NAB Qantas Rewards Premium Credit Card

Question 1

Min

26 June 2019

What do my earnings have to be to get the NAB Qantas Rewards Premium Credit Card

Question 2

Roland

Answer

Hi Min, NAB do not provide any minimum income guidance. I would say for this card, you should earn at least 35k to apply.

Question 3

Kristina Sekine

26 October 2018

I need a Membership number Award Card . how can I get that red colour AWARD card. Qantas Visa card. Thank you for your help. kristina

Question 4

Roland

Answer

Hi Kristina, are you looking for your standard Qantas Frequent Flyer Red Card that comes with your Qantas membership? If yes then call Qantas Frequent Flyer Support on 1800 227 4220. If you are looking for a new Qantas credit card let me know and I can provide some suggestions.

Question 5

Estelle

1 May 2018

I currently hold a NAB Qantas Platinum One card .....but I cannot find that type of card on the list.....is my card outdated?

Question 6

Roland

Answer

Hi Estelle, they must have replaced your card at some time with another. NAB have rebranded their reward cards a number of times of over the past few years. To compare, you will need to review the rates and fees for your current card. They may be different but generally should fit in with one of the current NAB Qantas credit cards. Let me know if you require any further assistance. Bottom line I think its a good time to review your credit card and see if you are getting the best deal.

Question 7

Sonia hill

16 April 2018

Do you loose qantas points when I transfer my credit card cash spent to qantas points?

Question 8

Roland

Answer

Hi Sonia, if you are talking about cash advance. If you pull cash out of your card then you do not earn Qantas points. Once Qantas points are placed in your Qantas frequent flyer account. You cannot lose them as long as the account is active over an 18 month period.

Question 9

Joy McCurrach

10 November 2017

I have lost my frequent flyer card (as has my husband, Kenneth McCurrach) How do I obtain a replacement?

Question 10

Roland

Answer

Hi Joy, To request a replacement Frequent Flyer Card, call the Frequent Flyer Service Centre and speak to a Qantas consultants. Please ensure you have your membership number available when calling. Before calling, ensure your address details are correct by visiting Your Profile. 1300 305 747

Question 11

Ash

13 November 2016

Does it allow for an additional card holder so another set of cards? If so, at what cost?

Question 12

Roland

Answer

Hi Ash, you can have an another card holder with $0 annual fee on this product. Though I believe you are limited to just 1 additional card.

Question 13

alan higgins

13 June 2016

complementary travel insurance . what is the minimum amount required to be paid for by the card for any one trip

Question 14

Roland

Answer

Hi Alan, you need to make a minimum of $500 in purchases.You (or the accompanying NAB Cardholder) had purchased on a NAB card a minimum of $500* (inclusive of taxes and other charges) of pre-booked transport costs (airfares and/or cruise) and/or land content (tours, hire cars or other hired transport and accommodation) prior to the commencement of the trip. The purchase must be debited to a NAB Card prior to your departure from Australia.

Question 15

Janis

30 November 2015

I currently have an ANZ Visa Qantas Frequent Flyer card, however, the FF points are now capped at 1,000 every monthly statement period. As I use this card for all sorts of purchases and pay it off every month in full, I wan a better return on FF points. Average monthly spend would be approx. $7K. Would this card be a good replacement?

Question 16

Roland

Answer

Hi Janis - with the bonus points, 1.5 Qantas points on the AMEX version and high points cap per statement period, this is a good offer. 1.5 Qantas points is the highest earn rate possible on standard purchases. Therefore if you can use the AMEX in most cases, this is a real winner. The insurance offering is also comprehensive. Best of luck with your application.

Question 17

Jan Segal

27 August 2015

I have a Westpac Black earth card now but they are stopping this card. We are retired but have money in UBank. We hav had this card now for 20 years and have paid back in time every month. We have a limit of $34500 on the card. Is it possible to get the platinum qantas card the same as what we have already. We travel overseas for 6 months every year and we put all the travel costs on that card. We return to Australia on 1 November 2015 and would like to organise to close the Westpac and open the Nab Qantas Platimun card. Thanks Jan Also looking for six months free travel insurance.

Question 18

Roland

Answer

Hi Jan - Not sure if you want to give Westpac the flick but the replacement card is the Black Altitude. With all your history with the bank, I am sure you could talk to them about moving over. It's still a great card and you can opt-in to the Qantas points earn @ 1.5 if you use the AMEX version. It comes with 2 cards and other good features. Even if you are not generating the min income required customer service should be able to move you over. If you go down that path let me know the outcome. I have a few contacts their that could assist if required. It doesnt include the 6 months travel insurance as well.On the NAB Qantas, its a lower earn rate on the Visa at .5 per dollar but that might not be a worry. It lacks some of the bonus features of the black but has the reduced $250 annual fee for the troubles. Best luck with your application whichever way you go. ANZ have a great deal on at the moment with 75,000 bonus points on their Black Frequent Flyer card which has some great features as well and may also be of interest.

Question 19

Russell

3 July 2015

I am self employed. How does the bank calculate annual income?

Question 20

Roland

Answer

Hi Russell - typically based on your tax returns that you file and state you income to the ATO. There may be additional income to this such as directors fees and other payments, though these should really be disclosed in your tax return also.

Question 21

Denis

29 April 2015

Hi Roland,My current card is attached to mortgage deal with my bank. Will I be able to transfer its balance to a transfer deal card from it? If so then will my orginal cc have to be closed?Thanks, Denis

Question 22

Roland

Answer

Hi Denis - My wife received a card with her mortgage basically that had no annual fee for life as part of the mortgage. They just want to get you to use more of their products ;)Yes you are able to balance transfer the debt as long as its from a different bank aka Commbank to NAB (subject to credit approval). No you will not have to close the original card, this is a manual process. Even if the balance transfer pays off the card in full its just like the other bank makes a payment on your behalf just as you could to pay the card down. Best of luck with your application.

Question 23

Barry

24 March 2015

Where do I register my new qantas points card

Question 24

Roland

Answer

To earn Qantas Points using your NAB Qantas Rewards Premium Card, you must be a member of the Qantas Frequent Flyer program and have provided your valid membership number to NAB in the online application form. Give NAB customer a call to register your QFF membership number if you have the card and have not provided it. If you are not already a Qantas Frequent Flyer member, NAB has arranged for the joining fee to be waived if you apply and receive a NAB Qantas Rewards Premium Card and join through qantas.com.au/joinffnab.As for the bonus points, NAB is not clear on when they will be credited to your QFF account. The conditions are to make your first eligible purchase within 90 days - e.g. any shopping. I assume that the 20,000 bonus points would be then credited between 90-180 days. If you are calling NAB to provide your QFF number then I would confirm with them an approximate time of when the bonus points will hit your account also.

Question 25

Jim W

10 November 2013

Will I earn at least one FF point with each dollar spent, including govt utilities and payments to the ATO?

Question 26

Roland

Answer

Unfortunately ATO and government payments do not earn FF points in Australia, though some AMEX cards may allow this.

Question 27

Kristie

19 March 2013

will i earn frequent flyer points with a balance transfer/

Question 28

Roland

Answer

Hi Kristie, balance transfers do not earn points with this card. In general they are excluded because they are usually considered a cash advance, so for any credit card it is likely to be the same. You should always check terms and conditions of the card and rewards program you are interested in though, in case there is an exception.

Question 29

Min

26 June 2019

What do my earnings have to be to get the NAB Qantas Rewards Premium Credit Card

Question 30

Roland

Answer

Hi Min, NAB do not provide any minimum income guidance. I would say for this card, you should earn at least 35k to apply.

Question 31

Kristina Sekine

26 October 2018

I need a Membership number Award Card . how can I get that red colour AWARD card. Qantas Visa card. Thank you for your help. kristina

Question 32

Roland

Answer

Hi Kristina, are you looking for your standard Qantas Frequent Flyer Red Card that comes with your Qantas membership? If yes then call Qantas Frequent Flyer Support on 1800 227 4220. If you are looking for a new Qantas credit card let me know and I can provide some suggestions.

Question 33

Estelle

1 May 2018

I currently hold a NAB Qantas Platinum One card .....but I cannot find that type of card on the list.....is my card outdated?

Question 34

Roland

Answer

Hi Estelle, they must have replaced your card at some time with another. NAB have rebranded their reward cards a number of times of over the past few years. To compare, you will need to review the rates and fees for your current card. They may be different but generally should fit in with one of the current NAB Qantas credit cards. Let me know if you require any further assistance. Bottom line I think its a good time to review your credit card and see if you are getting the best deal.

Question 35

Sonia hill

16 April 2018

Do you loose qantas points when I transfer my credit card cash spent to qantas points?

Question 36

Roland

Answer

Hi Sonia, if you are talking about cash advance. If you pull cash out of your card then you do not earn Qantas points. Once Qantas points are placed in your Qantas frequent flyer account. You cannot lose them as long as the account is active over an 18 month period.

Question 37

Joy McCurrach

10 November 2017

I have lost my frequent flyer card (as has my husband, Kenneth McCurrach) How do I obtain a replacement?

Question 38

Roland

Answer

Hi Joy, To request a replacement Frequent Flyer Card, call the Frequent Flyer Service Centre and speak to a Qantas consultants. Please ensure you have your membership number available when calling. Before calling, ensure your address details are correct by visiting Your Profile. 1300 305 747

Question 39

Ash

13 November 2016

Does it allow for an additional card holder so another set of cards? If so, at what cost?

Question 40

Roland

Answer

Hi Ash, you can have an another card holder with $0 annual fee on this product. Though I believe you are limited to just 1 additional card.

Question 41

alan higgins

13 June 2016

complementary travel insurance . what is the minimum amount required to be paid for by the card for any one trip

Question 42

Roland

Answer

Hi Alan, you need to make a minimum of $500 in purchases.You (or the accompanying NAB Cardholder) had purchased on a NAB card a minimum of $500* (inclusive of taxes and other charges) of pre-booked transport costs (airfares and/or cruise) and/or land content (tours, hire cars or other hired transport and accommodation) prior to the commencement of the trip. The purchase must be debited to a NAB Card prior to your departure from Australia.

Question 43

Janis

30 November 2015

I currently have an ANZ Visa Qantas Frequent Flyer card, however, the FF points are now capped at 1,000 every monthly statement period. As I use this card for all sorts of purchases and pay it off every month in full, I wan a better return on FF points. Average monthly spend would be approx. $7K. Would this card be a good replacement?

Question 44

Roland

Answer

Hi Janis - with the bonus points, 1.5 Qantas points on the AMEX version and high points cap per statement period, this is a good offer. 1.5 Qantas points is the highest earn rate possible on standard purchases. Therefore if you can use the AMEX in most cases, this is a real winner. The insurance offering is also comprehensive. Best of luck with your application.

Question 45

Jan Segal

27 August 2015

I have a Westpac Black earth card now but they are stopping this card. We are retired but have money in UBank. We hav had this card now for 20 years and have paid back in time every month. We have a limit of $34500 on the card. Is it possible to get the platinum qantas card the same as what we have already. We travel overseas for 6 months every year and we put all the travel costs on that card. We return to Australia on 1 November 2015 and would like to organise to close the Westpac and open the Nab Qantas Platimun card. Thanks Jan Also looking for six months free travel insurance.

Question 46

Roland

Answer

Hi Jan - Not sure if you want to give Westpac the flick but the replacement card is the Black Altitude. With all your history with the bank, I am sure you could talk to them about moving over. It's still a great card and you can opt-in to the Qantas points earn @ 1.5 if you use the AMEX version. It comes with 2 cards and other good features. Even if you are not generating the min income required customer service should be able to move you over. If you go down that path let me know the outcome. I have a few contacts their that could assist if required. It doesnt include the 6 months travel insurance as well.On the NAB Qantas, its a lower earn rate on the Visa at .5 per dollar but that might not be a worry. It lacks some of the bonus features of the black but has the reduced $250 annual fee for the troubles. Best luck with your application whichever way you go. ANZ have a great deal on at the moment with 75,000 bonus points on their Black Frequent Flyer card which has some great features as well and may also be of interest.

Question 47

Russell

3 July 2015

I am self employed. How does the bank calculate annual income?

Question 48

Roland

Answer

Hi Russell - typically based on your tax returns that you file and state you income to the ATO. There may be additional income to this such as directors fees and other payments, though these should really be disclosed in your tax return also.

Question 49

Denis

29 April 2015

Hi Roland,My current card is attached to mortgage deal with my bank. Will I be able to transfer its balance to a transfer deal card from it? If so then will my orginal cc have to be closed?Thanks, Denis

Question 50

Roland

Answer

Hi Denis - My wife received a card with her mortgage basically that had no annual fee for life as part of the mortgage. They just want to get you to use more of their products ;)Yes you are able to balance transfer the debt as long as its from a different bank aka Commbank to NAB (subject to credit approval). No you will not have to close the original card, this is a manual process. Even if the balance transfer pays off the card in full its just like the other bank makes a payment on your behalf just as you could to pay the card down. Best of luck with your application.

Question 51

Barry

24 March 2015

Where do I register my new qantas points card

Question 52

Roland

Answer

To earn Qantas Points using your NAB Qantas Rewards Premium Card, you must be a member of the Qantas Frequent Flyer program and have provided your valid membership number to NAB in the online application form. Give NAB customer a call to register your QFF membership number if you have the card and have not provided it. If you are not already a Qantas Frequent Flyer member, NAB has arranged for the joining fee to be waived if you apply and receive a NAB Qantas Rewards Premium Card and join through qantas.com.au/joinffnab.As for the bonus points, NAB is not clear on when they will be credited to your QFF account. The conditions are to make your first eligible purchase within 90 days - e.g. any shopping. I assume that the 20,000 bonus points would be then credited between 90-180 days. If you are calling NAB to provide your QFF number then I would confirm with them an approximate time of when the bonus points will hit your account also.

Question 53

Jim W

10 November 2013

Will I earn at least one FF point with each dollar spent, including govt utilities and payments to the ATO?

Question 54

Roland

Answer

Unfortunately ATO and government payments do not earn FF points in Australia, though some AMEX cards may allow this.

Question 55

Kristie

19 March 2013

will i earn frequent flyer points with a balance transfer/

Question 56

Roland

Answer

Hi Kristie, balance transfers do not earn points with this card. In general they are excluded because they are usually considered a cash advance, so for any credit card it is likely to be the same. You should always check terms and conditions of the card and rewards program you are interested in though, in case there is an exception.

Interest Rates
Purchase rate	19.99% p.a.
Cash advance rate	21.74% p.a.
Interest free on purchases	up to 44 days
Balance Transfer
Balance transfer rate	0% p.a. for 6 months
Balance transfer fee	2% one off
Balance transfer revert rate	21.74% p.a.
Balance transfer limit	90% of your approved new credit limit
Balance transfer from personal loan	N/A
Banks you can't balance transfer from	NAB
Credit limits
Minimum credit limit	$6,000
Maximum credit limit	N/A
Fees & repayments
Annual fee	$250 p.a.
Additional cardholder fee	$0 p.a.
Cash advance fee	2%
Foreign transaction fee	3%
Late payment fee	$15
Credit card type	Visa

Rewards program
Rewards program	Qantas Frequent Flyer
Bonus points	30,000 Qantas points
Annual points cap	72,000
Bonus points spend criteria	Spend $2,500 in first 60 days
Earning points with this card
Qantas points	0.67 points per $1 spent
Overseas earn rate	same as standard earn rate
Points cap per month	Capped at $3000, then 0.335 pts per $1 spent

Complimentary insurance
Overseas travel insurance	yes - up to months
Flight inconvenience insurance	Yes
Transport accident cover	Yes
Smartphone screen insurance	No
Purchase protection insurance	Yes
Extended warranty insurance	Yes
Rental vehicle excess cover	No
Extras
Domestic hotel burglary insurance
Free Qantas Frequent Flyer membership (save $99.50)

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