Epic Rewards Credit Cards in Australia

Pauline Hatch     

Rewards points = free flights and upgrades, cheaper travel, big-ticket fun & free gift cards. Isn't that what we all need?!

What to do:

  • Use the toggles to sort by Points Earned, Bonus Points or Annual Fees.
  • Input your average monthly spend to see what you could potentially earn.
  • Pick your favourite card!

Average card rating for this category
104 reviews for 13 cards listed
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23 reviews
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7 reviews
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9 reviews
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9 reviews
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11 reviews
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7 reviews
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1 review
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0 reviews
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5 reviews
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11 reviews
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5 reviews
points earned over 12 months

We’ve chosen the cards on this page based on the offers available to CreditCard.com.au. The credit cards on this page are not representative of the entire market. The use of terms 'Best' or 'Top' are not product ratings and are subject to our Terms and Conditions of Use. Read the provider's Product Disclosure Statement (PDS) and Target Market Determination (TMD) before applying.

Pauline Hatch

Pauline Hatch is a personal finance expert at Creditcard.com.au with 9 years of finance writing under her belt. She loves turning complex money concepts into simple, practical actions so you can win financially. You can ask Pauline any questions by submitting a comment below and get a personal reply.

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5 questions (showing the latest 10 Q&As)

CHRISTIAN

CHRISTIAN

22 October 2025
which is the best value credit card with travel insurance?
    Pauline - CreditCard.com.au

    Pauline

    23 October 2025
    Hi Christian, great question. It’s always smart to look for a card that gives you strong rewards and good travel insurance. The best option really depends on what matters most to you. Things like how often you travel, the type of cover you need, and how you plan to use your rewards. You might like to start by checking out our guide to credit cards with travel insurance. It covers what to look for and how policies differ between providers. If you want to dig deeper, you can also browse the cards on this page tto see which ones might suit your needs.
lorraine

lorraine

13 October 2025
Can I apply forANZ Rewards Platinum - Velocity offer at a branch instead of online
    Pauline - CreditCard.com.au

    Pauline

    15 October 2025
    Hi Lorraine, good question! You can usually start your ANZ Rewards Platinum application online, but if you’d prefer to do it in person, it’s worth calling or visiting your local ANZ branch first. Some branches can help you complete or submit the application there.
Paul

Paul

25 September 2025
Hi Pauline I have a Platinum MyCard which was City Bank now NAB. I have just been informed that they will not be providing international travel insurance as from April 2026 and we have used this insurance cover for many overseas holidays in the past and intend to continue to try and use this provision going forward for a couple more years into the future. I am 75 and a self funded retiree. Can you recommend a replacement Card that will cover me for what i require within my age range. Kind regards Paul
    Pauline - CreditCard.com.au

    Pauline

    25 September 2025
    Hi Paul, thanks for sharing that — I can see why this would be a concern if you’ve relied on the insurance for your trips. The Australian banking system has regulations to stop age based discrimination, but it can be trickier getting a credit card after a certain age. On my credit cards for pensioners page, I've listed out some of the bigger providers and their requirements. This can include showing an Annual Investment Statement, bank statements and or details of your accountant. If you’d like to see what else is out there, we’ve got a guide to credit cards with complimentary travel insurance that’s a good starting point. Just keep in mind each card has its own age limits and conditions, so it’s worth checking the fine print carefully and cross referencing the required credentials. Good luck Paul!
David

David

28 April 2025
I am seeking a credit card that has low annual fees, offers free travel insurance and is linked to a Qantas or Velocity rewards program.
Jana

Jana

16 March 2025
Which commbank credit card offers free travel insurance
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