BankSA Amplify Credit Card
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au.
The BankSA Amplify Credit Card
If you love your credit card but you’re not so keen on the rewards program it offers, it may be worth your while to check out the BankSA Amplify Credit Card to see if it’s right for you.
With some pretty decent features on the table, the BankSA Amplify Credit Card is a rewards card that lets you choose between two rewards programs, so you can really make the most of your credit card spending.
Want to find out more? Come with us as we dig deeper into what’s on offer, to see if this lovely little card really is the right option for you.
What we love...
While most cardholders probably choose the BankSA Amplify Credit Card for its rewards programs and extra features, it now has something else to offer.
Providing an extremely long purchase offer, this card is currently offering 0% p.a. on purchases for 14 months. So, if you need to make larger purchases and need more time to pay them off, this card could help you do that.
Now, on to some of the card’s other redeeming features. Unlike many other rewards cards, the BankSA Amplify Credit Card lets you choose between two rewards programs, to earn either Amplify Rewards Points or Qantas Points.
If you opt for the Qantas program, you could earn 0.5 Qantas Points per $1 spent on eligible purchases, with no points capping. On purchases made with Qantas partners, you could even earn double points – once with your card and once with the program partner.
These points could be spent on merchandise, gift vouchers or experiences in the Qantas Store, or redeemed with Qantas or one of its 35 partner airlines for flights and upgrades.
If you’d prefer to be on the Amplify program, you could earn 1 point per $1 spent on eligible purchases, again with no points capping.
Your points could be used to buy gift cards, retail vouchers, homewares or tech, or you could redeem them on frequent flyer programs such as Virgin Australia’s Velocity, Malaysia Airlines’ Enrich and Singapore Airlines’ KrisFlyer programs.
What’s not so great...
While there is a lot to love on this card, there are certain drawbacks new cardholders will have to keep in mind. For example, on the Qantas program, the earn rate provides just 1 Qantas Point per $2 spent. That means you’ll have to spend big to see your points total grow.
Why should you choose this card?
With that in mind, you could make this card work for you. You’ll pay a reasonable annual fee for a rewards card and the annual fee is waived for the first year, and you can benefit from extra features such as up to 55 days interest free on purchases, and one free additional cardholder.
As with any credit card, it’s all about balance. You simply need to weigh up what you’re getting out of the card in features and rewards, compared to what you are putting in, in fees and interest.
An affordable rewards card that provides two rewards programs to choose from, a few handy features and an excellent 14-month 0% p.a. purchase offer. Offer ends 2 October 2019.