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100,000 Spend $4,000 within first 60 days
NAB Qantas Business Signature Credit Card
NAB Qantas Business Signature Credit Card

NAB Credit Cards

NAB Qantas Business Signature Credit Card

Updated 1 July 2020

With the NAB Qantas Business Signature enjoy 100,000 bonus Qantas points when you spend $4,000 on everyday business purchases within 60 days of account opening. Multiple cards with individual credit limits under a single account. 0.67 Qantas Points earn rate per $1. Where will your business purchases take you?

Points Earn Rate (per $1 spent)

0.67 points

Capped at $50,000 per card per statement period

Rewards Program

Qantas Frequent Flyer

Bonus Points

100,000 pts

Spend $4,000 within first 60 days

0 points over 12 months spend

My monthly card spend

Pros and cons

  • 100,000 bonus Qantas points when you spend $4,000 on everyday business purchases within 60 days of account opening
  • 0.67 Qantas Points earn rate per $1 spent
  • Global concierge service from Visa
  • Complimentary unauthorised transaction insurance and transport accident insurance
  • Multiple cards with individual credit limits under a single account
  • Tap and pay your way. Enabled for Apple Pay, Google Pay, NAB Pay, Fitbit Pay, Garmin Pay and Samsung Pay

  • Points are capped at $50,000 per card per statement period
  • No complimentary overseas travel insurance

Creditcard.com.au review

Editor Review

NAB Qantas Business Signature Credit Card

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

The NAB Qantas Business Signature Card with 100,000 bonus Qantas Points

With a whopping 100,000 bonus Qantas Points on offer, the NAB Qantas Business Signature Card would certainly catch your eye when comparing business card options. But how does it fare in the long term?

Providing a decent earn rate on the Qantas rewards program, the card could be the ideal everyday rewards card for your business, offering a number of convenient business tools and handy extras, backed up by all the support and security you would expect from a big bank prestige offering.

What we love...

Before we get into the everyday usage of the NAB Qantas Business Signature Card, let’s take a closer look at that bonus points offer. If you spend $4,000 on everyday business purchases within 60 days of the account opening, you will receive 100,000 bonus points.

Just like all other points earned on day-to-day spending, these bonus points can be transferred to any Qantas Frequent Flyer member, to spend within the Qantas program. This could allow you to offset business travel costs, or treat family or team members with Qantas flights and upgrades, or products from the Qantas Store.

And that everyday earn rate? While it may not be the highest earn rate you’ll find on the market, the card does allow you to earn 1 Qantas Point for every $1.50 you spend on eligible business purchases, making it easy to turn your business expenses into rewards.

On to some of the card’s convenient perks. With your own personalised global concierge service from Visa, you can take advantage of a number of travel and lifestyle services. These include pre-trip information on major destinations worldwide, assistance with restaurant reservations and event bookings, and cultural, sporting, shopping and tourist information on request.

Visa also provides cardholders with a multitude of special travel and retail privileges, allowing you to save on car rental, access accommodation booking services, receive special offers on VIP airport lounge access and travel assistance programs, and benefit from exclusive discounts and complimentary gift items at duty free retailers and shopping centres.

What’s not so great...

With each of these offers – and the rewards program – comes small print. Take time to check it all out, making sure you are aware of any terms and conditions that may apply to you.

It’s also worth keeping in mind that this is a prestige card offering prestige perks. Weigh up how much you are paying in annual fees and interest against everything the card offers, to ensure the card really is worthwhile.

Why should you choose this card?

One way to check a card’s value is to round up the various features on offer. Luckily, the NAB Qantas Business Signature Card still has a few tricks up its sleeve.

First and foremost, it provides full control over business spending, giving you multiple cards with individual credit limits under a single account, as well as detailed monthly statements per cardholder and one overall summary.

As a cardholder, you can also expect a certain level of support. You can benefit from Visa’s 24/7 global customer assistance, wherever you are in the world, while taking advantage of complimentary unauthorised transaction insurance and transport accident insurance.

You are also backed by NAB Defence’s fraud protection, and online security by Verified by Visa.

Overall Rating

A prestige business rewards card offering plenty of perks and business extras, as well as 100,000 bonus Qantas Points as an introductory offer.

User reviews

NAB Qantas Business Signature Credit Card ( based on 1 Creditcard.com.au user review )

68% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates



Purchase rate 18.50% p.a.

Cash advance rate 21.74% p.a.

Interest free period on purchases up to 44 days

Credit limits

Minimum credit limt $5,000

Maximum credit limit N/A

Fees & repayments

Annual fee $295 p.a.

Additional card holder fee $295 p.a.

Foreign transaction fee 3%

Minimum repayment

Cash advance fee 2% or $2.50 whichever is greater

Late payment fee $15

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 100,000 points

Annual points cap 600,000

Bonus points spend criteria Spend $4,000 within first 60 days

Earning points with this card

Qantas Rewards points 0.67 points per $1 spent

Points cap per month Capped at $50,000 per card per statement period

Overseas earn rate same as standard earn rate

Additional features

Complimentary insurance

International Travel Insurance No

Flight Inconvenience Insurance No

Transit Accident Insurance Yes

Smartphone Screen Insurance No

Purchase Protection Insurance No

Extended Warranty Insurance No

Rental Vehicle Excess In Australia Insurance No

Extras

Unauthorised transaction insurance

Enabled for Apple Pay, Google Pay, NAB Pay, Fitbit Pay, Garmin Pay and Samsung Pay

Overview

NAB Qantas Business Signature Credit Card

Get 100,000 bonus Qantas points when you spend $4,000 on everyday business purchases within 60 days of account opening. Earn 1 Qantas Point for every $1.50 you spend on eligible business purchases. Annual card fee is $295 and have multiple cards with individual credit limits under a single facility.

Key features

  • 100,000 bonus Qantas points when you spend $4,000 on everyday business purchases within 60 days of account opening
  • Earn 1 Qantas Point for every $1.50 you spend on eligible business purchases
  • Points are capped at $50,000 per card per statement period
  • 24/7 Visa concierge service for travel and lifestyle services
  • You decide which cardholder is credited with the points
  • Multiple cards with individual credit limits under a single facility
  • Tap and pay your way. Enabled for Apple Pay, Google Pay, NAB Pay, Fitbit Pay, Garmin Pay and Samsung Pay
  • $295 annual card fee

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Australian citizen or a permanent resident. Have a valid ABN and your business must be registered for GST.

  • Minimum income of $75,000 p.a.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

6 questions (showing the latest 10 Q&As)

Sam Rutherford

Sam Rutherford

17 June 2020
Hi how long is a statement period is monthly or quarterly in reference to points cap per statement period
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    18 June 2020
    Hi Sam, the statement period this is monthly
Kristy

Kristy

28 May 2020
Is it really going to cost me $295 per card?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    28 May 2020
    Hi Kristy, it doesn't make sense but yes. So this card is not focused for businesses that need a decent number of cards. Have a look at the American Express Qantas Business with up to 99 additional cardholders at no extra cost. Plus heaps more points earning.
Mitul

Mitul

14 February 2020
Can i use this card for business utilities such as rent, electricity, water etc to claim reward points? I believe Amex doesnt allow utilities expense for points.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    17 February 2020
    Hi Mitul, here are the terms - https://www.nab.com.au/content/dam/nabrwd/documents/terms-and-conditions/banking/nab-rewards-terms-and-conditions.pdf. Checking what transactions don’t earn Points? There are some transactions which can be made using your Card which won’t earn Points because they aren’t eligible. They are: (a) cash advances (which include bills paid over the counter at a bank, financial institution or post office, and the purchase of travellers cheques); (b) bank fees, charges and interest (including any GST payable on any of these) applicable to your Rewards Card Account or use of the Card or to NAB Rewards; (c) Government fees and charges, which includes transactions where the Card is used to make payments to the Australian Taxation Office (ATO); (d) balance transfers, except where Bonus Points may be earned under a special promotion specifically for balance transfers; (e) where a Card is used to access linked transaction accounts; (f) purchase of foreign exchange or travellers cheques and money orders; (g) for a Personal Rewards Card Account, transactions we decide are wholly or partly for business purposes; (h) unauthorised purchases for which you are not liable; and (i) transactions for gambling and gaming purposes (examples include purchase of lottery tickets purchases of gaming chips or tokens and online gambling).
Diego

Diego

9 February 2020
I already have a personal credit card linked with my Qantas rewards. If I apply for the NAB business card, can I still use the same Qantas rewards program? Thanks,
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    10 February 2020
    Hi Diego, good question. It does not matter that you have a personal card linked to your Qantas account. You could have a number of different cards linked to the same Qantas Frequent Flyer account. So it should not be a problem for the business card as well.
Katy wang

Katy wang

27 March 2019
How much points I can get if pay $1 to ATO?
mohamad youssef

mohamad youssef

2 August 2018
I am able to pay my company tax by my NAB business card

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