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Last updated January 24, 2023

Pauline Hatch

Pauline is a personal finance expert at CreditCard.com.au, with 9 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger.

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Featured Balance Transfer Credit Cards

St.George Vertigo Credit Card

25 reviews

0% on balance transfers for 24 months with 2% BT fee

A low-cost card overall with one of the longest balance transfer terms around. Includes a low annual fee, up to 55 days interest-free on purchases and a free additional cardholder.

0% on balance transfers for 24 months

$0 saved over 24 months

2% BT fee applies. Low ongoing purchase rate at 13.99% p.a. Up to 55 days interest-free on purchases plus free additional cardholder.

13.99%

p.a

Purchase rate

13.99% p.a.

24 months

reverts to 21.99% p.a. 2% fee applies

Balance transfer

0% 24 months

reverts to 21.99% p.a.2% fee applies

$55

p.a.

Annual fee

$55 p.a.

saved over 24 months

Go to offer

save card more info

save card

Go to offer

Westpac Low Rate Credit Card

307 reviews

0% p.a. Balance Transfer

0% balance transfer offer for 24 months with 2% BT fee (reverts to cash advance rate). $59 annual fee, or free the first year if you're an existing Westpac customer. Free additional cardholder.

0% p.a. Balance Transfer

$0 saved over 24 months

0% balance transfer offer for 24 months with 2% BT fee (reverts to cash advance rate). $59 annual fee, or free the first year if you're an existing Westpac customer. Free additional cardholder.

13.74%

p.a

Purchase rate

13.74% p.a.

24 months

reverts to 21.99% p.a. 2% fee applies

Balance transfer

0% 24 months

reverts to 21.99% p.a.2% fee applies

$59

p.a.

Annual fee

$59 p.a.

saved over 24 months

Go to offer

save card more info

save card

Featured Rewards Credit Cards

Qantas Premier Platinum Card

22 reviews

Up to 90,000 bonus Qantas Points

Get 50k Qantas Points when you spend $5,000 within the first 3 months, plus an additional 40k if you haven’t earned Qantas Points with a credit card in the last 12 months. Save 20% on flights for you and 8 friends. Complimentary travel insurance.

Up to 90,000 bonus Qantas Points

points earned over 12 months

1 pt

Qantas

Capped at $10,000 per statement, then 0.5 pts per $1

Earn rate per $1

1 point

Qantas Frequent Flyer

Capped at $10,000 per statement, then 0.5 pts per $1

90,000

points

Bonus points

90,000

points

$349

first year

then $399 p.a.

Annual fee

$349

first year

then $399 p.a.

pts

over 12 months spend

Go to offer

save card more info

save card

Go to offer

American Express Velocity Platinum Credit Card

5 reviews

60,000 bonus Velocity Points

when you apply online, are approved by 12 August 2025, and spend $3,000 on eligible purchases on your new card within the first 3 months. Each year get a complimentary annual domestic flight, domestic VA lounge passes and earn up to 100 Status Credits. Limited Time Offer. T&C's apply. New Amex Card Members.

points earned over 12 months

when you apply online, are approved, and spend $3,000 on eligible purchases on your new card within the first 3 months. Each year get a complimentary annual domestic flight, domestic VA lounge passes and earn up to 100 Status Credits each year. Limited Time Offer. New Amex Card Members.

1.25 pts

Velocity

Earn rate per $1

1.25 points

Velocity Frequent Flyer

60,000

points

Bonus points

60,000

points

$440

p.a.

Annual fee

$440

p.a.

pts

over 12 months spend

Go to offer

save card more info

save card

Go to offer

Qantas Premier Everyday Card

11 reviews

8,000 bonus Qantas points

Big rewards for a tiny annual fee: earn up to 8,000 bonus points when you spend $3,000 or more on eligible purchases within 3 months of card approval. Complimentary overseas travel insurance with rental vehicle excess cover.

8,000 bonus Qantas points

points earned over 12 months

Earn 8,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases within 3 months of card approval. Low $99 annual fee.

0.75 pts

Qantas

Capped at $3000, then 0.4 pts per $1

Earn rate per $1

0.75 points

Qantas Frequent Flyer

Capped at $3000, then 0.4 pts per $1

8,000

points

Bonus points

8,000

points

$99

p.a.

Annual fee

$99

p.a.

pts

over 12 months spend

Go to offer

save card more info

save card

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Latest Articles

Latest Articles

Latest Articles

Pauline Hatch

Credit Card Types

Tips & Guides

News

Recently Asked Questions

(showing the latest 10 Q&As)

0% on balance transfers for 24 months

Purchase rate

Balance transfer

Annual fee

0% p.a. Balance Transfer

Purchase rate

Balance transfer

Annual fee

Up to 90,000 bonus Qantas Points

Earn rate per $1

Bonus points

Annual fee

Earn rate per $1

Bonus points

Annual fee

8,000 bonus Qantas points

Earn rate per $1

Bonus points

Annual fee