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ANZ Frequent Flyer Credit Card
6 reviews

ANZ Frequent Flyer Credit Card

points over 12 months Calculate your savings icon

Earn rate per $1

0.5 points

Capped at $500, then 0.25 pts per $1 spent

Qantas Frequent Flyer

Bonus points

25,000 points Spend $1,000 in first 3 months

Annual fee

$95 p.a.

Pros

25,000 bonus Qantas Points when you spend $1,000 on eligible purchases in the first 3 months

Complimentary Qantas Frequent Flyer Membership (save $99.50)

Low rewards annual fee of $95

Earn 0.5 Qantas Points per $1 spent on eligible purchases up to $500 per statement period, then 0.25 Qantas Points per $1 spent on eligible purchases above $500 per statement period.

Minimum credit limit of $1,000

ANZ Falcon fraud monitoring + ANZ Fraud guarantee

Eligible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.

Cons

0.25 Qantas Points per $1 spent on eligible purchases above $500 per statement period.

Additional card holder $10 + Rewards membership $55

83% of customers who have rated this card would recommend it
  • Rates
    54%
  • Fees
    68%
  • Rewards
    42%
  • Customer Service
    68%
  • Value
    40%
Overall user rating 58%
6 reviews

65% Karly

Good card for an entry level card combo - shame that they advertise bonus points on Qantas Products, but then exclude Qantas Hotels.

Recommends this card

25% Andrew Todds

Capping of QANTAS is a major disincentive. Very disappointed.

Does not recommend this card

Interest Rates
Purchase rate 20.24% p.a.
Cash advance rate 20.24% p.a.
Interest free on purchases up to 55 days
Balance Transfer
Credit limits
Minimum credit limit $1,000
Maximum credit limit N/A
Fees & repayments
Annual fee $95 p.a.
Additional cardholder fee Up to 3 - $65 p.a. each
Cash advance fee 2%
Foreign transaction fee 3%
Minimum repayment 2%
Late payment fee $20
Credit card type Visa
Rewards program
Rewards program Qantas Frequent Flyer Qantas Frequent Flyer
Bonus points 25,000 Qantas points
Annual points cap uncapped
Bonus points spend criteria Spend $1,000 in first 3 months
Earning points with this card
Qantas points 0.5 points per $1 spent
Overseas earn rate same as standard earn rate
Points cap per month Capped at $500, then 0.25 pts per $1 spent
Complimentary insurance
Flight inconvenience insurance No
Transport accident cover No
Smartphone screen insurance No
Purchase protection insurance No
Extended warranty insurance No
Rental vehicle excess cover No
Extras
Complimentary Qantas Frequent Flyer membership saving you $99.50 if you are not a member yet
Eligible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.

ANZ Frequent Flyer Credit Card

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au.

The ANZ Frequent Flyer Credit Card

As a basic rewards credit card, the ANZ Frequent Flyer Credit Card offers an easy way to earn Qantas Points on everyday purchases, while keeping it simple elsewhere. As a cardholder, you can benefit from all the essential features you would expect from a credit card, with a very appealing introductory offer thrown in as well. Apply today and spend $1,000 on eligible purchases in the first 3 months, and you will have 25,000 bonus Qantas Points to play with.

What we love...

Want to know more about that bonus points offer? It’s pretty simple.

You need to be a new cardholder – which means you cannot have held an ANZ Frequent Flyer Black, ANZ Frequent Flyer Platinum, ANZ Frequent Flyer Gold or an ANZ Frequent Flyer credit card in your name in the past 12 months – and you need to spend $1,000 on eligible purchases in the first 3 months of account opening to be credited with 25,000 bonus Qantas Points.

Unlike some other cards’ bonus points offers, which stipulate a specific spend on the card in order to be eligible for the points, with the ANZ Frequent Flyer Credit Card you just have to use the card once. Most purchases are eligible, but do not include purchases that cover fees or cash withdrawals, or transactions for gaming or gambling. Check the terms and conditions for more.

Now, what is that 25,000 point bonus really worth? In terms of travel, you could fly from Brisbane to Denpasar for 20,000 Qantas Points, from Melbourne to Queenstown for 18,000 Qantas Points, or from Sydney to Nadi for 18,000 Qantas Points. Giving you a nice little holiday, with a few points left over to cover some of the return journey.

Or, if you fancy a bit of shopping, you could redeem 21,970 Qantas Points for a $100 Westfield gift card, 16,810 Qantas Points for a $100 Myer gift card, or 19,650 Qantas Points for a $100 Big W gift card. With the leftover points, you could easily pick up something nice from the vast array on offer at the Qantas Store.

What’s not so great...

For the most part, rewards cards are not ‘low rate’ credit cards. Unfortunately, the ANZ Frequent Flyer Credit Card joins its rewards cards brothers in having a relatively high rate of interest on both purchases and cash advances. Of course, this may not matter to you if you always pay your balance in full each month, but it’s worth bearing in mind.

As for the card’s annual fee, this is neither high nor low. What you need to think about as a cardholder is whether the annual fee you pay is less than the value of rewards you get in return. That means looking at the card’s earn rate, and how much it will allow you to earn with the type of spending you do most.

Why should you choose this card?

If you want a simple credit card that allows you to earn points on the Qantas Frequent Flyer program, the ANZ Frequent Flyer Credit Card may just give you what you need. You can benefit from complimentary Qantas Frequent Flyer membership, giving you a saving of $99.50, and the following earn rate:

  • 0.5 Qantas Points per $1 spent up to $500 per statement period,
  • 0.25 Qantas Points per $1 thereafter,
  • 1 bonus Qantas Point per $1 spent on selected Qantas products and services,
  • Plus bonus points with ANZ’s Bonus Partners.

There is no limit on the number of bonus points you can earn in a statement period. Other features on offer include access to special offers through Visa Entertainment, up to 55 days interest free on purchases, and all the basics you generally find on credit cards.

Overall Rating

Offering essential features and the opportunity to earn Qantas Points on day-to-day spending, the ANZ Frequent Flyer Credit Card draws you in with 25,000 bonus Qantas Points, available when you spend $1,000 on eligible purchases within three months of account opening.

18 questions (showing the latest 10 Q&As)

peter A

peter A

11 July 2019
how do I order a new card
Sherinne

Sherinne

17 May 2019
If I had a positive balance with this credit card and wanted to do an ATM cash withdrawal overseas, would it incur a fee?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    20 May 2019
    Hi Sherinne, with this card and most others, yes. You are still charged the cash advance fee if you are in Debit. The one card I know that doesn't charge at least cash advance fees whilst overseas. Is the ANZ Rewards Travel Adventure. Though you would get charged cash advance fees if you pulled cash in Australia. In the past, some cards didn't charge when in debit but this has been stopped by the banks in most cases.
Scott Kanther

Scott Kanther

13 May 2018
Dear ANZ. I am interested inthe ANZ Frequent FLyer Card. Which has 25000 bonus Qantas points as incentive. Are there any conditions if I have had or still have an ANZ Visa card?Kind Regards Scott Kanther
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    14 May 2018
    Hi Scott, we are not ANZ but a credit card comparison service. If you check the terms on this one - Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card within the previous twelve months. Therefore if you currently have an ANZ card then it looks like you are not eligible for the bonus points. Check out the NAB Qantas Rewards credit card with 30k bonus points which may work for you.
Andi

Andi

3 April 2017
If I applied now for this card, and spent 2,500 $ within the first 30 days for example, when can I then use the 25,000 flight points on a Qantas flight? What is the earliest point in time I can use these points?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    4 April 2017
    Hi Andi, the bonus Qantas points will be credited within 3 months of you meeting the spend criteria. They could come sooner but around 3 months is a guide for when they will be able to be used.
Craig

Craig

11 October 2016
I have a platinum Amex at present would I be eligible for the points bonus ? I would cancel my amex if successful. Thanks.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 October 2016
    Hi Craig, yes you would be eligible subject to credit approval. Best of luck with your application.
ROBERT EVANS

ROBERT EVANS

24 May 2016
Does it have travel insurance benefits
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    25 May 2016
    Hi Robert, this version of the card does not, though the Platinum does. Though the Platinum annual fee in year 2 is much higher. There are other options out there for this type of feature with a lower annual fee such as the HSBC Platinum Qantas.
Helen kremer

Helen kremer

20 April 2016
I already hold anz credit card. Can I switch to this card and still get the bonus
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    20 April 2016
    Hi Helen, there are some terms that you need to satisfy and it will depend on what ANZ card you hold and for how long. Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card within the previous twelve months.If you don't have a ANZ Frequent Flyer card and are still keeping your other ANZ credit card, then it sounds like it could be possible. It's worth giving customer service a call to discuss your eligibility.
Jonathan Duketis

Jonathan Duketis

23 February 2016
I will love to take this card if you can offer no annual fee ever as this is what i receive at NAB although i am tired of their service. Please let me know
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    24 February 2016
    Hi Jonathan, I would love the offer and so many others would if it was no annual fee for life. Unfortunately this is not possible on application but may be possible to negotiate directly with the bank over time to see if you can get the fee removed. If you are not happy with your current bank then I would look at switching. There is no sense rewarding a bank with you being a customer if they are not performing for you.
supreet khanna

supreet khanna

6 July 2015
i like to have a card which i will be spending for the work average $2000 pm where i can get rewards points bit confuse whucih one to choose any recomendation please
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    6 July 2015
    Hi Supreet - this card is a direct earn of Qantas Points. Therefore all points will be transferred to your Qantas Frequent Flyer account. Qantas points are best used for Qantas, Jetstar or partner related flights but also can be used at the Qantas store or for hotels and the alike.
pargat Singh

pargat Singh

20 January 2015
i want card
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    21 January 2015
    Hi Pargat, if you meet the minimum requirements, then you can apply for the card online.
Peter Cetinich

Peter Cetinich

9 December 2014
Receive a bonus 25,000 Qantas points on your first eligible purchase.Can you please tell me what is regarded as "your first eligible purchase"?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    10 December 2014
    Your application must be approved and you must activate the card and make your first eligible purchase (excluding fees, cash, cash equivalent transactions, balance transfers and premiums for ANZ credit card insurance) within thirty days of approval to receive the bonus Qantas Points. The bonus Qantas Points will be credited to your account within three months of your first eligible purchase.So basically if you paid for petrol with it or groceries or any standard purchase within the first month you are good to get those bonus points. Note that it takes up to 3 months for them to show up in your Qantas account. Best of luck with your application.
Sandeep

Sandeep

23 July 2014
If I have an existing QFF membership.Can I use that number instead ? When you say eligible purchases - I can only find ATO and government purchases are not included. Can you please give me some clarity on eligible purchases ?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    24 July 2014
    Hi Sandeep, Yes you can use an existing QFF membership. Eligible purchases do not include fees, cash, cash equivalent transactions, balance transfers and premiums for ANZ credit card insurance.
Davin

Davin

5 July 2014
Hi, Is it possible to have this card or the platinum just for a bit less than a year (just to get the freebies)? Is it possible to cancel before the end of the free period? Will there be charges for that?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    15 July 2014
    Hi Davin, you can cancel your card any time at no extra cost providing you have paid off the balance and any outstanding fees (e.g. annual fee) before you do so. However, if you're looking for a card simply for the complimentary travel insurances, it may be worth checking out other cards which offer the same/similar services that you would be comfortable keeping. Each time you apply for a credit card/credit line, the record goes onto your credit report - so it is generally recommended that you apply for a credit card that suits your individual spending habits.
Malcolm Tew

Malcolm Tew

15 May 2014
How does the card compare with others interest wise.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    16 May 2014
    Hi Malcom, the 19.99% purchase rate is quite high but this is because it is a rewards credit card. If you aren't planning on paying off your full balance monthly it may be worth looking at a low interest credit card.
Kalianna

Kalianna

11 November 2013
Unfortunately ATO and government payments do not earn FF points in Australia, though some AMEX cards may allow this.
Joyce

Joyce

8 October 2013
Would I have to pay any fees to American Express or is the $95 annual fee the only outlay?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    9 October 2013
    Hi Joyce, the $95 annual fee covers both the Visa and the Amex card each year.
Annia Dear

Annia Dear

8 July 2013
Is the rewards membership fee an annual charge like the annual fee?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    8 July 2013
    Hi Annia, Qantas Frequent Flyer membership is a one off fee, so you will never have to pay to join the program with this card. It is complimentary at the moment. For some more information on this, please see our table comparing frequent flyer cards by points. It also highlights which cards come with free membership and what the fee is if you do pay to join.
Wayne

Wayne

24 June 2013
The above card in question shows as an ANZ Visa Qantas Frequent flyer but in info part it shows as a American Express card....pls can u confirm which one this is and do flights on Jetstar apply to the frequent flyer program
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    25 June 2013
    Hi Wayne, you actually get two cards with this account. You will have a Visa card and an American Express linked to the same account. The American Express card will earn more points when you use it, but the Visa is accepted everywhere so you get the best of both options this way. You can generally use Qantas FF points for Jetstar seats with a JQ or QF flight number, but conditions such as availability of rewards seats may apply. The Qantas Frequent Flyer website will give you more information on that.

ANZ Frequent Flyer Credit Card

If you spend more you should look at the ANZ Frequent Flyer Platinum or Black.

It’s easy to earn and redeem points. Points earned each month are automatically credited to your Qantas Frequent Flyer account, allowing you to check how many points you have and what can be redeemed. Cardholders can also enjoy complimentary Qantas Frequent Flyer membership (a saving of $99.50), a competitive annual fee, and up to 55 days interest free on purchases.

Key features

  • 25,000 bonus Qantas Points when you spend $1,000 on eligible purchases in the first 3 months
  • Earn 0.5 Qantas Points per $1 spent on eligible purchases up to $500 per statement period, then 0.25 Qantas Points per $1 spent on eligible purchases above $500 per statement period.
  • Complimentary Qantas Frequent Flyer Membership
  • Minimum credit limit of $1,000
  • ANZ Falcon fraud monitoring + ANZ Fraud guarantee
  • Eligible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.
  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Permanent Australian resident or non-permanent resident with more than 9 months remaining on your Visa
  • You have your personal details ready to complete the online application
ANZ Frequent Flyer Credit Card
ANZ Frequent Flyer Credit Card

ANZ Credit Cards

ANZ Frequent Flyer Credit Card

Updated 17 September 2019

A classic rewards credit card, the ANZ Frequent Flyer card is currently offering 25,000 bonus Qantas Points when you spend $1,000 on eligible purchases in the first 3 months. Earn 0.5 Qantas Points per $1 spent on eligible purchases up to $500 per statement period, then 0.25 Qantas Points per $1 spent on eligible purchases above $500 per statement period.

Points Earn Rate (per $1 spent)

0.5 points

Qantas

Rewards Program

Qantas Frequent Flyer

Bonus Points

25,000 pts

Spend $1,000 in first 3 months

0 points over 12 months spend

My monthly card spend

Pros and cons

  • 25,000 bonus Qantas Points when you spend $1,000 on eligible purchases in the first 3 months
  • Complimentary Qantas Frequent Flyer Membership (save $99.50)
  • Low rewards annual fee of $95
  • Earn 0.5 Qantas Points per $1 spent on eligible purchases up to $500 per statement period, then 0.25 Qantas Points per $1 spent on eligible purchases above $500 per statement period.
  • Minimum credit limit of $1,000
  • ANZ Falcon fraud monitoring + ANZ Fraud guarantee
  • Eligible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.

  • 0.25 Qantas Points per $1 spent on eligible purchases above $500 per statement period.
  • Additional card holder $10 + Rewards membership $55

Creditcard.com.au review

Editor Review

ANZ Frequent Flyer Credit Card

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

The ANZ Frequent Flyer Credit Card

As a basic rewards credit card, the ANZ Frequent Flyer Credit Card offers an easy way to earn Qantas Points on everyday purchases, while keeping it simple elsewhere. As a cardholder, you can benefit from all the essential features you would expect from a credit card, with a very appealing introductory offer thrown in as well. Apply today and spend $1,000 on eligible purchases in the first 3 months, and you will have 25,000 bonus Qantas Points to play with.

What we love...

Want to know more about that bonus points offer? It’s pretty simple.

You need to be a new cardholder – which means you cannot have held an ANZ Frequent Flyer Black, ANZ Frequent Flyer Platinum, ANZ Frequent Flyer Gold or an ANZ Frequent Flyer credit card in your name in the past 12 months – and you need to spend $1,000 on eligible purchases in the first 3 months of account opening to be credited with 25,000 bonus Qantas Points.

Unlike some other cards’ bonus points offers, which stipulate a specific spend on the card in order to be eligible for the points, with the ANZ Frequent Flyer Credit Card you just have to use the card once. Most purchases are eligible, but do not include purchases that cover fees or cash withdrawals, or transactions for gaming or gambling. Check the terms and conditions for more.

Now, what is that 25,000 point bonus really worth? In terms of travel, you could fly from Brisbane to Denpasar for 20,000 Qantas Points, from Melbourne to Queenstown for 18,000 Qantas Points, or from Sydney to Nadi for 18,000 Qantas Points. Giving you a nice little holiday, with a few points left over to cover some of the return journey.

Or, if you fancy a bit of shopping, you could redeem 21,970 Qantas Points for a $100 Westfield gift card, 16,810 Qantas Points for a $100 Myer gift card, or 19,650 Qantas Points for a $100 Big W gift card. With the leftover points, you could easily pick up something nice from the vast array on offer at the Qantas Store.

What’s not so great...

For the most part, rewards cards are not ‘low rate’ credit cards. Unfortunately, the ANZ Frequent Flyer Credit Card joins its rewards cards brothers in having a relatively high rate of interest on both purchases and cash advances. Of course, this may not matter to you if you always pay your balance in full each month, but it’s worth bearing in mind.

As for the card’s annual fee, this is neither high nor low. What you need to think about as a cardholder is whether the annual fee you pay is less than the value of rewards you get in return. That means looking at the card’s earn rate, and how much it will allow you to earn with the type of spending you do most.

Why should you choose this card?

If you want a simple credit card that allows you to earn points on the Qantas Frequent Flyer program, the ANZ Frequent Flyer Credit Card may just give you what you need. You can benefit from complimentary Qantas Frequent Flyer membership, giving you a saving of $99.50, and the following earn rate:

  • 0.5 Qantas Points per $1 spent up to $500 per statement period,
  • 0.25 Qantas Points per $1 thereafter,
  • 1 bonus Qantas Point per $1 spent on selected Qantas products and services,
  • Plus bonus points with ANZ’s Bonus Partners.

There is no limit on the number of bonus points you can earn in a statement period. Other features on offer include access to special offers through Visa Entertainment, up to 55 days interest free on purchases, and all the basics you generally find on credit cards.

Overall Rating

Offering essential features and the opportunity to earn Qantas Points on day-to-day spending, the ANZ Frequent Flyer Credit Card draws you in with 25,000 bonus Qantas Points, available when you spend $1,000 on eligible purchases within three months of account opening.

User reviews

ANZ Frequent Flyer Credit Card ( based on 6 Creditcard.com.au user reviews )

58% rating based on 6 reviews

Rates
Fees
Rewards
Customer Service
Value
65%

Karly

2 March 2016

Good card for an entry level card combo - shame that they advertise bonus points on Qantas Products, but then exclude Qantas Hotels.

Recommends this card
25%

Andrew Todds

8 November 2014

Capping of QANTAS is a major disincentive. Very disappointed.

Does not recommend this card
72%

Jarrod Davis

28 January 2013

This was my first delve into the world of rewards cards. I had a standard card before and was always happy, but then I started travelling more and wanted to get something back. This card has been easy to build up my points. Annual fee is not bad compared to other similar cards

Recommends this card

Rates and fees

Interest rates

Purchase rate 20.24% p.a.

Cash advance rate 20.24% p.a.

Interest free on purchases up to 55 days

Credit limits

Minimum credit limt $1,000

Maximum credit limit N/A

Fees & repayments

Annual fee $95 p.a.

Additional card holder fee Up to 3 - $65 p.a. each

Foreign transaction fee 3%

Minimum repayment 2%

Cash advance fee 2%

Late payment fee $20

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 25,000 Qantas points

Annual points cap uncapped

Bonus points spend criteria Spend $1,000 in first 3 months

Earning points with this card

Qantas pointsQantas points 0.5 points per $1 spent

Points cap per month Capped at $500, then 0.25 pts per $1 spent

Overseas earn rateOverseas earn rate same as standard earn rate

Additional features

Complimentary insurance

Overseas travel insurance No

Flight inconvenience insurance No

Transport accident cover No

Smartphone screen insurance No

Purchase protection insurance No

Extended warranty insurance No

Rental vehicle excess cover No

Extras

Complimentary Qantas Frequent Flyer membership saving you $99.50 if you are not a member yet

Eligible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.

Overview

ANZ Frequent Flyer Credit Card

If you spend more you should look at the ANZ Frequent Flyer Platinum or Black.

It’s easy to earn and redeem points. Points earned each month are automatically credited to your Qantas Frequent Flyer account, allowing you to check how many points you have and what can be redeemed. Cardholders can also enjoy complimentary Qantas Frequent Flyer membership (a saving of $99.50), a competitive annual fee, and up to 55 days interest free on purchases.

Key features

  • 25,000 bonus Qantas Points when you spend $1,000 on eligible purchases in the first 3 months
  • Earn 0.5 Qantas Points per $1 spent on eligible purchases up to $500 per statement period, then 0.25 Qantas Points per $1 spent on eligible purchases above $500 per statement period.
  • Complimentary Qantas Frequent Flyer Membership
  • Minimum credit limit of $1,000
  • ANZ Falcon fraud monitoring + ANZ Fraud guarantee
  • Eligible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Permanent Australian resident or non-permanent resident with more than 9 months remaining on your Visa

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

18 questions (showing the latest 10 Q&As)

peter A

peter A

11 July 2019
how do I order a new card
Sherinne

Sherinne

17 May 2019
If I had a positive balance with this credit card and wanted to do an ATM cash withdrawal overseas, would it incur a fee?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    20 May 2019
    Hi Sherinne, with this card and most others, yes. You are still charged the cash advance fee if you are in Debit. The one card I know that doesn't charge at least cash advance fees whilst overseas. Is the ANZ Rewards Travel Adventure. Though you would get charged cash advance fees if you pulled cash in Australia. In the past, some cards didn't charge when in debit but this has been stopped by the banks in most cases.
Scott Kanther

Scott Kanther

13 May 2018
Dear ANZ. I am interested inthe ANZ Frequent FLyer Card. Which has 25000 bonus Qantas points as incentive. Are there any conditions if I have had or still have an ANZ Visa card?Kind Regards Scott Kanther
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    14 May 2018
    Hi Scott, we are not ANZ but a credit card comparison service. If you check the terms on this one - Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card within the previous twelve months. Therefore if you currently have an ANZ card then it looks like you are not eligible for the bonus points. Check out the NAB Qantas Rewards credit card with 30k bonus points which may work for you.
Andi

Andi

3 April 2017
If I applied now for this card, and spent 2,500 $ within the first 30 days for example, when can I then use the 25,000 flight points on a Qantas flight? What is the earliest point in time I can use these points?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    4 April 2017
    Hi Andi, the bonus Qantas points will be credited within 3 months of you meeting the spend criteria. They could come sooner but around 3 months is a guide for when they will be able to be used.
Craig

Craig

11 October 2016
I have a platinum Amex at present would I be eligible for the points bonus ? I would cancel my amex if successful. Thanks.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 October 2016
    Hi Craig, yes you would be eligible subject to credit approval. Best of luck with your application.
ROBERT EVANS

ROBERT EVANS

24 May 2016
Does it have travel insurance benefits
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    25 May 2016
    Hi Robert, this version of the card does not, though the Platinum does. Though the Platinum annual fee in year 2 is much higher. There are other options out there for this type of feature with a lower annual fee such as the HSBC Platinum Qantas.
Helen kremer

Helen kremer

20 April 2016
I already hold anz credit card. Can I switch to this card and still get the bonus
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    20 April 2016
    Hi Helen, there are some terms that you need to satisfy and it will depend on what ANZ card you hold and for how long. Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card within the previous twelve months.If you don't have a ANZ Frequent Flyer card and are still keeping your other ANZ credit card, then it sounds like it could be possible. It's worth giving customer service a call to discuss your eligibility.
Jonathan Duketis

Jonathan Duketis

23 February 2016
I will love to take this card if you can offer no annual fee ever as this is what i receive at NAB although i am tired of their service. Please let me know
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    24 February 2016
    Hi Jonathan, I would love the offer and so many others would if it was no annual fee for life. Unfortunately this is not possible on application but may be possible to negotiate directly with the bank over time to see if you can get the fee removed. If you are not happy with your current bank then I would look at switching. There is no sense rewarding a bank with you being a customer if they are not performing for you.
supreet khanna

supreet khanna

6 July 2015
i like to have a card which i will be spending for the work average $2000 pm where i can get rewards points bit confuse whucih one to choose any recomendation please
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    6 July 2015
    Hi Supreet - this card is a direct earn of Qantas Points. Therefore all points will be transferred to your Qantas Frequent Flyer account. Qantas points are best used for Qantas, Jetstar or partner related flights but also can be used at the Qantas store or for hotels and the alike.
pargat Singh

pargat Singh

20 January 2015
i want card
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    21 January 2015
    Hi Pargat, if you meet the minimum requirements, then you can apply for the card online.
Peter Cetinich

Peter Cetinich

9 December 2014
Receive a bonus 25,000 Qantas points on your first eligible purchase.Can you please tell me what is regarded as "your first eligible purchase"?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    10 December 2014
    Your application must be approved and you must activate the card and make your first eligible purchase (excluding fees, cash, cash equivalent transactions, balance transfers and premiums for ANZ credit card insurance) within thirty days of approval to receive the bonus Qantas Points. The bonus Qantas Points will be credited to your account within three months of your first eligible purchase.So basically if you paid for petrol with it or groceries or any standard purchase within the first month you are good to get those bonus points. Note that it takes up to 3 months for them to show up in your Qantas account. Best of luck with your application.
Sandeep

Sandeep

23 July 2014
If I have an existing QFF membership.Can I use that number instead ? When you say eligible purchases - I can only find ATO and government purchases are not included. Can you please give me some clarity on eligible purchases ?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    24 July 2014
    Hi Sandeep, Yes you can use an existing QFF membership. Eligible purchases do not include fees, cash, cash equivalent transactions, balance transfers and premiums for ANZ credit card insurance.
Davin

Davin

5 July 2014
Hi, Is it possible to have this card or the platinum just for a bit less than a year (just to get the freebies)? Is it possible to cancel before the end of the free period? Will there be charges for that?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    15 July 2014
    Hi Davin, you can cancel your card any time at no extra cost providing you have paid off the balance and any outstanding fees (e.g. annual fee) before you do so. However, if you're looking for a card simply for the complimentary travel insurances, it may be worth checking out other cards which offer the same/similar services that you would be comfortable keeping. Each time you apply for a credit card/credit line, the record goes onto your credit report - so it is generally recommended that you apply for a credit card that suits your individual spending habits.
Malcolm Tew

Malcolm Tew

15 May 2014
How does the card compare with others interest wise.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    16 May 2014
    Hi Malcom, the 19.99% purchase rate is quite high but this is because it is a rewards credit card. If you aren't planning on paying off your full balance monthly it may be worth looking at a low interest credit card.
Kalianna

Kalianna

11 November 2013
Unfortunately ATO and government payments do not earn FF points in Australia, though some AMEX cards may allow this.
Joyce

Joyce

8 October 2013
Would I have to pay any fees to American Express or is the $95 annual fee the only outlay?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    9 October 2013
    Hi Joyce, the $95 annual fee covers both the Visa and the Amex card each year.
Annia Dear

Annia Dear

8 July 2013
Is the rewards membership fee an annual charge like the annual fee?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    8 July 2013
    Hi Annia, Qantas Frequent Flyer membership is a one off fee, so you will never have to pay to join the program with this card. It is complimentary at the moment. For some more information on this, please see our table comparing frequent flyer cards by points. It also highlights which cards come with free membership and what the fee is if you do pay to join.
Wayne

Wayne

24 June 2013
The above card in question shows as an ANZ Visa Qantas Frequent flyer but in info part it shows as a American Express card....pls can u confirm which one this is and do flights on Jetstar apply to the frequent flyer program
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    25 June 2013
    Hi Wayne, you actually get two cards with this account. You will have a Visa card and an American Express linked to the same account. The American Express card will earn more points when you use it, but the Visa is accepted everywhere so you get the best of both options this way. You can generally use Qantas FF points for Jetstar seats with a JQ or QF flight number, but conditions such as availability of rewards seats may apply. The Qantas Frequent Flyer website will give you more information on that.

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