- Receive 60,000 bonus points when you meet the criteria
- Overseas Travel Insurance on trips up to 3 months for you, your spouse and/or dependent children
- Get an additional cardholder at no extra cost
Pros
Receive 60,000 bonus points when you meet the criteria
Overseas Travel Insurance on trips up to 3 months for you, your spouse and/or dependent children
Get an additional cardholder at no extra cost
Cons
Earn 0.5 Qantas points per $1 spent on eligible purchases with Australian and overseas merchants
100% of customers who have rated this card would recommend it
| Interest Rates | |
| Purchase rate | 19.74% p.a. |
| Cash advance rate | 21.49% p.a. |
| Interest free on purchases | up to 55 days |
| Balance Transfer | |
| Balance transfer rate | 0% p.a. for 6 months |
| Balance transfer fee | No fee |
| Balance transfer revert rate | 21.49% p.a. |
| Balance transfer limit | 80% of your approved new credit limit |
| Balance transfer from personal loan | N/A |
| Banks you can't balance transfer from | Bank of Melbourne ,BankSA ,St.George |
| Credit limits | |
| Minimum credit limit | $6,000 |
| Maximum credit limit | $80,000 |
| Fees & repayments | |
| Annual fee | $99 p.a. |
| Additional cardholder fee | $0 p.a. |
| Cash advance fee | 2% |
| Foreign transaction fee | 3% |
| Minimum repayment | 2% |
| Late payment fee | $15 |
| Credit card type | Visa |
| Rewards program | |
| Rewards program |  Qantas Frequent Flyer |
| Bonus points | 60,000 Qantas points |
| Annual points cap | uncapped |
| Bonus points spend criteria | Spend $2,000 within the first 90 days |
| Earning points with this card | |
| Qantas points | 0.5 points per $1 spent |
| Overseas earn rate | same as standard earn rate |
| Points cap per month | N/A |
| Complimentary insurance | |
| Overseas travel insurance | yes - up to 3 months |
| Flight inconvenience insurance | No |
| Transport accident cover | Yes |
| Smartphone screen insurance | No |
| Purchase protection insurance | Yes |
| Extended warranty insurance | Yes |
| Rental vehicle excess cover | No |
Bank of Melbourne Amplify Platinum Credit Card – Qantas
Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au.
The Bank of Melbourne Amplify Platinum Credit Card - Qantas
Delivering 60,000 bonus Qantas Points, the Bank of Melbourne Amplify Platinum Credit Card is a handy rewards card that makes it easy for cardholders to earn Qantas Points while enjoying a selection of platinum perks. Some of the perks on offer include extended warranty insurance and travel insurance for trips up to three months.
What we love...
First up on our love list is that introductory offer. With 60,000 Qantas Points, you have the world at your feet – or at least as far as the western coast of North America. For 45,000 Qantas Points, you could fly from Melbourne to Los Angeles, from Sydney to San Francisco, or from Brisbane to Seattle. Want to go further? Check out the Qantas site to see how far you could go.
To get your hands on those bonus points, all you need to do is apply and be approved by 2 October 2019, and then spend $2,000 on eligible purchases within 90 days of card approval. Bear in mind, existing customers who currently hold an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the past 12 months, are not eligible for this offer.
One of the standout features on the Bank of Melbourne Amplify Platinum Credit Card is that it earns rewards on the Qantas Frequent Flyer program. Cardholders can earn 0.5 Qantas Points per $1 spent at home and overseas, while picking up extra points when using the card with Qantas partners. With this, you earn once with the card and once with the program partner.
Earning points on the Qantas program offers cardholders an array of rewards options. From flights and upgrades with Qantas and its airline partners, to gift cards and merchandise from the Qantas Store, where you can pick up anything from a Nespresso machine to an iPhone. Want to earn points faster? You can do so, by adding one additional cardholder at no extra cost.
What’s not so great...
While the Bank of Melbourne Amplify Platinum Credit Card has an affordable annual fee – especially given the fact that it’s a platinum rewards card – its earn rate is not that awesome. Big spenders may look to cards with higher annual fees offering a higher earn rate. But, if you want to spend less in annual fees while earning Qantas Points, this could be the card for you.
It’s also worth noting that this card has a fairly high rate of interest on cash advances and purchases. Like so many other platinum rewards cards, this is a card that you want to clear your balance on month-to-month, so you can make the most of the features and rewards on offer.
Why should you choose this card?
The Bank of Melbourne Amplify Platinum Credit Card could work perfectly for you if you want an affordable Qantas rewards card with some nice features on the side. Keeping it simple, the card has an easy-to-understand earn rate, and a few platinum perks to keep you interested.
The card offers complimentary extended warranty insurance, which extends the standard manufacturer’s warranty on items purchased on the card by up to 12 months. If you purchase travel on the card, you may also benefit from the card’s travel insurance, which provides cover for you, your spouse and your dependent children on trips up to three months.
Overall Rating
An appealing platinum rewards card, the Bank of Melbourne Amplify Platinum Credit Card keeps things fairly simple, offering a decent earn rate and complimentary insurance covers, with a very enticing intro offer of 60,000 bonus Qantas Points.
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Bank of Melbourne Amplify Platinum Credit Card – Qantas
The Bank of Melbourne Amplify Platinum lets you earn 60,000 bonus Qantas points when you spend $2,000 on a new card within 90 days of card approval. Earn 1 point per $1 spent on eligible purchases with Australian and overseas merchants. If you are interested in earning Amplify points instead please see the Bank of Melbourne Amplify Platinum Credit Card with Amplify Rewards. Offer ends 2 October 2019. New cards only.
Key features
- Earn 60,000 bonus Qantas points when you spend $2,000 on a new card within 90 days of card approval
- Earn 0.5 Qantas points per $1 spent on eligible purchases with Australian and overseas merchants
- Overseas Travel Insurance on trips up to 3 months for you, your spouse and/or dependent children
- Get an additional cardholder at no extra cost
- Up to 55 days interest free on purchases
- Annual fee of $99
- 0% p.a. for 6 months on balance transfers requested at new card application. Reverts to variable cash advance rate.
- Be over 18 years old
- Good credit and not applied for multiple credit cards recently
- Australian permanent resident. Temporary residents are eligible
- Minimum income of $35,000 p.a.
- You have your personal details ready to complete the online application
