Priority Pass Credit Cards

Pauline Hatch     

Airport lounges used to be for high flyers, but a Priority Pass membership means anyone can chill out before a flight now - and these credit cards include it as a free perk.

Priority Pass is an independent program that gives customers access to 1,400 airport lounges across 600 cities, in 148 countries around the world. Lounges offer free Wi-Fi, charging points, and complimentary drinks (sometimes alcohol), and sometimes conference facilities, showers and sleep pods. There are three membership levels available, which anyone can purchase directly, or you might want to choose a credit card that comes with Priority Pass membership included as a perk. You could get two single-visit passes to Priority Pass lounges each year, or unlimited lounge access with Prestige Priority Pass membership - it all depends on the membership level offered on your credit card. Time to compare your options? Check out the range of credit cards offering Priority Pass here on this page, making use of our handy comparison tool to see how each card weighs up in terms of its annual fee, earn rate, bonus points offer and more.
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Compare Cards With Priority Pass

Want more from your airport experience? With lounge access from Priority Pass you can. Offering an escape from the hustle and bustle of the airport, Priority Pass lounges provide a comfortable space to relax, unwind or get work done, with complimentary Wi-Fi, refreshments and more. Check out this range of credit cards with Priority Pass as a perk to see where your card could take you.

Credit Cards with Priority Pass

As the world’s largest independent airport lounge access plan, Priority Pass has come a long way since its launch in 1992. Now providing access to more than 1,300 airport lounges across the world, Priority Pass offers you a premium experience, regardless of what airline you're flying with or the class that you're travelling.

Working well for those who fly on a range of airlines, primarily in Economy or Premium Economy, Priority Pass offers an alternative way for travellers to spend their pre-flight time, away from the noise and chaos of the airport. And as Priority Pass lounges are independently run, each lounge offers something different. With that being said, all provide comfortable seating, free Wi-Fi and charging stations, and a range of complimentary refreshments.

How Does Priority Pass Work?

As its own independent program, Priority Pass offers three levels of membership that can be purchased on an annual basis.

With Standard membership, you would pay a US$99 annual fee. Then, each time you visit one of the Priority Pass lounges, you would pay a US$32 fee. If you want to invite a guest into the lounge with you, this comes with a fee of US$32. Given its per-visit fee, this option tends to work best for those who would want to visit one of the lounges up to five times per year.

With Standard Plus membership, you would pay a US$329 annual fee. This allows you 10 lounge visits within the year. Any lounge visits after that point – or any guest visits – would come with a US$32 fee. With the fee structure in place, this option would work best for those who would use the lounges between six and 13 times per year.

With Prestige membership, you would pay a US$469 annual fee. This provides you unlimited access to lounges throughout the year, with guest visits charged at US$32. This option would be best suited to those who would use the lounges at least 14 times per year.

So, what about Priority Pass as a credit card feature? While there are a number of credit cards that offer Priority Pass as an extra, not all are equal.


Jesse has a Westpac Altitude Black Card. His card provides him two single-entry Priority Pass lounge visits every year. This has a value of US$163 ($99 + $32 + $32) per year. If Jesse decides to visit a Priority Pass lounge again within the year, he will pay US$32 per visit.

Tahlia has a Citi Prestige Card. Her card provides unlimited access to Priority Pass lounges for her and a guest. This has a value of US$429.

Fred has an American Express Platinum Card. Among many other perks, his card provides unlimited access to Priority Pass lounges for both Fred as the primary cardholder, and to one nominated additional cardholder as well. Each cardholder may bring a guest into the lounge at no extra cost. The overall value of this feature is $858.

While Fred’s card certainly sounds more appealing, it does come with a much higher annual fee at $1,450 (compared to the Westpac Altitude Black Card’s $250 annual fee). As with any card comparison, cardholders must choose the card that suits them. Fred may need the incredible array of extras on his card, getting more back in value than he’s paying out in annual fees.

Jesse, on the other hand may only travel once a year, and is happy to use his single-visit lounge passes on that trip. He wouldn’t get value from unlimited lounge visits, so there would be no point in him paying extra in annual fees for that feature, and all the other travel-related perks the American Express Platinum Card provides.


What Does Priority Pass Offer?

Time to dig a little deeper into what Priority Pass actually provides.

With more than 1,300 Priority Pass lounges around the world, each one looks a little different to the next – and has something different to offer. However, you can usually expect the following benefits no matter which lounge you happen to visit.

Peace amid the chaos: Visiting a Priority Pass lounge, you can escape the noise and commotion of the airport to either relax and unwind, or get some work done. You can find comfortable seating, with the option to watch TV, or use your own device while accessing the lounge’s charging stations.

Complimentary meals and beverages: As you wait for your flight, you can enjoy a range of complimentary snacks and meals, with some options perhaps reflecting the local culture and flavours of your location. Hot beverages such as barista-made coffee, as well as soft drinks and alcoholic options are also usually available.

Connectivity and conferencing: Most Priority Pass lounges offer free access to high-speed Wi-Fi. If you’re travelling for business, you may be able to access meeting rooms and conferencing facilities, depending on the lounge.

Aside from providing access to lounges around the world, Priority Pass membership also offers access to a range of food and beverage discounts outside of its lounge network. So, instead of hitting the lounge, you could benefit from a discount while eating or drinking at one of the participating food and beverage outlets in the airport.

It’s worth noting that each ‘discount’ used counts as one ‘lounge visit’, so if your membership only allows for a certain number of lounge visits per year, think about whether the discounted bill provides more value than a lounge visit. In addition to this, American Express cards offering Priority Pass as a perk no longer provide food and beverage discounts – only lounge access.

What Should You Look For In A Priority Pass Credit Card?

Level of Access: As you compare credit cards with Priority Pass, check what level of access each card offers. Some will only offer two single-visit lounge passes each year, while others will provide unlimited access throughout the year. Find out if the card provides a discount on higher level membership if you choose to upgrade after using your single-visit passes.

Complementary Features: Look at the card’s other features that may complement your Priority Pass perk. With unlimited Priority Pass access, for example, you may look for other travel-related features such as travel credit and hotel loyalty program membership that will work well for you as a frequent traveller.

Annual Fee: Credit cards offering extras such as lounge access typically have a higher annual fee. There’s nothing wrong with paying a higher annual fee, as long as you can afford it – and the card’s features provide sufficient value in return.

How To Make Priority Pass Work For You

You’ve decided Priority Pass is a perk you want on your credit card. So, what do you need to do to make that perk work for you?

Get Maximum Value

Think about what your level of Priority Pass access offers you. If you have just two-single visit passes each year, you need to make the most of them. Use your lounge visits on a special trip perhaps, or when you know you’ll have a long layover. Find out where the best Priority Pass lounges are in the world, and aim to hit those as you travel.

On the other hand, with unlimited lounge access, you can really use your Priority Pass as you please. You could pop into the lounge for an hour or so, then step out to one of the participating Priority Pass restaurants to enjoy a discounted meal, perhaps with friends or family who are travelling with you but don’t want to access the lounge. It’s really up to you.

Research & Plan Ahead

If you want to make the most of your Priority Pass access, it’s a good idea to find out more about the lounges within the network, so you can see which ones you want to visit before you leave home. You can use the Priority Pass app to scope out the options before you go, or to find a lounge within the airport you’re already in.

The app will also tell you which participating food and beverage outlets offer discounts in each airport you’re passing through.

Want to find the best of the best? There are plenty of articles online that rate airport lounges around the world, so take some time to find out which lounges are a must-see – and which aren’t worth your time.


When you arrive in the lounge, don’t forget to enjoy the experience! And as you sit back and relax in your perfectly comfortable armchair, sipping a glass of something cold and enjoying the peace and tranquility – think about all the unfortunates outside those sliding doors, surrounded by all the chaos and noise airports are known for. Then smile, knowing for once you’re not one of them.

Do you need to activate Priority Pass before you use it?

Before you visit a Priority Pass lounge for the first time, you will need to activate your membership. You may need to do this via your credit card’s website, as well as with Priority Pass direct.

Do you need to book ahead before visiting a Priority Pass lounge?

No, you don’t need to book ahead. All you need to do is present your single-entry pass or Priority Pass membership card, either on your phone or the physical card itself, when you arrive at the reception desk.

With that being said, your pass or your membership doesn’t guarantee entry to the lounge. Some lounges place restrictions on the number of guests, and some have restricted hours. The info on each lounge within the Priority Pass app will detail this information.

Can you take guests into a Priority Pass lounge?

Yes, you can invite guests to join you in a lounge. There may be a fee, depending on your level of membership.

Are children allowed in Priority Pass lounges?

Many Priority Pass lounges allow children. While most charge children at an adult guest rate, some lounges allow children under a certain age to enter for free. To find out more about this, check the details of the lounge you want to visit using the Priority Pass app.

Pauline Hatch

Pauline Hatch is a personal finance expert at with 8 years of finance writing under her belt. She loves turning complex money concepts into simple, practical actions so you can win financially. You can ask Pauline any questions by submitting a comment below and get a personal reply.

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29 questions (showing the latest 10 Q&As)



6 July 2024
After using up my 2 complementary visits with my Priority Pass I assume I can access lounges by paying the $US35 each for myself and my partner? Is that correct?
    Pauline -


    10 July 2024
    Hi Deb, yes you’re correct. If you’ve already used up your complimentary visits, you may still access the lounges by paying $35


27 June 2024
I have a NAB platinum card do i have access?
    Pauline -


    5 July 2024
    Hi Mora, I looked into this and see that the NAB Platinum card does not have the priority pass feature. There are other cards that offer the priority pass feature that you can check for options. Happy travels!


17 June 2024
I got Latitude 28 degree master card. Am i able to access lounge ?
    Pauline -


    19 June 2024
    Hi Shein, the Latitude 28 Degrees card comes with Flight Delay Passes, which means you can access over 1000 airport lounges worldwide if your flight is delayed 120 minutes or more. If a lounge isn’t available, you’ll get a discount at selected airport restaurants instead. This offer is available for you and up to 4 friends, but you have to register your flight here before you fly. I hope that clears it up!


18 May 2024
I have a HSBC Signature Visa and a HSBC Premium Mastercard. Can I access the lounges with these cards?
    Pauline -


    21 May 2024
    Hi Katherine, these are not Australian cards but I can see the Premium Mastercard does have lounge passes with Priority Pass. It looks like the Signature Visa does too, but you may need to call HSBC to confirm since it seems to vary per country. Thanks Katherine!
Marina Spiteri

Marina Spiteri

16 May 2024
Hi! I have an ANZ visa platinum card.. how can I get lounge access?
    Pauline -


    21 May 2024
    Hi Marina, unfortunately the ANZ Platinum card does not include a lounge access feature. You can explore some credit cards with access to airport lounges for options


11 April 2024
I have a st george amplify visa card , can I I still access prority pass lounges with it?
    Pauline -


    15 April 2024
    Hi Loretta, if you have the St.George Aplify Signature card you'll need to enrol it at - Have a great flight!
complimentary priority card

complimentary priority card

19 March 2024
how to apply for a complimentary priority pass with latitude mastercard
    Pauline -


    20 March 2024
    Hi there, the Latitude card doesn’t come with priority pass membership but it does come with “Flight Delay Pass”. You’ll need to register your flight before you leave with Latitude and then if your flight is delayed by more than 2 hours you’ll get access to a range of lounges. Hope this has helped!


4 January 2024
Hello, my partner has a BoM amplify signature credit card linked to our home loan package, with Priority Pass membership included. Would I get the priority pass membership too if I ask for a credit card in my name (same account, 2 cards)? Or would I need to open a new credit account in my name? Thanks.
    Pauline -


    9 January 2024
    Hi Thierry, I checked this for you and unfortunately, only one card is issued to the primary cardholder in one Priority Pass account. In this case, if you’re confident you’ve met all the credit card’s eligibility criteria, you may apply for your card. Hope this helps!


18 December 2023
Does American Express elevate card give priority pass access
    Pauline -


    19 December 2023
    Hi Diane, the only Amex card with Priority Pass access is the Platinum card. With the Elevate Card you’ll get two visits to The Centurion® Lounge1 at either Sydney or Melbourne airports every calendar year. .I can't find anything about the Elevate card having lounge access. Hope that helps!
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