• Rates
  45%
• Fees
  49%
• Rewards
  57%
• Customer Service
  73%
• Value
  56%

The Bank of Melbourne Amplify Platinum Credit Card - Qantas

Delivering 50,000 bonus Qantas Points, the Bank of Melbourne Amplify Platinum Credit Card is a handy rewards card that makes it easy for cardholders to earn Qantas Points while enjoying a selection of platinum perks. Some of the perks on offer include extended warranty insurance and travel insurance for trips up to three months.

What we love...

First up on our love list is that introductory offer. With 50,000 Qantas Points, you have the world at your feet – or at least as far as the western coast of North America. For 45,000 Qantas Points, you could fly from Melbourne to Los Angeles, from Sydney to San Francisco, or from Brisbane to Seattle. Want to go further? Check out the Qantas site to see how far you could go.

To get your hands on those bonus points, all you need to do is apply and be approved by 23 January 2019, and then spend $2,000 on eligible purchases within 90 days of card approval. Bear in mind, existing customers who currently hold an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the past 12 months, are not eligible for this offer.

One of the standout features on the Bank of Melbourne Amplify Platinum Credit Card is that it earns rewards on the Qantas Frequent Flyer program. Cardholders can earn 0.5 Qantas Points per $1 spent at home and overseas, while picking up extra points when using the card with Qantas partners. With this, you earn once with the card and once with the program partner.

Earning points on the Qantas program offers cardholders an array of rewards options. From flights and upgrades with Qantas and its airline partners, to gift cards and merchandise from the Qantas Store, where you can pick up anything from a Nespresso machine to an iPhone. Want to earn points faster? You can do so, by adding one additional cardholder at no extra cost.

What’s not so great...

While the Bank of Melbourne Amplify Platinum Credit Card has an affordable annual fee – especially given the fact that it’s a platinum rewards card – its earn rate is not that awesome. Big spenders may look to cards with higher annual fees offering a higher earn rate. But, if you want to spend less in annual fees while earning Qantas Points, this could be the card for you.

It’s also worth noting that this card has a fairly high rate of interest on cash advances and purchases. Like so many other platinum rewards cards, this is a card that you want to clear your balance on month-to-month, so you can make the most of the features and rewards on offer.

Why should you choose this card?

The Bank of Melbourne Amplify Platinum Credit Card could work perfectly for you if you want an affordable Qantas rewards card with some nice features on the side. Keeping it simple, the card has an easy-to-understand earn rate, and a few platinum perks to keep you interested.

The card offers complimentary extended warranty insurance, which extends the standard manufacturer’s warranty on items purchased on the card by up to 12 months. If you purchase travel on the card, you may also benefit from the card’s travel insurance, which provides cover for you, your spouse and your dependent children on trips up to three months.

Overall Rating

An appealing platinum rewards card, the Bank of Melbourne Amplify Platinum Credit Card keeps things fairly simple, offering a decent earn rate and complimentary insurance covers, with a very enticing intro offer of 50,000 bonus Qantas Points.