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Westpac Altitude Platinum Credit Card – Qantas

1 review
points over 12 months Calculate your savings icon

Earn rate per $1

0.5 points
16.77% Complete (success)
Qantas Frequent Flyer

Bonus points

60,000 points
60,000% Complete (success)

Annual fee

$50 first year
50% Complete (success)
then $200

Pros

$50 annual card fee in the first year $200 p.a. thereafter

60,000 bonus Qantas points when you spend $3,000 or more in the first 90 days.

Complimentary overseas travel insurance for up to 3 months

Cons

$50 Qantas Rewards fee included in the annual fee for choosing to earn Qantas Points

Westpac Altitude Platinum Credit Card – Qantas

Get 60,000 Bonus Qantas points on a new Altitude Platinum Qantas credit card when you spend $3,000 on eligible purchases within 90 days of card approval. Pay $50 annual card fee in the first year. $200 p.a. thereafter. Complimentary overseas travel insurance cover for trips up to 3 months and 24/7 complimentary Concierge Service. Earn 0.5 Qantas points per $1 spent on eligible purchases. Offer ends 2 April 2019. If you are interested in earning Altitude points, check out the Westpac Altitude Platinum Credit Card.

Key features

  • 60,000 bonus Qantas points on a new Westpac Altitude Platinum credit card when you spend $3,000 or more in the first 90 days of card approval.
  • $50 annual card fee in the first year. $200 p.a. thereafter
  • Complimentary overseas travel insurance for trips up to 3 months
  • Platinum concierge service
  • Earn 0.5 Qantas points per $1 spent on eligible purchases
  • Complimentary additional card holder
  • Want to earn Altitude points?
  • Rates
    60%
  • Fees
    79%
  • Rewards
    72%
  • Customer Service
    91%
  • Value
    76%
100% of customers who have rated this card would recommend it
Overall customer rating 76%
1 reviews
Interest Rates
Purchase rate 20.24% p.a.
Cash advance rate 20.74% p.a.
Interest free on purchases up to 45 days
Balance Transfer
Credit limits
Minimum credit limit $6,000
Maximum credit limit $50,000
Fees & repayments
Annual fee $200 p.a.
Annual fee first year $50
Additional cardholder fee $0 p.a.
Cash advance fee 2%
Foreign transaction fee 3%
Minimum repayment 2%
Late payment fee $15
Credit card type Mastercard
Rewards program
Rewards program Qantas Frequent Flyer Qantas Frequent Flyer
Bonus points 60,000 Qantas points
Annual points cap uncapped
Bonus points spend criteria Spend $3,000 within first 90 days
Earning points with this card
Qantas points 0.5 points per $1 spent
Overseas earn rate same as standard earn rate
Points cap per month N/A
Complimentary insurance
Overseas travel insurance yes - up to 3 months
Flight inconvenience insurance No
Transport accident cover Yes
Smartphone screen insurance No
Purchase protection insurance Yes
Extended warranty insurance Yes
Rental vehicle excess cover No
Extras
24/7 personal concierge service

The Westpac Altitude Platinum Credit Card - 60,000 bonus Qantas points

Offering you the choice of two rewards programs, the Westpac Altitude Platinum Credit Card is a flexible credit card with an excellent range of platinum perks. If you are interested in earning Altitude points, check out the Westpac Altitude Platinum Credit Card. Apply today and you will pay $50 annual fee for the first year (that is the $50 Qantas Rewards fee), plus you can also benefit from 60,000 bonus Qantas points when you spend $3,000 within 90 days of card approval.

What we love…

One of the great things about the Westpac Altitude Platinum Credit Card is its flexibility and as a cardholder, you can choose to earn points on the Altitude program, or you can opt in to the Qantas program. Here we will look at the Altitude Qantas program and if you are interested in earning Altitude points, have a look here.

All you have to do to get your hands on those bonus points is apply and be approved by 2 April 2019, and then spend $3,000 on eligible purchases within 90 days of card approval. Once you’ve made that spend, the bonus 60,000 points will be credited to your account within 12 weeks. Then it’s simply a matter of deciding what you want to spend them on.

Qantas

When you choose to earn Qantas points you opt in to the Qantas program, paying a $50 Qantas Rewards fee. Within this program, you can earn 0.5 Qantas Points for every $1 spent on eligible purchases, to be redeemed within the Qantas Store for merchandise and gift cards, or on travel products such as flights and accommodation.

In terms of that 60,000 points bonus, it will get you further with Qantas, allowing you to fly from Sydney to Barcelona, from Melbourne to Boston, or from Brisbane to Warsaw, redeeming the full 60,000 Qantas Points. You will also hand over fewer points for that $250 Westfield Red Card, redeeming just 54,850 Qantas Points (compared to 59,350 Altitude Points).

What’s not so great…

As you will find with most platinum rewards cards, the interest charged on the Westpac Altitude Platinum Credit Card is not low. With both the purchase rate and cash advance rate being relatively high, it’s best to avoid cash advances and to clear your balance month-to-month.

As for points redemption, there are other credit cards on the market offering a higher earn rate on the Qantas program, but it’s up to you to work out which one offers the most back for your spend. With its relatively low annual fee, the Westpac Altitude Platinum Credit Card may just offer a more rewarding option.

Why should you choose this card?

If you’re looking for a flexible rewards card with some nice extras on the side, the Westpac Altitude Platinum Credit Card could be well worth looking into. As a cardholder, you will pay $50 annual fee for the first year, and then an affordable annual fee (for a platinum rewards card, at least) in the years that follow.

You can also add one additional cardholder at no extra cost to earn points faster. Cardholders benefit from a 24/7 personal concierge service, and a range of complimentary insurance covers.

Overall Rating

The Westpac Altitude Platinum Qantas Credit Card is a flexible rewards card with platinum benefits, $50 annual fee for the first year, and 60,000 bonus Qantas points.

Showing one question (showing the latest 10 Q&As)

Antclan

Antclan

28 February 2019
Hi there, I applied for and was approved for a Qantas Westpac Platinum card at the end of November and didn’t supply a Qantas FF membership as I haven’t joined Qantas FF. Am I too late? If I join today will they still credit the 60,000 bonus points I have qualified for? Are they back dated? Thanks :)
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    28 February 2019
    Join asap and supply to Westpac - should be all good as they have not tried to transfer the points yet.
  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Resident or citizen of Australia
  • Minimum income of $30,000 p.a.
  • You have your personal details ready to complete the online application
Westpac Altitude Platinum Credit Card – Qantas
Westpac Altitude Platinum Credit Card – Qantas

Westpac Credit Cards

Westpac Altitude Platinum Credit Card – Qantas

14 March 2019

Points Earn Rate (per $1 spent)

0.5

points

Qantas

Rewards Program

Qantas Frequent Flyer

Bonus Points

60,000 pts

Spend $3,000 within first 90 days

0 points over 12 months spend

My monthly card spend

Westpac Altitude Platinum Credit Card – Qantas

Get 60,000 Bonus Qantas points on a new Altitude Platinum Qantas credit card when you spend $3,000 on eligible purchases within 90 days of card approval. Pay $50 annual card fee in the first year. $200 p.a. thereafter. Complimentary overseas travel insurance cover for trips up to 3 months and 24/7 complimentary Concierge Service. Earn 0.5 Qantas points per $1 spent on eligible purchases. Offer ends 2 April 2019. If you are interested in earning Altitude points, check out the Westpac Altitude Platinum Credit Card.

Key features

  • 60,000 bonus Qantas points on a new Westpac Altitude Platinum credit card when you spend $3,000 or more in the first 90 days of card approval.
  • $50 annual card fee in the first year. $200 p.a. thereafter
  • Complimentary overseas travel insurance for trips up to 3 months
  • Platinum concierge service
  • Earn 0.5 Qantas points per $1 spent on eligible purchases
  • Complimentary additional card holder
  • Want to earn Altitude points?

Customer Reviews

Westpac Altitude Platinum Credit Card – Qantas

76% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates & Fees

Interest rates

Purchase rate 20.24% p.a.

Cash advance rate 20.74% p.a.

Interest free on purchases up to 45 days

Credit limits

Minimum credit limt $6,000

Maximum credit limit $50,000

Fees & repayments

Annual fee $200 p.a.

Additional card holder fee $0 p.a.

Foreign transaction fee 3%

Minimum repayment 2%

Annual fee the first year $50

Cash advance fee 2%

Late payment fee $15

Rewards & points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 60,000 Qantas points

Annual points cap uncapped

Bonus points spend criteria Spend $3,000 within first 90 days

Earning points with this card

Qantas pointsQantas points 0.5 points per $1 spent

Points cap per month N/A

Overseas earn rateOverseas earn rate same as standard earn rate

Additional features

Complimentary insurance

Overseas travel insurance yes - up to 3 months

Flight inconvenience insurance No

Transport accident cover Yes

Smartphone Screen Insurance No

Purchase protection insurance Yes

Extended warranty insurance Yes

Rental vehicle excess cover No

Extras

24/7 personal concierge service

Our Review

Editor Review

The Westpac Altitude Platinum Credit Card - 60,000 bonus Qantas points

Offering you the choice of two rewards programs, the Westpac Altitude Platinum Credit Card is a flexible credit card with an excellent range of platinum perks. If you are interested in earning Altitude points, check out the Westpac Altitude Platinum Credit Card. Apply today and you will pay $50 annual fee for the first year (that is the $50 Qantas Rewards fee), plus you can also benefit from 60,000 bonus Qantas points when you spend $3,000 within 90 days of card approval.

What we love…

One of the great things about the Westpac Altitude Platinum Credit Card is its flexibility and as a cardholder, you can choose to earn points on the Altitude program, or you can opt in to the Qantas program. Here we will look at the Altitude Qantas program and if you are interested in earning Altitude points, have a look here.

All you have to do to get your hands on those bonus points is apply and be approved by 2 April 2019, and then spend $3,000 on eligible purchases within 90 days of card approval. Once you’ve made that spend, the bonus 60,000 points will be credited to your account within 12 weeks. Then it’s simply a matter of deciding what you want to spend them on.

Qantas

When you choose to earn Qantas points you opt in to the Qantas program, paying a $50 Qantas Rewards fee. Within this program, you can earn 0.5 Qantas Points for every $1 spent on eligible purchases, to be redeemed within the Qantas Store for merchandise and gift cards, or on travel products such as flights and accommodation.

In terms of that 60,000 points bonus, it will get you further with Qantas, allowing you to fly from Sydney to Barcelona, from Melbourne to Boston, or from Brisbane to Warsaw, redeeming the full 60,000 Qantas Points. You will also hand over fewer points for that $250 Westfield Red Card, redeeming just 54,850 Qantas Points (compared to 59,350 Altitude Points).

What’s not so great…

As you will find with most platinum rewards cards, the interest charged on the Westpac Altitude Platinum Credit Card is not low. With both the purchase rate and cash advance rate being relatively high, it’s best to avoid cash advances and to clear your balance month-to-month.

As for points redemption, there are other credit cards on the market offering a higher earn rate on the Qantas program, but it’s up to you to work out which one offers the most back for your spend. With its relatively low annual fee, the Westpac Altitude Platinum Credit Card may just offer a more rewarding option.

Why should you choose this card?

If you’re looking for a flexible rewards card with some nice extras on the side, the Westpac Altitude Platinum Credit Card could be well worth looking into. As a cardholder, you will pay $50 annual fee for the first year, and then an affordable annual fee (for a platinum rewards card, at least) in the years that follow.

You can also add one additional cardholder at no extra cost to earn points faster. Cardholders benefit from a 24/7 personal concierge service, and a range of complimentary insurance covers.

Overall Rating

The Westpac Altitude Platinum Qantas Credit Card is a flexible rewards card with platinum benefits, $50 annual fee for the first year, and 60,000 bonus Qantas points.

Pros

  • $50 annual card fee in the first year $200 p.a. thereafter
  • 60,000 bonus Qantas points when you spend $3,000 or more in the first 90 days.
  • Complimentary overseas travel insurance for up to 3 months

Cons

  • $50 Qantas Rewards fee included in the annual fee for choosing to earn Qantas Points
Roland B Bleyer

Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Question

Something you need to know about this card? Ask a our credit card expert a question.

Showing one question (showing the latest 10 Q&As)

Antclan

Antclan

28 February 2019
Hi there, I applied for and was approved for a Qantas Westpac Platinum card at the end of November and didn’t supply a Qantas FF membership as I haven’t joined Qantas FF. Am I too late? If I join today will they still credit the 60,000 bonus points I have qualified for? Are they back dated? Thanks :)
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    28 February 2019
    Join asap and supply to Westpac - should be all good as they have not tried to transfer the points yet.

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