- Earn 90,000 bonus Qantas points when you spend $6,000 on eligible purchases within 90 days of card approval
- Earn 0.75 Qantas points for every $1 spent on eligible purchases. Uncapped
- Birthday bonus 10% on points earned in the previous 12 months
- Two complimentary airport lounge passes per year
- Annual fee of $279
- Visa Luxury Hotel Collection
- 0% p.a. for 6 months on balance transfers requested at new card application. Rate then switches to variable cash advance rate. No balance transfer fee.
- Complimentary international travel insurance for up to 6 months
- Eligible with Samsung Pay & Google Pay
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ANZ Frequent Flyer Black Credit Card
120,000 bonus Qantas Points + $200 back
*Min. spend criteria. T&Cs apply.
BankSA Credit Cards
BankSA Amplify Signature Credit Card – Qantas
Updated 1 October 2020
Earn 90,000 bonus Qantas points when you spend $6,000 on a new card within 90 days of card approval. Earn 0.75 Qantas points for every dollar spent plus get a birthday bonus of 10% of rewards points you have earned in the previous 12 months. Enjoy a full suite of complimentary insurances and two complimentary airport lounge passes each year.
T&Cs apply. Offer ends 9 February 2021
Points Earn Rate (per $1 spent)
0.75 points
QantasRewards Program
Qantas Frequent Flyer
Bonus Points
90,000 pts
Spend $6,000 on eligible purchases within 90 days
Pros and cons
- 3% foreign transaction fee
Creditcard.com.au review
Editor Review
BankSA Amplify Signature Credit Card – Qantas
Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. Ask Roland a Question about this card.
The BankSA Amplify Signature Credit Card - Qantas
Even though it offers the highest Qantas earn rate within BankSA’s Amplify range, the BankSA Amplify Signature Credit Card still works hard to entice new cardholders, providing 90,000 bonus Qantas Points. As for extras, cardholders can benefit from Qantas Lounge passes, birthday bonus points, and complimentary insurance covers.
What we love...
It’s hard to go past 90,000 Qantas Points without thinking about where it could take you. With 80,000 points, you could fly economy from Sydney to Johannesburg – and back. Or for 72,000 points, you could fly from Melbourne to Shanghai in Business Class. Want to travel First Class? For 75,000 points, you could fly First Class from Perth to Wellington.
If you want to make your travel dreams a reality, those 90,000 bonus Qantas Points could be yours if you apply and are approved by 9 February 2021. All you need to do to be eligible is spend $6,000 on eligible purchases within 90 days of card approval. After that minimum spend, 90,000 Qantas Points will be winging their way to your account within 12 short weeks.
In terms of everyday earning, the BankSA Amplify Signature Credit Card is a nice little earner. You can earn 0.75 Qantas Points per $1 on eligible purchases at home and overseas, uncapped. To earn double points, simply use your card with Qantas Frequent Flyer Program partners to earn once with your card and once with the program partner.
Another pleasing feature on this card is its birthday bonus points. With this, you will receive an additional 10% of the points you earned in the previous 12 months, within four weeks of your birthday. Note, this feature is given to the primary cardholder only, but the birthday bonus may be accessed by all account owners.
What’s not so great
Having mentioned the card’s discounted annual fee, we need to point out that the card’s annual fee is quite high. Cardholders may find other Qantas rewards cards that provide a higher earn rate for a similar annual fee. However, if you find value from the rewards you earn and the extras you use, then this card’s annual fee may be worth paying.
Meanwhile, with its relatively high purchase rate and cash advance rate, it’s best to avoid cash advances, while clearing the balance each statement period.
Why should you choose this card?
An excellent option for anyone looking to earn Qantas Points while enjoying an array of extras, the BankSA Amplify Signature Credit Card offers plenty of value to big spenders and frequent travellers. If you happen to have an additional cardholder you want to add to the account, you can do so free of charge, allowing you to earn points faster day to day.
As a cardholder, you can benefit from two Qantas Lounge passes each year. A great feature, this is available to all BankSA Amplify Signature Credit Card holders each year, as long as they spend at least $1 on their card within the preceding 12 months. Cardholders can also enjoy complimentary Qantas membership if they are not yet a member, offering a saving of $99.50.
On top of that, the card provides complimentary insurance cover in the form of travel insurance, providing cover for trips up to six months for you, your spouse and your dependent children. This cover includes medical expenses, unexpected cancellation and rental vehicle excess. Extended warranty insurance and a price guarantee are also provided.
Overall Rating
Providing an excellent selection of extras, the BankSA Amplify Signature Credit Card makes it easy to earn Qantas rewards while taking advantage of handy features. Cardholders can enjoy Qantas Lounge access, birthday bonus points and complimentary insurance plus 90,000 bonus Qantas Points.
User reviews
Rates and fees
Interest rates
Purchase rate 19.74% p.a.
Cash advance rate 21.49% p.a.
Interest free period on purchases up to 55 days
Balance transfer
Balance transfer rate 0% p.a. for 6 months
Balance transfer revert rate 21.49% p.a.
Balance transfer from personal loan No
Balance transfer fee No fee
Balance transfer limit 80% of approved credit limit
Banks you can't balance transfer from Bank of Melbourne, BankSA, St.George
Credit limits
Minimum credit limt $15,000
Maximum credit limit $75,000
Fees & repayments
Annual fee $279 p.a.
Additional card holder fee $0 p.a.
Foreign transaction fee 3%
Minimum repayment 2%
Cash advance fee 2%
Late payment fee $15
Rewards and points
Rewards program
Rewards Program
Qantas Frequent Flyer
Bonus points 90,000 points
Annual points cap uncapped
Bonus points spend criteria Spend $6,000 on eligible purchases within 90 days
Earning points with this card
Qantas Rewards points 0.75 points per $1 spent
Points cap per month N/A
Overseas earn rate same as standard earn rate
Additional features
Complimentary insurance
International Travel Insurance Yes - up to 6 months
Flight Inconvenience Insurance Yes
Transit Accident Insurance Yes
Smartphone Screen Insurance No
Purchase Protection Insurance Yes
Extended Warranty Insurance Yes
Rental Vehicle Excess In Australia Insurance Yes
Extras
Two Qantas Lounge passes each year
Eligible with Samsung Pay & Google Pay
Overview
BankSA Amplify Signature Credit Card – Qantas
Disclaimer: The interest free period is the maximum number of days during which interest is not charged on new purchases. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.
Key features
- Earn 90,000 bonus Qantas points when you spend $6,000 on eligible purchases within 90 days of card approval
- Earn 0.75 Qantas points for every $1 spent on eligible purchases. Uncapped
- Get up to 55 days interest free on purchases
- Birthday bonus 10% on points earned in the previous 12 months
- Two complimentary airport lounge passes per year
- $279 annual card fee
- 0% p.a. for 6 months on balance transfers requested at new card application. Rate then switches to variable cash advance rate. No balance transfer fee.
- Visa Luxury Hotel Collection
- Complimentary insurance
Minimum criteria to apply for this card
-
Be over 18 years old
-
Good Credit and have not applied for multiple credit cards recently
-
Australian permanent resident
-
Minimum income of $75,000 p.a.
You have your personal details ready to complete the online application
Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.
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