BankSA Amplify Signature Credit Card

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The BankSA Amplify Signature Credit Card with 90,000 bonus Amplify Points

For some people, simple is better. All they want is a no-frills credit card at the lowest possible cost. For others, they may be looking for more from their card, including additional features and rewards.

Offering a range of extras, the BankSA Amplify Signature Credit Card could be a suitable option if you want more from your card. This card offers a competitive earn rate within the Amplify Rewards program, alongside a range of features and 90,000 bonus Amplify Points as a welcome offer. If you want to earn Qantas points, see the BankSA Amplify Signature Credit Card – Qantas.

What we love...

Earn 90,000 bonus Amplify Points after $9,000 in eligible purchases within 90 days of card approval. Bonus points are credited within 12 weeks after meeting the eligible-spend requirement.

In terms of everyday earning, the card allows you to earn points on eligible purchases, with higher earn rates on international and everyday spend categories. Once you spend $10,000 in a statement cycle, the earn rate reduces to 0.5 Amplify points per $1 on further eligible purchases.

Points earned can be redeemed for a range of options including gift cards, retail items, or travel through airline partners such as Malaysia Airlines’ Enrich and Singapore Airlines’ KrisFlyer programs.

Alternatively, if you choose to earn on the Qantas Rewards program, a different earn structure applies. Click here to view the Qantas option.

The first-year card fee is $199, then $295 p.a., plus a $75 annual Amplify Rewards Program fee. Existing BankSA customers who sign in to apply may qualify for a $149 first-year card fee.

What’s not so great...

The bonus requires $9,000 in eligible purchases within 90 days of approval. Consider whether that fits your normal spending and whether you can pay the balance in full before interest is charged.

You will not be eligible for the bonus points offer if you currently hold or have held an Amplify, Amplify Platinum or Amplify Signature card issued by BankSA, St.George or Bank of Melbourne in the last 24 months.

As with many rewards credit cards, it’s also worth considering the ongoing annual fee and interest rates on purchases and cash advances.

Why should you choose this card?

Choosing a rewards credit card should come down to whether the value of the rewards and features outweighs the costs. If you can make use of the card’s features and meet the spend criteria, this card may offer good overall value.

Cardholders can benefit from a range of features including complimentary insurances, two airport lounge passes per year, and access to the Visa Luxury Hotel Collection.

The card also offers up to 45 days interest-free on purchases and allows for an additional cardholder at no extra cost.

Overall Rating

A rewards credit card offering a range of features, the ability to earn points through the Amplify Rewards program, 90,000 bonus Amplify Points, and a discounted first year annual fee.