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NAB Qantas Business Signature Credit Card
1 review

NAB Qantas Business Signature Credit Card

points over 12 months Calculate your savings icon

Earn rate per $1

0.67 points Capped at $50,000 per card Qantas Frequent Flyer

Bonus points

100,000 points Spend $4,000 within first 60 days

Annual fee

$295 p.a.

Pros

100,000 bonus Qantas points when you spend $4,000 on everyday business purchases within 60 days of account opening

0.67 Qantas Points earn rate per $1 spent

Global concierge service from Visa

Complimentary unauthorised transaction insurance and transport accident insurance

Multiple cards with individual credit limits under a single account

Cons

Points are capped at $50,000 per card per statement period

No complimentary overseas travel insurance

100% of customers who have rated this card would recommend it
  • Rates
    62%
  • Fees
    80%
  • Rewards
    53%
  • Customer Service
    76%
  • Value
    68%
Overall user rating 68%
1 reviews
Interest Rates
Purchase rate 18.50% p.a.
Cash advance rate 21.74% p.a.
Interest free on purchases up to 44 days
Balance Transfer
Credit limits
Minimum credit limit $5,000
Maximum credit limit N/A
Fees & repayments
Annual fee $295 p.a.
Additional cardholder fee $0 p.a.
Cash advance fee 2%
Foreign transaction fee 3%
Late payment fee $15
Credit card type Visa
Rewards program
Rewards program Qantas Frequent Flyer Qantas Frequent Flyer
Bonus points 100,000 Qantas points
Annual points cap 600,000
Bonus points spend criteria Spend $4,000 within first 60 days
Earning points with this card
Qantas points 0.67 points per $1 spent
Overseas earn rate same as standard earn rate
Points cap per month Capped at $50,000 per card
Complimentary insurance
Flight inconvenience insurance No
Transport accident cover Yes
Smartphone screen insurance No
Purchase protection insurance No
Extended warranty insurance No
Rental vehicle excess cover No
Extras
Unauthorised transaction insurance

NAB Qantas Business Signature Credit Card

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au.

The NAB Qantas Business Signature Card with 100,000 bonus Qantas Points

With a whopping 100,000 bonus Qantas Points on offer, the NAB Qantas Business Signature Card would certainly catch your eye when comparing business card options. But how does it fare in the long term?

Providing a decent earn rate on the Qantas rewards program, the card could be the ideal everyday rewards card for your business, offering a number of convenient business tools and handy extras, backed up by all the support and security you would expect from a big bank prestige offering.

What we love...

Before we get into the everyday usage of the NAB Qantas Business Signature Card, let’s take a closer look at that bonus points offer. If you spend $4,000 on everyday business purchases within 60 days of the account opening, you will receive 100,000 bonus points.

Just like all other points earned on day-to-day spending, these bonus points can be transferred to any Qantas Frequent Flyer member, to spend within the Qantas program. This could allow you to offset business travel costs, or treat family or team members with Qantas flights and upgrades, or products from the Qantas Store.

And that everyday earn rate? While it may not be the highest earn rate you’ll find on the market, the card does allow you to earn 1 Qantas Point for every $1.50 you spend on eligible business purchases, making it easy to turn your business expenses into rewards.

On to some of the card’s convenient perks. With your own personalised global concierge service from Visa, you can take advantage of a number of travel and lifestyle services. These include pre-trip information on major destinations worldwide, assistance with restaurant reservations and event bookings, and cultural, sporting, shopping and tourist information on request.

Visa also provides cardholders with a multitude of special travel and retail privileges, allowing you to save on car rental, access accommodation booking services, receive special offers on VIP airport lounge access and travel assistance programs, and benefit from exclusive discounts and complimentary gift items at duty free retailers and shopping centres.

What’s not so great...

With each of these offers – and the rewards program – comes small print. Take time to check it all out, making sure you are aware of any terms and conditions that may apply to you.

It’s also worth keeping in mind that this is a prestige card offering prestige perks. Weigh up how much you are paying in annual fees and interest against everything the card offers, to ensure the card really is worthwhile.

Why should you choose this card?

One way to check a card’s value is to round up the various features on offer. Luckily, the NAB Qantas Business Signature Card still has a few tricks up its sleeve.

First and foremost, it provides full control over business spending, giving you multiple cards with individual credit limits under a single account, as well as detailed monthly statements per cardholder and one overall summary.

As a cardholder, you can also expect a certain level of support. You can benefit from Visa’s 24/7 global customer assistance, wherever you are in the world, while taking advantage of complimentary unauthorised transaction insurance and transport accident insurance.

You are also backed by NAB Defence’s fraud protection, and online security by Verified by Visa.

Overall Rating

A prestige business rewards card offering plenty of perks and business extras, as well as 100,000 bonus Qantas Points as an introductory offer.

2 questions (showing the latest 10 Q&As)

Katy wang

Katy wang

27 March 2019
How much points I can get if pay $1 to ATO?
mohamad youssef

mohamad youssef

2 August 2018
I am able to pay my company tax by my NAB business card

NAB Qantas Business Signature Credit Card

Get 100,000 bonus Qantas points when you spend $4,000 on everyday business purchases within 60 days of account opening. Earn 1 Qantas Point for every $1.50 you spend on eligible business purchases. Annual card fee is $295 and have multiple cards with individual credit limits under a single facility.

Key features

  • 100,000 bonus Qantas points when you spend $4,000 on everyday business purchases within 60 days of account opening
  • Earn 1 Qantas Point for every $1.50 you spend on eligible business purchases
  • Points are capped at $50,000 per card per statement period
  • 24/7 Visa concierge service for travel and lifestyle services
  • You decide which cardholder is credited with the points
  • Multiple cards with individual credit limits under a single facility
  • $295 annual card fee
  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Australian citizen or a permanent resident. Have a valid ABN and your business must be registered for GST.
  • Minimum income of $100,000 p.a.
  • You have your personal details ready to complete the online application
NAB Qantas Business Signature Credit Card
NAB Qantas Business Signature Credit Card

NAB Credit Cards

NAB Qantas Business Signature Credit Card

Updated 17 September 2019

With the NAB Qantas Business Signature enjoy 100,000 bonus Qantas points when you spend $4,000 on everyday business purchases within 60 days of account opening. Multiple cards with individual credit limits under a single account. 0.67 Qantas Points earn rate per $1. Where will your business purchases take you?

Points Earn Rate (per $1 spent)

0.67 points

Qantas

Rewards Program

Qantas Frequent Flyer

Bonus Points

100,000 pts

Spend $4,000 within first 60 days

0 points over 12 months spend

My monthly card spend

Pros and cons

  • 100,000 bonus Qantas points when you spend $4,000 on everyday business purchases within 60 days of account opening
  • 0.67 Qantas Points earn rate per $1 spent
  • Global concierge service from Visa
  • Complimentary unauthorised transaction insurance and transport accident insurance
  • Multiple cards with individual credit limits under a single account

  • Points are capped at $50,000 per card per statement period
  • No complimentary overseas travel insurance

Creditcard.com.au review

Editor Review

NAB Qantas Business Signature Credit Card

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

The NAB Qantas Business Signature Card with 100,000 bonus Qantas Points

With a whopping 100,000 bonus Qantas Points on offer, the NAB Qantas Business Signature Card would certainly catch your eye when comparing business card options. But how does it fare in the long term?

Providing a decent earn rate on the Qantas rewards program, the card could be the ideal everyday rewards card for your business, offering a number of convenient business tools and handy extras, backed up by all the support and security you would expect from a big bank prestige offering.

What we love...

Before we get into the everyday usage of the NAB Qantas Business Signature Card, let’s take a closer look at that bonus points offer. If you spend $4,000 on everyday business purchases within 60 days of the account opening, you will receive 100,000 bonus points.

Just like all other points earned on day-to-day spending, these bonus points can be transferred to any Qantas Frequent Flyer member, to spend within the Qantas program. This could allow you to offset business travel costs, or treat family or team members with Qantas flights and upgrades, or products from the Qantas Store.

And that everyday earn rate? While it may not be the highest earn rate you’ll find on the market, the card does allow you to earn 1 Qantas Point for every $1.50 you spend on eligible business purchases, making it easy to turn your business expenses into rewards.

On to some of the card’s convenient perks. With your own personalised global concierge service from Visa, you can take advantage of a number of travel and lifestyle services. These include pre-trip information on major destinations worldwide, assistance with restaurant reservations and event bookings, and cultural, sporting, shopping and tourist information on request.

Visa also provides cardholders with a multitude of special travel and retail privileges, allowing you to save on car rental, access accommodation booking services, receive special offers on VIP airport lounge access and travel assistance programs, and benefit from exclusive discounts and complimentary gift items at duty free retailers and shopping centres.

What’s not so great...

With each of these offers – and the rewards program – comes small print. Take time to check it all out, making sure you are aware of any terms and conditions that may apply to you.

It’s also worth keeping in mind that this is a prestige card offering prestige perks. Weigh up how much you are paying in annual fees and interest against everything the card offers, to ensure the card really is worthwhile.

Why should you choose this card?

One way to check a card’s value is to round up the various features on offer. Luckily, the NAB Qantas Business Signature Card still has a few tricks up its sleeve.

First and foremost, it provides full control over business spending, giving you multiple cards with individual credit limits under a single account, as well as detailed monthly statements per cardholder and one overall summary.

As a cardholder, you can also expect a certain level of support. You can benefit from Visa’s 24/7 global customer assistance, wherever you are in the world, while taking advantage of complimentary unauthorised transaction insurance and transport accident insurance.

You are also backed by NAB Defence’s fraud protection, and online security by Verified by Visa.

Overall Rating

A prestige business rewards card offering plenty of perks and business extras, as well as 100,000 bonus Qantas Points as an introductory offer.

User reviews

NAB Qantas Business Signature Credit Card ( based on 1 Creditcard.com.au user review )

68% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates

Purchase rate 18.50% p.a.

Cash advance rate 21.74% p.a.

Interest free on purchases up to 44 days

Credit limits

Minimum credit limt $5,000

Maximum credit limit N/A

Fees & repayments

Annual fee $295 p.a.

Additional card holder fee $0 p.a.

Foreign transaction fee 3%

Minimum repayment

Cash advance fee 2%

Late payment fee $15

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 100,000 Qantas points

Annual points cap 600,000

Bonus points spend criteria Spend $4,000 within first 60 days

Earning points with this card

Qantas pointsQantas points 0.67 points per $1 spent

Points cap per month Capped at $50,000 per card

Overseas earn rateOverseas earn rate same as standard earn rate

Additional features

Complimentary insurance

Overseas travel insurance No

Flight inconvenience insurance No

Transport accident cover Yes

Smartphone screen insurance No

Purchase protection insurance No

Extended warranty insurance No

Rental vehicle excess cover No

Extras

Unauthorised transaction insurance

Overview

NAB Qantas Business Signature Credit Card

Get 100,000 bonus Qantas points when you spend $4,000 on everyday business purchases within 60 days of account opening. Earn 1 Qantas Point for every $1.50 you spend on eligible business purchases. Annual card fee is $295 and have multiple cards with individual credit limits under a single facility.

Key features

  • 100,000 bonus Qantas points when you spend $4,000 on everyday business purchases within 60 days of account opening
  • Earn 1 Qantas Point for every $1.50 you spend on eligible business purchases
  • Points are capped at $50,000 per card per statement period
  • 24/7 Visa concierge service for travel and lifestyle services
  • You decide which cardholder is credited with the points
  • Multiple cards with individual credit limits under a single facility
  • $295 annual card fee

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Australian citizen or a permanent resident. Have a valid ABN and your business must be registered for GST.

  • Minimum income of $100,000 p.a.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

2 questions (showing the latest 10 Q&As)

Katy wang

Katy wang

27 March 2019
How much points I can get if pay $1 to ATO?
mohamad youssef

mohamad youssef

2 August 2018
I am able to pay my company tax by my NAB business card

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