- Earn 60,000 bonus Qantas Points after $9,000 in eligible purchases within 90 days of card approval. New cards only. T&Cs apply.
- Earn 1.5 Qantas Points per $1 on international spend, 0.8 Qantas Points per $1 on everyday purchases, and 0.4 Qantas Points per $1 on everything else (up to $10,000 per statement period, then 0.25 points per $1 thereafter). T&Cs apply.
- Two complimentary airport lounge passes per year
- Complimentary International and Domestic Travel Insurance (including COVID-19 coverage effective 30 June 2022, T&Cs apply)
- Complimentary Qantas Frequent Flyer membership
- Eligible with Apple Pay, Samsung Pay & Google Pay
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BankSA Credit Cards
BankSA Amplify Signature Credit Card – Qantas
Updated 10 November 2026
Earn 60,000 bonus Qantas Points after $9,000 in eligible purchases within 90 days of card approval. Earn 1.5 Qantas Points per $1 on eligible international purchases, 0.8 on eligible everyday purchases and 0.4 on other eligible purchases; after $10,000 in a statement cycle, further eligible purchases earn 0.25 Qantas Points per $1, plus enjoy two complimentary airport lounge passes each year and a full suite of complimentary insurances.
Terms and conditions apply.
Points Earn Rate (per $1 spent)
0.8 points
Capped at $10,000 per statement period, then 0.25 pts per $1 spent
Rewards Program
Qantas Frequent Flyer
Bonus Points
60,000 pts
$9,000 eligible spend within 90 days of approval
Pros and cons
- 3% foreign transaction fee
- $155 annual Qantas Rewards fee
Creditcard.com.au review
Editor Review
BankSA Amplify Signature Credit Card – Qantas
Pauline Hatch
Pauline is a personal finance expert at CreditCard.com.au, with 9 years in money, budgeting and property reporting under her belt. Ask Pauline a Question about this card.
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The BankSA Amplify Signature Credit Card - Qantas
Even though it offers the highest Qantas earn rate within BankSA’s Amplify range, the BankSA Amplify Signature Credit Card still works hard to entice new cardholders, offering 60,000 bonus Qantas Points after $9,000 in eligible purchases within 90 days of approval. As for extras, cardholders can benefit from Qantas Lounge passes, and complimentary insurance covers.
What we love...
The 60,000 bonus Qantas Points offer can boost your points balance. Redemption availability and points requirements vary, and taxes and carrier charges may apply.
Earn 60,000 bonus Qantas Points after $9,000 in eligible purchases within 90 days of card approval. The bonus is credited within 12 weeks of meeting the eligible-spend requirement.
The offer excludes customers who currently hold, or have held in the past 24 months, an Amplify, Amplify Platinum or Amplify Signature card from BankSA, St.George or Bank of Melbourne. Product switches, upgrades and Westpac Group staff are also excluded.
When it comes to everyday earning, this card offers competitive Qantas Points. You’ll earn 1.5 Qantas Points per $1 on international spend, 0.8 Qantas Points per $1 on everyday purchases, and 0.4 Qantas Points per $1 on all other eligible spend. Once you reach $10,000 in purchases within a statement period, the earn rate drops to 0.25 Qantas Points per $1 on additional eligible transactions. Plus, when you shop with Qantas Frequent Flyer Program partners, you can double-dip—earning once with your card and once with the program partner.
What’s not so great
We need to point out that the card’s annual fee is relatively high. Cardholders may find other Qantas rewards cards that provide a higher earn rate for a similar annual fee. However, if you find value from the rewards you earn and the extras you use, then this card’s annual fee may be worth paying.
There is also a $155 annual Qantas Rewards fee if you choose to earn Qantas Points through the Amplify Qantas rewards program.
Meanwhile, with its relatively high purchase rate and cash advance rate, it’s best suited to cardholders who can pay off their balance in full each month.
Why should you choose this card?
An excellent option for anyone looking to earn Qantas Points while enjoying an array of extras, the BankSA Amplify Signature Credit Card offers value to big spenders and frequent travellers. If you have an additional cardholder, you can add one at no extra cost, which may help you earn points faster.
As a cardholder, you can benefit from two Qantas Lounge passes each year. This feature is available as long as you meet the card’s usage requirements.
On top of that, the card provides complimentary insurance cover, including travel insurance for eligible trips, along with a range of other covers such as purchase protection and extended warranty insurance. Be sure to check the PDS for full details, including eligibility, limits and exclusions.
Overall Rating
Providing a solid selection of features, the BankSA Amplify Signature Credit Card makes it possible to earn Qantas Points while accessing travel-related perks such as lounge passes and complimentary insurance. The combination of 60,000 bonus Qantas Points and ongoing earn rates may appeal to those who meet the spending requirements and can make use of the card’s benefits.
User reviews
Rates and fees
Interest rates
Purchase rate 23.98% p.a.
Cash advance rate 23.99% p.a.
Interest free period on purchases up to 45 days
Credit limits
Minimum credit limit $15,000
Maximum credit limit $75,000
Fees & repayments
Annual fee $295 p.a.
Additional cardholder fee $0 p.a.
Foreign transaction fee 3%
Minimum repayment Amplify Platinum/Signature: 2.5% of the closing balance or $25, whichever is greater (pay balances below $25 in full). Vertigo: 2% or $10, whichever is greater, until 29 November 2026; 2.5% or $25 from 30 November 2026. Other cards: check your statement.
Cash advance fee 3.5%
Late payment fee $20
Rewards and points
Rewards program
Rewards Program
Qantas Frequent Flyer
Bonus points 60,000 points
Annual points cap 187,500
Bonus points spend criteria $9,000 eligible spend within 90 days of approval
Earning points with this card
Qantas Rewards points 0.8 points per $1 spent
Points cap per month Capped at $10,000 per statement period, then 0.25 pts per $1 spent
Overseas earn rate same as standard earn rate
Additional features
Complimentary insurance
International Travel Insurance Yes - up to 6 months
Flight Inconvenience Insurance Yes
Transit Accident Insurance Yes
Smartphone Screen Insurance No
Purchase Protection Insurance Yes
Extended Warranty Insurance Yes
Rental Vehicle Excess In Australia Insurance Yes
Extras
Travel insurance underwritten by Allianz Australia Insurance Limited
Eligible with Apple Pay, Samsung Pay & Google Pay
Fraud Protection Guarantee
Two Qantas Lounge passes each year
Complimentary Qantas Frequent Flyer membership
Overview
BankSA Amplify Signature Credit Card – Qantas
Disclaimer: The interest-free period is the maximum number of days during which interest is not charged on new purchases. If your account has an interest-free period for purchases, to be entitled to that interest-free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.
Key features
- Earn 60,000 bonus Qantas Points after $9,000 in eligible purchases within 90 days of card approval. New cards only. T&Cs apply.
- Earn 1.5 Qantas Points per $1 on eligible international purchases, 0.8 on eligible everyday purchases and 0.4 on other eligible purchases. After $10,000 in a statement cycle, further eligible purchases earn 0.25 Qantas Points per $1.
- $295 annual card fee ($200 first year if already with BankSA, reverts to $295 thereafter)
- Get up to 45 days interest free on purchases
- $155 annual Qantas Rewards fee
- Two complimentary airport lounge passes per year
- Complimentary insurance
Minimum criteria to apply for this card
-
Be over 18 years old
-
Good Credit and have not applied for multiple credit cards recently
-
Australian or New Zealand citizen, Australian permanent resident, or holder of an eligible temporary residence visa with at least 1 year before expiry
-
Minimum income of $75,000 p.a.
You have your personal details ready to complete the online application
Pauline is a personal finance expert at CreditCard.com.au, with 9 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger
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