Bank of Melbourne Amplify Platinum Credit Card – Qantas

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The Bank of Melbourne Amplify Platinum Credit Card - Qantas

Delivering 30,000 bonus Qantas Points, the Bank of Melbourne Amplify Platinum Credit Card is a great option for cardholders who want to earn Qantas Points while enjoying a competitive annual fee and platinum perks. Benefits include extended warranty insurance and complimentary International Travel Insurance for trips up to three months.

If you are interested in earning Amplify points instead please see the Bank of Melbourne Amplify Platinum Credit Card with Amplify Rewards.

What we love...

The 30,000 bonus Qantas Points offer can give your points balance a boost. Redemption availability, points requirements, taxes and carrier charges vary; check Qantas for current options.

Earn 30,000 bonus Qantas Points after spending $6,000 on eligible purchases within 90 days of card approval. Customers who currently hold, or have held in the last 24 months, an Amplify, Amplify Platinum or Amplify Signature card from Bank of Melbourne, St.George or BankSA are excluded. Product switches, upgrades and Westpac Group staff are also excluded.

One of the standout features of the Bank of Melbourne Amplify Platinum Credit Card is that it earns rewards on the Qantas Frequent Flyer program. Earn 0.75 Qantas Points per $1 on eligible international spend, 0.5 per $1 on everyday spend and 0.33 per $1 on other eligible purchases. After $5,000 spend in a statement cycle, further eligible purchases earn 0.2 Qantas Points per $1. Cardholders may also earn points through Qantas partners. With this, you earn once with the card and once with the program partner.

Earning points on the Qantas program offers cardholders an array of rewards options. From flights and upgrades with Qantas and its airline partners, to gift cards and merchandise from Qantas Store. where you can pick up anything from a Nespresso machine to an iPhone. Want to earn points faster? You can do so, by adding one additional cardholder at no extra cost.

What’s not so great...

Big spenders may look to cards with higher annual fees offering a higher earn rate. But, if you want to spend less in annual fees during the first year while earning Qantas Points, this could be the card for you.

It’s also worth noting that this card has a fairly high rate of interest on cash advances and purchases. Like so many other platinum rewards cards, this is a card that you want to clear your balance on month-to-month, so you can make the most of the features and rewards on offer.

Why should you choose this card?

The Bank of Melbourne Amplify Platinum Credit Card could work perfectly for you if you want an affordable Qantas rewards card with some nice features on the side plus, great introductory offers. Keeping it simple, the card has an easy-to-understand earn rate, and a few platinum perks to keep you interested.

The card offers complimentary extended warranty insurance, which may extend an eligible manufacturer’s warranty by the same period, up to two years; warranties exceeding five years are excluded. International Travel Insurance may cover eligible cardholders, spouses and dependants for trips up to three months, subject to the policy's separate eligibility requirements, limits and exclusions, including qualifying prepaid travel spend.

Overall Rating

An appealing platinum rewards card, the Bank of Melbourne Amplify Platinum Credit Card keeps things fairly simple, offering a decent earn rate and complimentary insurance covers, with an introductory offer of 30,000 bonus Qantas Points.