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Bankwest Qantas World Credit Card

4 reviews
points over 12 months Calculate your savings icon

Earn rate per $1

0.66 points
16.77% Complete (success)
Qantas Frequent Flyer

Bonus points

N/A
% Complete (success)

Annual fee

$270
p.a.
270% Complete (success)

Pros

Complimentary Qantas Frequent Flyer membership

No foreign transaction fees on overseas and online purchases

2.99% balance transfer for up to 9 months

Airline travel and accident insurance when buying tickets with the card

Up to 3 months protection on purchases against theft, loss and accidental damage on newly bought goods

Up to 1 year extra warranty on new purchases

Cons

High interest rates

Low points earning rate

No lounge access

Bankwest Qantas World Credit Card

Bankwest Qantas World Mastercard offers the ability to earn 0.66 Qantas Points for every $1 that you spend on eligible purchases. Comes with no foreign transaction fees on overseas and online purchases and complimentary International Credit Card Travel Insurance for yourself and family when you purchase return tickets.

Key features

  • Earn 0.66 Qantas Points per $1 spent on eligible purchases
  • Complimentary Qantas Frequent Flyer membership available
  • No foreign transaction fees on overseas and online purchases
  • Airline travel and accident insurance when buying tickets with the card
  • Up to 3 months protection on purchases against theft, loss and accidental damage on newly bought goods
  • Up to 1 year extra warranty on new purchases
100% of customers who have rated this card would recommend it
  • Rates
    76%
  • Fees
    61%
  • Rewards
    55%
  • Customer Service
    89%
  • Value
    70%
Overall user rating 70%
4 reviews

86% Visitor

Sweet offer on purchases – 0% for 6 months can go a long way. You can earn points for Qantas flights pretty easily, you get some good other rewards and stuff, and you don’t pay too much in annual fees.

Recommends this card

Interest Rates
Purchase rate 20.49% p.a.
Cash advance rate 21.99% p.a.
Interest free on purchases up to 44 days
Balance Transfer
Balance transfer rate 2.99% p.a. for 9 months
Balance transfer fee No fee
Balance Transfer revert rate 20.49% p.a.
Balance transfer limit 95% of your approved new credit limit
Balance transfer from personal loan No
Banks you can't balance transfer from Bankwest
Credit limits
Minimum credit limit $12,000
Maximum credit limit $25,000
Fees & repayments
Annual fee $270 p.a.
Additional cardholder fee Up to 3 at no extra cost
Cash advance fee 2%
Foreign transaction fee 0%
Minimum repayment 2%
Late payment fee $25
Credit card type Mastercard
Rewards program
Rewards program Qantas Frequent Flyer Qantas Frequent Flyer
Annual points cap uncapped
Bonus points spend criteria N/A
Earning points with this card
Qantas points 0.66 points per $1 spent
Overseas earn rate same as standard earn rate
Points cap per month N/A
Complimentary insurance
Overseas travel insurance yes - up to months
Flight inconvenience insurance Yes
Transport accident cover Yes
Smartphone screen insurance No
Purchase protection insurance Yes
Extended warranty insurance Yes
Rental vehicle excess cover No

The Big Review: Bankwest Qantas World Credit Card

Allowing cardholders to earn points on the Qantas Frequent Flyer program, the Bankwest Qantas World Credit Card offers an uncapped earn rate of 0.66 Qantas Points per $1 spent, and complimentary Qantas Frequent Flyer membership. Working well for frequent travellers, the card provides travel and retail insurance cover, no foreign transaction fees, and free worldwide emergency card replacement.

  • Earn 0.66 Qantas Points per $1
  • Uncapped points earning
  • Complimentary Qantas Frequent Flyer membership
  • Compatibility with Bankwest’s Halo payment ring
  • Included travel insurance
  • Retail cover
  • No foreign transaction fees
  • Free worldwide emergency card replacement
  • 2.99% p.a. on balance transfers for nine months
  • Annual Fee: $270
  • Purchase Rate: 20.49% p.a. (variable)
  • Cash Advance Rate: 21.99 % p.a. (variable)
  • Interest Free Period: Up to 44 days
  • Minimum Credit Limit: $12,000

This Card: The Lowdown

Previously, the Bankwest Qantas World Credit Card was available by invite only to existing Bankwest Platinum cardholders. Today though, applications are open to new customers, as long as they meet the bank’s eligibility requirements.

The card offers appeal in its decent earn rate and its uncapped points earning potential. But, with its hefty annual fee, this is a card that rewards big spenders. Why? If you want to make it worth your while, you will need to spend big to earn that annual fee back in rewards.

So, for example, if you had an annual spend of $66,500 on the card, you would earn 43,890 Qantas Points. This could be redeemed for a $275 eVoucher for David Jones (for 43,670 Qantas Points), which would work to cover your annual fee.

Of course, you may get more value on your redeemed points elsewhere, perhaps if you were to use them to purchase flights or upgrade an existing flight. The point is, as you can see from the spend required just to get your annual fee back, you will need to spend big to see value.

Aside from rewards, the card may provide value to cardholders in the various features on offer. As it is a Qantas branded card, it makes sense that its added extras focus on travel, providing no foreign transaction fees, travel and retail cover, and free worldwide emergency card replacement.

Digging Deeper

With the basics covered, it’s time to dig a little deeper into what’s on offer with the Bankwest Qantas World Credit Card, so you can decide whether this card is right for you.

This Card: As a Rewards Card

When the Bankwest Qantas World Credit Card was released to the general public, it had a nice bonus points offer attached. This not only helped new cardholders boost their Qantas Points balance, it also helped to take the sting out of the card’s annual fee.

Now though, there is no introductory offer on the table. While this is disappointing, it just makes it even more important for cardholders to work out in advance how much value the card can offer, in terms of the number of potential points they’ll receive on their expected annual spend.

Everyday Earning

Like so many other credit card providers, Bankwest recently wound back the points earning potential on the Bankwest Qantas World Credit Card. Where previously the card earned 1 Qantas Point per $1, it now provides an earn rate of 0.66 Qantas Points per $1.

On the highest rung of the Bankwest Qantas ladder, the Bankwest Qantas World Credit Card obviously provides the highest earn rate. Both the classic Bankwest Qantas Card [link] and the Bankwest Qantas Platinum card [link] offer 0.5 Qantas Points per $1.

Unlike its cousins, the Bankwest Qantas World Credit Card has no points cap, which makes it all the more appealing to cardholders who spend big on their card. The classic card caps points at 50,000 per year, while the platinum card has a cap of 200,000 points per year.

If you’re not yet a Qantas Frequent Flyer member, the Bankwest Qantas World Credit Card provides complimentary membership. Offering a saving of $89.50, this feature can be accessed via the Bankwest website.

On to some of the card’s small print. The Qantas Points you earn will be credited once a month to your nominated Qantas Frequent Flyer account, and will normally be available for use within 21 days. However, you will not receive these points until you’ve spent an initial $1,500 on eligible purchases, and your account has been opened for at least two months.

What count as eligible purchases? Most transactions are eligible, except for cash advances, balance transfers, foreign exchange purchases, gaming or gambling transactions, BPAY payments, government charges, travellers cheques, business related expenses, and some others.

Points Redemption

Qantas offers one of the best-known frequent flyer programs in Australia, providing members with access to a huge range of rewards. While these rewards may be focused on travel, offering flights and upgrades on Qantas and its airline partners, there are other ways to redeem points.

By visiting the online Rewards Store, members can redeem points for more than 3,000 products. These include electronics and homewares, home appliances and gourmet treats, sports gear and toys. Gift cards are also a popular option, with cards available for an array of retailers.

Other redemption options allow members to redeem their points for hotel stays and car hire, Qantas Club membership and Qantas insurance. If you don’t have enough points to cover the rewards you want, you can make up the difference on your card.

This Card: As a Travel Rewards Card

The Bankwest Qantas World Credit Card provides some nice travel perks for the frequent traveller, including travel insurance, no foreign transaction fees, and free worldwide emergency card replacement.

Unfortunately, unlike some other cards of this calibre, it does not offer airport lounge access, or enticing extras such as travel credit or airport transfers.

Travel Insurance

Allowing cardholders to save money on standalone cover, the Bankwest Qantas World Credit Card provides overseas travel insurance as an extra on this card. As a cardholder, this covers you for a maximum of 12 consecutive months, which means you could spend the whole year travelling.

The overseas travel insurance covers you for unlimited emergency medical and hospital expenses, as well as a wide range of other cover, including emergency dental cover, transit accident insurance, and rental car excess up to $3,000. Interstate flight inconvenience insurance is also offered on flights interstate within Australia.

There’s no doubt this cover could save you a substantial sum if you are a frequent traveller. It could also save you the hassle of searching for standalone insurance. As always though, you should read the PDS in full before relying on any cover provided by your credit card.

No Foreign Transaction Fees

Another great money-saving feature, the Bankwest Qantas World Credit Card waives all foreign transaction fees. We believe this is the only Qantas credit card currently on the market to offer this.

Normally 2.95% of the transaction amount, this fee is reduced to zero on all purchases made on the card in a foreign currency. This includes purchases made overseas in person, and those made online via international retailers.

Free Worldwide Emergency Card Replacement

Providing yet another way to save money, the Bankwest Qantas World Credit Card doesn’t charge for emergency card replacement while overseas. We’ve seen some cards charge up to $200 for this service, so not only does it provide peace of mind, it could also provide significant savings.

This Card: Extras on Offer

While the Bankwest Qantas World Credit Card doesn’t exactly offer an abundance of extras, the ones it does have are decent. These include retail cover on purchases, payment tech compatibility, and a balance transfer offer.

Retail Cover

Not all cardholders take advantage of these retail covers, but they’re handy to have should you need them.

  • With price guarantee, you will be refunded the difference in price if you purchase an item and then find it cheaper at a store nearby. To be eligible, the item needs to be advertised at a bricks-and-mortar store within 25km of where the original item was purchased. The price difference must be greater than $75, so this works best for big ticket items.
  • With purchase security insurance, you will benefit from 90 days of cover should your purchased item be lost, damaged or stolen anywhere in the world. Cover limits and policy exclusions apply.
  • With extended warranty, eligible items you purchase on the card will benefit from an extension on the standard manufacturer’s warranty. This cover typically doubles the warranty offered, up to a total of one year.

Payment Tech

Currently, the Bankwest Qantas World Credit Card can be linked to Google Pay, available on compatible Android devices, and to Bankwest’s Halo payment ring. A pretty neat accessory, this ring is linked to the card, allowing cardholders to utilise contactless payment technology to tap-and-go at the checkout.

As each ring is made specifically for the cardholder, it comes at a one-off fee of $39. For this, cardholders can choose from two colours, and the ring will be made to fit. There is no need for an app or charger, and the ring benefits from the same security features found on the card. It is waterproof up to 50m, and can be worn pretty much anywhere.

Balance Transfer Offer

The Bankwest Qantas World Credit Card currently provides 2.99% p.a. on balance transfers for nine months. It doesn’t take a mastermind to see that this is not the lowest balance transfer offer you could find, but it could still help you save money on interest if used correctly.

Interest Free Period

As long as you don’t carry a balance – or have a balance transfer on your account – you can take advantage of up to 44 interest free on purchases. This can help you to save on interest, while making it easier to manage your cashflow.

This Card: The Essentials

With its sizable annual fee, the Bankwest Qantas World Credit Card is a card that needs to offer value. Compared to other cards of this calibre, this card isn’t exactly overflowing with extravagant features, so that value needs to come from its rewards.

While you could find other cards with a higher Qantas Point earn rate, the Bankwest Qantas World Credit Card does offer decent points earning potential, with no points capping. So, the value you get from the card will depend on the amount you spend. As with any other rewards card with a high annual fee, it best suits cardholders who are willing to spend big.

In terms of interest, both the purchase rate and cash advance rate is relatively high, which means any balance left to accrue interest will seriously impact the value of the rewards and features offered. However, this can be avoided by shunning cash advances, and clearing your balance by the due date each month.

Decision Time

A worthy option for cardholders looking to earn Qantas Points on everyday spending, the Bankwest Qantas World Credit Card provides a decent earn rate with no points cap. Features are fairly slim, but they can provide additional value, especially to frequent travellers.

4 questions (showing the latest 10 Q&As)

Lesley Rigby

Lesley Rigby

18 August 2018
Do you gain entrance to Qantas and Emirates airport lounges with use of this card? If you do what are the terms of use?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    20 August 2018
    Hi Lesley, from what I can see. You do not receive any lounge access with the Bankwest Qantas World Credit Card. As the most premium card in the Qantas range for Bankwest you would typically expect some type of lounge access provided. If this is something more important to you there are a range of cards in market that provide this benefit. Have a look at this bonus points offer and range of features with the St George Amplify Signature.
Linda

Linda

18 December 2017
Hi Roland, what does it mean when it states 2.99% balance transfer for up to 9 months with the world credit card. thanks Linda
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    18 December 2017
    Hi Linda, when you apply, you can transfer any current non-Bankwest / CBA credit card debt to this credit card offer. If successful, Bankwest will make a payment on your behalf off the credit cards listed in your application.
david

david

4 January 2017
What does complimentary Qantas FF membership offer. Does it give access to Qantas lounge to current card holders.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    5 January 2017
    Hi David, you do not receive any Qantas lounge access with this card. The complimentary membership is simply the standard Qantas Membership value circa $90.
Royce Jessup

Royce Jessup

15 August 2016
Interested in applying for this card as I wish to close 2 other credit cards and combine into one account. This is to reduce card fees. My current Allocated Pension income is $42,000, we also have an investment property with annual rent of $16,000. Debt on that property is $249,600 with monthly payments of $1,425.00 p/m Primary home is un-incumbered as is our 2 cars with total market values of at least $40,000. Do you think an application for this card would be considered, subject to all relevant information being provided. My wife will have an annual Allocated Pension of $60,000, this is currently be set-up as she has just retired. Apart from the above loan, we only have normal everday livings expenses to provide for. Kind Regards
  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Resident or citizen of Australia. Temporary residents are eligible.
  • Minimum income of $75,000 p.a.
  • You have your personal details ready to complete the online application
Bankwest Qantas World Credit Card
Bankwest Qantas World Credit Card

Bankwest Credit Cards

Bankwest Qantas World Credit Card

Updated 16 December 2018

Points Earn Rate (per $1 spent)

0.66

points

Qantas

Rewards Program

Qantas Frequent Flyer

Bonus Points

N/A

0 points over 12 months spend

My monthly card spend

Pros and cons

  • Complimentary Qantas Frequent Flyer membership
  • No foreign transaction fees on overseas and online purchases
  • 2.99% balance transfer for up to 9 months
  • Airline travel and accident insurance when buying tickets with the card
  • Up to 3 months protection on purchases against theft, loss and accidental damage on newly bought goods
  • Up to 1 year extra warranty on new purchases

  • High interest rates
  • Low points earning rate
  • No lounge access

Creditcard.com.au review

Editor Review

The Big Review: Bankwest Qantas World Credit Card

Allowing cardholders to earn points on the Qantas Frequent Flyer program, the Bankwest Qantas World Credit Card offers an uncapped earn rate of 0.66 Qantas Points per $1 spent, and complimentary Qantas Frequent Flyer membership. Working well for frequent travellers, the card provides travel and retail insurance cover, no foreign transaction fees, and free worldwide emergency card replacement.

  • Earn 0.66 Qantas Points per $1
  • Uncapped points earning
  • Complimentary Qantas Frequent Flyer membership
  • Compatibility with Bankwest’s Halo payment ring
  • Included travel insurance
  • Retail cover
  • No foreign transaction fees
  • Free worldwide emergency card replacement
  • 2.99% p.a. on balance transfers for nine months
  • Annual Fee: $270
  • Purchase Rate: 20.49% p.a. (variable)
  • Cash Advance Rate: 21.99 % p.a. (variable)
  • Interest Free Period: Up to 44 days
  • Minimum Credit Limit: $12,000

This Card: The Lowdown

Previously, the Bankwest Qantas World Credit Card was available by invite only to existing Bankwest Platinum cardholders. Today though, applications are open to new customers, as long as they meet the bank’s eligibility requirements.

The card offers appeal in its decent earn rate and its uncapped points earning potential. But, with its hefty annual fee, this is a card that rewards big spenders. Why? If you want to make it worth your while, you will need to spend big to earn that annual fee back in rewards.

So, for example, if you had an annual spend of $66,500 on the card, you would earn 43,890 Qantas Points. This could be redeemed for a $275 eVoucher for David Jones (for 43,670 Qantas Points), which would work to cover your annual fee.

Of course, you may get more value on your redeemed points elsewhere, perhaps if you were to use them to purchase flights or upgrade an existing flight. The point is, as you can see from the spend required just to get your annual fee back, you will need to spend big to see value.

Aside from rewards, the card may provide value to cardholders in the various features on offer. As it is a Qantas branded card, it makes sense that its added extras focus on travel, providing no foreign transaction fees, travel and retail cover, and free worldwide emergency card replacement.

Digging Deeper

With the basics covered, it’s time to dig a little deeper into what’s on offer with the Bankwest Qantas World Credit Card, so you can decide whether this card is right for you.

This Card: As a Rewards Card

When the Bankwest Qantas World Credit Card was released to the general public, it had a nice bonus points offer attached. This not only helped new cardholders boost their Qantas Points balance, it also helped to take the sting out of the card’s annual fee.

Now though, there is no introductory offer on the table. While this is disappointing, it just makes it even more important for cardholders to work out in advance how much value the card can offer, in terms of the number of potential points they’ll receive on their expected annual spend.

Everyday Earning

Like so many other credit card providers, Bankwest recently wound back the points earning potential on the Bankwest Qantas World Credit Card. Where previously the card earned 1 Qantas Point per $1, it now provides an earn rate of 0.66 Qantas Points per $1.

On the highest rung of the Bankwest Qantas ladder, the Bankwest Qantas World Credit Card obviously provides the highest earn rate. Both the classic Bankwest Qantas Card [link] and the Bankwest Qantas Platinum card [link] offer 0.5 Qantas Points per $1.

Unlike its cousins, the Bankwest Qantas World Credit Card has no points cap, which makes it all the more appealing to cardholders who spend big on their card. The classic card caps points at 50,000 per year, while the platinum card has a cap of 200,000 points per year.

If you’re not yet a Qantas Frequent Flyer member, the Bankwest Qantas World Credit Card provides complimentary membership. Offering a saving of $89.50, this feature can be accessed via the Bankwest website.

On to some of the card’s small print. The Qantas Points you earn will be credited once a month to your nominated Qantas Frequent Flyer account, and will normally be available for use within 21 days. However, you will not receive these points until you’ve spent an initial $1,500 on eligible purchases, and your account has been opened for at least two months.

What count as eligible purchases? Most transactions are eligible, except for cash advances, balance transfers, foreign exchange purchases, gaming or gambling transactions, BPAY payments, government charges, travellers cheques, business related expenses, and some others.

Points Redemption

Qantas offers one of the best-known frequent flyer programs in Australia, providing members with access to a huge range of rewards. While these rewards may be focused on travel, offering flights and upgrades on Qantas and its airline partners, there are other ways to redeem points.

By visiting the online Rewards Store, members can redeem points for more than 3,000 products. These include electronics and homewares, home appliances and gourmet treats, sports gear and toys. Gift cards are also a popular option, with cards available for an array of retailers.

Other redemption options allow members to redeem their points for hotel stays and car hire, Qantas Club membership and Qantas insurance. If you don’t have enough points to cover the rewards you want, you can make up the difference on your card.

This Card: As a Travel Rewards Card

The Bankwest Qantas World Credit Card provides some nice travel perks for the frequent traveller, including travel insurance, no foreign transaction fees, and free worldwide emergency card replacement.

Unfortunately, unlike some other cards of this calibre, it does not offer airport lounge access, or enticing extras such as travel credit or airport transfers.

Travel Insurance

Allowing cardholders to save money on standalone cover, the Bankwest Qantas World Credit Card provides overseas travel insurance as an extra on this card. As a cardholder, this covers you for a maximum of 12 consecutive months, which means you could spend the whole year travelling.

The overseas travel insurance covers you for unlimited emergency medical and hospital expenses, as well as a wide range of other cover, including emergency dental cover, transit accident insurance, and rental car excess up to $3,000. Interstate flight inconvenience insurance is also offered on flights interstate within Australia.

There’s no doubt this cover could save you a substantial sum if you are a frequent traveller. It could also save you the hassle of searching for standalone insurance. As always though, you should read the PDS in full before relying on any cover provided by your credit card.

No Foreign Transaction Fees

Another great money-saving feature, the Bankwest Qantas World Credit Card waives all foreign transaction fees. We believe this is the only Qantas credit card currently on the market to offer this.

Normally 2.95% of the transaction amount, this fee is reduced to zero on all purchases made on the card in a foreign currency. This includes purchases made overseas in person, and those made online via international retailers.

Free Worldwide Emergency Card Replacement

Providing yet another way to save money, the Bankwest Qantas World Credit Card doesn’t charge for emergency card replacement while overseas. We’ve seen some cards charge up to $200 for this service, so not only does it provide peace of mind, it could also provide significant savings.

This Card: Extras on Offer

While the Bankwest Qantas World Credit Card doesn’t exactly offer an abundance of extras, the ones it does have are decent. These include retail cover on purchases, payment tech compatibility, and a balance transfer offer.

Retail Cover

Not all cardholders take advantage of these retail covers, but they’re handy to have should you need them.

  • With price guarantee, you will be refunded the difference in price if you purchase an item and then find it cheaper at a store nearby. To be eligible, the item needs to be advertised at a bricks-and-mortar store within 25km of where the original item was purchased. The price difference must be greater than $75, so this works best for big ticket items.
  • With purchase security insurance, you will benefit from 90 days of cover should your purchased item be lost, damaged or stolen anywhere in the world. Cover limits and policy exclusions apply.
  • With extended warranty, eligible items you purchase on the card will benefit from an extension on the standard manufacturer’s warranty. This cover typically doubles the warranty offered, up to a total of one year.

Payment Tech

Currently, the Bankwest Qantas World Credit Card can be linked to Google Pay, available on compatible Android devices, and to Bankwest’s Halo payment ring. A pretty neat accessory, this ring is linked to the card, allowing cardholders to utilise contactless payment technology to tap-and-go at the checkout.

As each ring is made specifically for the cardholder, it comes at a one-off fee of $39. For this, cardholders can choose from two colours, and the ring will be made to fit. There is no need for an app or charger, and the ring benefits from the same security features found on the card. It is waterproof up to 50m, and can be worn pretty much anywhere.

Balance Transfer Offer

The Bankwest Qantas World Credit Card currently provides 2.99% p.a. on balance transfers for nine months. It doesn’t take a mastermind to see that this is not the lowest balance transfer offer you could find, but it could still help you save money on interest if used correctly.

Interest Free Period

As long as you don’t carry a balance – or have a balance transfer on your account – you can take advantage of up to 44 interest free on purchases. This can help you to save on interest, while making it easier to manage your cashflow.

This Card: The Essentials

With its sizable annual fee, the Bankwest Qantas World Credit Card is a card that needs to offer value. Compared to other cards of this calibre, this card isn’t exactly overflowing with extravagant features, so that value needs to come from its rewards.

While you could find other cards with a higher Qantas Point earn rate, the Bankwest Qantas World Credit Card does offer decent points earning potential, with no points capping. So, the value you get from the card will depend on the amount you spend. As with any other rewards card with a high annual fee, it best suits cardholders who are willing to spend big.

In terms of interest, both the purchase rate and cash advance rate is relatively high, which means any balance left to accrue interest will seriously impact the value of the rewards and features offered. However, this can be avoided by shunning cash advances, and clearing your balance by the due date each month.

Decision Time

A worthy option for cardholders looking to earn Qantas Points on everyday spending, the Bankwest Qantas World Credit Card provides a decent earn rate with no points cap. Features are fairly slim, but they can provide additional value, especially to frequent travellers.

User reviews

Bankwest Qantas World Credit Card ( based on 4 Creditcard.com.au user reviews )

70% rating based on 4 reviews

Rates
Fees
Rewards
Customer Service
Value
86%

CreditCard.com.au Visitor

28 January 2013

Sweet offer on purchases – 0% for 6 months can go a long way. You can earn points for Qantas flights pretty easily, you get some good other rewards and stuff, and you don’t pay too much in annual fees.

Recommends this card

Rates and fees

Interest rates

Purchase rate 20.49% p.a.

Cash advance rate 21.99% p.a.

Interest free on purchases up to 44 days

Balance transfer

Balance transfer rate 2.99% p.a. for 9 months

Balance transfer revert rate 20.49% p.a.

Balance transfer from personal loan No

Balance transfer fee No fee.

Balance transfer limit 95% of approved credit limit

Banks you can't balance transfer from Bankwest

Credit limits

Minimum credit limt $12,000

Maximum credit limit $25,000

Fees & repayments

Annual fee $270 p.a.

Additional card holder fee Up to 3 at no extra cost

Foreign transaction fee 0%

Minimum repayment 2%

Cash advance fee 2%

Late payment fee $25

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points N/A

Annual points cap uncapped

Bonus points spend criteria N/A

Earning points with this card

Qantas pointsQantas points 0.66 points per $1 spent

Points cap per month N/A

Overseas earn rateOverseas earn rate same as standard earn rate

Additional features

Complimentary insurance

Overseas travel insurance yes

Flight inconvenience insurance Yes

Transport accident cover Yes

Smartphone screen insurance No

Purchase protection insurance Yes

Extended warranty insurance Yes

Rental vehicle excess cover No

Overview

Bankwest Qantas World Credit Card

Bankwest Qantas World Mastercard offers the ability to earn 0.66 Qantas Points for every $1 that you spend on eligible purchases. Comes with no foreign transaction fees on overseas and online purchases and complimentary International Credit Card Travel Insurance for yourself and family when you purchase return tickets.

Key features

  • Earn 0.66 Qantas Points per $1 spent on eligible purchases
  • Complimentary Qantas Frequent Flyer membership available
  • No foreign transaction fees on overseas and online purchases
  • Airline travel and accident insurance when buying tickets with the card
  • Up to 3 months protection on purchases against theft, loss and accidental damage on newly bought goods
  • Up to 1 year extra warranty on new purchases

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia. Temporary residents are eligible.

  • Minimum income of $75,000 p.a.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

4 questions (showing the latest 10 Q&As)

Lesley Rigby

Lesley Rigby

18 August 2018
Do you gain entrance to Qantas and Emirates airport lounges with use of this card? If you do what are the terms of use?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    20 August 2018
    Hi Lesley, from what I can see. You do not receive any lounge access with the Bankwest Qantas World Credit Card. As the most premium card in the Qantas range for Bankwest you would typically expect some type of lounge access provided. If this is something more important to you there are a range of cards in market that provide this benefit. Have a look at this bonus points offer and range of features with the St George Amplify Signature.
Linda

Linda

18 December 2017
Hi Roland, what does it mean when it states 2.99% balance transfer for up to 9 months with the world credit card. thanks Linda
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    18 December 2017
    Hi Linda, when you apply, you can transfer any current non-Bankwest / CBA credit card debt to this credit card offer. If successful, Bankwest will make a payment on your behalf off the credit cards listed in your application.
david

david

4 January 2017
What does complimentary Qantas FF membership offer. Does it give access to Qantas lounge to current card holders.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    5 January 2017
    Hi David, you do not receive any Qantas lounge access with this card. The complimentary membership is simply the standard Qantas Membership value circa $90.
Royce Jessup

Royce Jessup

15 August 2016
Interested in applying for this card as I wish to close 2 other credit cards and combine into one account. This is to reduce card fees. My current Allocated Pension income is $42,000, we also have an investment property with annual rent of $16,000. Debt on that property is $249,600 with monthly payments of $1,425.00 p/m Primary home is un-incumbered as is our 2 cars with total market values of at least $40,000. Do you think an application for this card would be considered, subject to all relevant information being provided. My wife will have an annual Allocated Pension of $60,000, this is currently be set-up as she has just retired. Apart from the above loan, we only have normal everday livings expenses to provide for. Kind Regards

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