- Earn 60,000 bonus Qantas points when you spend $3,000 on eligible purchases within the first 90 days from card approval
- 0% p.a. for 24 months on balance transfers requested at new card application. Rate then switches to variable cash advance rate. 1% balance transfer fee applies.
- Earn 0.5 Qantas points per $1 spent on eligible purchases with Australian and overseas merchants
- Overseas Travel Insurance on trips up to 3 months for you, your spouse and/or dependent children
- Get an additional cardholder at no extra cost
- Up to 55 days interest free on purchases
- Eligible with Apple Pay, Google Pay and Samsung Pay
Hi, we spend most of our time trying to help people and we will answer your question within a business day.
Bank of Melbourne Credit Cards
Bank of Melbourne Amplify Platinum Credit Card – Qantas
Updated 27 October 2021
The Bank of Melbourne Amplify Platinum let's you earn 60,000 bonus Qantas points when you spend $3,000 on eligible purchases within the first 90 days from card approval. Plus, enjoy 0% p.a. on balance transfers for 24 months (1% balance transfer fee applies). Earn 0.5 Qantas Point per $1 spent on eligible purchases with Australian and overseas merchants. Comes with International Travel Insurance.
T&Cs apply. Offer ends 24 February 2022
Points Earn Rate (per $1 spent)
0.5 points
QantasRewards Program
Qantas Frequent Flyer
Bonus Points
60,000 pts
Spend $3,000 on eligible purchases within the first 90 days
Pros and cons
- There are cards offering higher earn rate
Creditcard.com.au review
Editor Review
Bank of Melbourne Amplify Platinum Credit Card – Qantas
Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. Ask Roland a Question about this card.
The Bank of Melbourne Amplify Platinum Credit Card - Qantas
Delivering 60,000 bonus Qantas Points, the Bank of Melbourne Amplify Platinum Credit Card is a handy rewards card that makes it easy for cardholders to earn Qantas Points while enjoying a lovely balance transfers introductory offer, a selection of platinum perks. Some of the perks on offer include extended warranty insurance and travel insurance for trips up to three months.
What we love...
First up on our love list is that bonus points offer. With 60,000 Qantas Points, you have the world at your feet – or at least as far as the western coast of North America. For 41,900 Qantas Points, you could fly from Melbourne to Los Angeles or from Sydney to San Francisco. Want to go further? Check out the Qantas site to see how far you could go.
Point calculations are accurate but may be subject to change without notice. All routes may have additional taxes and charges.
To get your hands on those bonus points, all you need to do is apply and be approved by 24 February 2022, and then spend $3,000 on eligible purchases within the first 90 days. Bear in mind, existing customers who currently hold an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne, or BankSA, or who have held one in the past 12 months, are not eligible for this offer.
Next. The 0% p.a. on balance transfers for 24 months introductory offer. You can take advantage of this long balance transfer offer if you apply and get approved by 24 February 2022. You simply need to request at card application to move your existing balance(s) from up to 3 non-Bank of Melbourne, St.George and BankSA Australian issued credit, charge or store cards. A one-off 1% balance transfer fee applies and the variable cash advance rate will apply after this promotional period.
One of the standout features of the Bank of Melbourne Amplify Platinum Credit Card is that it earns rewards on the Qantas Frequent Flyer program. Cardholders can earn 0.5 Qantas Points per $1 spent at home and overseas, while picking up extra points when using the card with Qantas partners. With this, you earn once with the card and once with the program partner.
Earning points on the Qantas program offers cardholders an array of rewards options. From flights and upgrades with Qantas and its airline partners, to gift cards and merchandise from the Qantas Store, where you can pick up anything from a Nespresso machine to an iPhone. Want to earn points faster? You can do so, by adding one additional cardholder at no extra cost.
What’s not so great...
While the Bank of Melbourne Amplify Platinum Credit Card has an affordable annual fee – especially given the fact that it’s a platinum rewards card – its earn rate is not that awesome. Big spenders may look to cards with higher annual fees offering a higher earn rate. But, if you want to spend less in annual fees while earning Qantas Points, this could be the card for you.
It’s also worth noting that this card has a fairly high rate of interest on cash advances and purchases. Like so many other platinum rewards cards, this is a card that you want to clear your balance on month-to-month, so you can make the most of the features and rewards on offer.
Why should you choose this card?
The Bank of Melbourne Amplify Platinum Credit Card could work perfectly for you if you want an affordable Qantas rewards card with some nice features on the side plus, great introductory offers. Keeping it simple, the card has an easy-to-understand earn rate, and a few platinum perks to keep you interested.
The card offers complimentary extended warranty insurance, which extends the standard manufacturer’s warranty on items purchased on the card by up to 12 months. If you purchase travel on the card, you may also benefit from the card’s travel insurance, which provides cover for you, your spouse and your dependent children on trips up to three months.
Overall Rating
An appealing platinum rewards card, the Bank of Melbourne Amplify Platinum Credit Card keeps things fairly simple, offering a decent earn rate and complimentary insurance covers, with a very enticing intro offers of 60,000 bonus Qantas Points and 0% p.a. on balance transfer for 24 months.
User reviews
Rates and fees
Interest rates
Purchase rate 19.74% p.a.
Cash advance rate 21.49% p.a.
Interest free period on purchases up to 55 days
Balance transfer
Balance transfer rate 0% p.a. for 24 months
Balance transfer revert rate 21.49% p.a.
Balance transfer from personal loan N/A
Balance transfer fee 1% one off
Balance transfer limit 80% of approved credit limit
Banks you can't balance transfer from Bank of Melbourne, BankSA, St.George
Credit limits
Minimum credit limit $6,000
Maximum credit limit $80,000
Fees & repayments
Annual fee $99 p.a.
Additional cardholder fee $0 p.a.
Foreign transaction fee 3%
Minimum repayment 2% or $10, whichever is greater
Cash advance fee 2% or $2.50, whichever is greater
Late payment fee $15
Rewards and points
Rewards program
Rewards Program
Qantas Frequent Flyer
Bonus points 60,000 points
Annual points cap uncapped
Bonus points spend criteria Spend $3,000 on eligible purchases within the first 90 days
Earning points with this card
Qantas Rewards points 0.5 points per $1 spent
Points cap per month N/A
Overseas earn rate same as standard earn rate
Additional features
Complimentary insurance
International Travel Insurance Yes - up to 3 months
Flight Inconvenience Insurance No
Transit Accident Insurance Yes
Smartphone Screen Insurance No
Purchase Protection Insurance Yes
Extended Warranty Insurance Yes
Rental Vehicle Excess In Australia Insurance No
Extras
Eligible with Apple Pay, Google Pay and Samsung Pay
Overview
Bank of Melbourne Amplify Platinum Credit Card – Qantas
If you are interested in earning Amplify points instead please see the Bank of Melbourne Amplify Platinum Credit Card with Amplify Rewards.
Disclaimer: The interest free period is the maximum number of days during which interest is not charged on new purchases. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.
Key features
- Earn 60,000 bonus Qantas points when you spend $3,000 on eligible purchases within the first 90 days from card approval
- Earn 0.5 Qantas points per $1 spent on eligible purchases with Australian and overseas merchants
- Overseas Travel Insurance on trips up to 3 months for you, your spouse and/or dependent children
- Up to 55 days interest free on purchases
- 0% p.a. for 24 months on balance transfers requested at new card application. Rate then switches to variable cash advance rate. 1% balance transfer fee applies.
- Annual fee of $99
- Get an additional cardholder at no extra cost
- Eligible with Apple Pay, Google Pay and Samsung Pay
Minimum criteria to apply for this card
-
Be over 18 years old
-
Good Credit and have not applied for multiple credit cards recently
-
You must be an Australian citizen or have a permanent residency visa
You have your personal details ready to complete the online application
Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.
Recently Asked Questions
Something you need to know about this card? Ask a our credit card expert a question.
Ask a question2 questions (showing the latest 10 Q&As)
Featured Credit Cards
ANZ Frequent Flyer Black Credit Card
Up to 130,000 Qantas Points + $255 back
points earned over 12 months
Apply by 28 Feb 22
Qantas Premier Platinum Credit Card
90,000 bonus Qantas Points
points earned over 12 months
kornel
25 June 2021Roland
29 June 2021Austin
13 June 2021Roland
15 June 2021