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Last updated December 21, 2021

Pauline Hatch

Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger.

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Featured Balance Transfer Credit Cards

HSBC Platinum Credit Card – 0% Balance Transfer Offer

8 reviews

Long 0% Balance Transfer + Reduced annual fee first year

Reduced annual fee of $29 in the first year, $129 thereafter. Complimentary domestic (inc rental car cover) & international travel insurance. 2 lounge passes per year.

$0 saved over 36 months

Reduced annual fee of $29 in the first year, $129 thereafter. Complimentary domestic (inc rental car cover) & international travel insurance. 2 lounge passes per year.

19.99%

p.a

Purchase rate

19.99% p.a.

36 months

reverts to 21.99% p.a. No BT fee

Balance transfer

0% 36 months

reverts to 21.99% p.a.No fee

$29

first year

then $129 p.a.

Annual fee

$29 first year

then $129 p.a.

saved over 36 months

Go to offer

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Citi Clear Credit Card

116 reviews

0% on balance transfers for 36 months

No balance transfer fee. Low ongoing purchase rate plus complimentary insurance covers. Up to 4 additional cardholders for free. No interest free days apply to retail purchases while you have a balance transfer.

$0 saved over 36 months

0% p.a. on balance transfers for 36 months, with no BT fee. Low ongoing purchase rate plus complimentary insurance covers. Up to 4 additional cardholders for free. No interest free days apply to retail purchases while you have a balance transfer. Apply by 29 Jun 22

14.99%

p.a

Purchase rate

14.99% p.a.

36 months

reverts to 22.24% p.a. No BT fee

Balance transfer

0% 36 months

reverts to 22.24% p.a.No fee

$99

p.a.

Annual fee

$99 p.a.

saved over 36 months

Go to offer

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Coles Low Rate Mastercard

7 reviews

0% p.a. balance transfers for 36 months

No BT fee applies, reverts to cash advance rate. Collect 1 Flybuys Point for every $2 at Coles Supermarkets.

0% p.a. balance transfers for 36 months

$0 saved over 36 months

0% p.a. balance transfers for 36 months, no BT fee applies, reverts to cash advance rate. Collect 1 Flybuys Point for every $2 at Coles Supermarkets. Apply by 30 Jun 22

12.99%

p.a

Purchase rate

12.99% p.a.

36 months

reverts to 19.99% p.a. No BT fee

Balance transfer

0% 36 months

reverts to 19.99% p.a.No fee

$58

p.a.

Annual fee

$58 p.a.

saved over 36 months

Go to offer

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Featured Rewards Credit Cards

ANZ Frequent Flyer Platinum Credit Card

5 reviews

70,000 bonus Qantas Points + $0 annual fee the first year

Offers Cashrewards Max. Qantas Points earned when you spend $2,500 on eligible purchases in the first 3 months. Complimentary shopping and travel insurance. 24/7 Personal Concierge.

$0 annual fee first year + 70,000 bonus Qantas Points

points earned over 12 months

70,000 bonus Qantas Points when you spend $2,500 on eligible purchases in the first 3 months. Save $295 with $0 annual fee in the first year. Complimentary International and Domestic Travel Insurance. 24/7 Personal Concierge.

0.75 pts

Qantas

Capped at $3000, then 0.5 pts per $1 spent

Earn rate per $1

0.75 points

Qantas Frequent Flyer

Capped at $3000, then 0.5 pts per $1 spent

70,000

points

Bonus points

70,000

points

first year

then $295 p.a.

Annual fee

first year

then $295 p.a.

pts

over 12 months spend

Go to offer

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save card

Go to offer

Qantas American Express Ultimate Credit Card

10 reviews

100,000 Bonus Qantas Points

Min spend applies. $450 Annual Qantas Travel Credit. Complimentary Travel Insurance coverage.

points earned over 12 months

100,000 Bonus Qantas Points when you apply online, are approved and spend $3,000 in the first 3 months. $450 Annual Qantas Travel Credit

1.25 pts

Qantas

Earn rate per $1

1.25 points

Qantas Frequent Flyer

100,000

points

Bonus points

100,000

points

$450

p.a.

Annual fee

$450

p.a.

pts

over 12 months spend

Go to offer

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Recently Asked Questions

(showing the latest 10 Q&As)

Purchase rate

Balance transfer

Annual fee

Purchase rate

Balance transfer

Annual fee

0% p.a. balance transfers for 36 months

Purchase rate

Balance transfer

Annual fee

$0 annual fee first year + 70,000 bonus Qantas Points

Earn rate per $1

Bonus points

Annual fee

Earn rate per $1

Bonus points

Annual fee