NAB Qantas Business Signature Credit Card

Pauline Hatch

Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. Ask Pauline a Question about this card.

The NAB Qantas Business Signature Card with 100,000 bonus Qantas Points

With a whopping 100,000 bonus Qantas Points on offer, the NAB Qantas Business Signature Card would certainly catch your eye when comparing business card options. But how does it fare in the long term?

Providing a decent earn rate on the Qantas rewards program, the card could be the ideal everyday rewards card for your business, offering a number of convenient business tools and handy extras, backed up by all the support and security you would expect from a big bank prestige offering.

What we love...

Before we get into the everyday usage of the NAB Qantas Business Signature Card, let’s take a closer look at that bonus points offer. If you spend $4,000 on everyday business purchases within 60 days of the account opening, you will receive 100,000 bonus points.

Just like all other points earned on day-to-day spending, these bonus points can be transferred to any Qantas Frequent Flyer member, to spend within the Qantas program. This could allow you to offset business travel costs, or treat family or team members with Qantas flights and upgrades, or products from the Qantas Store.

And that everyday earn rate? While it may not be the highest earn rate you’ll find on the market, the card does allow you to earn 1 Qantas Point for every $1.50 you spend on eligible business purchases, making it easy to turn your business expenses into rewards.

On to some of the card’s convenient perks. With your own personalised global concierge service from Visa, you can take advantage of a number of travel and lifestyle services. These include pre-trip information on major destinations worldwide, assistance with restaurant reservations and event bookings, and cultural, sporting, shopping and tourist information on request.

Visa also provides cardholders with a multitude of special travel and retail privileges, allowing you to save on car rental, access accommodation booking services, receive special offers on VIP airport lounge access and travel assistance programs, and benefit from exclusive discounts and complimentary gift items at duty free retailers and shopping centres.

What’s not so great...

With each of these offers – and the rewards program – comes small print. Take time to check it all out, making sure you are aware of any terms and conditions that may apply to you.

It’s also worth keeping in mind that this is a prestige card offering prestige perks. Weigh up how much you are paying in annual fees and interest against everything the card offers, to ensure the card really is worthwhile.

Why should you choose this card?

One way to check a card’s value is to round up the various features on offer. Luckily, the NAB Qantas Business Signature Card still has a few tricks up its sleeve.

First and foremost, it provides full control over business spending, giving you multiple cards with individual credit limits under a single account, as well as detailed monthly statements per cardholder and one overall summary.

Managing business expenses is a key concern for all businesses of any size. However, if you avail the NAB Qantas Business Signature Credit Card and use it with your employees, you will be integrated to NAB's expense management solution exclusive for NAB business credit cards. NAB Expense Control is a desktop and mobile application which orchestrates the employees spending and other business expense management processes in a real-time, easy way and less errors. Benefits of the software are as follow:

• Easy onboarding. Users will simply download the app and scan their card. Primary cardholder can see all supplementary cards on the app.
• Card control. You can set employee spending limit, track all expenses and get notified on every transactions.
• Expense capture. Users will receive a push notification to add a receipt within seconds of completing a payment.
• Dashboard integration. Primary user have full visibilty and control over all expenses and transactions made using the cards. It allows also to set alerts and notifications plus export all data for reporting purposes.
• Real-time notification and pre-approval. Users can easily request for pre-approved expenses which will be received instantly by the primary user to action.
• Coming soon feature. Issue virtual cards to staff for use online and over the phone.

As a cardholder, you can also expect a certain level of support. You can benefit from Visa’s 24/7 global customer assistance, wherever you are in the world, while taking advantage of complimentary unauthorised transaction insurance and transport accident insurance.

You are also backed by NAB Defence’s fraud protection, and online security by Verified by Visa.

Overall Rating

A prestige business rewards card offering plenty of perks and business extras, as well as 100,000 bonus Qantas Points as an introductory offer.