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Bankwest Qantas Platinum Credit Card

7 reviews
points over 12 months Calculate your savings icon

Earn rate per $1

0.5 points
16.77% Complete (success)
Qantas Frequent Flyer

Bonus points

N/A
% Complete (success)

Annual fee

$160
p.a.
160% Complete (success)

Pros

No foreign transaction fees on online and overseas purchases

International travel insurance for you and your family

Cons

You must earn $65,000 or more annually to apply

200,000 annual points capping

High interest rates

Bankwest Qantas Platinum Credit Card

The Bankwest Qantas Platinum card lets you earn 0.5 Qantas Points for every $1 spent on eligible purchases. This card has further platinum features, including a minimum credit limit of $6,000, no foreign transaction fees on online or overseas purchases, a platinum concierge, complimentary overseas travel insurance and extended warranty on purchases. You do need to earn $65K or more to apply for the platinum edition.

You must be a member of the Qantas Frequent Flyer program to earn and redeem points. Complimentary Qantas Frequent Flyer membership is available from Bankwest if you join at qantas.com/joinffbankwest. Membership and the earning and redemption of Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program.

Key features

  • Earn 0.5 Qantas Points for every $1 spent
  • Up to 3 additional card holders at no extra cost
  • Complimentary Credit Card International travel insurance for you and your family
  • No foreign transaction fees on online and overseas purchases
  • Platinum concierge
  • Up to 12 months extra warranty on new purchases
  • Rates
    62%
  • Fees
    79%
  • Rewards
    84%
  • Customer Service
    81%
  • Value
    77%
86% of customers who have rated this card would recommend it
Overall customer rating 77%
7 reviews

81% Visitor | 28 January 2013

All the plantium benefits and reasonable annual fee. No charges for using the card overseas, easy to earn points and get rewards. Bonus points when account first opened. Free insurance and warrnaty.

Recommends this card

79% Visitor | 28 January 2013

Good card if you travel a lot - you don\'t have to pay foreign transaction fees (good for online shopping I\'ve found), you get travel insurance and you get some good purchase insurance too. Good points earning plus sign up bonus. Get it for the 0% purchase offer if nothing else! Recommended long term card though.

Recommends this card

Interest Rates
Purchase rate 20.49% p.a.
Cash advance rate 21.99% p.a.
Interest free on purchases up to 44 days
Balance Transfer
Balance transfer rate 2.99% p.a. for 9 months
Balance transfer fee No fee
Balance Transfer revert rate 20.49% p.a.
Balance transfer limit 95% of your approved new credit limit
Balance transfer from personal loan No
Banks you can't balance transfer from Bankwest
Credit limits
Minimum credit limit $6,000
Maximum credit limit $50,000
Fees & repayments
Annual fee $160 p.a.
Additional cardholder fee Up to 3 at no extra cost
Cash advance fee 2%
Foreign transaction fee 0%
Minimum repayment 2%
Late payment fee $25
Credit card type Mastercard
Rewards program
Rewards program Qantas Frequent Flyer Qantas Frequent Flyer
Annual points cap 200,000
Bonus points spend criteria N/A
Earning points with this card
Qantas points 0.5 points per $1 spent
Overseas earn rate same as standard earn rate
Points cap per month N/A
Complimentary insurance
Overseas travel insurance yes - up to months
Flight inconvenience insurance Yes
Transport accident cover Yes
Smartphone screen insurance No
Purchase protection insurance Yes
Extended warranty insurance Yes
Rental vehicle excess cover No

The Bankwest Qantas Platinum Credit Card

Allowing cardholders to earn rewards on the Qantas Frequent Flyer program, the Bankwest Qantas Platinum Credit Card offers an earn rate of 0.5 Qantas Points per $1, capped at 200,000 Qantas Points per year. Platinum perks on offer include complimentary Qantas Frequent Flyer membership, travel and retail insurance cover, and no foreign transaction fee.

What we love...

When we look at the features we love on each credit card, we usually start with the introductory offers. Unfortunately though, the Bankwest Qantas Platinum Credit Card doesn’t have any intro offers at the moment, so we’ll need to focus on its merits as a rewards card instead. So, what does it have to offer?

With the Bankwest Qantas Platinum Credit Card in your wallet, you can earn 0.5 Qantas Points per $1 spent on eligible purchases. If you’ve checked out Bankwest’s other Qantas credit card options, you may have noticed this earn rate is the same as the classic Bankwest Qantas Credit Card [link]. Why then would you pay a higher annual fee for the platinum card?

One of the most obvious differences between the two cards are their annual points caps. With the Bankwest Qantas Credit Card, annual points are capped at 50,000 Qantas Points, whereas, with the Bankwest Qantas Platinum Credit Card, the cap is set at 200,000 Qantas Points per year. That means, cardholders with a bigger spend may get more out of the platinum card.

Another point of difference on the Bankwest Qantas Platinum Credit Card is its range of platinum perks. With no foreign transaction fees, cardholders could save on purchases made overseas, either made in person while travelling, or while shopping online at international retailers. Considering some cards charge 4% on these transactions, this card could offer big savings indeed.

In addition, the Bankwest Qantas Platinum Credit Card offers included insurances covering travel and retail purchases. These include overseas travel insurance, interstate flight inconvenience insurance and transit accident insurance, as well as price guarantee, extended warranty and purchase security insurance.

What’s not so great...

As we mentioned before, there are no intro offers on the Bankwest Qantas Platinum Credit Card. Unlike so many other platinum rewards cards that sweeten the deal with bonus points offers, this card simply offers an everyday earn rate. And unlike Bankwest’s More range, there are no annual bonus points available either.

While many providers have wound back their offering on rewards cards and frequent flyer cards, cardholders may still expect a higher earn rate on a platinum Qantas credit card than this card offers. To work out whether it offers value to you, look at your annual spend to calculate how many points you’ll earn, then consider the value of those points compared to the annual fee.

Why should you choose this card?

If you want a Qantas credit card with a few nice platinum extras on the side, the Bankwest Qantas Platinum Credit Card could be the card for you. With its range of travel insurances and absence of foreign transaction fee, it could also work well for keen travellers, or anyone who enjoys shopping online at overseas merchants.

For its annual fee, you can enjoy the platinum perks mentioned above, plus complimentary Qantas Frequent Flyer membership, saving you $89.50. Other features on offer include free worldwide emergency card replacement, Halo payment ring compatibility, up to 44 days interest free on purchases, and 2.99% p.a. on balance transfers for nine months.

Overall Rating

A worthy option for cardholders who want platinum perks and everyday points earning on the Qantas Frequent Flyer program, the Bankwest Qantas Platinum Credit Card provides a selection of excellent extras, including no foreign transaction fees and included insurances.

34 questions (showing the latest 10 Q&As)

Damien

Damien

10 April 2017
Is there a way of earning points with this card to pay tax to the ATO?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 April 2017
    Hi Damien, from what I can see there are no points earning for the ATO on this card. Many AMEX direct cards have points earning on ATO spend e.g. Explorer at 0.5 points per dollar.
John

John

16 May 2016
Bank West have changed conditions of there mastercard ie reduced interest free days from 55 too 44 days also pomints earned from.75 too.50 is this so ??
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    17 May 2016
    Hi John, I assume these changes will come into play shortly as this card still has up to 55 days interest free and .75 points earning. In the end you can get much better points earning with other cards. If you are not happy with changes then its a good idea to switch credit card providers. A few nice offers out there, ANZ Frequent Flyer Black with 75k in bonus points and no annual fee for the first year. This card is an ultimate points earner with both a Visa and an AMEX all for the one annual fee. Depending on what you are after there is also the Platinum card with 50k bonus points.You could end the annual fee altogether if you can spend on AMEX with the Discovery and 1 point per $1 spend uncapped. The NAB Qantas Rewards Premium is worth checking out also with 0% on purchases for 15 months.
Julie

Julie

11 April 2016
Hi Rowland, want to change credit cards as our suncorp Visa is only offering .5 Qantas points per dollar spent and I definitely do not want an Amex and visa or MasterCard. What single card would suit best to attract 1 point per dollar without very high annual fee?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 April 2016
    Hi Julie, having a dual card is not bad. You only pay one annual fee but have the possibility of earning more points when you use the AMEX. You can forget the AMEX card altogether and just use the Visa or MasterCard will a dual card. A number of banks such as NAB, CBA / ANZ / Westpac all have dual reward cards now. Some of these come with great bonus points and earning potential, so I think these are the go.You have started just a single card so I will look at a few options for you. What card will be right for you will depend on how much you spend on it each year and what other features you may be interested in. This Bankwest Qantas Platinum provides .75 point earn per $1, so not the greatest and is capped at 200k points a year. A few options on a single card include the Citi Qantas Signature with 50k bonus points, HSBC Platinum Qantas with 40k in bonus points. Both these cards have spend limits that may impact your points earning. If you are a bigger spender we could look at some other offers.
Grahame Booth

Grahame Booth

14 January 2016
Why is your web site telling me there are 50,000bonus points BUT the offer expired in Dec/15 If the offer held I would be very interested as I've just heard my Suncorp Visa is reducing to 0.5 pts per $1
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    15 January 2016
    Hi Grahame, apologies, the page has some outdated information that should have been updated and clearly states this offer expires on the 10th Dec 15. We will update this within the next 24 hours and do an additional sweep of all cards on the site. Somehow this one feel through the cracks. The bonus points on this card has dropped to a low 8,000 Qantas Points. Have a look at NAB Qantas Rewards Premium with dual cards (Visa and AMEX) plus 60,000 Qantas bonus points. If you can spend just on AMEX with no problem, they have 80,000 bonus points on their Qantas Premium card right now. The ANZ Frequent Flyer Platinum could be another option with 50k in Qantas Bonus Points plus no annual fee for the first year. Let me know if any of these offers don't suit and I can suggest some more.
Geoff

Geoff

4 August 2015
Hi what do think is the best card for lounge access outside of Australia?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    5 August 2015
    Hi Geoff - I like the ANZ Frequent Flyer black - great offer at the moment with the bonus points and no annual fee for the first year. You can also receive 2 complimentary Qantas Club Lounge inivitations per year upon request as well as unlimited access to participating airport lounges outside Australia. Top of the line rewards for Qantas flyers.
graham

graham

27 April 2015
is the mastercard exchange rate used on foreign purchases or does the bank use its own rate (there is a difference of 3-4%) many thanks
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    27 April 2015
    Hi Graham - good question - I didn't know this one - I hit up BW themselves for the answer, from their live chat - The exchange rates for credit cards are from Mastercard, which can be located on the mastercard website. It's nice on this product that you don't get hit with the extra FX fees.
shani

shani

1 December 2013
Hi I wanted to know if you can offer me 0% transfer for 12 months on the qantas platinum credit card? As im prepared to switch banks if you offer me this.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    2 December 2013
    Hi Shani, unfortunately we aren't authorised to act on behalf of any of the banks and allow this - but we can recommend that you ask the bank directly what it will offer you. Don't forget there are other offers of this length on the market though, so check out the rest of our tables first. There's the balance transfer table, and the rewards table, as well as the frequent flyer table.
Sandra

Sandra

25 September 2013
Do you earn frequent flyer points on balance transferred?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    25 September 2013
    Hi Sandra, no you don't earn frequent flyer points on balances transferred.
val

val

19 August 2013
If I apply for this card and my old card is paid in full every month (which it is) then there will not be any balance transfer is this correct? I dont need to transfer the balance from my old card do I?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    20 August 2013
    Hi Val - yes, sounds exactly right. If you have a card which you aren't using, your next consideration is whether it's worth keeping it and paying any annual fee attached. Having a credit card that you use occasionally and pay off in full does help your credit file, and it's always a great idea to have at least one or two backup cards for any emergency or issues with your primary credit card. If you do want a second card you could always go for a No Annual Fee option too, which won't cost you anything. Hope that helps.
Jenny

Jenny

30 July 2013
We are travelling o/s in 4 business days and I just saw the zero o/s transaction fee. How long does it take to have the card approved and issues - do I have enough time?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    31 July 2013
    Hi Jenny, usually you would allow at least a week to receive the card, and a balance transfer will take up to two weeks (it can on occasion be longer). 4 days is a very tight time frame i'm afraid. Even if the card arrives while you're away, you would still have it for your next overseas trip. Alternatively you could apply as soon as you are back if you will be away for a longer time. Prepaid travel cards can be picked up in branch or at Australia Post offices too, and you can load them with a range of overseas currencies. See more info on our page on cards with no international fees.
Jezza

Jezza

25 July 2013
Thanks for the speedy reply. So if I pay mortgage and bills, clear monthly there will be very little interest charged ?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    25 July 2013
    That's right Jezza, if you are paying the amount due on or before the payment due date that you see on each statement you should not be paying any interest. When you clear the balance each month you get 55 days interest free with this card. Hope that helps.
Jezza

Jezza

24 July 2013
If I pay mortgage, car repayments etc with this card, will I get frequent flyer points ?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    25 July 2013
    Hi Jezza, all purchases except the following are eligible, so mortgage repayments and car repayments should be fine. Make sure you read the terms and conditions before applying as there are other restrictions and conditions you should be aware of too: cash advances; • Balance Transfers; • interest charges; • credit fees and charges • bank fees and charges; • transactions we decide are disputed due to being fraudulent or which involve an abuse of your Card Account • foreign exchange purchases; • travellers cheques; • all purchases for gaming or gambling transactions including gambling chip purchases and online gambling purchases; • Government charges (other than GST payable in connection with the purchase of goods or services on which you earn Points); • Credit card protection insurance; • Business Related Expenses; and • any other transactions which from time to time may be excluded by us.
Dan Soda

Dan Soda

19 July 2013
if you are an existing Patinum (Bankwest cardholder) can you do a balance transfer to your card ?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    19 July 2013
    Hi Dan - unfortunately existing Bankwest customers can't do a balance transfer for the same rate. Bankwest will let you transfer balance from one card to another, but you may not get the low balance transfer rate as that is for new customers only. You can read more about this and other important balance transfer information in our post on key balance transfer rules.
Sharon Stewart

Sharon Stewart

31 May 2013
I'm travelling over seas in a couple of months. Will the travel insurace be comprehensive cover _ what does it include? I'm 59.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    31 May 2013
    Hi Sharon, Bankwest, through Zurich insurance, provides cover for:Medical and hospital expenses Loss or damage to personal property Unexpected cancellation of travel arrangements Resumption of the journey following the death of a relative Special events Rental vehicle collision or damage or theft Funeral expenses Accidental death Legal liabilityDetails are in the policy document, which we've e-mailed to you.Hope that helps!Kalianna
  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Resident or citizen of Australia. Temporary residents are eligible.
  • Minimum income of $65,000 p.a.
  • You have your personal details ready to complete the online application
Bankwest Qantas Platinum Credit Card
Bankwest Qantas Platinum Credit Card

Bankwest Credit Cards

Bankwest Qantas Platinum Credit Card

16 December 2018

Points Earn Rate (per $1 spent)

0.5

points

Qantas

Rewards Program

Qantas Frequent Flyer

Bonus Points

N/A

0 points over 12 months spend

My monthly card spend

Bankwest Qantas Platinum Credit Card

The Bankwest Qantas Platinum card lets you earn 0.5 Qantas Points for every $1 spent on eligible purchases. This card has further platinum features, including a minimum credit limit of $6,000, no foreign transaction fees on online or overseas purchases, a platinum concierge, complimentary overseas travel insurance and extended warranty on purchases. You do need to earn $65K or more to apply for the platinum edition.

You must be a member of the Qantas Frequent Flyer program to earn and redeem points. Complimentary Qantas Frequent Flyer membership is available from Bankwest if you join at qantas.com/joinffbankwest. Membership and the earning and redemption of Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program.

Key features

  • Earn 0.5 Qantas Points for every $1 spent
  • Up to 3 additional card holders at no extra cost
  • Complimentary Credit Card International travel insurance for you and your family
  • No foreign transaction fees on online and overseas purchases
  • Platinum concierge
  • Up to 12 months extra warranty on new purchases

Customer Reviews

Bankwest Qantas Platinum Credit Card

77% rating based on 7 reviews

Rates
Fees
Rewards
Customer Service
Value

Rates & Fees

Interest rates

Purchase rate 20.49% p.a.

Cash advance rate 21.99% p.a.

Interest free on purchases up to 44 days

Balance transfer

Balance transfer rate 2.99% p.a. for 9 months

Balance transfer revert rate 20.49% p.a.

Balance transfer from personal loan No

Balance transfer fee No fee.

Balance transfer limit 95% of approved credit limit

Banks you can't balance transfer from Bankwest

Credit limits

Minimum credit limt $6,000

Maximum credit limit $50,000

Fees & repayments

Annual fee $160 p.a.

Additional card holder fee Up to 3 at no extra cost

Foreign transaction fee 0%

Minimum repayment 2%

Cash advance fee 2%

Late payment fee $25

Rewards & points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points N/A

Annual points cap 200,000

Bonus points spend criteria N/A

Earning points with this card

Qantas pointsQantas points 0.5 points per $1 spent

Points cap per month N/A

Overseas earn rateOverseas earn rate same as standard earn rate

Additional features

Complimentary insurance

Overseas travel insurance yes

Flight inconvenience insurance Yes

Transport accident cover Yes

Smartphone Screen Insurance No

Purchase protection insurance Yes

Extended warranty insurance Yes

Rental vehicle excess cover No

Our Review

Editor Review

The Bankwest Qantas Platinum Credit Card

Allowing cardholders to earn rewards on the Qantas Frequent Flyer program, the Bankwest Qantas Platinum Credit Card offers an earn rate of 0.5 Qantas Points per $1, capped at 200,000 Qantas Points per year. Platinum perks on offer include complimentary Qantas Frequent Flyer membership, travel and retail insurance cover, and no foreign transaction fee.

What we love...

When we look at the features we love on each credit card, we usually start with the introductory offers. Unfortunately though, the Bankwest Qantas Platinum Credit Card doesn’t have any intro offers at the moment, so we’ll need to focus on its merits as a rewards card instead. So, what does it have to offer?

With the Bankwest Qantas Platinum Credit Card in your wallet, you can earn 0.5 Qantas Points per $1 spent on eligible purchases. If you’ve checked out Bankwest’s other Qantas credit card options, you may have noticed this earn rate is the same as the classic Bankwest Qantas Credit Card [link]. Why then would you pay a higher annual fee for the platinum card?

One of the most obvious differences between the two cards are their annual points caps. With the Bankwest Qantas Credit Card, annual points are capped at 50,000 Qantas Points, whereas, with the Bankwest Qantas Platinum Credit Card, the cap is set at 200,000 Qantas Points per year. That means, cardholders with a bigger spend may get more out of the platinum card.

Another point of difference on the Bankwest Qantas Platinum Credit Card is its range of platinum perks. With no foreign transaction fees, cardholders could save on purchases made overseas, either made in person while travelling, or while shopping online at international retailers. Considering some cards charge 4% on these transactions, this card could offer big savings indeed.

In addition, the Bankwest Qantas Platinum Credit Card offers included insurances covering travel and retail purchases. These include overseas travel insurance, interstate flight inconvenience insurance and transit accident insurance, as well as price guarantee, extended warranty and purchase security insurance.

What’s not so great...

As we mentioned before, there are no intro offers on the Bankwest Qantas Platinum Credit Card. Unlike so many other platinum rewards cards that sweeten the deal with bonus points offers, this card simply offers an everyday earn rate. And unlike Bankwest’s More range, there are no annual bonus points available either.

While many providers have wound back their offering on rewards cards and frequent flyer cards, cardholders may still expect a higher earn rate on a platinum Qantas credit card than this card offers. To work out whether it offers value to you, look at your annual spend to calculate how many points you’ll earn, then consider the value of those points compared to the annual fee.

Why should you choose this card?

If you want a Qantas credit card with a few nice platinum extras on the side, the Bankwest Qantas Platinum Credit Card could be the card for you. With its range of travel insurances and absence of foreign transaction fee, it could also work well for keen travellers, or anyone who enjoys shopping online at overseas merchants.

For its annual fee, you can enjoy the platinum perks mentioned above, plus complimentary Qantas Frequent Flyer membership, saving you $89.50. Other features on offer include free worldwide emergency card replacement, Halo payment ring compatibility, up to 44 days interest free on purchases, and 2.99% p.a. on balance transfers for nine months.

Overall Rating

A worthy option for cardholders who want platinum perks and everyday points earning on the Qantas Frequent Flyer program, the Bankwest Qantas Platinum Credit Card provides a selection of excellent extras, including no foreign transaction fees and included insurances.

Pros

  • No foreign transaction fees on online and overseas purchases
  • International travel insurance for you and your family

Cons

  • You must earn $65,000 or more annually to apply
  • 200,000 annual points capping
  • High interest rates

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia. Temporary residents are eligible.

  • Minimum income of $65,000 p.a.

  • You have your personal details ready to complete the online application

Customer reviews

81%

CreditCard.com.au Visitor

28 January 2013

All the plantium benefits and reasonable annual fee. No charges for using the card overseas, easy to earn points and get rewards. Bonus points when account first opened. Free insurance and warrnaty.

Recommends this card
79%

CreditCard.com.au Visitor

28 January 2013

Good card if you travel a lot - you don\'t have to pay foreign transaction fees (good for online shopping I\'ve found), you get travel insurance and you get some good purchase insurance too. Good points earning plus sign up bonus. Get it for the 0% purchase offer if nothing else! Recommended long term card though.

Recommends this card
Roland B Bleyer

Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Question

Something you need to know about this card? Ask a our credit card expert a question.

34 questions (showing the latest 10 Q&As)

Damien

Damien

10 April 2017
Is there a way of earning points with this card to pay tax to the ATO?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 April 2017
    Hi Damien, from what I can see there are no points earning for the ATO on this card. Many AMEX direct cards have points earning on ATO spend e.g. Explorer at 0.5 points per dollar.
John

John

16 May 2016
Bank West have changed conditions of there mastercard ie reduced interest free days from 55 too 44 days also pomints earned from.75 too.50 is this so ??
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    17 May 2016
    Hi John, I assume these changes will come into play shortly as this card still has up to 55 days interest free and .75 points earning. In the end you can get much better points earning with other cards. If you are not happy with changes then its a good idea to switch credit card providers. A few nice offers out there, ANZ Frequent Flyer Black with 75k in bonus points and no annual fee for the first year. This card is an ultimate points earner with both a Visa and an AMEX all for the one annual fee. Depending on what you are after there is also the Platinum card with 50k bonus points.You could end the annual fee altogether if you can spend on AMEX with the Discovery and 1 point per $1 spend uncapped. The NAB Qantas Rewards Premium is worth checking out also with 0% on purchases for 15 months.
Julie

Julie

11 April 2016
Hi Rowland, want to change credit cards as our suncorp Visa is only offering .5 Qantas points per dollar spent and I definitely do not want an Amex and visa or MasterCard. What single card would suit best to attract 1 point per dollar without very high annual fee?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 April 2016
    Hi Julie, having a dual card is not bad. You only pay one annual fee but have the possibility of earning more points when you use the AMEX. You can forget the AMEX card altogether and just use the Visa or MasterCard will a dual card. A number of banks such as NAB, CBA / ANZ / Westpac all have dual reward cards now. Some of these come with great bonus points and earning potential, so I think these are the go.You have started just a single card so I will look at a few options for you. What card will be right for you will depend on how much you spend on it each year and what other features you may be interested in. This Bankwest Qantas Platinum provides .75 point earn per $1, so not the greatest and is capped at 200k points a year. A few options on a single card include the Citi Qantas Signature with 50k bonus points, HSBC Platinum Qantas with 40k in bonus points. Both these cards have spend limits that may impact your points earning. If you are a bigger spender we could look at some other offers.
Grahame Booth

Grahame Booth

14 January 2016
Why is your web site telling me there are 50,000bonus points BUT the offer expired in Dec/15 If the offer held I would be very interested as I've just heard my Suncorp Visa is reducing to 0.5 pts per $1
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    15 January 2016
    Hi Grahame, apologies, the page has some outdated information that should have been updated and clearly states this offer expires on the 10th Dec 15. We will update this within the next 24 hours and do an additional sweep of all cards on the site. Somehow this one feel through the cracks. The bonus points on this card has dropped to a low 8,000 Qantas Points. Have a look at NAB Qantas Rewards Premium with dual cards (Visa and AMEX) plus 60,000 Qantas bonus points. If you can spend just on AMEX with no problem, they have 80,000 bonus points on their Qantas Premium card right now. The ANZ Frequent Flyer Platinum could be another option with 50k in Qantas Bonus Points plus no annual fee for the first year. Let me know if any of these offers don't suit and I can suggest some more.
Geoff

Geoff

4 August 2015
Hi what do think is the best card for lounge access outside of Australia?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    5 August 2015
    Hi Geoff - I like the ANZ Frequent Flyer black - great offer at the moment with the bonus points and no annual fee for the first year. You can also receive 2 complimentary Qantas Club Lounge inivitations per year upon request as well as unlimited access to participating airport lounges outside Australia. Top of the line rewards for Qantas flyers.
graham

graham

27 April 2015
is the mastercard exchange rate used on foreign purchases or does the bank use its own rate (there is a difference of 3-4%) many thanks
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    27 April 2015
    Hi Graham - good question - I didn't know this one - I hit up BW themselves for the answer, from their live chat - The exchange rates for credit cards are from Mastercard, which can be located on the mastercard website. It's nice on this product that you don't get hit with the extra FX fees.
shani

shani

1 December 2013
Hi I wanted to know if you can offer me 0% transfer for 12 months on the qantas platinum credit card? As im prepared to switch banks if you offer me this.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    2 December 2013
    Hi Shani, unfortunately we aren't authorised to act on behalf of any of the banks and allow this - but we can recommend that you ask the bank directly what it will offer you. Don't forget there are other offers of this length on the market though, so check out the rest of our tables first. There's the balance transfer table, and the rewards table, as well as the frequent flyer table.
Sandra

Sandra

25 September 2013
Do you earn frequent flyer points on balance transferred?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    25 September 2013
    Hi Sandra, no you don't earn frequent flyer points on balances transferred.
val

val

19 August 2013
If I apply for this card and my old card is paid in full every month (which it is) then there will not be any balance transfer is this correct? I dont need to transfer the balance from my old card do I?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    20 August 2013
    Hi Val - yes, sounds exactly right. If you have a card which you aren't using, your next consideration is whether it's worth keeping it and paying any annual fee attached. Having a credit card that you use occasionally and pay off in full does help your credit file, and it's always a great idea to have at least one or two backup cards for any emergency or issues with your primary credit card. If you do want a second card you could always go for a No Annual Fee option too, which won't cost you anything. Hope that helps.
Jenny

Jenny

30 July 2013
We are travelling o/s in 4 business days and I just saw the zero o/s transaction fee. How long does it take to have the card approved and issues - do I have enough time?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    31 July 2013
    Hi Jenny, usually you would allow at least a week to receive the card, and a balance transfer will take up to two weeks (it can on occasion be longer). 4 days is a very tight time frame i'm afraid. Even if the card arrives while you're away, you would still have it for your next overseas trip. Alternatively you could apply as soon as you are back if you will be away for a longer time. Prepaid travel cards can be picked up in branch or at Australia Post offices too, and you can load them with a range of overseas currencies. See more info on our page on cards with no international fees.
Jezza

Jezza

25 July 2013
Thanks for the speedy reply. So if I pay mortgage and bills, clear monthly there will be very little interest charged ?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    25 July 2013
    That's right Jezza, if you are paying the amount due on or before the payment due date that you see on each statement you should not be paying any interest. When you clear the balance each month you get 55 days interest free with this card. Hope that helps.
Jezza

Jezza

24 July 2013
If I pay mortgage, car repayments etc with this card, will I get frequent flyer points ?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    25 July 2013
    Hi Jezza, all purchases except the following are eligible, so mortgage repayments and car repayments should be fine. Make sure you read the terms and conditions before applying as there are other restrictions and conditions you should be aware of too: cash advances; • Balance Transfers; • interest charges; • credit fees and charges • bank fees and charges; • transactions we decide are disputed due to being fraudulent or which involve an abuse of your Card Account • foreign exchange purchases; • travellers cheques; • all purchases for gaming or gambling transactions including gambling chip purchases and online gambling purchases; • Government charges (other than GST payable in connection with the purchase of goods or services on which you earn Points); • Credit card protection insurance; • Business Related Expenses; and • any other transactions which from time to time may be excluded by us.
Dan Soda

Dan Soda

19 July 2013
if you are an existing Patinum (Bankwest cardholder) can you do a balance transfer to your card ?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    19 July 2013
    Hi Dan - unfortunately existing Bankwest customers can't do a balance transfer for the same rate. Bankwest will let you transfer balance from one card to another, but you may not get the low balance transfer rate as that is for new customers only. You can read more about this and other important balance transfer information in our post on key balance transfer rules.
Sharon Stewart

Sharon Stewart

31 May 2013
I'm travelling over seas in a couple of months. Will the travel insurace be comprehensive cover _ what does it include? I'm 59.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    31 May 2013
    Hi Sharon, Bankwest, through Zurich insurance, provides cover for:Medical and hospital expenses Loss or damage to personal property Unexpected cancellation of travel arrangements Resumption of the journey following the death of a relative Special events Rental vehicle collision or damage or theft Funeral expenses Accidental death Legal liabilityDetails are in the policy document, which we've e-mailed to you.Hope that helps!Kalianna

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