- Earn 75,000 bonus Qantas points when you spend $4,000 on eligible purchases within the first 90 days from card approval. New cards only
- Earn 0.5 Qantas points per $1 capped at $100,000 spent on eligible purchases per year with Australian and overseas merchants*
- Complimentary International and Domestic Travel Insurance (including COVID-19 coverage effective 30 June 2022, T&Cs apply)
- Get an additional cardholder at no extra cost
- Up to 55 days interest free on purchases
- Eligible with Apple Pay, Google Pay and Samsung Pay
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Bank of Melbourne Credit Cards
Bank of Melbourne Amplify Platinum Credit Card – Qantas
Updated 8 July 2025
The Bank of Melbourne Amplify Platinum let's you earn 75,000 bonus Qantas points when you spend $4,000 on eligible purchases within the first 90 days from card approval. New cards only. Earn 0.5 Qantas Point per $1 spent on eligible purchases with Australian and overseas merchants*. Comes with International Travel Insurance.
Points Earn Rate (per $1 spent)
0.5 points
Capped at $250,000 per year. Bonus Qantas Points excluded in the cap.
Rewards Program
Qantas Frequent Flyer
Bonus Points
75,000 pts
spend $4,000 on eligible purchases within 90 days of card approval.
Pros and cons
- There are cards offering higher earn rate
- $75 Annual Qantas Rewards Program fee
Creditcard.com.au review
Editor Review
Bank of Melbourne Amplify Platinum Credit Card – Qantas
Pauline Hatch
Pauline is a personal finance expert at CreditCard.com.au, with 9 years in money, budgeting and property reporting under her belt. Ask Pauline a Question about this card.
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The Bank of Melbourne Amplify Platinum Credit Card - Qantas
Delivering 75,000 bonus Qantas Points, the Bank of Melbourne Amplify Platinum Credit Card is a handy rewards card that makes it easy for cardholders to earn Qantas Points while enjoying a discounted first-year annual fee, plus a selection of platinum perks. Some of the perks on offer include extended warranty insurance and travel insurance for trips up to three months.
If you are interested in earning Amplify points instead please see the Bank of Melbourne Amplify Platinum Credit Card with Amplify Rewards.
What we love...
First up on our love list is that bonus points offer. With 75,000 Qantas Points, you have the world at your feet – or at least as far as the western coast of North America. For 41,900 Qantas Points, you could fly from Melbourne to Los Angeles or from Sydney to San Francisco. Want to go further? Check out the Qantas site to see how far you could go.
To get your hands on those bonus points, all you need to do is apply and be approved, and then spend $4,000 on eligible purchases within the first 90 days. Bear in mind, existing customers who currently hold an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne, or BankSA, or who have held one in the past 12 months, are not eligible for this offer.
One of the standout features of the Bank of Melbourne Amplify Platinum Credit Card is that it earns rewards on the Qantas Frequent Flyer program. Cardholders can earn 0.5 Qantas Points per $1 spent capped at $100,000 per year (bonus Qantas Points excluded) at home and overseas while picking up extra points when using the card with Qantas partners. With this, you earn once with the card and once with the program partner.
Earning points on the Qantas program offers cardholders an array of rewards options. From flights and upgrades with Qantas and its airline partners, to gift cards and merchandise from Qantas Store. where you can pick up anything from a Nespresso machine to an iPhone. Want to earn points faster? You can do so, by adding one additional cardholder at no extra cost.
What’s not so great...
Big spenders may look to cards with higher annual fees offering a higher earn rate. But, if you want to spend less in annual fees during the first year while earning Qantas Points, this could be the card for you.
It’s also worth noting that this card has a fairly high rate of interest on cash advances and purchases. Like so many other platinum rewards cards, this is a card that you want to clear your balance on month-to-month, so you can make the most of the features and rewards on offer.
Why should you choose this card?
The Bank of Melbourne Amplify Platinum Credit Card could work perfectly for you if you want an affordable Qantas rewards card with some nice features on the side plus, great introductory offers. Keeping it simple, the card has an easy-to-understand earn rate, and a few platinum perks to keep you interested.
The card offers complimentary extended warranty insurance, which extends the standard manufacturer’s warranty on items purchased on the card by up to 12 months. If you purchase travel on the card, you may also benefit from the card’s travel insurance, which provides cover for you, your spouse and your dependent children on trips up to three months.
Overall Rating
An appealing platinum rewards card, the Bank of Melbourne Amplify Platinum Credit Card keeps things fairly simple, offering a decent earn rate and complimentary insurance covers, with a very enticing intro offers of 75,000 bonus Qantas Points.
User reviews
Rates and fees
Interest rates
Purchase rate 20.99% p.a.
Cash advance rate 21.99% p.a.
Interest free period on purchases up to 55 days
Credit limits
Minimum credit limit $6,000
Maximum credit limit $80,000
Fees & repayments
Annual fee $124 p.a.
Additional cardholder fee $0 p.a.
Foreign transaction fee 3%
Minimum repayment 2% or $10, whichever is greater
Cash advance fee 3%
Late payment fee $15
Rewards and points
Rewards program
Rewards Program
Qantas Frequent Flyer
Bonus points 75,000 points
Annual points cap 50,000
Bonus points spend criteria spend $4,000 on eligible purchases within 90 days of card approval.
Earning points with this card
Qantas Rewards points 0.5 points per $1 spent
Points cap per month Capped at $250,000 per year. Bonus Qantas Points excluded in the cap.
Overseas earn rate same as standard earn rate
Additional features
Complimentary insurance
International Travel Insurance Yes - up to 3 months
Flight Inconvenience Insurance Yes
Transit Accident Insurance Yes
Smartphone Screen Insurance No
Purchase Protection Insurance Yes
Extended Warranty Insurance Yes
Rental Vehicle Excess In Australia Insurance Yes
Extras
Eligible with Apple Pay, Google Pay and Samsung Pay
Travel insurance underwritten by Allianz Australia Insurance Limited
Overview
Bank of Melbourne Amplify Platinum Credit Card – Qantas
Disclaimer: The interest free period is the maximum number of days during which interest is not charged on new purchases. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.
*From 1 January 2022, cardholders can earn 0.5 Qantas Points per $1 up to a maximum of $100,000 spent on eligible purchases annually. Bonus Qantas Points are not included in the cap.
Key features
- Earn 75,000 bonus Qantas points when you spend $4,000 on eligible purchases within the first 90 days from card approval. New cards only
- Earn 0.5 Qantas points per $1 spent capped at $100,000 per year on eligible purchases with Australian and overseas merchants*
- Overseas Travel Insurance on trips up to 3 months for you, your spouse and/or dependent children
- Up to 55 days interest free on purchases
- Get an additional cardholder at no extra cost
- Eligible with Apple Pay, Google Pay and Samsung Pay
Minimum criteria to apply for this card
-
Be over 18 years old
-
Good Credit and have not applied for multiple credit cards recently
-
You have permanent residency in Australia/NZ OR; You’re a non-resident or migrant and hold an acceptable Visa, with a min 1 year before expiry
You have your personal details ready to complete the online application
Pauline is a personal finance expert at CreditCard.com.au, with 9 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger
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