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BankSA Amplify Signature Credit Card – Qantas
BankSA Amplify Signature Credit Card – Qantas

BankSA Credit Cards

BankSA Amplify Signature Credit Card – Qantas

Updated 20 November 2019

Earn 80,000 bonus Qantas points when you spend $6,000 on a new card within 90 days of card approval. Reduced annual fee of $139 in the first year (normally $279). Earn 0.75 Qantas points for every dollar spent plus get a birthday bonus of 10% of rewards points you have earned in the previous 12 months. Enjoy a full suite of complimentary insurances and two complimentary airport lounge passes each year.

T&Cs apply. Offer ends 12 February 2020

Points Earn Rate (per $1 spent)

0.75 points

Qantas

Rewards Program

Qantas Frequent Flyer

Bonus Points

80,000 pts

Spend $6,000 on eligible purchases within 90 days

0 points over 12 months spend

My monthly card spend

Pros and cons

  • Earn 80,000 bonus Qantas points when you spend $6,000 on eligible purchases within 90 days of card approval
  • Earn 0.75 Qantas points for every $1 spent on eligible purchases. Uncapped
  • Birthday bonus 10% on points earned in the previous 12 months
  • Two complimentary airport lounge passes per year
  • Reduced annual fee of $139 in the first year
  • Visa Luxury Hotel Collection
  • Complimentary international travel insurance for up to 6 months
  • Eligible with Samsung Pay & Google Pay

  • 3% foreign transaction fee

Creditcard.com.au review

Editor Review

BankSA Amplify Signature Credit Card – Qantas

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

The BankSA Amplify Signature Credit Card - Qantas

Even though it offers the highest Qantas earn rate within BankSA’s Amplify range, the BankSA Amplify Signature Credit Card still works hard to entice new cardholders, providing 80,000 bonus Qantas Points and a discounted annual fee of $139 for the first year. As for extras, cardholders can benefit from Qantas Lounge passes, birthday bonus points, and complimentary insurance covers.

What we love...

It’s hard to go past 80,000 Qantas Points without thinking about where it could take you. With 80,000 points, you could fly economy from Sydney to Johannesburg – and back. Or for 72,000 points, you could fly from Melbourne to Shanghai in Business Class. Want to travel First Class? For 75,000 points, you could fly First Class from Perth to Wellington.

If you want to make your travel dreams a reality, those 80,000 bonus Qantas Points could be yours if you apply and are approved by 12 February 2020. All you need to do to be eligible is spend $6,000 on eligible purchases within 90 days of card approval. After that minimum spend, 80,000 Qantas Points will be winging their way to your account within 12 short weeks.

In terms of everyday earning, the BankSA Amplify Signature Credit Card is a nice little earner. You can earn 0.75 Qantas Points per $1 on eligible purchases at home and overseas, uncapped. To earn double points, simply use your card with Qantas Frequent Flyer Program partners to earn once with your card and once with the program partner.

Another pleasing feature on this card is its birthday bonus points. With this, you will receive an additional 10% of the points you earned in the previous 12 months, within four weeks of your birthday. Note, this feature is given to the primary cardholder only, but the birthday bonus may be accessed by all account owners.

While there are other features on the card that we love, we’ll get to them later. What we would like to point out here, though, is the card’s discounted annual fee. You will pay a $139 annual fee for the first year, helping to deliver even more value to the features and rewards on offer.

What’s not so great

Having mentioned the card’s discounted annual fee, we need to point out that the card’s standard annual fee is quite high. Cardholders may find other Qantas rewards cards that provide a higher earn rate for a similar annual fee. However, if you find value from the rewards you earn and the extras you use, then this card’s annual fee may be worth paying.

Meanwhile, with its relatively high purchase rate and cash advance rate, it’s best to avoid cash advances, while clearing the balance each statement period.

Why should you choose this card?

An excellent option for anyone looking to earn Qantas Points while enjoying an array of extras, the BankSA Amplify Signature Credit Card offers plenty of value to big spenders and frequent travellers. If you happen to have an additional cardholder you want to add to the account, you can do so free of charge, allowing you to earn points faster day to day.

As a cardholder, you can benefit from two Qantas Lounge passes each year. A great feature, this is available to all BankSA Amplify Signature Credit Card holders each year, as long as they spend at least $1 on their card within the preceding 12 months. Cardholders can also enjoy complimentary Qantas membership if they are not yet a member, offering a saving of $99.50.

On top of that, the card provides complimentary insurance cover in the form of travel insurance, providing cover for trips up to six months for you, your spouse and your dependent children. This cover includes medical expenses, unexpected cancellation and rental vehicle excess. Extended warranty insurance and a price guarantee are also provided.

Overall Rating

Providing an excellent selection of extras, the BankSA Amplify Signature Credit Card makes it easy to earn Qantas rewards while taking advantage of handy features. Cardholders can enjoy Qantas Lounge access, birthday bonus points and complimentary insurance, plus 80,000 bonus Qantas Points and a discounted annual fee.

User reviews

BankSA Amplify Signature Credit Card – Qantas ( based on 1 Creditcard.com.au user review )

74% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates



Purchase rate 19.74% p.a.

Cash advance rate 21.49% p.a.

Interest free period on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 6 months

Balance transfer revert rate 21.49% p.a.

Balance transfer from personal loan No

Balance transfer fee No fee

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Melbourne, BankSA, St.George

Credit limits

Minimum credit limt $15,000

Maximum credit limit $75,000

Fees & repayments

Annual fee $279 p.a.

Additional card holder fee $0 p.a.

Foreign transaction fee 3%

Minimum repayment 2%

Annual fee the first year $139

Cash advance fee 2%

Late payment fee $15

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 80,000 points

Annual points cap uncapped

Bonus points spend criteria Spend $6,000 on eligible purchases within 90 days

Earning points with this card

Qantas Rewards points 0.75 points per $1 spent

Points cap per month N/A

Overseas earn rate same as standard earn rate

Additional features

Complimentary insurance

International Travel Insurance Yes - up to 6 months

Flight Inconvenience Insurance Yes

Transit Accident Insurance Yes

Smartphone Screen Insurance No

Purchase Protection Insurance Yes

Extended Warranty Insurance Yes

Rental Vehicle Excess In Australia Insurance Yes

Extras

Two Qantas Lounge passes each year

Eligible with Samsung Pay & Google Pay

Overview

BankSA Amplify Signature Credit Card – Qantas

Disclaimer: The interest free period is the maximum number of days during which interest is not charged on new purchases. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.

Key features

  • Earn 80,000 bonus Qantas points when you spend $6,000 on eligible purchases within 90 days of card approval
  • Earn 0.75 Qantas points for every $1 spent on eligible purchases. Uncapped
  • Get up to 55 days interest free on purchases
  • Birthday bonus 10% on points earned in the previous 12 months
  • Two complimentary airport lounge passes per year
  • Reduced annual fee of $139 in the first year. $279 thereafter
  • Visa Luxury Hotel Collection
  • Complimentary insurance

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Australian permanent resident

  • Minimum income of $75,000 p.a.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

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