- Earn 1.25 Suncorp rewards point per dollar spent
- 0% interest for 14 months on Purchases and 0% p.a. for 14 months on Balance transfers (reverts to cash advance rate thereafter, currently 21.99% p.a. Note that no interest free days apply to retail purchases while you have a balance transfer.)
- Free platinum insurance covers and benefits
Earn 1.25 Suncorp rewards point per dollar spent
0% interest for 14 months on Purchases and 0% p.a. for 14 months on Balance transfers (reverts to cash advance rate thereafter, currently 21.99% p.a. Note that no interest free days apply to retail purchases while you have a balance transfer.)
Free platinum insurance covers and benefits
Balance transfer rate reverts to the high cash advance rate of 21.99% p.a.)
Qantas Frequent Flyer reward point earn rate is 0.5 reward points for every $1 spent and capped earn at $8,000 per statement period
|Purchase rate||20.74% p.a.|
|Introductory purchase rate||0% p.a. for 14 months|
|Cash advance rate||21.99% p.a.|
|Interest free on purchases||up to 55 days|
|Balance transfer rate||0% p.a. for 14 months|
|Balance transfer fee||No fee|
|Balance transfer revert rate||21.99% p.a.|
|Balance transfer limit||80% of your approved new credit limit|
|Balance transfer from personal loan||No|
|Banks you can't balance transfer from||Bank of Queensland ,Citi ,Coles ,IMB ,Qantas Money ,Suncorp ,Virgin Money|
|Minimum credit limit||$6,000|
|Maximum credit limit||$30,000|
|Fees & repayments|
|Annual fee||$129 p.a.|
|Annual fee first year||$49|
|Additional cardholder fee||Up to 4 at no extra cost|
|Cash advance fee||3.5%|
|Foreign transaction fee||3.40%|
|Late payment fee||$10|
|Credit card type||Visa|
|Rewards program||Suncorp Rewards|
|Annual points cap||uncapped|
|Bonus points spend criteria||N/A|
|Earning points with this card|
|Rewards points||1.25 points per $1 spent|
|Overseas earn rate||same as standard earn rate|
|Points cap per month||N/A|
|Overseas travel insurance||yes - up to months|
|Flight inconvenience insurance||Yes|
|Transport accident cover||Yes|
|Smartphone screen insurance||No|
|Purchase protection insurance||No|
|Extended warranty insurance||Yes|
|Rental vehicle excess cover||No|
Suncorp Clear Options Platinum Credit Card
The Suncorp Clear Options Platinum Credit Card
Looking for some nice, clear options when choosing your next credit card? How about the Suncorp Clear Options Platinum Credit Card? Okay, bad joke. Seriously though, this is a pretty decent card, with a pretty decent intro offer on the table.
Yep, with this card, you can enjoy 0% p.a. on balance transfers and purchases for 14 months. Not bad at all. It also offers a very workable rewards program and some very nice features. Want to find out more? Let’s get into it.
What we love…
So we’ve covered the double-sided intro offer, now let’s look at what else this card provides. This is a platinum rewards card. That means it offers some handy platinum perks, as well as a rewards program with a respectable earn rate.
If you opt for the Suncorp Bank Rewards Program, you can earn 1.25 Suncorp Rewards Points for every $1 spent on the card. This can be redeemed for travel, merchandise, gift cards and more. Alternatively, you could choose to join the Suncorp Bank Qantas Frequent Flyer program, where you would earn 0.5 Qantas Points for every $1 spent.
On to the platinum perks. You will usually notice certain similarities between platinum cards and their perks. Platinum cardholders have come to expect certain niceties, don’t you know. This platinum card, like many others, offers a range of complimentary insurances.
In terms of travel cover, cardholders can enjoy the peace of mind from having international travel insurance, transit accident insurance and interstate flight inconvenience insurance. Purchases are also covered, under the card’s guaranteed pricing scheme and purchase cover.
Anything else in the way of platinum extras? Cardholders can benefit from the services of a personal concierge, available 24/7. There are also special offers and discounts to be had, offering exclusive tickets to sporting, music and theatre events, dinner and travel packages, sightseeing tours and more.
What’s not so great…
No one likes being a downer, but here goes. That balance transfer offer we talked about? After 14 months, any transferred balance left unpaid reverts to the cash advance rate, currently sitting at 21.99% p.a.
Lastly, you’ll have to pay $49 per year if you choose to earn rewards on the Suncorp Bank Qantas Frequent Flyer program.
Why should you choose this card?
If you’re looking for a decent rewards card with some very nice platinum features, this card may well be for you. You can earn points as you spend, plus you can have up to four free additional cardholders helping you accumulate points. If you need a higher than average credit limit, you may get approved for up to $30,000 on this card, and if you need it, you can enjoy up to 55 days interest free on retail purchases.
Nice rewards card with a respectable earn rate, some very pleasant extras and a suitably lovely double-sided introductory offer which ends 30 September 2019.
18 questions (showing the latest 10 Q&As)
Suncorp Clear Options Platinum Credit Card
The Suncorp Clear Options Platinum card offers rewards 1.25 point earned per $1 spent alongside a platinum concierge, with the option to opt in to a Suncorp Qantas Frequent Flyer rewards scheme. With the Suncorp Platinum, you can enjoy the flexibility of higher credit levels as well as benefit from a great rewards system. Special offer: 0% p.a. for 14 months on purchases and balance transfers (reverting to the cash advance rate thereafter, currently 21.99% p.a. The rewards points are convertible to Qantas Frequent Flyer points, and are uncapped and do not expire as long as the account is open.
- 0% p.a. on purchases and balance transfers for 14 months (reverts to 21.99% p.a.)
- Suncorp Rewards Program offers earning of up to 1.25 point for every $1 spent
- Rewards program is compatible with Qantas frequent flyer program
- 24/7 Personal Concierge Service
- Complimentary Overseas travel insurance
- Complimentary interstate flight inconvenience insurance
- Complimentary Purchase Cover insurance
- Complimentary Extended Warranty cover
- Up to $30,000 credit limit if meeting customer criteria
- Be over 18 years old
- Good credit and not applied for multiple credit cards recently
- Resident or citizen of Australia
- You have your personal details ready to complete the online application