Ask Roland a Question

Hi, I’m the site founder and I will personally answer your question within a business day.

By submitting this question you agree to our privacy policy.

Diners Club Card

1 review
points over 12 months Calculate your savings icon

Earn rate per $1

1 point
16.77% Complete (success)
Diners Club Rewards

Bonus points

N/A
% Complete (success)

Annual fee

$135
p.a.
135% Complete (success)

Pros

No limit to the number of Reward points you can earn and no points expiry date.

No Pre-set Spending Limit

Free access to 700 airport lounges worldwide

Complimentary Travel Insurance and Purchase Protection

Cons

Annual supplementary card holder fee of $50

Rewards fee of $77

Diners Club Card

The Diners Club Card gives you Diners Club’s benefits with ability to earn 1 point per $1 spent. Redeem your points across 15 airlines and get complimentary access to 700 airport lounges worldwide. Enjoy complimentary Travel Insurance and Purchase Protection.

Key features

  • Free access to 700 airport lounges worldwide
  • Redeem with over 15 international partner airlines
  • You can earn up to 1 points for every $1 spent
  • Complimentary Travel Insurance and Purchase Protection
  • Annual card fee of $135
  • Annual supplementary card holder fee of $50
  • Rewards fee of $77
100% of customers who have rated this card would recommend it
  • Rates
    65%
  • Fees
    61%
  • Rewards
    65%
  • Customer Service
    75%
  • Value
    53%
Overall user rating 64%
1 reviews
Interest Rates
Purchase rate N/A
Cash advance rate N/A
Interest free on purchases up to 44 days
Balance Transfer
Credit limits
Minimum credit limit N/A
Maximum credit limit N/A
Fees & repayments
Annual fee $135 p.a.
Additional cardholder fee Up to 99 - $50 p.a.
Cash advance fee N/A
Late payment fee $3
Credit card type Diners Club
Rewards program
Rewards program Diners Club Rewards Diners Club Rewards
Annual points cap uncapped
Bonus points spend criteria N/A
Earning points with this card
Diners Club points 1 point per $1 spent
Overseas earn rate same as standard earn rate
Points cap per month N/A
Complimentary insurance
Overseas travel insurance yes - up to months
Flight inconvenience insurance Yes
Transport accident cover Yes
Smartphone screen insurance No
Purchase protection insurance Yes
Extended warranty insurance Yes
Rental vehicle excess cover No
Extras
Free access to 700 airport lounges worldwide

The Diners Club Card

Offering an alternative to a standard credit card, the Diners Club Card is a charge card that earns points on the Diners Club Rewards program. Aside from providing cardholders the opportunity to earn points, the card also offers an array of extras, including complimentary travel insurance and purchase protection, airport lounge access, discounted shipping from the US, and great deals on wine via Diners Club’s Cellar Door and the Citibank Dining Program.

What we love...

First up, let’s talk about how the Diners Club Card works as a charge card. Unlike a regular credit card, a charge card has no pre-set spending limit – and there is no interest, as you pay your account balance in full with each statement. Allowing you to manage your finances more carefully, this type of account could save you from falling into a cycle of revolving debt, while still providing you with access to credit when you need it.

It’s fair to say Diners Club does not offer the same acceptance as say, Mastercard. However, Diners Club cards are accepted at more than 15 million business and 800,000 ATMs around the world. If you decide you need the extra accessibility of Mastercard, you could opt for the Diners Club Card + World Mastercard for a higher annual fee.

So, what does the Diners Club Card have to offer? One of the great things about this card is the opportunity it provides cardholders to earn rewards on the Diners Club Rewards program. As a cardholder, you will earn 1 Rewards Point per $1 spent, providing you with unlimited points, and no expiry on the points you earn.

As a flexible rewards option, the Diners Club Rewards program allows users to redeem points for vouchers and merchandise, similar to most other rewards programs. Cardholders can also redeem points with Diners Club travel partners, including more than 14 international partner airlines and hotel partners.

What about those extras? The Diners Club Card goes fairly big on extras, which may go some way to making up for its more limited acceptance.

  • Lounge Access: Helping to make travel a lot more comfortable and productive, this card provides free access to more than 700 Diners Club Airport and Members Lounges, offering the perfect space to work or relax.
  • Diners Club Shipping: Allowing you to save on shipping when buying online from US sites, Diners Club Shipping is powered by MyUS.com – the largest and most trusted package-forwarding service in the world.
  • Diners Club Cellar Door: This feature gives you access to a range of quality wines at special prices, with no obligations, commitments or minimum purchases. Simply choose from the range, and your wine will be delivered across Australia directly to your door.
  • Diners Club Privileges: Diners Club Membership provides you access to a host of offers and benefits worldwide, including accommodation, dining and shopping discounts. And as Diners Club is now part of the Citibank Dining Program, you can enjoy a complimentary bottle of award-winning wine when you dine at a Dining Program partner restaurant.
  • Complimentary Insurance: Travel insurance is offered in the form of International Travel Insurance, Interstate Flight Inconvenience Insurance and Transit Accident Insurance. Purchase protection is offered in Extended Warranty Insurance, Purchase Cover Insurance and Guaranteed Pricing Scheme. Read the PDS for full info.

What’s not so great...

Bearing in mind the Diners Club Card is a points-earning card packed with features, you need to be aware of the fees you will pay to keep it in your wallet. While the annual fee is not super high, it does charge an additional Rewards Fee and an additional cardholder fee as well. To work out whether the total cost of the card is worth it, calculate the value of the points you will earn combined with the extras you will make use of.

Why should you choose this card?

The Diners Club Card is designed for cardholders who want to earn rewards while enjoying some nice extras on the side. Backed by excellent customer support available 24/7, this card could work well for cardholders who like to travel, offering lounge access and complimentary travel insurance. It may also be a great choice for those who like to shop online from US merchants.

If you like the idea of a charge card rather than a credit card, the Diners Club Card would be well worth considering. The card provides up to 44 days interest free on purchases, and you can avoid getting into a cycle of revolving debt by paying off your balance each month by the due date.

Overall Rating

Offering charge card flexibility, the Diners Club Card earns uncapped points on the Diners Club Rewards program, alongside extras such as access to Airport and Member Lounges and the Citibank Dining Program, and a full suite of complimentary insurance covers.

Showing one question (showing the latest 10 Q&As)

barry

barry

28 July 2017
are diners card about to end rewards points
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    31 July 2017
    Hi Barry, not that I am aware of though there are many changes going on right now in the rewards points space. In the end you need to make sure that you are a maximizing the rewards you get based on spend and annual fee.
  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Resident or citizen of Australia
  • You have your personal details ready to complete the online application
Diners Club Card
Diners Club Card

Diners Club Cards

Diners Club Card

Updated 18 June 2019

Points Earn Rate (per $1 spent)

1

point

Diners Club

Rewards Program

Diners Club Rewards

Bonus Points

N/A

0 points over 12 months spend

My monthly card spend

Pros and cons

  • No limit to the number of Reward points you can earn and no points expiry date.
  • No Pre-set Spending Limit
  • Free access to 700 airport lounges worldwide
  • Complimentary Travel Insurance and Purchase Protection

  • Annual supplementary card holder fee of $50
  • Rewards fee of $77

Creditcard.com.au review

Editor Review

The Diners Club Card

Offering an alternative to a standard credit card, the Diners Club Card is a charge card that earns points on the Diners Club Rewards program. Aside from providing cardholders the opportunity to earn points, the card also offers an array of extras, including complimentary travel insurance and purchase protection, airport lounge access, discounted shipping from the US, and great deals on wine via Diners Club’s Cellar Door and the Citibank Dining Program.

What we love...

First up, let’s talk about how the Diners Club Card works as a charge card. Unlike a regular credit card, a charge card has no pre-set spending limit – and there is no interest, as you pay your account balance in full with each statement. Allowing you to manage your finances more carefully, this type of account could save you from falling into a cycle of revolving debt, while still providing you with access to credit when you need it.

It’s fair to say Diners Club does not offer the same acceptance as say, Mastercard. However, Diners Club cards are accepted at more than 15 million business and 800,000 ATMs around the world. If you decide you need the extra accessibility of Mastercard, you could opt for the Diners Club Card + World Mastercard for a higher annual fee.

So, what does the Diners Club Card have to offer? One of the great things about this card is the opportunity it provides cardholders to earn rewards on the Diners Club Rewards program. As a cardholder, you will earn 1 Rewards Point per $1 spent, providing you with unlimited points, and no expiry on the points you earn.

As a flexible rewards option, the Diners Club Rewards program allows users to redeem points for vouchers and merchandise, similar to most other rewards programs. Cardholders can also redeem points with Diners Club travel partners, including more than 14 international partner airlines and hotel partners.

What about those extras? The Diners Club Card goes fairly big on extras, which may go some way to making up for its more limited acceptance.

  • Lounge Access: Helping to make travel a lot more comfortable and productive, this card provides free access to more than 700 Diners Club Airport and Members Lounges, offering the perfect space to work or relax.
  • Diners Club Shipping: Allowing you to save on shipping when buying online from US sites, Diners Club Shipping is powered by MyUS.com – the largest and most trusted package-forwarding service in the world.
  • Diners Club Cellar Door: This feature gives you access to a range of quality wines at special prices, with no obligations, commitments or minimum purchases. Simply choose from the range, and your wine will be delivered across Australia directly to your door.
  • Diners Club Privileges: Diners Club Membership provides you access to a host of offers and benefits worldwide, including accommodation, dining and shopping discounts. And as Diners Club is now part of the Citibank Dining Program, you can enjoy a complimentary bottle of award-winning wine when you dine at a Dining Program partner restaurant.
  • Complimentary Insurance: Travel insurance is offered in the form of International Travel Insurance, Interstate Flight Inconvenience Insurance and Transit Accident Insurance. Purchase protection is offered in Extended Warranty Insurance, Purchase Cover Insurance and Guaranteed Pricing Scheme. Read the PDS for full info.

What’s not so great...

Bearing in mind the Diners Club Card is a points-earning card packed with features, you need to be aware of the fees you will pay to keep it in your wallet. While the annual fee is not super high, it does charge an additional Rewards Fee and an additional cardholder fee as well. To work out whether the total cost of the card is worth it, calculate the value of the points you will earn combined with the extras you will make use of.

Why should you choose this card?

The Diners Club Card is designed for cardholders who want to earn rewards while enjoying some nice extras on the side. Backed by excellent customer support available 24/7, this card could work well for cardholders who like to travel, offering lounge access and complimentary travel insurance. It may also be a great choice for those who like to shop online from US merchants.

If you like the idea of a charge card rather than a credit card, the Diners Club Card would be well worth considering. The card provides up to 44 days interest free on purchases, and you can avoid getting into a cycle of revolving debt by paying off your balance each month by the due date.

Overall Rating

Offering charge card flexibility, the Diners Club Card earns uncapped points on the Diners Club Rewards program, alongside extras such as access to Airport and Member Lounges and the Citibank Dining Program, and a full suite of complimentary insurance covers.

User reviews

Diners Club Card ( based on 1 Creditcard.com.au user review )

64% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates

Purchase rate N/A

Cash advance rate N/A

Interest free on purchases up to 44 days

Credit limits

Minimum credit limt N/A

Maximum credit limit N/A

Fees & repayments

Annual fee $135 p.a.

Additional card holder fee Up to 99 - $50 p.a.

Foreign transaction fee N/A

Minimum repayment

Cash advance fee N/A

Late payment fee $3

Rewards and points

Rewards program

Rewards Program Diners Club Rewards Diners Club Rewards

Bonus points N/A

Annual points cap uncapped

Bonus points spend criteria N/A

Earning points with this card

Diners Club pointsDiners Club points 1 point per $1 spent

Points cap per month N/A

Overseas earn rateOverseas earn rate same as standard earn rate

Additional features

Complimentary insurance

Overseas travel insurance yes

Flight inconvenience insurance Yes

Transport accident cover Yes

Smartphone screen insurance No

Purchase protection insurance Yes

Extended warranty insurance Yes

Rental vehicle excess cover No

Extras

Free access to 700 airport lounges worldwide

Overview

Diners Club Card

The Diners Club Card gives you Diners Club’s benefits with ability to earn 1 point per $1 spent. Redeem your points across 15 airlines and get complimentary access to 700 airport lounges worldwide. Enjoy complimentary Travel Insurance and Purchase Protection.

Key features

  • Free access to 700 airport lounges worldwide
  • Redeem with over 15 international partner airlines
  • You can earn up to 1 points for every $1 spent
  • Complimentary Travel Insurance and Purchase Protection
  • Annual card fee of $135
  • Annual supplementary card holder fee of $50
  • Rewards fee of $77

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

Showing one question (showing the latest 10 Q&As)

barry

barry

28 July 2017
are diners card about to end rewards points
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    31 July 2017
    Hi Barry, not that I am aware of though there are many changes going on right now in the rewards points space. In the end you need to make sure that you are a maximizing the rewards you get based on spend and annual fee.

Similar Credit Cards

31 reviews

Apply by 31 Aug 19

More info
points earned over 12 months
1 point
16.77% Complete (success)
Velocity Frequent Flyer
90,000
points
16.77% Complete (success)
Velocity Frequent Flyer
$289
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

6 reviews
More info
points earned over 12 months
0.5 points
16.77% Complete (success)
Qantas Frequent Flyer
25,000
points
16.77% Complete (success)
Qantas Frequent Flyer
$95
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon
Help us improve

By submitting this feedback you agree to our privacy policy.

My credit card is not listed

By submitting this form you agree to our privacy policy.