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Last updated January 24, 2023

Pauline

Pauline Hatch

Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger.

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Featured Balance Transfer Credit Cards

Balance Transfer

NAB Low Rate Credit Card – Balance Transfer Offer

NAB Low Rate Credit Card – Balance Transfer Offer

27 reviews

0% on balance transfers for 28 months

2% BT fee applies; reverts to 21.74% p.a. Enjoy $0 annual fee for the first year ($59 thereafter) plus, low variable purchase rate of 12.49%. New members only.

0% on balance transfers for 28 months

$0 saved over 28 months

Low variable purchase rate of 12.49% p.a. No annual fee for the first year and get a free additional cardholder.

12.49%

p.a

Purchase rate

12.49% p.a.

0%

28 months

reverts to 21.74% p.a. 2% fee applies

Balance transfer

0% 28 months

reverts to 21.74% p.a.2% fee applies

$0

first year

then $59 p.a.

Annual fee

$0 first year

then $59 p.a.

$

saved over 28 months

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Featured Rewards Credit Cards

Qantas Premier Platinum Credit Card

Qantas Premier Platinum Credit Card

32 reviews

Up to 80,000 bonus Qantas Points

Limited time super-sized Qantas Points: Earn 60,000 when you spend $3,000 within the first 3 months, plus 20,000 when you haven’t earned Qantas Points with a credit card in the last 12 months. Earn up to 1.5 points per $1 and save 20% on flights for you and 8 friends. Complimentary travel insurance, $50 annual fee discount the first year and 0% p.a. on balance transfers for 12 months.

Up to 80,000 bonus Qantas Points

points earned over 12 months

Earn 60,000 when you spend $3,000 within the first 3 months, plus 20,000 when you haven’t earned Qantas Points with a credit card in the last 12 months. 0% p.a. on balance transfers for 12 months. Discounted annual fee for the first year.

1 pt

Qantas

Capped at $10,000 per statement, then 0.5 pts per $1

Earn rate per $1

1 point

Qantas Frequent Flyer

Capped at $10,000 per statement, then 0.5 pts per $1

up to 80k

points

Bonus points

up to 80k

points

$349

first year

then $399 p.a.

Annual fee

$349

first year

then $399 p.a.

pts

over 12 months spend

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Qantas American Express Ultimate Credit Card

Qantas American Express Ultimate Credit Card

13 reviews

60,000 bonus Qantas Points

Spend $3,000 within the first 3 months. $450 Qantas Travel Credit to use on eligible domestic or international Qantas flights each year. Two complimentary The Centurion® Lounge entries each year plus travel insurance covers. T&Cs apply.

60,000 bonus Qantas Points

points earned over 12 months

When you spend $3,000 within the first 3 months. $450 Annual Qantas Travel Credit. Two complimentary The Centurion® Lounge entries each year plus travel insurance covers. Add 4 additional cardholders for free.

1.25 pts

Qantas

Earn rate per $1

1.25 points

Qantas Frequent Flyer

60k

points

Bonus points

60k

points

$450

p.a.

Annual fee

$450

p.a.

pts

over 12 months spend

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