Ask Roland a Question

Hi, I’m the site founder and I will personally answer your question within a business day.

By submitting this question you agree to our privacy policy.

NAB Qantas Rewards Signature Credit Card

8 reviews
points over 12 months Calculate your savings icon

Earn rate per $1

1 point
16.77% Complete (success)
Qantas Frequent Flyer

Bonus points

90,000 points
90,000% Complete (success)

Annual fee

$295 first year
295% Complete (success)
then $395

Pros

Earn 90,000 bonus Qantas Points on a new NAB Qantas Rewards Signature Card when you spend $4,000 on everyday purchases within 60 days of account opening

Reduced annual fee of $295 for the first year. This fee reverts to $395 p.a. from the second year

Enjoy complimentary insurances, including Overseas Travel Insurance

Cons

Points cap of $20,000 per month

High annual fee

High interest rate on purchases and cash advances

NAB Qantas Rewards Signature Credit Card

Earn 90,000 bonus Qantas Points on a new NAB Qantas Rewards Signature Card when you spend $4,000 on everyday purchases within 60 days of account opening and enjoy a reduced annual fee for the first year. The NAB Qantas Rewards Signature comes with an annual fee of $395 and lets you earn 1 Qantas Point per $1 spent up to $5,000 and then 0.5 Qantas Points per $1 spent between $5,001 and $20,000.

Key features

  • Earn 90,000 bonus Qantas Points on a new NAB Qantas Rewards Signature Card when you spend $4,000 on everyday purchases within 60 days of account opening
  • Reduced annual fee of $295 for the first year. This fee reverts to $395 p.a. from the second year
  • Earn 1 Qantas Point per $1 spent up to $5,000 and then 0.5 Qantas Points per $1 spent between $5,001 and $20,000
  • Annual fee of $395
  • Enjoy complimentary insurances, including Overseas Travel Insurance when you spend $500 or more of your pre-booked travel using your card.
  • Personal NAB Concierge available 24/7 to assist with travel and lifestyle services
  • 0% p.a. for 6 months on balance transfers. One off 2% BT Fee applies. Reverts to Cash Advance Rate.
  • Rates
    30%
  • Fees
    43%
  • Rewards
    53%
  • Customer Service
    49%
  • Value
    31%
50% of customers who have rated this card would recommend it
Overall customer rating 44%
8 reviews

13% Visitor | 26 September 2018

I signed up to this card over 2 months ago. I am eligible for the bonus 90000 points plus the usual spending points. They've appeared on my monthly NAB statement however are not being transferred to my QFF account. I've called a number of times and am advised its just a technical glitch they are working on. I don't think a technical glitch can take this long to resolve and am in the mean time not credited the points I could be using. I regret transferring to this bank as I've not had any problems with other banks with loyalty programs.

Does not recommend this card

Interest Rates
Purchase rate 19.99% p.a.
Cash advance rate 21.74% p.a.
Interest free on purchases up to 44 days
Balance Transfer
Balance transfer rate 0% p.a. for 6 months
Balance transfer fee 2% one off
Balance transfer revert rate 21.74% p.a.
Balance transfer limit 90% of your approved new credit limit
Balance transfer from personal loan N/A
Banks you can't balance transfer from NAB
Credit limits
Minimum credit limit $15,000
Maximum credit limit $55,000
Fees & repayments
Annual fee $395 p.a.
Annual fee first year $295
Additional cardholder fee $0 p.a.
Cash advance fee 2%
Foreign transaction fee 3%
Late payment fee $15
Credit card type Visa
Rewards program
Rewards program Qantas Frequent Flyer Qantas Frequent Flyer
Bonus points 90,000 Qantas points
Annual points cap 240,000
Bonus points spend criteria Spend $4,000 within first 60 days
Earning points with this card
Qantas points 1 point per $1 spent
Overseas earn rate same as standard earn rate
Points cap per month Capped at $5000, then 0.5 pts per $1 up to $20,000
Complimentary insurance
Overseas travel insurance yes - up to months
Flight inconvenience insurance Yes
Transport accident cover Yes
Smartphone screen insurance No
Purchase protection insurance Yes
Extended warranty insurance Yes
Rental vehicle excess cover No
Extras
Domestic hotel burglary insurance
Free Qantas Frequent Flyer membership (a saving of $89.50)

The Big Review: NAB Qantas Rewards Signature Card

NAB’s highest earning Qantas card, the NAB Qantas Rewards Signature Card provides cardholders with much more than just a great earn rate on the Qantas program. If you apply now, you can also receive 90,000 bonus Qantas Points, reduced annual fee first year and 0% p.a. on balance transfers for six months, as well as a personal concierge service, seven complimentary insurances, Visa Front Line access, and access to exclusive lifestyle, entertainment and travel rewards, deals and discounts through Visa Premium.

  • 90,000 bonus Qantas Points for new cardholders
  • Reduced annual fee of $295 for the first year. This fee reverts to $395 p.a. from the second year
  • 0% p.a. on balance transfers for six months
  • Up to 44 days interest free on purchases
  • Earn 1 Qantas Point per $1 up to $5,000 and 0.5 Qantas Points per $1 from $5,000 to $20,000 on everyday purchases
  • Earn 1 additional Qantas Point per $1 on eligible Qantas products and services
  • Free Qantas Frequent Flyer membership (a saving of $89.50)
  • Redeem rewards in the Qantas program, including award flights, products and vouchers from the Qantas store
  • 24/7 Personal Concierge
  • Visa Front Line access
  • Access to lifestyle, entertainment and travel rewards, deals and discounts with Visa Premium
  • Complimentary insurance cover on eligible travel and retail purchases
  • $15,000 minimum credit limit
  • 90,000 bonus points applied when you spend $4,000 on everyday purchases within 60 days of account opening.
  • Balance transfer must be applied for during card application, 2% balance transfer fee applies, reverts to cash advance rate.
  • Offer unavailable if closing/transferring from another NAB credit card account.
  • 19.99% p.a. standard variable purchase rate
  • 21.74% p.a. cash advance rate
  • Points are capped at $20,000 spend per statement period.
  • Interest free days only available if you pay your account in full by the due date each month. You won’t receive interest free days if you have a balance transfer.

This Card: The Lowdown

Providing premium perks and a decent points-earning potential, the NAB Qantas Rewards Signature Card is an excellent choice for cardholders who want to earn big on the Qantas frequent flyer program.

With this card, you can earn Qantas Points on everyday purchases, with the opportunity to earn additional points on eligible Qantas spending. Of course, if you apply, you can also enjoy 90,000 bonus Qantas Points to spend as you like.

Splurging 90,000 bonus Qantas Points

Where could you go?

  • You could fly Sydney to Auckland one-way five times, using 18,000 Qantas Points each time.
  • You could fly Melbourne to Nadi for 22,500 Qantas Points in Economy, 50,000 Qantas Points in Business, or 75,000 Qantas Points in First.
  • You could check out Europe, flying from Perth to Hamburg, Lisbon, London or Amsterdam for 55,000 Qantas Points each way.
  • You could explore the United States, flying from Brisbane to Los Angeles, Las Vegas, Phoenix or Seattle for 45,000 Qantas Points each way.

As a premium card, the NAB Qantas Rewards Signature Card has plenty going for it.

  • 24/7 Personal Concierge, providing assistance by booking travel, making dinner reservations, buying tickets and arranging the purchase and delivery of gifts for loved ones.
  • Access to Visa Front Line, to reserve tickets and purchase them online prior to general public release.
  • Access to lifestyle, entertainment and travel rewards, deals and discounts through Visa Premium.

Seven complimentary insurances covering eligible travel and retail purchases:

  • Overseas travel and medical insurance cover,
  • Interstate flight insurance cover,
  • Domestic hotel burglary insurance cover,
  • Transport accident insurance cover,
  • Extended warranty insurance cover,
  • Purchase protection insurance cover,
  • Price protection insurance cover.

Digging Deeper

With the basics covered, it’s time to dig a little deeper into what’s on offer with the NAB Qantas Rewards Signature Card, so you can decide whether this card is right for you.

This Card: As a Rewards Card

As this card has the highest earn rate among the trio of NAB Qantas Frequent Flyer linked credit cards, it offers you the best opportunity to earn big on everyday spending when you choose to bank with NAB.

  • Earn 1 Qantas Point per $1 up to $5,000 on everyday purchases,
  • Earn 0.5 Qantas Points per $1 from $5,000 to $20,000 on everyday purchases,
  • Earn 1 additional Qantas Point per $1 on eligible Qantas products and services.

Because there is a points cap in place, with points being earned on a tiered system, this card may not be suitable for everyone. However, it is worth noting that there is no points expiry on this card, so you can keep saving the points you earn until you find something you really want to spend them on.

If you are new to the Qantas program, you will receive free Qantas Frequent Flyer membership when you sign up for this card, giving you a saving of $89.50. You may also choose to add an additional cardholder to the account – at no extra cost – to help you earn points faster.

What about those additional bonus points? When using your card for certain purchases, you can earn 1 additional bonus point per $1 spent. These additional bonus points will be applied to card transactions on the following:

  • Qantas flights booked directly through qantas.com and Qantas Contact Centres,
  • Qantas flights booked through selected travel agents but processed with Qantas Airlines identified to card scheme as the relevant merchant,
  • purchases of Qantas Frequent Flyer membership,
  • purchases of Qantas Club membership, joining and annual fees,
  • purchases of Qantas Gift Vouchers,
  • purchases made through qantasstore.com.au, qantasshop.com.au and qantasepiqure.com.au.

As for the 90,000 bonus Qantas Points, there is some small print to take into account. To be eligible for the 90,000 bonus points offer, you must apply be approved, and then spend $4,000 on everyday purchases on your card within 60 days of card approval. Points will be credited to your points balance within three months of meeting the spend criteria.

In this case, everyday purchases do not include gambling or gaming purchases. In addition, to be eligible, you cannot be an existing customer who has received NAB Qantas Rewards Bonus Points for a new personal NAB Qantas Rewards credit card in the past twelve months.

And redeeming your points? Points can be redeemed for travel, on a Classic Flight Reward or Points Plus Pay Flight, or on an upgrade using Classic Upgrade Rewards or Bid Now Upgrades.

You could also choose to pay for Qantas Club Membership, to book car hire or accommodation with Qantas Hotels, to shop for premium wines and gourmet food with Qantas epiQure, or invest in extra protection with Qantas Insurance.

Or, if you prefer a little retail therapy, you could head to the Qantas Store.

  • Retail Gift Cards: $100 David Jones gift card for 16,530 Qantas Points, $50 Bonds gift card for 7,940 Qantas Points, or $50 Dymocks gift card for 7,940 Qantas Points.
  • Magazine Gift Cards: a 12 month subscription to Vogue UK for 35,150 Qantas Points, to Frankie for 11,730 Qantas Points, or to Healthy Food Guide for 11,640 Qantas Points.
  • Experience Gift Cards: Skydiving in Sydney for 45,600 Qantas Points, a Melbourne Café Indulgence Tour for 18,910 Qantas Points, or a Daimler Private Wine Tour for Two in the Barossa Valley for 128,840 Qantas Points.
  • Travel Gift Cards: $100 Accor gift card for 16,530 Qantas Points, $100 Jetstar Flight Voucher for 15,880 Qantas Points, or a $100 Qantas Holidays Voucher for 24,850 Qantas Points.

This Card: As a Premium Card

There is one main reason for choosing a premium card such as the NAB Qantas Rewards Signature Card – and that’s its perks. After all, you’re not likely to fork out $395 in annual fee each year if you’re not getting extras in return. For a limited time pay $295 annual card fee for your first year, then $395 p.a. from the second year. Aside from its rewards program, this card offers the following features to cardholders.

Personal Concierge Service

As a cardholder, you will have access to the NAB Concierge Service, which NAB describes as a complete travel and lifestyle service, offered 24 hours a day, seven days a week. Acting in much the same way as a personal assistant, NAB’s personal concierge can assist with all manner of services.

In terms of travel services, the NAB Concierge Service can help you plan out your entire trip, assisting in the booking of all your flights and accommodation. If anything goes awry while you are on your trip, your concierge can help organise medical or legal services, even offering emergency interpretation assistance, when needed.

As for everyday services, your concierge can offer assistance by finding, booking, and delivering tickets for live music, sports, and shows; organising car and limousine rentals; arranging flower delivery; making reservations at health clubs, golf clubs and hotels; or helping with restaurant recommendations and bookings.

Visa Front Line Access

Designed to offer select extras to Visa Signature cardholders, Visa Premium provides access to lifestyle, entertainment and travel rewards, deals and discounts. Visa Premium also features its own 24/7 concierge service, as well as global customer assistance, and access to exclusive offers.

As a registered Visa Premium member, you will also have access to Visa Front Line. This can give you access to the hottest tickets in town with no queues and no waiting, allowing you to reserve tickets and purchase them online prior to general public release.

Complimentary Insurance Cover

Similar to many other premium credit cards, the NAB Qantas Rewards Signature Card offers a range of complimentary insurances to its cardholders. These include:

  • Overseas travel and medical insurance cover
  • Interstate flight insurance cover
  • Domestic hotel burglary insurance cover
  • Transport accident insurance cover
  • Extended warranty insurance cover
  • Purchase protection insurance cover
  • Price protection insurance cover

As with any type of cover, it’s important to check the small print before relying on any insurance offered on a credit card. For example, to be eligible for:

  • overseas travel and medical insurance cover, you must use your card to purchase at least $500 of your pre-booked transport costs (such as your airfares or cruise) and land content (such as accommodation, tours or car rental) before your trip.
  • interstate flight insurance cover, you must use your card to purchase 100% of your return interstate airfares prior to the commencement of the trip.
  • domestic hotel burglary insurance cover, you must use your card to purchase 100% of your domestic hotel/motel accommodation costs.
  • transport accident insurance cover, you must use your card to purchase 100% of your conveyance costs.

As for the card’s insurance covering retail purchases:

  • The extended warranty insurance offers cover for a further 12 months on the period of a manufacturer’s expressed original warranty, provided the original warranty period is not greater than five years.
  • Purchase protection insurance offers cover for new personal items purchased on the card, covering against loss, theft, or accidental damage anywhere in the world, for three months from the date of purchase.
  • Price protection insurance offers cover for the difference between the price of the covered item and a lower printed advertised price for the same item.

Be sure to read the insurance policy document carefully for more information on the cover provided, as well as eligibility requirements and how to make a claim.

This Card: The Essentials

Just as you should always find out more about any insurance cover on offer, you should also check the small print for all need-to-know info on the card itself. With the NAB Qantas Rewards Signature Card, that starts with the $395 annual fee. As this is a fairly significant outgoing, you should work out whether you are getting more back in rewards and extras than you pay out in that annual fee.

As we mentioned previously, to be eligible for the 90,000 bonus Qantas Points, you must spend $4,000 on the card within 60 days of card approval. If you plan on spending that amount on your card anyway, it shouldn’t be an issue. However, if you spend more than you can pay back, just to get those points in your pocket, that is something to worry about.

In terms of interest, the card has a standard variable interest rate of 19.99% p.a. on purchases and 21.74% p.a. on cash advances. That means, to make all the rewards and extras on offer worthwhile, you must clear your balance each statement period, before interest starts accruing. Also be aware that any balance transfers left unpaid after the intro period ends will attract the higher cash advance rate.

To be eligible for the card, you must be 18 or over, and an Australian citizen or permanent resident. If you are not a citizen or permanent resident, you will need to provide the last overseas address you lived in, as well as other details of your residency status.

Decision Time

If you don’t mind spending $4,000 on your card within 60 days, then the NAB Qantas Rewards Signature Card provides a fantastic way to earn 90,000 bonus Qantas Points. Reduced annual fee first year. For your annual fee, you can also enjoy a decent earn rate and prestige perks on this premium card, such as complimentary insurance cover, a 24/7 concierge service, and Visa Front Line access.

34 questions (showing the latest 10 Q&As)

Angela

Angela

19 December 2018
Hi, this is now the third time I have tried to chase up kissing 90,000 points on my new card. I have qualified and was to,d that they were processed on Aug 16 this year and would receive in November, was then told I was receive in December credit agai. I didn’t. Can you please check when I will receive my points. My qantas membership number is 1941008805, thanks Angela
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    19 December 2018
    Hi Angela, I know that NAB sometimes can have delays with processing the points. My wife had a similar issue and went into the bank a few times. Good news was that she did get her bonus points. Understand it is a real pain and you shouldn't have to chase to get something you are entitled to. You are going to have to reach out to NAB credit card customer service directly though. You can go in branch or call Signature credit cards on 1300 489 410. Good luck with sorting soon and have a good Christmas.
JAMES

JAMES

28 September 2018
Does the Overseas Travel Insurance cover a 70 yr old person with a pacemaker with no other health issues travelling to the USA?
Jeanette

Jeanette

26 September 2018
Hi I'm also not having my QFF points being credited to my account despite a number of calls with the bank each month. They're saying its a computer glitch that's affecting all transfer points to all customers. Doesn't sound right. Maybe they should withdraw the offer of 90000 points until they know they can transfer them. Its false advertising. Any one else having this problem?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    27 September 2018
    Hi Jeanette, surely it must be a temporary issue with NAB. I do not have a NAB credit card but it sounds like something that could not be going on for very long. It's always disappointing when you want to get hold of your points and they are just not arriving. With other providers I have never had an issue with points being transferred. That said, I would stick with NAB to at least you get your bonus points credited. Post that, if you are not happy with the customer service or banks approach. Then I would review your options and see if another bank would be more suitable for your credit card business.
KK

KK

19 September 2018
Hi Roland, Can you pls clarify: 1. You receive the 90,000 Q bonus pts, then cancel your credit card 12months later, can NAB take the points back or will the bonus points expire at some point? 2. Paying off GEMoney cards - does that transaction count towards the bonus points? 3. Paying electricity/ internet does that count towards bonus/rewards system? 4. What about booking accommodation/flights/tours overseas (NZ), will that be counted as everyday purchases? bonus points? Thanks, K
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    19 September 2018
    Hi KK, 1. No, once they are credited to your Qantas Frequent Flyer account they cannot be taken back. You need to operate your Qantas program within the rules to keep to points active. 2. No balance transfer accrues points. 3. Electricity / internet should earn points. 4. Yes all that stuff earns points / everyday purchases. Have a read of this - https://www.nab.com.au/content/dam/nabrwd/documents/terms-and-conditions/banking/qantas-rewards-tcs.pdf. If you look at page 2, earning points. You can get a good idea of what earns points and what doesn't.
Dave

Dave

13 September 2018
Any others with this card have problems getting the monthly points credited by NAB? Wife has had to chase them 3 times in the last four statement periods. First twice not credited, now wrong number of points and not credited.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    14 September 2018
    Hi Dave, sorry to hear you are having troubles with your NAB Qantas Rewards credit card. I have not heard of these issues before as its a computer based system that should transfer the correct amount. Hopefully its been solved. If you are still struggling with NAB then I suggest that you look at another bank for your Qantas points earning.
Nina

Nina

6 September 2018
Hi, When it says: Earn 1 Qantas Point per $1 up to $5,000 on everyday purchases, Earn 0.5 Qantas Points per $1 from $5,000 to $20,000 on everyday purchases.Is this per month? Or does it mean after the first spend of $5000 the points per dollar drop to .5 from then on?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    7 September 2018
    Hi Nina, the points cap is restarted each statement period / monthly. Therefore for the first $5,000 you spend a month it will be at 1 point per $1 spent earn rate.
DonnaElvira

DonnaElvira

26 August 2018
Can I get points for BPAY transactions? I couldn't see that they said they were excluded, but most other cards do exclude BPAY.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    27 August 2018
    Hi Donna, looking through the NAB Qantas Credit Card Account Reward Terms and Conditions. It does not state anything about BPAY transactions not being eligible. Therefore based on this PDF it seems that certain BPAY transactions (as long as eligible purchases) should earn points.
PK

PK

24 August 2018
Do I get reward points when I pay ATO with NAB Signature Credit Card?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    27 August 2018
    Hi PK, there are no points earned with the NAB Qantas Rewards Signature credit card on ATO spend. Business credit cards do earn points in the most part. Additionally AMEX card holders typically receive 0.5 points per dollar on ATO spend.
kok kian Chee

kok kian Chee

23 August 2018
I was in the middle of my application but the accidentally went backward. I very saw my application # but did not note it down. could you pl. help me to resume my application?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    23 August 2018
    Hi Kok, I am not sure if its possible. You will need to reach out to NAB credit card customers service directly to see if they assist > 1300 489 410. Or unfortunately you can simply start the application process once more.
Julian

Julian

13 August 2018
Hi Roland Your answer does not apply to me as I have no business and am in the process of building a house and am providing the materials to the builder. Can you please clarify further Many thanks
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    13 August 2018
    Hi Julian, then these building material purchases are considered eligible purchases. Therefore you will earn points on them up to any points cap. You will earn 1 Qantas Point per $1 spent up to $5,000 and then 0.5 Qantas Points per $1 spent between $5,001 and $20,000 per month. Just note the 20k cap on points.
Julian

Julian

11 August 2018
Can you outline what is included as "everyday" purchases? For example, for building materials, would paying for timber flooring or joists from a timber yard, or roofing & wall cladding be acceptable? What about kitchen & bathroom fixtures/fittings be acceptable?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    13 August 2018
    Hi Julian, they sound like business expenses. If so then maybe the NAB Qantas Business Signature Credit Card with 100k bonus points may be more suitable. For the NAB Qantas Rewards Signature I have found a PDF on the NAB site for rewards points earning. https://www.nab.com.au/content/dam/nabrwd/personal/banking/documents/qantas-rewards-tcs.pdf. Technically, transactions NAB decides are wholly or partly for a business purpose. Transactions where you use your Card Account to make a payment to the Australian Taxation Office (ATO) are not eligible points earners. Though many people use personal cards for business expenses and earn points doing so. If these purchases you describe were not for a business then they would be considered eligible purchases. Things like cash advances, bank fees and ATO payments are not everyday purchases.
Ash

Ash

6 July 2018
if i spend 4000 on daily purchases n get the Qantas points but then after 60 days i have to return some item and the money against that purchase is credited back to my credit card, will the Qantas points be taken away?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    8 July 2018
    Hi Ash, that is an interesting question. If you spent 4k then returned 2k worth of purchases. I would say that then your eligible purchases would become 2k. If you already had the points transferred to your Qantas account then I doubt they would be able to take them away. If they have not been credited then its possible that you will not be eligible if you have not made (and not refunded) at least the minimum spend requirements.
Eleanor George

Eleanor George

4 July 2018
Hi, Can I purchase vouchers such as Coles as part of the $4000 spend. In the initial 60day period? Thanks
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    5 July 2018
    Hi Eleanor, yes though voucher purchases or purchases at Coles would go towards your spend requirement.
nick

nick

25 June 2018
can you use this card for personal use and business use? And will using it to pay business related expenses (such as materials/suppliers) still accumulate points?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    26 June 2018
    Hi Nick, this is a personal credit card. In the terms - https://www.nab.com.au/content/dam/nabrwd/personal/banking/documents/qantas-rewards-tcs.pdf. They state Transactions NAB decides are wholly or partly for a business purpose. Transactions where you use your Card Account to make a payment to the Australian Taxation Office (ATO) are not eligible to earn points. Though many people use personal cards for business expenses and still earn points.
  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Resident or citizen of Australia. Temporary residents are eligible.
  • You have your personal details ready to complete the online application
NAB Qantas Rewards Signature Credit Card
NAB Qantas Rewards Signature Credit Card

NAB Credit Cards

NAB Qantas Rewards Signature Credit Card

14 March 2019

Points Earn Rate (per $1 spent)

1

point

Qantas

Rewards Program

Qantas Frequent Flyer

Bonus Points

90,000 pts

Spend $4,000 within first 60 days

0 points over 12 months spend

My monthly card spend

NAB Qantas Rewards Signature Credit Card

Earn 90,000 bonus Qantas Points on a new NAB Qantas Rewards Signature Card when you spend $4,000 on everyday purchases within 60 days of account opening and enjoy a reduced annual fee for the first year. The NAB Qantas Rewards Signature comes with an annual fee of $395 and lets you earn 1 Qantas Point per $1 spent up to $5,000 and then 0.5 Qantas Points per $1 spent between $5,001 and $20,000.

Key features

  • Earn 90,000 bonus Qantas Points on a new NAB Qantas Rewards Signature Card when you spend $4,000 on everyday purchases within 60 days of account opening
  • Reduced annual fee of $295 for the first year. This fee reverts to $395 p.a. from the second year
  • Earn 1 Qantas Point per $1 spent up to $5,000 and then 0.5 Qantas Points per $1 spent between $5,001 and $20,000
  • Annual fee of $395
  • Enjoy complimentary insurances, including Overseas Travel Insurance when you spend $500 or more of your pre-booked travel using your card.
  • Personal NAB Concierge available 24/7 to assist with travel and lifestyle services
  • 0% p.a. for 6 months on balance transfers. One off 2% BT Fee applies. Reverts to Cash Advance Rate.

Customer Reviews

NAB Qantas Rewards Signature Credit Card

44% rating based on 8 reviews

Rates
Fees
Rewards
Customer Service
Value

Rates & Fees

Interest rates

Purchase rate 19.99% p.a.

Cash advance rate 21.74% p.a.

Interest free on purchases up to 44 days

Balance transfer

Balance transfer rate 0% p.a. for 6 months

Balance transfer revert rate 21.74% p.a.

Balance transfer from personal loan N/A

Balance transfer fee 2% one off

Balance transfer limit 90% of approved credit limit

Banks you can't balance transfer from NAB

Credit limits

Minimum credit limt $15,000

Maximum credit limit $55,000

Fees & repayments

Annual fee $395 p.a.

Additional card holder fee $0 p.a.

Foreign transaction fee 3%

Minimum repayment

Annual fee the first year $295

Cash advance fee 2%

Late payment fee $15

Rewards & points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 90,000 Qantas points

Annual points cap 240,000

Bonus points spend criteria Spend $4,000 within first 60 days

Earning points with this card

Qantas pointsQantas points 1 point per $1 spent

Points cap per month Capped at $5000, then 0.5 pts per $1 up to $20,000

Overseas earn rateOverseas earn rate same as standard earn rate

Additional features

Complimentary insurance

Overseas travel insurance yes

Flight inconvenience insurance Yes

Transport accident cover Yes

Smartphone Screen Insurance No

Purchase protection insurance Yes

Extended warranty insurance Yes

Rental vehicle excess cover No

Extras

Domestic hotel burglary insurance

Free Qantas Frequent Flyer membership (a saving of $89.50)

Our Review

Editor Review

The Big Review: NAB Qantas Rewards Signature Card

NAB’s highest earning Qantas card, the NAB Qantas Rewards Signature Card provides cardholders with much more than just a great earn rate on the Qantas program. If you apply now, you can also receive 90,000 bonus Qantas Points, reduced annual fee first year and 0% p.a. on balance transfers for six months, as well as a personal concierge service, seven complimentary insurances, Visa Front Line access, and access to exclusive lifestyle, entertainment and travel rewards, deals and discounts through Visa Premium.

  • 90,000 bonus Qantas Points for new cardholders
  • Reduced annual fee of $295 for the first year. This fee reverts to $395 p.a. from the second year
  • 0% p.a. on balance transfers for six months
  • Up to 44 days interest free on purchases
  • Earn 1 Qantas Point per $1 up to $5,000 and 0.5 Qantas Points per $1 from $5,000 to $20,000 on everyday purchases
  • Earn 1 additional Qantas Point per $1 on eligible Qantas products and services
  • Free Qantas Frequent Flyer membership (a saving of $89.50)
  • Redeem rewards in the Qantas program, including award flights, products and vouchers from the Qantas store
  • 24/7 Personal Concierge
  • Visa Front Line access
  • Access to lifestyle, entertainment and travel rewards, deals and discounts with Visa Premium
  • Complimentary insurance cover on eligible travel and retail purchases
  • $15,000 minimum credit limit
  • 90,000 bonus points applied when you spend $4,000 on everyday purchases within 60 days of account opening.
  • Balance transfer must be applied for during card application, 2% balance transfer fee applies, reverts to cash advance rate.
  • Offer unavailable if closing/transferring from another NAB credit card account.
  • 19.99% p.a. standard variable purchase rate
  • 21.74% p.a. cash advance rate
  • Points are capped at $20,000 spend per statement period.
  • Interest free days only available if you pay your account in full by the due date each month. You won’t receive interest free days if you have a balance transfer.

This Card: The Lowdown

Providing premium perks and a decent points-earning potential, the NAB Qantas Rewards Signature Card is an excellent choice for cardholders who want to earn big on the Qantas frequent flyer program.

With this card, you can earn Qantas Points on everyday purchases, with the opportunity to earn additional points on eligible Qantas spending. Of course, if you apply, you can also enjoy 90,000 bonus Qantas Points to spend as you like.

Splurging 90,000 bonus Qantas Points

Where could you go?

  • You could fly Sydney to Auckland one-way five times, using 18,000 Qantas Points each time.
  • You could fly Melbourne to Nadi for 22,500 Qantas Points in Economy, 50,000 Qantas Points in Business, or 75,000 Qantas Points in First.
  • You could check out Europe, flying from Perth to Hamburg, Lisbon, London or Amsterdam for 55,000 Qantas Points each way.
  • You could explore the United States, flying from Brisbane to Los Angeles, Las Vegas, Phoenix or Seattle for 45,000 Qantas Points each way.

As a premium card, the NAB Qantas Rewards Signature Card has plenty going for it.

  • 24/7 Personal Concierge, providing assistance by booking travel, making dinner reservations, buying tickets and arranging the purchase and delivery of gifts for loved ones.
  • Access to Visa Front Line, to reserve tickets and purchase them online prior to general public release.
  • Access to lifestyle, entertainment and travel rewards, deals and discounts through Visa Premium.

Seven complimentary insurances covering eligible travel and retail purchases:

  • Overseas travel and medical insurance cover,
  • Interstate flight insurance cover,
  • Domestic hotel burglary insurance cover,
  • Transport accident insurance cover,
  • Extended warranty insurance cover,
  • Purchase protection insurance cover,
  • Price protection insurance cover.

Digging Deeper

With the basics covered, it’s time to dig a little deeper into what’s on offer with the NAB Qantas Rewards Signature Card, so you can decide whether this card is right for you.

This Card: As a Rewards Card

As this card has the highest earn rate among the trio of NAB Qantas Frequent Flyer linked credit cards, it offers you the best opportunity to earn big on everyday spending when you choose to bank with NAB.

  • Earn 1 Qantas Point per $1 up to $5,000 on everyday purchases,
  • Earn 0.5 Qantas Points per $1 from $5,000 to $20,000 on everyday purchases,
  • Earn 1 additional Qantas Point per $1 on eligible Qantas products and services.

Because there is a points cap in place, with points being earned on a tiered system, this card may not be suitable for everyone. However, it is worth noting that there is no points expiry on this card, so you can keep saving the points you earn until you find something you really want to spend them on.

If you are new to the Qantas program, you will receive free Qantas Frequent Flyer membership when you sign up for this card, giving you a saving of $89.50. You may also choose to add an additional cardholder to the account – at no extra cost – to help you earn points faster.

What about those additional bonus points? When using your card for certain purchases, you can earn 1 additional bonus point per $1 spent. These additional bonus points will be applied to card transactions on the following:

  • Qantas flights booked directly through qantas.com and Qantas Contact Centres,
  • Qantas flights booked through selected travel agents but processed with Qantas Airlines identified to card scheme as the relevant merchant,
  • purchases of Qantas Frequent Flyer membership,
  • purchases of Qantas Club membership, joining and annual fees,
  • purchases of Qantas Gift Vouchers,
  • purchases made through qantasstore.com.au, qantasshop.com.au and qantasepiqure.com.au.

As for the 90,000 bonus Qantas Points, there is some small print to take into account. To be eligible for the 90,000 bonus points offer, you must apply be approved, and then spend $4,000 on everyday purchases on your card within 60 days of card approval. Points will be credited to your points balance within three months of meeting the spend criteria.

In this case, everyday purchases do not include gambling or gaming purchases. In addition, to be eligible, you cannot be an existing customer who has received NAB Qantas Rewards Bonus Points for a new personal NAB Qantas Rewards credit card in the past twelve months.

And redeeming your points? Points can be redeemed for travel, on a Classic Flight Reward or Points Plus Pay Flight, or on an upgrade using Classic Upgrade Rewards or Bid Now Upgrades.

You could also choose to pay for Qantas Club Membership, to book car hire or accommodation with Qantas Hotels, to shop for premium wines and gourmet food with Qantas epiQure, or invest in extra protection with Qantas Insurance.

Or, if you prefer a little retail therapy, you could head to the Qantas Store.

  • Retail Gift Cards: $100 David Jones gift card for 16,530 Qantas Points, $50 Bonds gift card for 7,940 Qantas Points, or $50 Dymocks gift card for 7,940 Qantas Points.
  • Magazine Gift Cards: a 12 month subscription to Vogue UK for 35,150 Qantas Points, to Frankie for 11,730 Qantas Points, or to Healthy Food Guide for 11,640 Qantas Points.
  • Experience Gift Cards: Skydiving in Sydney for 45,600 Qantas Points, a Melbourne Café Indulgence Tour for 18,910 Qantas Points, or a Daimler Private Wine Tour for Two in the Barossa Valley for 128,840 Qantas Points.
  • Travel Gift Cards: $100 Accor gift card for 16,530 Qantas Points, $100 Jetstar Flight Voucher for 15,880 Qantas Points, or a $100 Qantas Holidays Voucher for 24,850 Qantas Points.

This Card: As a Premium Card

There is one main reason for choosing a premium card such as the NAB Qantas Rewards Signature Card – and that’s its perks. After all, you’re not likely to fork out $395 in annual fee each year if you’re not getting extras in return. For a limited time pay $295 annual card fee for your first year, then $395 p.a. from the second year. Aside from its rewards program, this card offers the following features to cardholders.

Personal Concierge Service

As a cardholder, you will have access to the NAB Concierge Service, which NAB describes as a complete travel and lifestyle service, offered 24 hours a day, seven days a week. Acting in much the same way as a personal assistant, NAB’s personal concierge can assist with all manner of services.

In terms of travel services, the NAB Concierge Service can help you plan out your entire trip, assisting in the booking of all your flights and accommodation. If anything goes awry while you are on your trip, your concierge can help organise medical or legal services, even offering emergency interpretation assistance, when needed.

As for everyday services, your concierge can offer assistance by finding, booking, and delivering tickets for live music, sports, and shows; organising car and limousine rentals; arranging flower delivery; making reservations at health clubs, golf clubs and hotels; or helping with restaurant recommendations and bookings.

Visa Front Line Access

Designed to offer select extras to Visa Signature cardholders, Visa Premium provides access to lifestyle, entertainment and travel rewards, deals and discounts. Visa Premium also features its own 24/7 concierge service, as well as global customer assistance, and access to exclusive offers.

As a registered Visa Premium member, you will also have access to Visa Front Line. This can give you access to the hottest tickets in town with no queues and no waiting, allowing you to reserve tickets and purchase them online prior to general public release.

Complimentary Insurance Cover

Similar to many other premium credit cards, the NAB Qantas Rewards Signature Card offers a range of complimentary insurances to its cardholders. These include:

  • Overseas travel and medical insurance cover
  • Interstate flight insurance cover
  • Domestic hotel burglary insurance cover
  • Transport accident insurance cover
  • Extended warranty insurance cover
  • Purchase protection insurance cover
  • Price protection insurance cover

As with any type of cover, it’s important to check the small print before relying on any insurance offered on a credit card. For example, to be eligible for:

  • overseas travel and medical insurance cover, you must use your card to purchase at least $500 of your pre-booked transport costs (such as your airfares or cruise) and land content (such as accommodation, tours or car rental) before your trip.
  • interstate flight insurance cover, you must use your card to purchase 100% of your return interstate airfares prior to the commencement of the trip.
  • domestic hotel burglary insurance cover, you must use your card to purchase 100% of your domestic hotel/motel accommodation costs.
  • transport accident insurance cover, you must use your card to purchase 100% of your conveyance costs.

As for the card’s insurance covering retail purchases:

  • The extended warranty insurance offers cover for a further 12 months on the period of a manufacturer’s expressed original warranty, provided the original warranty period is not greater than five years.
  • Purchase protection insurance offers cover for new personal items purchased on the card, covering against loss, theft, or accidental damage anywhere in the world, for three months from the date of purchase.
  • Price protection insurance offers cover for the difference between the price of the covered item and a lower printed advertised price for the same item.

Be sure to read the insurance policy document carefully for more information on the cover provided, as well as eligibility requirements and how to make a claim.

This Card: The Essentials

Just as you should always find out more about any insurance cover on offer, you should also check the small print for all need-to-know info on the card itself. With the NAB Qantas Rewards Signature Card, that starts with the $395 annual fee. As this is a fairly significant outgoing, you should work out whether you are getting more back in rewards and extras than you pay out in that annual fee.

As we mentioned previously, to be eligible for the 90,000 bonus Qantas Points, you must spend $4,000 on the card within 60 days of card approval. If you plan on spending that amount on your card anyway, it shouldn’t be an issue. However, if you spend more than you can pay back, just to get those points in your pocket, that is something to worry about.

In terms of interest, the card has a standard variable interest rate of 19.99% p.a. on purchases and 21.74% p.a. on cash advances. That means, to make all the rewards and extras on offer worthwhile, you must clear your balance each statement period, before interest starts accruing. Also be aware that any balance transfers left unpaid after the intro period ends will attract the higher cash advance rate.

To be eligible for the card, you must be 18 or over, and an Australian citizen or permanent resident. If you are not a citizen or permanent resident, you will need to provide the last overseas address you lived in, as well as other details of your residency status.

Decision Time

If you don’t mind spending $4,000 on your card within 60 days, then the NAB Qantas Rewards Signature Card provides a fantastic way to earn 90,000 bonus Qantas Points. Reduced annual fee first year. For your annual fee, you can also enjoy a decent earn rate and prestige perks on this premium card, such as complimentary insurance cover, a 24/7 concierge service, and Visa Front Line access.

Pros

  • Earn 90,000 bonus Qantas Points on a new NAB Qantas Rewards Signature Card when you spend $4,000 on everyday purchases within 60 days of account opening
  • Reduced annual fee of $295 for the first year. This fee reverts to $395 p.a. from the second year
  • Enjoy complimentary insurances, including Overseas Travel Insurance

Cons

  • Points cap of $20,000 per month
  • High annual fee
  • High interest rate on purchases and cash advances

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia. Temporary residents are eligible.

  • You have your personal details ready to complete the online application

Customer reviews

13%

CreditCard.com.au Visitor

26 September 2018

I signed up to this card over 2 months ago. I am eligible for the bonus 90000 points plus the usual spending points. They've appeared on my monthly NAB statement however are not being transferred to my QFF account. I've called a number of times and am advised its just a technical glitch they are working on. I don't think a technical glitch can take this long to resolve and am in the mean time not credited the points I could be using. I regret transferring to this bank as I've not had any problems with other banks with loyalty programs.

Does not recommend this card
Roland B Bleyer

Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Question

Something you need to know about this card? Ask a our credit card expert a question.

34 questions (showing the latest 10 Q&As)

Angela

Angela

19 December 2018
Hi, this is now the third time I have tried to chase up kissing 90,000 points on my new card. I have qualified and was to,d that they were processed on Aug 16 this year and would receive in November, was then told I was receive in December credit agai. I didn’t. Can you please check when I will receive my points. My qantas membership number is 1941008805, thanks Angela
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    19 December 2018
    Hi Angela, I know that NAB sometimes can have delays with processing the points. My wife had a similar issue and went into the bank a few times. Good news was that she did get her bonus points. Understand it is a real pain and you shouldn't have to chase to get something you are entitled to. You are going to have to reach out to NAB credit card customer service directly though. You can go in branch or call Signature credit cards on 1300 489 410. Good luck with sorting soon and have a good Christmas.
JAMES

JAMES

28 September 2018
Does the Overseas Travel Insurance cover a 70 yr old person with a pacemaker with no other health issues travelling to the USA?
Jeanette

Jeanette

26 September 2018
Hi I'm also not having my QFF points being credited to my account despite a number of calls with the bank each month. They're saying its a computer glitch that's affecting all transfer points to all customers. Doesn't sound right. Maybe they should withdraw the offer of 90000 points until they know they can transfer them. Its false advertising. Any one else having this problem?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    27 September 2018
    Hi Jeanette, surely it must be a temporary issue with NAB. I do not have a NAB credit card but it sounds like something that could not be going on for very long. It's always disappointing when you want to get hold of your points and they are just not arriving. With other providers I have never had an issue with points being transferred. That said, I would stick with NAB to at least you get your bonus points credited. Post that, if you are not happy with the customer service or banks approach. Then I would review your options and see if another bank would be more suitable for your credit card business.
KK

KK

19 September 2018
Hi Roland, Can you pls clarify: 1. You receive the 90,000 Q bonus pts, then cancel your credit card 12months later, can NAB take the points back or will the bonus points expire at some point? 2. Paying off GEMoney cards - does that transaction count towards the bonus points? 3. Paying electricity/ internet does that count towards bonus/rewards system? 4. What about booking accommodation/flights/tours overseas (NZ), will that be counted as everyday purchases? bonus points? Thanks, K
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    19 September 2018
    Hi KK, 1. No, once they are credited to your Qantas Frequent Flyer account they cannot be taken back. You need to operate your Qantas program within the rules to keep to points active. 2. No balance transfer accrues points. 3. Electricity / internet should earn points. 4. Yes all that stuff earns points / everyday purchases. Have a read of this - https://www.nab.com.au/content/dam/nabrwd/documents/terms-and-conditions/banking/qantas-rewards-tcs.pdf. If you look at page 2, earning points. You can get a good idea of what earns points and what doesn't.
Dave

Dave

13 September 2018
Any others with this card have problems getting the monthly points credited by NAB? Wife has had to chase them 3 times in the last four statement periods. First twice not credited, now wrong number of points and not credited.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    14 September 2018
    Hi Dave, sorry to hear you are having troubles with your NAB Qantas Rewards credit card. I have not heard of these issues before as its a computer based system that should transfer the correct amount. Hopefully its been solved. If you are still struggling with NAB then I suggest that you look at another bank for your Qantas points earning.
Nina

Nina

6 September 2018
Hi, When it says: Earn 1 Qantas Point per $1 up to $5,000 on everyday purchases, Earn 0.5 Qantas Points per $1 from $5,000 to $20,000 on everyday purchases.Is this per month? Or does it mean after the first spend of $5000 the points per dollar drop to .5 from then on?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    7 September 2018
    Hi Nina, the points cap is restarted each statement period / monthly. Therefore for the first $5,000 you spend a month it will be at 1 point per $1 spent earn rate.
DonnaElvira

DonnaElvira

26 August 2018
Can I get points for BPAY transactions? I couldn't see that they said they were excluded, but most other cards do exclude BPAY.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    27 August 2018
    Hi Donna, looking through the NAB Qantas Credit Card Account Reward Terms and Conditions. It does not state anything about BPAY transactions not being eligible. Therefore based on this PDF it seems that certain BPAY transactions (as long as eligible purchases) should earn points.
PK

PK

24 August 2018
Do I get reward points when I pay ATO with NAB Signature Credit Card?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    27 August 2018
    Hi PK, there are no points earned with the NAB Qantas Rewards Signature credit card on ATO spend. Business credit cards do earn points in the most part. Additionally AMEX card holders typically receive 0.5 points per dollar on ATO spend.
kok kian Chee

kok kian Chee

23 August 2018
I was in the middle of my application but the accidentally went backward. I very saw my application # but did not note it down. could you pl. help me to resume my application?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    23 August 2018
    Hi Kok, I am not sure if its possible. You will need to reach out to NAB credit card customers service directly to see if they assist > 1300 489 410. Or unfortunately you can simply start the application process once more.
Julian

Julian

13 August 2018
Hi Roland Your answer does not apply to me as I have no business and am in the process of building a house and am providing the materials to the builder. Can you please clarify further Many thanks
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    13 August 2018
    Hi Julian, then these building material purchases are considered eligible purchases. Therefore you will earn points on them up to any points cap. You will earn 1 Qantas Point per $1 spent up to $5,000 and then 0.5 Qantas Points per $1 spent between $5,001 and $20,000 per month. Just note the 20k cap on points.
Julian

Julian

11 August 2018
Can you outline what is included as "everyday" purchases? For example, for building materials, would paying for timber flooring or joists from a timber yard, or roofing & wall cladding be acceptable? What about kitchen & bathroom fixtures/fittings be acceptable?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    13 August 2018
    Hi Julian, they sound like business expenses. If so then maybe the NAB Qantas Business Signature Credit Card with 100k bonus points may be more suitable. For the NAB Qantas Rewards Signature I have found a PDF on the NAB site for rewards points earning. https://www.nab.com.au/content/dam/nabrwd/personal/banking/documents/qantas-rewards-tcs.pdf. Technically, transactions NAB decides are wholly or partly for a business purpose. Transactions where you use your Card Account to make a payment to the Australian Taxation Office (ATO) are not eligible points earners. Though many people use personal cards for business expenses and earn points doing so. If these purchases you describe were not for a business then they would be considered eligible purchases. Things like cash advances, bank fees and ATO payments are not everyday purchases.
Ash

Ash

6 July 2018
if i spend 4000 on daily purchases n get the Qantas points but then after 60 days i have to return some item and the money against that purchase is credited back to my credit card, will the Qantas points be taken away?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    8 July 2018
    Hi Ash, that is an interesting question. If you spent 4k then returned 2k worth of purchases. I would say that then your eligible purchases would become 2k. If you already had the points transferred to your Qantas account then I doubt they would be able to take them away. If they have not been credited then its possible that you will not be eligible if you have not made (and not refunded) at least the minimum spend requirements.
Eleanor George

Eleanor George

4 July 2018
Hi, Can I purchase vouchers such as Coles as part of the $4000 spend. In the initial 60day period? Thanks
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    5 July 2018
    Hi Eleanor, yes though voucher purchases or purchases at Coles would go towards your spend requirement.
nick

nick

25 June 2018
can you use this card for personal use and business use? And will using it to pay business related expenses (such as materials/suppliers) still accumulate points?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    26 June 2018
    Hi Nick, this is a personal credit card. In the terms - https://www.nab.com.au/content/dam/nabrwd/personal/banking/documents/qantas-rewards-tcs.pdf. They state Transactions NAB decides are wholly or partly for a business purpose. Transactions where you use your Card Account to make a payment to the Australian Taxation Office (ATO) are not eligible to earn points. Though many people use personal cards for business expenses and still earn points.

Similar Credit Cards

31 reviews

Apply by 30 Apr 19

More info
points earned over 12 months
1 point
16.77% Complete (success)
Velocity Frequent Flyer
90,000
points
16.77% Complete (success)
Velocity Frequent Flyer
$289
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

4 reviews
More info
points earned over 12 months
0.75 points
16.77% Complete (success)
Qantas Frequent Flyer
75,000
points
16.77% Complete (success)
Qantas Frequent Flyer
$295
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

6 reviews
More info
points earned over 12 months
1.5 points
16.77% Complete (success)
ANZ Rewards
75,000
points
16.77% Complete (success)
ANZ Rewards
$95
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon
Help us improve

By submitting this feedback you agree to our privacy policy.

My credit card is not listed

By submitting this form you agree to our privacy policy.