- 100,000 bonus Qantas Points when you spend $4,000 or more on eligible purchases within the first 3 months of card approval
- 75 bonus Status Credits when you make an eligible purchase by 31 January 2021
- Receive 2 complimentary single-entry lounge invitations per year to Qantas Club Domestic or Qantas Operated International Business Lounges.
- Travel with friends and family once a year and save up to 20% on selected domestic flights for you and up to 8 companions, booked directly through your dedicated concierge using your card.
- Complimentary travel insurance
- Complimentary Qantas Frequent Flyer Membership - save $99.50
- $199 for the first year. $299 annual fee thereafter
- 0% p.a. on balance transfers for 18 months. 1% balance transfer fee applies. Reverts to cash advance rate.
- Enjoy 6 months interest free on your first purchase of selected Qantas products and services
- Dedicated Qantas Premier Concierge service, anytime you need assistance – from restaurant reservations to travel bookings
- 1.5 Qantas Points per whole $1 on International Spend
- 1 Qantas Point per whole $1 on Domestic Spend (up to and including $10,000 per statement period)
- 0.5 Qantas Points per whole $1 on Domestic Spend (over $10,000 per statement period)
- 1 additional Qantas Point per whole $1 spent on selected Qantas products and services
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Qantas Frequent Flyer Credit Cards
Qantas Premier Platinum Credit Card
Updated 6 October 2020
Get 100,000 bonus points when you spend $4,000 or more on eligible purchases within 3 months of card approval. Relax with 2 single-entry Qantas lounge invitations per year. 75 bonus Status Credits when you make an eligible purchase by 31 January 2021. Reduced annual fee first year - save $100. Complimentary Qantas Frequent Flyer Membership (save $99.50)
T&Cs apply. Offer ends 30 November 2020
Points Earn Rate (per $1 spent)
1 point
Capped at $10,000 per statement, then 0.5 pts per $1
Rewards Program
Qantas Frequent Flyer
Bonus Points
100,000 pts
Spend $4,000 in the first three months
Pros and cons
- Additional card holder fee $50 per year
- Earn rate on domestic spend is reduced to 0.5 Qantas Points per $1 after $10,000 spend per statement period
Creditcard.com.au review
Editor Review
Qantas Premier Platinum Credit Card
Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. Ask Roland a Question about this card.
The Qantas Premier Platinum Credit Card with 100,000 Bonus Qantas Points
Prestige cards can vary greatly in their offerings. Some provide only a handful of convenient features, while others are jam-packed with extras. After checking out the Qantas Premier Platinum Credit Card, we’d have to say this card definitely falls into the latter category.
As a platinum rewards card, it offers a great earn rate, plus, new cardholders can benefit from 100,000 bonus Qantas Points and 0% p.a. on balance transfers for 18 months. And we haven’t even gotten started on all those lovely extras!
What we love...
First up, introductory offers. If you apply by 30 November 2020 for the Qantas Premier Platinum Credit Card you can get 100,000 bonus Qantas Points when you spend $4,000 or more on eligible purchases within 3 months of card approval.
Those points can be spent in the Qantas Store on more than 3,000 products, experiences and vouchers, or on flights and upgrades, potentially getting you from Melbourne to Algiers for 60,000 points, or from Sydney to Istanbul for 55,000 points.
Next, the balance transfer offer. If you have existing credit card debt that you want to pay off, you could transfer it to the Qantas Premier Platinum Credit Card to enjoy 0% p.a. on balance transfers for 18 months. 1% balance transfer fee applies.
Now, let’s move on to some of those fancy features and extras. As a cardholder, you will receive two invitations per year to selected Qantas Lounges, complete with complimentary food, beverages and Wi-Fi.
You can also enjoy discounted companion fares, where once a year, you can save up to 20% on selected domestic flights for you and up to eight companions.
On top of that, you could benefit from six months interest free on your first purchase of selected Qantas products and services, plus complimentary travel insurance for travel booked using your card.
What’s not so great...
When applying for a card such as the Qantas Premier Platinum Credit Card, it’s worth bearing in mind how much it will cost you. For the first year you'll pay $199 - that's a saving of $100. The annual fee for each year is significant at $299, plus, for each additional cardholder, you will pay $50 per year.
It’s also worth taking note of the earn rate on the card, as the domestic spend is tiered, so that you earn 1 Qantas Point per $1 up to $10,000 per statement period, then 0.5 Qantas Point per $1 thereafter.
Why should you choose this card?
The Qantas Premier Platinum Credit Card obviously has plenty to offer – and if you take advantage of its features and rewards, it may be worth the outlay. In terms of rewards, you can earn 1.5 Qantas Points per $1 on your international spend, 1 Qantas Point per $1 spent in Australia up to $10,000 per statement period, and 0.5 Qantas Points per $1 thereafter.
You can also benefit from 1 additional Qantas Point per $1 spent on selected Qantas products and services, and there’s no points capping at home or overseas. Some other benefits worth mentioning include the Qantas Premier Concierge service, access to the Qantas Money app, and up to 55 days interest free on purchases.
Overall Rating
A platinum rewards card with excellent features and a great earn rate, offering 100,000 bonus points, 0% p.a. on balance transfers for 18 months and save $100 off the annual fee first year. Offer ends 30 November 2020.
User reviews
Rates and fees
Interest rates
Purchase rate 19.99% p.a.
Cash advance rate 21.99% p.a.
Interest free period on purchases up to 55 days
Balance transfer
Balance transfer rate 0% p.a. for 18 months
Balance transfer revert rate 21.99% p.a.
Balance transfer from personal loan Yes
Balance transfer fee 1% one off
Balance transfer limit 80% of approved credit limit
Banks you can't balance transfer from Bank of Queensland, Citi, Coles, IMB, Qantas Money, Suncorp, Virgin Money
Credit limits
Minimum credit limt $6,000
Maximum credit limit N/A
Fees & repayments
Annual fee $299 p.a.
Additional card holder fee $50 p.a.
Foreign transaction fee 3%
Minimum repayment
Annual fee the first year $199
Cash advance fee 3%
Late payment fee $30
Rewards and points
Rewards program
Rewards Program
Qantas Frequent Flyer
Bonus points 100,000 points
Annual points cap uncapped
Bonus points spend criteria Spend $4,000 in the first three months
Earning points with this card
Qantas Rewards points 1 point per $1 spent
Points cap per month Capped at $10,000 per statement, then 0.5 pts per $1
Overseas earn rate 1.5 points per $1 spent
Additional features
Complimentary insurance
International Travel Insurance Yes - up to 1 months
Flight Inconvenience Insurance Yes
Transit Accident Insurance Yes
Smartphone Screen Insurance No
Purchase Protection Insurance No
Extended Warranty Insurance No
Rental Vehicle Excess In Australia Insurance Yes
Extras
2 complimentary Qantas Club lounge invitations per year
Discounted companion fares on domestic flights
Six months interest free on first purchase of Qantas products
Qantas Premier Concierge service
Complimentary Qantas Frequent Flyer Membership - save $99.50
Overview
Qantas Premier Platinum Credit Card
Qantas Premier Platinum credit card is issued by Citi for Qantas Money. It gives you great travel benefits and for a limited time get 100,000 bonus Qantas Points when you spend $4,000 or more on eligible purchases in the first 3 months. Relax with 2 single-entry lounge invitations per year to Qantas Club Domestic or Qantas Operated International Business Lounges, complete with complimentary food, beverages and Wi-Fi. Travel with friends and family once a year and save up to 20% on selected domestic flights for you and up to 8 companions, booked directly through your dedicated concierge using your card. Enjoy 6 months interest free on your first purchase of selected Qantas products and services, including Qantas flights, Qantas Gift Vouchers, Qantas Store and Qantas epiQure. Enjoy complimentary travel insurance for travel booked using your card.
There’s no cap to the number of Qantas Points you can earn everyday – at home or overseas.
Key features
- Complimentary lounge invitations: 2 single-entry lounge invitations per year to Qantas Club Domestic or Qantas Operated International Business Lounges
- 100,000 bonus Qantas Points when you spend $4,000 or more on eligible purchases within 3 months of card approval
- Travel with friends and family once a year and save up to 20% on selected domestic flights for you and up to 8 companions, booked directly through your dedicated concierge using your card.
- Complimentary travel insurance
- Complimentary Qantas Frequent Flyer Membership (save $99.50)
- $199 for the first year - $299 annual fee thereafter
- Additional card holder fee $50 per year
- 0% p.a. on balance transfers for 18 months. 1% balance transfer fee applies. Reverts to cash advance rate.
- 75 bonus Status Credits when you make an eligible purchase by 31 January 2021
- Enjoy 6 months interest free on your first purchase of selected Qantas products and services
- Dedicated Qantas Premier Concierge service, anytime you need assistance – from restaurant reservations to travel bookings
- 1.5 Qantas Points per whole $1 on International Spend
- 1 Qantas Point per whole $1 on Domestic Spend (up to and including $10,000 per statement period)
- 0.5 Qantas Points per whole $1 on Domestic Spend (over $10,000 per statement period)
- 1 additional Qantas Point per whole $1 spent on selected Qantas products and services
Minimum criteria to apply for this card
-
Be over 18 years old
-
Good Credit and have not applied for multiple credit cards recently
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Resident or citizen of Australia. Temporary residents are eligible.
-
Minimum income of $35,000 p.a.
You have your personal details ready to complete the online application
Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.
Recently Asked Questions
Something you need to know about this card? Ask a our credit card expert a question.
Ask a question172 questions (showing the latest 10 Q&As)
I have owned a Qantas card recently, am i still elligble for the bonus points if I were to open a new credit card account?
Hi George, checking the terms. If you had a card within the last 12 months then you will not be eligible for the bonus points. You can look to apply for another offer with bonus points e.g. https://www.creditcard.com.au/anz-frequent-flyer-black/
Hello Roland
We are husband and wife changing our current cards
We are looking at changing from ANZ platinum Qantas FF visa and Westpac earth card
Question - Premium Platinum Mastercard current deal
For the extra card $50 I understand
What is the frequent flyer points per dollar on what that extra person spends please?
regards
Janeen
Hi Janeen, the earn points for the secondary card holder are the same as the primary. The points limits in place would affect both card holders. Reach out with any further queries.
Hi, I am looking at applying for this card and doing a balance transfer from existing cards. I usually spend aroun1-$2000 a month on my credit card. Is this card appropriate, or do I not spend enough?
Hi Sam, at a regular $299 annual fee. This may be too much for your spend. Though the balance transfer offer is good. You will need to make sure you pay off your new purchases ASAP to avoid interest. Typically you get no interest free days on new purchases when you run a balance transfer. Bottom line - I would suggest the HSBC Platinum Qantas for your amount of spend. It has a lower balance transfer period but still 0% for 12 months.
WHICH OF ALL THE CREDIT CARDS THAT ALLOW YOU TO MEARN QANTAS FREQUENT FLYER POINTS ON ATO PAYMENTS AHS THE HIGHEST CURRENT BONUS POINTS OFFER?
If you have a business then AMEX Qantas Business Card with 150k bonus points. Another option with less bonus points but still decent is Westpac Altitude Black Bundle (non-business).
CAN YOU EARN FREQUENT FLYER POINTS MAKING TAX OFFICE PAYMENTS
Hi Arthur, not with this credit card. AMEX cards seem to be the only ones that you earn points on with the ATO. Though you need to review if there is any surcharge that would outweigh the points benefit.
How long to process my application and get approval:
And, how long to get the card when approved?
Hi Keith, it varies based on your application. Though as a guide the whole process should take 5-10 business days.
Does the travel insurance cover cruise holidays, and is there an upper age limit to the complementary travel insurance
Hi George, yes it can cover cruises. Yes there is always an age limit. Its a good idea to have a read through this - https://assets.qantasmoney.com/legals/qmoney/documents/Premier_Insurance_Terms.pdf
Hi i am an existing customer of Qantas credit card is there any 0% balance transfers available at the moment?
Hi Tina, Balance transfers are typically only available at the time of application and for new cards. What card(s) are you looking to transfer from and what amount? I can suggest some offers that may work.
Hi, I have had the credit for several months now and i have received all incentive points as I reached all spending requirements. I am looking at cancelling my credit card so I was wondering If I will lose any points? I have already received the points into my frequent flyer account. Thanks
Hi Peter, once the points have been transferred to your Qantas Frequent Flyer account. Then even if you close your credit card. Those points cannot be touched. Though any points that have not transferred could be in risk.
Hi, can i use the Qantas Premier Platinum card to pay the ATO and can i get frequent flyer points from the transaction?
Hi Suzanne, no, you will not earn points with the ATO on this card. I think only AMEX cards earn points for this type of spend though I am sure this is in review right now.
what is not an eligible purchase
Hi Michael, everything that is not listed as eligible from before.
what is an eligible purchase.
Hi Michael, Have a look at this PDF - https://assets.qantasmoney.com/legals/qmoney/documents/Premier_Reward_Terms.pdf. Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi accounts, bank fees and charges such as interest and ATM charges, transactions made using Qantas Points and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs).
Please note that whether or not a transaction is an Eligible Transaction will be determined based on information provided either by the merchant or the relevant financial institution (including information about the type of business conducted by the merchant). This means that, for example, spend with certain merchants may be characterised as spend with a government related entity or an investment in shares, and therefore not an Eligible Transaction, even if that merchant or transaction is not in fact a government related entity or an investment company.
Katrina
5 March 2020Best FF rewards card by far.
Recommends this cardChao Ma
21 December 2019I was a card holder of Qantas Titanium Premier card and would suggest you NOT choose this card at all! It's with bad services when you wanted to add additional card holder and with $1200 annual fee you couldn't get the benefit meets their service fee. Just don't choose this card and they'll make a change.
Does not recommend this cardAnnet
27 March 2019For the first 12 months with this card, everything went smoothly. Unfortunately I then experienced a fraud situation (picked up quickly and replacement card sent within 2 days) so I felt confident. Sadly, that is the end of the good news. Woeful customer service, think the new card is not linked to my account, could not activate card, cannot get access to transaction data, or change pin. Call centre appears to be overseas and I question staff training. and ownership of problems. After a month of calls, still no resolution and I am sick of it. ,Terrible service for a $299 annual fee
Does not recommend this card