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80,000 Spend $3,000 in the first 3 months
Qantas Premier Platinum Credit Card
Qantas Premier Platinum Credit Card

Qantas Frequent Flyer Credit Cards

Qantas Premier Platinum Credit Card

Updated 7 July 2022

Receive 80,000 bonus Qantas Points when you apply by 29 September 2022, and spend $3,000 or more on eligible purchases within 3 months from card approval. Earn unlimited Qantas Points, at home or overseas, and begin with 1.5 points per $1 on international spend while 1 point per $1 on domestic spend. Plus, enjoy 0% p.a. for 18 months on balance transfer, 1% one off BT fee applies. Save with a reduced annual fee of $225 for the first year ($299 thereafter). Relax with complimentary lounge invitations, Qantas Premier Concierge, and more. T&Cs apply.

Points Earn Rate (per $1 spent)

1 point

Capped at $10,000 per statement, then 0.5 pts per $1

Rewards Program

Qantas Frequent Flyer

Bonus Points

80,000 pts

Spend $3,000 in the first 3 months

Pros and cons

  • Earn 80,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases within 3 months of card approval
  • Reduced annual fee of $225 for the first year ($74 discount), $299 thereafter
  • 0% p.a. on balance transfers for 18 months. 1% balance transfer fee applies. Reverts to cash advance rate
  • Complimentary Qantas Frequent Flyer Membership - save $99.50
  • Complimentary travel insurance covers
  • 2 complimentary single-entry lounge invitations per year to Qantas Club Domestic or Qantas Operated International Business Lounges
  • Save up to 20% on selected domestic flights for you and up to 8 companions, booked directly through your dedicated concierge using your card
  • Enjoy 6 months interest-free on your first purchase of selected Qantas products and services
  • Dedicated Qantas Premier Concierge service, anytime you need assistance – from restaurant reservations to travel bookings
  • 1.5 Qantas Points per whole AU$1 on International Spend
  • 1 Qantas Point per whole AU$1 on Domestic Spend (up to and including $10,000 per statement period)
  • 0.5 Qantas Points per whole AU$1 on Domestic Spend (over $10,000 per statement period)
  • 1 additional Qantas Point per whole AU$1 spent on selected Qantas products and services

  • Additional cardholder fee $50 per year
  • Reduced earn rate on domestic spend after $10,000 spend per statement period

Creditcard.com.au review

Editor Review

Qantas Premier Platinum Credit Card

Pauline Hatch
Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. about this card.

The Qantas Premier Platinum Credit Card with 80,000 Bonus Qantas Points

Prestige cards can vary greatly in their offerings. Some provide only a handful of convenient features, while others are jam-packed with extras. After checking out the Qantas Premier Platinum Credit Card, we’d have to say this card definitely falls into the latter category.

As a platinum rewards card, it offers a great earn rate, plus, new cardholders can benefit from 80,000 bonus Qantas Points, discounted annual fee in the first year, and 0% p.a. on balance transfers for 18 months. And we haven’t even started on all those lovely extras!

What we love...

First up, is the introductory bonus points offer. If you apply by 29 September 2022 for a new Qantas Premier Platinum Credit Card you can get 80,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases within 3 months from card approval. These points can be spent in the Qantas Store on more than 3,000 products, experiences, vouchers, or on flights and upgrades, potentially getting you from Sydney to Auckland, New Zealand for 20,000 points, or from Adelaide to Port Macquarie for 18,000 points. Point calculations accurate at the time of publishing (which may be subject to change without notice). All routes may have additional taxes and charges.

Next, the balance transfer offer. If you have existing credit card debt that you want to pay off, you could transfer it to the Qantas Premier Platinum Credit Card to enjoy 0% p.a. on balance transfers for 18 months. 1% balance transfer fee applies.

Now, let’s move on to some of those fancy features and extras. As a cardholder, you will receive two invitations per year to selected Qantas Lounges, complete with complimentary food, beverages, and Wi-Fi. You can also enjoy discounted companion fares, where once a year, you can save up to 20% on selected domestic flights for you and up to eight companions.

On top of that, you could benefit from six months interest-free on your first purchase of selected Qantas products and services, plus complimentary travel insurance for travel booked using your card. Insurance covers include Trip Cancellation and Amendment Cover, Transport Accident Cover, Rental Vehicle Excess Cover, and more.

What’s not so great...

When applying for a card such as the Qantas Premier Platinum Credit Card, it’s worth bearing in mind how much it will cost you. For the first year you'll pay $225 - that's a saving of $74. The annual fee for each year is significant at $299, plus, for each additional cardholder, you will pay $50 per year.

It’s also worth taking note of the earn rate on the card, as the domestic spend is tiered, so that you earn 1 Qantas Point per $1 up to $10,000 per statement period, then 0.5 Qantas Point per $1 thereafter.

Why should you choose this card?

The Qantas Premier Platinum Credit Card obviously has plenty to offer – and if you take advantage of its features and rewards, it may be worth the outlay. In terms of rewards, you can earn 1.5 Qantas Points per $1 on your international spend, 1 Qantas Point per $1 spent in Australia up to $10,000 per statement period, and 0.5 Qantas Points per $1 thereafter.

You can also benefit from 1 additional Qantas Point per $1 spent on selected Qantas products and services, and there’s no points capping at home or overseas. Some other benefits worth mentioning include the Qantas Premier Concierge service, access to the Qantas Money app, and up to 55 days interest free on purchases.

Overall Rating

A platinum rewards card with excellent features and a great earn rate. It currently offers 80,000 bonus points when you spend $3,000 or more on eligible purchases within 3 months from card approval. Plus, you can enjoy 0% p.a. on balance transfers for 18 months and save $74 off the annual fee in the first year. Offer ends 29 September 2022.

User reviews

Qantas Premier Platinum Credit Card ( based on 26 Creditcard.com.au user reviews )

55% rating based on 26 reviews

Rates
Fees
Rewards
Customer Service
Value
79%

Mike Flyer

11 February 2021

For rewards this is one of the best cards, and at time time I signed up, the only card that can get you Qantas Status Credits. What's been disappointing is the lack of Google Pay. This is really hard to find in this info online, they really hide the fact they don't have it. So after months of being wallet free I now have to carry it around then thanks to this card. The card quality for a "Premier Platinum Card" it feels kind of cheap, the printing is really low quality and blurry. The app is very painful to use. I tried to activate via the app - impossible due to the app being made cheaply. Customer service is only via phone. These days I much prefer chat so I can do other things while waiting for the agent to reply. There's no email either. So I'll hang around to get my 75 status credits and bonus points, but then cancel and go back to a card with Google Pay and a decent support network.

Recommends this card
32%

Rob

19 November 2020

I had a disputed transaction and the communication has been unacceptable. The call centres can't answer questions and in fact gave wrong information. They never called me - I have only ever called them. They send letters that are factually incorrect. I have lodged written complaint.

Does not recommend this card
92%

Katrina

5 March 2020

Best FF rewards card by far.

Recommends this card
6%

Chao Ma

21 December 2019

I was a card holder of Qantas Titanium Premier card and would suggest you NOT choose this card at all! It's with bad services when you wanted to add additional card holder and with $1200 annual fee you couldn't get the benefit meets their service fee. Just don't choose this card and they'll make a change.

Does not recommend this card
90%

Annet

27 March 2019

For the first 12 months with this card, everything went smoothly. Unfortunately I then experienced a fraud situation (picked up quickly and replacement card sent within 2 days) so I felt confident. Sadly, that is the end of the good news. Woeful customer service, think the new card is not linked to my account, could not activate card, cannot get access to transaction data, or change pin. Call centre appears to be overseas and I question staff training. and ownership of problems. After a month of calls, still no resolution and I am sick of it. ,Terrible service for a $299 annual fee

Does not recommend this card

Rates and fees

Interest rates



Purchase rate 19.99% p.a.

Cash advance rate 21.99% p.a.

Interest free period on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 18 months

Balance transfer revert rate 21.99% p.a.

Balance transfer from personal loan Yes

Balance transfer fee 1% one off

Balance transfer limit 80% of approved credit limit

Brands you can't balance transfer from Bank of Queensland, Coles, IMB, NAB, Qantas Money, Suncorp, Virgin Money

Credit limits

Minimum credit limit $6,000

Maximum credit limit N/A

Fees & repayments

Annual fee $299 p.a.

Additional cardholder fee $50

Foreign transaction fee 3%

Minimum repayment 2% or $30, whichever is greater

Annual fee the first year $225

Cash advance fee 3% or $3, whichever is greater ; $5 (international)

Late payment fee $30

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 80,000 points

Annual points cap uncapped

Bonus points spend criteria Spend $3,000 in the first 3 months

Earning points with this card

Qantas Rewards points 1 point per $1 spent

Points cap per month Capped at $10,000 per statement, then 0.5 pts per $1

Overseas earn rate 1.5 points per $1 spent

Additional features

Complimentary insurance

International Travel Insurance Yes - up to 1 months

Flight Inconvenience Insurance Yes

Transit Accident Insurance Yes

Smartphone Screen Insurance No

Purchase Protection Insurance No

Extended Warranty Insurance No

Rental Vehicle Excess In Australia Insurance Yes

Extras

2 complimentary Qantas Club lounge invitations per year

Discounted companion fares on domestic flights

Six months interest free on first purchase of Qantas products

Qantas Premier Concierge service

Complimentary Qantas Frequent Flyer Membership - save $99.50

Overview

Qantas Premier Platinum Credit Card

Qantas Premier Platinum credit card is issued by NAB for Qantas Money. It gives you great travel benefits and for a limited time 80,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases within 3 months of card approval. Relax with 2 single-entry lounge invitations per year to Qantas Club Domestic or Qantas Operated International Business Lounges, complete with complimentary food, beverages and Wi-Fi. Travel with friends and family once a year and save up to 20% on selected domestic flights for you and up to 8 companions, booked directly through your dedicated concierge using your card. Enjoy 6 months interest free on your first purchase of selected Qantas products and services, including Qantas flights, Qantas Gift Vouchers, Qantas Store and Qantas Wine. Enjoy complimentary travel insurance for travel booked using your card.

There’s no cap to the number of Qantas Points you can earn everyday – at home or overseas.

Key features

  • Earn 80,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases within 3 months from card approval
  • Reduced annual fee of $225 for the first year ($74 discount), $299 thereafter
  • 0% p.a. on balance transfers for 18 months. 1% balance transfer fee applies. Reverts to cash advance rate
  • Uncapped points potential at home or overseas
  • Complimentary Qantas Frequent Flyer Membership
  • Complimentary travel insurance covers
  • Complimentary lounge invitations
  • Dedicated Qantas Premier Concierge service
  • Discounted companion fares

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia

  • Minimum income of $35,000 p.a.

  • You have your personal details ready to complete the online application

Pauline

Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

233 questions (showing the latest 10 Q&As)

Mark C

Mark C

3 August 2022
Hey Pauline. I have a couple of questions: I'm started to travel a lot internationally so wondering what options this card has for multiple currencies? Also there's some reference in the comments to earning Qantas status credits with this card but I couldn't see it in the card benefits, can you clarify please? thanks Mark
    Pauline - CreditCard.com.au

    Pauline

    5 August 2022
    Hi Mark, this card has a 3% foreign transaction fee, but does try to offset it with an increased points earn on overseas transactions. As for the Qantas status credits, this was an old offer the Qantas Premier Platinum card had but has since expired. This card has a few extras for travellers such as lounge access and complimentary travel insurance and a bonus point per dollar spent if you book Qantas flights. However, if you are planning on travelling internationally a fair bit, it might be worth checking out some of the no foreign fees for your options to limit the amount spent on overseas transaction fees. Safe travels!
Tony wilkinson

Tony wilkinson

2 August 2022
To use the complimentary lounge pass do we have to be booked on a Quantas flight?, Presently booked out of Perth on a AIR ASIA. Also if both our names are on card is the entry for both Husband and wife.
    Pauline - CreditCard.com.au

    Pauline

    3 August 2022
    Hi Tony, you’re totally correct. You’ll be entitled to 2 complimentary lounge invitations once your Qantas Premier card is activated. There’s nowhere in the T&C’s that state you must be booked on a Qantas flight. To use your invitation, you just need to log in to the Qantas website to link your invitation to a flight. You also have the option to transfer the invitation to another Qantas Frequent Flyer member.
Craig

Craig

31 July 2022
Hi Pauline, Help - comparing all these cards is tough work. What I need is, MasterCard or visa. Linked to earning Qantas Freq Flyer points and status credits if possible. Apple Pay compatible. I use this card for paying business expenses sometimes $100k per month, so uncapped points over 750,000 annually would be great. I’m currently with Westpac earth, but they now cap the points to 250k. Can you give me an idea on which cards to consider. Thank you 🙏
    Pauline - CreditCard.com.au

    Pauline

    1 August 2022
    Hi Craig, it’s great that you know what you are looking for in a card, that’s a great start. If you’re running your business expenses through the card, you’ll definitely want to start comparing some of the business credit cards available. You can click through to our expert reviews to see a breakdown of the card, its features and fees. If you like the look of it, you can click the “heart” icon and then have it saved to your shortlist. From there you can compare up to 4 cards side by side to make an informed decision. Hope this has helped you out!
Cameron

Cameron

27 July 2022
Hi Pauline I had to close my qantas premier Credit Card in July to refinance for a kitchen. Can I have an excellent credit rating, low expenses and 65k income. Will Qantas Premier let me re-apply so close to closing? P.S. I don't require the points bonus. Thanks CAm
    Pauline - CreditCard.com.au

    Pauline

    1 August 2022
    Hi Cam, thanks for your question. This is a tricky line here, as the credit providers keep their criteria very close to their chest. You should definitely get a copy of your credit report and score to help with your decision. At the end of the day this is a conversation for you to take up with Citi. Hope this has helped.
Sheridan

Sheridan

25 July 2022
On the creditcard.com.au opening site it is mentioned 80,000 pts on joining (after $3,000 spend) and then 140,000 pts after 12 months spend but there is no further explanation as to how this occurs, could you please explain.
    Pauline - CreditCard.com.au

    Pauline

    27 July 2022
    Hi Sheridan, I see you’re referring to the information on the far right end of the table for Qantas Premier Platinum card. That’s a sample calculation so you can work out how many points you could earn in a year, not additional points the card offers. You can use the toggles on the table to change how much you spend each month, and the calculator shows you the possible number of points you could earn (by calculating your fixed monthly spend multiplied by the earn rate for 12 months, etc). It helps you to work out which card could earn the most points for you. You can check the card’s current offer above or you can click the find out more button for further information.
Bryan

Bryan

18 July 2022
Am interestred in the Qantas Premier Platinum CR and need more information on the included travel insurance. Can I get a T&C's .pdf? Regards, Bryan
    Pauline - CreditCard.com.au

    Pauline

    19 July 2022
    Hi Bryan, the Qantas Premier Platinum does include several complimentary insurance coverage like 2 complimentary lounge invites, Qantas Premier Concierge, etc. You can check their official Complimentary Travel Insurance PDF for more information.
Graeme

Graeme

11 July 2022
per statement period, is that monthly ?
    Pauline - CreditCard.com.au

    Pauline

    12 July 2022
    Hi Graeme, yes you’re correct, it’s monthly.
Paul

Paul

8 July 2022
Hi Pauline, Currently have a NAB Qantas visa platinum card. Will I be eligible for for this offer?
    Pauline - CreditCard.com.au

    Pauline

    11 July 2022
    Hi Paul, I checked Qantas Premier Platinum card’s terms and see that you may be eligible. If you haven’t had any of the Qantas Premier card products in the last 12 months and provided you meet the credit and application criteria, then you’ll be eligible.
steve

steve

6 July 2022
Hi is this credit card 0% for 18 months on purchases?
    Pauline - CreditCard.com.au

    Pauline

    7 July 2022
    Hi Steve, I checked Qantas Premier Platinum card’s current offer for you and I see that the 0% p.a. for 18 months promotion is for balance transfers. As of this writing, the purchase rate is 19.99%. If you’re looking for a credit card with 0% on purchases, you can use our comparison tool to view the 0% on credit card purchases we are currently partnered with for your options. There’s a range of cards there with intro periods, some with up to 2 years interest free. Hope this has helped!
Michael richardson

Michael richardson

28 June 2022
Is my qantas platinum credit card cancelled
    Pauline - CreditCard.com.au

    Pauline

    29 June 2022
    Hi Michael, you’ve actually reached Creditcard.com.au, Australia’s leading credit card comparison and information site. You can reach out to Qantas directly at 1300 992 700.
Kerry

Kerry

27 June 2022
I am to pay for a holiday to a New Zealand travel company but I am paying in AUD …will I get charged a foreign fee?
    Pauline - CreditCard.com.au

    Pauline

    28 June 2022
    Hi Kerry, this all depends whether the company processes the payment physically in New Zealand, or on-shore here in Australia.If it is processed off-shore, you'll be charged a 3% foreign transaction fee. Enjoy your time across the ditch!
Karen Deacon

Karen Deacon

25 June 2022
How do i get the Qantas Lounge entry cards for my domestic trip. I have a current Qantas premier card .
    Pauline - CreditCard.com.au

    Pauline

    27 June 2022
    Hi Karen, you’ll actually receive an email once your complimentary invitations are available. You can then login to your account in the Qantas website to link your invitations to flights or transfer to another Qantas Frequent Flyer member. Enjoy your time in the lounge!
Kim

Kim

24 June 2022
Does this card also includes ''Loungekey'' as its a platinum card?

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