- Receive up to 200,000 bonus Amplify Points – 100,000 Rewards Points in year 1 when you spend $12k+ on eligible purchases† and an extra 100,000 points in year 2 when you spend a further $12k on eligible purchases.
- Discounted annual fee of $149 for the first year, then $295 thereafter.
- Earn uncapped rewards with Amplify: 3 points per $1 on international spend, 2 points per $1 on everyday purchases, and 1 point per $1 on everything else (up to $10,000 per statement period, then 0.5 points per $1 thereafter). T&Cs apply.
- Complimentary International and Domestic Travel Insurance (including COVID-19 coverage effective 30 June 2022, T&Cs apply)
- Two complimentary airport lounge passes per year
- Visa Luxury Hotel Collection
- Eligible with Apple Pay, Google Pay and Samsung Pay
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BankSA Credit Cards
BankSA Amplify Signature Credit Card
Updated 2 May 2026
Receive up to 200,000 Bonus Amplify Rewards Points – 100,000 Rewards Points in year 1 when you spend $12k+ on eligible purchases and an extra 100,000 points in year 2 when you spend a further $12k on eligible purchases. Enjoy a discounted first year annual fee, two Priority Pass lounge visits per year, and Visa Luxury Hotel Collection membership.
Terms and conditions apply.
Points Earn Rate (per $1 spent)
1.5 points
Capped at $10,000 per statement period, then 0.5 pts per $1 spent
Rewards Program
Amplify Rewards
Bonus Points
up to 200k pts
100k pts in year 1 + 100k in year 2
Pros and cons
- To be eligible for the full bonus points offer, you need to spend $12k on eligible purchases in both year 1 and year 2
Creditcard.com.au review
Editor Review
BankSA Amplify Signature Credit Card
Pauline Hatch
Pauline is a personal finance expert at CreditCard.com.au, with 9 years in money, budgeting and property reporting under her belt. Ask Pauline a Question about this card.
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The BankSA Amplify Signature Credit Card with up to 200,000 bonus Amplify Points
For some people, simple is better. All they want is a no-frills credit card at the lowest possible cost. For others, they may be looking for more from their card, including additional features and rewards.
Offering a range of extras, the BankSA Amplify Signature Credit Card could be a suitable option if you want more from your card. This card offers a competitive earn rate within the Amplify Rewards program, alongside a range of features and up to 200,000 bonus Amplify Points as a welcome offer. If you want to earn Qantas points, see the BankSA Amplify Signature Credit Card – Qantas.
What we love...
One of the key features of the BankSA Amplify Signature Credit Card is its introductory bonus points offer. Eligible new cardholders can earn up to 200,000 bonus Amplify Points — 100,000 points in year 1 when you spend $12,000 on eligible purchases, plus an additional 100,000 points in year 2 when you spend a further $12,000 on eligible purchases.
In terms of everyday earning, the card allows you to earn points on eligible purchases, with higher earn rates on international and everyday spend categories. Once you spend $10,000 in a statement cycle, the earn rate reduces to 0.5 Amplify points per $1 on further eligible purchases.
Points earned can be redeemed for a range of options including gift cards, retail items, or travel through airline partners such as Malaysia Airlines’ Enrich and Singapore Airlines’ KrisFlyer programs.
Alternatively, if you choose to earn on the Qantas Rewards program, a different earn structure applies. Click here to view the Qantas option.
The card also comes with a discounted first year annual fee. You will pay $149 in the first year, with the standard $295 annual fee applying thereafter.
What’s not so great...
To receive the full 200,000 bonus Amplify Points, you will need to meet the minimum spend requirement in both years — $12,000 in year 1 and $12,000 in year 2 on eligible purchases. This may not suit everyone, particularly if you do not typically spend at this level.
You will not be eligible for the bonus points offer if you currently hold or have held an Amplify, Amplify Platinum or Amplify Signature card issued by BankSA, St.George or Bank of Melbourne in the last 24 months.
As with many rewards credit cards, it’s also worth considering the ongoing annual fee and interest rates on purchases and cash advances.
Why should you choose this card?
Choosing a rewards credit card should come down to whether the value of the rewards and features outweighs the costs. If you can make use of the card’s features and meet the spend criteria, this card may offer good overall value.
Cardholders can benefit from a range of features including complimentary insurances, two airport lounge passes per year, and access to the Visa Luxury Hotel Collection.
The card also offers up to 55 days interest-free on purchases and allows for an additional cardholder at no extra cost.
Overall Rating
A rewards credit card offering a range of features, the ability to earn points through the Amplify Rewards program, up to 200,000 bonus Amplify Points, and a discounted first year annual fee.
User reviews
Rates and fees
Interest rates
Purchase rate 20.99% p.a.
Cash advance rate 21.99% p.a.
Interest free period on purchases up to 55 days
Credit limits
Minimum credit limit $15,000
Maximum credit limit $80,000
Fees & repayments
Annual fee $295 p.a.
Additional cardholder fee $0 p.a.
Foreign transaction fee 3%
Minimum repayment 2% or $10, whichever is greater
Annual fee the first year $149
Cash advance fee 3.5%
Late payment fee $20
Rewards and points
Rewards program
Rewards Program
Amplify Rewards
Bonus points up to 200k points
Annual points cap uncapped
Bonus points spend criteria 100k pts in year 1 + 100k in year 2
Earning points with this card
Amplify Rewards points 1.5 points per $1 spent
Points cap per month Capped at $10,000 per statement period, then 0.5 pts per $1 spent
Overseas earn rate same as standard earn rate
Additional features
Complimentary insurance
International Travel Insurance Yes - up to 6 months
Flight Inconvenience Insurance Yes
Transit Accident Insurance Yes
Smartphone Screen Insurance No
Purchase Protection Insurance Yes
Extended Warranty Insurance Yes
Rental Vehicle Excess In Australia Insurance No
Extras
Travel insurance underwritten by Allianz Global Assistance
Visa Luxury Hotel Collection
Eligible with Apple Pay, Google Pay and Samsung Pay
Fraud Protection Guarantee
2 Priority Pass lounge visits per year
Overview
BankSA Amplify Signature Credit Card
Disclaimer: The interest-free period is the maximum number of days during which interest is not charged on new purchases. If your account has an interest-free period for purchases, to be entitled to that interest-free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.
Key features
- Receive up to 200,000 bonus Amplify Points – 100,000 Rewards Points in year 1 if you spend $12k+ on eligible purchases† and an extra 100,000 points in year 2 when you spend a further $12k on eligible purchases†.
- Discounted annual fee of $149 for the first year, then $295 thereafter.
- Earn 1.5 Amplify points for every dollar spent on eligible purchases, uncapped
- Get up to 55 days interest free on purchases
- Range of complimentary insurances such as interstate flight inconvenience insurance, up to 6 months overseas travel insurance, extended warranty, up to 4 months purchase security cover, and transit accident insurance
- Two complimentary airport lounge passes per year
- Exclusive Concierge Services
- Visa Luxury Hotel Collection
- Get an additional cardholder at no extra cost
- Eligible with Apple Pay, Google Pay and Samsung Pay
Minimum criteria to apply for this card
-
Be over 18 years old
-
Good Credit and have not applied for multiple credit cards recently
-
Permanent resident in Australia/NZ OR; Non-resident or migrant that holds an acceptable Visa, with a minimum 1 year before expiry
You have your personal details ready to complete the online application
Pauline is a personal finance expert at CreditCard.com.au, with 9 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger
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