Latitude 28° Global Platinum Mastercard

When shopping online in any currency other than AUD, I get exactly the same or better rates than what google shows when searching conversion rates. Easily saving close to 4.5% in additional currency conversion fees that other providers charge. This makes up for lack of a rewards program by a huge margin. Latitude does run some promos now and then for cashback etc. which are quite good. A must have card in your toolkit if shopping in any currency other than AUD.

I use this card for overseas purchase and travel. It is great as it does not incur expensive international fees. I pay by the due date so don't have to incur any interest rates. Recently due to CoVid disruption, I had to submit a number of transaction disputes to claim back services/bookings which were cancelled. Latitude processed these requests promptly and efficiently within 30 days. In the meantime, my trxn dispute with NAB has been outstanding for 4 months now !

I travel a lot. Love the no annual fee and no overseas fees. Great card if you clear the balance off within 55 days

Being a no annual fee & no foreign transaction fee card make it a no brainier choice. Be careful about the high interest rate though.

Been using this card for years all over the world. Works perfectly. Now also use it using Samsung Pay without any issues. Customer Service is a call away with reasonable call response times.

This card is still great for travel assuming normal use. I can't speak for the preloading and cash withdrawal aspect, but I use another bank for this anyway, so don't need it. It's a little odd that a few people havent quite worked out how to pay their balances off without incurring the $0.95 fee, but there are options such as direct debit/ account transfer. It's dead simple to avoid any fees. Have used the purchase protection several times in Aus on large items which later went on sale that year. Saved about $200 each time, so well worth having.

Can’t fault this card, it’s been in my wallet for years and don’t pay an annual fee. I always use it overseas

ABSOLUTELY EXCELLENT FOR OVERSEAS. PAYING IN LOCAL CURRENCY. 95c charge when I pay off full balance when I get home, BIG DEAL! HOWEVER !!!!!!!! The online site is a NIGHTMARE. It NEVER accepts my user name or password, this year or last year ! Even when verified by the company......THERE SEEMS TO BE AN ERROR. Just logged in today with correct user/password....next screen tells me, SORRY YOU HAVE LOST YOUR CARD !!!! They have introduced a live text chat which is excellent while sitting in your hotel room in EL NIDO. ONE MORE THING... DONT request a second card. Tried twice...SORRY, NO RECORD OF APPLICATION. Gave up. My rating really only considers Annual Fee and customer service.

I tried to get this card 2 years ago. Despite having assets of over $2 million, having almost zero debt and having a credit rating which few people could come close I was denied the card. The reason: I was retired and did not qualify on an income basis. This is the first time in over 45 years I have been refused a banking product. I now have a Citibank debit card which does the job I need. GE needs to get with the times and value customers with a lifetime track record.

Fantastic card to travel & if you load it up before you go & pay it off before interest charges are incurred it costs you nothing. Only disadvantage is that you can't lock in the exchange rate like you can with cash cards but on the plus side you can get cash in any currency you need. Wouldn't travel without it!

This is gold for travelling - I use it as a debit card by loading it with cash before I go - so no foreign % fee or ATM fee from GE. No credit charges. Accepted way more than a debit card.. spot on!

I got the 28 degrees after a heads up from a friend. I travel a lot and wanted to save on using my card overseas. This card means I can save some serious money on fees no currency conversion fees, and no fees for taking money out overseas either - sweet. More people should know about this