- Earn up to 100,000 Bonus Amplify Rewards Points over 2 years when you spend $6k on eligible purchases each year
- Overseas Travel Insurance on trips up to 3 months for you, your spouse and/or dependent children
Hi, I’m the site founder and I will personally answer your question within a business day.
- Bank of Melbourne Credit Cards
-
Bank of Melbourne Amplify Platinum Credit Card
Bank of Melbourne Amplify Platinum Credit Card
Apply by 2 October 2019
Earn rate per $1
1 point 
Bonus points
100,000 pointsAnnual fee
$99p.a.
Pros
Earn up to 100,000 Bonus Amplify Rewards Points over 2 years when you spend $6k on eligible purchases each year
Overseas Travel Insurance on trips up to 3 months for you, your spouse and/or dependent children
Cons
To get the entire bonus points offer, you have to make the required $6,000 spend on eligible purchases each year over 2 years
Bank of Melbourne Amplify Platinum Credit Card
The Bank of Melbourne Amplify Platinum lets you earn up to 100,000 bonus Amplify points over 2 years when you spend $6,000 on eligible purchases each year. $99 annual fee. Earn 1 point per $1 spent on eligible purchases with Australian and overseas merchants. Redeem your points on frequent flyer programs such as Virgin Australia’s Velocity, Malaysia Airlines’ Enrich and Singapore Airlines’ KrisFlyer programs, gift cards, retail vouchers, homewares, travel and more. You can also opt-in to automatically convert Amplify Points to Velocity Frequent Flyer points. If you are interested in earning Qantas points instead please see the Bank of Melbourne Amplify Platinum Credit Card with Qantas Rewards. Offer ends 2 October 2019. New cards only.
Key features
- Earn up to 100,000 Bonus Amplify Rewards Points over 2 years when you spend $6,000 on eligible purchases each year.
- Earn 1 Amplify point per $1 spent on eligible purchases with Australian and overseas merchants
- Redeem your points on frequent flyer programs such as Virgin Australia’s Velocity, Malaysia Airlines’ Enrich and Singapore Airlines’ KrisFlyer programs, gift cards, retail vouchers, homewares, travel and more.
- $99 annual fee
- Overseas Travel Insurance on trips up to 3 months for you, your spouse and/or dependent children
- Get an additional cardholder at no extra cost
- Up to 55 days interest free on purchases
100% of customers who have rated this card would recommend it
| Interest Rates | |
| Purchase rate | 19.74% p.a. |
| Cash advance rate | 21.49% p.a. |
| Interest free on purchases | up to 55 days |
| Balance Transfer | |
| Balance transfer rate | 0% p.a. for 6 months |
| Balance transfer fee | No fee |
| Balance transfer revert rate | 21.49% p.a. |
| Balance transfer limit | 80% of your approved new credit limit |
| Balance transfer from personal loan | No |
| Banks you can't balance transfer from | Bank of Melbourne ,BankSA ,St.George |
| Credit limits | |
| Minimum credit limit | $6,000 |
| Maximum credit limit | $80,000 |
| Fees & repayments | |
| Annual fee | $99 p.a. |
| Additional cardholder fee | $0 p.a. |
| Cash advance fee | 2% |
| Foreign transaction fee | 3% |
| Minimum repayment | 2% |
| Late payment fee | $15 |
| Credit card type | Visa |
| Rewards program | |
| Rewards program | Amplify Rewards |
| Bonus points | 100,000 Amplify points |
| Annual points cap | uncapped |
| Bonus points spend criteria | Over 2 years when you spend $6k on eligible purchases each year |
| Earning points with this card | |
| Amplify points | 1 point per $1 spent |
| Overseas earn rate | same as standard earn rate |
| Points cap per month | N/A |
| Complimentary insurance | |
| Overseas travel insurance | yes - up to 3 months |
| Flight inconvenience insurance | No |
| Transport accident cover | Yes |
| Smartphone screen insurance | No |
| Purchase protection insurance | Yes |
| Extended warranty insurance | Yes |
| Rental vehicle excess cover | No |
The Bank of Melbourne Amplify Platinum Card with up to 100,000 Bonus Points
If you’re thinking about applying for a rewards card but you’re not sure which rewards program would benefit you most, the Bank of Melbourne Amplify Platinum Card could be the card for you.
Giving you the option to earn and redeem points on either the Amplify program or the Qantas program, the Bank of Melbourne Amplify Platinum Card provides a decent earn rate and plenty of platinum perks, alongside a pretty terrific 100,000 bonus points introductory offer.
If that sounds like it might be right up your street, read on to find out all the need-to-know on this entirely appealing piece of plastic.
What we love...
Before we get into the nitty gritty on this card, first we need to discuss that bonus points offer. If you sign up for a Bank of Melbourne Amplify Platinum Card and spend $6,000 on eligible purchases each year, over 2 years you will be credited with 100,000 bonus points to spend as you like. If you want to earn Qantas points, click here to see the Bank of Melbourne Amplify Platinum Credit Card with Qantas Rewards.
For example, 100,000 Amplify points currently gets you up to 50,000 Velocity points. Or, if you fancy doing some shopping, you could redeem for $450 in e-Gift cards with Amplify Rewards.
Putting aside the introductory offer, let’s talk about those two rewards programs. If you opt to earn on the Amplify program, you could earn 1 point per $1 spent on eligible purchases within Australia and overseas.
Your points can be redeemed on frequent flyer programs such as Virgin Australia’s Velocity, Malaysia Airlines’ Enrich and Singapore Airlines’ KrisFlyer programs, or on gift cards, retail vouchers, homewares, travel and more.
If you choose the Qantas program, you could earn 0.5 Qantas points per $1 spent on eligible purchases, to be redeemed for flights and upgrades with Qantas and its 35 partner airlines, or on more than 3,000 products, experiences and vouchers from the Qantas Store.
What’s not so great...
We all know credit cards come with small print attached. When you apply for the Bank of Melbourne Amplify Platinum Card, you should know that it comes with a fairly hefty purchase rate and cash advance rate.
As for the introductory offer, be sure to check what those points equate to within your rewards program of choice. It’s also worthwhile making sure you actually need to make the required $6,000 spend on eligible purchases each year over 2 years.
Why should you choose this card?
As long as you need to make those purchases, this card – and its bonus points – could be perfect for you. For a reasonable annual fee, you can also benefit from a number of other features as well.
These include complimentary travel insurance and extended warranty insurance, up to 55 days interest free on purchases, 24/7 fraud monitoring, and one free additional cardholder to help you earn points faster.
Overall Rating
A platinum rewards card with a reasonable annual fee, which offers a decent earn rate on a choice of two rewards programs, plus 100,000 bonus introductory points. Offer ends 2 October 2019. New cards only.
4 questions (showing the latest 10 Q&As)
- Be over 18 years old
- Good credit and not applied for multiple credit cards recently
- Australian permanent resident. Temporary residents are eligible
- Minimum income of $35,000 p.a.
- You have your personal details ready to complete the online application
Points Earn Rate (per $1 spent)
1
point
AmplifyRewards Program
Amplify Rewards
Bonus Points
100,000 pts
Over 2 years when you spend $6k on eligible purchases each year
Pros and cons
- To get the entire bonus points offer, you have to make the required $6,000 spend on eligible purchases each year over 2 years
Creditcard.com.au review
Editor Review
The Bank of Melbourne Amplify Platinum Card with up to 100,000 Bonus Points
If you’re thinking about applying for a rewards card but you’re not sure which rewards program would benefit you most, the Bank of Melbourne Amplify Platinum Card could be the card for you.
Giving you the option to earn and redeem points on either the Amplify program or the Qantas program, the Bank of Melbourne Amplify Platinum Card provides a decent earn rate and plenty of platinum perks, alongside a pretty terrific 100,000 bonus points introductory offer.
If that sounds like it might be right up your street, read on to find out all the need-to-know on this entirely appealing piece of plastic.
What we love...
Before we get into the nitty gritty on this card, first we need to discuss that bonus points offer. If you sign up for a Bank of Melbourne Amplify Platinum Card and spend $6,000 on eligible purchases each year, over 2 years you will be credited with 100,000 bonus points to spend as you like. If you want to earn Qantas points, click here to see the Bank of Melbourne Amplify Platinum Credit Card with Qantas Rewards.
For example, 100,000 Amplify points currently gets you up to 50,000 Velocity points. Or, if you fancy doing some shopping, you could redeem for $450 in e-Gift cards with Amplify Rewards.
Putting aside the introductory offer, let’s talk about those two rewards programs. If you opt to earn on the Amplify program, you could earn 1 point per $1 spent on eligible purchases within Australia and overseas.
Your points can be redeemed on frequent flyer programs such as Virgin Australia’s Velocity, Malaysia Airlines’ Enrich and Singapore Airlines’ KrisFlyer programs, or on gift cards, retail vouchers, homewares, travel and more.
If you choose the Qantas program, you could earn 0.5 Qantas points per $1 spent on eligible purchases, to be redeemed for flights and upgrades with Qantas and its 35 partner airlines, or on more than 3,000 products, experiences and vouchers from the Qantas Store.
What’s not so great...
We all know credit cards come with small print attached. When you apply for the Bank of Melbourne Amplify Platinum Card, you should know that it comes with a fairly hefty purchase rate and cash advance rate.
As for the introductory offer, be sure to check what those points equate to within your rewards program of choice. It’s also worthwhile making sure you actually need to make the required $6,000 spend on eligible purchases each year over 2 years.
Why should you choose this card?
As long as you need to make those purchases, this card – and its bonus points – could be perfect for you. For a reasonable annual fee, you can also benefit from a number of other features as well.
These include complimentary travel insurance and extended warranty insurance, up to 55 days interest free on purchases, 24/7 fraud monitoring, and one free additional cardholder to help you earn points faster.
Overall Rating
A platinum rewards card with a reasonable annual fee, which offers a decent earn rate on a choice of two rewards programs, plus 100,000 bonus introductory points. Offer ends 2 October 2019. New cards only.
User reviews
Rates and fees
Interest rates
Purchase rate 19.74% p.a.
Cash advance rate 21.49% p.a.
Interest free on purchases up to 55 days
Balance transfer
Balance transfer rate 0% p.a. for 6 months
Balance transfer revert rate 21.49% p.a.
Balance transfer from personal loan No
Balance transfer fee No fee.
Balance transfer limit 80% of approved credit limit
Banks you can't balance transfer from Bank of Melbourne, BankSA, St.George
Credit limits
Minimum credit limt $6,000
Maximum credit limit $80,000
Fees & repayments
Annual fee $99 p.a.
Additional card holder fee $0 p.a.
Foreign transaction fee 3%
Minimum repayment 2%
Cash advance fee 2%
Late payment fee $15
Rewards and points
Rewards program
Rewards Program Amplify Rewards
Bonus points 100,000 Amplify points
Annual points cap uncapped
Bonus points spend criteria Over 2 years when you spend $6k on eligible purchases each year
Earning points with this card
Amplify points 1 point
per $1 spent
Points cap per month N/A
Overseas earn rate same as standard earn rate
Additional features
Complimentary insurance
Overseas travel insurance yes - up to 3 months
Flight inconvenience insurance No
Transport accident cover Yes
Smartphone screen insurance No
Purchase protection insurance Yes
Extended warranty insurance Yes
Rental vehicle excess cover No
Overview
Bank of Melbourne Amplify Platinum Credit Card
The Bank of Melbourne Amplify Platinum lets you earn up to 100,000 bonus Amplify points over 2 years when you spend $6,000 on eligible purchases each year. $99 annual fee. Earn 1 point per $1 spent on eligible purchases with Australian and overseas merchants. Redeem your points on frequent flyer programs such as Virgin Australia’s Velocity, Malaysia Airlines’ Enrich and Singapore Airlines’ KrisFlyer programs, gift cards, retail vouchers, homewares, travel and more. You can also opt-in to automatically convert Amplify Points to Velocity Frequent Flyer points. If you are interested in earning Qantas points instead please see the Bank of Melbourne Amplify Platinum Credit Card with Qantas Rewards. Offer ends 2 October 2019. New cards only.
Key features
- Earn up to 100,000 Bonus Amplify Rewards Points over 2 years when you spend $6,000 on eligible purchases each year.
- Earn 1 Amplify point per $1 spent on eligible purchases with Australian and overseas merchants
- Redeem your points on frequent flyer programs such as Virgin Australia’s Velocity, Malaysia Airlines’ Enrich and Singapore Airlines’ KrisFlyer programs, gift cards, retail vouchers, homewares, travel and more.
- $99 annual fee
- Overseas Travel Insurance on trips up to 3 months for you, your spouse and/or dependent children
- Get an additional cardholder at no extra cost
- Up to 55 days interest free on purchases
Minimum criteria to apply for this card
Be over 18 years old
Good Credit and have not applied for multiple credit cards recently
Australian permanent resident. Temporary residents are eligible
Minimum income of $35,000 p.a.
You have your personal details ready to complete the online application
Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.
Recently Asked Questions
Something you need to know about this card? Ask a our credit card expert a question.
Ask a question4 questions (showing the latest 10 Q&As)
Am I eligible for a Ampilfy platinum card
I am retired on part pension with an annuity total income aprox $58K
Hi Steve, this card has a minimum income of $35,000 p.a. At 58k you are well ahead on that level. If you have good credit and are a permanent resident or citizen then I would have a go. Best of luck with your application.
How many points are earned for each $ spent?
Hi Sharon, the earn rate is 1 point per $1 spent.
What's the conversion rate for qantas points from amplify points?
Hi Lisa, you choose either to Qantas points earning or to earn Amplify points. If you select to earn Qantas points then the bonus will be delivered in Qantas points. Earn rate is 0.5 points/$ for the Qantas program with this card.
What are the 'criteria' for earning the 60,000 bonus points? We don't have a current card with this bank.
Hi Bronwyn, I have grabbed the terms from the BOM site. The Bonus points promotion is available when you apply for a new Amplify Platinum credit card between 3rd May 2017 and 20th September 2017 and spend the minimum amount of $3,000 on eligible purchases within 90 days from card approval on one or more transactions. Eligible purchases do not include BPAY, fees, cash, cash equivalent transactions, refunds and balance transfers debited from the card account. The bonus points depend on your choice of Rewards Program. 40,000 bonus Qantas Points or Amplify Points will be credited to your points balance within 12 weeks after the spend criteria is met. An additional 20,000 bonus Qantas Points or Amplify Points will be credited to your points balance within 6 weeks of: (1) the anniversary of your first eligible purchase transaction and (2) payment of your annual credit card fee.
Similar Credit Cards
Apply by 31 Aug 19
Earn rate per $1
Earn rate per $1
Earn rate per $1
steve
15 May 2018Roland
16 May 2018Sharon
6 July 2017Roland
6 July 2017Lisa Merrill
16 June 2017Roland
19 June 2017Bronwyn Pech
14 June 2017Roland
15 June 2017