St.George Vertigo Credit Card – Cashback Offer

Question 1

Ilia

17 September 2025

What is the rate for cashback after 180 days from card approval? Please provide a corresponding reference in the PDS. Thank you.

Question 2

Pauline

Answer

Hi Ilia, that's a great question! We're currently not partnered with St.George but I looked into this for you however, it does not mention in their PDS what the cashback rate would be after 180 days. It's not even included in the small text at the bottom of their site. To confirm, it’s best to give St.George a quick call on 13 33 30.

Question 3

Jo

17 March 2025

If I apply and am approved, is there a cancellation fee ?

Question 4

Pauline

Answer

Generally, credit cards don’t have cancellation fees if you decide to close your account. However, it’s important to note that any outstanding balances, such as purchases, fees, or interest, will still need to be paid off before the account can be fully closed. Then you can give St.George a call or use their app to cancel your card. Hope this has helped!

Question 5

T

29 November 2024

I am Interested in finding a credit card application for the first time I am on disability pension

Question 6

Pauline

Answer

Hi T, you can check our Pensioner Credit Cardst to explore your options. Thanks!

Question 7

Andrew

15 March 2024

Is the cashback offer only applies to supermarket and petrol?

Question 8

Pauline

Answer

Hi Andrew, that’s correct. The offer only applies to selected supermarkets and petrol stations.

Question 9

Rashmi

21 December 2023

I need to apply for a credit card

Question 10

Pauline

Answer

Hi Rashmi, if you’re looking to apply for the St. George Vertigo Cashback card, you can click the green Go To Offer button at the top of this page. Alternatively, you can check out the other St.George and cashback cards available for options.

Question 11

James

17 July 2023

Is the cashback offer perpetual, meaning do you get 10% cashback on every purchase you make for the life of the card?

Question 12

Pauline

Answer

Hi James, good question! The current cashback promotion allows you to receive 10% cashback, up to a maximum of $400. This offer is specifically valid for purchases made at participating supermarkets and petrol stations. Additionally, please note that the promotion has a limited duration, within 180 days from the card approval date, between April 12 and November 30, 2023.

Question 13

Bri

15 June 2023

With St.George Vertigo Credit Card – Cashback Offer, can i buy stuff online from woolies and still get cash back? or i need to use it only "instore"?

Question 14

Pauline

Answer

Hi Bri, that’s a great question! You may use your card to make purchases online however, you will only earn cashback on eligible transactions made at participating supermarkets and petrol stations. St.George will determine cashback depending on what the merchant is classified as to St.George. Although most supermarkets and petrol stations (large and small) are involved in this program, there are certain establishments outside the Supermarket, Grocers, and Service Station categories that will not take part. Supermarkets such as Coles Express, Costco, Metropolitan Fresh, and wholesale supermarkets are some of those that are not participating. Hope this helps!

Question 15

Jawad

20 May 2023

I recently got my vertigo mastercard. i want to know if only the supermarkets you mentioned count as eligible purchases for the cashback or online purchases on Amazon and other retailers as well? I asked their customer service and they said anything except the exclusions metioned (like cash bpay etc) count towards cash back? Also which pertol stations are included?

Question 16

Pauline

Answer

Hi Jawad, thanks for your message! Unfortunately, like many other card issuers, the specific list of eligible transactions is not publicly available. However, as you mentioned certain types of transactions such as fees, cash-equivalent transactions, third party payments like BPAY, gift card or e-gift card purchases are not considered eligible. Additionally, with the St.George Vertigo Cashback card, while most major supermarkets and many petrol stations participate, there are certain establishments that do not fall under the supermarket, grocer, or service station merchant categories and therefore may not participate (e.g., Coles Express, Costco, Metropolitan Fresh, and some wholesaler supermarkets - you should check with the individual retailer before purchasing).Hope this helps!

Question 17

Lisamarie

14 May 2023

Hi I’m interested in the St George vertigo credit card that has $400 cash back offer does that apply every month or every year or every time you spend?

Question 18

Pauline

Answer

Hi Lisamarie, the cashback offer of up to $400 is applicable within the initial three months following your credit card approval. On top of this, you must apply for the card and receive approval no later than 30th September 2023, in order to qualify for this offer.

Question 19

Deep

7 June 2021

Overseas Travel Insurance (cover on trips up to six months) Purchase Security Insurance (four months cover against theft,) Extended Warranty (offering up to 12 months additional cover) What does this months refer to ? Is it from approval of the credit card or for any trips/purchases whenever it is done? Want to understand if these complimentary insurances are only for the few initial months or will be ongoing?

Question 20

Roland

Answer

Hi Deep, thanks for your question! The months indicated on each of the added features is from the time transaction/purchase has been made and the complimentary insurances are ongoing. Hope this helps!

Question 21

Alice

4 April 2021

What is the minimum salary I can apply this credit card?

Question 22

Roland

Answer

Hi Alice, there is no listed minimum income requirement for this card. Your application is assessed on a number of factors including how your income compares to your expenses. The minimum credit limit of this card is $6,000, so you'll need to be able to service a limit at least this high. For example, other cards with a $6,000 limit have minimum income requirements from $35,000 to $40,000. I hope that helps.

Question 23

Rina

21 February 2021

St.George Vertigo Platinum Credit Card – Cashback Offer Not sure when the temporary residents includes international student with valid student visa in Australia to apply.

Question 24

Roland

Answer

Hi Rina, St.George allows temporary residents to apply but you can only apply in-branch or over the phone. The base eligibility criteria including: having a St.George transaction account, having a valid visa with at least two years remaining and having confirmed employment in Australia with an Australian taxable income.

Question 25

Mina

29 January 2021

Why have not I received the cashback for the Vertigo credit card after paying more than $900?

Question 26

Roland

Answer

Hi Mina, checking the terms, $300 cashback will be paid as a statement credit to your Vertigo Platinum credit card account within 60 days of meeting the minimum spend criteria. Not sure when you completed the spend required. Though if you can work around these timeframes.

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