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100,000 80,000 pts after $5,000 spend in first 90 days + 20,000 pts in second year
Qantas Premier Platinum Credit Card
Qantas Premier Platinum Credit Card

Qantas Frequent Flyer Credit Cards

Qantas Premier Platinum Credit Card

Updated 26 March 2020

Get up to 100,000 bonus points (80,000 bonus points when you spend $5,000 or more on eligible purchases within 90 days of approval. Plus an additional 20,000 bonus points after your first anniversary of approval). Relax with 2 single-entry Qantas lounge invitations per year. Enjoy 6 months interest free on your first purchase of selected Qantas products and services, including Qantas flights, Qantas Club fees, Qantas Gift Vouchers, Qantas Store and Qantas epiQure purchases – and more. Qantas Premier Concierge. $50 discount on a Qantas Wine purchase of $150 or more. Great card for Qantas travellers.

T&Cs apply. Offer ends 28 May 2020

Points Earn Rate (per $1 spent)

1 point

Capped at $10,000 per statement, then 0.5 pts per $1

Rewards Program

Qantas Frequent Flyer

Bonus Points

100,000 pts

80,000 pts after $5,000 spend in first 90 days + 20,000 pts in second year

0 points over 12 months spend

My monthly card spend

Pros and cons

  • Up to 100,000 bonus Qantas Points (80,000 bonus points when you spend $5,000 or more on eligible purchases within 90 days of approval. Plus an additional 20,000 bonus points after your first anniversary of approval)
  • Receive 2 complimentary single-entry lounge invitations per year to Qantas Club Domestic or Qantas Operated International Business Lounges.
  • Travel with friends and family once a year and save up to 20% on selected domestic flights for you and up to 8 companions, booked directly through your dedicated concierge using your card.
  • Complimentary travel insurance
  • $299 annual fee
  • 0% p.a. on balance transfers for 18 months. Reverts to cash advance rate.
  • Enjoy 6 months interest free on your first purchase of selected Qantas products and services
  • Dedicated Qantas Premier Concierge service, anytime you need assistance – from restaurant reservations to travel bookings
  • 1.5 Qantas Points per whole $1 on international spend
  • 1 Qantas Point per whole $1 on domestic spend (up to and including $10,000 per statement period)
  • 0.5 Qantas Points per whole $1 on domestic spend (over $10,000 per statement period)
  • 1 additional Qantas Point per whole $1 spent on selected Qantas products and services

  • Additional card holder fee $50 per year
  • Earn rate on domestic spend is reduced to 0.5 Qantas Points per $1 after $10,000 spend per statement period

Creditcard.com.au review

Editor Review

Qantas Premier Platinum Credit Card

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

The Qantas Premier Platinum Credit Card with up to 100,000 Bonus Qantas Points

Prestige cards can vary greatly in their offerings. Some provide only a handful of convenient features, while others are jam-packed with extras. After checking out the Qantas Premier Platinum Credit Card, we’d have to say this card definitely falls into the latter category.

As a platinum rewards card, it offers a great earn rate, plus, new cardholders can benefit from up to 100,000 bonus Qantas Points and 0% p.a. on balance transfers for 18 months. And we haven’t even gotten started on all those lovely extras!

What we love...

First up, introductory offers. If you apply by 28 May 2020 for the Qantas Premier Platinum Credit Card and spend $5,000 or more on eligible purchases within the first 90 days of approval plus you get 20,000 bonus points after your first anniversary of approval.

Those points can be spent in the Qantas Store on more than 3,000 products, experiences and vouchers, or on flights and upgrades, potentially getting you from Melbourne to Algiers for 60,000 points, or from Sydney to Istanbul for 55,000 points.

Next, the balance transfer offer. If you have existing credit card debt that you want to pay off, you could transfer it to the Qantas Premier Platinum Credit Card to enjoy 0% p.a. on balance transfers for 18 months.

Now, let’s move on to some of those fancy features and extras. As a cardholder, you will receive two invitations per year to selected Qantas Lounges, complete with complimentary food, beverages and Wi-Fi.

You can also enjoy discounted companion fares, where once a year, you can save up to 20% on selected domestic flights for you and up to eight companions.

On top of that, you could benefit from six months interest free on your first purchase of selected Qantas products and services, plus complimentary travel insurance for travel booked using your card.

What’s not so great...

When applying for a card such as the Qantas Premier Platinum Credit Card, it’s worth bearing in mind how much it will cost you. The annual fee for each year is significant at $299, plus, for each additional cardholder, you will pay $50 per year.

It’s also worth taking note of the earn rate on the card, as the domestic spend is tiered, so that you earn 1 Qantas Point per $1 up to $10,000 per statement period, then 0.5 Qantas Point per $1 thereafter.

Why should you choose this card?

The Qantas Premier Platinum Credit Card obviously has plenty to offer – and if you take advantage of its features and rewards, it may be worth the outlay. In terms of rewards, you can earn 1.5 Qantas Points per $1 on your international spend, 1 Qantas Point per $1 spent in Australia up to $10,000 per statement period, and 0.5 Qantas Points per $1 thereafter.

You can also benefit from 1 additional Qantas Point per $1 spent on selected Qantas products and services, and there’s no points capping at home or overseas. Some other benefits worth mentioning include the Qantas Premier Concierge service, access to the Qantas Money app, and up to 55 days interest free on purchases.

Overall Rating

A platinum rewards card with excellent features and a great earn rate, offering up to 100,000 bonus points, 0% p.a. on balance transfers for 18 months. Offer ends 28 May 2020.

User reviews

Qantas Premier Platinum Credit Card ( based on 11 Creditcard.com.au user reviews )

79% rating based on 11 reviews

Rates
Fees
Rewards
Customer Service
Value
92%

Katrina

5 March 2020

Best FF rewards card by far.

Recommends this card
6%

Chao Ma

21 December 2019

I was a card holder of Qantas Titanium Premier card and would suggest you NOT choose this card at all! It\'s with bad services when you wanted to add additional card holder and with $1200 annual fee you couldn\'t get the benefit meets their service fee. Just don\'t choose this card and they\'ll make a change.

Does not recommend this card
90%

Annet

27 March 2019

For the first 12 months with this card, everything went smoothly. Unfortunately I then experienced a fraud situation (picked up quickly and replacement card sent within 2 days) so I felt confident. Sadly, that is the end of the good news. Woeful customer service, think the new card is not linked to my account, could not activate card, cannot get access to transaction data, or change pin. Call centre appears to be overseas and I question staff training. and ownership of problems. After a month of calls, still no resolution and I am sick of it. ,Terrible service for a $299 annual fee

Does not recommend this card

Rates and fees

Interest rates



Purchase rate 19.99% p.a.

Cash advance rate 21.99% p.a.

Interest free period on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 18 months

Balance transfer revert rate 21.99% p.a.

Balance transfer from personal loan No

Balance transfer fee No fee

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Queensland, Citi, Coles, IMB, Qantas Money, Suncorp, Virgin Money

Credit limits

Minimum credit limt $6,000

Maximum credit limit N/A

Fees & repayments

Annual fee $299 p.a.

Additional card holder fee $50 p.a.

Foreign transaction fee 3%

Minimum repayment

Cash advance fee 3%

Late payment fee $30

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 100,000 points

Annual points cap uncapped

Bonus points spend criteria 80,000 pts after $5,000 spend in first 90 days + 20,000 pts in second year

Earning points with this card

Qantas Rewards points 1 point per $1 spent

Points cap per month Capped at $10,000 per statement, then 0.5 pts per $1

Overseas earn rate 1.5 points per $1 spent

Additional features

Complimentary insurance

International Travel Insurance Yes - up to 1 months

Flight Inconvenience Insurance Yes

Transit Accident Insurance Yes

Smartphone Screen Insurance No

Purchase Protection Insurance No

Extended Warranty Insurance No

Rental Vehicle Excess In Australia Insurance Yes

Extras

2 complimentary Qantas Club lounge invitations per year

Discounted companion fares on domestic flights

Six months interest free on first purchase of Qantas products

Qantas Premier Concierge service

Overview

Qantas Premier Platinum Credit Card

Qantas Premier Platinum credit card is issued by Citi for Qantas Money. It gives you great travel benefits and for a limited time get 80,000 bonus points when you spend $5,000 or more on eligible purchases within 90 days of approval. Plus an additional 20,000 bonus points after your first anniversary of approval. Relax with 2 single-entry lounge invitations per year to Qantas Club Domestic or Qantas Operated International Business Lounges, complete with complimentary food, beverages and Wi-Fi. Travel with friends and family once a year and save up to 20% on selected domestic flights for you and up to 8 companions, booked directly through your dedicated concierge using your card. Enjoy 6 months interest free on your first purchase of selected Qantas products and services, including Qantas flights, Qantas Gift Vouchers, Qantas Store and Qantas epiQure. Enjoy complimentary travel insurance for travel booked using your card.

There’s no cap to the number of Qantas Points you can earn everyday – at home or overseas.

Key features

  • Complimentary lounge invitations: 2 single-entry lounge invitations per year to Qantas Club Domestic or Qantas Operated International Business Lounges
  • Up to 100,000 bonus Qantas Points. That's 80,000 bonus points when you spend $5,000 or more on eligible purchases within 90 days of approval. Plus an additional 20,000 bonus points after your first anniversary of approval.
  • Travel with friends and family once a year and save up to 20% on selected domestic flights for you and up to 8 companions, booked directly through your dedicated concierge using your card.
  • Complimentary travel insurance
  • $299 annual fee
  • Additional card holder fee $50 per year
  • 0% p.a. on balance transfers for 18 months. Reverts to cash advance rate.
  • Enjoy 6 months interest free on your first purchase of selected Qantas products and services
  • Dedicated Qantas Premier Concierge service, anytime you need assistance – from restaurant reservations to travel bookings
  • 1.5 Qantas Points per whole $1 on international spend
  • 1 Qantas Point per whole $1 on domestic spend (up to and including $10,000 per statement period)
  • 0.5 Qantas Points per whole $1 on domestic spend (over $10,000 per statement period)
  • 1 additional Qantas Point per whole $1 spent on selected Qantas products and services

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia. Temporary residents are eligible.

  • Minimum income of $35,000 p.a.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

160 questions (showing the latest 10 Q&As)

Rowena

Rowena

12 March 2020
I have been using a FF visa card obtained from one of the major banks, and am thinking of closing this card so that I can avail of the bonus points on offer on QF Premier Platinum card. Am I eligible to get the bonus points if I apply for this card?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    16 March 2020
    Hi Rowena, yes, as long as you meet all spend and other requirements. Having a frequent flyer card with another bank does not exclude you on the bonus points available on the Qantas Premier.
Antonio

Antonio

5 March 2020
Hi I’ve had the premier card for 2months spent a few thousand on random things bills, dinners etc... I’m still yet to receive 1point accumulate per $1 spent on my frequent flyer points. Why is this?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    5 March 2020
    Hi Antonio, so you have not received any Qantas points since you have had the card? They should automatically go to your Qantas Frequent Flyer account at the end of each month I believe. Reach out to Qantas Money credit card customer service - https://www.qantasmoney.com/contact-us
Owen

Owen

27 February 2020
Hi, is the requirement to spend $1500 per “calendar month” or do the months begin and end from date of card issue. Just trying to confirm if I need to spend $1500 before end of February as I just got the card this week. Thanks.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    27 February 2020
    Hi Owen, yes, it would relate to the date of issue of the card. So depending on this is when your monthly anniversary is.
Kevin

Kevin

25 February 2020
Hi Roland which card is better the ANZ Frequent Flyer Black Credit Card with 120,000 bonus points or the Qantas Premier Platinum Credit Card with 120,000 qantas points?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    26 February 2020
    Hi Kevin, very similar offers. The bonus points are delivered over a longer period with the Qantas Premier. 20,000 bonus Qantas Points each month when you spend $1,500 or more on eligible purchases per month, for the first 6 months. So if you miss hitting that spend one month or more. It will reduce the points on offer. The travel insurance is limited to 30 days on the Premier. This can be an issue. ANZ has all the digital payments e.g. apple pay etc while Qantas premier does not. Qantas Premier cap before points reduction is higher at 10k. Annual fee is lower on the premier. App is much better with ANZ. Not sure that Premier has one. Premier has some extra features around savings on friends tickets. In the end - very close call and will depend on what features you use. Seems like the Black hits a bit better with tech and for sure with customer service.
Andy

Andy

23 February 2020
How long after an application is rejected may I reapply for the platinum card?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    24 February 2020
    Hi Andy, with Citi, I would wait at least 9 months before applying again. I think they may auto decline if you apply before then. Make sure you have addressed any issues that caused you to be declined in the first place.
Laura

Laura

13 February 2020
Hi, if you are approved for this card, but are not yet a QFF member, is membership included? Or do you need to organise that yourself?
Greg

Greg

9 February 2020
Hi Roland, just wondering if private school fees qualifies as an eligible purchase.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    10 February 2020
    Hi Greg, yes they would as long as not bpay.
jayeme

jayeme

8 February 2020
what are eligibly purchases?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    10 February 2020
    Hi Jayeme, Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi accounts, bank fees and charges such as interest and ATM charges, transactions made using Qantas Points and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs).
Leanne

Leanne

29 January 2020
I'm looking for the best balance transfer that can also earn me frequent flyer points - preferably Qantas. Thanks.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    30 January 2020
    Hi Leanne, its a toss up between the Qantas Premier and then the St George Amplify Platinum (Qantas). Balance transfers and points earning typically don't go together.
Mitch

Mitch

29 January 2020
Hi, wondering if Apple Pay has been activated for this card yet?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    30 January 2020
    Hi Mitch, Qantas Money credit cards are not Apple Pay enabled as yet. I have not heard of when this feature will come online. Though the cards are issued through Citi and Citi is enabled.
Scott

Scott

26 January 2020
Are business expenses eligible transactions to earn points? Most of my business suppliers and service providers accept credit card payments.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    28 January 2020
    Hi Scott, they are eligible for points earning as long as. Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi accounts, bank fees and charges such as interest and ATM charges, transactions made using Qantas Points and government related transactions. Government related transactions include transactions with government or semigovernment entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs).
Jen

Jen

20 January 2020
The Qantas Premier Card provides 2 club lounge passes a year 'made available to the primary card holder' - does this mean the primary card holder can only use the passes, or can they be transferred, for example to an additional card holder?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    20 January 2020
    Hi Jen, on checking the details. You’ll receive an email when your complimentary invitations are available. Then, simply log in to the Qantas website to link your invitations to a flight or transfer them to another Qantas Frequent Flyer member.
Steven

Steven

17 January 2020
Does 0% interest rate on the balance transfer remain at 0% for the 18 months, regardless of whether I pay off my new purchases fully each month or not? I dont want to fall into a trap where because for instance I miss a months payment this triggers an annulment of the 0% a
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    17 January 2020
    Hi Steven, yes the balance transfer will always remain at 0% for the full 18 months.
Elitania

Elitania

16 January 2020
My husband applied last week for this card and was denied. I was wondering why was the reason.. seem he was all the minimum requirements.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    17 January 2020
    Hi Elitania, meeting the minimum requirements to apply certainly does not guarantee approval. Get your husband to reach out to Qantas Money directly. To see if they can provide more insight on why he was declined. You need to have good income v expenses, assets v liabilities. Make sure all bills are paid on time and have no issues on your bank accounts. Though approval criteria always varies.
Gabi

Gabi

6 January 2020
Hello! Thank you for all of your answers Roland, this is super helpful. I am still a bit confused about debits that I'll set up - like rent, daycare fees, etc. It sounds like they count towards points … but I'm not sure. Can you please help?
David

David

3 January 2020
We currently use an NAB Visa Platinum ONE card, if we were to cancel this card and apply for a Qantas Premier Platinum card, would be eligible for the Bonus points? Thanks
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    6 January 2020
    Hi David, yes, as a NAB customer you are eligible for the bonus points. Subject to you meeting the spend requirements.
Sarah

Sarah

12 December 2019
I've read through the T&C's on earning Qantas FF Points for this card and it doesn't specify what is an "eligible transaction" for every $1 spent domestically. Do transactions at any restaurants, supermarkets, retailers count towards these points? Thank you!
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    13 December 2019
    Hi Sarah, its always difficult to find this info. Its more what is not an eligible transaction that is important. Yes restaurants, supermarkets, retailers all count as eligible purchases.
Ash

Ash

9 December 2019
I’m interested in balance transfer. What r the condition for that ? Do I get 120000 bonus points as well ?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    10 December 2019
    Hi Ash, this card is issued through Citi. Therefore you can transfer non-Citi personal loans, credit card or store debt. You can get the bonus points if you meet the monthly minimum spend requirement as well.
Dallin Leneham

Dallin Leneham

20 November 2019
Hi, I am trying to sign up to the Qantas Premier Platinum Credit Card by clicking on the 'go to offer' button on your web page. This takes me directly to the Qantas page to apply. When I enter all my details (Frequent flyer number, security Q's etc) it then says that the page cannot be found. I imagine you receive a commission for having the affiliate link on your page and wanted to give you the opportunity to look into this before I call them directly to apply.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    21 November 2019
    Hi Dallin, thanks for the heads up. Seems like there are different issues that creep into the process with Qantas Money application. There was a problem over last weekend also. I assume it was a temp error so hopefully you were able to complete an application. Let me know how you went. I will reach out to them and pass on your comments. Once again appreciate you letting me know.
gwen marschke

gwen marschke

15 November 2019
Hi, does my Qantas Premier Card automatically convert to the different currencies depending on what country I am traveling in? Is it right to think that all I have to do is tap it when I purchase something overseas.?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    15 November 2019
    Hi Gwen, yes it does. It will use the Mastercard exchange rate at the time.

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