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points over 12 months Calculate your savings icon

Earn rate per $1

0.75 points
16.77% Complete (success)
Qantas Frequent Flyer

Bonus points

80,000 points
80,000% Complete (success)

Annual fee

$179 first year
179% Complete (success)
then $279

Pros

Earn 80,000 bonus Qantas points

Birthday bonus 10% on points earned in the previous 12 months

Complimentary insurance and two airport lounge passes per year

Reduced annual fee of $179 in the first year

Cons

3% foreign transaction fee

BankSA Amplify Signature Credit Card – Qantas

Earn 80,000 bonus Qantas points when you spend $4,000 on a new card within 90 days of card approval. This card is definitely worth a look with some great features for people that like to enjoy life. Reduced annual fee of $179 in the first year, currently saving you $100. Earn 0.75 Qantas points for every dollar spent plus get a birthday bonus of 10% of rewards points you have earned in the previous 12 months. Enjoy a full suite of complimentary insurances and two complimentary airport lounge passes each year. Offer ends 22 May 2019. New cards only.

Key features

  • Earn 80,000 bonus Qantas points when you spend $4,000 on a new card within 90 days of card approval
  • Earn 0.75 Qantas points for every $1 spent on eligible purchases. Uncapped
  • Get up to 55 days interest free on purchases
  • Birthday bonus 10% on points earned in the previous 12 months
  • Two complimentary airport lounge passes per year
  • Reduced annual fee of $179 in the first year, currently saving you $100
  • Visa luxury Hotel Collection
  • Complimentary insurance
  • Bonus points on overseas spend
100% of customers who have rated this card would recommend it
  • Rates
    64%
  • Fees
    74%
  • Rewards
    69%
  • Customer Service
    88%
  • Value
    74%
Overall user rating 74%
1 reviews
Interest Rates
Purchase rate 19.74% p.a.
Cash advance rate 21.49% p.a.
Interest free on purchases up to 55 days
Balance Transfer
Balance transfer rate 0% p.a. for 6 months
Balance transfer fee No fee
Balance transfer revert rate 21.49% p.a.
Balance transfer limit 80% of your approved new credit limit
Balance transfer from personal loan No
Banks you can't balance transfer from Bank of Melbourne ,BankSA ,St.George
Credit limits
Minimum credit limit $15,000
Maximum credit limit $75,000
Fees & repayments
Annual fee $279 p.a.
Annual fee first year $179
Additional cardholder fee $0 p.a.
Cash advance fee 2%
Foreign transaction fee 3%
Minimum repayment 2%
Late payment fee $15
Credit card type Visa
Rewards program
Rewards program Qantas Frequent Flyer Qantas Frequent Flyer
Bonus points 80,000 Qantas points
Annual points cap uncapped
Bonus points spend criteria Spend $4,000 within first 90 days
Earning points with this card
Qantas points 0.75 points per $1 spent
Overseas earn rate same as standard earn rate
Points cap per month N/A
Complimentary insurance
Overseas travel insurance yes - up to 6 months
Flight inconvenience insurance Yes
Transport accident cover Yes
Smartphone screen insurance No
Purchase protection insurance Yes
Extended warranty insurance Yes
Rental vehicle excess cover Yes
Extras
Two Qantas Lounge passes each year

The BankSA Amplify Signature Credit Card - Qantas

Even though it offers the highest Qantas earn rate within BankSA’s Amplify range, the BankSA Amplify Signature Credit Card still works hard to entice new cardholders, providing 80,000 bonus Qantas Points and a discounted annual fee of $179 for the first year. As for extras, cardholders can benefit from Qantas Lounge passes, birthday bonus points, and complimentary insurance covers.

What we love...

It’s hard to go past 80,000 Qantas Points without thinking about where it could take you. With 80,000 points, you could fly economy from Sydney to Johannesburg – and back. Or for 72,000 points, you could fly from Melbourne to Shanghai in Business Class. Want to travel First Class? For 75,000 points, you could fly First Class from Perth to Wellington.

If you want to make your travel dreams a reality, those 80,000 bonus Qantas Points could be yours if you apply and are approved by 22 May 2019. All you need to do to be eligible is spend $4,000 on eligible purchases within 90 days of card approval. After that minimum spend, 80,000 Qantas Points will be winging their way to your account within 12 short weeks.

In terms of everyday earning, the BankSA Amplify Signature Credit Card is a nice little earner. You can earn 0.75 Qantas Points per $1 on eligible purchases at home and overseas, uncapped. To earn double points, simply use your card with Qantas Frequent Flyer Program partners to earn once with your card and once with the program partner.

Another pleasing feature on this card is its birthday bonus points. With this, you will receive an additional 10% of the points you earned in the previous 12 months, within four weeks of your birthday. Note, this feature is given to the primary cardholder only, but the birthday bonus may be accessed by all account owners.

While there are other features on the card that we love, we’ll get to them later. What we would like to point out here, though, is the card’s discounted annual fee. You will pay a $179 annual fee for the first year, helping to deliver even more value to the features and rewards on offer.

What’s not so great

Having mentioned the card’s discounted annual fee, we need to point out that the card’s standard annual fee is quite high. Cardholders may find other Qantas rewards cards that provide a higher earn rate for a similar annual fee. However, if you find value from the rewards you earn and the extras you use, then this card’s annual fee may be worth paying.

Meanwhile, with its relatively high purchase rate and cash advance rate, it’s best to avoid cash advances, while clearing the balance each statement period.

Why should you choose this card?

An excellent option for anyone looking to earn Qantas Points while enjoying an array of extras, the BankSA Amplify Signature Credit Card offers plenty of value to big spenders and frequent travellers. If you happen to have an additional cardholder you want to add to the account, you can do so free of charge, allowing you to earn points faster day to day.

As a cardholder, you can benefit from two Qantas Lounge passes each year. A great feature, this is available to all BankSA Amplify Signature Credit Card holders each year, as long as they spend at least $1 on their card within the preceding 12 months. Cardholders can also enjoy complimentary Qantas membership if they are not yet a member, offering a saving of $99.50.

On top of that, the card provides complimentary insurance cover in the form of travel insurance, providing cover for trips up to six months for you, your spouse and your dependent children. This cover includes medical expenses, unexpected cancellation and rental vehicle excess. Extended warranty insurance and a price guarantee are also provided.

Overall Rating

Providing an excellent selection of extras, the BankSA Amplify Signature Credit Card makes it easy to earn Qantas rewards while taking advantage of handy features. Cardholders can enjoy Qantas Lounge access, birthday bonus points and complimentary insurance, plus 80,000 bonus Qantas Points and a discounted annual fee.

(showing the latest 10 Q&As)

  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Australian permanent resident
  • Minimum income of $75,000 p.a.
  • You have your personal details ready to complete the online application
BankSA Amplify Signature Credit Card – Qantas
BankSA Amplify Signature Credit Card – Qantas

BankSA Credit Cards

BankSA Amplify Signature Credit Card – Qantas

Updated 27 April 2019

Apply by 22 May 2019

Points Earn Rate (per $1 spent)

0.75

points

Qantas

Rewards Program

Qantas Frequent Flyer

Bonus Points

80,000 pts

Spend $4,000 within first 90 days

0 points over 12 months spend

My monthly card spend

Pros and cons

  • Earn 80,000 bonus Qantas points
  • Birthday bonus 10% on points earned in the previous 12 months
  • Complimentary insurance and two airport lounge passes per year
  • Reduced annual fee of $179 in the first year

  • 3% foreign transaction fee

Creditcard.com.au review

Editor Review

The BankSA Amplify Signature Credit Card - Qantas

Even though it offers the highest Qantas earn rate within BankSA’s Amplify range, the BankSA Amplify Signature Credit Card still works hard to entice new cardholders, providing 80,000 bonus Qantas Points and a discounted annual fee of $179 for the first year. As for extras, cardholders can benefit from Qantas Lounge passes, birthday bonus points, and complimentary insurance covers.

What we love...

It’s hard to go past 80,000 Qantas Points without thinking about where it could take you. With 80,000 points, you could fly economy from Sydney to Johannesburg – and back. Or for 72,000 points, you could fly from Melbourne to Shanghai in Business Class. Want to travel First Class? For 75,000 points, you could fly First Class from Perth to Wellington.

If you want to make your travel dreams a reality, those 80,000 bonus Qantas Points could be yours if you apply and are approved by 22 May 2019. All you need to do to be eligible is spend $4,000 on eligible purchases within 90 days of card approval. After that minimum spend, 80,000 Qantas Points will be winging their way to your account within 12 short weeks.

In terms of everyday earning, the BankSA Amplify Signature Credit Card is a nice little earner. You can earn 0.75 Qantas Points per $1 on eligible purchases at home and overseas, uncapped. To earn double points, simply use your card with Qantas Frequent Flyer Program partners to earn once with your card and once with the program partner.

Another pleasing feature on this card is its birthday bonus points. With this, you will receive an additional 10% of the points you earned in the previous 12 months, within four weeks of your birthday. Note, this feature is given to the primary cardholder only, but the birthday bonus may be accessed by all account owners.

While there are other features on the card that we love, we’ll get to them later. What we would like to point out here, though, is the card’s discounted annual fee. You will pay a $179 annual fee for the first year, helping to deliver even more value to the features and rewards on offer.

What’s not so great

Having mentioned the card’s discounted annual fee, we need to point out that the card’s standard annual fee is quite high. Cardholders may find other Qantas rewards cards that provide a higher earn rate for a similar annual fee. However, if you find value from the rewards you earn and the extras you use, then this card’s annual fee may be worth paying.

Meanwhile, with its relatively high purchase rate and cash advance rate, it’s best to avoid cash advances, while clearing the balance each statement period.

Why should you choose this card?

An excellent option for anyone looking to earn Qantas Points while enjoying an array of extras, the BankSA Amplify Signature Credit Card offers plenty of value to big spenders and frequent travellers. If you happen to have an additional cardholder you want to add to the account, you can do so free of charge, allowing you to earn points faster day to day.

As a cardholder, you can benefit from two Qantas Lounge passes each year. A great feature, this is available to all BankSA Amplify Signature Credit Card holders each year, as long as they spend at least $1 on their card within the preceding 12 months. Cardholders can also enjoy complimentary Qantas membership if they are not yet a member, offering a saving of $99.50.

On top of that, the card provides complimentary insurance cover in the form of travel insurance, providing cover for trips up to six months for you, your spouse and your dependent children. This cover includes medical expenses, unexpected cancellation and rental vehicle excess. Extended warranty insurance and a price guarantee are also provided.

Overall Rating

Providing an excellent selection of extras, the BankSA Amplify Signature Credit Card makes it easy to earn Qantas rewards while taking advantage of handy features. Cardholders can enjoy Qantas Lounge access, birthday bonus points and complimentary insurance, plus 80,000 bonus Qantas Points and a discounted annual fee.

User reviews

BankSA Amplify Signature Credit Card – Qantas ( based on 1 Creditcard.com.au user review )

74% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates

Purchase rate 19.74% p.a.

Cash advance rate 21.49% p.a.

Interest free on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 6 months

Balance transfer revert rate 21.49% p.a.

Balance transfer from personal loan No

Balance transfer fee No fee.

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Melbourne, BankSA, St.George

Credit limits

Minimum credit limt $15,000

Maximum credit limit $75,000

Fees & repayments

Annual fee $279 p.a.

Additional card holder fee $0 p.a.

Foreign transaction fee 3%

Minimum repayment 2%

Annual fee the first year $179

Cash advance fee 2%

Late payment fee $15

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 80,000 Qantas points

Annual points cap uncapped

Bonus points spend criteria Spend $4,000 within first 90 days

Earning points with this card

Qantas pointsQantas points 0.75 points per $1 spent

Points cap per month N/A

Overseas earn rateOverseas earn rate same as standard earn rate

Additional features

Complimentary insurance

Overseas travel insurance yes - up to 6 months

Flight inconvenience insurance Yes

Transport accident cover Yes

Smartphone screen insurance No

Purchase protection insurance Yes

Extended warranty insurance Yes

Rental vehicle excess cover Yes

Extras

Two Qantas Lounge passes each year

Overview

BankSA Amplify Signature Credit Card – Qantas

Earn 80,000 bonus Qantas points when you spend $4,000 on a new card within 90 days of card approval. This card is definitely worth a look with some great features for people that like to enjoy life. Reduced annual fee of $179 in the first year, currently saving you $100. Earn 0.75 Qantas points for every dollar spent plus get a birthday bonus of 10% of rewards points you have earned in the previous 12 months. Enjoy a full suite of complimentary insurances and two complimentary airport lounge passes each year. Offer ends 22 May 2019. New cards only.

Key features

  • Earn 80,000 bonus Qantas points when you spend $4,000 on a new card within 90 days of card approval
  • Earn 0.75 Qantas points for every $1 spent on eligible purchases. Uncapped
  • Get up to 55 days interest free on purchases
  • Birthday bonus 10% on points earned in the previous 12 months
  • Two complimentary airport lounge passes per year
  • Reduced annual fee of $179 in the first year, currently saving you $100
  • Visa luxury Hotel Collection
  • Complimentary insurance
  • Bonus points on overseas spend

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Australian permanent resident

  • Minimum income of $75,000 p.a.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

(showing the latest 10 Q&As)

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