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ANZ Frequent Flyer Platinum Credit Card

4 reviews
points over 12 months Calculate your savings icon

Earn rate per $1

0.75 points
16.77% Complete (success)
Qantas Frequent Flyer

Bonus points

75,000 points
75,000% Complete (success)

Annual fee

$295
p.a.
295% Complete (success)

Pros

75,000 bonus Qantas Points and $75 back to your new ANZ Frequent Flyer Platinum when you spend $5,000 on eligible purchases in the first 3 months

Complimentary Qantas Flyer program membership

Earn 0.75 Qantas Points per $1 spent on eligible purchases up to $3,000 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $3,000 per statement period.

ANZ Falcon fraud monitoring + ANZ Fraud guarantee

Complimentary platinum insurance covers

Cons

Each additional card holder costs $10 + Rewards membership fee $55

ANZ Frequent Flyer Platinum Credit Card

If you love to travel, then you will love the ANZ Frequent Flyer Platinum credit card, with 75,000 bonus Qantas Points and $75 back to your new ANZ Frequent Flyer Platinum card when you spend $5,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply. Platinum perks include overseas travel and medical insurance, 90-day Purchase Security Insurance, extended warranty, and eligibility for Visa Platinum privileges. Using the Visa you will earn 0.75 Qantas points for each dollar spent on eligible purchases up to $3,000 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $3,000 per statement period. Therefore if you are looking for a higher earning product, its best to go for the ANZ Frequent Flyer Black.

As a cardholder, you can enjoy free Qantas Frequent Flyer membership (a saving of $89.50), and the points you earn each month will be automatically credited to your account.

Cardholders can also benefit from Visa PayWave, worldwide emergency card replacement, up to 9 additional cardholders, Interstate Flight Inconvenience Insurance, a concierge booking service, Best Price Guarantee, and access to optional services such as Secure Sentinel, eDine, ANZ Wine Club and ANZ Car Rental Cover.

With Apple Pay®, Google Pay™ and Samsung Pay™, you can use your compatible device to tap and pay using your ANZ Frequent Flyer Platinum card.

Key features

  • 75,000 bonus Qantas Points and $75 back to your new ANZ Frequent Flyer Platinum when you spend $5,000 on eligible purchases in the first 3 months
  • $295 annual fee
  • Earn 0.75 Qantas Points per $1 spent on eligible purchases up to and including $3,000 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $3,000 per statement period.
  • Complimentary Qantas Flyer program membership
  • ANZ Falcon fraud monitoring + ANZ Fraud guarantee
  • With Apple Pay®, Google Pay™ and Samsung Pay™, you can use your compatible device to tap and pay using your ANZ Frequent Flyer Platinum card.
  • Overseas travel and medical insurance
  • Extended warranty, 90 day purchase security insurance
  • Best price guarantee scheme
  • Concierge service
  • Minimum credit limit of $6,000
custom Image

75,000 bonus Qantas Points plus $75 credited back

Within three months of making that eligible $5,000 spend on purchases in the first 3 months of card approval, the 75,000 bonus Qantas Points will be credited to your account, along with your $75 ‘cashback’. To give you an idea of the value of those bonus points, here’s what you could choose to redeem them for:

  • For 60,000 Qantas Points, you could fly from Sydney to Paris, from Perth to New York, or from Brisbane to Dublin.
  • Rates
    41%
  • Fees
    58%
  • Rewards
    99%
  • Customer Service
    94%
  • Value
    73%
100% of customers who have rated this card would recommend it
Overall customer rating 73%
4 reviews

65% Visitor | 28 January 2013

They give you an AMEX and a visa but you earn more points on the AMEX. Fairly easy to earn points plus you get a good start up bonus and free Qantas FF membership. You get the usual platinum benefits – insurances, concierge etc. Also no points capping.

Recommends this card

Interest Rates
Purchase rate 19.99% p.a.
Cash advance rate 21.49% p.a.
Interest free on purchases up to 55 days
Balance Transfer
Credit limits
Minimum credit limit $6000
Maximum credit limit N/A
Fees & repayments
Annual fee $295 p.a.
Additional cardholder fee Up to 9 - $65 p.a. each
Cash advance fee 2%
Foreign transaction fee 3%
Minimum repayment 2%
Late payment fee $20
Credit card type Visa
Rewards program
Rewards program Qantas Frequent Flyer Qantas Frequent Flyer
Bonus points 75,000 Qantas points
Annual points cap uncapped
Bonus points spend criteria Spend $5,000 in first 3 months
Earning points with this card
Qantas points 0.75 points per $1 spent
Overseas earn rate same as standard earn rate
Points cap per month Capped at $3000, then 0.5 pts per $1 spent
Complimentary insurance
Overseas travel insurance yes - up to months
Flight inconvenience insurance Yes
Transport accident cover No
Smartphone screen insurance No
Purchase protection insurance Yes
Extended warranty insurance Yes
Rental vehicle excess cover Yes
Extras
$75 back to your card
Eligible with Apple Pay, Samsung Pay and Google Pay

The ANZ Frequent Flyer Platinum Credit Card

Providing plenty of platinum perks and a very appealing introductory offer, the ANZ Frequent Flyer Platinum Credit Card is a platinum card that lets you earn Qantas Points as you shop. Apply today and you could benefit from 75,000 bonus Qantas Points and $75 ‘cashback’ onto your card, by spending $5,000 on eligible purchases within three months of account opening.

What we love...

Love travel? The ANZ Frequent Flyer Platinum Credit Card may indeed be the perfect card for you. Allowing you to earn Qantas Points on your everyday spending, this card could let you travel further, while paying less. And with 75,000 bonus Qantas Points currently on offer to new cardholders who meet the spend criteria, you could travel even further than you thought.

All you need to do to be eligible for this offer is be approved as a new cardholder (you cannot currently hold or have held an ANZ Frequent Flyer Black, ANZ Frequent Flyer Platinum, ANZ Frequent Flyer Gold or an ANZ Frequent Flyer credit card in your name in the past 12 months). Then spend $5,000 on eligible purchases within three months and the bonus points are yours.

Within three months of making that eligible $5,000 spend on purchases, the 75,000 bonus Qantas Points will be credited to your account, along with your $75 ‘cashback’. To give you an idea of the value of those bonus points, here’s what you could choose to redeem them for:

  • For 60,000 Qantas Points, you could fly from Sydney to Paris, from Perth to New York, or from Brisbane to Dublin.
  • Or, you could opt for some retail therapy, redeeming 41,250 Qantas Points for a $250 Harvey Norman gift card or a $250 David Jones gift card.

On a day-to-day basis, it’s easy to earn Qantas Points on your spending. The points you earn will be automatically credited to your Qantas Frequent Flyer account, and if you don’t have an account, the ANZ Frequent Flyer Platinum Credit Card will provide you with complimentary Qantas Frequent Flyer membership.

You can earn 0.75 Qantas Points per $1 spent up to $3,000 per statement period, and 0.5 Qantas Points per $1 spent thereafter. You can also earn 1 bonus Qantas Point per $1 spent on selected Qantas products and services, as well as bonus points with ANZ’s Bonus Partners. There is no limit on the amount of bonus points you can earn within each statement period.

What’s not so great...

As you will usually find with platinum credit cards, the ANZ Frequent Flyer Platinum Credit Card has a relatively high purchase rate and cash advance rate. So, to make all the rewards and features on offer worthwhile, you will have to avoid interest accruing by clearing your balance by the due date each month.

Again, similar to many other platinum rewards cards, the ANZ Frequent Flyer Platinum Credit Card has a high annual fee. You can choose to add up to nine additional cardholders, but be aware that an annual fee will be charged for each. On top of that, some cardholders may not be that impressed with the card’s earn rate. But, the value of that earn rate will depend on your spend.

Why should you choose this card?

As a platinum rewards card earning Qantas Points, the ANZ Frequent Flyer Platinum Credit Card is the ideal option for anyone who wants to earn on the Qantas program while enjoying some nice platinum perks on the side. In terms of features, the card offers the following complimentary insurance covers:

  • Overseas Travel and Medical Insurance
  • Interstate Flight Inconvenience Insurance
  • Rental Excess Cover
  • Extended Warranty Insurance
  • Best Price Guarantee Scheme
  • 90-day Purchase Security Insurance

You can also benefit from the assistance of a Personal Concierge, available 24/7 to help with anything from travel arrangements to restaurant reservations, plus access to exclusive entertainment and lifestyle offers through Visa Entertainment, and up to 55 days interest free on purchases.

Overall Rating

With a decent earn rate and an array of platinum features, the ANZ Frequent Flyer Platinum Credit Card allows you to earn Qantas Points on everyday purchases, while taking advantage of 75,000 bonus Qantas Points and $75 ‘cashback’ onto your card.

22 questions (showing the latest 10 Q&As)

Eric Alcock

Eric Alcock

28 January 2019
Joint income for myself and wife Superannuation $38 460 Centrelink $23 000 Is this acceptable to qualify for this card?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    29 January 2019
    Hi Eric, the minimum income to apply is $35,000. I think you could have a go providing the income information you have above. Approval will depend on a range of factors. Have a read through our credit card application tips.
Trish

Trish

15 January 2019
Hi can you tell me when the annual fee is paid please
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    16 January 2019
    Hi Trish, the first annual fee is charged soon after card activation. The 2nd year and onward, near this anniversary.
  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Permanent Australian resident or non-Australian permanent resident with more than 9 months remaining on your Visa
  • Minimum income of $35,000 p.a.
  • You have your personal details ready to complete the online application
ANZ Frequent Flyer Platinum Credit Card
ANZ Frequent Flyer Platinum Credit Card

ANZ Credit Cards

ANZ Frequent Flyer Platinum Credit Card

14 March 2019

Points Earn Rate (per $1 spent)

0.75

points

Qantas

Rewards Program

Qantas Frequent Flyer

Bonus Points

75,000 pts

Spend $5,000 in first 3 months

0 points over 12 months spend

My monthly card spend

ANZ Frequent Flyer Platinum Credit Card

If you love to travel, then you will love the ANZ Frequent Flyer Platinum credit card, with 75,000 bonus Qantas Points and $75 back to your new ANZ Frequent Flyer Platinum card when you spend $5,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply. Platinum perks include overseas travel and medical insurance, 90-day Purchase Security Insurance, extended warranty, and eligibility for Visa Platinum privileges. Using the Visa you will earn 0.75 Qantas points for each dollar spent on eligible purchases up to $3,000 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $3,000 per statement period. Therefore if you are looking for a higher earning product, its best to go for the ANZ Frequent Flyer Black.

As a cardholder, you can enjoy free Qantas Frequent Flyer membership (a saving of $89.50), and the points you earn each month will be automatically credited to your account.

Cardholders can also benefit from Visa PayWave, worldwide emergency card replacement, up to 9 additional cardholders, Interstate Flight Inconvenience Insurance, a concierge booking service, Best Price Guarantee, and access to optional services such as Secure Sentinel, eDine, ANZ Wine Club and ANZ Car Rental Cover.

With Apple Pay®, Google Pay™ and Samsung Pay™, you can use your compatible device to tap and pay using your ANZ Frequent Flyer Platinum card.

Key features

  • 75,000 bonus Qantas Points and $75 back to your new ANZ Frequent Flyer Platinum when you spend $5,000 on eligible purchases in the first 3 months
  • $295 annual fee
  • Earn 0.75 Qantas Points per $1 spent on eligible purchases up to and including $3,000 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $3,000 per statement period.
  • Complimentary Qantas Flyer program membership
  • ANZ Falcon fraud monitoring + ANZ Fraud guarantee
  • With Apple Pay®, Google Pay™ and Samsung Pay™, you can use your compatible device to tap and pay using your ANZ Frequent Flyer Platinum card.
  • Overseas travel and medical insurance
  • Extended warranty, 90 day purchase security insurance
  • Best price guarantee scheme
  • Concierge service
  • Minimum credit limit of $6,000

Customer Reviews

ANZ Frequent Flyer Platinum Credit Card

73% rating based on 4 reviews

Rates
Fees
Rewards
Customer Service
Value

Rates & Fees

Interest rates

Purchase rate 19.99% p.a.

Cash advance rate 21.49% p.a.

Interest free on purchases up to 55 days

Credit limits

Minimum credit limt $6000

Maximum credit limit N/A

Fees & repayments

Annual fee $295 p.a.

Additional card holder fee Up to 9 - $65 p.a. each

Foreign transaction fee 3%

Minimum repayment 2%

Cash advance fee 2%

Late payment fee $20

Rewards & points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 75,000 Qantas points

Annual points cap uncapped

Bonus points spend criteria Spend $5,000 in first 3 months

Earning points with this card

Qantas pointsQantas points 0.75 points per $1 spent

Points cap per month Capped at $3000, then 0.5 pts per $1 spent

Overseas earn rateOverseas earn rate same as standard earn rate

Additional features

Complimentary insurance

Overseas travel insurance yes

Flight inconvenience insurance Yes

Transport accident cover No

Smartphone Screen Insurance No

Purchase protection insurance Yes

Extended warranty insurance Yes

Rental vehicle excess cover Yes

Extras

$75 back to your card

Eligible with Apple Pay, Samsung Pay and Google Pay

Our Review

Editor Review

The ANZ Frequent Flyer Platinum Credit Card

Providing plenty of platinum perks and a very appealing introductory offer, the ANZ Frequent Flyer Platinum Credit Card is a platinum card that lets you earn Qantas Points as you shop. Apply today and you could benefit from 75,000 bonus Qantas Points and $75 ‘cashback’ onto your card, by spending $5,000 on eligible purchases within three months of account opening.

What we love...

Love travel? The ANZ Frequent Flyer Platinum Credit Card may indeed be the perfect card for you. Allowing you to earn Qantas Points on your everyday spending, this card could let you travel further, while paying less. And with 75,000 bonus Qantas Points currently on offer to new cardholders who meet the spend criteria, you could travel even further than you thought.

All you need to do to be eligible for this offer is be approved as a new cardholder (you cannot currently hold or have held an ANZ Frequent Flyer Black, ANZ Frequent Flyer Platinum, ANZ Frequent Flyer Gold or an ANZ Frequent Flyer credit card in your name in the past 12 months). Then spend $5,000 on eligible purchases within three months and the bonus points are yours.

Within three months of making that eligible $5,000 spend on purchases, the 75,000 bonus Qantas Points will be credited to your account, along with your $75 ‘cashback’. To give you an idea of the value of those bonus points, here’s what you could choose to redeem them for:

  • For 60,000 Qantas Points, you could fly from Sydney to Paris, from Perth to New York, or from Brisbane to Dublin.
  • Or, you could opt for some retail therapy, redeeming 41,250 Qantas Points for a $250 Harvey Norman gift card or a $250 David Jones gift card.

On a day-to-day basis, it’s easy to earn Qantas Points on your spending. The points you earn will be automatically credited to your Qantas Frequent Flyer account, and if you don’t have an account, the ANZ Frequent Flyer Platinum Credit Card will provide you with complimentary Qantas Frequent Flyer membership.

You can earn 0.75 Qantas Points per $1 spent up to $3,000 per statement period, and 0.5 Qantas Points per $1 spent thereafter. You can also earn 1 bonus Qantas Point per $1 spent on selected Qantas products and services, as well as bonus points with ANZ’s Bonus Partners. There is no limit on the amount of bonus points you can earn within each statement period.

What’s not so great...

As you will usually find with platinum credit cards, the ANZ Frequent Flyer Platinum Credit Card has a relatively high purchase rate and cash advance rate. So, to make all the rewards and features on offer worthwhile, you will have to avoid interest accruing by clearing your balance by the due date each month.

Again, similar to many other platinum rewards cards, the ANZ Frequent Flyer Platinum Credit Card has a high annual fee. You can choose to add up to nine additional cardholders, but be aware that an annual fee will be charged for each. On top of that, some cardholders may not be that impressed with the card’s earn rate. But, the value of that earn rate will depend on your spend.

Why should you choose this card?

As a platinum rewards card earning Qantas Points, the ANZ Frequent Flyer Platinum Credit Card is the ideal option for anyone who wants to earn on the Qantas program while enjoying some nice platinum perks on the side. In terms of features, the card offers the following complimentary insurance covers:

  • Overseas Travel and Medical Insurance
  • Interstate Flight Inconvenience Insurance
  • Rental Excess Cover
  • Extended Warranty Insurance
  • Best Price Guarantee Scheme
  • 90-day Purchase Security Insurance

You can also benefit from the assistance of a Personal Concierge, available 24/7 to help with anything from travel arrangements to restaurant reservations, plus access to exclusive entertainment and lifestyle offers through Visa Entertainment, and up to 55 days interest free on purchases.

Overall Rating

With a decent earn rate and an array of platinum features, the ANZ Frequent Flyer Platinum Credit Card allows you to earn Qantas Points on everyday purchases, while taking advantage of 75,000 bonus Qantas Points and $75 ‘cashback’ onto your card.

Pros

  • 75,000 bonus Qantas Points and $75 back to your new ANZ Frequent Flyer Platinum when you spend $5,000 on eligible purchases in the first 3 months
  • Complimentary Qantas Flyer program membership
  • Earn 0.75 Qantas Points per $1 spent on eligible purchases up to $3,000 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $3,000 per statement period.
  • ANZ Falcon fraud monitoring + ANZ Fraud guarantee
  • Complimentary platinum insurance covers

Cons

  • Each additional card holder costs $10 + Rewards membership fee $55

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Permanent Australian resident or non-Australian permanent resident with more than 9 months remaining on your Visa

  • Minimum income of $35,000 p.a.

  • You have your personal details ready to complete the online application

Customer reviews

65%

CreditCard.com.au Visitor

28 January 2013

They give you an AMEX and a visa but you earn more points on the AMEX. Fairly easy to earn points plus you get a good start up bonus and free Qantas FF membership. You get the usual platinum benefits – insurances, concierge etc. Also no points capping.

Recommends this card
Roland B Bleyer

Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Question

Something you need to know about this card? Ask a our credit card expert a question.

22 questions (showing the latest 10 Q&As)

Eric Alcock

Eric Alcock

28 January 2019
Joint income for myself and wife Superannuation $38 460 Centrelink $23 000 Is this acceptable to qualify for this card?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    29 January 2019
    Hi Eric, the minimum income to apply is $35,000. I think you could have a go providing the income information you have above. Approval will depend on a range of factors. Have a read through our credit card application tips.
Trish

Trish

15 January 2019
Hi can you tell me when the annual fee is paid please
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    16 January 2019
    Hi Trish, the first annual fee is charged soon after card activation. The 2nd year and onward, near this anniversary.

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