The St.George Amplify Platinum Credit Card - Qantas
Offering 60,000 bonus Qantas Points to new cardholders, the St.George Amplify Platinum Credit Card is a great find. Providing cardholders an earn rate of 0.5 Qantas Points on all eligible card spending at home and overseas, the card also offers a handy selection of features, including travel insurance and extended warranty insurance.
What we love...
Doing exactly what an introductory offer is supposed to do, that 60,000 bonus Qantas Points offer can’t help but catch the eye. All you need to do to be eligible is apply and be approved by 2 October 2019, and then use the card to spend at least $2,000 on eligible purchases within 90 days of card approval.
With that bonus point offer in your pocket, you could fly from Sydney to San Francisco, from Melbourne to Vancouver, or from Brisbane to Doha, by redeeming 45,000 Qantas Points. Alternatively, you could choose to use those points at the Qantas Store, redeeming 41,250 Qantas Points for a $250 Harvey Norman gift card, or 49,050 Qantas Points for a $250 Woolworths Group gift card.
It’s worth bearing in mind that this offer is not offered to existing customers who currently hold an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the past 12 months.
As for everyday points earning, the St.George Amplify Platinum Credit Card allows you to earn 0.5 Qantas Points per $1 on eligible purchases at home and overseas. Take note, no points are earned on government spending, but you may earn extra points on purchases with Qantas Frequent Flyer Program partners. Here, you earn once with your card and once with the program partner.
With this St.George Amplify Platinum Credit Card, you are choosing to earn on the Qantas Frequent Flyer program. This allows you to earn more points on Qantas purchases, while enjoying rewards such as flights and upgrades with Qantas and its partner airlines, and more than 3,000 products, experiences and vouchers from the Qantas Store.
What’s not so great...
As with most rewards cards, the St.George Amplify Platinum Credit Card has a relatively high rate of interest on purchases and cash advances. However, you can stop this from becoming an issue as long as you avoid cash advances, and clear your balance by the due date each statement period.
Some cardholders may not be overly impressed with the card’s earn rate. For a lower annual fee, cardholders of the St.George Amplify Card enjoy the same earn rate. It should be noted that this entry-level card does not have the 60,000 bonus Qantas Points offer or the insurance covers, so if these features are important to you, the Platinum edition may be the best option.
Why should you choose this card?
If you want to earn rewards on Qantas purchases and everyday spending, the St.George Amplify Platinum Credit Card could be a great choice. It offers a decent points earn, with the ability to earn points faster day-to-day, with one additional cardholder at no extra cost.
The card also saves you up to $99.50, with complimentary Qantas Frequent Flyer membership. On top of that, you can benefit from complimentary travel insurance and extended warranty insurance, covering items purchased on the card up to 12 months past the standard manufacturer's warranty.
With the card’s travel insurance, you, your spouse and dependent children are provided cover on trips up to three months, as long you’ve spent at least $500 on each traveller’s travel costs, and you have a return travel ticket before leaving Australia. Cover provided included unlimited medical cover, loss or damage to personal property up to a maximum $20,000 for a family, plus travel cancellation cover, rental vehicle excess up to $5,000, and more.
A handy rewards card that allows you to earn Qantas Points on Qantas purchases and everyday spending, the St.George Amplify Platinum Credit Card really sets itself apart with its 60,000 bonus Qantas Points offer, and its complimentary insurance covers.