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St.George Amplify Platinum Credit Card – Qantas
points over 12 months Calculate your savings icon

Earn rate per $1

0.5 points
16.77% Complete (success)
Qantas Frequent Flyer

Bonus points

60,000 points
60,000% Complete (success)

Annual fee

$99
p.a.
99% Complete (success)

Pros

Earn 60,000 bonus Qantas points when you spend $2,000 on a new card within 90 days of card approval

Earn 0.5 Qantas point for every dollar spent on eligible purchases

Complimentary Overseas Travel Insurance for trips up to 3 months for you and your family

Complimentary Qantas Frequent Flyer membership (save $99.50)

Annual fee of $99

One additional cardholder at no extra cost

Cons

High purchase and cash advance rate

St.George Amplify Platinum Credit Card – Qantas

Earn 60,000 bonus Qantas points when you spend $2,000 on a new card within 90 days of card approval. With the St.George Amplify Platinum credit card you pay an annual fee of $99 with Qantas Rewards. You earn 0.5 point for every dollar spent on eligible purchases and bonus points can be earned when shopping with Qantas partners. Qantas Points can be redeemed on over 3,000 products, experiences and vouchers, as well as on flights with Qantas and its partner airlines. Benefit from Travel Insurance for trips up to 3 months for you and your spouse and/or dependent children. f you are interested in earning Amplify points instead please see the St.George Amplify Platinum Credit Card with Amplify Rewards. Offer ends 2 October 2019. New cards only.

Key features

  • Earn 60,000 bonus Qantas points when you spend $2,000 on a new card within 90 days of card approval
  • Up to 3 months overseas travel insurance for you and your spouse and/or dependent children
  • Annual fee of $99
  • Earn 0.5 Qantas point for every dollar spent on eligible purchases
  • Up to 12 months extended warranty insurance
  • One additional cardholder at no extra cost
100% of customers who have rated this card would recommend it
  • Rates
    50%
  • Fees
    64%
  • Rewards
    46%
  • Customer Service
    72%
  • Value
    58%
Overall user rating 58%
1 reviews
Interest Rates
Purchase rate 19.74% p.a.
Cash advance rate 21.49% p.a.
Interest free on purchases up to 55 days
Balance Transfer
Balance transfer rate 0% p.a. for 6 months
Balance transfer fee No fee
Balance transfer revert rate 21.49% p.a.
Balance transfer limit 80% of your approved new credit limit
Balance transfer from personal loan No
Banks you can't balance transfer from Bank of Melbourne ,BankSA ,St.George
Credit limits
Minimum credit limit $6,000
Maximum credit limit $80,000
Fees & repayments
Annual fee $99 p.a.
Additional cardholder fee Up to 1 at $0 p.a.
Cash advance fee N/A
Foreign transaction fee 3%
Late payment fee $15
Credit card type Visa
Rewards program
Rewards program Qantas Frequent Flyer Qantas Frequent Flyer
Bonus points 60,000 Qantas points
Annual points cap uncapped
Bonus points spend criteria Spend $2,000 within first 90 days
Earning points with this card
Qantas points 0.5 points per $1 spent
Overseas earn rate same as standard earn rate
Points cap per month N/A
Complimentary insurance
Overseas travel insurance yes - up to 3 months
Flight inconvenience insurance No
Transport accident cover Yes
Smartphone screen insurance No
Purchase protection insurance Yes
Extended warranty insurance Yes
Rental vehicle excess cover No

The St.George Amplify Platinum Credit Card - Qantas

Offering 60,000 bonus Qantas Points to new cardholders, the St.George Amplify Platinum Credit Card is a great find. Providing cardholders an earn rate of 0.5 Qantas Points on all eligible card spending at home and overseas, the card also offers a handy selection of features, including travel insurance and extended warranty insurance.

What we love...

Doing exactly what an introductory offer is supposed to do, that 60,000 bonus Qantas Points offer can’t help but catch the eye. All you need to do to be eligible is apply and be approved by 2 October 2019, and then use the card to spend at least $2,000 on eligible purchases within 90 days of card approval.

With that bonus point offer in your pocket, you could fly from Sydney to San Francisco, from Melbourne to Vancouver, or from Brisbane to Doha, by redeeming 45,000 Qantas Points. Alternatively, you could choose to use those points at the Qantas Store, redeeming 41,250 Qantas Points for a $250 Harvey Norman gift card, or 49,050 Qantas Points for a $250 Woolworths Group gift card.

It’s worth bearing in mind that this offer is not offered to existing customers who currently hold an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the past 12 months.

As for everyday points earning, the St.George Amplify Platinum Credit Card allows you to earn 0.5 Qantas Points per $1 on eligible purchases at home and overseas. Take note, no points are earned on government spending, but you may earn extra points on purchases with Qantas Frequent Flyer Program partners. Here, you earn once with your card and once with the program partner.

With this St.George Amplify Platinum Credit Card, you are choosing to earn on the Qantas Frequent Flyer program. This allows you to earn more points on Qantas purchases, while enjoying rewards such as flights and upgrades with Qantas and its partner airlines, and more than 3,000 products, experiences and vouchers from the Qantas Store.

What’s not so great...

As with most rewards cards, the St.George Amplify Platinum Credit Card has a relatively high rate of interest on purchases and cash advances. However, you can stop this from becoming an issue as long as you avoid cash advances, and clear your balance by the due date each statement period.

Some cardholders may not be overly impressed with the card’s earn rate. For a lower annual fee, cardholders of the St.George Amplify Card enjoy the same earn rate. It should be noted that this entry-level card does not have the 60,000 bonus Qantas Points offer or the insurance covers, so if these features are important to you, the Platinum edition may be the best option.

Why should you choose this card?

If you want to earn rewards on Qantas purchases and everyday spending, the St.George Amplify Platinum Credit Card could be a great choice. It offers a decent points earn, with the ability to earn points faster day-to-day, with one additional cardholder at no extra cost.

The card also saves you up to $99.50, with complimentary Qantas Frequent Flyer membership. On top of that, you can benefit from complimentary travel insurance and extended warranty insurance, covering items purchased on the card up to 12 months past the standard manufacturer's warranty.

With the card’s travel insurance, you, your spouse and dependent children are provided cover on trips up to three months, as long you’ve spent at least $500 on each traveller’s travel costs, and you have a return travel ticket before leaving Australia. Cover provided included unlimited medical cover, loss or damage to personal property up to a maximum $20,000 for a family, plus travel cancellation cover, rental vehicle excess up to $5,000, and more.

Overall Rating

A handy rewards card that allows you to earn Qantas Points on Qantas purchases and everyday spending, the St.George Amplify Platinum Credit Card really sets itself apart with its 60,000 bonus Qantas Points offer, and its complimentary insurance covers.

(showing the latest 10 Q&As)

  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Resident or citizen of Australia. Temporary residents are eligible.
  • Minimum income of $35,000 p.a.
  • You have your personal details ready to complete the online application
St.George Amplify Platinum Credit Card – Qantas
St.George Amplify Platinum Credit Card – Qantas

Qantas Frequent Flyer Credit Cards

St.George Amplify Platinum Credit Card – Qantas

Updated 1 July 2019

Apply by 2 October 2019

Points Earn Rate (per $1 spent)

0.5

points

Qantas

Rewards Program

Qantas Frequent Flyer

Bonus Points

60,000 pts

Spend $2,000 within first 90 days

0 points over 12 months spend

My monthly card spend

Pros and cons

  • Earn 60,000 bonus Qantas points when you spend $2,000 on a new card within 90 days of card approval
  • Earn 0.5 Qantas point for every dollar spent on eligible purchases
  • Complimentary Overseas Travel Insurance for trips up to 3 months for you and your family
  • Complimentary Qantas Frequent Flyer membership (save $99.50)
  • Annual fee of $99
  • One additional cardholder at no extra cost

  • High purchase and cash advance rate

Creditcard.com.au review

Editor Review

The St.George Amplify Platinum Credit Card - Qantas

Offering 60,000 bonus Qantas Points to new cardholders, the St.George Amplify Platinum Credit Card is a great find. Providing cardholders an earn rate of 0.5 Qantas Points on all eligible card spending at home and overseas, the card also offers a handy selection of features, including travel insurance and extended warranty insurance.

What we love...

Doing exactly what an introductory offer is supposed to do, that 60,000 bonus Qantas Points offer can’t help but catch the eye. All you need to do to be eligible is apply and be approved by 2 October 2019, and then use the card to spend at least $2,000 on eligible purchases within 90 days of card approval.

With that bonus point offer in your pocket, you could fly from Sydney to San Francisco, from Melbourne to Vancouver, or from Brisbane to Doha, by redeeming 45,000 Qantas Points. Alternatively, you could choose to use those points at the Qantas Store, redeeming 41,250 Qantas Points for a $250 Harvey Norman gift card, or 49,050 Qantas Points for a $250 Woolworths Group gift card.

It’s worth bearing in mind that this offer is not offered to existing customers who currently hold an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the past 12 months.

As for everyday points earning, the St.George Amplify Platinum Credit Card allows you to earn 0.5 Qantas Points per $1 on eligible purchases at home and overseas. Take note, no points are earned on government spending, but you may earn extra points on purchases with Qantas Frequent Flyer Program partners. Here, you earn once with your card and once with the program partner.

With this St.George Amplify Platinum Credit Card, you are choosing to earn on the Qantas Frequent Flyer program. This allows you to earn more points on Qantas purchases, while enjoying rewards such as flights and upgrades with Qantas and its partner airlines, and more than 3,000 products, experiences and vouchers from the Qantas Store.

What’s not so great...

As with most rewards cards, the St.George Amplify Platinum Credit Card has a relatively high rate of interest on purchases and cash advances. However, you can stop this from becoming an issue as long as you avoid cash advances, and clear your balance by the due date each statement period.

Some cardholders may not be overly impressed with the card’s earn rate. For a lower annual fee, cardholders of the St.George Amplify Card enjoy the same earn rate. It should be noted that this entry-level card does not have the 60,000 bonus Qantas Points offer or the insurance covers, so if these features are important to you, the Platinum edition may be the best option.

Why should you choose this card?

If you want to earn rewards on Qantas purchases and everyday spending, the St.George Amplify Platinum Credit Card could be a great choice. It offers a decent points earn, with the ability to earn points faster day-to-day, with one additional cardholder at no extra cost.

The card also saves you up to $99.50, with complimentary Qantas Frequent Flyer membership. On top of that, you can benefit from complimentary travel insurance and extended warranty insurance, covering items purchased on the card up to 12 months past the standard manufacturer's warranty.

With the card’s travel insurance, you, your spouse and dependent children are provided cover on trips up to three months, as long you’ve spent at least $500 on each traveller’s travel costs, and you have a return travel ticket before leaving Australia. Cover provided included unlimited medical cover, loss or damage to personal property up to a maximum $20,000 for a family, plus travel cancellation cover, rental vehicle excess up to $5,000, and more.

Overall Rating

A handy rewards card that allows you to earn Qantas Points on Qantas purchases and everyday spending, the St.George Amplify Platinum Credit Card really sets itself apart with its 60,000 bonus Qantas Points offer, and its complimentary insurance covers.

User reviews

St.George Amplify Platinum Credit Card – Qantas ( based on 1 Creditcard.com.au user review )

58% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates

Purchase rate 19.74% p.a.

Cash advance rate 21.49% p.a.

Interest free on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 6 months

Balance transfer revert rate 21.49% p.a.

Balance transfer from personal loan No

Balance transfer fee No fee.

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Melbourne, BankSA, St.George

Credit limits

Minimum credit limt $6,000

Maximum credit limit $80,000

Fees & repayments

Annual fee $99 p.a.

Additional card holder fee Up to 1 at $0 p.a.

Foreign transaction fee 3%

Minimum repayment

Cash advance fee N/A

Late payment fee $15

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 60,000 Qantas points

Annual points cap uncapped

Bonus points spend criteria Spend $2,000 within first 90 days

Earning points with this card

Qantas pointsQantas points 0.5 points per $1 spent

Points cap per month N/A

Overseas earn rateOverseas earn rate same as standard earn rate

Additional features

Complimentary insurance

Overseas travel insurance yes - up to 3 months

Flight inconvenience insurance No

Transport accident cover Yes

Smartphone screen insurance No

Purchase protection insurance Yes

Extended warranty insurance Yes

Rental vehicle excess cover No

Overview

St.George Amplify Platinum Credit Card – Qantas

Earn 60,000 bonus Qantas points when you spend $2,000 on a new card within 90 days of card approval. With the St.George Amplify Platinum credit card you pay an annual fee of $99 with Qantas Rewards. You earn 0.5 point for every dollar spent on eligible purchases and bonus points can be earned when shopping with Qantas partners. Qantas Points can be redeemed on over 3,000 products, experiences and vouchers, as well as on flights with Qantas and its partner airlines. Benefit from Travel Insurance for trips up to 3 months for you and your spouse and/or dependent children. f you are interested in earning Amplify points instead please see the St.George Amplify Platinum Credit Card with Amplify Rewards. Offer ends 2 October 2019. New cards only.

Key features

  • Earn 60,000 bonus Qantas points when you spend $2,000 on a new card within 90 days of card approval
  • Up to 3 months overseas travel insurance for you and your spouse and/or dependent children
  • Annual fee of $99
  • Earn 0.5 Qantas point for every dollar spent on eligible purchases
  • Up to 12 months extended warranty insurance
  • One additional cardholder at no extra cost

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia. Temporary residents are eligible.

  • Minimum income of $35,000 p.a.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

(showing the latest 10 Q&As)

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