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Suncorp Clear Options Platinum Credit Card

10 reviews

Apply by 30 September 2019

points over 12 months Calculate your savings icon

Earn rate per $1

1.25 points
16.77% Complete (success)
Suncorp Rewards

Bonus points

N/A
% Complete (success)

Annual fee

$49 first year
49% Complete (success)
then $129

Pros

Earn 1.25 Suncorp rewards point per dollar spent

0% interest for 14 months on Purchases and 0% p.a. for 14 months on Balance transfers (reverts to cash advance rate thereafter, currently 21.99% p.a. Note that no interest free days apply to retail purchases while you have a balance transfer.)

Free platinum insurance covers and benefits

Cons

Balance transfer rate reverts to the high cash advance rate of 21.99% p.a.)

Qantas Frequent Flyer reward point earn rate is 0.5 reward points for every $1 spent and capped earn at $8,000 per statement period

Suncorp Clear Options Platinum Credit Card

The Suncorp Clear Options Platinum card offers rewards 1.25 point earned per $1 spent alongside a platinum concierge, with the option to opt in to a Suncorp Qantas Frequent Flyer rewards scheme. With the Suncorp Platinum, you can enjoy the flexibility of higher credit levels as well as benefit from a great rewards system. Special offer: 0% p.a. for 14 months on purchases and balance transfers (reverting to the cash advance rate thereafter, currently 21.99% p.a. The rewards points are convertible to Qantas Frequent Flyer points, and are uncapped and do not expire as long as the account is open.

Key features

  • 0% p.a. on purchases and balance transfers for 14 months (reverts to 21.99% p.a.)
  • Suncorp Rewards Program offers earning of up to 1.25 point for every $1 spent
  • Rewards program is compatible with Qantas frequent flyer program
  • 24/7 Personal Concierge Service
  • Complimentary Overseas travel insurance
  • Complimentary interstate flight inconvenience insurance
  • Complimentary Purchase Cover insurance
  • Complimentary Extended Warranty cover
  • Up to $30,000 credit limit if meeting customer criteria
90% of customers who have rated this card would recommend it
  • Rates
    50%
  • Fees
    65%
  • Rewards
    94%
  • Customer Service
    92%
  • Value
    75%
Overall user rating 75%
10 reviews
Interest Rates
Purchase rate 20.74% p.a.
Introductory purchase rate 0% p.a. for 14 months
Cash advance rate 21.99% p.a.
Interest free on purchases up to 55 days
Balance Transfer
Balance transfer rate 0% p.a. for 14 months
Balance transfer fee No fee
Balance transfer revert rate 21.99% p.a.
Balance transfer limit 80% of your approved new credit limit
Balance transfer from personal loan No
Banks you can't balance transfer from Bank of Queensland ,Citi ,Coles ,IMB ,Qantas Money ,Suncorp ,Virgin Money
Credit limits
Minimum credit limit $6,000
Maximum credit limit $30,000
Fees & repayments
Annual fee $129 p.a.
Annual fee first year $49
Additional cardholder fee Up to 4 at no extra cost
Cash advance fee 3.5%
Foreign transaction fee 3.40%
Minimum repayment 2.5%
Late payment fee $10
Credit card type Visa
Rewards program
Rewards program Suncorp Rewards Suncorp Rewards
Annual points cap uncapped
Bonus points spend criteria N/A
Earning points with this card
Rewards points 1.25 points per $1 spent
Overseas earn rate same as standard earn rate
Points cap per month N/A
Complimentary insurance
Overseas travel insurance yes - up to months
Flight inconvenience insurance Yes
Transport accident cover Yes
Smartphone screen insurance No
Purchase protection insurance No
Extended warranty insurance Yes
Rental vehicle excess cover No

The Suncorp Clear Options Platinum Credit Card

Looking for some nice, clear options when choosing your next credit card? How about the Suncorp Clear Options Platinum Credit Card? Okay, bad joke. Seriously though, this is a pretty decent card, with a pretty decent intro offer on the table.

Yep, with this card, you can enjoy 0% p.a. on balance transfers and purchases for 14 months. Not bad at all. It also offers a very workable rewards program and some very nice features. Want to find out more? Let’s get into it.

What we love…

So we’ve covered the double-sided intro offer, now let’s look at what else this card provides. This is a platinum rewards card. That means it offers some handy platinum perks, as well as a rewards program with a respectable earn rate.

If you opt for the Suncorp Bank Rewards Program, you can earn 1.25 Suncorp Rewards Points for every $1 spent on the card. This can be redeemed for travel, merchandise, gift cards and more. Alternatively, you could choose to join the Suncorp Bank Qantas Frequent Flyer program, where you would earn 0.5 Qantas Points for every $1 spent.

On to the platinum perks. You will usually notice certain similarities between platinum cards and their perks. Platinum cardholders have come to expect certain niceties, don’t you know. This platinum card, like many others, offers a range of complimentary insurances.

In terms of travel cover, cardholders can enjoy the peace of mind from having international travel insurance, transit accident insurance and interstate flight inconvenience insurance. Purchases are also covered, under the card’s guaranteed pricing scheme and purchase cover.

Anything else in the way of platinum extras? Cardholders can benefit from the services of a personal concierge, available 24/7. There are also special offers and discounts to be had, offering exclusive tickets to sporting, music and theatre events, dinner and travel packages, sightseeing tours and more.

What’s not so great…

No one likes being a downer, but here goes. That balance transfer offer we talked about? After 14 months, any transferred balance left unpaid reverts to the cash advance rate, currently sitting at 21.99% p.a.

Lastly, you’ll have to pay $49 per year if you choose to earn rewards on the Suncorp Bank Qantas Frequent Flyer program.

Why should you choose this card?

If you’re looking for a decent rewards card with some very nice platinum features, this card may well be for you. You can earn points as you spend, plus you can have up to four free additional cardholders helping you accumulate points. If you need a higher than average credit limit, you may get approved for up to $30,000 on this card, and if you need it, you can enjoy up to 55 days interest free on retail purchases.

Overall Rating

Nice rewards card with a respectable earn rate, some very pleasant extras and a suitably lovely double-sided introductory offer which ends 30 September 2019.

18 questions (showing the latest 10 Q&As)

Iain Tait

Iain Tait

5 July 2019
Can payments for the amount owing on the card be transferred from a savings account automatically on or before the due payment date?
John

John

15 May 2019
Is there an internet address for the rewards program so I can see what I can actually get?
melonie thompson

melonie thompson

14 May 2019
do you earn reward points when paying government bills
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    15 May 2019
    Hi Melonie, bottom line, you do not earn reward points on government bills. I have grabbed from the terms this info on what an eligible transaction is for earning points > “Eligible Transaction” means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Suncorp Bank accounts, bank fees and charges such as interest and ATM charges, transactions made using Points and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs).
Steph

Steph

23 April 2019
We are planning an overseas trip to NZ. Do we need to purchase our flights and accomodation using our Suncorp Platinum Credit card in order to be eligible for the insurance. My husband and I are both card holders. Also want to check our 3 children are also covered. Thanks
Has

Has

8 August 2018
What sort of credit score would suncorp expect from client to able to get an approval? Doess client need to be a already Suncorp Client?Thanks, Has
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    9 August 2018
    Hi Has, people get caught up in credit score but there are a range of factors for approval. You do not need to be a Suncorp customer to apply for a Suncorp credit card. Key factors for approval are income v expenses, assets v liabilities and your credit history. If you have no defaults on your credit file then this is what matters plus the rest. Banks never reveal how they score a credit application and its always changing. Therefore you can never be sure. We are producing a credit card pre-approval tool. It will not be ready for another month or 2. This tool will give more indication on your ability to get approved.
Nicola

Nicola

7 May 2018
Hi, Can I earn reward points using my Suncorp Platinum Card if I pay Insurances, Telstra and electricity bills by direct debit?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    8 May 2018
    Hi Nicola, yes you will earn points on those type of purchases with your Suncorp Platinum credit card.
Steve

Steve

8 January 2018
Can I balance transfer 2 credit cards onto this one card?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    9 January 2018
    Hi Steve, I believe you can transfer up to 3 non-Citi issued credit cards to this offer.
Nathan stevens

Nathan stevens

2 January 2018
Can i get a call on 0448xxxxxx to discuss an application for Suncorp Clear Options Platinum Credit Card
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    3 January 2018
    Hi Nathan, we are an online only service. If you have applied already and want to speak to Suncorp directly, call them on 13 11 55
PaTricia Ferguson

PaTricia Ferguson

29 September 2017
How do I change my frequent flyer programme from virgin to Qantas for my platinum visa card.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    3 October 2017
    Hi Patricia, you need to opt in to a Suncorp Qantas Frequent Flyer rewards scheme. There is an additional cost for the program of $49 p.a. I would give suncorp credit card customer service a call to arrange on 13 11 55
Mark

Mark

3 May 2017
Hi. I have one of these cards and wonder if I can safely rely on the complimentary travel insurance. I travel overseas two or three times a year to Europe and the U.S.I'm quite happy with my usual insurer and have only had to make one claim and they were excellent.Is complimentary credit card holder travel insurance a case of you get what you pay for?Thanks in advance.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    4 May 2017
    Hi Mark, you can get quality overseas travel insurance with credit card offerings. I have found this PDF on the Suncorp site that details the eligibility requirements and benefits provided by the Suncorp Platinum credit card overseas travel insurance. Check it out and see if it suits. I personally have other cards and regularly use the travel insurance but have never claimed.
Bryce Mooring

Bryce Mooring

27 April 2017
What is the maximum balance transfer amount and the balance transfer fee?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    28 April 2017
    Hi Bryce, there is no balance transfer fee on this product. The maximum amount you can transfer will spend on the credit limit you are assigned. If you get a 20k limit, then you would be able to transfer up to 16k (or 80% of your limit).
Manny

Manny

26 April 2017
Hi, I have a woolworths credit card that I recently did a balance transfer for $28,000 which was payment for an upcoming overseas holiday. I have since paid $8,000; however, I have to pay a remaining bal of 9,000 for the overseas trip. My quest. is: Can I apply for the max $30,000 balance transfer for 18 months ($20 + 9k)? If unsuccessful, will this put a black mark on my credit rating? I'm employed full time earning $120k per annum and as stated above, was recently approved for $28k with woolies. Regards Mah2805
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    27 April 2017
    Hi Manny, its unlikely that banks will approve the maximum credit limit at the time of application. Therefore this is a risk in itself for looking to do a 30k transfer with this offer. You have 14 months @ 0% on the 20k or whatever period is left. I would say keep that going and try to pay it down before the intro period if completed.For the extra 9k, maybe the better option is to get a 0% purchase offer. Check out the Virgin Flyer with 0% for 12 months. Before the 12 months is up and if you still have debt on your balance transfer as well, you could look to move both to another 0% balance trnasfer, subject to credit approval.Let me know your thoughts if this doesn't work for you.
Gordon

Gordon

12 April 2017
Hi Roland. Do you know how many cards you can balance transfer across from? I can't see on your site or Suncorp. I'd like to consolidate 4 cards to one and then close those accounts. I've a good credit rating as I'm careful to always pay on time and more than the minimum due. I earn enough to pay all the cards with money left over but want to simplify. Any advice? Thank you.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    13 April 2017
    Hi Gordon, Suncorp cards are issued through Citi. With Citi you can transfer up to 3 cards therefore I would assume this is the same for Suncorp. Therefore you will not be able to transfer all 4 into one transfer. I would bundle the 3 highest interest cards first, get approved for that transfer, then look at another offer for the last card.
Dale

Dale

8 December 2016
Hi I earn approx 100k a year. I don't have any defaults on my credit report however I was discharged from bankruptcy in March this year. Is it worth applying
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    9 December 2016
    Hi Dale, its a hard road back from bankruptcy. Have you applied for any other credit since been discharged? Firstly I would suggest something like a secured car loan. These are typically the easiest to be approved for and can recommence your credit activity. Then you can try for a credit card and beyond. If you like you can have a shot and see if you can get approved for this Suncorp card straight away.
Robert Read

Robert Read

28 December 2015
How many Qantas FF points are earned per $1 spent? What is the monthly cap for rewards points?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    29 December 2015
    Hi Robert, As a Suncorp Bank Rewards Credit Card Member you have access to KrisFlyer, Emirates Skywards and Velocity airline partners. You can transfer your points into any of these programs and redeem for their points, if you are a member of their program. Check out http://www.suncorpbankrewards.com.au/ for full details. I don't think Qantas are part of the program. If you want to earn Qantas points check out NAB Qantas Rewards or depending on your option, the ANZ Frequent Flyer range has great bonus points.
Bert

Bert

3 January 2014
Live cost free in Home jointly owned with kids Part Dutch and Australian pension 250,000.-- in the bank looking for card with free travel insurance for me and wife Age 70 Eligible?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    8 January 2014
    Hi Bert, eligibility will depend on more than just your income. The issuer may assess expenses as well as assets and various other factors. If you're looking for a card with free travel insurance, see our page with a list of cards that offer free travel insurance: http://www.creditcard.com.au/free-travel-insurance-credit-cards/
Amarjit

Amarjit

20 November 2013
I am a self supporting retired individual, having fully paid home, Widower and assets IN SMSF generating an income of 35K which is tax exempted. I am the sole beneficiary of this income. What proof u need for my Income varification. if i apply for a Suncorp Credit card
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    21 November 2013
    Hi Amarjit, proof of income could be tax statements and dividend statements if applicable, and your banking records, showing regular deposits over a number of months would also demonstrate your income. Details of your SMSF could also be provided, however individual lenders may request different documentation. If the bank requires more documentation to prove your income there will usually be a request shortly after you lodge your application, and if you want to know more ahead of time you could phone the bank and explain your situation to double check.
Jim W

Jim W

10 November 2013
Will I earn FF points when paying govt utility and ATO charges using this credit card?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 November 2013
    Unfortunately ATO and government payments do not earn FF points in Australia, though some AMEX cards may allow this.
  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Resident or citizen of Australia
  • You have your personal details ready to complete the online application
Suncorp Clear Options Platinum Credit Card
Suncorp Clear Options Platinum Credit Card

Suncorp Credit Cards

Suncorp Clear Options Platinum Credit Card

Updated 30 June 2019

Apply by 30 September 2019

Points Earn Rate (per $1 spent)

1.25

points

Rewards

Rewards Program

Suncorp Rewards

Bonus Points

N/A

0 points over 12 months spend

My monthly card spend

Pros and cons

  • Earn 1.25 Suncorp rewards point per dollar spent
  • 0% interest for 14 months on Purchases and 0% p.a. for 14 months on Balance transfers (reverts to cash advance rate thereafter, currently 21.99% p.a. Note that no interest free days apply to retail purchases while you have a balance transfer.)
  • Free platinum insurance covers and benefits

  • Balance transfer rate reverts to the high cash advance rate of 21.99% p.a.)
  • Qantas Frequent Flyer reward point earn rate is 0.5 reward points for every $1 spent and capped earn at $8,000 per statement period

Creditcard.com.au review

Editor Review

The Suncorp Clear Options Platinum Credit Card

Looking for some nice, clear options when choosing your next credit card? How about the Suncorp Clear Options Platinum Credit Card? Okay, bad joke. Seriously though, this is a pretty decent card, with a pretty decent intro offer on the table.

Yep, with this card, you can enjoy 0% p.a. on balance transfers and purchases for 14 months. Not bad at all. It also offers a very workable rewards program and some very nice features. Want to find out more? Let’s get into it.

What we love…

So we’ve covered the double-sided intro offer, now let’s look at what else this card provides. This is a platinum rewards card. That means it offers some handy platinum perks, as well as a rewards program with a respectable earn rate.

If you opt for the Suncorp Bank Rewards Program, you can earn 1.25 Suncorp Rewards Points for every $1 spent on the card. This can be redeemed for travel, merchandise, gift cards and more. Alternatively, you could choose to join the Suncorp Bank Qantas Frequent Flyer program, where you would earn 0.5 Qantas Points for every $1 spent.

On to the platinum perks. You will usually notice certain similarities between platinum cards and their perks. Platinum cardholders have come to expect certain niceties, don’t you know. This platinum card, like many others, offers a range of complimentary insurances.

In terms of travel cover, cardholders can enjoy the peace of mind from having international travel insurance, transit accident insurance and interstate flight inconvenience insurance. Purchases are also covered, under the card’s guaranteed pricing scheme and purchase cover.

Anything else in the way of platinum extras? Cardholders can benefit from the services of a personal concierge, available 24/7. There are also special offers and discounts to be had, offering exclusive tickets to sporting, music and theatre events, dinner and travel packages, sightseeing tours and more.

What’s not so great…

No one likes being a downer, but here goes. That balance transfer offer we talked about? After 14 months, any transferred balance left unpaid reverts to the cash advance rate, currently sitting at 21.99% p.a.

Lastly, you’ll have to pay $49 per year if you choose to earn rewards on the Suncorp Bank Qantas Frequent Flyer program.

Why should you choose this card?

If you’re looking for a decent rewards card with some very nice platinum features, this card may well be for you. You can earn points as you spend, plus you can have up to four free additional cardholders helping you accumulate points. If you need a higher than average credit limit, you may get approved for up to $30,000 on this card, and if you need it, you can enjoy up to 55 days interest free on retail purchases.

Overall Rating

Nice rewards card with a respectable earn rate, some very pleasant extras and a suitably lovely double-sided introductory offer which ends 30 September 2019.

User reviews

Suncorp Clear Options Platinum Credit Card ( based on 10 Creditcard.com.au user reviews )

75% rating based on 10 reviews

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates

Purchase rate 20.74% p.a.

Introductory purchase rate 0% p.a. for 14 months

Cash advance rate 21.99% p.a.

Interest free on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 14 months

Balance transfer revert rate 21.99% p.a.

Balance transfer from personal loan No

Balance transfer fee No fee.

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Queensland, Citi, Coles, IMB, Qantas Money, Suncorp, Virgin Money

Credit limits

Minimum credit limt $6,000

Maximum credit limit $30,000

Fees & repayments

Annual fee $129 p.a.

Additional card holder fee Up to 4 at no extra cost

Foreign transaction fee 3.40%

Minimum repayment 2.5%

Annual fee the first year $49

Cash advance fee 3.5%

Late payment fee $10

Rewards and points

Rewards program

Rewards Program Suncorp Rewards Suncorp Rewards

Bonus points N/A

Annual points cap uncapped

Bonus points spend criteria N/A

Earning points with this card

Rewards pointsRewards points 1.25 points per $1 spent

Points cap per month N/A

Overseas earn rateOverseas earn rate same as standard earn rate

Additional features

Complimentary insurance

Overseas travel insurance yes

Flight inconvenience insurance Yes

Transport accident cover Yes

Smartphone screen insurance No

Purchase protection insurance No

Extended warranty insurance Yes

Rental vehicle excess cover No

Overview

Suncorp Clear Options Platinum Credit Card

The Suncorp Clear Options Platinum card offers rewards 1.25 point earned per $1 spent alongside a platinum concierge, with the option to opt in to a Suncorp Qantas Frequent Flyer rewards scheme. With the Suncorp Platinum, you can enjoy the flexibility of higher credit levels as well as benefit from a great rewards system. Special offer: 0% p.a. for 14 months on purchases and balance transfers (reverting to the cash advance rate thereafter, currently 21.99% p.a. The rewards points are convertible to Qantas Frequent Flyer points, and are uncapped and do not expire as long as the account is open.

Key features

  • 0% p.a. on purchases and balance transfers for 14 months (reverts to 21.99% p.a.)
  • Suncorp Rewards Program offers earning of up to 1.25 point for every $1 spent
  • Rewards program is compatible with Qantas frequent flyer program
  • 24/7 Personal Concierge Service
  • Complimentary Overseas travel insurance
  • Complimentary interstate flight inconvenience insurance
  • Complimentary Purchase Cover insurance
  • Complimentary Extended Warranty cover
  • Up to $30,000 credit limit if meeting customer criteria

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

18 questions (showing the latest 10 Q&As)

Iain Tait

Iain Tait

5 July 2019
Can payments for the amount owing on the card be transferred from a savings account automatically on or before the due payment date?
John

John

15 May 2019
Is there an internet address for the rewards program so I can see what I can actually get?
melonie thompson

melonie thompson

14 May 2019
do you earn reward points when paying government bills
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    15 May 2019
    Hi Melonie, bottom line, you do not earn reward points on government bills. I have grabbed from the terms this info on what an eligible transaction is for earning points > “Eligible Transaction” means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Suncorp Bank accounts, bank fees and charges such as interest and ATM charges, transactions made using Points and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs).
Steph

Steph

23 April 2019
We are planning an overseas trip to NZ. Do we need to purchase our flights and accomodation using our Suncorp Platinum Credit card in order to be eligible for the insurance. My husband and I are both card holders. Also want to check our 3 children are also covered. Thanks
Has

Has

8 August 2018
What sort of credit score would suncorp expect from client to able to get an approval? Doess client need to be a already Suncorp Client?Thanks, Has
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    9 August 2018
    Hi Has, people get caught up in credit score but there are a range of factors for approval. You do not need to be a Suncorp customer to apply for a Suncorp credit card. Key factors for approval are income v expenses, assets v liabilities and your credit history. If you have no defaults on your credit file then this is what matters plus the rest. Banks never reveal how they score a credit application and its always changing. Therefore you can never be sure. We are producing a credit card pre-approval tool. It will not be ready for another month or 2. This tool will give more indication on your ability to get approved.
Nicola

Nicola

7 May 2018
Hi, Can I earn reward points using my Suncorp Platinum Card if I pay Insurances, Telstra and electricity bills by direct debit?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    8 May 2018
    Hi Nicola, yes you will earn points on those type of purchases with your Suncorp Platinum credit card.
Steve

Steve

8 January 2018
Can I balance transfer 2 credit cards onto this one card?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    9 January 2018
    Hi Steve, I believe you can transfer up to 3 non-Citi issued credit cards to this offer.
Nathan stevens

Nathan stevens

2 January 2018
Can i get a call on 0448xxxxxx to discuss an application for Suncorp Clear Options Platinum Credit Card
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    3 January 2018
    Hi Nathan, we are an online only service. If you have applied already and want to speak to Suncorp directly, call them on 13 11 55
PaTricia Ferguson

PaTricia Ferguson

29 September 2017
How do I change my frequent flyer programme from virgin to Qantas for my platinum visa card.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    3 October 2017
    Hi Patricia, you need to opt in to a Suncorp Qantas Frequent Flyer rewards scheme. There is an additional cost for the program of $49 p.a. I would give suncorp credit card customer service a call to arrange on 13 11 55
Mark

Mark

3 May 2017
Hi. I have one of these cards and wonder if I can safely rely on the complimentary travel insurance. I travel overseas two or three times a year to Europe and the U.S.I'm quite happy with my usual insurer and have only had to make one claim and they were excellent.Is complimentary credit card holder travel insurance a case of you get what you pay for?Thanks in advance.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    4 May 2017
    Hi Mark, you can get quality overseas travel insurance with credit card offerings. I have found this PDF on the Suncorp site that details the eligibility requirements and benefits provided by the Suncorp Platinum credit card overseas travel insurance. Check it out and see if it suits. I personally have other cards and regularly use the travel insurance but have never claimed.
Bryce Mooring

Bryce Mooring

27 April 2017
What is the maximum balance transfer amount and the balance transfer fee?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    28 April 2017
    Hi Bryce, there is no balance transfer fee on this product. The maximum amount you can transfer will spend on the credit limit you are assigned. If you get a 20k limit, then you would be able to transfer up to 16k (or 80% of your limit).
Manny

Manny

26 April 2017
Hi, I have a woolworths credit card that I recently did a balance transfer for $28,000 which was payment for an upcoming overseas holiday. I have since paid $8,000; however, I have to pay a remaining bal of 9,000 for the overseas trip. My quest. is: Can I apply for the max $30,000 balance transfer for 18 months ($20 + 9k)? If unsuccessful, will this put a black mark on my credit rating? I'm employed full time earning $120k per annum and as stated above, was recently approved for $28k with woolies. Regards Mah2805
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    27 April 2017
    Hi Manny, its unlikely that banks will approve the maximum credit limit at the time of application. Therefore this is a risk in itself for looking to do a 30k transfer with this offer. You have 14 months @ 0% on the 20k or whatever period is left. I would say keep that going and try to pay it down before the intro period if completed.For the extra 9k, maybe the better option is to get a 0% purchase offer. Check out the Virgin Flyer with 0% for 12 months. Before the 12 months is up and if you still have debt on your balance transfer as well, you could look to move both to another 0% balance trnasfer, subject to credit approval.Let me know your thoughts if this doesn't work for you.
Gordon

Gordon

12 April 2017
Hi Roland. Do you know how many cards you can balance transfer across from? I can't see on your site or Suncorp. I'd like to consolidate 4 cards to one and then close those accounts. I've a good credit rating as I'm careful to always pay on time and more than the minimum due. I earn enough to pay all the cards with money left over but want to simplify. Any advice? Thank you.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    13 April 2017
    Hi Gordon, Suncorp cards are issued through Citi. With Citi you can transfer up to 3 cards therefore I would assume this is the same for Suncorp. Therefore you will not be able to transfer all 4 into one transfer. I would bundle the 3 highest interest cards first, get approved for that transfer, then look at another offer for the last card.
Dale

Dale

8 December 2016
Hi I earn approx 100k a year. I don't have any defaults on my credit report however I was discharged from bankruptcy in March this year. Is it worth applying
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    9 December 2016
    Hi Dale, its a hard road back from bankruptcy. Have you applied for any other credit since been discharged? Firstly I would suggest something like a secured car loan. These are typically the easiest to be approved for and can recommence your credit activity. Then you can try for a credit card and beyond. If you like you can have a shot and see if you can get approved for this Suncorp card straight away.
Robert Read

Robert Read

28 December 2015
How many Qantas FF points are earned per $1 spent? What is the monthly cap for rewards points?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    29 December 2015
    Hi Robert, As a Suncorp Bank Rewards Credit Card Member you have access to KrisFlyer, Emirates Skywards and Velocity airline partners. You can transfer your points into any of these programs and redeem for their points, if you are a member of their program. Check out http://www.suncorpbankrewards.com.au/ for full details. I don't think Qantas are part of the program. If you want to earn Qantas points check out NAB Qantas Rewards or depending on your option, the ANZ Frequent Flyer range has great bonus points.
Bert

Bert

3 January 2014
Live cost free in Home jointly owned with kids Part Dutch and Australian pension 250,000.-- in the bank looking for card with free travel insurance for me and wife Age 70 Eligible?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    8 January 2014
    Hi Bert, eligibility will depend on more than just your income. The issuer may assess expenses as well as assets and various other factors. If you're looking for a card with free travel insurance, see our page with a list of cards that offer free travel insurance: http://www.creditcard.com.au/free-travel-insurance-credit-cards/
Amarjit

Amarjit

20 November 2013
I am a self supporting retired individual, having fully paid home, Widower and assets IN SMSF generating an income of 35K which is tax exempted. I am the sole beneficiary of this income. What proof u need for my Income varification. if i apply for a Suncorp Credit card
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    21 November 2013
    Hi Amarjit, proof of income could be tax statements and dividend statements if applicable, and your banking records, showing regular deposits over a number of months would also demonstrate your income. Details of your SMSF could also be provided, however individual lenders may request different documentation. If the bank requires more documentation to prove your income there will usually be a request shortly after you lodge your application, and if you want to know more ahead of time you could phone the bank and explain your situation to double check.
Jim W

Jim W

10 November 2013
Will I earn FF points when paying govt utility and ATO charges using this credit card?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 November 2013
    Unfortunately ATO and government payments do not earn FF points in Australia, though some AMEX cards may allow this.

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