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75,000 Spend $2,500 in the first 3 months from approval
ANZ Frequent Flyer Platinum Credit Card
ANZ Frequent Flyer Platinum Credit Card

ANZ Credit Cards

ANZ Frequent Flyer Platinum Credit Card

Updated 7 June 2024

Earn 75,000 bonus Qantas Points and $100 back to your card when you spend $2,500 on eligible purchases in the first 3 months from approval (details below). Enjoy Platinum benefits including complimentary International and Domestic Travel Insurance, Purchase Protection Insurance, Extended Warranty Insurance, and eligibility for Visa Offers + Perks.

Terms and conditions apply.

Points Earn Rate (per $1 spent)

0.75 points

Capped at $3000, then 0.5 pts per $1 spent

Rewards Program

Qantas Frequent Flyer

Bonus Points

75,000 pts

Spend $2,500 in the first 3 months from approval

Pros and cons

  • Earn 75,000 bonus Qantas Points and $100 back on your card when you spend $2,500 on eligible purchases in the first 3 months from approval (this offer is for new cardholders only. T&Cs, eligibility criteria, fees & charges apply (including annual fee, currently $295)
  • Earn 0.75 Qantas Points per $1 spent on eligible purchases up to $3,000 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $3,000 per statement period
  • Complimentary Qantas Flyer program membership (save $99.50)
  • Get cashback from over 2000 popular merchants through cashrewards
  • ANZ Falcon fraud monitoring + ANZ Fraud Money Back Guarantee
  • Complimentary International and Domestic Travel Insurance
  • Rental Vehicle Excess in Australia Insurance, Extended Warranty Insurance, and Purchase Protection Insurance
  • Concierge service
  • Eligible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay

  • Each additional card holder costs $65 per year

Creditcard.com.au review

Editor Review

ANZ Frequent Flyer Platinum Credit Card

Pauline Hatch
Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. about this card.

The ANZ Frequent Flyer Platinum Credit Card

Providing plenty of platinum perks and a very appealing introductory offer, the ANZ Frequent Flyer Platinum Credit Card is a platinum card that lets you earn Qantas Points as you shop. Apply today and you could benefit from 75,000 bonus Qantas Points and $100 back on your card by spending $2,500 on eligible purchases within 3 months of being approved.

What we love...

Love travel? The ANZ Frequent Flyer Platinum Credit Card may indeed be the perfect card for you. Allowing you to earn Qantas Points on your everyday spending, this card could let you travel further, while paying less. And with 75,000 bonus Qantas Points currently on offer to new cardholders who meet the spend criteria, you could travel even further than you thought.

All you need to do to be eligible for this offer is be approved as a new cardholder (you cannot currently hold or have held an ANZ Frequent Flyer Black, ANZ Frequent Flyer Platinum, ANZ Frequent Flyer Gold or an ANZ Frequent Flyer credit card in your name in the past 12 months). Then spend $2,500 on eligible purchases within three months and the bonus points are yours.

Within three months of making that eligible $2,500 spend on purchases, the 75,000 bonus Qantas Points will be credited to your account. To give you an idea of the value of those bonus points, here’s what you could choose to redeem them for:

  • For 66,200 Qantas Points, you could fly from Sydney to Paris and 55,200 points will get you from Perth to New York.
  • Or, you could opt for some retail therapy, redeeming 50,050 Qantas Points for a $250 David Jones gift card.

Point calculations are accurate as of 23 February 2024 but may be subject to change without notice. All routes may have additional taxes and charges. Check on the official ANZ page for the updated calculations.

On a day-to-day basis, it’s easy to earn Qantas Points on your spending. The points you earn will be automatically credited to your Qantas Frequent Flyer account, and if you don’t have an account, the ANZ Frequent Flyer Platinum card will provide you with complimentary Qantas Frequent Flyer membership.

You can earn 0.75 Qantas Points per $1 spent up to $3,000 per statement period, and 0.5 Qantas Points per $1 spent thereafter. You can also earn 1 bonus Qantas Point per $1 spent on selected Qantas products and services, as well as bonus points with ANZ’s Bonus Partners. There is no limit on the number of bonus points you can earn within each statement period.

What’s not so great...

As you will usually find with platinum credit cards, the ANZ Frequent Flyer Platinum Credit Card has a relatively high purchase rate and cash advance rate. So, to make all the rewards and features on offer worthwhile, you will have to avoid interest accruing by clearing your balance by the due date each month.

Again, similar to many other platinum rewards cards, the ANZ Frequent Flyer Platinum Credit Card has a high standard ongoing annual fee. You can choose to add up to nine additional cardholders, but be aware that an annual fee will be charged for each. On top of that, some cardholders may not be that impressed with the card’s earn rate. Although, the value of that earn rate will depend on your spending.

Why should you choose this card?

As a platinum rewards card earning Qantas Points, the ANZ Frequent Flyer Platinum Credit Card is the ideal option for anyone who wants to earn on the Qantas program while enjoying some nice platinum perks on the side. In terms of features, the card offers the following complimentary insurance covers:

  • International Travel Insurance for up to a period of 3 consecutive months. Available to cardholders as well as their eligible spouses and/or dependants.
  • Domestic Travel Insurance with a return domestic flight of up to 28 days per trip. Available to cardholders as well as their spouses and/or dependants, eligibility criteria apply.
  • Rental Vehicle Excess In Australia Insurance up to a maximum total limit of $5,000.
  • Extended Warranty Insurance for up to 12 months after the original manufacturer’s Australian warranty expires.
  • Purchase Protection Insurance for 90 consecutive days from the date of purchase.

You can also benefit from the assistance of a Personal Concierge, available 24/7 to help with anything from travel arrangements to restaurant reservations, plus access to exclusive entertainment and lifestyle offers through Visa Offers + Perks, and up to 55 days interest free on purchases.

Overall Rating

With a decent earn rate and an array of platinum features, the ANZ Frequent Flyer Platinum Credit Card allows you to earn Qantas Points on everyday purchases, while taking advantage of 75,000 bonus Qantas Points and a nice $100 credit that helps offset the annual fee.

User reviews

ANZ Frequent Flyer Platinum Credit Card ( based on 8 Creditcard.com.au user reviews )

67% rating based on 8 reviews

Rates
Fees
Rewards
Customer Service
Value
90%

Taniela Taufatofua

8 May 2023

How can I found

Recommends this card
90%

Lisa

19 April 2022

Extremely poor customer service and multiple steps in even trying to activate card. Told to attend branch and at branch told to schedule appointment as need 100 point check despite already providing on application.

Does not recommend this card
65%

Cynthia

28 January 2013

Fairly easy to earn points plus you get a good start up bonus and free Qantas FF membership. You get the usual platinum benefits – insurances, concierge etc. Also no points capping.

Recommends this card

Rates and fees

Interest rates



Purchase rate 20.99% p.a.

Cash advance rate 21.99% p.a.

Interest free period on purchases up to 55 days

Credit limits

Minimum credit limit $6,000

Maximum credit limit N/A

Fees & repayments

Annual fee $295 p.a.

Additional cardholder fee Up to 9 - $65 p.a. each

Foreign transaction fee 3%

Minimum repayment 2% or $25, whichever is greater

Cash advance fee Consumer: 3% (in Australia); 3% of the amount or $4, whichever is greater (for overseas); Commercial: 1.50% or $1.50 whichever is greater

Late payment fee $20

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 75,000 points

Annual points cap uncapped

Bonus points spend criteria Spend $2,500 in the first 3 months from approval

Earning points with this card

Qantas Rewards points 0.75 points per $1 spent

Points cap per month Capped at $3000, then 0.5 pts per $1 spent

Overseas earn rate same as standard earn rate

Additional features

Complimentary insurance

International Travel Insurance Yes - up to 3 consecutive months

Flight Inconvenience Insurance No

Transit Accident Insurance No

Smartphone Screen Insurance No

Purchase Protection Insurance Yes

Extended Warranty Insurance Yes

Rental Vehicle Excess In Australia Insurance Yes

Extras

Domestic Travel Insurance

Eligible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay

Overview

ANZ Frequent Flyer Platinum Credit Card

As a cardholder, you can enjoy free Qantas Frequent Flyer membership (a saving of $99.50), and the points you earn each month will be automatically credited to your account. Cardholders can also benefit from complimentary insurance covers for travel and shopping, Visa PayWave, worldwide emergency card replacement, up to 9 additional cardholders, a concierge booking service, and access to exclusive offers and privileges in travel, leisure, dining, and shopping around the world with Visa Offers + Perks.

Key features

  • Earn 75,000 bonus Qantas Points and $100 back on your card when you spend $2,500 on eligible purchases in the first 3 months from approval
  • Earn 0.75 Qantas Points per $1 spent on eligible purchases up to and including $3,000 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $3,000 per statement period
  • Complimentary Qantas Flyer program membership (save $99.50)
  • Get cashback from over 2,000 popular merchants through cashrewards
  • Complimentary International and Domestic Travel Insurance (including COVID-19 coverage, T&Cs apply)
  • Rental Vehicle Excess in Australia Insurance, Extended Warranty Insurance, and Purchase Protection Insurance
  • Concierge service
  • ANZ Falcon fraud monitoring + ANZ Fraud Money Back Guarantee
  • Eligible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Permanent Australian resident or non-permanent resident with more than 9 months remaining on your Visa

  • You have your personal details ready to complete the online application

Pauline

Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger

Recently Asked Questions

Something you need to know about this card? Ask our credit card expert a question.

78 questions (showing the latest 10 Q&As)

Peter

Peter

4 May 2024
Hi, do you need to contact ANZ with FF numbers so you can redeem your points ?
    Pauline - CreditCard.com.au

    Pauline

    6 May 2024
    Hi Peter, if you've linked your ANZ account with your Qantas account, points are automatically credited to your Qantas Frequent Flyer account. You can then login to your Qantas account and redeem your points there.
trappe57@gmail.com

[email protected]

20 December 2023
Does the travel insurance have a time limit from the first purchase and if so when did this start ?
    Pauline - CreditCard.com.au

    Pauline

    1 January 2024
    Hi there, if you have any questions regarding your ANZ card you should reach out to them directly. Allianz Global Assist is the underwriter of ANZ’s credit cards and you can check your cover here: https://travel.agaassistance.com.au/anz/travel-insurance.
Prashanth

Prashanth

9 October 2023
Is ANZ Rewards Platinum same as ANZ Frequent Flyer Platinum ? I have a Rewards Platinum card, just wondering if I would receive the rewards points if I apply for FF Platinum card?
    Pauline - CreditCard.com.au

    Pauline

    13 October 2023
    Hi Prashanth, the ANZ Frequent Flyer Platinum card is different from the ANZ Rewards Platinum card. And looks like you may be eligible as the terms and conditions of the ANZ Frequent Flyer Platinum card indicate that the current offer is open to new and approved ANZ Frequent Flyer Platinum cardholders.
tania

tania

15 September 2023
see that govt related transactions are not included. Can you advise if payments to the ATO are included?
    Pauline - CreditCard.com.au

    Pauline

    19 September 2023
    Hi Tania, payments to the ATO are still categorised as government transactions and are unfortunately, not considered eligible transactions. You may want to explore alternative credit card options that offer rewards on ATO payments.
Indima

Indima

14 September 2023
I had ANZ Frequent Flyer Credit Card 7 months ago and already closed it. If I apply for this, am I still eligible for 70,00 bonus points?
    Pauline - CreditCard.com.au

    Pauline

    18 September 2023
    Hi Indima, I looked into this for you and it states that the current offer is available to those who have not held or currently hold any of the ANZ Frequent Flyer card products in the last 12 months. You can however check a range of other frequent flyer credit cards for options.
walter clappis

walter clappis

25 August 2023
how do i apply
    Pauline - CreditCard.com.au

    Pauline

    30 August 2023
    Hi Walter, we currently don’t have an active partnership with the ANZ Frequent Flyer Platinum card. You can head over to their official website page to apply.
Sharon Stewart

Sharon Stewart

16 June 2023
1. What are considered "eligible" purchases 2. Are all cardholders eligible for the Travel Insurance Etc?
    Pauline - CreditCard.com.au

    Pauline

    20 June 2023
    Hi Sharon, please see below for my answers to your questions. - bank issuers, such as ANZ do not provide a published list of eligible transactions, but they do provide a list of transactions that are not considered eligible. These include government charges, cash equivalent transactions, balance transfers, fees, charges, and interests. - the ANZ Frequent Flyer Platinum card does have various complimentary insurance covers, one of which is international and domestic travel insurance. To obtain a comprehensive list of insurance coverage, T&Cs, as well as exclusions, you can refer to ANZ's official PDS for complimentary insurance. Hope this helps!
Andrew

Andrew

8 April 2023
How do I apply?
    Pauline - CreditCard.com.au

    Pauline

    11 April 2023
    Hi there Andrew, we’re not partnered currently with the ANZ Frequent Flyer Platinum card but you can go to their website for your application. If you’d like to see how the ANZ card stacks up, you can also compare some of the other frequent flyer credit cards out there.
Suzanne Gordon

Suzanne Gordon

30 March 2023
I’m interested in applying for a new QFF credit card as my current card is ceasing to partner with Qantas. How do I apply for the ANZ frequent flyer Platinum card?
    Pauline - CreditCard.com.au

    Pauline

    31 March 2023
    i Suzanne, we're currently not partnered with the ANZ Frequent Flyer Platinum credit card. If you’d like to apply you can head on over to their official site to apply. If you’re interested in seeing other cards out there, you can also view some of the other frequent flyer credit cards we have an active partnership with. Let us know if we can help any further 🙂
Donald ormerod

Donald ormerod

26 March 2023
What do you mean by eligible purchases and do you have to do anything to get travel insurance.
    Pauline - CreditCard.com.au

    Pauline

    28 March 2023
    Hi Donald, there isn't a specific list of what types of transactions are considered eligible, but typically they are your regular everyday transactions. These can include things like paying for meals at a restaurant, shopping at Coles or Woolies, or filling up your car with petrol. Basically, anything that is processed as a retail transaction. However, ANZ's official website notes that certain transactions like balance transfers, government-related transactions, and cash transactions are not eligible.
Don Ormerod

Don Ormerod

24 March 2023
What are eligible purchases to be awarded 70,000 points
    Pauline - CreditCard.com.au

    Pauline

    28 March 2023
    Hi Don, annoyingly, credit card issuers don’t list transactions that are considered eligible. But eligible purchases are generally classified as your day to day retail transactions. These could be paying for your car’s petrol, your pet’s vet bill, restaurant bill, etc. However, it states that transactions like interests, charges, balance transfers, cash equivalent and government related transactions are not considered eligible.
Stuart Cook

Stuart Cook

23 March 2023
Is there extra cover required on existing health conditions.
    Pauline - CreditCard.com.au

    Pauline

    24 March 2023
    Hi Stuart, we’re going to get a bit direct here as things like travel insurance can get real tricky, real fast. So, the complimentary travel insurance that comes with the ANZ Frequent Flyer Platinum credit card does not cover any claims arising from, related to or associated with a pre-existing medical condition unless it meets the conditions set out on their T&Cs so an extra insurance will be necessary if you want any costs associated with your pre-existing medical condition to be covered. We’re not travel insurance experts so it’s worth contacting Allianz Global Assistance at 1300 135 271 to see if they can add-on such coverage for you. I hope this helps.
Hi

Hi

14 March 2023
I would like to know if this card have any international transaction fees?
Shane Tregurtha

Shane Tregurtha

9 March 2023
hi have this card already but don't know where the points are going to
    Pauline - CreditCard.com.au

    Pauline

    10 March 2023
    Hi Shane, according to ANZ, the bonus Qantas points will be credited to your Qantas account within 3 months of meeting the spend requirement. As part of your application process you should have been prompted to put in your QFF number. If you can’t remember, you can call ANZ directly at 13 13 14 to check on the status of your bonus points.
Leigh

Leigh

21 December 2022
I currenty have an NAB visa that accrues velocity points and a QANTAS premier card. I want to consolidate and get one that accrues qantas points, preferably with a decent sign-on bonus. Hoping to keep my annual fee lower if possible but it's not a deal breaker. Any ideas on which one my best option is?? Thanks Leigh
    Pauline - CreditCard.com.au

    Pauline

    22 December 2022
    Hi Leigh, it’s rare that issuers offer a card that’s low in annual fee and sign-on bonus at the same time as you pay for the privilege of points with the annual fee. Jump on over to our Qantas frequent flyer cards page and you can sort by annual fee. However, if you’re thinking of doing a balance transfer, you won’t accrue any points on the transfer. To add to that, if you spend on your new card to get the bonus points, you’ll end up with no interest free days. If you still want to consolidate your two cards, you can compare some of the 0% and low balance transfer cards for more options. Hope this helped!
Jane Farnham

Jane Farnham

21 December 2022
I am looking for a corporate credit card where we are able to have one credit limit with 4 cards attached to it (assuming an account holder and 3 secondary card holders). Can you point me in the direction of the best options for this. Do Westpac have an option like this? Thanks so much, Jane
    Pauline - CreditCard.com.au

    Pauline

    22 December 2022
    Hi Jane, thanks for your message. We have a page that can help you compare corporate credit cards including the benefits, drawbacks and how they differ from business credit cards. We currently don’t have an active partnership with Westpac credit cards, but they have a range of BusinessChoice cards that might suit your needs. If it’s a specific corporate credit card you need, the Westpac site suggests contacting your “Product Specialist” to speak about their Commercial card program. Hope this has helped!
ros

ros

28 November 2022
What are the age limits for platinum card travelinsurance.
    Pauline - CreditCard.com.au

    Pauline

    29 November 2022
    Hi Ros, the maximum age for this card's complimentary travel insurance is if you are aged under 81 years at the time you become eligible for the cover. Hope that answers your question!
DAMO SHANKS

DAMO SHANKS

28 November 2022
why cant i get ANZ Frequent Flyer Platinum card because i went from full time work to casual. i own my home and car and do not owe a dollar to anyone. plus i have approx 500,000 in cash and savings
    Pauline - CreditCard.com.au

    Pauline

    29 November 2022
    Hi Damo, unfortunately banks and credit providers keep their approval processes under strict lock and key. You can try submitting a complaint to the AFCA to try to get your issue resolved.

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