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BankSA Amplify Platinum Credit Card

1 review

Apply by 22 May 2019

points over 12 months Calculate your savings icon

Earn rate per $1

1 point
16.77% Complete (success)
Amplify Rewards

Bonus points

100,000 points
100,000% Complete (success)

Annual fee

$99
p.a.
99% Complete (success)

Pros

Earn up to 100,000 Bonus Amplify Rewards Points over 2 years when you spend $6k on eligible purchases each year

Earn 1 Amplify point for every $1 spend on your card

Complimentary overseas travel insurance for trips up to 3 months for you and your spouse and/or dependent children

Cons

Qantas rewards earn rate is just 0.5 per $1 spent

BankSA Amplify Platinum Credit Card

Earn up to 100,000 bonus Amplify points over 2 years when you spend $6k on eligible purchases each year. Earn 1 Amplify point per $1 spent on eligible purchases. Get up to 3 months complimentary overseas travel insurance and 24×7 Visa Platinum Concierge Service. Offer ends 22 May 2019. New cards only.

Key features

  • Earn up to 100,000 Bonus Amplify Rewards Points over 2 years when you spend $6k on eligible purchases each year
  • Earn 1 Amplify Point per $1 spent on eligible transactions, uncapped
  • $99 annual fee
  • 0% p.a. for 6 months on balance transfers requested at new card application. Rate then switches to variable cash advance rate.
  • Complimentary overseas travel insurance for trips up to 3 months for you and your spouse and/or dependent children
  • Get up to 55 days interest free on purchases
  • 24/7 Visa Concierge service
  • Rates
    80%
  • Fees
    80%
  • Rewards
    80%
  • Customer Service
    80%
  • Value
    80%
100% of customers who have rated this card would recommend it
Overall customer rating 80%
1 reviews
Interest Rates
Purchase rate 19.49% p.a.
Cash advance rate 20.24% p.a.
Interest free on purchases up to 55 days
Balance Transfer
Balance transfer rate 0% p.a. for 6 months
Balance transfer fee No fee
Balance transfer revert rate 20.24% p.a.
Balance transfer limit 80% of your approved new credit limit
Balance transfer from personal loan No
Banks you can't balance transfer from Bank of Melbourne ,BankSA ,St.George
Credit limits
Minimum credit limit $6,000
Maximum credit limit $35,000
Fees & repayments
Annual fee $99 p.a.
Additional cardholder fee $0 p.a.
Cash advance fee 2%
Foreign transaction fee 3%
Minimum repayment 2%
Late payment fee $15
Credit card type Visa
Rewards program
Rewards program Amplify Rewards Amplify Rewards
Bonus points 100,000 Amplify points
Annual points cap uncapped
Bonus points spend criteria Over 2 years when you spend $6k on eligible purchases each year
Earning points with this card
Amplify points 1 point per $1 spent
Overseas earn rate same as standard earn rate
Points cap per month N/A
Complimentary insurance
Overseas travel insurance yes - up to 3 months
Flight inconvenience insurance No
Transport accident cover No
Smartphone screen insurance No
Purchase protection insurance No
Extended warranty insurance Yes
Rental vehicle excess cover No

The BankSA Amplify Platinum Credit Card with up to 100,000 Bonus Points

One of the great things about rewards cards is they allow you to earn points on the spending you do everyday. As long as you choose the right rewards card – with a decent earn rate and a rewards program that benefits you – you could enjoy a very rewarding experience indeed.

With two rewards programs to choose between – as well as some very handy platinum extras – the BankSA Amplify Platinum Credit Card could be the rewards card you’ve been searching for. And, with 50,000 bonus points on the table, this card looks even more appealing.

What we love...

Bonus points, you say? Yep, if you sign up for the BankSA Amplify Platinum Credit Card you can earn up to 100,000 Bonus Amplify Rewards Points over 2 years when you spend $6k on eligible purchases each year. If you want to earn Qantas points instead of Amplify see the BankSA Amplify Platinum Credit Card – Qantas

Which brings us to one of the card’s other redeeming features. While most rewards cards lock their cardholders into one type of rewards program, the BankSA Amplify Platinum Credit Card allows you to choose between the Amplify Rewards program and the Qantas Rewards program.

On the Amplify program, you could redeem your points for travel on a variety of airlines, using them as frequent flyer miles on programs that include Virgin Australia’s Velocity, Malaysia Airlines’ Enrich and Singapore Airlines’ KrisFlyer.

Alternatively, you could redeem your points for gift cards or retail vouchers, homewares or tech. And the earn rate? On the Amplify program, you could earn 1 point per $1 spent on eligible purchases within Australia and overseas.

Opting for the Qantas Rewards program, you could earn 0.5 Qantas Points per $1 spent, with the opportunity to earn double points on purchases with Qantas Frequent Flyer Program partners, where you could earn once with your card and once with the program partner.

The points you earn on this program could be redeemed for travel, on flights and upgrades with Qantas or one of its 35 partner airlines, or you could choose from more than 3,000 products, experiences and vouchers in the Qantas Store.

What’s not so great...

It’s worth pointing out that while the BankSA Amplify Platinum Credit Card does offer the choice between two rewards programs, you may find the earn rate on the Qantas program is not quite as high as you’d like. You may have to spend big to enjoy big points.

Also, cardholders should take note of the rates of interest applied to purchases and cash advances on this card, as they are relatively high. Avoid interest payments by clearing the balance month-to-month and saying no to the cash advance feature.

Why should you choose this card?

One reason you may want to choose this card is its overall affordability. Offering you the chance to earn rewards on everyday spending, the card actually has one of the lowest annual fees for a platinum rewards credit card on the market.

For this annual fee, you can enjoy a number of other extras too, such as a 24/7 concierge service, travel insurance on trips up to three months, extended warranty insurance, and one additional cardholder at no extra cost.

Overall Rating

A platinum rewards card with a host of features, a choice of rewards programs and 50,000 bonus points – all for a reasonable annual fee which is waived first year. Offer ends 22 May 2019. New cards only.

2 questions (showing the latest 10 Q&As)

Elaine

Elaine

3 October 2018
Are you able to provide a list of businesses I would have to choose from if I opt to redeem my points for gift cards or retail vouchers, homewares or tech?
Leanda Merritt

Leanda Merritt

29 May 2018
Is there a cap on Amplify points earns per month ?? What is the conversion of Amplify points to velocity points ?thank you Leanda
  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Australian permanent resident
  • Minimum income of $35,000 p.a.
  • You have your personal details ready to complete the online application
BankSA Amplify Platinum Credit Card
BankSA Amplify Platinum Credit Card

BankSA Credit Cards

BankSA Amplify Platinum Credit Card

14 March 2019

Apply by 22 May 2019

Points Earn Rate (per $1 spent)

1

point

Amplify

Rewards Program

Amplify Rewards

Bonus Points

100,000 pts

Over 2 years when you spend $6k on eligible purchases each year

0 points over 12 months spend

My monthly card spend

BankSA Amplify Platinum Credit Card

Earn up to 100,000 bonus Amplify points over 2 years when you spend $6k on eligible purchases each year. Earn 1 Amplify point per $1 spent on eligible purchases. Get up to 3 months complimentary overseas travel insurance and 24×7 Visa Platinum Concierge Service. Offer ends 22 May 2019. New cards only.

Key features

  • Earn up to 100,000 Bonus Amplify Rewards Points over 2 years when you spend $6k on eligible purchases each year
  • Earn 1 Amplify Point per $1 spent on eligible transactions, uncapped
  • $99 annual fee
  • 0% p.a. for 6 months on balance transfers requested at new card application. Rate then switches to variable cash advance rate.
  • Complimentary overseas travel insurance for trips up to 3 months for you and your spouse and/or dependent children
  • Get up to 55 days interest free on purchases
  • 24/7 Visa Concierge service

Customer Reviews

BankSA Amplify Platinum Credit Card

80% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates & Fees

Interest rates

Purchase rate 19.49% p.a.

Cash advance rate 20.24% p.a.

Interest free on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 6 months

Balance transfer revert rate 20.24% p.a.

Balance transfer from personal loan No

Balance transfer fee No fee.

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Melbourne ,BankSA ,St.George

Credit limits

Minimum credit limt $6,000

Maximum credit limit $35,000

Fees & repayments

Annual fee $99 p.a.

Additional card holder fee $0 p.a.

Foreign transaction fee 3%

Minimum repayment 2%

Cash advance fee 2%

Late payment fee $15

Rewards & points

Rewards program

Rewards Program Amplify Rewards Amplify Rewards

Bonus points 100,000 Amplify points

Annual points cap uncapped

Bonus points spend criteria Over 2 years when you spend $6k on eligible purchases each year

Earning points with this card

Amplify pointsAmplify points 1 point per $1 spent

Points cap per month N/A

Overseas earn rateOverseas earn rate same as standard earn rate

Additional features

Complimentary insurance

Overseas travel insurance yes - up to 3 months

Flight inconvenience insurance No

Transport accident cover No

Smartphone Screen Insurance No

Purchase protection insurance No

Extended warranty insurance Yes

Rental vehicle excess cover No

Our Review

Editor Review

The BankSA Amplify Platinum Credit Card with up to 100,000 Bonus Points

One of the great things about rewards cards is they allow you to earn points on the spending you do everyday. As long as you choose the right rewards card – with a decent earn rate and a rewards program that benefits you – you could enjoy a very rewarding experience indeed.

With two rewards programs to choose between – as well as some very handy platinum extras – the BankSA Amplify Platinum Credit Card could be the rewards card you’ve been searching for. And, with 50,000 bonus points on the table, this card looks even more appealing.

What we love...

Bonus points, you say? Yep, if you sign up for the BankSA Amplify Platinum Credit Card you can earn up to 100,000 Bonus Amplify Rewards Points over 2 years when you spend $6k on eligible purchases each year. If you want to earn Qantas points instead of Amplify see the BankSA Amplify Platinum Credit Card – Qantas

Which brings us to one of the card’s other redeeming features. While most rewards cards lock their cardholders into one type of rewards program, the BankSA Amplify Platinum Credit Card allows you to choose between the Amplify Rewards program and the Qantas Rewards program.

On the Amplify program, you could redeem your points for travel on a variety of airlines, using them as frequent flyer miles on programs that include Virgin Australia’s Velocity, Malaysia Airlines’ Enrich and Singapore Airlines’ KrisFlyer.

Alternatively, you could redeem your points for gift cards or retail vouchers, homewares or tech. And the earn rate? On the Amplify program, you could earn 1 point per $1 spent on eligible purchases within Australia and overseas.

Opting for the Qantas Rewards program, you could earn 0.5 Qantas Points per $1 spent, with the opportunity to earn double points on purchases with Qantas Frequent Flyer Program partners, where you could earn once with your card and once with the program partner.

The points you earn on this program could be redeemed for travel, on flights and upgrades with Qantas or one of its 35 partner airlines, or you could choose from more than 3,000 products, experiences and vouchers in the Qantas Store.

What’s not so great...

It’s worth pointing out that while the BankSA Amplify Platinum Credit Card does offer the choice between two rewards programs, you may find the earn rate on the Qantas program is not quite as high as you’d like. You may have to spend big to enjoy big points.

Also, cardholders should take note of the rates of interest applied to purchases and cash advances on this card, as they are relatively high. Avoid interest payments by clearing the balance month-to-month and saying no to the cash advance feature.

Why should you choose this card?

One reason you may want to choose this card is its overall affordability. Offering you the chance to earn rewards on everyday spending, the card actually has one of the lowest annual fees for a platinum rewards credit card on the market.

For this annual fee, you can enjoy a number of other extras too, such as a 24/7 concierge service, travel insurance on trips up to three months, extended warranty insurance, and one additional cardholder at no extra cost.

Overall Rating

A platinum rewards card with a host of features, a choice of rewards programs and 50,000 bonus points – all for a reasonable annual fee which is waived first year. Offer ends 22 May 2019. New cards only.

Pros

  • Earn up to 100,000 Bonus Amplify Rewards Points over 2 years when you spend $6k on eligible purchases each year
  • Earn 1 Amplify point for every $1 spend on your card
  • Complimentary overseas travel insurance for trips up to 3 months for you and your spouse and/or dependent children

Cons

  • Qantas rewards earn rate is just 0.5 per $1 spent
Roland B Bleyer

Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Question

Something you need to know about this card? Ask a our credit card expert a question.

2 questions (showing the latest 10 Q&As)

Elaine

Elaine

3 October 2018
Are you able to provide a list of businesses I would have to choose from if I opt to redeem my points for gift cards or retail vouchers, homewares or tech?
Leanda Merritt

Leanda Merritt

29 May 2018
Is there a cap on Amplify points earns per month ?? What is the conversion of Amplify points to velocity points ?thank you Leanda

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