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BankSA Amplify Signature Credit Card

1 review

Apply by 22 May 2019

points over 12 months Calculate your savings icon

Earn rate per $1

1.5 points
16.77% Complete (success)
Amplify Rewards

Bonus points

200,000 points
200,000% Complete (success)

Annual fee

$179 first year
179% Complete (success)
then $279

Pros

Earn up to 200,000 Bonus Amplify Rewards Points over 2 years when you spend $12k on eligible purchases each year

Birthday bonus 10% on points earned in the previous 12 months

Complimentary insurance and two airport lounge passes per year

Reduced annual card fee in the first year of $179 ($279 usually)

Cons

Annual fee of $279

BankSA Amplify Signature Credit Card

Earn up to 200,000 Bonus Amplify Rewards Points over 2 years when you spend $12k on eligible purchases each year and pay a reduced annual fee the first year of $179, $279 thereafter. This card is definitely worth a look with some great features for people that like to enjoy life. Earn 1.5 Amplify points for every dollar spent on eligible purchases, a full suite of complimentary insurances, a 10% points birthday bonus each year that really delivers and that’s just to start. Do you like to travel? Imagine getting 3pm checkouts, complimentary breakfast, automatic hotel room upgrades upon arrival (when available). Who wouldn’t love this? Get to know the BankSA Amplify Signature. Offer ends 22 May 2019. New cards only.

Key features

  • Earn up to 200,000 Bonus Amplify Rewards Points over 2 years when you spend $12k on eligible purchases each year
  • Earn 1.5 Amplify points for every dollar spent on eligible purchases. Redeem entertainment, travel and merchandise rewards on this program. Your Amplify points can also be redeemed with several airline partners including Virgin Blue, Malaysian Airlines and Singapore Airlines.
  • Get up to 55 days interest free on purchases
  • Birthday bonus 10% on points earned in the previous 12 months
  • Reduced annual card fee for the first year of $179. $279 annual fee thereafter
  • Visa Luxury Hotel Collection
  • Complimentary insurance
  • Two complimentary airport lounge passes per year
custom Image

Complimentary Visa Luxury Hotel Collection membership

3pm checkouts at over 900 hotels with Visa (when available). Complimentary continental breakfast at your hotel. Automatic hotel room upgrade upon arrival (when available). VIP hotel guest status.

  • Rates
    70%
  • Fees
    70%
  • Rewards
    70%
  • Customer Service
    70%
  • Value
    70%
100% of customers who have rated this card would recommend it
Overall customer rating 70%
1 reviews
Interest Rates
Purchase rate 19.49% p.a.
Cash advance rate 20.24% p.a.
Interest free on purchases up to 55 days
Balance Transfer
Balance transfer rate 0% p.a. for 6 months
Balance transfer fee No fee
Balance transfer revert rate 20.24% p.a.
Balance transfer limit 80% of your approved new credit limit
Balance transfer from personal loan No
Banks you can't balance transfer from Bank of Melbourne ,BankSA ,St.George
Credit limits
Minimum credit limit $15,000
Maximum credit limit $75,000
Fees & repayments
Annual fee $279 p.a.
Annual fee first year $179
Additional cardholder fee $0 p.a.
Cash advance fee 2%
Foreign transaction fee 3%
Minimum repayment 2%
Late payment fee $15
Credit card type Visa
Rewards program
Rewards program Amplify Rewards Amplify Rewards
Bonus points 200,000 Amplify points
Annual points cap uncapped
Bonus points spend criteria Over 2 years when you spend $12k on eligible purchases each year
Earning points with this card
Amplify points 1.5 points per $1 spent
Overseas earn rate same as standard earn rate
Points cap per month N/A
Complimentary insurance
Overseas travel insurance yes - up to 6 months
Flight inconvenience insurance No
Transport accident cover No
Smartphone screen insurance No
Purchase protection insurance No
Extended warranty insurance Yes
Rental vehicle excess cover No
Extras
2 Priority Pass lounge visits per year
10% Birthday bonus points
Visa Luxury Hotel Collection

The BankSA Amplify Signature Credit Card with up to 200,000 Bonus Amplify Points

For some people, simple is better. All they want is a no frills credit card at the lowest possible cost. For others though, they are looking for something more from their card. While they may not be looking for prestige, per se, they are looking for prestige features.

Offering a dazzling array of extras, the BankSA Amplify Signature Credit Card could be the ideal option if you happen to want more from your card. Providing the choice between two rewards programs, this card offers a great earn rate, alongside plenty of features and up to 200,000 bonus Amplify points as an introductory offer. If you want to earn Qantas points see the BankSA Amplify Signature Credit Card – Qantas

What we love...

This online exclusive offer comes with a reduced annual fee the first year of $179 ($279 thereafter).

One of the things we love most about the BankSA Amplify Signature Credit Card is its bonus points offer. Allowing you to get a head-start on your points-saving, the card provides you with up to 200,000 Bonus Amplify Rewards Points over 2 years when you spend $12k on eligible purchases each year.

And everyday points earning potential? If you choose to earn on the Amplify Rewards program, you could earn 1.5 Amplify Points per $1 spent on eligible purchases within Australia and overseas, with no points capping.

The points you earn can be redeemed for gift cards or retail vouchers, homewares or tech, or they could go towards your next travel adventure, when used within frequent flyer programs such as Virgin Australia’s Velocity, Malaysia Airlines’ Enrich and Singapore Airlines’ KrisFlyer.

Alternatively, if you choose to earn on the Qantas Rewards program, you could earn 0.75 Qantas Points per $1 spent, uncapped, with the opportunity to earn double points on purchases with Qantas Frequent Flyer Program partners. Click here to see the offer.

Within the Qantas program, you have a huge choice of redemption options, whether that means using your points within the Qantas Store, or redeeming points for flights and upgrades with Qantas or one of its 35 partner airlines.

What’s not so great...

As a rewards card, there are certain factors to be aware of before applying for the BankSA Amplify Signature Credit Card. For one thing, the Qantas earn rate is relatively low compared to other prestige rewards cards on the Qantas program.

You should also be aware of the significant ongoing annual fee, the high rates of interest applied to cash advances and purchases, and the high minimum income requirement and high minimum credit limit.

To be eligible for the bonus points offer over 2 years, you have to spend $12,000 on eligible purchases each year. As long as you need to make those purchases anyway, that’s fine, but there’s no point spending unnecessarily just to claim points that are worth a lot less than your $24,000 spend.

Why should you choose this card?

Saying that, choosing a prestige card should be all about balance. Avoid unnecessary interest payments, and work out whether the features on offer are worth more than what you’re paying out in annual fees.

Luckily, the BankSA Amplify Signature Credit Card has plenty of features to tip the scales. Aside from the rewards program and bonus points offer, this card offers a range of complimentary insurances, including travel insurance, extended warranty insurance and price guarantee cover.

You can also benefit from two Priority Pass lounge visits per year on the Amplify Rewards program or two Qantas lounge passes, membership to the Visa Luxury Hotel Collection, and birthday bonus points, where, on your birthday, you’ll receive 10% of the points earned in the past 12 months, added to your account.

Overall Rating

A prestige rewards card that earns points on the Amplify or Qantas rewards program, offering fantastic features and up to 200,000 bonus Amplify points plus a reduced annual fee first year as an introductory offer. Offer ends 22 May 2019. New cards only.

4 questions (showing the latest 10 Q&As)

Geoff Salvestro

Geoff Salvestro

28 August 2017
didnt realise you only answer one question per email, life is tooo shortmy main query is I am interested in the benefits of card but how do you tell where it can be used, useless without more info - Visa Luxury Hotel Collection membercheers Geoff
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    29 August 2017
    Hi Geoff, the card is a Visa and can be used anywhere Visa is accepted. The Visa Luxury Hotel Collection website I provided you shows where the these features can be used. When you travel with Amplify Signature you will become an automatic Visa Luxury Hotel Collection member and enjoy 3pm checkouts at over 900 hotels with Visa (when available), Complimentary continental breakfast at your hotel, Automatic hotel room upgrade upon arrival (when available) and VIP hotel guest status. I hope I have answered your question. This card has many great benefits if you travel. Also the 10% points birthday bonus is nice.
Geoff

Geoff

26 August 2017
Hi Roland I am interested in the benifits of card but how do you tell where - Visa Luxury Hotel Collection member- is applicable AND do you need to be a new Bank SA customer to be eligible
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    28 August 2017
    Hi Geoff, this offer is for new cards, not customers, therefore you can still apply. For updated list of participating properties, please visit www.visaluxuryhotels.com.
Albert

Albert

6 December 2016
Is the $75k income gross or net. Is self-employment ok? TY.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    7 December 2016
    Hi Albert, income is gross and self-employment is aok. You will need to be able to verify your income through your accountant. They will want some tax returns also. Best of luck with your application.
bev

bev

17 October 2016
can the balance transfer be used to pay Citibank redi credit debt ?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    18 October 2016
    Hi Bev, as the Citi Ready Credit is a line of credit rather than a credit card it is not possible to transfer it. What you need to look for is a low rate personal loan that can save you interest on what you are paying with ready credit.
  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Australian permanent resident
  • Minimum income of $75,000 p.a.
  • You have your personal details ready to complete the online application
BankSA Amplify Signature Credit Card
BankSA Amplify Signature Credit Card

BankSA Credit Cards

BankSA Amplify Signature Credit Card

14 March 2019

Apply by 22 May 2019

Points Earn Rate (per $1 spent)

1.5

points

Amplify

Rewards Program

Amplify Rewards

Bonus Points

200,000 pts

Over 2 years when you spend $12k on eligible purchases each year

0 points over 12 months spend

My monthly card spend

BankSA Amplify Signature Credit Card

Earn up to 200,000 Bonus Amplify Rewards Points over 2 years when you spend $12k on eligible purchases each year and pay a reduced annual fee the first year of $179, $279 thereafter. This card is definitely worth a look with some great features for people that like to enjoy life. Earn 1.5 Amplify points for every dollar spent on eligible purchases, a full suite of complimentary insurances, a 10% points birthday bonus each year that really delivers and that’s just to start. Do you like to travel? Imagine getting 3pm checkouts, complimentary breakfast, automatic hotel room upgrades upon arrival (when available). Who wouldn’t love this? Get to know the BankSA Amplify Signature. Offer ends 22 May 2019. New cards only.

Key features

  • Earn up to 200,000 Bonus Amplify Rewards Points over 2 years when you spend $12k on eligible purchases each year
  • Earn 1.5 Amplify points for every dollar spent on eligible purchases. Redeem entertainment, travel and merchandise rewards on this program. Your Amplify points can also be redeemed with several airline partners including Virgin Blue, Malaysian Airlines and Singapore Airlines.
  • Get up to 55 days interest free on purchases
  • Birthday bonus 10% on points earned in the previous 12 months
  • Reduced annual card fee for the first year of $179. $279 annual fee thereafter
  • Visa Luxury Hotel Collection
  • Complimentary insurance
  • Two complimentary airport lounge passes per year

Customer Reviews

BankSA Amplify Signature Credit Card

70% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates & Fees

Interest rates

Purchase rate 19.49% p.a.

Cash advance rate 20.24% p.a.

Interest free on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 6 months

Balance transfer revert rate 20.24% p.a.

Balance transfer from personal loan No

Balance transfer fee No fee.

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Melbourne ,BankSA ,St.George

Credit limits

Minimum credit limt $15,000

Maximum credit limit $75,000

Fees & repayments

Annual fee $279 p.a.

Additional card holder fee $0 p.a.

Foreign transaction fee 3%

Minimum repayment 2%

Annual fee the first year $179

Cash advance fee 2%

Late payment fee $15

Rewards & points

Rewards program

Rewards Program Amplify Rewards Amplify Rewards

Bonus points 200,000 Amplify points

Annual points cap uncapped

Bonus points spend criteria Over 2 years when you spend $12k on eligible purchases each year

Earning points with this card

Amplify pointsAmplify points 1.5 points per $1 spent

Points cap per month N/A

Overseas earn rateOverseas earn rate same as standard earn rate

Additional features

Complimentary insurance

Overseas travel insurance yes - up to 6 months

Flight inconvenience insurance No

Transport accident cover No

Smartphone Screen Insurance No

Purchase protection insurance No

Extended warranty insurance Yes

Rental vehicle excess cover No

Extras

2 Priority Pass lounge visits per year

10% Birthday bonus points

Visa Luxury Hotel Collection

Our Review

Editor Review

The BankSA Amplify Signature Credit Card with up to 200,000 Bonus Amplify Points

For some people, simple is better. All they want is a no frills credit card at the lowest possible cost. For others though, they are looking for something more from their card. While they may not be looking for prestige, per se, they are looking for prestige features.

Offering a dazzling array of extras, the BankSA Amplify Signature Credit Card could be the ideal option if you happen to want more from your card. Providing the choice between two rewards programs, this card offers a great earn rate, alongside plenty of features and up to 200,000 bonus Amplify points as an introductory offer. If you want to earn Qantas points see the BankSA Amplify Signature Credit Card – Qantas

What we love...

This online exclusive offer comes with a reduced annual fee the first year of $179 ($279 thereafter).

One of the things we love most about the BankSA Amplify Signature Credit Card is its bonus points offer. Allowing you to get a head-start on your points-saving, the card provides you with up to 200,000 Bonus Amplify Rewards Points over 2 years when you spend $12k on eligible purchases each year.

And everyday points earning potential? If you choose to earn on the Amplify Rewards program, you could earn 1.5 Amplify Points per $1 spent on eligible purchases within Australia and overseas, with no points capping.

The points you earn can be redeemed for gift cards or retail vouchers, homewares or tech, or they could go towards your next travel adventure, when used within frequent flyer programs such as Virgin Australia’s Velocity, Malaysia Airlines’ Enrich and Singapore Airlines’ KrisFlyer.

Alternatively, if you choose to earn on the Qantas Rewards program, you could earn 0.75 Qantas Points per $1 spent, uncapped, with the opportunity to earn double points on purchases with Qantas Frequent Flyer Program partners. Click here to see the offer.

Within the Qantas program, you have a huge choice of redemption options, whether that means using your points within the Qantas Store, or redeeming points for flights and upgrades with Qantas or one of its 35 partner airlines.

What’s not so great...

As a rewards card, there are certain factors to be aware of before applying for the BankSA Amplify Signature Credit Card. For one thing, the Qantas earn rate is relatively low compared to other prestige rewards cards on the Qantas program.

You should also be aware of the significant ongoing annual fee, the high rates of interest applied to cash advances and purchases, and the high minimum income requirement and high minimum credit limit.

To be eligible for the bonus points offer over 2 years, you have to spend $12,000 on eligible purchases each year. As long as you need to make those purchases anyway, that’s fine, but there’s no point spending unnecessarily just to claim points that are worth a lot less than your $24,000 spend.

Why should you choose this card?

Saying that, choosing a prestige card should be all about balance. Avoid unnecessary interest payments, and work out whether the features on offer are worth more than what you’re paying out in annual fees.

Luckily, the BankSA Amplify Signature Credit Card has plenty of features to tip the scales. Aside from the rewards program and bonus points offer, this card offers a range of complimentary insurances, including travel insurance, extended warranty insurance and price guarantee cover.

You can also benefit from two Priority Pass lounge visits per year on the Amplify Rewards program or two Qantas lounge passes, membership to the Visa Luxury Hotel Collection, and birthday bonus points, where, on your birthday, you’ll receive 10% of the points earned in the past 12 months, added to your account.

Overall Rating

A prestige rewards card that earns points on the Amplify or Qantas rewards program, offering fantastic features and up to 200,000 bonus Amplify points plus a reduced annual fee first year as an introductory offer. Offer ends 22 May 2019. New cards only.

Pros

  • Earn up to 200,000 Bonus Amplify Rewards Points over 2 years when you spend $12k on eligible purchases each year
  • Birthday bonus 10% on points earned in the previous 12 months
  • Complimentary insurance and two airport lounge passes per year
  • Reduced annual card fee in the first year of $179 ($279 usually)

Cons

  • Annual fee of $279
Roland B Bleyer

Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Question

Something you need to know about this card? Ask a our credit card expert a question.

4 questions (showing the latest 10 Q&As)

Geoff Salvestro

Geoff Salvestro

28 August 2017
didnt realise you only answer one question per email, life is tooo shortmy main query is I am interested in the benefits of card but how do you tell where it can be used, useless without more info - Visa Luxury Hotel Collection membercheers Geoff
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    29 August 2017
    Hi Geoff, the card is a Visa and can be used anywhere Visa is accepted. The Visa Luxury Hotel Collection website I provided you shows where the these features can be used. When you travel with Amplify Signature you will become an automatic Visa Luxury Hotel Collection member and enjoy 3pm checkouts at over 900 hotels with Visa (when available), Complimentary continental breakfast at your hotel, Automatic hotel room upgrade upon arrival (when available) and VIP hotel guest status. I hope I have answered your question. This card has many great benefits if you travel. Also the 10% points birthday bonus is nice.
Geoff

Geoff

26 August 2017
Hi Roland I am interested in the benifits of card but how do you tell where - Visa Luxury Hotel Collection member- is applicable AND do you need to be a new Bank SA customer to be eligible
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    28 August 2017
    Hi Geoff, this offer is for new cards, not customers, therefore you can still apply. For updated list of participating properties, please visit www.visaluxuryhotels.com.
Albert

Albert

6 December 2016
Is the $75k income gross or net. Is self-employment ok? TY.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    7 December 2016
    Hi Albert, income is gross and self-employment is aok. You will need to be able to verify your income through your accountant. They will want some tax returns also. Best of luck with your application.
bev

bev

17 October 2016
can the balance transfer be used to pay Citibank redi credit debt ?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    18 October 2016
    Hi Bev, as the Citi Ready Credit is a line of credit rather than a credit card it is not possible to transfer it. What you need to look for is a low rate personal loan that can save you interest on what you are paying with ready credit.

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