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80,000 Spend $3,000 in the first 3 months
Qantas Premier Platinum Credit Card
Qantas Premier Platinum Credit Card

Qantas Frequent Flyer Credit Cards

Qantas Premier Platinum Credit Card

Updated 26 May 2022

Receive 80,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases within 3 months from card approval. Earn unlimited Qantas Points, at home or overseas, and begin with 1.5 points per $1 on international spend while 1 point per $1 on domestic spend. Plus, enjoy 0% p.a. for 18 months on balance transfer, 1% one off BT fee applies. Save with a reduced annual fee of $225 for the first year ($299 thereafter). Relax with complimentary lounge invitations, Qantas Premier Concierge, and more.

T&Cs apply. Offer ends 29 June 2022

Points Earn Rate (per $1 spent)

1 point

Capped at $10,000 per statement, then 0.5 pts per $1

Rewards Program

Qantas Frequent Flyer

Bonus Points

80,000 pts

Spend $3,000 in the first 3 months

Pros and cons

  • Earn 80,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases within 3 months of card approval
  • Reduced annual fee of $225 for the first year ($74 discount), $299 thereafter
  • 0% p.a. on balance transfers for 18 months. 1% balance transfer fee applies. Reverts to cash advance rate
  • Complimentary Qantas Frequent Flyer Membership - save $99.50
  • Complimentary travel insurance covers
  • 2 complimentary single-entry lounge invitations per year to Qantas Club Domestic or Qantas Operated International Business Lounges
  • Save up to 20% on selected domestic flights for you and up to 8 companions, booked directly through your dedicated concierge using your card
  • Enjoy 6 months interest-free on your first purchase of selected Qantas products and services
  • Dedicated Qantas Premier Concierge service, anytime you need assistance – from restaurant reservations to travel bookings
  • 1.5 Qantas Points per whole AU$1 on International Spend
  • 1 Qantas Point per whole AU$1 on Domestic Spend (up to and including $10,000 per statement period)
  • 0.5 Qantas Points per whole AU$1 on Domestic Spend (over $10,000 per statement period)
  • 1 additional Qantas Point per whole AU$1 spent on selected Qantas products and services

  • Additional cardholder fee $50 per year
  • Reduced earn rate on domestic spend after $10,000 spend per statement period

Creditcard.com.au review

Editor Review

Qantas Premier Platinum Credit Card

Pauline Hatch
Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. about this card.

The Qantas Premier Platinum Credit Card with 80,000 Bonus Qantas Points

Prestige cards can vary greatly in their offerings. Some provide only a handful of convenient features, while others are jam-packed with extras. After checking out the Qantas Premier Platinum Credit Card, we’d have to say this card definitely falls into the latter category.

As a platinum rewards card, it offers a great earn rate, plus, new cardholders can benefit from 80,000 bonus Qantas Points, discounted annual fee in the first year, and 0% p.a. on balance transfers for 18 months. And we haven’t even started on all those lovely extras!

What we love...

First up, is the introductory bonus points offer. If you apply by 29 June 2022 for a new Qantas Premier Platinum Credit Card you can get 80,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases within 3 months from card approval. These points can be spent in the Qantas Store on more than 3,000 products, experiences, vouchers, or on flights and upgrades, potentially getting you from Sydney to Auckland, New Zealand for 20,000 points, or from Adelaide to Port Macquarie for 18,000 points. Point calculations accurate at the time of publishing (which may be subject to change without notice). All routes may have additional taxes and charges.

Next, the balance transfer offer. If you have existing credit card debt that you want to pay off, you could transfer it to the Qantas Premier Platinum Credit Card to enjoy 0% p.a. on balance transfers for 18 months. 1% balance transfer fee applies.

Now, let’s move on to some of those fancy features and extras. As a cardholder, you will receive two invitations per year to selected Qantas Lounges, complete with complimentary food, beverages, and Wi-Fi. You can also enjoy discounted companion fares, where once a year, you can save up to 20% on selected domestic flights for you and up to eight companions.

On top of that, you could benefit from six months interest-free on your first purchase of selected Qantas products and services, plus complimentary travel insurance for travel booked using your card. Insurance covers include Trip Cancellation and Amendment Cover, Transport Accident Cover, Rental Vehicle Excess Cover, and more.

What’s not so great...

When applying for a card such as the Qantas Premier Platinum Credit Card, it’s worth bearing in mind how much it will cost you. For the first year you'll pay $225 - that's a saving of $74. The annual fee for each year is significant at $299, plus, for each additional cardholder, you will pay $50 per year.

It’s also worth taking note of the earn rate on the card, as the domestic spend is tiered, so that you earn 1 Qantas Point per $1 up to $10,000 per statement period, then 0.5 Qantas Point per $1 thereafter.

Why should you choose this card?

The Qantas Premier Platinum Credit Card obviously has plenty to offer – and if you take advantage of its features and rewards, it may be worth the outlay. In terms of rewards, you can earn 1.5 Qantas Points per $1 on your international spend, 1 Qantas Point per $1 spent in Australia up to $10,000 per statement period, and 0.5 Qantas Points per $1 thereafter.

You can also benefit from 1 additional Qantas Point per $1 spent on selected Qantas products and services, and there’s no points capping at home or overseas. Some other benefits worth mentioning include the Qantas Premier Concierge service, access to the Qantas Money app, and up to 55 days interest free on purchases.

Overall Rating

A platinum rewards card with excellent features and a great earn rate. It currently offers 80,000 bonus points when you spend $3,000 or more on eligible purchases within 3 months from card approval. Plus, you can enjoy 0% p.a. on balance transfers for 18 months and save $74 off the annual fee in the first year. Offer ends 29 June 2022.

User reviews

Qantas Premier Platinum Credit Card ( based on 25 Creditcard.com.au user reviews )

54% rating based on 25 reviews

Rates
Fees
Rewards
Customer Service
Value
79%

Mike Flyer

11 February 2021

For rewards this is one of the best cards, and at time time I signed up, the only card that can get you Qantas Status Credits. What's been disappointing is the lack of Google Pay. This is really hard to find in this info online, they really hide the fact they don't have it. So after months of being wallet free I now have to carry it around then thanks to this card. The card quality for a "Premier Platinum Card" it feels kind of cheap, the printing is really low quality and blurry. The app is very painful to use. I tried to activate via the app - impossible due to the app being made cheaply. Customer service is only via phone. These days I much prefer chat so I can do other things while waiting for the agent to reply. There's no email either. So I'll hang around to get my 75 status credits and bonus points, but then cancel and go back to a card with Google Pay and a decent support network.

Recommends this card
32%

Rob

19 November 2020

I had a disputed transaction and the communication has been unacceptable. The call centres can't answer questions and in fact gave wrong information. They never called me - I have only ever called them. They send letters that are factually incorrect. I have lodged written complaint.

Does not recommend this card
92%

Katrina

5 March 2020

Best FF rewards card by far.

Recommends this card
6%

Chao Ma

21 December 2019

I was a card holder of Qantas Titanium Premier card and would suggest you NOT choose this card at all! It's with bad services when you wanted to add additional card holder and with $1200 annual fee you couldn't get the benefit meets their service fee. Just don't choose this card and they'll make a change.

Does not recommend this card
90%

Annet

27 March 2019

For the first 12 months with this card, everything went smoothly. Unfortunately I then experienced a fraud situation (picked up quickly and replacement card sent within 2 days) so I felt confident. Sadly, that is the end of the good news. Woeful customer service, think the new card is not linked to my account, could not activate card, cannot get access to transaction data, or change pin. Call centre appears to be overseas and I question staff training. and ownership of problems. After a month of calls, still no resolution and I am sick of it. ,Terrible service for a $299 annual fee

Does not recommend this card

Rates and fees

Interest rates



Purchase rate 19.99% p.a.

Cash advance rate 21.99% p.a.

Interest free period on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 18 months

Balance transfer revert rate 21.99% p.a.

Balance transfer from personal loan Yes

Balance transfer fee 1% one off

Balance transfer limit 80% of approved credit limit

Brands you can't balance transfer from Bank of Queensland, Citi, Coles, IMB, Qantas Money, Suncorp, Virgin Money

Credit limits

Minimum credit limit $6,000

Maximum credit limit N/A

Fees & repayments

Annual fee $299 p.a.

Additional cardholder fee $50

Foreign transaction fee 3%

Minimum repayment 2% or $30, whichever is greater

Annual fee the first year $225

Cash advance fee 3% or $3, whichever is greater ; $5 (international)

Late payment fee $30

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 80,000 points

Annual points cap uncapped

Bonus points spend criteria Spend $3,000 in the first 3 months

Earning points with this card

Qantas Rewards points 1 point per $1 spent

Points cap per month Capped at $10,000 per statement, then 0.5 pts per $1

Overseas earn rate 1.5 points per $1 spent

Additional features

Complimentary insurance

International Travel Insurance Yes - up to 1 months

Flight Inconvenience Insurance Yes

Transit Accident Insurance Yes

Smartphone Screen Insurance No

Purchase Protection Insurance No

Extended Warranty Insurance No

Rental Vehicle Excess In Australia Insurance Yes

Extras

2 complimentary Qantas Club lounge invitations per year

Discounted companion fares on domestic flights

Six months interest free on first purchase of Qantas products

Qantas Premier Concierge service

Complimentary Qantas Frequent Flyer Membership - save $99.50

Overview

Qantas Premier Platinum Credit Card

Qantas Premier Platinum credit card is issued by Citi for Qantas Money. It gives you great travel benefits and for a limited time 80,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases within 3 months of card approval. Relax with 2 single-entry lounge invitations per year to Qantas Club Domestic or Qantas Operated International Business Lounges, complete with complimentary food, beverages and Wi-Fi. Travel with friends and family once a year and save up to 20% on selected domestic flights for you and up to 8 companions, booked directly through your dedicated concierge using your card. Enjoy 6 months interest free on your first purchase of selected Qantas products and services, including Qantas flights, Qantas Gift Vouchers, Qantas Store and Qantas Wine. Enjoy complimentary travel insurance for travel booked using your card.

There’s no cap to the number of Qantas Points you can earn everyday – at home or overseas.

Key features

  • Earn 80,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases within 3 months from card approval
  • Reduced annual fee of $225 for the first year ($74 discount), $299 thereafter
  • 0% p.a. on balance transfers for 18 months. 1% balance transfer fee applies. Reverts to cash advance rate
  • Uncapped points potential at home or overseas
  • Complimentary Qantas Frequent Flyer Membership
  • Complimentary travel insurance covers
  • Complimentary lounge invitations
  • Dedicated Qantas Premier Concierge service
  • Discounted companion fares

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia

  • Minimum income of $35,000 p.a.

  • You have your personal details ready to complete the online application

Pauline

Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

215 questions (showing the latest 10 Q&As)

Louise

Louise

22 May 2022
Hi Pauline Is there a minimum contract period that you need to hold the card for? Thanks
    Pauline - CreditCard.com.au

    Pauline

    23 May 2022
    Hi Louise, good question! I checked and can see that there’s none mentioned. You may request to cancel your card at any time. Please note though that you need to still make payments for any balance owed.
pants

pants

6 May 2022
whats the cost for a card to use without credit
    Pauline - CreditCard.com.au

    Pauline

    6 May 2022
    Hi there, all the cards on our site are credit cards. If you’re looking for their alternative, debit cards, you can compare a range at our sister site debitcards.com.au.
Annie

Annie

4 May 2022
Does the travel insurance apply for domestic flights and Covid cancellations please?
    Pauline - CreditCard.com.au

    Pauline

    5 May 2022
    Hi Annie, I checked Qantas Premier’s official travel insurance terms PDF and it looks like there is a Special Exclusion listed for COVID-19. They state they won't pay any claims relating to the coronavirus. Some standalone policies from companies like 1Cover and Cover-More offer coronavirus cover.
Mark

Mark

28 April 2022
Does still credit card have Apple Pay?
    Pauline - CreditCard.com.au

    Pauline

    2 May 2022
    Hi Mark, we currently don’t have access to this card but it looks like Qantas Premier Platinum still supports Apple Pay. You can reach out to Qantas Money directly at 1300 992 700 for more information.
Louis Oberholster

Louis Oberholster

21 April 2022
Will a balance transfer of more than $3000 qualify for the 80,000 pts?
    Pauline - CreditCard.com.au

    Pauline

    22 April 2022
    Hi Louis, great question! I checked Qantas Premier Platinum credit card’s terms and see that unfortunately, balance transfers, cash advances, chargebacks, refunds and special promotions are not considered eligible. ‘Eligible purchases’ are defined as daily transactions you make like paying for your car’s petrol, groceries, restaurant bills etc.
Goranka Morgera

Goranka Morgera

12 April 2022
I have an existing NAB qantas visa platinum card, do I still qualify for 80,000 bonus points if I want to transfer balance to Qantas Premier Platinum?
    Pauline - CreditCard.com.au

    Pauline

    13 April 2022
    Hi Goranka, I checked and see that you may qualify for Qantas Premier Platinum credit card’s current offer as it’s indicated in their terms that it is available to new approved Qantas Premier Platinum credit card holders. However, earning points while you have a balance transfer isn’t generally a good idea as no interest free days apply to retail purchases while you have a Balance Transfer. This means those transactions will start accruing interest straight away, which could negate the points you earnt.
Jeffrey

Jeffrey

12 April 2022
Hi there, I've just been declined by Qantus on an application for the Premier Platinum card; I don't know why... Can you please advise me moving forward? I'll need the use of a local credit card while living here; and since my job requires me to travel, I want to receive the appropriate benefits. Many thanks in advance for your advice. Best regards, Jeffrey
    Pauline - CreditCard.com.au

    Pauline

    12 April 2022
    Hi there Jeffrey, thanks for your question and sorry to hear of your situation. Unfortunately, this sounds like a matter to take up with Qantas directly. You can contact Qantas Premier Card Support on 1300 992 700.
Andrew

Andrew

8 April 2022
i need a card that will give me Qantas points that are no capped, if i spend 30k per month how many Qantas points do i received
    Pauline - CreditCard.com.au

    Pauline

    8 April 2022
    Hi Andrew, good question! You’ll find that most cards have some form of points capping. With this car, when you hit that cap will depend on what your transactions are. If it’s an eligible domestic spend, you earn 1 Qantas point per AU$1 up to $10,000 per statement period) then 0.5 Qantas points per AU$1 thereafter. And if it’s an eligible international spend, you earn 1.5 Qantas points per AU$1. Two offers that have uncapped points earning are the Qantas American Express Ultimate Credit Card and the Qantas American Express Premium Credit Card.
TRAIAN BOLOGA

TRAIAN BOLOGA

4 April 2022
I qm travel to Europe for 2 mounths and you offer 1 mounths travel insurance .Haw much I have to pay for the rest of the time.
    Pauline - CreditCard.com.au

    Pauline

    5 April 2022
    Hi Traian, you’ve actually reached Creditcard.com.au, Australia’s leading credit card comparison and information site. I suggest reaching out to Qantas or Chubb Insurance directly for information on the additional coverage period for travel insurance. You could also compare a range of third party travel insurance policies to supplement your complimentary insurance through the Qantas Card. Have a great trip to Europe!
Annette

Annette

31 March 2022
What is the definition of “eligible purchases”?
    Pauline - CreditCard.com.au

    Pauline

    1 April 2022
    Hi Annette, eligible purchases are transactions you make daily or weekly like paying for your restaurant dining, groceries, your car’s petrol, and the like. Transactions like cash advances, refunds, balance transfers, chargebacks, and special promotions are not considered eligible transactions.
Raymond Haynes

Raymond Haynes

23 March 2022
remier Platinum credit card charges international currency transfer fees
    Pauline - CreditCard.com.au

    Pauline

    24 March 2022
    Hi Raymond, with this card you’ll be charged a 3% foreign transaction fee on international payments.
Emma

Emma

22 March 2022
Hi we currently have another qantas card (which is due to expire) can we apply for this and still be eligible for the balance transfer at 0%?
    Pauline - CreditCard.com.au

    Pauline

    24 March 2022
    Hi Emma, I checked Qantas Premier Platinum credit card’s terms and it states that the offer is only available to new and approved Qantas Premier Platinum credit card holders only. You can however view other cards on our Qantas Frequent Flyer credit cards comparison tool for your options.
Adam

Adam

21 March 2022
Hi Pauline in relation to the Qantas Premier CC. The 2 complimentry lounge access passes, can I use one and my wife use the other.
    Pauline - CreditCard.com.au

    Pauline

    23 March 2022
    Hi Adam, good question! If you and your wife are travelling on the same booking, you’ll both be able to enjoy access to the lounge. Hope you have a great flight!
Felicity

Felicity

16 March 2022
Do you still get the interest free days on purchases with a balance transfer?
    Pauline - CreditCard.com.au

    Pauline

    17 March 2022
    Hi Felicity, I checked on Qantas Premier Platinum card’s terms and it states that interest free days do not apply to purchase transactions while you have a balance transfer.
David McGillivray

David McGillivray

13 March 2022
If you use your Qantas credit card to pay for flights with another airline to you still have complimentary travel insurance and if so what does it cover
    Pauline - CreditCard.com.au

    Pauline

    15 March 2022
    Hi There David, it looks like if you meet a few criteria you’ll be covered. The main one being “All eligible travellers’ airfares must be paid for with your Qantas Premier credit card” So as long as you pay for your airfares on your card, you’ll likely be covered. Of course checking with Qantas and Chubb (who underwrite the policy) before booking is important. Hope you have a great trip!

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