- $250 cashback to your account when you spend $3,000 on eligible purchases within 90 days from card approval
- Choose between Qantas rewards or Amplify Rewards
- Complimentary insurances
- Double points earn on international spend
- No annual fee the first year
$250 cashback to your account when you spend $3,000 on eligible purchases within 90 days from card approval
Choose between Qantas rewards or Amplify Rewards
Double points earn on international spend
No annual fee the first year
Qantas rewards earn rate is just 0.50 per $1 spent
|Purchase rate||19.49% p.a.|
|Cash advance rate||20.24% p.a.|
|Interest free on purchases||up to 55 days|
|Minimum credit limit||$1,000|
|Maximum credit limit||N/A|
|Fees & repayments|
|Annual fee||$89 p.a.|
|Annual fee first year||$0|
|Additional cardholder fee||Up to 3 at no extra cost|
|Cash advance fee||2%|
|Foreign transaction fee||3%|
|Late payment fee||$15|
|Credit card type||Visa|
|Rewards program||Amplify Rewards|
|Annual points cap||uncapped|
|Bonus points spend criteria||N/A|
|Earning points with this card|
|Amplify points||1 point per $1 spent|
|Overseas earn rate||2 points per $1 spent|
|Points cap per month||N/A|
|Flight inconvenience insurance||No|
|Transport accident cover||Yes|
|Smartphone screen insurance||No|
|Purchase protection insurance||No|
|Extended warranty insurance||No|
|Rental vehicle excess cover||No|
|Business Inconvenience Insurance|
|Unauthorised Transaction Insurance|
BankSA Amplify Business Credit Card
The BankSA Amplify Business Credit Card
Want to earn rewards on your business spending? A business rewards card could be right up your alley! Offering a selection of very usable features, the BankSA Amplify Business Credit Card is a business rewards card that allows cardholders to earn and redeem points on either the Amplify Rewards program or the Amplify Qantas program. Is it for you? Let’s find out.
What we love...
One of the things we love most about the BankSA Amplify Business Credit Card it its money-saving introductory offers. Not only does this appealing piece of plastic have $0 annual card fee for the first year, it also gives you $250 cashback to your account when you spend $3,000 on eligible purchases on within 90 days from card approval.
Now, on to the rewards. As a rewards credit card, one of the most attractive features this card has for some cardholders is its rewards program. Luckily, it has two to choose from, with uncapped points on offer.
If you opt for the Amplify Rewards program, you could earn 2 points per $1 spent on overseas purchases, 1 point per $1 spent on purchases within Australia, and 0.5 points per $1 spent on government payments.
Points can be redeemed on a wide range of products, including homewares, appliances, entertainment and gift cards, or for travel, on domestic and international flights on a variety of major airlines, or on accommodation, holiday packages and car hire through Amplify Travel.
Airlines involved in this rewards program include Virgin Australia's Velocity program, Malaysia Airlines' Enrich program and Singapore Airlines' KrisFlyer program.
If you prefer to fly Qantas, you may want to opt for the Amplify Qantas program, where you could earn 1 point per $1 spent on overseas purchases, 0.5 points per $1 spent on purchases within Australia, and 0.25 points per $1 spent on government payments.
The points you earn could be redeemed for flights and upgrades with Qantas or one of its 35 partner airlines, or on more than 3,000 products, experiences and vouchers from within the Qantas Store.
What’s not so great...
While there’s a lot to like about the BankSA Amplify Business Credit Card, there is also some points to pay attention to. For example, this is not a low rate card. With its relatively high rate of interest on purchases, it’s best to avoid interest payments altogether by clearing the balance each month.
In addition, if you decide to earn on the Amplify Qantas program, you may want to compare this card’s earn rate with other Qantas rewards cards on the market. You may find the earn rate on the BankSA Amplify Business Credit Card is lower than you would like.
Why should you choose this card?
Want to know more before making up your mind? Check out these features before making a decision. The card offers several complimentary insurances, including transit accident insurance, business inconvenience insurance and unauthorised transaction insurance.
As a personal liability credit card, it also provides up to three additional cardholders, as well as simplified tax reporting, with the ability to export expenses directly to MYOB and BAS, or download as an Excel file to make analysis of business transactions simple.
A convenient business rewards card offering the choice of two rewards programs, useful tools and features, and introductory offers that include $0 annual fee for the first year and $250 cashback to your account.
Showing one question (showing the latest 10 Q&As)
BankSA Amplify Business Credit Card
$250 cashback to your account when you spend $3,000 on eligible purchases on your new Amplify Business card within 90 days from card approval. This business card lets you earn uncapped points and double points earn on international spending. $1 spent gets you 1 Amplify point or 0.5 Qantas point. $0 annual card fee for the first year. Annual fee is $89 thereafter. Add up to 3 additional cardholders. Enjoy a range of complimentary insurance covers – including Transit Accident Insurance, Business Inconvenience Insurance and Unauthorised Transaction Insurance.
- $250 cashback to your account when you spend $3,000 on eligible purchases within 90 days from card approval.
- Earn uncapped points
- Double points on international spending
- Up to 55 days interest free on purchases
- Complimentary insurance
- Up to 3 additional cardholders
- $0 annual fee for the first year. $89 thereafter
- Be over 18 years old
- Good credit and not applied for multiple credit cards recently
- Australian permanent resident
- You have your personal details ready to complete the online application