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80,000 when you spend $3,000 within the first 90 days
BankSA Amplify Platinum Credit Card
BankSA Amplify Platinum Credit Card

BankSA Credit Cards

BankSA Amplify Platinum Credit Card

Updated 20 August 2021

Take advantage of a great balance transfer offer- 0% p.a. for 15 months (1% balance transfer fee applies). Get 80,000 bonus Amplify Points when you spend $3,000 within 90 days from card approval. Earn 1 Amplify point per $1 spent on eligible purchases. Plus, enjoy up to 3 months of complimentary overseas travel insurance.

T&Cs apply. Offer ends 30 November 2021

Purchase Rate (p.a)

19.74%

Balance Transfer (p.a)

0% for 15 months 1% balance transfer fee applies.
Reverts to 21.49% p.a.

Annual Fee (p.a)

$99

$0 over 15 months

My transfer amount

Balance transfer from:

My annual fee

My interest rate

Pros and cons

  • 80,000 bonus Amplify Points when you spend $3,000 within 90 days
  • 0% p.a. for 15 months on balance transfers requested at card application. 1% balance transfer fee applies. Reverts to cash advance rate.
  • Earn 1 Amplify Point per $1 spent on eligible transactions
  • No cap on the number of points you can earn and no expiry
  • Complimentary overseas travel insurance for trips up to 3 months for you and your spouse and/or dependent children
  • Up to 55 days interest free on purchases
  • Eligible with Apple Pay, Google Pay and Samsung Pay.

  • 3% Foreign transaction fee

Creditcard.com.au review

Editor Review

BankSA Amplify Platinum Credit Card

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

The BankSA Amplify Platinum Credit Card

With very attractive bonus points and balance transfer introductory offers plus, some appealing platinum extras – the BankSA Amplify Platinum Credit Card could be the rewards card for you.

What we love...

New cardholders who are looking to boost their points balance can take advantage of the 80,000 bonus Amplify Points offer. To be eligible, you must apply and be approved for a new Amplify Rewards Platinum credit card on or before 30th November 2021 and spend the minimum amount of $3,000 on eligible purchases within 90 days from card approval (single purchase or multiple transactions).

With the Amplify program, you could earn 1 point per $1 spent on eligible purchases within Australia and overseas and it allows you to redeem your points in a variety of ways. What’s even better is that the points you earn never expire, allowing you to build your balance over time.

You could redeem your points for travel on a variety of airlines, using them as frequent flyer miles on programs that include Malaysia Airlines’ Enrich and Singapore Airlines’ KrisFlyer. You could redeem your points for gift cards or retail vouchers, homewares or tech. You could even use it for a greater cause and donate to one of their listed charities. How you choose to make use of your points is entirely up to you.

To make this bonus offer work for you, make sure that you can afford the minimum spend amount. Most importantly, see to it that you clear your balance in full each month before it starts accruing interest.

Next up, you can transfer your existing debt and pay 0% interest for 15 months which can be requested at card application. A one-off 1% balance transfer fee applies and after the introductory period, it reverts to cash advance rate.

If you want to earn Qantas points instead of Amplify see the BankSA Amplify Platinum Credit Card – Qantas.

What’s not so great...

Cardholders should take note of the rates of interest applied to purchases and cash advances on this card, as they are relatively high. Avoid interest payments by clearing the balance month-to-month and saying no to the cash advance feature.

Also, you can only transfer balance(s) from up to 3 non-BankSA, St.George and Bank of Melbourne Australian issued credit, charge or store cards.

Why should you choose this card?

There are several reasons you may want to choose this card. First- its enticing bonus points and balance transfer offer. Second- its overall affordability. Offering you the chance to earn rewards on everyday spending, the card actually also has one of the lowest annual fees for a platinum rewards credit card on the market.

For the ongoing $99 annual fee, you can enjoy a number of other extras too, such as travel insurance on trips up to three months, extended warranty insurance, and one additional cardholder at no extra cost.

Overall Rating

A platinum rewards card with a host of features, a choice of rewards programs, and great introductory offers – all for a reasonable annual fee.

User reviews

BankSA Amplify Platinum Credit Card ( based on 1 Creditcard.com.au user review )

80% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates



Purchase rate 19.74% p.a.

Cash advance rate 21.49% p.a.

Interest free period on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 15 months

Balance transfer revert rate 21.49% p.a.

Balance transfer from personal loan No

Balance transfer fee 1% one off

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Melbourne, BankSA, St.George

Credit limits

Minimum credit limit $6,000

Maximum credit limit $80,000

Fees & repayments

Annual fee $99 p.a.

Additional cardholder fee $0 p.a.

Foreign transaction fee 3%

Minimum repayment 2% or $10, whichever is greater

Cash advance fee 2% or $2.50, whichever is greater

Late payment fee $15

Rewards and points

Rewards program

Rewards Program Amplify Rewards Amplify Rewards

Bonus points 80,000 points

Annual points cap uncapped

Bonus points spend criteria when you spend $3,000 within the first 90 days

Earning points with this card

Amplify Rewards points 1 point per $1 spent

Points cap per month N/A

Overseas earn rate same as standard earn rate

Additional features

Complimentary insurance

International Travel Insurance Yes - up to 3 months

Flight Inconvenience Insurance No

Transit Accident Insurance Yes

Smartphone Screen Insurance No

Purchase Protection Insurance Yes

Extended Warranty Insurance Yes

Rental Vehicle Excess In Australia Insurance No

Extras

Eligible with Apple Pay, Google Pay and Samsung Pay.

Overview

BankSA Amplify Platinum Credit Card

Disclaimer: The interest free period is the maximum number of days during which interest is not charged on new balance transfers. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.

Key features

  • 80,000 bonus Amplify Points when you spend $3,000 within 90 days.
  • 0% p.a. for 15 months on balance transfers requested at card application. 1% balance transfer fee applies. Reverts to cash advance rate.
  • Earn 1 Amplify Point per $1 spent on eligible transactions. Points are uncapped and never expire.
  • $99 annual card fee.
  • Complimentary overseas travel insurance for trips up to 3 months for you and your spouse and/or dependent children.
  • Up to 55 days interest free on purchases.
  • Eligible with Apple Pay, Google Pay and Samsung Pay.

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Australian citizen or have a permanent residency visa

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

3 questions (showing the latest 10 Q&As)

sta

sta

29 November 2020
Interested in what is exactly good credit and not applied for multiple credit cards recently? Does this mean in the last 12 months or 24 months?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    30 November 2020
    Hi Sta, good credit is not having any black marks on your credit rating. Also relates to paying bills on time, not been overdrawn on your bank account as examples. Typically I suggest you only apply for 1 credit card every 6 months. So if you have not applied for longer than this.
Elaine

Elaine

3 October 2018
Are you able to provide a list of businesses I would have to choose from if I opt to redeem my points for gift cards or retail vouchers, homewares or tech?
Leanda Merritt

Leanda Merritt

29 May 2018
Is there a cap on Amplify points earns per month ?? What is the conversion of Amplify points to velocity points ? thank you Leanda

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