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Bankwest Zero Platinum Mastercard

9 reviews

Purchase rate

17.99% p.a.

Balance transfer

2.99% 9 months
2.99% Complete (success)
reverts to 17.99% p.a. No BT fee

Annual fee

$0 p.a.
0% Complete (success)

Pros

Pay no annual fee

No international transaction fees

2.99% on balance transfers for the first 9 months

Range of complimentary insurance covers

Cons

Cash advance rate of 21.99% p.a.

Bankwest Zero Platinum Mastercard

The Bankwest Zero Platinum Mastercard gives you platinum perks with no annual fee. This is a great card if you like to travel or purchase online in other currencies. As a cardholder, you can enjoy complimentary overseas travel insurance up to 6 months that includes unlimited medical expenses. On top of this, it is one of the few cards in the market where you will pay no foreign transaction fees, making it ideal when you travel. You don’t just get these platinum benefits with no annual fee, as an introductory offer, you will also only pay 2.99% on balance transfers for the first 9 months (reverts to the purchase rate). Cardholders can also take advantage of up to 55 days interest free on purchases, 24/7 online account access, Mastercard PayPass, 3 free additional cardholders, 24/7 Personal Concierge, 3 months protection against loss, theft or accidental damage for goods purchased on the card, and extended warranty.

Key features

  • Pay no annual fee
  • 2.99% on balance transfers for first 9 months (reverts to purchase rate)
  • Purchase protection and extended warranty insurance
  • No foreign transaction fees
  • Up to 3 additional cardholders at no extra costs
  • 24/7 Personal Concierge Service
  • Travel insurance options
  • Mastercard PayPass
78% of customers who have rated this card would recommend it
  • Rates
    53%
  • Fees
    78%
  • Rewards
    N/A
  • Customer Service
    69%
  • Value
    67%
Overall user rating 67%
9 reviews

87% Visitor

Great card , no annual fee, no foreign exchange fees and true exchange rate plus free travel insurance . This card suits me better than anything on the market. I don't even bother looking at interest rates as I don't use any card as a loan. Never had an account to with bankwest until I got this card a couple years ago. I now have an online savings account too.

Recommends this card

93% Visitor

A really good value card with lots of good offer and no fees at all.

Recommends this card

Interest Rates
Purchase rate 17.99% p.a.
Cash advance rate 21.99% p.a.
Interest free on purchases up to 55 days
Balance Transfer
Balance transfer rate 2.99% p.a. for 9 months
Balance transfer fee No fee
Balance Transfer revert rate 17.99% p.a.
Balance transfer limit 95% of your approved new credit limit
Balance transfer from personal loan No
Banks you can't balance transfer from Bankwest
Credit limits
Minimum credit limit $6,000
Maximum credit limit $50,000
Fees & repayments
Annual fee $0 p.a.
Additional cardholder fee Up to 3 at no extra cost
Cash advance fee 2%
Foreign transaction fee 0%
Minimum repayment 2%
Late payment fee $25
Credit card type Mastercard
Complimentary insurance
Overseas travel insurance yes - up to 6 months
Flight inconvenience insurance Yes
Transport accident cover Yes
Smartphone screen insurance No
Purchase protection insurance Yes
Extended warranty insurance Yes
Rental vehicle excess cover No

The Bankwest Zero Platinum Mastercard

Providing a selection of platinum perks with no annual fee, the Bankwest Zero Platinum Mastercard could be the perfect option for cardholders who want more, while paying less. Cardholders can benefit from travel insurance and retail cover on purchases, with no foreign transaction fees to worry about when making purchases overseas.

What we love...

It’s not often you come across a platinum card with no annual fee. While some may have introductory offers that reduce the amount you pay in annual fees over an introductory period, or perhaps offer a lower annual fee if you meet a certain yearly spend, the Bankwest Zero Platinum Mastercard is much more appealing than that. It has no annual fee, ever.

Regardless of how much you spend – or don’t spend – the Bankwest Zero Platinum Mastercard has no annual fee. Providing an excellent way to save money on annual fees, this card could help keep costs down, while offering handy features, such as up to 55 days interest free on purchases.

Giving you the opportunity to save on interest as well as annual fees, this feature is available to cardholders who clear their balance by the due date each month. Offering interest free shopping, the card gives up to 55 days interest free on purchases to cardholders, which could come in handy on larger items, as well as everyday spending.

It is worth noting that this interest free feature is quite common. What’s not so common, though is this card’s absence of a foreign transaction fee. Whether you’re using the card when travelling overseas, or you’re using it at home to shop online at overseas retailers, this feature could save you some serious cash.

Some credit cards charge up to 4% on foreign currency transactions, which can substantially reduce any savings made when shopping overseas. It can also make travelling much more expensive than it needs to be. With no foreign transaction fees on the Bankwest Zero Platinum Mastercard, transactions can come at no cost (this doesn’t apply to ATM transactions).

What’s not so great...

The Bankwest Zero Platinum Mastercard may be a platinum card, but it’s not overly burdened with platinum features. No annual fee cards tend to offer fewer features, as cardholders are technically not paying for them. However, as long as you are happy with the features that are on offer, you can enjoy them at no cost, as long as you clear your balance by the due date.

Potential cardholders should note that there are no introductory offers to entice them. But, if you happen to have an existing credit card balance, you may choose to transfer it to the Bankwest Zero Platinum Mastercard to enjoy a lower rate of 2.99% p.a. for nine months. It may not be the lowest balance transfer offer in town, but it could still help to save money.

Why should you choose this card?

The Bankwest Zero Platinum Mastercard could be the ideal option for anyone who travels overseas, or shops online at international retailers. As we mentioned before, this card has no foreign transaction fee, so these transactions could be substantially cheaper on the Bankwest Zero Platinum Mastercard than on other cards.

Another reason why the Bankwest Zero Platinum Mastercard may work well for keen travellers is its range of overseas travel insurances. Cardholders can take advantage of cover on overseas travel, as well as interstate flight inconvenience insurance and transit accident insurance. Retail purchases benefit from cover on extended warranty, price guarantee and purchase security.

One additional feature that’s worth a mention is the card’s compatibility with Bankwest’s Halo payment ring. For a one-off fee of $39, this ring provides contactless payment technology linked to your card, allowing you to tap-and-go at the checkout. No app or charging required, the ring is sized for you, is wearable pretty much everywhere, and is waterproof up to 50m.

Overall Rating

Offering cardholders the opportunity to save on annual fees, the Bankwest Zero Platinum Mastercard has no annual fee, with perks on the side including travel and retail cover, and no foreign transaction fee.

138 questions (showing the latest 10 Q&As)

Kat Honeyman

Kat Honeyman

16 August 2019
Hi Roland,What does this mean "2.99% on balance transfers for first 9 months (reverts to purchase rate)"?And if i put cash in and withdraw it and still am in debit, is there no fee? We're going to Eastern European countries so would like it for there. Thanks :)
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    19 August 2019
    Hi Kat, a balance transfer is only available at the time you apply. It is when you move debt from one credit card to another. Therefore it is probably not relevant to you. You would still be charged the cash advance fee even if in debit (2% of transaction amount or $4 (whichever is greater)). Though you would not get charged any interest if you are still in debit. Eastern EU should be great and Mastercard is accepted widely in Eastern EU.
Novi

Novi

5 July 2019
hi Roland, I found that the information regarding this card's Additional Feature needs further clarification. It says "No" Rental Vehicle Excess cover. Upon reading that, my first thought was that overseas car rental excess is not covered. But luckily, I read the PDS and it is covered under the overall Overseas Travel Insurance policy.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    8 July 2019
    Hi Novi, thanks for pointing this out. Its difficult as we are talking about this feature outside of the overseas travel insurance. From my knowledge with all overseas travel insurance you are covered from some rental access cover. Though cover and restrictions will vary from insurer.
Frances Brewster

Frances Brewster

27 June 2019
Hi there, I do not qualify for the Bankwest Zero Platinum Mastercard in terms of assessable income as I earn far less than 65K per annum. However, I'm retired and have considerable assets. Is this considered in terms of granting an individual a card? Thanks for your help, Fran Brewster
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    28 June 2019
    Hi Fran, Bankwest can accept retirees that at least meet all minimum requirements to apply. They even see the pension as income. This is a great card for people that like to travel with no foreign or annual fees.
Jennifer de Jager

Jennifer de Jager

5 June 2019
Hi Roland, My Japanese friend has advised me to my credit card at Cirrus ATMs. I don't see the cirrus logo on my Platinum MasterCard. At what ATMs can my card best be used at in Japan? Can the Bankwest be used at the ATMs that have the cirrus logo? Platinum
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    7 June 2019
    Hi Jenny, its likely the ATMs will also have a Mastercard logo on them as well. I have been to Japan and was able to use a mastercard at ATMs there. Mastercard is widely accepted and nearly every ATM should work.
Jennifer DeJager

Jennifer DeJager

5 June 2019
I want to know if I have paid $317 Aus to stay at a hotel in Japan, plus $198 to stay at an airbnb in Japan, does this give me free travel insurance? What paperwork will I receive to let me know that I qualify? Who do I ring should I need help in Japan? Also, must I let Bankwest know if I am heading to Japan? Regards Jenny
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    7 June 2019
    Hi Jenny, if you spend over $500 on prepaid travel expenses with your card. Then you are covered. Automatic activation Criteria applies - including spending $500 per person on prepaid travel costs. Have a check of this page I found on the Bankwest website in regards to eligibility. https://www.bankwest.com.au/help/cards/complimentary-insurance. I always recommend you tell you bank you are heading overseas. This is so they don't try to block your card when they see transactions over there.
Mardi

Mardi

2 May 2019
Hi, is the Bankwest Zero Platinum Mastercard compatible with MYOB Bank feeds?Also, I see there are no foreign transaction fees but are there currency conversion fees?Thanks, Mardi
Anna Iasky

Anna Iasky

16 April 2019
I like to know if medical travel insurance is included or not. I 'm 83
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    17 April 2019
    Hi Anna, unfortuately the complimentary travel insurance is for people aged up to 80 years old. You just missed out. You should still be able to get some. If you have the card. I suggest you contact the insurer. There may be an extra fee you can pay to be covered.
ella

ella

11 April 2019
Hi Can you tell with regard to the no foreign transaction fee. What exchange rate do i gt for a foreign purchase. Do i get mastercards middle rate?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    12 April 2019
    Hi Ella, transactions are converted using MasterCard's currency rates, which you can calculate here. MasterCard foreign currency transactions are converted from foreign currency into United States dollars and then converted into Australian dollars by MasterCard International Incorporated at a wholesale exchange rate selected by MasterCard International Incorporated on the processing date, which may differ from the rate applicable to the date the transaction occurred and that applicable to the date the transaction was posted.
B

B

26 March 2019
If delayed after checking in does the card off lounge access?
Daisy

Daisy

22 March 2019
If I have credit balance on the card, can I withdraw the money at foreign currency at overseas ATM and not count as cash advance?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    25 March 2019
    Hi Daisy, even if you are in Debit. Then you would still be charged the cash advance fees. Though if in debit still after the cash advance. Then you would not be charged any cash advance interest.
Jeff Laurie

Jeff Laurie

20 March 2019
My bank (Bankwest) has advised me that Mastercard has cancelled my Bankwesy Breeze Platinum mastercard and it will be replaced in 5 - 7 working days. Can I enquire why this happened and what sort of replacement card will be issued - by whom - and when and how it will be delivered to me.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    21 March 2019
    Hi Jeff, you will need to reach out to Bankwest credit card customer service directly for this information. Typically there could be an issue where the cards security has been compromised. So the issuer cancels the card and issues a new one to avoid fraudulent activity.
Glen

Glen

18 March 2019
Hi Roland, can you tell me more about the travel insurance which comes with this card please.
Zee

Zee

10 March 2019
Hi the bankwest Zero Platinum mcd states no foreign transaction fees, does this also include the currency conversion fees?
katalin

katalin

24 February 2019
Hello! Roland I am interested in this card since I travel every year also I sit around airports quite frquently is there a card that has access to the VIP lounge and drinks. katalin
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    25 February 2019
    Hi Katalin, maybe an external service for lounge access could be the go? Have a look at https://www.prioritypass.com/en/member-support/faq. Depending on where you are flying, it could work. There are other cards with lounge access. Though the annual fees are much higher and they charge foreign fees.
Katalin Reeves

Katalin Reeves

24 February 2019
Sounds like a great card does it have VIP airport lounge whilst waiting for plane
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    25 February 2019
    HI Katalin, this is a good card. It has no lounge access with this card. With no annual fee, no foreign fees and overseas travel insurance it is great though.
keith

keith

4 February 2019
I am interested in opening a Bankwest zero platinum card as I may be travelling overseas agian in the future and have been recommended to use this card instead of my NAB Plainum credit card. My son has a Bankwest account and recommende this to me.
Ian

Ian

30 January 2019
I'm a retiree with on a defined benefit income, no debts. Can I apply for this card as we're going on an overseas holiday and would like the benefits of a zero overseas transaction fee.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    31 January 2019
    Hi Ian, minimum income to apply for the Zero Platinum is $65,000 a year. If you do meet this amount then I you could apply. You could look at the 28 Degrees which would have a lower income requirement.
George V Dempster

George V Dempster

27 January 2019
Travel insurance Australia to New Zealand cruis.e
  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Resident or citizen of Australia. Temporary residents are eligible.
  • Minimum income of $65,000 p.a.
  • You have your personal details ready to complete the online application
Bankwest Zero Platinum Mastercard
Bankwest Zero Platinum Mastercard

Bankwest Zero Platinum Mastercard

Updated 14 August 2019

Purchase Rate (p.a)

17.99%

Balance Transfer (p.a)

2.99% for 9 months No BT fee. reverts to 17.99% p.a.

Annual Fee (p.a)

$0

$0 over 9 months

My transfer amount

Balance transfer from:

My annual fee

My interest rate

Pros and cons

  • Pay no annual fee
  • No international transaction fees
  • 2.99% on balance transfers for the first 9 months
  • Range of complimentary insurance covers

  • Cash advance rate of 21.99% p.a.

Creditcard.com.au review

Editor Review

The Bankwest Zero Platinum Mastercard

Providing a selection of platinum perks with no annual fee, the Bankwest Zero Platinum Mastercard could be the perfect option for cardholders who want more, while paying less. Cardholders can benefit from travel insurance and retail cover on purchases, with no foreign transaction fees to worry about when making purchases overseas.

What we love...

It’s not often you come across a platinum card with no annual fee. While some may have introductory offers that reduce the amount you pay in annual fees over an introductory period, or perhaps offer a lower annual fee if you meet a certain yearly spend, the Bankwest Zero Platinum Mastercard is much more appealing than that. It has no annual fee, ever.

Regardless of how much you spend – or don’t spend – the Bankwest Zero Platinum Mastercard has no annual fee. Providing an excellent way to save money on annual fees, this card could help keep costs down, while offering handy features, such as up to 55 days interest free on purchases.

Giving you the opportunity to save on interest as well as annual fees, this feature is available to cardholders who clear their balance by the due date each month. Offering interest free shopping, the card gives up to 55 days interest free on purchases to cardholders, which could come in handy on larger items, as well as everyday spending.

It is worth noting that this interest free feature is quite common. What’s not so common, though is this card’s absence of a foreign transaction fee. Whether you’re using the card when travelling overseas, or you’re using it at home to shop online at overseas retailers, this feature could save you some serious cash.

Some credit cards charge up to 4% on foreign currency transactions, which can substantially reduce any savings made when shopping overseas. It can also make travelling much more expensive than it needs to be. With no foreign transaction fees on the Bankwest Zero Platinum Mastercard, transactions can come at no cost (this doesn’t apply to ATM transactions).

What’s not so great...

The Bankwest Zero Platinum Mastercard may be a platinum card, but it’s not overly burdened with platinum features. No annual fee cards tend to offer fewer features, as cardholders are technically not paying for them. However, as long as you are happy with the features that are on offer, you can enjoy them at no cost, as long as you clear your balance by the due date.

Potential cardholders should note that there are no introductory offers to entice them. But, if you happen to have an existing credit card balance, you may choose to transfer it to the Bankwest Zero Platinum Mastercard to enjoy a lower rate of 2.99% p.a. for nine months. It may not be the lowest balance transfer offer in town, but it could still help to save money.

Why should you choose this card?

The Bankwest Zero Platinum Mastercard could be the ideal option for anyone who travels overseas, or shops online at international retailers. As we mentioned before, this card has no foreign transaction fee, so these transactions could be substantially cheaper on the Bankwest Zero Platinum Mastercard than on other cards.

Another reason why the Bankwest Zero Platinum Mastercard may work well for keen travellers is its range of overseas travel insurances. Cardholders can take advantage of cover on overseas travel, as well as interstate flight inconvenience insurance and transit accident insurance. Retail purchases benefit from cover on extended warranty, price guarantee and purchase security.

One additional feature that’s worth a mention is the card’s compatibility with Bankwest’s Halo payment ring. For a one-off fee of $39, this ring provides contactless payment technology linked to your card, allowing you to tap-and-go at the checkout. No app or charging required, the ring is sized for you, is wearable pretty much everywhere, and is waterproof up to 50m.

Overall Rating

Offering cardholders the opportunity to save on annual fees, the Bankwest Zero Platinum Mastercard has no annual fee, with perks on the side including travel and retail cover, and no foreign transaction fee.

User reviews

Bankwest Zero Platinum Mastercard ( based on 9 Creditcard.com.au user reviews )

67% rating based on 9 reviews

Rates
Fees
Rewards
Customer Service
Value
87%

Creditcard.com.au Visitor

17 May 2013

Great card , no annual fee, no foreign exchange fees and true exchange rate plus free travel insurance . This card suits me better than anything on the market. I don't even bother looking at interest rates as I don't use any card as a loan. Never had an account to with bankwest until I got this card a couple years ago. I now have an online savings account too.

Recommends this card
93%

Creditcard.com.au Visitor

28 January 2013

A really good value card with lots of good offer and no fees at all.

Recommends this card
87%

Carol-Ann Donnelly

28 January 2013

How often do you find a platinum card with no annual fee?? You get a personal concierge and a whole heap of other perks like different insurances and no foreign exchange fee when you buy stuff overseas. Great if you travel a lot or shop a lot online.

Recommends this card
81%

Peter Ali

28 January 2013

After opening a bank account with Bankwest I decided to look into their credit cards as well as they seemed to be offering good deals. This one has some good perks but I got it mainly for the purchase offer. Think it will be good in long term as well though.

Recommends this card
85%

Creditcard.com.au Editor

28 January 2013

Great credit card with long 0% balance transfer, no annual fee and nice perks. Very nice offer.

Recommends this card

Rates and fees

Interest rates

Purchase rate 17.99% p.a.

Cash advance rate 21.99% p.a.

Interest free on purchases up to 55 days

Balance transfer

Balance transfer rate 2.99% p.a. for 9 months

Balance transfer revert rate 17.99% p.a.

Balance transfer from personal loan No

Balance transfer fee No fee.

Balance transfer limit 95% of approved credit limit

Banks you can't balance transfer from Bankwest

Credit limits

Minimum credit limt $6,000

Maximum credit limit $50,000

Fees & repayments

Annual fee $0 p.a.

Additional card holder fee Up to 3 at no extra cost

Foreign transaction fee 0%

Minimum repayment 2%

Cash advance fee 2%

Late payment fee $25

Additional features

Complimentary insurance

Overseas travel insurance yes - up to 6 months

Flight inconvenience insurance Yes

Transport accident cover Yes

Smartphone screen insurance No

Purchase protection insurance Yes

Extended warranty insurance Yes

Rental vehicle excess cover No

Overview

Bankwest Zero Platinum Mastercard

The Bankwest Zero Platinum Mastercard gives you platinum perks with no annual fee. This is a great card if you like to travel or purchase online in other currencies. As a cardholder, you can enjoy complimentary overseas travel insurance up to 6 months that includes unlimited medical expenses. On top of this, it is one of the few cards in the market where you will pay no foreign transaction fees, making it ideal when you travel. You don’t just get these platinum benefits with no annual fee, as an introductory offer, you will also only pay 2.99% on balance transfers for the first 9 months (reverts to the purchase rate). Cardholders can also take advantage of up to 55 days interest free on purchases, 24/7 online account access, Mastercard PayPass, 3 free additional cardholders, 24/7 Personal Concierge, 3 months protection against loss, theft or accidental damage for goods purchased on the card, and extended warranty.

Key features

  • Pay no annual fee
  • 2.99% on balance transfers for first 9 months (reverts to purchase rate)
  • Purchase protection and extended warranty insurance
  • No foreign transaction fees
  • Up to 3 additional cardholders at no extra costs
  • 24/7 Personal Concierge Service
  • Travel insurance options
  • Mastercard PayPass

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia. Temporary residents are eligible.

  • Minimum income of $65,000 p.a.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

138 questions (showing the latest 10 Q&As)

Kat Honeyman

Kat Honeyman

16 August 2019
Hi Roland,What does this mean "2.99% on balance transfers for first 9 months (reverts to purchase rate)"?And if i put cash in and withdraw it and still am in debit, is there no fee? We're going to Eastern European countries so would like it for there. Thanks :)
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    19 August 2019
    Hi Kat, a balance transfer is only available at the time you apply. It is when you move debt from one credit card to another. Therefore it is probably not relevant to you. You would still be charged the cash advance fee even if in debit (2% of transaction amount or $4 (whichever is greater)). Though you would not get charged any interest if you are still in debit. Eastern EU should be great and Mastercard is accepted widely in Eastern EU.
Novi

Novi

5 July 2019
hi Roland, I found that the information regarding this card's Additional Feature needs further clarification. It says "No" Rental Vehicle Excess cover. Upon reading that, my first thought was that overseas car rental excess is not covered. But luckily, I read the PDS and it is covered under the overall Overseas Travel Insurance policy.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    8 July 2019
    Hi Novi, thanks for pointing this out. Its difficult as we are talking about this feature outside of the overseas travel insurance. From my knowledge with all overseas travel insurance you are covered from some rental access cover. Though cover and restrictions will vary from insurer.
Frances Brewster

Frances Brewster

27 June 2019
Hi there, I do not qualify for the Bankwest Zero Platinum Mastercard in terms of assessable income as I earn far less than 65K per annum. However, I'm retired and have considerable assets. Is this considered in terms of granting an individual a card? Thanks for your help, Fran Brewster
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    28 June 2019
    Hi Fran, Bankwest can accept retirees that at least meet all minimum requirements to apply. They even see the pension as income. This is a great card for people that like to travel with no foreign or annual fees.
Jennifer de Jager

Jennifer de Jager

5 June 2019
Hi Roland, My Japanese friend has advised me to my credit card at Cirrus ATMs. I don't see the cirrus logo on my Platinum MasterCard. At what ATMs can my card best be used at in Japan? Can the Bankwest be used at the ATMs that have the cirrus logo? Platinum
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    7 June 2019
    Hi Jenny, its likely the ATMs will also have a Mastercard logo on them as well. I have been to Japan and was able to use a mastercard at ATMs there. Mastercard is widely accepted and nearly every ATM should work.
Jennifer DeJager

Jennifer DeJager

5 June 2019
I want to know if I have paid $317 Aus to stay at a hotel in Japan, plus $198 to stay at an airbnb in Japan, does this give me free travel insurance? What paperwork will I receive to let me know that I qualify? Who do I ring should I need help in Japan? Also, must I let Bankwest know if I am heading to Japan? Regards Jenny
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    7 June 2019
    Hi Jenny, if you spend over $500 on prepaid travel expenses with your card. Then you are covered. Automatic activation Criteria applies - including spending $500 per person on prepaid travel costs. Have a check of this page I found on the Bankwest website in regards to eligibility. https://www.bankwest.com.au/help/cards/complimentary-insurance. I always recommend you tell you bank you are heading overseas. This is so they don't try to block your card when they see transactions over there.
Mardi

Mardi

2 May 2019
Hi, is the Bankwest Zero Platinum Mastercard compatible with MYOB Bank feeds?Also, I see there are no foreign transaction fees but are there currency conversion fees?Thanks, Mardi
Anna Iasky

Anna Iasky

16 April 2019
I like to know if medical travel insurance is included or not. I 'm 83
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    17 April 2019
    Hi Anna, unfortuately the complimentary travel insurance is for people aged up to 80 years old. You just missed out. You should still be able to get some. If you have the card. I suggest you contact the insurer. There may be an extra fee you can pay to be covered.
ella

ella

11 April 2019
Hi Can you tell with regard to the no foreign transaction fee. What exchange rate do i gt for a foreign purchase. Do i get mastercards middle rate?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    12 April 2019
    Hi Ella, transactions are converted using MasterCard's currency rates, which you can calculate here. MasterCard foreign currency transactions are converted from foreign currency into United States dollars and then converted into Australian dollars by MasterCard International Incorporated at a wholesale exchange rate selected by MasterCard International Incorporated on the processing date, which may differ from the rate applicable to the date the transaction occurred and that applicable to the date the transaction was posted.
B

B

26 March 2019
If delayed after checking in does the card off lounge access?
Daisy

Daisy

22 March 2019
If I have credit balance on the card, can I withdraw the money at foreign currency at overseas ATM and not count as cash advance?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    25 March 2019
    Hi Daisy, even if you are in Debit. Then you would still be charged the cash advance fees. Though if in debit still after the cash advance. Then you would not be charged any cash advance interest.
Jeff Laurie

Jeff Laurie

20 March 2019
My bank (Bankwest) has advised me that Mastercard has cancelled my Bankwesy Breeze Platinum mastercard and it will be replaced in 5 - 7 working days. Can I enquire why this happened and what sort of replacement card will be issued - by whom - and when and how it will be delivered to me.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    21 March 2019
    Hi Jeff, you will need to reach out to Bankwest credit card customer service directly for this information. Typically there could be an issue where the cards security has been compromised. So the issuer cancels the card and issues a new one to avoid fraudulent activity.
Glen

Glen

18 March 2019
Hi Roland, can you tell me more about the travel insurance which comes with this card please.
Zee

Zee

10 March 2019
Hi the bankwest Zero Platinum mcd states no foreign transaction fees, does this also include the currency conversion fees?
katalin

katalin

24 February 2019
Hello! Roland I am interested in this card since I travel every year also I sit around airports quite frquently is there a card that has access to the VIP lounge and drinks. katalin
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    25 February 2019
    Hi Katalin, maybe an external service for lounge access could be the go? Have a look at https://www.prioritypass.com/en/member-support/faq. Depending on where you are flying, it could work. There are other cards with lounge access. Though the annual fees are much higher and they charge foreign fees.
Katalin Reeves

Katalin Reeves

24 February 2019
Sounds like a great card does it have VIP airport lounge whilst waiting for plane
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    25 February 2019
    HI Katalin, this is a good card. It has no lounge access with this card. With no annual fee, no foreign fees and overseas travel insurance it is great though.
keith

keith

4 February 2019
I am interested in opening a Bankwest zero platinum card as I may be travelling overseas agian in the future and have been recommended to use this card instead of my NAB Plainum credit card. My son has a Bankwest account and recommende this to me.
Ian

Ian

30 January 2019
I'm a retiree with on a defined benefit income, no debts. Can I apply for this card as we're going on an overseas holiday and would like the benefits of a zero overseas transaction fee.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    31 January 2019
    Hi Ian, minimum income to apply for the Zero Platinum is $65,000 a year. If you do meet this amount then I you could apply. You could look at the 28 Degrees which would have a lower income requirement.
George V Dempster

George V Dempster

27 January 2019
Travel insurance Australia to New Zealand cruis.e

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