The Suncorp Clear Options Platinum Credit Card
Looking for some nice, clear options when choosing your next credit card? How about the Suncorp Clear Options Platinum Credit Card? Okay, bad joke. Seriously though, this is a pretty decent card, with a pretty decent intro offer on the table.
Yep, with this card, you can enjoy 0% p.a. on balance transfers and purchases for 14 months. Not bad at all. It also offers a very workable rewards program and some very nice features. Want to find out more? Let’s get into it.
What we love…
So we’ve covered the double-sided intro offer, now let’s look at what else this card provides. This is a platinum rewards card. That means it offers some handy platinum perks, as well as a rewards program with a respectable earn rate.
If you opt for the Suncorp Bank Rewards Program, you can earn 1.25 Suncorp Rewards Points for every $1 spent on the card. This can be redeemed for travel, merchandise, gift cards and more. Alternatively, you could choose to join the Suncorp Bank Qantas Frequent Flyer program, where you would earn 0.5 Qantas Points for every $1 spent.
On to the platinum perks. You will usually notice certain similarities between platinum cards and their perks. Platinum cardholders have come to expect certain niceties, don’t you know. This platinum card, like many others, offers a range of complimentary insurances.
In terms of travel cover, cardholders can enjoy the peace of mind from having international travel insurance, transit accident insurance and interstate flight inconvenience insurance. Purchases are also covered, under the card’s guaranteed pricing scheme and purchase cover.
Anything else in the way of platinum extras? Cardholders can benefit from the services of a personal concierge, available 24/7. There are also special offers and discounts to be had, offering exclusive tickets to sporting, music and theatre events, dinner and travel packages, sightseeing tours and more.
What’s not so great…
No one likes being a downer, but here goes. That balance transfer offer we talked about? After 14 months, any transferred balance left unpaid reverts to the cash advance rate, currently sitting at 21.99% p.a.
Lastly, you’ll have to pay $49 per year if you choose to earn rewards on the Suncorp Bank Qantas Frequent Flyer program.
Why should you choose this card?
If you’re looking for a decent rewards card with some very nice platinum features, this card may well be for you. You can earn points as you spend, plus you can have up to four free additional cardholders helping you accumulate points. If you need a higher than average credit limit, you may get approved for up to $30,000 on this card, and if you need it, you can enjoy up to 55 days interest free on retail purchases.
Nice rewards card with a respectable earn rate, some very pleasant extras and a suitably lovely double-sided introductory offer which ends 30 September 2019.