BankSA Amplify Signature Credit Card – Qantas

Pauline Hatch

Pauline is a personal finance expert at CreditCard.com.au, with 9 years in money, budgeting and property reporting under her belt. Ask Pauline a Question about this card.

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The BankSA Amplify Signature Credit Card - Qantas

Even though it offers the highest Qantas earn rate within BankSA’s Amplify range, the BankSA Amplify Signature Credit Card still works hard to entice new cardholders, providing up to 120,000 bonus Qantas points - 90,000 when you spend $6,000 on eligible purchases within 120 days of card approval. Plus 30,000 points after your first eligible purchase in year 2. As for extras, cardholders can benefit from Qantas Lounge passes, and complimentary insurance covers.

What we love...

It’s hard to go past 80,000 Qantas Points without thinking about where it could take you. With 83,000 points, you could fly return in business from Sydney to Christchurch, or you could book an economy flight from Melbourne to Los Angeles for 41,900 points each way.

If you want to make your travel dreams a reality, those 80,000 bonus Qantas Points could be yours if you apply and are approved. All you need to do to be eligible is spend $6,000 on eligible purchases within 120 days of card approval. After that minimum spend, 80,000 Qantas Points will be winging their way to your account within 12 short weeks.

In terms of everyday earning, the BankSA Amplify Signature Credit Card is a nice little earner. You can earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. To earn double points, simply use your card with Qantas Frequent Flyer Program partners to earn once with your card and once with the program partner.

What’s not so great

We need to point out that the card’s annual fee is quite high. Cardholders may find other Qantas rewards cards that provide a higher earn rate for a similar annual fee. However, if you find value from the rewards you earn and the extras you use, then this card’s annual fee may be worth paying.

And, as of July 2023, BankSA has introduced an annual $75 Qantas Rewards fee if you earn Qantas Points through the Amplify Qantas rewards program.

Meanwhile, with its relatively high purchase rate and cash advance rate, it’s best to avoid cash advances, while clearing the balance each statement period.

Why should you choose this card?

An excellent option for anyone looking to earn Qantas Points while enjoying an array of extras, the BankSA Amplify Signature Credit Card offers plenty of value to big spenders and frequent travellers. If you happen to have an additional cardholder you want to add to the account, you can do so free of charge, allowing you to earn points faster day today.

As a cardholder, you can benefit from two Qantas Lounge passes each year. A great feature, this is available to all BankSA Amplify Signature credit cardholders each year, as long as they spend at least $1 on their card within the preceding 12 months.

On top of that, the card provides complimentary insurance cover in the form of travel insurance, providing cover for trips up to six months for you, your spouse and your dependent children. This cover includes medical expenses, unexpected cancellation and rental vehicle excess. Extended warranty insurance and a price guarantee are also provided.

Overall Rating

Providing an excellent selection of extras, the BankSA Amplify Signature Credit Card makes it easy to earn Qantas rewards while taking advantage of handy features. Cardholders can enjoy Qantas Lounge access, complimentary insurance, and a combo promotional offer of up to 120 0,000 bonus Qantas Points.