- 100,000 bonus Qantas points when you spend $4,000 on everyday business purchases within 60 days of account opening
- 0.67 Qantas Points earn rate per $1 spent
- Global concierge service from Visa
- Complimentary unauthorised transaction insurance and transport accident insurance
- Multiple cards with individual credit limits under a single account
- Tap and pay your way. Enabled for Apple Pay, Google Pay, NAB Pay, Fitbit Pay, Garmin Pay and Samsung Pay
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NAB Credit Cards
NAB Qantas Business Signature Credit Card
Updated 4 January 2021
With the NAB Qantas Business Signature enjoy 100,000 bonus Qantas points when you spend $4,000 on everyday business purchases within 60 days of account opening. Multiple cards with individual credit limits under a single account. 0.67 Qantas Points earn rate per $1. Where will your business purchases take you?
Points Earn Rate (per $1 spent)
0.67 points
Capped at $50,000 per card per statement period
Rewards Program
Qantas Frequent Flyer
Bonus Points
100,000 pts
Spend $4,000 within first 60 days
Pros and cons
- Points are capped at $50,000 per card per statement period
- No complimentary overseas travel insurance
Creditcard.com.au review
Editor Review
NAB Qantas Business Signature Credit Card
Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. Ask Roland a Question about this card.
The NAB Qantas Business Signature Card with 100,000 bonus Qantas Points
With a whopping 100,000 bonus Qantas Points on offer, the NAB Qantas Business Signature Card would certainly catch your eye when comparing business card options. But how does it fare in the long term?
Providing a decent earn rate on the Qantas rewards program, the card could be the ideal everyday rewards card for your business, offering a number of convenient business tools and handy extras, backed up by all the support and security you would expect from a big bank prestige offering.
What we love...
Before we get into the everyday usage of the NAB Qantas Business Signature Card, let’s take a closer look at that bonus points offer. If you spend $4,000 on everyday business purchases within 60 days of the account opening, you will receive 100,000 bonus points.
Just like all other points earned on day-to-day spending, these bonus points can be transferred to any Qantas Frequent Flyer member, to spend within the Qantas program. This could allow you to offset business travel costs, or treat family or team members with Qantas flights and upgrades, or products from the Qantas Store.
And that everyday earn rate? While it may not be the highest earn rate you’ll find on the market, the card does allow you to earn 1 Qantas Point for every $1.50 you spend on eligible business purchases, making it easy to turn your business expenses into rewards.
On to some of the card’s convenient perks. With your own personalised global concierge service from Visa, you can take advantage of a number of travel and lifestyle services. These include pre-trip information on major destinations worldwide, assistance with restaurant reservations and event bookings, and cultural, sporting, shopping and tourist information on request.
Visa also provides cardholders with a multitude of special travel and retail privileges, allowing you to save on car rental, access accommodation booking services, receive special offers on VIP airport lounge access and travel assistance programs, and benefit from exclusive discounts and complimentary gift items at duty free retailers and shopping centres.
What’s not so great...
With each of these offers – and the rewards program – comes small print. Take time to check it all out, making sure you are aware of any terms and conditions that may apply to you.
It’s also worth keeping in mind that this is a prestige card offering prestige perks. Weigh up how much you are paying in annual fees and interest against everything the card offers, to ensure the card really is worthwhile.
Why should you choose this card?
One way to check a card’s value is to round up the various features on offer. Luckily, the NAB Qantas Business Signature Card still has a few tricks up its sleeve.
First and foremost, it provides full control over business spending, giving you multiple cards with individual credit limits under a single account, as well as detailed monthly statements per cardholder and one overall summary.
As a cardholder, you can also expect a certain level of support. You can benefit from Visa’s 24/7 global customer assistance, wherever you are in the world, while taking advantage of complimentary unauthorised transaction insurance and transport accident insurance.
You are also backed by NAB Defence’s fraud protection, and online security by Verified by Visa.
Overall Rating
A prestige business rewards card offering plenty of perks and business extras, as well as 100,000 bonus Qantas Points as an introductory offer.
User reviews
Rates and fees
Interest rates
Purchase rate 18.50% p.a.
Cash advance rate 21.74% p.a.
Interest free period on purchases up to 44 days
Credit limits
Minimum credit limt $5,000
Maximum credit limit N/A
Fees & repayments
Annual fee $295 p.a.
Additional card holder fee $295 p.a.
Foreign transaction fee 3%
Minimum repayment
Cash advance fee 2% or $2.50 whichever is greater
Late payment fee $15
Rewards and points
Rewards program
Rewards Program
Qantas Frequent Flyer
Bonus points 100,000 points
Annual points cap 600,000
Bonus points spend criteria Spend $4,000 within first 60 days
Earning points with this card
Qantas Rewards points 0.67 points per $1 spent
Points cap per month Capped at $50,000 per card per statement period
Overseas earn rate same as standard earn rate
Additional features
Complimentary insurance
International Travel Insurance No
Flight Inconvenience Insurance No
Transit Accident Insurance Yes
Smartphone Screen Insurance No
Purchase Protection Insurance No
Extended Warranty Insurance No
Rental Vehicle Excess In Australia Insurance No
Extras
Unauthorised transaction insurance
Enabled for Apple Pay, Google Pay, NAB Pay, Fitbit Pay, Garmin Pay and Samsung Pay
Overview
NAB Qantas Business Signature Credit Card
Get 100,000 bonus Qantas points when you spend $4,000 on everyday business purchases within 60 days of account opening. Earn 1 Qantas Point for every $1.50 you spend on eligible business purchases. Annual card fee is $295 and have multiple cards with individual credit limits under a single facility.
Key features
- 100,000 bonus Qantas points when you spend $4,000 on everyday business purchases within 60 days of account opening
- Earn 1 Qantas Point for every $1.50 you spend on eligible business purchases
- Points are capped at $50,000 per card per statement period
- 24/7 Visa concierge service for travel and lifestyle services
- You decide which cardholder is credited with the points
- Multiple cards with individual credit limits under a single facility
- Tap and pay your way. Enabled for Apple Pay, Google Pay, NAB Pay, Fitbit Pay, Garmin Pay and Samsung Pay
- $295 annual card fee
Minimum criteria to apply for this card
-
Be over 18 years old
-
Good Credit and have not applied for multiple credit cards recently
-
Australian citizen or a permanent resident. Have a valid ABN and your business must be registered for GST.
-
Minimum income of $75,000 p.a.
You have your personal details ready to complete the online application
Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.
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