BankSA Credit Cards

Updated 1 September 2019

As the largest financial institution in South Australia, BankSA knows what it's talking about when it comes to banking. Not restricted to South Australia, BankSA offers great deals on credit cards nationwide.

As South Australia’s bank, BankSA serves one in four South Australians, and features the state’s largest network of branches and ATMs. Within the vast range of financial products the bank offers, BankSA provides a diverse selection of credit cards, ranging from low cost options to premium cards that offer a plethora of features and rewards. Of course, like its other products, its credit cards are open to all applicants who meet the eligibility criteria – so you don’t need to live in South Australia to apply.

BankSA is a bank with a proud history, and can trace its roots all the way back to 1848. Starting out as The Savings Bank of South Australia, the bank opened its doors to its first customer, an Afghan shepherd who deposited his life savings of 29 pounds. Within a month, the bank has issued its first loan to a Mr John Colton, who went on to become an important member of South Australian society. Becoming the State Bank in 1984, BankSA finally emerged in its current guise, to later become a subsidiary of Westpac in 2008.

Offering a similar range to other subsidiaries under the Westpac umbrella – Bank of Melbourne and St.George – BankSA has something that will to appeal to almost everyone. Cardholders can save some serious money by choosing either a low rate or low fee card, or they can enjoy rewards on their card spending within the range of rewards and frequent flyer cards. Premium features are also on offer, and are well worth a second look.

BankSA No Annual Fee Credit Card

BankSA No Annual Fee Credit Card

2 reviews

Apply by 2 Oct 19

More info
$0 saved over 12 months
Your savings
$ saved over 12 months
Calculate your savings icon
BankSA Vertigo Platinum Credit Card

BankSA Vertigo Platinum Credit Card

2 reviews

Apply by 2 Oct 19

More info
$0 saved over 18 months
Your savings
$ saved over 18 months
Calculate your savings icon
BankSA Vertigo Credit Card

BankSA Vertigo Credit Card

7 reviews

Apply by 2 Oct 19

More info
$0 saved over 16 months
Your savings
$ saved over 16 months
Calculate your savings icon
BankSA Business Visa Credit Card

BankSA Business Visa Credit Card

1 review
More info
$0 saved over months
Your savings
$ saved over months
Calculate your savings icon

1 review

Apply by 2 Oct 19

More info
points earned over 12 months
1 point
16.77% Complete (success)
Amplify Rewards
100,000
points
16.77% Complete (success)
Amplify Rewards
$99
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review

Apply by 2 Oct 19

More info
points earned over 12 months
1.5 points
16.77% Complete (success)
Amplify Rewards
200,000
points
16.77% Complete (success)
Amplify Rewards
$179
first year
16.77% Complete (success)
then $279 p.a.
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review

Apply by 2 Oct 19

More info
points earned over 12 months
0.5 points
16.77% Complete (success)
Qantas Frequent Flyer
60,000
points
16.77% Complete (success)
Qantas Frequent Flyer
$99
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review

Apply by 2 Oct 19

More info
points earned over 12 months
0.75 points
16.77% Complete (success)
Qantas Frequent Flyer
90,000
points
16.77% Complete (success)
Qantas Frequent Flyer
$179
first year
16.77% Complete (success)
then $279 p.a.
Your points
$120,000 saved over 12 months
Calculate your savings icon

2 reviews

Apply by 2 Oct 19

More info
points earned over 12 months
1 point
16.77% Complete (success)
Amplify Rewards
N/A
-1% Complete (success)
Amplify Rewards
$79
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

1 review

Apply by 27 Nov 19

More info
points earned over 12 months
1 point
16.77% Complete (success)
Amplify Rewards
N/A
-1% Complete (success)
Amplify Rewards
$0
first year
16.77% Complete (success)
then $89 p.a.
Your points
$120,000 saved over 12 months
Calculate your savings icon

Bank South Australia

BankSA offers a real alternative when it comes to credit cards. A part of the Westpac group, this is one of South Australia’s key institutions and has been around since opening its first branch in 1848. BankSA is also a large supplier of housing, personal finance and rural bank services.

About BankSA Credit Cards

When it comes to choosing the right card with BankSA, you really need to find out whether a rewards card is what you’re after. You can enjoy the rewards offered by the Amplify program, or become a Qantas Frequent Flyer with the choices on offer from BankSA.

If you’re looking for a great balance transfer card, BankSA has the Vertigo and Vertigo Platinum cards offering a 0% interest rate for a long period to let you get on top of your other credit card debt.

Recently Asked Questions

Something you need to know? Ask a our credit card expert a question.

Ask Roland a Question

Hi, I’m the site founder and I will personally answer your question within a business day.

By submitting this question you agree to our privacy policy.

5 questions (showing the latest 10 Q&As)

Joe Lorenzin

Joe Lorenzin

11 April 2017
Do you have a Qantas Frequent Flyer Credit Card with low fees? Visa maybe?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 April 2017
    Hi Joe, the lowest earning annual fee is the Amplify card. $1 = 0.5 Qantas Points. Let me know if this doesn't suit.
Carolyn

Carolyn

21 March 2017
I am a advantage plus member I believe this gives me nil annual fee on the credit card Amplify Signature. Also I believe I may have the opportunity to apply for Qantas Club if flying overseas with Qantas or Jetstar. Can you please advise
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    22 March 2017
    Hi Carolyn, I am not that familiar with the advantage plus program but would find it hard to be believe that it would provide no annual fee on the Signature offer. You will need to reach out to your membership customer service to discuss.
tony

tony

9 August 2015
Can I transfer my St George balance to the bank of SA via 0% balance transfer
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    10 August 2015
    Hi Tony, no you can't. Bank SA is part of the St George group, therefore you cannot balance transfer between BOM, BankSA and St George offers. You can still balance transfer with Westpac and all other banks subject to credit approval. The Westpac Low Rate for example has a similar offer to the Vertigo. Best of luck with your balance transfer application.
Stefano

Stefano

6 January 2015
Thanks Roland does that mean it will be up later today
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    6 January 2015
    Yeah - just waiting for final approval to go live - if you check back this afternoon. One point to note is that they are changing all balance transfer revert rates to cash advance rather than to the purchase rates. This means you can get stung with high interest if you dont pay it off within the intro period.
Stefano

Stefano

6 January 2015
Saw an add on TV BankSA offering 16 mths on transfer balance is that correct as your site isn't showing that thanks
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    6 January 2015
    Offers are just going live today for BankSA again - they finished up yesterday thus we removed them from our site. Looks like 0% for 16 months will be nearly across the board.
Help us improve

By submitting this feedback you agree to our privacy policy.

My credit card is not listed

By submitting this form you agree to our privacy policy.