- No international transaction fees
- No currency conversion fees
- No annual fee
- Flight Delay Pass gives you and four friends access to airport lounges, drinks and Wi-Fi if your flight is delayed
- Free to pay off when using the ‘transfer from my bank’ option
- Free Global Wi-Fi at more than 1 million hotspots worldwide
- Free emergency card replacement worldwide
- Latitude Pay Any Way offers you the convenience and security of paying with Apple Pay, Samsung Pay, Fitbit Pay, Google Pay and Garmin Pay
John Nguyen
13 July 2020I use this card for overseas purchase and travel. It is great as it does not incur expensive international fees. I pay by the due date so don't have to incur any interest rates. Recently due to CoVid disruption, I had to submit a number of transaction disputes to claim back services/bookings which were cancelled. Latitude processed these requests promptly and efficiently within 30 days. In the meantime, my trxn dispute with NAB has been outstanding for 4 months now !
Recommends this cardShoaib
10 June 2020I travel a lot. Love the no annual fee and no overseas fees. Great card if you clear the balance off within 55 days
Recommends this cardjosh
6 February 2020Being a no annual fee & no foreign transaction fee card make it a no brainier choice. Be careful about the high interest rate though.
Recommends this cardPatrick
12 July 2018Been using this card for years all over the world. Works perfectly. Now also use it using Samsung Pay without any issues. Customer Service is a call away with reasonable call response times.
Recommends this cardJake
24 June 2018This card is still great for travel assuming normal use. I can't speak for the preloading and cash withdrawal aspect, but I use another bank for this anyway, so don't need it. It's a little odd that a few people havent quite worked out how to pay their balances off without incurring the $0.95 fee, but there are options such as direct debit/ account transfer. It's dead simple to avoid any fees. Have used the purchase protection several times in Aus on large items which later went on sale that year. Saved about $200 each time, so well worth having.
Recommends this cardGreg
18 May 2018Can’t fault this card, it’s been in my wallet for years and don’t pay an annual fee. I always use it overseas
Recommends this cardCreditcard.com.au Visitor
7 December 2017ABSOLUTELY EXCELLENT FOR OVERSEAS. PAYING IN LOCAL CURRENCY. 95c charge when I pay off full balance when I get home, BIG DEAL! HOWEVER !!!!!!!! The online site is a NIGHTMARE. It NEVER accepts my user name or password, this year or last year ! Even when verified by the company......THERE SEEMS TO BE AN ERROR. Just logged in today with correct user/password....next screen tells me, SORRY YOU HAVE LOST YOUR CARD !!!! They have introduced a live text chat which is excellent while sitting in your hotel room in EL NIDO. ONE MORE THING... DONT request a second card. Tried twice...SORRY, NO RECORD OF APPLICATION. Gave up. My rating really only considers Annual Fee and customer service.
Recommends this cardCreditcard.com.au Visitor
23 September 2016I tried to get this card 2 years ago. Despite having assets of over $2 million, having almost zero debt and having a credit rating which few people could come close I was denied the card. The reason: I was retired and did not qualify on an income basis. This is the first time in over 45 years I have been refused a banking product. I now have a Citibank debit card which does the job I need. GE needs to get with the times and value customers with a lifetime track record.
Recommends this cardCreditcard.com.au Visitor
11 September 2013Fantastic card to travel & if you load it up before you go & pay it off before interest charges are incurred it costs you nothing. Only disadvantage is that you can't lock in the exchange rate like you can with cash cards but on the plus side you can get cash in any currency you need. Wouldn't travel without it!
Recommends this cardCreditcard.com.au Visitor
14 May 2013This is gold for travelling - I use it as a debit card by loading it with cash before I go - so no foreign % fee or ATM fee from GE. No credit charges. Accepted way more than a debit card.. spot on!
Recommends this cardFrancine Smart
28 January 2013I got the 28 degrees after a heads up from a friend. I travel a lot and wanted to save on using my card overseas. This card means I can save some serious money on fees no currency conversion fees, and no fees for taking money out overseas either - sweet. More people should know about this
Recommends this card