Credit Card Bonus Point Special Offers

Updated 12 November 2019

Boost your points earning with these amazing bonus points introductory offers. Where could your bonus points take you? On this page, you will find a range of rewards cards we have compiled that all offer bonus points introductory offers. Like any intro offer, bonus points offers are designed to entice new cardholders by adding value to the card. As the number of points offered varies from card to card, it’s important to compare the options to find the best one for you.

Using our super simple visual comparison, you can find out more about each offer at a glance, checking out essential info on each card’s earn rate, annual fee, and of course, that offer. From there, you can compare all the offers to find out what you need to know.

Bonus points offers can provide great value, and in some cases can offer more back in rewards value than the annual fee for the first year. Combine a good chunk of bonus points with a reduced annual fee, and you could enjoy some serious value. To find out what kind of value you can expect from those points, check out the rewards program to see where you could go or what you could buy.

With this type of offer, it is important to be aware of requirements such as a minimum spend. Few cards provide bonus points on sign-up these days, and most require a minimum spend either within a certain time period, or over a number of months. However, as long as that spend is normal for you – and easy to repay – then the offer could provide fantastic value.

5 reviews
More info
points earned over 12 months
1 point
16.77% Complete (success)
Qantas Frequent Flyer
120,000
points
16.77% Complete (success)
Qantas Frequent Flyer
$295
first year
16.77% Complete (success)
then $395 p.a.
Your points
$120,000 saved over 12 months
Calculate your savings icon

10 reviews
More info
points earned over 12 months
1 point
16.77% Complete (success)
Qantas Frequent Flyer
100,000
points
16.77% Complete (success)
Qantas Frequent Flyer
$425
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

31 reviews

Apply by 2 Dec 19

More info
points earned over 12 months
1 point
16.77% Complete (success)
Velocity Frequent Flyer
100,000
points
16.77% Complete (success)
Velocity Frequent Flyer
$289
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review

Apply by 31 Mar 20

More info
points earned over 12 months
0.75 points
16.77% Complete (success)
Velocity Frequent Flyer
100,000
points
16.77% Complete (success)
Velocity Frequent Flyer
$399
first year
16.77% Complete (success)
then $499 p.a.
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review
More info
points earned over 12 months
0.67 points
16.77% Complete (success)
Qantas Frequent Flyer
100,000
points
16.77% Complete (success)
Qantas Frequent Flyer
$295
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

6 reviews
More info
points earned over 12 months
1.5 points
16.77% Complete (success)
ANZ Rewards
75,000
points
16.77% Complete (success)
ANZ Rewards
$225
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

3 reviews

Apply by 29 Jan 20

More info
points earned over 12 months
1.25 points
16.77% Complete (success)
Qantas Frequent Flyer
100,000
points
16.77% Complete (success)
Qantas Frequent Flyer
$450
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

4 reviews
More info
points earned over 12 months
0.75 points
16.77% Complete (success)
Qantas Frequent Flyer
50,000
points
16.77% Complete (success)
Qantas Frequent Flyer
$295
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review

Apply by 31 Mar 20

More info
points earned over 12 months
0.75 points
16.77% Complete (success)
Velocity Frequent Flyer
80,000
points
16.77% Complete (success)
Velocity Frequent Flyer
$300
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review

Apply by 31 Mar 20

More info
points earned over 12 months
0.5 points
16.77% Complete (success)
Velocity Frequent Flyer
75,000
points
16.77% Complete (success)
Velocity Frequent Flyer
$200
first year
16.77% Complete (success)
then $249 p.a.
Your points
$120,000 saved over 12 months
Calculate your savings icon

8 reviews
More info
points earned over 12 months
1.25 points
16.77% Complete (success)
Altitude Rewards
100,000
points
16.77% Complete (success)
Altitude Rewards
$250
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

5 reviews

Apply by 31 Jan 20

More info
points earned over 12 months
1.5 points
16.77% Complete (success)
Citi Rewards
120,000
points
16.77% Complete (success)
Citi Rewards
$199
first year
16.77% Complete (success)
then $395 p.a.
Your points
$120,000 saved over 12 months
Calculate your savings icon

2 reviews

Apply by 12 Feb 20

More info
points earned over 12 months
1 point
16.77% Complete (success)
Amplify Rewards
100,000
points
16.77% Complete (success)
Amplify Rewards
$49
first year
16.77% Complete (success)
then $99 p.a.
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review

Apply by 12 Feb 20

More info
points earned over 12 months
1.5 points
16.77% Complete (success)
Amplify Rewards
200,000
points
16.77% Complete (success)
Amplify Rewards
$139
first year
16.77% Complete (success)
then $279 p.a.
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review

Apply by 12 Feb 20

More info
points earned over 12 months
1 point
16.77% Complete (success)
Amplify Rewards
100,000
points
16.77% Complete (success)
Amplify Rewards
$49
first year
16.77% Complete (success)
then $99 p.a.
Your points
$120,000 saved over 12 months
Calculate your savings icon

2 reviews

Apply by 12 Feb 20

More info
points earned over 12 months
1 point
16.77% Complete (success)
Amplify Rewards
100,000
points
16.77% Complete (success)
Amplify Rewards
$49
first year
16.77% Complete (success)
then $99 p.a.
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review

Apply by 12 Feb 20

More info
points earned over 12 months
1.5 points
16.77% Complete (success)
Amplify Rewards
200,000
points
16.77% Complete (success)
Amplify Rewards
$139
first year
16.77% Complete (success)
then $279 p.a.
Your points
$120,000 saved over 12 months
Calculate your savings icon

3 reviews

Apply by 12 Feb 20

More info
points earned over 12 months
1.5 points
16.77% Complete (success)
Amplify Rewards
200,000
points
16.77% Complete (success)
Amplify Rewards
$139
first year
16.77% Complete (success)
then $279 p.a.
Your points
$120,000 saved over 12 months
Calculate your savings icon

6 reviews
More info
points earned over 12 months
1.5 points
16.77% Complete (success)
ANZ Rewards
50,000
points
16.77% Complete (success)
ANZ Rewards
$95
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

8 reviews
More info
points earned over 12 months
1 point
16.77% Complete (success)
ANZ Rewards
25,000
points
16.77% Complete (success)
ANZ Rewards
$80
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review

Apply by 31 Mar 20

More info
points earned over 12 months
0.5 points
16.77% Complete (success)
Qantas Frequent Flyer
75,000
points
16.77% Complete (success)
Qantas Frequent Flyer
$200
first year
16.77% Complete (success)
then $249 p.a.
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review

Apply by 31 Mar 20

More info
points earned over 12 months
0.5 points
16.77% Complete (success)
Qantas Frequent Flyer
60,000
points
16.77% Complete (success)
Qantas Frequent Flyer
$200
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review
More info
points earned over 12 months
1 point
16.77% Complete (success)
NAB Rewards
60,000
points
16.77% Complete (success)
NAB Rewards
$195
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review
More info
points earned over 12 months
0.75 points
16.77% Complete (success)
NAB Rewards
30,000
points
16.77% Complete (success)
NAB Rewards
$95
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

5 reviews
More info
points earned over 12 months
0.67 points
16.77% Complete (success)
Qantas Frequent Flyer
30,000
points
16.77% Complete (success)
Qantas Frequent Flyer
$250
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

2 reviews

Apply by 12 Feb 20

More info
points earned over 12 months
0.5 points
16.77% Complete (success)
Qantas Frequent Flyer
60,000
points
16.77% Complete (success)
Qantas Frequent Flyer
$99
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review

Apply by 31 Mar 20

More info
points earned over 12 months
1 point
16.77% Complete (success)
Altitude Rewards
110,000
points
16.77% Complete (success)
Altitude Rewards
$150
first year
16.77% Complete (success)
then $199 p.a.
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review

Apply by 31 Jan 20

More info
points earned over 12 months
1 point
16.77% Complete (success)
Citi Rewards
120,000*
points
16.77% Complete (success)
Citi Rewards
$49
first year
16.77% Complete (success)
then $149 p.a.
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review

Apply by 31 Mar 20

More info
points earned over 12 months
1.25 points
16.77% Complete (success)
Altitude Rewards
140,000
points
16.77% Complete (success)
Altitude Rewards
$349
first year
16.77% Complete (success)
then $449 p.a.
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review

Apply by 12 Feb 20

More info
points earned over 12 months
0.5 points
16.77% Complete (success)
Qantas Frequent Flyer
60,000
points
16.77% Complete (success)
Qantas Frequent Flyer
$99
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review
More info
points earned over 12 months
1.25 points
16.77% Complete (success)
NAB Rewards
120,000
points
16.77% Complete (success)
NAB Rewards
$295
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review

Apply by 12 Feb 20

More info
points earned over 12 months
0.75 points
16.77% Complete (success)
Qantas Frequent Flyer
80,000
points
16.77% Complete (success)
Qantas Frequent Flyer
$139
first year
16.77% Complete (success)
then $279 p.a.
Your points
$120,000 saved over 12 months
Calculate your savings icon

5 reviews

Apply by 31 Dec 19

More info
points earned over 12 months
1 point
16.77% Complete (success)
Emirates Skywards
60,000
points
16.77% Complete (success)
Emirates Skywards
$149
first year
16.77% Complete (success)
then $299 p.a.
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review

Apply by 12 Feb 20

More info
points earned over 12 months
0.5 points
16.77% Complete (success)
Qantas Frequent Flyer
60,000
points
16.77% Complete (success)
Qantas Frequent Flyer
$99
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review

Apply by 12 Feb 20

More info
points earned over 12 months
0.75 points
16.77% Complete (success)
Qantas Frequent Flyer
80,000
points
16.77% Complete (success)
Qantas Frequent Flyer
$139
first year
16.77% Complete (success)
then $279 p.a.
Your points
$120,000 saved over 12 months
Calculate your savings icon

14 reviews

Apply by 31 Mar 20

More info
points earned over 12 months
1 point
16.77% Complete (success)
Altitude Rewards
80,000
points
16.77% Complete (success)
Altitude Rewards
$150
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review
More info
points earned over 12 months
2 points
16.77% Complete (success)
ANZ Rewards
100,000
points
16.77% Complete (success)
ANZ Rewards
$375
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review

Apply by 31 Mar 20

More info
points earned over 12 months
0.5 points
16.77% Complete (success)
Velocity Frequent Flyer
60,000
points
16.77% Complete (success)
Velocity Frequent Flyer
$200
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

Bonus points deliver real rewards, fast

How long would it take you to earn 100,000 points? For most this would take years of spending. You can get these points credited to your account in months. Ready to take your next adventure.

What Are Bonus Points Credit Cards?

Bonus points are the reason people choose to sign up for either an airline or supermarket/retail store rewards credit card. People who don’t use a credit card to pay for things they can’t cover out of their salary will use the card for their everyday shopping, booking tickets and more so they can collect rewards from the points they save up.

Each $1 will have a points value. For example: $1 = 1.25 points, (or up to 2 or more points with some cards in some places). Each rewards program awards points differently, and they are different between those using an American Express card and a Visa or MasterCard. Read the terms and conditions and features of the rewards card you’re considering to find out how many points you can earn and where you have to shop to earn them.

How to Choose the Best Bonus Points Credit Card?

Choosing the best card for bonus points comes down to where you shop the most, and which cards offer the most bonus points, as well as introductory bonus points, which can be anywhere from around 5000 points to 20 000 points you get awarded just for signing up with the card.

When choosing a card, look at the retail partners the card uses, or whether they have a great and easy to use online store with things you might actually buy. If you shop at Woolworths for your groceries but the card you’re looking at only offers discounts through Coles and its partner stores, you might want to keep looking. Also if you know you want to use bonus points for travel, then go straight to the frequent flyer cards or platinum cards and don’t bother with the rest.

Avoid the biggest mistakes

Bonus points are a great thing to have, but you’ll really need to use your card to buy everything you can on it, and pay off the balance to avoid interest if you want to enjoy all the perks. You’ll need to be smart with your money, paying on time and spending it in the rewards program partner stores, or setting up automatic payments to make sure you never get charged interest.

The other big thing to remember is that some bonus points expire, or have a limit on how many you can build up, and others don’t. So when choosing think hard about how you will want to use your points. All in all though, they are a great credit card feature.

Recently Asked Questions

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50 questions (showing the latest 10 Q&As)

Warren windle

Warren windle

8 February 2019
Credit card with travel insurance for 80 year old Plus Qantas points
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 February 2019
    Hi Warren, all the complimentary overseas travel insurance that I am familiar with has a cut off at 80. It's entirely possible to find cover if you're aged over 80, so make sure to shop around for a policy that suits your needs. In regards to bonus point options plus points earning, have a look at the St George Amplify Qantas Signature. Check out our bonus points credit card section for more offers.
Gagan

Gagan

3 February 2019
What can I buy from points and how can I use points
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    4 February 2019
    Hi Gagan, what you can buy / use your points on will depend on the rewards program itself. Qantas points are best used for redeeming flights. What type of rewards are you after? Have a look at the different programs and see what would be best for you.
Andro

Andro

31 January 2019
Hi Roland, Do the 0% for 24mths transfer cards have a maximum transfer amount allowed.? I currently have $38.5k on a NAB Visa Qantas Card I am wanting to transfer. Thx
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    31 January 2019
    Hi Andro, all cards have a maximum credit limit. Then typically you are allowed to transfer up to a certain percentage of the credit limit e.g. 80-95%. A 38.5k transfer is quite large. I think the Citi Rewards Platinum balance transfer offer could work. With credit limits up to 100k, this could approved at the required limit you would need. You can transfer up to 80% of your approved limit. Therefore you would need to request (and get) around 50k for your new Citi credit limit. Though you may not be approved for the whole amount you request.
Hanna

Hanna

26 January 2019
What is the best credicard option to get Quantas points?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    29 January 2019
    Hi Hanna, it depends on how much you will spend a month. For lower spenders I like the HSBC Platinum Qantas. No annual fee first year. Great earn rate of 1 Qantas point per $1 up to $2,500 spend a statement period. I have the AMEX Qantas Ultimate for its 1.5 (moving to 1.25) points spend, uncapped. Typically a combination of both a Visa/Mastercard and AMEX card seem to work best.
Joe

Joe

16 January 2019
Hi. I'm interested in one thing only - Bonus Points Value less the first Annual Fee payable (net of any discount on that first fee). I have just retired an Amex Card and currently have Westpac Altitude and ANZ Platinum cards. I have enough spend to cover any of the current card requirements - eg 7k on the ANZ FF Black Card. What I can't work out is whether there is an easy way to compare the value of points from different providers. Maybe I should be looking at the conversion rate for the closest thing that each provider offers to cash - eg. Prepaid Visa/Mastercards, Large Store (eg Myer) Gift Cards. Do you guys provide any guidance on the value of points from different providers? Can you suggest a card for me - thanks
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    17 January 2019
    Hi Joe, points values are changing all the time with redemption rates. Therefore this is an ongoing battle to stay on top of. Gift cards are one way but really you need to look at what you typically will redeem for and see the value on that front. Different types of redemption have massive value differences on different programs. As you have just retired your AMEX you will not be eligible for any bonus points with AMEX. Also no eligibility with Westpac or ANZ bonus points. Therefore St George could work e.g. https://www.creditcard.com.au/stgeorge-amplify-signature-qantas. Also any Citi rewards cards, you would be eligible for the bonus points.
Vesna mrhar

Vesna mrhar

16 January 2019
Hi...im interested in only collecting bonus points for travel as in frequent flyer points!. However i dont want to be locked in the Qantas/virgin frequent flyer card & their partners! What cards can you recommend that offer flexibility with other partner airlines? Thanking you in advance
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    17 January 2019
    Hi Vesna, it depends on the amount you spend and what type of card you can use. Greatest flexibility with rewards comes from the AMEX Platinum. A very high end rewards charge card that needs to be paid off in full each period. You can transfer points to 10 different airlines when you are looking to book flights, and you get price guarantee on Business and First class airfares worldwide. With most cards you need to decide whether you want to earn Qantas points. Citi Prestige is another high end card with flexibility in where your points go. If you can let me know your monthly spend. Then I can more target my suggestions.
Sandra

Sandra

15 January 2019
I need the best credit card to earn QF FF points the cost needs to be under $100.00. I do not use the transfer, cash out or other facilities. I want to get a statement each month and I want to be able to pay cash for monthly statement either at a bank or a P.O.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    16 January 2019
    Hi Sandra, with no annual fee the AMEX Qantas Discovery has great uncapped points earning. For a Visa, have a look at the ANZ Frequent Flyer credit card with 25,000 bonus Qantas points. Even though you are after a card under $100 annual fee. You should look at how much you will spend a month. It may be worth paying a bit more in annual fee. If it was going to deliver you much more points than the extra annual fee was cost.
Tankengine

Tankengine

4 January 2019
can a credit card with frequent flyer be used to pay weekly morgage repayments
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    4 January 2019
    Hi Tank engine, it would depend on the loan provider and whether they would accept payments by credit card or not. If yes then you would need to check if they charged any fee for doing so. Most lenders auto debit from bank accounts. Bottom line, if they accept credit card then the payment (if not a cash advance) should earn reward points.
scott

scott

19 December 2018
.. lots of options... what is the best for points accrual, I'm spending well over $1000/m, relatively new to Australia, never 'paid' for a credit card in my life!! Looks like I'll have to pay for the privilege to spend !! Why only in Australia?
Jack

Jack

26 November 2018
The Virgin Money Signature Visa is the best deal
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