a cardholder, you will receive two invitations per year to selected Qantas Lounges, complete with complimentary food, beverages and Wi-Fi.
You can also enjoy discounted companion fares, where once a year, you can save up to 20% on selected domestic flights for you and up to eight companions.
On top of that, you could benefit from six months interest free on your first purchase of selected Qantas products and services, plus complimentary travel insurance for travel booked using your card.
What’s not so great...
When applying for a card such as the Qantas Premier Platinum Credit Card, it’s worth bearing in mind how much it will cost you. The annual fee for each year is significant at $299, plus, for each additional cardholder, you will pay $50 per year.
It’s also worth taking note of the earn rate on the card, as the domestic spend is tiered, so that you earn 1 Qantas Point per $1 up to $10,000 per statement period, then 0.5 Qantas Point per $1 thereafter.
Why should you choose this card?
The Qantas Premier Platinum Credit Card obviously has plenty to offer – and if you take advantage of its features and rewards, it may be worth the outlay. In terms of rewards, you can earn 1.5 Qantas Points per $1 on your international spend, 1 Qantas Point per $1 spent in Australia up to $10,000 per statement period, and 0.5 Qantas Points per $1 thereafter.
You can also benefit from 1 additional Qantas Point per $1 spent on selected Qantas products and services, and there’s no points capping at home or overseas. Some other benefits worth mentioning include the Qantas Premier Concierge service, access to the Qantas Money app, and up to 55 days interest free on purchases.
Overall Rating
A platinum rewards card with excellent features and a great earn rate, offering up to 120,000 bonus points, 0% p.a. on balance transfers for 18 months. Offer ends 26 February 2020.
User reviews
Rates and fees
Interest rates
Purchase rate 19.99% p.a.
Cash advance rate 21.99% p.a.
Interest free period on purchases up to 55 days
Balance transfer
Balance transfer rate 0% p.a. for 18 months
Balance transfer revert rate 21.99% p.a.
Balance transfer from personal loan No
Balance transfer fee No fee
Balance transfer limit 80% of approved credit limit
Banks you can't balance transfer from Bank of Queensland, Citi, Coles, IMB, Qantas Money, Suncorp, Virgin Money
Credit limits
Minimum credit limt $6,000
Maximum credit limit N/A
Fees & repayments
Annual fee $299 p.a.
Additional card holder fee $50 p.a.
Foreign transaction fee 3%
Minimum repayment
Annual fee the first year $199
Cash advance fee 3%
Late payment fee $30
Rewards and points
Rewards program
Rewards Program 
Qantas Frequent Flyer
Bonus points 120,000 points
Annual points cap uncapped
Bonus points spend criteria 20,000 pts/month when you spend $1,500 per month first 6 months
Earning points with this card
Qantas Rewards points 1 point per $1 spent
Points cap per month Capped at $10,000 per statement, then 0.5 pts per $1
Overseas earn rate 1.5 points per $1 spent
Additional features
Complimentary insurance
International Travel Insurance Yes
Flight Inconvenience Insurance Yes
Transit Accident Insurance Yes
Smartphone Screen Insurance No
Purchase Protection Insurance No
Extended Warranty Insurance No
Rental Vehicle Excess In Australia Insurance Yes
Extras
2 complimentary Qantas Club lounge invitations per year
Discounted companion fares on domestic flights
Six months interest free on first purchase of Qantas products
Qantas Premier Concierge service
Overview
Qantas Premier Platinum Credit Card
Qantas Premier Platinum credit card is issued by Citi for Qantas Money. It gives you great travel benefits and for a limited time get 20,000 bonus points per month when you spend $1,500 or more on eligible purchases per month, for a total of 120,000 bonus points over the first 6 months.. Pay $199 annual fee first year. $299 annual fee thereafter. Relax with 2 single-entry lounge invitations per year to Qantas Club Domestic or Qantas Operated International Business Lounges, complete with complimentary food, beverages and Wi-Fi. Travel with friends and family once a year and save up to 20% on selected domestic flights for you and up to 8 companions, booked directly through your dedicated concierge using your card. Enjoy 6 months interest free on your first purchase of selected Qantas products and services, including Qantas flights, Qantas Gift Vouchers, Qantas Store and Qantas epiQure. Enjoy complimentary travel insurance for travel booked using your card.
There’s no cap to the number of Qantas Points you can earn everyday – at home or overseas.
Key features
- Complimentary lounge invitations: 2 single-entry lounge invitations per year to Qantas Club Domestic or Qantas Operated International Business Lounges
- Up to 120,000 bonus Qantas Points. That's a bonus 20,000 points per month when you spend $1,500 or more on eligible purchases per month for the first 6 months. To a total of of 120,000 points
- Travel with friends and family once a year and save up to 20% on selected domestic flights for you and up to 8 companions, booked directly through your dedicated concierge using your card.
- Complimentary travel insurance
- $199 annual fee for first year. $299 annual fee thereafter
- Additional card holder fee $50 per year
- 0% p.a. on balance transfers for 18 months. Reverts to cash advance rate.
- Enjoy 6 months interest free on your first purchase of selected Qantas products and services
- Dedicated Qantas Premier Concierge service, anytime you need assistance – from restaurant reservations to travel bookings
- 1.5 Qantas Points per whole $1 on international spend
- 1 Qantas Point per whole $1 on domestic spend (up to and including $10,000 per statement period)
- 0.5 Qantas Points per whole $1 on domestic spend (over $10,000 per statement period)
- 1 additional Qantas Point per whole $1 spent on selected Qantas products and services
Minimum criteria to apply for this card
Be over 18 years old
Good Credit and have not applied for multiple credit cards recently
Resident or citizen of Australia. Temporary residents are eligible.
Minimum income of $35,000 p.a.
You have your personal details ready to complete the online application
Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.
Recently Asked Questions
Something you need to know about this card? Ask a our credit card expert a question.
Ask a question150 questions (showing the latest 10 Q&As)
Are business expenses eligible transactions to earn points? Most of my business suppliers and service providers accept credit card payments.
Hi Scott, they are eligible for points earning as long as. Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi accounts, bank fees and charges such as interest and ATM charges, transactions made using Qantas Points and government related transactions. Government related transactions include transactions with government or semigovernment entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs).
The Qantas Premier Card provides 2 club lounge passes a year 'made available to the primary card holder' - does this mean the primary card holder can only use the passes, or can they be transferred, for example to an additional card holder?
Hi Jen, on checking the details. You’ll receive an email when your complimentary invitations are available. Then, simply log in to the Qantas website to link your invitations to a flight or transfer them to another Qantas Frequent Flyer member.
Does 0% interest rate on the balance transfer remain at 0% for the 18 months, regardless of whether I pay off my new purchases fully each month or not? I dont want to fall into a trap where because for instance I miss a months payment this triggers an annulment of the 0% a
Hi Steven, yes the balance transfer will always remain at 0% for the full 18 months.
My husband applied last week for this card and was denied. I was wondering why was the reason.. seem he was all the minimum requirements.
Hi Elitania, meeting the minimum requirements to apply certainly does not guarantee approval. Get your husband to reach out to Qantas Money directly. To see if they can provide more insight on why he was declined. You need to have good income v expenses, assets v liabilities. Make sure all bills are paid on time and have no issues on your bank accounts. Though approval criteria always varies.
Hello! Thank you for all of your answers Roland, this is super helpful. I am still a bit confused about debits that I'll set up - like rent, daycare fees, etc. It sounds like they count towards points … but I'm not sure. Can you please help?
Hi Gabi, have a check of this PDF - https://assets.qantasmoney.com/legals/qmoney/documents/Premier_Reward_Terms.pdf. This products all the details on points earning for the Qantas Money credit cards.
We currently use an NAB Visa Platinum ONE card, if we were to cancel this card and apply for a Qantas Premier Platinum card, would be eligible for the Bonus points? Thanks
Hi David, yes, as a NAB customer you are eligible for the bonus points. Subject to you meeting the spend requirements.
I've read through the T&C's on earning Qantas FF Points for this card and it doesn't specify what is an "eligible transaction" for every $1 spent domestically. Do transactions at any restaurants, supermarkets, retailers count towards these points? Thank you!
Hi Sarah, its always difficult to find this info. Its more what is not an eligible transaction that is important. Yes restaurants, supermarkets, retailers all count as eligible purchases.
I’m interested in balance transfer. What r the condition for that ? Do I get 120000 bonus points as well ?
Hi Ash, this card is issued through Citi. Therefore you can transfer non-Citi personal loans, credit card or store debt. You can get the bonus points if you meet the monthly minimum spend requirement as well.
Hi, I am trying to sign up to the Qantas Premier Platinum Credit Card by clicking on the 'go to offer' button on your web page. This takes me directly to the Qantas page to apply. When I enter all my details (Frequent flyer number, security Q's etc) it then says that the page cannot be found. I imagine you receive a commission for having the affiliate link on your page and wanted to give you the opportunity to look into this before I call them directly to apply.
Hi Dallin, thanks for the heads up. Seems like there are different issues that creep into the process with Qantas Money application. There was a problem over last weekend also. I assume it was a temp error so hopefully you were able to complete an application. Let me know how you went. I will reach out to them and pass on your comments. Once again appreciate you letting me know.
Hi, does my Qantas Premier Card automatically convert to the different currencies depending on what country I am traveling in? Is it right to think that all I have to do is tap it when I purchase something overseas.?
Hi Gwen, yes it does. It will use the Mastercard exchange rate at the time.
Annet
27 March 2019For the first 12 months with this card, everything went smoothly. Unfortunately I then experienced a fraud situation (picked up quickly and replacement card sent within 2 days) so I felt confident. Sadly, that is the end of the good news. Woeful customer service, think the new card is not linked to my account, could not activate card, cannot get access to transaction data, or change pin. Call centre appears to be overseas and I question staff training. and ownership of problems. After a month of calls, still no resolution and I am sick of it. ,Terrible service for a $299 annual fee
Does not recommend this card