• Rates
  64%
• Fees
  74%
• Rewards
  69%
• Customer Service
  88%
• Value
  74%

Roland Bleyer

Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au.

The BankSA Amplify Signature Credit Card - Qantas

Even though it offers the highest Qantas earn rate within BankSA’s Amplify range, the BankSA Amplify Signature Credit Card still works hard to entice new cardholders, providing 90,000 bonus Qantas Points and a discounted annual fee of $179 for the first year. As for extras, cardholders can benefit from Qantas Lounge passes, birthday bonus points, and complimentary insurance covers.

What we love...

It’s hard to go past 90,000 Qantas Points without thinking about where it could take you. With 80,000 points, you could fly economy from Sydney to Johannesburg – and back. Or for 72,000 points, you could fly from Melbourne to Shanghai in Business Class. Want to travel First Class? For 75,000 points, you could fly First Class from Perth to Wellington.

If you want to make your travel dreams a reality, those 90,000 bonus Qantas Points could be yours if you apply and are approved by 2 October 2019. All you need to do to be eligible is spend $4,000 on eligible purchases within 90 days of card approval. After that minimum spend, 90,000 Qantas Points will be winging their way to your account within 12 short weeks.

In terms of everyday earning, the BankSA Amplify Signature Credit Card is a nice little earner. You can earn 0.75 Qantas Points per $1 on eligible purchases at home and overseas, uncapped. To earn double points, simply use your card with Qantas Frequent Flyer Program partners to earn once with your card and once with the program partner.

Another pleasing feature on this card is its birthday bonus points. With this, you will receive an additional 10% of the points you earned in the previous 12 months, within four weeks of your birthday. Note, this feature is given to the primary cardholder only, but the birthday bonus may be accessed by all account owners.

While there are other features on the card that we love, we’ll get to them later. What we would like to point out here, though, is the card’s discounted annual fee. You will pay a $179 annual fee for the first year, helping to deliver even more value to the features and rewards on offer.

What’s not so great

Having mentioned the card’s discounted annual fee, we need to point out that the card’s standard annual fee is quite high. Cardholders may find other Qantas rewards cards that provide a higher earn rate for a similar annual fee. However, if you find value from the rewards you earn and the extras you use, then this card’s annual fee may be worth paying.

Meanwhile, with its relatively high purchase rate and cash advance rate, it’s best to avoid cash advances, while clearing the balance each statement period.

Why should you choose this card?

An excellent option for anyone looking to earn Qantas Points while enjoying an array of extras, the BankSA Amplify Signature Credit Card offers plenty of value to big spenders and frequent travellers. If you happen to have an additional cardholder you want to add to the account, you can do so free of charge, allowing you to earn points faster day to day.

As a cardholder, you can benefit from two Qantas Lounge passes each year. A great feature, this is available to all BankSA Amplify Signature Credit Card holders each year, as long as they spend at least $1 on their card within the preceding 12 months. Cardholders can also enjoy complimentary Qantas membership if they are not yet a member, offering a saving of $99.50.

On top of that, the card provides complimentary insurance cover in the form of travel insurance, providing cover for trips up to six months for you, your spouse and your dependent children. This cover includes medical expenses, unexpected cancellation and rental vehicle excess. Extended warranty insurance and a price guarantee are also provided.

Overall Rating

Providing an excellent selection of extras, the BankSA Amplify Signature Credit Card makes it easy to earn Qantas rewards while taking advantage of handy features. Cardholders can enjoy Qantas Lounge access, birthday bonus points and complimentary insurance, plus 90,000 bonus Qantas Points and a discounted annual fee.