- 80,000 bonus Qantas points when you spend $4,000 within 90 days of card approval
- Earn 0.75 Qantas points per $1 spent on eligible purchases
- 2 complimentary Qantas Lounge invitations per year
- Platinum concierge service
- Overseas travel insurance for trips up to 6 months
- Free additional card holder
Pros
80,000 bonus Qantas points when you spend $4,000 within 90 days of card approval
Earn 0.75 Qantas points per $1 spent on eligible purchases
2 complimentary Qantas Lounge invitations per year
Platinum concierge service
Overseas travel insurance for trips up to 6 months
Free additional card holder
Cons
$50 Qantas Rewards fee
100% of customers who have rated this card would recommend it
| Interest Rates | |
| Purchase rate | 20.49% p.a. |
| Cash advance rate | 21.49% p.a. |
| Interest free on purchases | up to 45 days |
| Balance Transfer | |
| Credit limits | |
| Minimum credit limit | $15,000 |
| Maximum credit limit | $75,000 |
| Fees & repayments | |
| Annual fee | $300 p.a. |
| Additional cardholder fee | $0 p.a. |
| Cash advance fee | 2% |
| Foreign transaction fee | 3% |
| Minimum repayment | 2% |
| Late payment fee | $15 |
| Credit card type | Mastercard |
| Rewards program | |
| Rewards program |  Qantas Frequent Flyer |
| Bonus points | 80,000 Qantas points |
| Annual points cap | uncapped |
| Bonus points spend criteria | Spend $4,000 within first 90 days |
| Earning points with this card | |
| Qantas points | 0.75 points per $1 spent |
| Overseas earn rate | same as standard earn rate |
| Points cap per month | N/A |
| Complimentary insurance | |
| Overseas travel insurance | yes - up to 6 months |
| Flight inconvenience insurance | No |
| Transport accident cover | Yes |
| Smartphone screen insurance | No |
| Purchase protection insurance | Yes |
| Extended warranty insurance | Yes |
| Rental vehicle excess cover | No |
| Extras | |
| 2 Qantas Lounge invitations per year |
Westpac Altitude Black Credit Card – Qantas
Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au.
The Westpac Altitude Black Credit Card offer with 80,000 bonus Qantas Points
This current offer gives you 80,000 bonus Qantas points when you spend at least $4,000 within 90 days of card approval. Premium rewards credit card from Westpac with huge credit limit and complimentary insurances. Definitely a great offer on a truly premium rewards card for big spenders.
What we love...
You can't go past the 80,000 bonus Qantas or Altitude points offer on this card. To be eligible for the bonus points you must spend $4,000 within the first 90 days of approval. Uncapped points earning lets you earn 1.25 Altitude points per $1 or 0.75 Qantas points per $1. Choose your rewards program, either Altitude Points or Qantas points.
The annual fee is $250 and you get one free additional card holder. Plus a $50 Qantas Rewards fee when you choose to earn Qantas points.
When you opt in for Qantas Rewards, membership to Qantas Frequent Flyer is free and you are eligible for two complimentary Qantas Lounge invitations per year after your first Altitude Black Card spend on selected Qantas products and services.
What’s not so great...
While the earn rate is uncapped, the earn per $1 spent is not great.
Why should you choose this card?
The Westpac Altitude Black features uncapped points earning with a choice of two excellent rewards programs, Altitude or Qantas. With Altitude Rewards you can redeem points for homewares, technology and much more. And you can transfer your points to frequent flyer points with Virgin Australia, Velocity, Singapore Airlines - KrisFlyer, Malaysia Airlines - Enrich, Air New Zealand - Airpoints and Cathay Pacific - AsiaMiles.
When you need help with restaurant bookings, flights, party planning and tickets to events you have access to a Platinum concierge service 24/7 via app. Complimentary insurances like Overseas travel insurance for up to 6 months, transit accident insurance and extended warranty.
Overall Rating
A premium rewards credit card with uncapped points earn, fantastic bonus points offer and choice of two excellent rewards programs, Altitude and Qantas. Offer ends 15 October 2019.
3 questions (showing the latest 10 Q&As)
Westpac Altitude Black Credit Card – Qantas
Earn 80,000 bonus Qantas points when you spend $4,000 on eligible purchases within 90 days of card approval. Earn up to 0.75 Qantas points per $1 spent on purchases and get a large range of benefits and rewards, there’s no doubt that the Altitude Black is an ideal high end rewards card. This card also includes two complimentary airport lounge visits each year, a range of complimentary insurances including overseas travel, extended warranty and transit accident insurance. $75,000 Minimum Income Required to Apply. Offer ends 15 October 2019.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Key features
- 80,000 bonus Qantas points when you spend $4,000 within 90 days of card approval
- $250 annual card fee. Plus a $50 Qantas Rewards fee
- Earn 0.75 Qantas points per $1 spent on eligible purchases
- 2 complimentary Qantas Lounge invitations per year after your first Altitude Black Card spend on selected Qantas products and services
- Platinum concierge service
- Overseas travel insurance for trips up to 6 months
- Transit accident insurance, Extended warranty and Purchase security insurance
- Free additional card holder
- Be over 18 years old
- Good credit and not applied for multiple credit cards recently
- Resident or citizen of Australia. Temporary residents are eligible.
- Minimum income of $75,000 p.a.
- You have your personal details ready to complete the online application
Marie Conway
29 March 2019Roland
29 March 2019Cherie
15 January 2019Roland
16 January 2019Dave
12 December 2018Roland
13 December 2018