- Earn up to 70,000 bonus Qantas points—60,000 points when you spend $3,000 on eligible purchases within 90 days of card approval, plus 10,000 points after your first eligible purchase in year 2
- 0% p.a. for 24 months on balance transfers requested at card application. Rate then switches to variable cash advance rate. 1% balance transfer fee applies.
- Discounted annual fee of $99 for the first year, then $124 p.a. thereafter
- Earn 0.5 Qantas Points per $1 spent on eligible purchases up to a maximum of $100,000 spent on eligible purchases per year*.
- Complimentary Qantas Frequent Flyer membership
- Complimentary International and Domestic Travel Insurance (including COVID-19 coverage effective 30 June 2022, T&Cs apply)
- Eligible with Apple Pay, Google Pay and Samsung Pay
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BankSA Credit Cards
BankSA Amplify Platinum Credit Card – Qantas
Updated 19 March 2024
Earn 60,000 bonus Qantas points in year 1 when you spend $3,000 within 90 days of card approval, plus an extra 10,000 points after your first eligible purchase in year 2. Save with a reduced $99 annual fee and 0% p.a. for 24 months on balance transfers (1% balance transfer fee applies). Earn 0.5 Qantas Points per $1 spent*. Get up to 3 months of complimentary overseas travel insurance. Apply by 31 July 2024.
Points Earn Rate (per $1 spent)
0.5 points
Capped at $100,000 per year. Bonus Qantas Points excluded in the cap.
Rewards Program
Qantas Frequent Flyer
Bonus Points
Up to 70k pts
Spend $3k within the first 90 days (60,000 points) in year 1, make an eligible purchase in year 2 (10,000 points)
Pros and cons
- There are higher Qantas Frequent Flyer points earn rates on other cards
- $75 Annual Qantas Rewards Program fee
Creditcard.com.au review
Editor Review
BankSA Amplify Platinum Credit Card – Qantas
Pauline Hatch
Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. Ask Pauline a Question about this card.
The BankSA Amplify Platinum Credit Card - Qantas
Earning points on the Qantas Frequent Flyer program, the BankSA Amplify Platinum Credit Card offers great everyday earning and a nice selection of platinum perks, including complimentary insurance cover. Cardholders can enjoy all that, plus enticing introductory offers - up to 70,000 bonus Qantas Points (minimum spend applies), 0% p.a. for 24 months on balance transfers, plus a discounted first-year annual fee of $99.
What we love...
Looking first to the card’s introductory offer, the BankSA Amplify Platinum Credit Card is currently offering up to 70,000 bonus Qantas Points to new cardholders who apply and are approved by 31 July 2024. To be eligible for this nice little bonus, simply spend $3,000 on eligible purchases within 90 days of card approval to earn 60,000 points, then keep your account open for more than 12 months and continue to use the card to get an additional 10,000 points.
Once you meet that minimum spend, your bonus points will be credited to your account within 12 weeks. You are then free to do as you like with them. Perhaps you want to jet away, redeeming 31,500 Qantas Points to fly from Perth to Singapore, one way. Or maybe it’s time for a shopping spree. For 51,850 Qantas Points, you could get your hands on a $250 digital gift card for JB Hi-Fi.
Putting bonus points aside, the BankSA Amplify Platinum Credit Card makes everyday earning easy. Allowing you to earn points on the incredibly popular Qantas program, the card keeps it simple with an earn rate of 0.5 Qantas Points per $1 on all eligible purchases capped at $100,000 per year (Bonus Qantas Points are excluded in the cap). You can also earn extra points on Qantas purchases – once with your card and once with the program partner.
With a host of Qantas rewards at your fingertips, you could choose to redeem your points for flights and upgrades with Qantas and its plentiful airline partners, pick up a tipple or two from Qantas Wine, or shop online at the Qantas Store, swapping those hard-earned points for kitchen appliances, sports equipment, tech or gift cards.
One more thing we love about this card is its 0% p.a. for 24 months balance transfer offer (a one-off 1% balance transfer fee applies). It allows new cardholders to transfer existing balances from up to 3 non-BankSA, St.George and Bank of Melbourne Australian-issued credit, charge, or store cards, saving money on interest in the process.
You can transfer up to 80% of your approved available credit limit but be aware that any balance remaining after that intro period would revert to the card’s cash advance rate. To make most of this offer, make sure you pay off your balance in full before the promo period expires.
Last but not least, is the card’s annual fee. For a platinum card, the BankSA Amplify Platinum Credit Card has a fairly low annual fee. While it may not offer some of the more exclusive features offered on certain high-end platinum cards, it does have a reasonable earn rate and some nice extras.
What’s not so great...
While it may have an affordable annual fee, it’s worth pointing out that there are other cards that offer higher Qantas Frequent Flyer points earn rates and bonus points, or the selection of platinum extras. So if these offer value to you, that little bit extra in annual fees may be worthwhile.
In terms of interest, this card has a relatively high purchase rate, so it’s best to avoid interest payments altogether by clearing your balance month-to-month. You may also note that there is a 3% foreign transaction fee, so the value of any points you earn on overseas purchases may be reduced by that cost.
Why should you choose this card?
If you want a card that allows you to earn Qantas Points, but doesn’t cost over the odds in annual fees, the BankSA Amplify Platinum Credit Card may be for you. You can add one additional cardholder to earn points faster, and you can benefit from a number of excellent features.
These include extended warranty insurance, and travel insurance on trips up to three months, covering you, your spouse, and your dependent children. Of course, certain eligibility requirements apply, so be sure to read the PDS before you travel.
Overall Rating
Keeping it simple, the BankSA Amplify Platinum Credit Card offers a decent earn rate on the Qantas program, up to 70,000 bonus Qantas Points, 0% p.a. for24 months on balance transfer, a discounted first year annual fee, plus some great platinum perks, including complimentary insurance covers.
User reviews
Rates and fees
Interest rates
Purchase rate 19.49% p.a.
Cash advance rate 21.49% p.a.
Interest free period on purchases up to 55 days
Balance transfer
Balance transfer rate 0% p.a. for 24 months
Balance transfer revert rate 21.49% p.a.
Balance transfer from personal loan No
Balance transfer fee 1% one off
Balance transfer limit 80% of approved credit limit
Brands you can't balance transfer from Bank of Queensland, BankSA, St.George
Credit limits
Minimum credit limit $6,000
Maximum credit limit $80,000
Fees & repayments
Annual fee $124 p.a.
Additional cardholder fee $0 p.a.
Foreign transaction fee 3%
Minimum repayment 2% or $10, whichever is greater
Annual fee the first year $99
Cash advance fee 3%
Late payment fee $15
Rewards and points
Rewards program
Rewards Program
Qantas Frequent Flyer
Bonus points Up to 70k points
Annual points cap 50,000
Bonus points spend criteria Spend $3k within the first 90 days (60,000 points) in year 1, make an eligible purchase in year 2 (10,000 points)
Earning points with this card
Qantas Rewards points 0.5 points per $1 spent
Points cap per month Capped at $100,000 per year. Bonus Qantas Points excluded in the cap.
Overseas earn rate same as standard earn rate
Additional features
Complimentary insurance
International Travel Insurance Yes - up to 3 months
Flight Inconvenience Insurance Yes
Transit Accident Insurance Yes
Smartphone Screen Insurance No
Purchase Protection Insurance Yes
Extended Warranty Insurance Yes
Rental Vehicle Excess In Australia Insurance Yes
Extras
Eligible with Apple Pay, Google Pay and Samsung Pay.
Overview
BankSA Amplify Platinum Credit Card – Qantas
Disclaimer: The interest free period is the maximum number of days during which interest is not charged on new purchases. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.
*From 1 January 2022, earn 0.5 Qantas Points per $1 up to a maximum of $100,000 spent on eligible purchases annually. Bonus Qantas Points are not included in the cap.
Key features
- Earn up to 70,000 bonus Qantas points—60,000 points when you spend $3,000 on eligible purchases within 90 days of card approval, plus 10,000 points after your first eligible purchase in year 2
- 0% p.a. for 24 months on balance transfers requested at card application. Rate then switches to variable cash advance rate. 1% balance transfer fee applies.
- Discounted annual fee of $99 for the first year, then $124 p.a. thereafter
- Earn 0.5 Qantas Points per $1 spent on eligible transactions up to a maximum of $100,000 spent on eligible purchases per year*
- Complimentary overseas travel insurance for trips up to 3 months
- Get up to 55 days interest free on purchases
- Eligible with Apple Pay, Google Pay and Samsung Pay
Minimum criteria to apply for this card
-
Be over 18 years old
-
Good Credit and have not applied for multiple credit cards recently
-
You have permanent residency in Australia/NZ OR; You’re a non-resident or migrant and hold an acceptable Visa, with a min 1 year before expiry
You have your personal details ready to complete the online application
Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger
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