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BankSA No Annual Fee Credit Card

2 reviews

Purchase rate

20.49% p.a.

Balance transfer

0% 12 months
0% Complete (success)
reverts to 20.49% p.a. 1%% fee applies

Annual fee

$0 p.a.
0% Complete (success)

Pros

No annual fee

0% for 12 months on balance transfer

Up to 3 additional card holders

24/7 Falcon fraud monitoring

Up to 55 interest free days after intro period

Cons

High purchase and cash rate of 20.49% p.a.

1% balance transfer fee applies

You can balance transfer up to 80% of your approved credit limit

Cash advance rate applies after the promotional period

BankSA No Annual Fee Credit Card

A great choice if you want to save money, the BankSA No Annual Fee credit card will charge you no annual fee, ever! Add to this a new special offer of 0% p.a. on balance transfers for 12 months and you have a great offer. 1% balance transfer fee applies. Variable cash advance rate applies after the promotional period. No annual fee credit cards are excellent if you tend to pay off the balance of your credit card in full each month. Having no annual fee to pay should really help to cut down on costs. If you choose this card, you can also benefit from having 3 additional cardholders at no extra cost, a Visa card, online secure shopping, 24/7 Falcon Fraud monitoring, and a low minimum card limit. Offer ends 22 May 2019.

Key features

  • No Annual credit card fee
  • 0% p.a. on balance transfers for 12 months. 1% balance transfer fee applies. Variable cash advance rate applies after the promotional period.
  • Receive up to 3 free additional cardholders
  • Up to 55 interest free days after intro period
  • Rates
    20%
  • Fees
    98%
  • Rewards
    N/A
  • Customer Service
    92%
  • Value
    58%
100% of customers who have rated this card would recommend it
Overall customer rating 58%
2 reviews

58% Visitor | 28 January 2013

Chose it cos it was no annual fee. Cheap to keep as long as you pay off what you owe at the end of the month.

Recommends this card

Interest Rates
Purchase rate 20.49% p.a.
Cash advance rate 20.49% p.a.
Interest free on purchases up to 55 days
Balance Transfer
Balance transfer rate 0% p.a. for 12 months
Balance transfer fee 1%% one off
Balance transfer revert rate 20.49% p.a.
Balance transfer limit 80% of your approved new credit limit
Balance transfer from personal loan No
Banks you can't balance transfer from Bank of Melbourne ,BankSA ,St.George
Credit limits
Minimum credit limit $500
Maximum credit limit $40,000
Fees & repayments
Annual fee $0 p.a.
Additional cardholder fee Up to 3 at no extra cost
Cash advance fee 2%
Foreign transaction fee 3%
Minimum repayment 2%
Late payment fee $15
Credit card type Visa
Complimentary insurance
Flight inconvenience insurance No
Transport accident cover No
Smartphone screen insurance No
Purchase protection insurance No
Extended warranty insurance No
Rental vehicle excess cover No

A very basic no-frills card with no annual fee, 0% intro balance transfer. This is action packed for those wanting to transfer small balances.

(showing the latest 10 Q&As)

  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Australian permanent resident
  • You have your personal details ready to complete the online application
BankSA No Annual Fee Credit Card
BankSA No Annual Fee Credit Card

BankSA Credit Cards

BankSA No Annual Fee Credit Card

21 February 2019

Purchase Rate (p.a)

20.49%

Balance Transfer (p.a)

0% for 12 months 1%% BT fee applies. reverts to 20.49% p.a.

Annual Fee (p.a)

$0

$0 over 12 months

My transfer amount

Balance transfer from:

My annual fee

My interest rate

BankSA No Annual Fee Credit Card

A great choice if you want to save money, the BankSA No Annual Fee credit card will charge you no annual fee, ever! Add to this a new special offer of 0% p.a. on balance transfers for 12 months and you have a great offer. 1% balance transfer fee applies. Variable cash advance rate applies after the promotional period. No annual fee credit cards are excellent if you tend to pay off the balance of your credit card in full each month. Having no annual fee to pay should really help to cut down on costs. If you choose this card, you can also benefit from having 3 additional cardholders at no extra cost, a Visa card, online secure shopping, 24/7 Falcon Fraud monitoring, and a low minimum card limit. Offer ends 22 May 2019.

Key features

  • No Annual credit card fee
  • 0% p.a. on balance transfers for 12 months. 1% balance transfer fee applies. Variable cash advance rate applies after the promotional period.
  • Receive up to 3 free additional cardholders
  • Up to 55 interest free days after intro period

Customer Reviews

BankSA No Annual Fee Credit Card

58% rating based on 2 reviews

Rates
Fees
Rewards
Customer Service
Value

Rates & Fees

Interest rates

Purchase rate 20.49% p.a.

Cash advance rate 20.49% p.a.

Interest free on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 12 months

Balance transfer revert rate 20.49% p.a.

Balance transfer from personal loan No

Balance transfer fee 1%% one off

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Melbourne ,BankSA ,St.George

Credit limits

Minimum credit limt $500

Maximum credit limit $40,000

Fees & repayments

Annual fee $0 p.a.

Additional card holder fee Up to 3 at no extra cost

Foreign transaction fee 3%

Minimum repayment 2%

Cash advance fee 2%

Late payment fee $15

Additional features

Complimentary insurance

Overseas travel insurance No

Flight inconvenience insurance No

Transport accident cover No

Smartphone Screen Insurance No

Purchase protection insurance No

Extended warranty insurance No

Rental vehicle excess cover No

Our Review

Editor Review

A very basic no-frills card with no annual fee, 0% intro balance transfer. This is action packed for those wanting to transfer small balances.

Pros

  • No annual fee
  • 0% for 12 months on balance transfer
  • Up to 3 additional card holders
  • 24/7 Falcon fraud monitoring
  • Up to 55 interest free days after intro period

Cons

  • High purchase and cash rate of 20.49% p.a.
  • 1% balance transfer fee applies
  • You can balance transfer up to 80% of your approved credit limit
  • Cash advance rate applies after the promotional period

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Australian permanent resident

  • You have your personal details ready to complete the online application

Customer reviews

58%

CreditCard.com.au Visitor

28 January 2013

Chose it cos it was no annual fee. Cheap to keep as long as you pay off what you owe at the end of the month.

Recommends this card
Roland B Bleyer

Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

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