- Earn 60,000 bonus Qantas points when you spend $2,000 on eligible purchases within 90 days of card approval
- Earn 0.5 Qantas Points per $1 spent on eligible purchases. Uncapped.
- Complimentary Qantas Frequent Flyer membership
- Complimentary overseas travel insurance on trips up to three months, covering you, your spouse and your dependent children.
- $99 p.a. annual fee
- 0% p.a. on balance transfers for the first 6 months. Reverts to the cash advance rate
- Eligible with Apple Pay, Google Pay and Samsung Pay
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BankSA Credit Cards
BankSA Amplify Platinum Credit Card – Qantas
Updated 5 August 2020
With the BankSA Amplify Platinum card you can for a limited time earn 60,000 bonus Qantas points when you spend $2,000 on eligible purchases within 90 days of card approval. Earn 0.5 Qantas Points per $1 spent. Get up to 3 months complimentary overseas travel insurance.
T&Cs apply. Offer ends 30 September 2020
Points Earn Rate (per $1 spent)
0.5 points
QantasRewards Program
Qantas Frequent Flyer
Bonus Points
60,000 pts
Spend $2,000 on eligible purchases within 90 days
Pros and cons
- There are higher Qantas Frequent Flyer points earn rates on other cards
Creditcard.com.au review
Editor Review
BankSA Amplify Platinum Credit Card – Qantas
Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. Ask Roland a Question about this card.
The BankSA Amplify Platinum Credit Card - Qantas
Earning points on the Qantas Frequent Flyer program, the BankSA Amplify Platinum Credit Card offers great everyday earning and a nice selection of platinum perks, including complimentary insurance cover. For a relatively low annual fee, cardholders can enjoy all that, plus 60,000 bonus Qantas Points after a $2,000 minimum spend.
What we love...
Looking first to the card’s introductory offer, the BankSA Amplify Platinum Credit Card is currently offering 60,000 bonus Qantas Points to new cardholders who apply and are approved by 30 September 2020. To be eligible for this nice little bonus, simply spend $2,000 on eligible purchases within 90 days of card approval.
Once you meet that minimum spend, your bonus points will be credited to your account within 12 weeks. You are then free to do as you like with them. Perhaps you want to jet away, redeeming 45,000 Qantas Points to fly from Sydney to Vegas. Or maybe it’s time for a shopping spree. For 40,400 Qantas Points you could get your hands on a $250 digital gift card for Myer.
Putting bonus points aside, the BankSA Amplify Platinum Credit Card makes everyday earning easy. Allowing you to earn points on the incredibly popular Qantas program, the card keeps it simple with an earn rate of 0.5 Qantas Points per $1 on all eligible purchases. You can also earn extra points on Qantas purchases – once with your card and once with the program partner.
With a host of Qantas rewards at your fingertips, you could choose to redeem your points for flights and upgrades with Qantas and its plentiful airline partners, pick up a tipple or two from Qantas Wine, or shop online at the Qantas Store, swapping those hard-earned points for kitchen appliances, sports equipment, tech or gift cards.
One more thing we love about this card is its annual fee. For a platinum card, the BankSA Amplify Platinum Credit Card has a fairly low annual fee. While it may not offer some of the more exclusive features offered on certain high-end platinum cards, it does have a reasonable earn rate and some nice extras.
What’s not so great...
While it may have an affordable annual fee, it’s worth pointing out that BankSA’s entry-level Amplify card has a lower annual fee and the same earn rate. It doesn’t, however, have the bonus 60,000 Qantas Points offer that this card has, or the selection of platinum extras. So if these offer value to you, that little bit extra in annual fees may be worthwhile.
In terms of interest, this card has a relatively high purchase rate, so it’s best to avoid interest payments altogether by clearing your balance month-to-month. You may also note that there is a 3% foreign transaction fee, so the value of any points you earn on overseas purchases may be reduced by that cost.
Why should you choose this card?
If you want a card that allows you to earn Qantas Points, but doesn’t cost over the odds in annual fees, the BankSA Amplify Platinum Credit Card may be for you. You can add one additional cardholder to earn points faster, and you can benefit from a number of excellent features.
These include extended warranty insurance, and travel insurance on trips up to three months, covering you, your spouse and your dependent children. Of course, certain eligibility requirements apply, so be sure to read the PDS before you travel.
Overall Rating
Keeping it simple, the BankSA Amplify Platinum Credit Card offers a decent earn rate on the Qantas program, 60,000 bonus Qantas Points with a $2,000 minimum spend, and some great platinum perks, including complimentary insurance covers.
User reviews
Rates and fees
Interest rates
Purchase rate 19.74% p.a.
Cash advance rate 21.49% p.a.
Interest free period on purchases up to 55 days
Balance transfer
Balance transfer rate 0% p.a. for 6 months
Balance transfer revert rate 21.49% p.a.
Balance transfer from personal loan No
Balance transfer fee No fee
Balance transfer limit 80% of approved credit limit
Banks you can't balance transfer from Bank of Queensland, BankSA, St.George
Credit limits
Minimum credit limt $6,000
Maximum credit limit $35,000
Fees & repayments
Annual fee $99 p.a.
Additional card holder fee $0 p.a.
Foreign transaction fee 3%
Minimum repayment 2%
Cash advance fee 2%
Late payment fee $15
Rewards and points
Rewards program
Rewards Program
Qantas Frequent Flyer
Bonus points 60,000 points
Annual points cap uncapped
Bonus points spend criteria Spend $2,000 on eligible purchases within 90 days
Earning points with this card
Qantas Rewards points 0.5 points per $1 spent
Points cap per month N/A
Overseas earn rate same as standard earn rate
Additional features
Complimentary insurance
International Travel Insurance Yes - up to 3 months
Flight Inconvenience Insurance No
Transit Accident Insurance Yes
Smartphone Screen Insurance No
Purchase Protection Insurance No
Extended Warranty Insurance Yes
Rental Vehicle Excess In Australia Insurance No
Extras
Eligible with Apple Pay, Google Pay and Samsung Pay.
Overview
BankSA Amplify Platinum Credit Card – Qantas
Disclaimer: The interest free period is the maximum number of days during which interest is not charged on new purchases. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.
Key features
- Earn 60,000 bonus Qantas points when you spend $2,000 on eligible purchases within 90 days of card approval
- Earn 0.5 Qantas Points per $1 spent on eligible transactions, uncapped
- Complimentary overseas travel insurance for trips up to 3 months
- 0% p.a. for 6 months on balance transfers requested at new card application. Rate then switches to variable cash advance rate. No balance transfer fee.
- Get up to 55 days interest free on purchases
- Annual fee of $99
- Eligible with Apple Pay, Google Pay and Samsung Pay
Minimum criteria to apply for this card
-
Be over 18 years old
-
Good Credit and have not applied for multiple credit cards recently
-
Australian permanent resident
-
Minimum income of $35,000 p.a.
You have your personal details ready to complete the online application
Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.
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