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St.George Amplify Platinum Credit Card – Qantas
St.George Amplify Platinum Credit Card – Qantas

Qantas Frequent Flyer Credit Cards

St.George Amplify Platinum Credit Card – Qantas

Updated 8 October 2019

With the St.George Amplify Platinum card you can for a limited time earn 60,000 bonus Qantas points when you spend $2,000 on eligible purchases within 90 days of card approval. Earn 0.5 Qantas Points per $1 spent. Get up to 3 months complimentary overseas travel insurance and 24x7 Visa Platinum Concierge Service.

T&Cs apply. Offer ends 12 February 2020

Points Earn Rate (per $1 spent)

0.5 points

Qantas

Rewards Program

Qantas Frequent Flyer

Bonus Points

60,000 pts

Spend $2,000 on eligible purchases within 90 days

0 points over 12 months spend

My monthly card spend

Pros and cons

  • Earn 60,000 bonus Qantas points when you spend $2,000 on eligible purchases within 90 days of card approval
  • Earn 0.5 Qantas point for your spend, uncapped
  • Earn points twice on purchases with Qantas Frequent Flyer Program partners – once with your card and once with the program partner.
  • Complimentary Qantas Frequent Flyer membership (save $99.50)
  • Overseas Travel Insurance for trips up to 3 months
  • Extended warranty insurance
  • One additional cardholder at no extra cost
  • Reasonable rewards annual fee of $99

  • High purchase and cash advance rate as with all rewards credit cards
  • Can get higher Qantas point earn rates

Creditcard.com.au review

Editor Review

St.George Amplify Platinum Credit Card – Qantas

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

The St.George Amplify Platinum Credit Card - Qantas

Offering 60,000 bonus Qantas Points to new cardholders, the St.George Amplify Platinum Credit Card is a great find. Providing cardholders an earn rate of 0.5 Qantas Points on all eligible card spending at home and overseas, the card also offers a handy selection of features, including travel insurance and extended warranty insurance.

What we love...

Doing exactly what an introductory offer is supposed to do, that 60,000 bonus Qantas Points offer can’t help but catch the eye. All you need to do to be eligible is apply and be approved by 12 February 2020, and then use the card to spend at least $2,000 on eligible purchases within 90 days of card approval.

With that bonus point offer in your pocket, you could fly from Sydney to San Francisco, from Melbourne to Vancouver, or from Brisbane to Doha, by redeeming 45,000 Qantas Points. Alternatively, you could choose to use those points at the Qantas Store, redeeming 41,250 Qantas Points for a $250 Harvey Norman gift card, or 49,050 Qantas Points for a $250 Woolworths Group gift card.

It’s worth bearing in mind that this offer is not offered to existing customers who currently hold an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the past 12 months.

As for everyday points earning, the St.George Amplify Platinum Credit Card allows you to earn 0.5 Qantas Points per $1 on eligible purchases at home and overseas. Take note, no points are earned on government spending, but you may earn extra points on purchases with Qantas Frequent Flyer Program partners. Here, you earn once with your card and once with the program partner.

With this St.George Amplify Platinum Credit Card, you are choosing to earn on the Qantas Frequent Flyer program. This allows you to earn more points on Qantas purchases, while enjoying rewards such as flights and upgrades with Qantas and its partner airlines, and more than 3,000 products, experiences and vouchers from the Qantas Store.

What’s not so great...

As with most rewards cards, the St.George Amplify Platinum Credit Card has a relatively high rate of interest on purchases and cash advances. However, you can stop this from becoming an issue as long as you avoid cash advances, and clear your balance by the due date each statement period.

Some cardholders may not be overly impressed with the card’s earn rate. For a lower annual fee, cardholders of the St.George Amplify Card enjoy the same earn rate but that entry-level card does not have the 60,000 bonus Qantas Points offer or the insurance covers that this card has. So if these features are important to you, the Platinum edition may be the best option.

Why should you choose this card?

If you want to earn rewards on Qantas purchases and everyday spending, the St.George Amplify Platinum Credit Card could be a great choice. It offers a decent points earn, with the ability to earn points faster day-to-day, with one additional cardholder at no extra cost.

The card also saves you up to $99.50, with complimentary Qantas Frequent Flyer membership. On top of that, you can benefit from complimentary travel insurance and extended warranty insurance, covering items purchased on the card up to 12 months past the standard manufacturer's warranty.

With the card’s travel insurance, you, your spouse and dependent children are provided cover on trips up to three months, as long you’ve spent at least $500 on each traveller’s travel costs, and you have a return travel ticket before leaving Australia. Cover provided included unlimited medical cover, loss or damage to personal property up to a maximum $20,000 for a family, plus travel cancellation cover, rental vehicle excess up to $5,000, and more.

Overall Rating

A handy rewards card that allows you to earn Qantas Points on Qantas purchases and everyday spending, the St.George Amplify Platinum Credit Card really sets itself apart with its 60,000 bonus Qantas Points offer, and its complimentary insurance covers.

User reviews

St.George Amplify Platinum Credit Card – Qantas ( based on 2 Creditcard.com.au user reviews )

74% rating based on 2 reviews

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates

Purchase rate 19.74% p.a.

Cash advance rate 21.49% p.a.

Interest free on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 6 months

Balance transfer revert rate 21.49% p.a.

Balance transfer from personal loan No

Balance transfer fee No fee.

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Melbourne, BankSA, St.George

Credit limits

Minimum credit limt $6,000

Maximum credit limit $80,000

Fees & repayments

Annual fee $99 p.a.

Additional card holder fee Up to 1 at $0 p.a.

Foreign transaction fee 3%

Minimum repayment

Cash advance fee N/A

Late payment fee $15

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 60,000 points

Annual points cap uncapped

Bonus points spend criteria Spend $2,000 on eligible purchases within 90 days

Earning points with this card

Qantas Rewards points 0.5 points per $1 spent

Points cap per month N/A

Overseas earn rate same as standard earn rate

Additional features

Complimentary insurance

International Travel Insurance Yes - up to 3 months

Flight Inconvenience Insurance No

Transit Accident Insurance Yes

Smartphone Screen Insurance No

Purchase Protection Insurance Yes

Extended Warranty Insurance Yes

Rental Vehicle Excess In Australia Insurance No

Overview

St.George Amplify Platinum Credit Card – Qantas

Key features

  • Earn 60,000 bonus Qantas points when you spend $2,000 on eligible purchases within 90 days of card approval
  • Earn 0.5 Qantas point for every dollar spent on eligible purchases
  • Complimentary Overseas Travel Insurance for trips up to 3 months for you and your family
  • Complimentary Qantas Frequent Flyer membership (save $99.50)
  • Annual fee of $99
  • Up to 12 months extended warranty insurance
  • One additional cardholder at no extra cost

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia. Temporary residents are eligible.

  • Minimum income of $35,000 p.a.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

4 questions (showing the latest 10 Q&As)

Maria

Maria

3 October 2019
Re: Amplify platinum card Comprehensive travel insurance, can money paid towards travel agency's travel money cards be included with the $500 needed to qualify for free comprehensive insurance
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    8 October 2019
    Hi Maria, To be eligible for this complimentary overseas travel insurance, before leaving Australia on an overseas journey, you must have a return overseas travel ticket, and need to have prepaid at least A$500 of your travel costs using your eligible card. (i.e. costs of their return overseas travel ticket; and/or airport/departure taxes; and/or their prepaid overseas accommodation/travel; and/or their prepaid overseas itinerary items). I am struggling myself to decide whether the cash cards would be considered. I would say no. Though if you have paid for your flight tickets. Then this would go towards the $500 and should cover you anyway. If you don't have any other prepaid travel expenses. I would reach out to the insurer directly to confirm whether your travel cards would be eligible though I think not.
Mary

Mary

27 September 2019
My application for the St george amplify platinum card has just been approved. How long does it take to receive the card to be activated?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    27 September 2019
    Hi Mary, your card should be received within 5 business days. You would activate it post receiving. Nice work and enjoy those bonus points.
Denise

Denise

21 August 2019
Again I don't understand why you say no 60,000 points with this card but it does show 60,000 points with $2000 spend in 90 days. Is there something I'm missing here?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    21 August 2019
    Hi Denise, in the review we are talking about the base Amplify card v this offer. The base (entry level Amplify - not the platinum) card does not have the bonus points but has the same earn rate. The Amplify platinum does have the bonus points. From the review: Some cardholders may not be overly impressed with the card’s earn rate. For a lower annual fee, cardholders of the St.George Amplify Card enjoy the same earn rate. It should be noted that this entry-level card does not have the 60,000 bonus Qantas Points offer or the insurance covers, so if these features are important to you, the Platinum edition may be the best option.
andrzej

andrzej

26 July 2019
I have an amplify card linked to qantas FF - still waiting for points to drop from previous bills, how long do I have to wait/
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    29 July 2019
    Hi Andrzej, For Amplify Qantas, Qantas Points earned in a statement cycle are transferred to the nominated Qantas Frequent Flyer account after the end of that statement cycle. The full cycle should is 55 days.

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