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BankSA Amplify Business Credit Card
1 review

BankSA Amplify Business Credit Card

Apply by 27 November 2019

points over 12 months Calculate your savings icon

Earn rate per $1

1 point Amplify Rewards

Bonus points

N/A

Annual fee

$0 first year
then $89

Pros

$250 cashback to your account when you spend $3,000 on eligible purchases within 90 days from card approval

Choose between Qantas rewards or Amplify Rewards

Complimentary insurances

Double points earn on international spend

No annual fee the first year

Cons

Qantas rewards earn rate is just 0.50 per $1 spent

100% of customers who have rated this card would recommend it
  • Rates
    100%
  • Fees
    87%
  • Rewards
    52%
  • Customer Service
    100%
  • Value
    85%
Overall user rating 85%
1 reviews
Interest Rates
Purchase rate 19.49% p.a.
Cash advance rate 20.24% p.a.
Interest free on purchases up to 55 days
Balance Transfer
Credit limits
Minimum credit limit $1,000
Maximum credit limit N/A
Fees & repayments
Annual fee $89 p.a.
Annual fee first year $0
Additional cardholder fee Up to 3 at no extra cost
Cash advance fee 2%
Foreign transaction fee 3%
Minimum repayment 2%
Late payment fee $15
Credit card type Visa
Rewards program
Rewards program Amplify Rewards Amplify Rewards
Annual points cap uncapped
Bonus points spend criteria N/A
Earning points with this card
Amplify points 1 point per $1 spent
Overseas earn rate 2 points per $1 spent
Points cap per month N/A
Complimentary insurance
Flight inconvenience insurance No
Transport accident cover Yes
Smartphone screen insurance No
Purchase protection insurance No
Extended warranty insurance No
Rental vehicle excess cover No
Extras
Business Inconvenience Insurance
Unauthorised Transaction Insurance

BankSA Amplify Business Credit Card

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au.

The BankSA Amplify Business Credit Card

Want to earn rewards on your business spending? A business rewards card could be right up your alley! Offering a selection of very usable features, the BankSA Amplify Business Credit Card is a business rewards card that allows cardholders to earn and redeem points on either the Amplify Rewards program or the Amplify Qantas program. Is it for you? Let’s find out.

What we love...

One of the things we love most about the BankSA Amplify Business Credit Card it its money-saving introductory offers. Not only does this appealing piece of plastic have $0 annual card fee for the first year, it also gives you $250 cashback to your account when you spend $3,000 on eligible purchases on within 90 days from card approval.

Now, on to the rewards. As a rewards credit card, one of the most attractive features this card has for some cardholders is its rewards program. Luckily, it has two to choose from, with uncapped points on offer.

If you opt for the Amplify Rewards program, you could earn 2 points per $1 spent on overseas purchases, 1 point per $1 spent on purchases within Australia, and 0.5 points per $1 spent on government payments.

Points can be redeemed on a wide range of products, including homewares, appliances, entertainment and gift cards, or for travel, on domestic and international flights on a variety of major airlines, or on accommodation, holiday packages and car hire through Amplify Travel.

Airlines involved in this rewards program include Virgin Australia's Velocity program, Malaysia Airlines' Enrich program and Singapore Airlines' KrisFlyer program.

If you prefer to fly Qantas, you may want to opt for the Amplify Qantas program, where you could earn 1 point per $1 spent on overseas purchases, 0.5 points per $1 spent on purchases within Australia, and 0.25 points per $1 spent on government payments.

The points you earn could be redeemed for flights and upgrades with Qantas or one of its 35 partner airlines, or on more than 3,000 products, experiences and vouchers from within the Qantas Store.

What’s not so great...

While there’s a lot to like about the BankSA Amplify Business Credit Card, there is also some points to pay attention to. For example, this is not a low rate card. With its relatively high rate of interest on purchases, it’s best to avoid interest payments altogether by clearing the balance each month.

In addition, if you decide to earn on the Amplify Qantas program, you may want to compare this card’s earn rate with other Qantas rewards cards on the market. You may find the earn rate on the BankSA Amplify Business Credit Card is lower than you would like.

Why should you choose this card?

Want to know more before making up your mind? Check out these features before making a decision. The card offers several complimentary insurances, including transit accident insurance, business inconvenience insurance and unauthorised transaction insurance.

As a personal liability credit card, it also provides up to three additional cardholders, as well as simplified tax reporting, with the ability to export expenses directly to MYOB and BAS, or download as an Excel file to make analysis of business transactions simple.

Overall Rating

A convenient business rewards card offering the choice of two rewards programs, useful tools and features, and introductory offers that include $0 annual fee for the first year and $250 cashback to your account.

Showing one question (showing the latest 10 Q&As)

Kimberly's Smith

Kimberly's Smith

24 March 2017
Want buy something of my own and make some and get eftpos and turn it into a Visa card
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    27 March 2017
    Hi Kimberly, I am not completely sure what you are wanting to achieve. For balance transfers, you can transfer current credit card debt to another offer. Therefore you would need to get a credit card first.

BankSA Amplify Business Credit Card

$250 cashback to your account when you spend $3,000 on eligible purchases on your new Amplify Business card within 90 days from card approval. This business card lets you earn uncapped points and double points earn on international spending. $1 spent gets you 1 Amplify point or 0.5 Qantas point. $0 annual card fee for the first year. Annual fee is $89 thereafter. Add up to 3 additional cardholders. Enjoy a range of complimentary insurance covers – including Transit Accident Insurance, Business Inconvenience Insurance and Unauthorised Transaction Insurance.

Key features

  • $250 cashback to your account when you spend $3,000 on eligible purchases within 90 days from card approval.
  • Earn uncapped points
  • Double points on international spending
  • Up to 55 days interest free on purchases
  • Complimentary insurance
  • Up to 3 additional cardholders
  • $0 annual fee for the first year. $89 thereafter
  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Australian permanent resident
  • You have your personal details ready to complete the online application
BankSA Amplify Business Credit Card
BankSA Amplify Business Credit Card

BankSA Credit Cards

BankSA Amplify Business Credit Card

Updated 5 September 2019

Apply by 27 November 2019

Points Earn Rate (per $1 spent)

1

point

Amplify

Rewards Program

Amplify Rewards

Bonus Points

N/A

0 points over 12 months spend

My monthly card spend

Pros and cons

  • $250 cashback to your account when you spend $3,000 on eligible purchases within 90 days from card approval
  • Choose between Qantas rewards or Amplify Rewards
  • Complimentary insurances
  • Double points earn on international spend
  • No annual fee the first year

  • Qantas rewards earn rate is just 0.50 per $1 spent

Creditcard.com.au review

Editor Review

BankSA Amplify Business Credit Card

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

The BankSA Amplify Business Credit Card

Want to earn rewards on your business spending? A business rewards card could be right up your alley! Offering a selection of very usable features, the BankSA Amplify Business Credit Card is a business rewards card that allows cardholders to earn and redeem points on either the Amplify Rewards program or the Amplify Qantas program. Is it for you? Let’s find out.

What we love...

One of the things we love most about the BankSA Amplify Business Credit Card it its money-saving introductory offers. Not only does this appealing piece of plastic have $0 annual card fee for the first year, it also gives you $250 cashback to your account when you spend $3,000 on eligible purchases on within 90 days from card approval.

Now, on to the rewards. As a rewards credit card, one of the most attractive features this card has for some cardholders is its rewards program. Luckily, it has two to choose from, with uncapped points on offer.

If you opt for the Amplify Rewards program, you could earn 2 points per $1 spent on overseas purchases, 1 point per $1 spent on purchases within Australia, and 0.5 points per $1 spent on government payments.

Points can be redeemed on a wide range of products, including homewares, appliances, entertainment and gift cards, or for travel, on domestic and international flights on a variety of major airlines, or on accommodation, holiday packages and car hire through Amplify Travel.

Airlines involved in this rewards program include Virgin Australia's Velocity program, Malaysia Airlines' Enrich program and Singapore Airlines' KrisFlyer program.

If you prefer to fly Qantas, you may want to opt for the Amplify Qantas program, where you could earn 1 point per $1 spent on overseas purchases, 0.5 points per $1 spent on purchases within Australia, and 0.25 points per $1 spent on government payments.

The points you earn could be redeemed for flights and upgrades with Qantas or one of its 35 partner airlines, or on more than 3,000 products, experiences and vouchers from within the Qantas Store.

What’s not so great...

While there’s a lot to like about the BankSA Amplify Business Credit Card, there is also some points to pay attention to. For example, this is not a low rate card. With its relatively high rate of interest on purchases, it’s best to avoid interest payments altogether by clearing the balance each month.

In addition, if you decide to earn on the Amplify Qantas program, you may want to compare this card’s earn rate with other Qantas rewards cards on the market. You may find the earn rate on the BankSA Amplify Business Credit Card is lower than you would like.

Why should you choose this card?

Want to know more before making up your mind? Check out these features before making a decision. The card offers several complimentary insurances, including transit accident insurance, business inconvenience insurance and unauthorised transaction insurance.

As a personal liability credit card, it also provides up to three additional cardholders, as well as simplified tax reporting, with the ability to export expenses directly to MYOB and BAS, or download as an Excel file to make analysis of business transactions simple.

Overall Rating

A convenient business rewards card offering the choice of two rewards programs, useful tools and features, and introductory offers that include $0 annual fee for the first year and $250 cashback to your account.

User reviews

BankSA Amplify Business Credit Card ( based on 1 Creditcard.com.au user review )

85% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates

Purchase rate 19.49% p.a.

Cash advance rate 20.24% p.a.

Interest free on purchases up to 55 days

Credit limits

Minimum credit limt $1,000

Maximum credit limit N/A

Fees & repayments

Annual fee $89 p.a.

Additional card holder fee Up to 3 at no extra cost

Foreign transaction fee 3%

Minimum repayment 2%

Annual fee the first year $0

Cash advance fee 2%

Late payment fee $15

Rewards and points

Rewards program

Rewards Program Amplify Rewards Amplify Rewards

Bonus points N/A

Annual points cap uncapped

Bonus points spend criteria N/A

Earning points with this card

Amplify pointsAmplify points 1 point per $1 spent

Points cap per month N/A

Overseas earn rateOverseas earn rate 2 points per $1 spent

Additional features

Complimentary insurance

Overseas travel insurance No

Flight inconvenience insurance No

Transport accident cover Yes

Smartphone screen insurance No

Purchase protection insurance No

Extended warranty insurance No

Rental vehicle excess cover No

Extras

Business Inconvenience Insurance

Unauthorised Transaction Insurance

Overview

BankSA Amplify Business Credit Card

$250 cashback to your account when you spend $3,000 on eligible purchases on your new Amplify Business card within 90 days from card approval. This business card lets you earn uncapped points and double points earn on international spending. $1 spent gets you 1 Amplify point or 0.5 Qantas point. $0 annual card fee for the first year. Annual fee is $89 thereafter. Add up to 3 additional cardholders. Enjoy a range of complimentary insurance covers – including Transit Accident Insurance, Business Inconvenience Insurance and Unauthorised Transaction Insurance.

Key features

  • $250 cashback to your account when you spend $3,000 on eligible purchases within 90 days from card approval.
  • Earn uncapped points
  • Double points on international spending
  • Up to 55 days interest free on purchases
  • Complimentary insurance
  • Up to 3 additional cardholders
  • $0 annual fee for the first year. $89 thereafter

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Australian permanent resident

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

Showing one question (showing the latest 10 Q&As)

Kimberly's Smith

Kimberly's Smith

24 March 2017
Want buy something of my own and make some and get eftpos and turn it into a Visa card
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    27 March 2017
    Hi Kimberly, I am not completely sure what you are wanting to achieve. For balance transfers, you can transfer current credit card debt to another offer. Therefore you would need to get a credit card first.

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