- A low 12.99% p.a. on purchases. Applies to retail purchases (excludes cash advances).
- 0% p.a. on balance transfers for 15 months. 1.5% balance transfer fee. (Reverts to Cash Advance rate). No interest-free days apply while you have a balance transfer
- Collect 1 Flybuys point for every $2 spent at Coles Supermarkets
- A considerate annual fee of $58
- Up to 55 days interest free on purchases if you do not have a balance transfer
- Tap & Pay with Apple Pay, Samsung Pay and Google Pay
- Three layers of fraud protection with Coles Shield
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