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70,000 Spend $2,500 in the first 3 months from approval
ANZ Frequent Flyer Platinum Credit Card
ANZ Frequent Flyer Platinum Credit Card

ANZ Credit Cards

ANZ Frequent Flyer Platinum Credit Card

Updated 7 July 2022

Earn 70,000 bonus Qantas Points and $100 back to your new ANZ Frequent Flyer Platinum Card when you spend $2,500 on eligible purchases in the first 3 months from approval. Enjoy Platinum benefits including complimentary International and Domestic Travel Insurance, Purchase Protection Insurance, Extended Warranty Insurance, and eligibility for Visa Offers + Perks.

New card. T&Cs, eligibility criteria, fees & charges apply (including annual fee, currently $295).

Points Earn Rate (per $1 spent)

0.75 points

Capped at $3000, then 0.5 pts per $1 spent

Rewards Program

Qantas Frequent Flyer

Bonus Points

70,000 pts

Spend $2,500 in the first 3 months from approval

Pros and cons

  • Earn 70,000 bonus Qantas Points and $100 back to your new ANZ Frequent Flyer Platinum credit card when you spend $2,500 on eligible purchases in the first 3 months from approval
  • Earn 0.75 Qantas Points per $1 spent on eligible purchases up to $3,000 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $3,000 per statement period
  • Complimentary Qantas Flyer program membership (save $99.50)
  • Access to exclusive cashback offers with Cashrewards Max
  • ANZ Falcon fraud monitoring + ANZ Fraud Money Back Guarantee
  • Complimentary International and Domestic Travel Insurance (including COVID-19 coverage, T&Cs apply)
  • Rental Vehicle Excess in Australia Insurance, Extended Warranty Insurance, and Purchase Protection Insurance
  • Concierge service
  • Eligible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay

  • Each additional card holder costs $10 + Rewards membership fee $55

Creditcard.com.au review

Editor Review

ANZ Frequent Flyer Platinum Credit Card

Pauline Hatch
Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. about this card.

The ANZ Frequent Flyer Platinum Credit Card

Providing plenty of platinum perks and a very appealing introductory offer, the ANZ Frequent Flyer Platinum Credit Card is a platinum card that lets you earn Qantas Points as you shop. Apply today and you could benefit from 70,000 bonus Qantas Points plus $100 cashback by spending $2,500 on eligible purchases within three months of account opening.

What we love...

Love travel? The ANZ Frequent Flyer Platinum Credit Card may indeed be the perfect card for you. Allowing you to earn Qantas Points on your everyday spending, this card could let you travel further, while paying less. And with 70,000 bonus Qantas Points currently on offer to new cardholders who meet the spend criteria, you could travel even further than you thought.

All you need to do to be eligible for this offer is be approved as a new cardholder (you cannot currently hold or have held an ANZ Frequent Flyer Black, ANZ Frequent Flyer Platinum, ANZ Frequent Flyer Gold or an ANZ Frequent Flyer credit card in your name in the past 12 months). Then spend $2,500 on eligible purchases within three months and the bonus points are yours.

Within three months of making that eligible $2,500 spend on purchases, the 70,000 bonus Qantas Points and $100 back will be credited to your account. To give you an idea of the value of those bonus points, here’s what you could choose to redeem them for:

  • For 66,200 Qantas Points, you could fly from Sydney to Paris, from Perth to New York, or from Brisbane to Dublin.
  • Or, you could opt for some retail therapy, redeeming 47,250 Qantas Points for a $250 Harvey Norman gift card or a $250 David Jones gift card.

Point calculations are accurate as of 05 July 2022 but may be subject to change without notice. All routes may have additional taxes and charges. Check on the official ANZ page for the updated calculations.

On a day-to-day basis, it’s easy to earn Qantas Points on your spending. The points you earn will be automatically credited to your Qantas Frequent Flyer account, and if you don’t have an account, the ANZ Frequent Flyer Platinum Credit Card will provide you with complimentary Qantas Frequent Flyer membership.

You can earn 0.75 Qantas Points per $1 spent up to $3,000 per statement period, and 0.5 Qantas Points per $1 spent thereafter. You can also earn 1 bonus Qantas Point per $1 spent on selected Qantas products and services, as well as bonus points with ANZ’s Bonus Partners. There is no limit on the amount of bonus points you can earn within each statement period.

What’s not so great...

As you will usually find with platinum credit cards, the ANZ Frequent Flyer Platinum Credit Card has a relatively high purchase rate and cash advance rate. So, to make all the rewards and features on offer worthwhile, you will have to avoid interest accruing by clearing your balance by the due date each month.

Again, similar to many other platinum rewards cards, the ANZ Frequent Flyer Platinum Credit Card has a high standard ongoing annual fee. You can choose to add up to nine additional cardholders, but be aware that an annual fee will be charged for each. On top of that, some cardholders may not be that impressed with the card’s earn rate. Although, the value of that earn rate will depend on your spending.

Why should you choose this card?

As a platinum rewards card earning Qantas Points, the ANZ Frequent Flyer Platinum Credit Card is the ideal option for anyone who wants to earn on the Qantas program while enjoying some nice platinum perks on the side. In terms of features, the card offers the following complimentary insurance covers:

  • International Travel Insurance for up to a period of 6 consecutive months. Available to cardholders as well as their spouses and/or dependant(s), eligibility criteria apply.
  • Domestic Travel Insurance with a return domestic flight of up to 28 days per trip. Available to cardholders as well as their spouses and/or dependant(s), eligibility criteria apply.
  • Rental Vehicle Excess In Australia Insurance up to a maximum total limit of $5,000.
  • Extended Warranty Insurance for up to 12 months after the original manufacturer’s Australian warranty expires.
  • Purchase Protection Insurance for 90 consecutive days from the date of purchase.

You can also benefit from the assistance of a Personal Concierge, available 24/7 to help with anything from travel arrangements to restaurant reservations, plus access to exclusive entertainment and lifestyle offers through Visa Offers + Perks, and up to 55 days interest free on purchases.

As an ANZ Frequent Flyer Platinum cardholder, you can also enjoy access to cashback offers through Cashrewards Max. Simply sign up to Cashrewards Max online for free, link your card and, shop online or in-store at participating retailers. The cashback you earn will appear in your Cashrewards account and may be redeemed anytime.

Overall Rating

With a decent earn rate and an array of platinum features, the ANZ Frequent Flyer Platinum Credit Card allows you to earn Qantas Points on everyday purchases, while taking advantage of 70,000 bonus Qantas Points and $100 back.

User reviews

ANZ Frequent Flyer Platinum Credit Card ( based on 5 Creditcard.com.au user reviews )

77% rating based on 5 reviews

Rates
Fees
Rewards
Customer Service
Value
90%

Lisa

19 April 2022

Extremely poor customer service and multiple steps in even trying to activate card. Told to attend branch and at branch told to schedule appointment as need 100 point check despite already providing on application.

Does not recommend this card
65%

Cynthia

28 January 2013

Fairly easy to earn points plus you get a good start up bonus and free Qantas FF membership. You get the usual platinum benefits – insurances, concierge etc. Also no points capping.

Recommends this card

Rates and fees

Interest rates



Purchase rate 20.24% p.a.

Cash advance rate 21.24% p.a.

Interest free period on purchases up to 55 days

Credit limits

Minimum credit limit $6,000

Maximum credit limit N/A

Fees & repayments

Annual fee $295 p.a.

Additional cardholder fee Up to 9 - $65 p.a. each

Foreign transaction fee 3%

Minimum repayment 2% or $25, whichever is greater

Cash advance fee Consumer: 3% (in Australia); 3% of the amount or $4, whichever is greater (for overseas); Commercial: 1.50% or $1.50 whichever is greater

Late payment fee $20

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 70,000 points

Annual points cap uncapped

Bonus points spend criteria Spend $2,500 in the first 3 months from approval

Earning points with this card

Qantas Rewards points 0.75 points per $1 spent

Points cap per month Capped at $3000, then 0.5 pts per $1 spent

Overseas earn rate same as standard earn rate

Additional features

Complimentary insurance

International Travel Insurance Yes - up to 6 consecutive months

Flight Inconvenience Insurance No

Transit Accident Insurance No

Smartphone Screen Insurance No

Purchase Protection Insurance Yes

Extended Warranty Insurance Yes

Rental Vehicle Excess In Australia Insurance Yes

Extras

Domestic Travel Insurance

Eligible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay

Overview

ANZ Frequent Flyer Platinum Credit Card

As a cardholder, you can enjoy free Qantas Frequent Flyer membership (a saving of $99.50), and the points you earn each month will be automatically credited to your account. Cardholders can also benefit from complimentary insurance covers for travel and shopping, Visa PayWave, worldwide emergency card replacement, up to 9 additional cardholders, a concierge booking service, and access to exclusive offers and privileges in travel, leisure, dining, and shopping around the world with Visa Offers + Perks.

Key features

  • Earn 70,000 bonus Qantas Points and $100 back to your new ANZ Frequent Flyer Platinum credit card when you spend $2,500 on eligible purchases in the first 3 months from approval
  • Earn 0.75 Qantas Points per $1 spent on eligible purchases up to and including $3,000 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $3,000 per statement period
  • Complimentary Qantas Flyer program membership (save $99.50)
  • Access to exclusive cashback offers with Cashrewards Max
  • Complimentary International and Domestic Travel Insurance (including COVID-19 coverage, T&Cs apply)
  • Rental Vehicle Excess in Australia Insurance, Extended Warranty Insurance, and Purchase Protection Insurance
  • Concierge service
  • ANZ Falcon fraud monitoring + ANZ Fraud Money Back Guarantee
  • Eligible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Permanent Australian resident or non-permanent resident with more than 9 months remaining on your Visa

  • You have your personal details ready to complete the online application

Pauline

Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

57 questions (showing the latest 10 Q&As)

Paul

Paul

5 July 2022
I think this deal is finished, can't see how to apply, and it is $295 first year on ANZ website
    Pauline - CreditCard.com.au

    Pauline

    6 July 2022
    Hi Paul, it seems you’ve seen the old offer but you are right. A new offer came to market yesterday. As of now, we don’t have an active partnership for the ANZ Frequent Flyer Platinum card but you can check the other ANZ cards that we’re currently partnered with to view your options. If however, you’re dead set keen on getting the ANZ Frequent Flyer Platinum card, you can go straight to the official ANZ card page to apply.
Teresa Hall

Teresa Hall

29 June 2022
Can I speak to someone about applying for the ANZ FF Platinum Credit card??? What is required. Thank you
    Pauline - CreditCard.com.au

    Pauline

    1 July 2022
    Hi Teresa, you’ve actually reached Creditcard.com.au, Australia’s leading credit card comparison and information site. We currently don’t have an active partnership for the ANZ Frequent Flyer Platinum card but I see that the minimum requirements are that you need to be at least 18 years old, and a permanent AU resident. For further information, I suggest reaching out to ANZ directly at 13 13 14.
Helen Ralph

Helen Ralph

29 June 2022
how do I apply?
    Pauline - CreditCard.com.au

    Pauline

    1 July 2022
    Hi Helen, at this moment, we don’t have an active partnership for this card. You can check on the other ANZ cards we are currently partnered with. However, if you are keen on getting the ANZ Frequent Flyer Platinum card, you can visit ther official website to apply.
Trian

Trian

26 June 2022
Hi, there is no green button on this card to go to offer
    Pauline - CreditCard.com.au

    Pauline

    27 June 2022
    Hi Trian, we currently don’t have an active partnership for the ANZ Frequent Flyer Platinum credit card. You can check the other ANZ cards we have access to. Or if you have your heart set on the ANZ Frequent Flyer Platinum card, you can go directly to their website to apply.
Kelvin

Kelvin

24 June 2022
Have ANZ stopped the bonus points on qantas products? Preciously I believe is one extra point per qantas product. Thanks
    Pauline - CreditCard.com.au

    Pauline

    27 June 2022
    Hi Kelvin, you could be referring to the old offer ANZ had. As of this writing, they have a 70,000 bonus Qantas points offer. I see that with the ANZ Frequent Flyer Platinum card, you earn 0.75 Qantas point for every $1 spent up to $3000, then 0.5 Qantas point for every $1 spent over $3000. It’s worth noting that Qantas branded credit cards earn extra points for money spent with Qantas.
francisca

francisca

17 June 2022
Can I use the bonus points to redeem flights to an airlines?
    Pauline - CreditCard.com.au

    Pauline

    20 June 2022
    Hi Francisca, as this card earns Qantas Points, you can login to the Qantas site, browse for a flight then choose to redeem the bonus points for domestic and international flights, and upgrades. Happy travels!
francisca

francisca

17 June 2022
Does the complimentary travel insurance includes COVID 19?
Keiko

Keiko

14 June 2022
Do I need to spend 2900 for towards pre departure trip now? to get eligible policy ? As used to be as long as spend $250 on ANZ frequent flyer platinum card
    Pauline - CreditCard.com.au

    Pauline

    16 June 2022
    Hi Keiko, I checked ANZ Frequent Flyer Platinum terms and it states that in order to be eligible for the international travel insurance coverage, you need to spend at least $250 on your prepaid travel costs before leaving AU and charge it to your account holder’s card account. Aside from this, you also need to be an Australian resident, have a return overseas ticket before leaving AU, and are aged under 81 at the time of coverage eligibility. You can check their official ANZ Platinum and Black Complimentary Insurance booklet PDF or reach out to ANZ directly at 13 13 14 for further information.
suresh Bhargava

suresh Bhargava

11 June 2022
how long it takes to get this card
    Pauline - CreditCard.com.au

    Pauline

    15 June 2022
    Hi Suresh, applying for a credit card online takes only about 10 minutes. To receive the card though, if approved, it usually takes 7-10 business days.
Tom

Tom

21 May 2022
Hi, I am just wondering what the eligible purchases are on the ANZ Frequent Flyer Platinum Card as I am unable to find a list? I would like to purchase flights using the card although not sure if it will effect the points I earn. Thanks.
    Pauline - CreditCard.com.au

    Pauline

    23 May 2022
    Hi Tom, eligible purchases are transactions you make daily like paying for petrol, groceries or even a restaurant. If you’re booking your flights and paying via traditional credit card checkout, there should be no reason why you can’t earn points on your flight. Remember: there’s points throttling above $3,000 per statement period. I also checked ANZ Frequent Flyer Platinum card’s terms and there’s no list of what transactions are considered eligible. It states though that transactions like cash advances, balance transfers, government charges, or cash equivalent transactions are not considered eligible. Hope this has helped!
BARRY CHARLES STAPLETON

BARRY CHARLES STAPLETON

17 May 2022
wanting to update our membership
    Pauline - CreditCard.com.au

    Pauline

    18 May 2022
    Hi Barry, you’re actually on Creditcard.com.au, AU’s leading credit card comparison and information site. You can reach out to ANZ directly at 13 13 14 for assistance.
Peter

Peter

13 May 2022
what does our platinum frequent flyer international travel insurance cover
    Pauline - CreditCard.com.au

    Pauline

    18 May 2022
    Hi Peter, we checked ANZ Frequent Flyer Platinum credit card’s terms and see that provided you have met the eligibility criteria, you may be eligible for overseas emergency assistance, overseas emergency medical and dental, cancellation coverages and more. You can check ANZ Platnum and Black cards complimentary insurance PDF or contact ANZ/Allianz directly for specifics.
loutuau@gmail.com

[email protected]

10 May 2022
Good Morning, I can easily spend $2500.00 for the first 3 months. Do I need to spend $3000.00 each month after that. Please advise. Thank you.
    Pauline - CreditCard.com.au

    Pauline

    11 May 2022
    Hi, good question! The $2500 spend on eligible purchases mentioned is to get the bonus points if it’s met in the first 3 months from card approval. After that, you’re free to use it how you see fit.
David McFarlane

David McFarlane

7 May 2022
Sorry I forgot to put my No xxxxxxx Hiw many points do I have and can I transfer to a family member
    Pauline - CreditCard.com.au

    Pauline

    9 May 2022
    Hi David, you’ve actually reached Creditcard.com.ay, Australia’s leading credit card comparison and information site. You can reach ANZ directly at 13 22 73.
Marivic

Marivic

29 April 2022
What are the eligible purchases in --> " 70,000 bonus Qantas Points to your new ANZ Frequent Flyer Platinum credit card when you spend $2,500 on eligible purchases in the first 3 months."
    Pauline - CreditCard.com.au

    Pauline

    2 May 2022
    Hi Marivic, good question! Eligible purchases are your daily transactions like payment towards your groceries, car’s petrol, dining out at a restaurant, etc. I checked the ANZ Frequent Flyer Platinum’s terms however it does not state a specific list of which transactions are considered “eligible” or not. You can check their official frequent flyer terms or give ANZ a call for information.
Dilber

Dilber

10 April 2022
how can apply card
    Pauline - CreditCard.com.au

    Pauline

    11 April 2022
    Hi Dilber, if you are confident you’ve met the eligibility criteria, you can click the green Go To Offer button at the top of this page.
Tom

Tom

7 April 2022
what costs ? for international exchange rates.
    Pauline - CreditCard.com.au

    Pauline

    8 April 2022
    Hi Tom, this card charges a 3% Foreign transaction fee and the FX rates at the time will be determined by ANZ at the time of the transaction.

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