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BankSA Amplify Platinum Credit Card – Qantas
1 review

BankSA Amplify Platinum Credit Card – Qantas

Apply by 2 October 2019

points over 12 months Calculate your savings icon

Earn rate per $1

0.5 points Qantas Frequent Flyer

Bonus points

60,000 points Spend $2,000 within first 90 days

Annual fee

$99 p.a.

Pros

Earn 60,000 bonus Qantas points when you spend $2,000 on a new card within 90 days of card approval

Earn 0.5 Qantas Points per $1 spent on eligible purchases. Uncapped.

Complimentary Qantas Frequent Flyer membership

Complimentary overseas travel insurance on trips up to three months, covering you, your spouse and your dependent children.

Cons

Better Qantas Frequent Flyer points earn rate can be found on other cards

100% of customers who have rated this card would recommend it
  • Rates
    51%
  • Fees
    68%
  • Rewards
    30%
  • Customer Service
    69%
  • Value
    55%
Overall user rating 55%
1 reviews
Interest Rates
Purchase rate 19.74% p.a.
Cash advance rate 21.49% p.a.
Interest free on purchases up to 55 days
Balance Transfer
Balance transfer rate 0% p.a. for 6 months
Balance transfer fee No fee
Balance transfer revert rate 21.49% p.a.
Balance transfer limit 80% of your approved new credit limit
Balance transfer from personal loan No
Banks you can't balance transfer from Bank of Queensland ,BankSA ,St.George
Credit limits
Minimum credit limit $6,000
Maximum credit limit $35,000
Fees & repayments
Annual fee $99 p.a.
Additional cardholder fee $0 p.a.
Cash advance fee 2%
Foreign transaction fee 3%
Minimum repayment 2%
Late payment fee $15
Credit card type Visa
Rewards program
Rewards program Qantas Frequent Flyer Qantas Frequent Flyer
Bonus points 60,000 Qantas points
Annual points cap uncapped
Bonus points spend criteria Spend $2,000 within first 90 days
Earning points with this card
Qantas points 0.5 points per $1 spent
Overseas earn rate same as standard earn rate
Points cap per month N/A
Complimentary insurance
Overseas travel insurance yes - up to 3 months
Flight inconvenience insurance No
Transport accident cover Yes
Smartphone screen insurance No
Purchase protection insurance Yes
Extended warranty insurance Yes
Rental vehicle excess cover No

BankSA Amplify Platinum Credit Card – Qantas

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au.

The BankSA Amplify Platinum Credit Card - Qantas

Earning points on the Qantas Frequent Flyer program, the BankSA Amplify Platinum Credit Card offers great everyday earning and a nice selection of platinum perks, including a personal concierge service and complimentary insurance cover. For a relatively low annual fee, cardholders can enjoy all that, plus 60,000 bonus Qantas Points after a $2,000 minimum spend.

What we love...

Looking first to the card’s introductory offer, the BankSA Amplify Platinum Credit Card is currently offering 60,000 bonus Qantas Points to new cardholders who apply and are approved by 2 October 2019. To be eligible for this nice little bonus, simply spend $2,000 on eligible purchases within 90 days of card approval.

Once you meet that minimum spend, your bonus points will be credited to your account within 12 weeks. You are then free to do as you like with them. Perhaps you want to jet away, redeeming 45,000 Qantas Points to fly from Sydney to Vegas. Or maybe it’s time for a shopping spree. For 40,400 Qantas Points you could get your hands on a $250 digital gift card for Myer.

Putting bonus points aside, the BankSA Amplify Platinum Credit Card makes everyday earning easy. Allowing you to earn points on the incredibly popular Qantas program, the card keeps it simple with an earn rate of 0.5 Qantas Points per $1 on all eligible purchases. You can also earn extra points on Qantas purchases – once with your card and once with the program partner.

With a host of Qantas rewards at your fingertips, you could choose to redeem your points for flights and upgrades with Qantas and its plentiful airline partners, pick up a tipple or two from Qantas Wine, or shop online at the Qantas Store, swapping those hard-earned points for kitchen appliances, sports equipment, tech or gift cards.

One more thing we love about this card is its annual fee. For a platinum card, the BankSA Amplify Platinum Credit Card has a fairly low annual fee. While it may not offer some of the more exclusive features offered on certain high-end platinum cards, it does have a reasonable earn rate and some nice extras.

What’s not so great...

While it may have an affordable annual fee, it’s worth pointing out that BankSA’s entry-level Amplify card has a lower annual fee and the same earn rate. It doesn’t, however, have the bonus 60,000 Qantas Points offer that this card has, or the selection of platinum extras. So if these offer value to you, that little bit extra in annual fees may be worthwhile.

In terms of interest, this card has a relatively high purchase rate, so it’s best to avoid interest payments altogether by clearing your balance month-to-month. You may also note that there is a 3% foreign transaction fee, so the value of any points you earn on overseas purchases may be reduced by that cost.

Why should you choose this card?

If you want a card that allows you to earn Qantas Points, but doesn’t cost over the odds in annual fees, the BankSA Amplify Platinum Credit Card may be for you. You can add one additional cardholder to earn points faster, and you can benefit from a number of excellent features.

These include a personal concierge service provided through Visa Platinum, plus extended warranty insurance, and travel insurance on trips up to three months, covering you, your spouse and your dependent children. Of course, certain eligibility requirements apply, so be sure to read the PDS before you travel.

Overall Rating

Keeping it simple, the BankSA Amplify Platinum Credit Card offers a decent earn rate on the Qantas program, 60,000 bonus Qantas Points with a $2,000 minimum spend, and some great platinum perks, including a personal concierge and complimentary insurance covers.

2 questions (showing the latest 10 Q&As)

Denise

Denise

21 August 2019
Not understanding how you say this card doesn't offer the Qantas Points when I'm clearly reading that it does offer Qantas Points.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    21 August 2019
    Hi Denise, this is definitely the Qantas points earning version of the BankSA Amplify Platinum. Maybe you mis-entrupped some information on the page. I have reviewed it as see that we mark the lower earn rate of 0.5 points per $ as a con. I will update this to make it more clear. If you look at the HSBC Platinum Qantas, it has a 1 Qantas point per $ earn rate. With no annual fee first year and lower 2nd year annual fee than the Amplify. Though this Amplify Platinum offer comes with 60k Bonus Qantas Points sign up. This is a real sweeter and may push you for this card.
David Smith

David Smith

8 July 2019
What are eligible transactions? And what are not eligible transactions?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    10 July 2019
    Hi David, Qantas Points are not earned on cash advances and balance transfers or in other specified circumstances (according the the terms). Bottom line stuff like bank fees is not eligible. Petrol, holidays, any normal purchases that are not cash advances are eligible. Typically BPAY payments are not eligible.

BankSA Amplify Platinum Credit Card – Qantas

With the BankSA Amplify Platinum card you can for a limited time earn 60,000 bonus Qantas points when you spend $2,000 on a new card within 90 days of card approval. Earn 0.5 Qantas Points per $1 spent. Get up to 3 months complimentary overseas travel insurance and 24×7 Visa Platinum Concierge Service. Offer ends 2 October 2019. New cards only.

Key features

  • Earn 60,000 bonus Qantas points when you spend $2,000 on a new card within 90 days of card approval
  • Earn 0.5 Qantas Points per $1 spent on eligible transactions, uncapped
  • 24/7 Visa Concierge service
  • Complimentary overseas travel insurance
  • Get up to 55 days interest free on purchases
  • Annual fee of $99
  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Australian permanent resident
  • Minimum income of $35,000 p.a.
  • You have your personal details ready to complete the online application
BankSA Amplify Platinum Credit Card – Qantas
BankSA Amplify Platinum Credit Card – Qantas

BankSA Credit Cards

BankSA Amplify Platinum Credit Card – Qantas

Updated 5 September 2019

Apply by 2 October 2019

Points Earn Rate (per $1 spent)

0.5

points

Qantas

Rewards Program

Qantas Frequent Flyer

Bonus Points

60,000 pts

Spend $2,000 within first 90 days

0 points over 12 months spend

My monthly card spend

Pros and cons

  • Earn 60,000 bonus Qantas points when you spend $2,000 on a new card within 90 days of card approval
  • Earn 0.5 Qantas Points per $1 spent on eligible purchases. Uncapped.
  • Complimentary Qantas Frequent Flyer membership
  • Complimentary overseas travel insurance on trips up to three months, covering you, your spouse and your dependent children.

  • Better Qantas Frequent Flyer points earn rate can be found on other cards

Creditcard.com.au review

Editor Review

BankSA Amplify Platinum Credit Card – Qantas

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

The BankSA Amplify Platinum Credit Card - Qantas

Earning points on the Qantas Frequent Flyer program, the BankSA Amplify Platinum Credit Card offers great everyday earning and a nice selection of platinum perks, including a personal concierge service and complimentary insurance cover. For a relatively low annual fee, cardholders can enjoy all that, plus 60,000 bonus Qantas Points after a $2,000 minimum spend.

What we love...

Looking first to the card’s introductory offer, the BankSA Amplify Platinum Credit Card is currently offering 60,000 bonus Qantas Points to new cardholders who apply and are approved by 2 October 2019. To be eligible for this nice little bonus, simply spend $2,000 on eligible purchases within 90 days of card approval.

Once you meet that minimum spend, your bonus points will be credited to your account within 12 weeks. You are then free to do as you like with them. Perhaps you want to jet away, redeeming 45,000 Qantas Points to fly from Sydney to Vegas. Or maybe it’s time for a shopping spree. For 40,400 Qantas Points you could get your hands on a $250 digital gift card for Myer.

Putting bonus points aside, the BankSA Amplify Platinum Credit Card makes everyday earning easy. Allowing you to earn points on the incredibly popular Qantas program, the card keeps it simple with an earn rate of 0.5 Qantas Points per $1 on all eligible purchases. You can also earn extra points on Qantas purchases – once with your card and once with the program partner.

With a host of Qantas rewards at your fingertips, you could choose to redeem your points for flights and upgrades with Qantas and its plentiful airline partners, pick up a tipple or two from Qantas Wine, or shop online at the Qantas Store, swapping those hard-earned points for kitchen appliances, sports equipment, tech or gift cards.

One more thing we love about this card is its annual fee. For a platinum card, the BankSA Amplify Platinum Credit Card has a fairly low annual fee. While it may not offer some of the more exclusive features offered on certain high-end platinum cards, it does have a reasonable earn rate and some nice extras.

What’s not so great...

While it may have an affordable annual fee, it’s worth pointing out that BankSA’s entry-level Amplify card has a lower annual fee and the same earn rate. It doesn’t, however, have the bonus 60,000 Qantas Points offer that this card has, or the selection of platinum extras. So if these offer value to you, that little bit extra in annual fees may be worthwhile.

In terms of interest, this card has a relatively high purchase rate, so it’s best to avoid interest payments altogether by clearing your balance month-to-month. You may also note that there is a 3% foreign transaction fee, so the value of any points you earn on overseas purchases may be reduced by that cost.

Why should you choose this card?

If you want a card that allows you to earn Qantas Points, but doesn’t cost over the odds in annual fees, the BankSA Amplify Platinum Credit Card may be for you. You can add one additional cardholder to earn points faster, and you can benefit from a number of excellent features.

These include a personal concierge service provided through Visa Platinum, plus extended warranty insurance, and travel insurance on trips up to three months, covering you, your spouse and your dependent children. Of course, certain eligibility requirements apply, so be sure to read the PDS before you travel.

Overall Rating

Keeping it simple, the BankSA Amplify Platinum Credit Card offers a decent earn rate on the Qantas program, 60,000 bonus Qantas Points with a $2,000 minimum spend, and some great platinum perks, including a personal concierge and complimentary insurance covers.

User reviews

BankSA Amplify Platinum Credit Card – Qantas ( based on 1 Creditcard.com.au user review )

55% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates

Purchase rate 19.74% p.a.

Cash advance rate 21.49% p.a.

Interest free on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 6 months

Balance transfer revert rate 21.49% p.a.

Balance transfer from personal loan No

Balance transfer fee No fee.

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Queensland, BankSA, St.George

Credit limits

Minimum credit limt $6,000

Maximum credit limit $35,000

Fees & repayments

Annual fee $99 p.a.

Additional card holder fee $0 p.a.

Foreign transaction fee 3%

Minimum repayment 2%

Cash advance fee 2%

Late payment fee $15

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 60,000 Qantas points

Annual points cap uncapped

Bonus points spend criteria Spend $2,000 within first 90 days

Earning points with this card

Qantas pointsQantas points 0.5 points per $1 spent

Points cap per month N/A

Overseas earn rateOverseas earn rate same as standard earn rate

Additional features

Complimentary insurance

Overseas travel insurance yes - up to 3 months

Flight inconvenience insurance No

Transport accident cover Yes

Smartphone screen insurance No

Purchase protection insurance Yes

Extended warranty insurance Yes

Rental vehicle excess cover No

Overview

BankSA Amplify Platinum Credit Card – Qantas

With the BankSA Amplify Platinum card you can for a limited time earn 60,000 bonus Qantas points when you spend $2,000 on a new card within 90 days of card approval. Earn 0.5 Qantas Points per $1 spent. Get up to 3 months complimentary overseas travel insurance and 24×7 Visa Platinum Concierge Service. Offer ends 2 October 2019. New cards only.

Key features

  • Earn 60,000 bonus Qantas points when you spend $2,000 on a new card within 90 days of card approval
  • Earn 0.5 Qantas Points per $1 spent on eligible transactions, uncapped
  • 24/7 Visa Concierge service
  • Complimentary overseas travel insurance
  • Get up to 55 days interest free on purchases
  • Annual fee of $99

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Australian permanent resident

  • Minimum income of $35,000 p.a.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

2 questions (showing the latest 10 Q&As)

Denise

Denise

21 August 2019
Not understanding how you say this card doesn't offer the Qantas Points when I'm clearly reading that it does offer Qantas Points.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    21 August 2019
    Hi Denise, this is definitely the Qantas points earning version of the BankSA Amplify Platinum. Maybe you mis-entrupped some information on the page. I have reviewed it as see that we mark the lower earn rate of 0.5 points per $ as a con. I will update this to make it more clear. If you look at the HSBC Platinum Qantas, it has a 1 Qantas point per $ earn rate. With no annual fee first year and lower 2nd year annual fee than the Amplify. Though this Amplify Platinum offer comes with 60k Bonus Qantas Points sign up. This is a real sweeter and may push you for this card.
David Smith

David Smith

8 July 2019
What are eligible transactions? And what are not eligible transactions?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    10 July 2019
    Hi David, Qantas Points are not earned on cash advances and balance transfers or in other specified circumstances (according the the terms). Bottom line stuff like bank fees is not eligible. Petrol, holidays, any normal purchases that are not cash advances are eligible. Typically BPAY payments are not eligible.

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