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100,000 80,000 pts after $5,000 spend in first 90 days + 20,000 pts in second year
Qantas Premier Platinum Credit Card
Qantas Premier Platinum Credit Card

Qantas Frequent Flyer Credit Cards

Qantas Premier Platinum Credit Card

Updated 28 May 2020

Get up to 100,000 bonus points (80,000 bonus points when you spend $5,000 or more on eligible purchases within 90 days of approval. Plus an additional 20,000 bonus points after your first anniversary of approval). Relax with 2 single-entry Qantas lounge invitations per year. Enjoy 6 months interest free on your first purchase of selected Qantas products and services, including Qantas flights, Qantas Club fees, Qantas Gift Vouchers, Qantas Store and Qantas epiQure purchases – and more. Qantas Premier Concierge. $50 discount on a Qantas Wine purchase of $150 or more. Great card for Qantas travellers.

T&Cs apply. Offer ends 30 June 2020

Points Earn Rate (per $1 spent)

1 point

Capped at $10,000 per statement, then 0.5 pts per $1

Rewards Program

Qantas Frequent Flyer

Bonus Points

100,000 pts

80,000 pts after $5,000 spend in first 90 days + 20,000 pts in second year

0 points over 12 months spend

My monthly card spend

Pros and cons

  • Up to 100,000 bonus Qantas Points (80,000 bonus points when you spend $5,000 or more on eligible purchases within 90 days of approval. Plus an additional 20,000 bonus points after your first anniversary of approval)
  • Receive 2 complimentary single-entry lounge invitations per year to Qantas Club Domestic or Qantas Operated International Business Lounges.
  • Travel with friends and family once a year and save up to 20% on selected domestic flights for you and up to 8 companions, booked directly through your dedicated concierge using your card.
  • Complimentary travel insurance
  • $299 annual fee
  • Earn 75 bonus Status Credits when you make an eligible purchase by 30/08/2020
  • 0% p.a. on balance transfers for 18 months. Reverts to cash advance rate.
  • Enjoy 6 months interest free on your first purchase of selected Qantas products and services
  • Dedicated Qantas Premier Concierge service, anytime you need assistance – from restaurant reservations to travel bookings
  • 1.5 Qantas Points per whole $1 on international spend
  • 1 Qantas Point per whole $1 on domestic spend (up to and including $10,000 per statement period)
  • 0.5 Qantas Points per whole $1 on domestic spend (over $10,000 per statement period)
  • 1 additional Qantas Point per whole $1 spent on selected Qantas products and services

  • Additional card holder fee $50 per year
  • Earn rate on domestic spend is reduced to 0.5 Qantas Points per $1 after $10,000 spend per statement period

Creditcard.com.au review

Editor Review

Qantas Premier Platinum Credit Card

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

The Qantas Premier Platinum Credit Card with up to 100,000 Bonus Qantas Points

Prestige cards can vary greatly in their offerings. Some provide only a handful of convenient features, while others are jam-packed with extras. After checking out the Qantas Premier Platinum Credit Card, we’d have to say this card definitely falls into the latter category.

As a platinum rewards card, it offers a great earn rate, plus, new cardholders can benefit from up to 100,000 bonus Qantas Points and 0% p.a. on balance transfers for 18 months. And we haven’t even gotten started on all those lovely extras!

What we love...

First up, introductory offers. If you apply by 30 June 2020 for the Qantas Premier Platinum Credit Card and spend $5,000 or more on eligible purchases within the first 90 days of approval plus you get 20,000 bonus points after your first anniversary of approval.

Those points can be spent in the Qantas Store on more than 3,000 products, experiences and vouchers, or on flights and upgrades, potentially getting you from Melbourne to Algiers for 60,000 points, or from Sydney to Istanbul for 55,000 points.

Next, the balance transfer offer. If you have existing credit card debt that you want to pay off, you could transfer it to the Qantas Premier Platinum Credit Card to enjoy 0% p.a. on balance transfers for 18 months.

Now, let’s move on to some of those fancy features and extras. As a cardholder, you will receive two invitations per year to selected Qantas Lounges, complete with complimentary food, beverages and Wi-Fi.

You can also enjoy discounted companion fares, where once a year, you can save up to 20% on selected domestic flights for you and up to eight companions.

On top of that, you could benefit from six months interest free on your first purchase of selected Qantas products and services, plus complimentary travel insurance for travel booked using your card.

What’s not so great...

When applying for a card such as the Qantas Premier Platinum Credit Card, it’s worth bearing in mind how much it will cost you. The annual fee for each year is significant at $299, plus, for each additional cardholder, you will pay $50 per year.

It’s also worth taking note of the earn rate on the card, as the domestic spend is tiered, so that you earn 1 Qantas Point per $1 up to $10,000 per statement period, then 0.5 Qantas Point per $1 thereafter.

Why should you choose this card?

The Qantas Premier Platinum Credit Card obviously has plenty to offer – and if you take advantage of its features and rewards, it may be worth the outlay. In terms of rewards, you can earn 1.5 Qantas Points per $1 on your international spend, 1 Qantas Point per $1 spent in Australia up to $10,000 per statement period, and 0.5 Qantas Points per $1 thereafter.

You can also benefit from 1 additional Qantas Point per $1 spent on selected Qantas products and services, and there’s no points capping at home or overseas. Some other benefits worth mentioning include the Qantas Premier Concierge service, access to the Qantas Money app, and up to 55 days interest free on purchases.

Overall Rating

A platinum rewards card with excellent features and a great earn rate, offering up to 100,000 bonus points, 0% p.a. on balance transfers for 18 months. Offer ends 30 June 2020.

User reviews

Qantas Premier Platinum Credit Card ( based on 12 Creditcard.com.au user reviews )

80% rating based on 12 reviews

Rates
Fees
Rewards
Customer Service
Value
92%

Katrina

5 March 2020

Best FF rewards card by far.

Recommends this card
6%

Chao Ma

21 December 2019

I was a card holder of Qantas Titanium Premier card and would suggest you NOT choose this card at all! It's with bad services when you wanted to add additional card holder and with $1200 annual fee you couldn't get the benefit meets their service fee. Just don't choose this card and they'll make a change.

Does not recommend this card
90%

Annet

27 March 2019

For the first 12 months with this card, everything went smoothly. Unfortunately I then experienced a fraud situation (picked up quickly and replacement card sent within 2 days) so I felt confident. Sadly, that is the end of the good news. Woeful customer service, think the new card is not linked to my account, could not activate card, cannot get access to transaction data, or change pin. Call centre appears to be overseas and I question staff training. and ownership of problems. After a month of calls, still no resolution and I am sick of it. ,Terrible service for a $299 annual fee

Does not recommend this card

Rates and fees

Interest rates



Purchase rate 19.99% p.a.

Cash advance rate 21.99% p.a.

Interest free period on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 18 months

Balance transfer revert rate 21.99% p.a.

Balance transfer from personal loan No

Balance transfer fee No fee

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Queensland, Citi, Coles, IMB, Qantas Money, Suncorp, Virgin Money

Credit limits

Minimum credit limt $6,000

Maximum credit limit N/A

Fees & repayments

Annual fee $299 p.a.

Additional card holder fee $50 p.a.

Foreign transaction fee 3%

Minimum repayment

Cash advance fee 3%

Late payment fee $30

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 100,000 points

Annual points cap uncapped

Bonus points spend criteria 80,000 pts after $5,000 spend in first 90 days + 20,000 pts in second year

Earning points with this card

Qantas Rewards points 1 point per $1 spent

Points cap per month Capped at $10,000 per statement, then 0.5 pts per $1

Overseas earn rate 1.5 points per $1 spent

Additional features

Complimentary insurance

International Travel Insurance Yes - up to 1 months

Flight Inconvenience Insurance Yes

Transit Accident Insurance Yes

Smartphone Screen Insurance No

Purchase Protection Insurance No

Extended Warranty Insurance No

Rental Vehicle Excess In Australia Insurance Yes

Extras

2 complimentary Qantas Club lounge invitations per year

Discounted companion fares on domestic flights

Six months interest free on first purchase of Qantas products

Qantas Premier Concierge service

Earn 75 bonus Status Credits when you make an eligible purchase by 30/08/2020

Overview

Qantas Premier Platinum Credit Card

Qantas Premier Platinum credit card is issued by Citi for Qantas Money. It gives you great travel benefits and for a limited time get 80,000 bonus points when you spend $5,000 or more on eligible purchases within 90 days of approval. Plus an additional 20,000 bonus points after your first anniversary of approval. Relax with 2 single-entry lounge invitations per year to Qantas Club Domestic or Qantas Operated International Business Lounges, complete with complimentary food, beverages and Wi-Fi. Travel with friends and family once a year and save up to 20% on selected domestic flights for you and up to 8 companions, booked directly through your dedicated concierge using your card. Enjoy 6 months interest free on your first purchase of selected Qantas products and services, including Qantas flights, Qantas Gift Vouchers, Qantas Store and Qantas epiQure. Enjoy complimentary travel insurance for travel booked using your card.

There’s no cap to the number of Qantas Points you can earn everyday – at home or overseas.

Key features

  • Complimentary lounge invitations: 2 single-entry lounge invitations per year to Qantas Club Domestic or Qantas Operated International Business Lounges
  • Up to 100,000 bonus Qantas Points. That's 80,000 bonus points when you spend $5,000 or more on eligible purchases within 90 days of approval. Plus an additional 20,000 bonus points after your first anniversary of approval.
  • Travel with friends and family once a year and save up to 20% on selected domestic flights for you and up to 8 companions, booked directly through your dedicated concierge using your card.
  • Complimentary travel insurance
  • $299 annual fee
  • Additional card holder fee $50 per year
  • 0% p.a. on balance transfers for 18 months. Reverts to cash advance rate.
  • Enjoy 6 months interest free on your first purchase of selected Qantas products and services
  • Dedicated Qantas Premier Concierge service, anytime you need assistance – from restaurant reservations to travel bookings
  • 1.5 Qantas Points per whole $1 on international spend
  • 1 Qantas Point per whole $1 on domestic spend (up to and including $10,000 per statement period)
  • 0.5 Qantas Points per whole $1 on domestic spend (over $10,000 per statement period)
  • 1 additional Qantas Point per whole $1 spent on selected Qantas products and services

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia. Temporary residents are eligible.

  • Minimum income of $35,000 p.a.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

163 questions (showing the latest 10 Q&As)

Suzanne

Suzanne

26 May 2020
Hi, can i use the Qantas Premier Platinum card to pay the ATO and can i get frequent flyer points from the transaction?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    27 May 2020
    Hi Suzanne, no, you will not earn points with the ATO on this card. I think only AMEX cards earn points for this type of spend though I am sure this is in review right now.
Michael Smith

Michael Smith

2 May 2020
what is not an eligible purchase
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    4 May 2020
    Hi Michael, everything that is not listed as eligible from before.
Michael Smith

Michael Smith

2 May 2020
what is an eligible purchase.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    4 May 2020
    Hi Michael, Have a look at this PDF - https://assets.qantasmoney.com/legals/qmoney/documents/Premier_Reward_Terms.pdf. Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi accounts, bank fees and charges such as interest and ATM charges, transactions made using Qantas Points and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs). Please note that whether or not a transaction is an Eligible Transaction will be determined based on information provided either by the merchant or the relevant financial institution (including information about the type of business conducted by the merchant). This means that, for example, spend with certain merchants may be characterised as spend with a government related entity or an investment in shares, and therefore not an Eligible Transaction, even if that merchant or transaction is not in fact a government related entity or an investment company.

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