- Earn 70,000 bonus Qantas points when you spend $1,500 on eligible purchases each month for 3 months from card approval
- Earn 0.5 Qantas points per $1 spent on eligible purchases with Australian and overseas merchants
- Overseas Travel Insurance on trips up to 3 months for you, your spouse and/or dependent children
- Get an additional cardholder at no extra cost
- Up to 55 days interest free on purchases
- Annual fee of $99
- 0% p.a. for 15 months on balance transfers requested at new card application. Rate then switches to variable cash advance rate. 1% balance transfer fee applies.
- Eligible with Apple Pay, Google Pay and Samsung Pay
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Bank of Melbourne Credit Cards
Bank of Melbourne Amplify Platinum Credit Card – Qantas
Updated 1 October 2020
The Bank of Melbourne Amplify Platinum let's you earn 70,000 bonus Qantas points when you spend $1,500 on eligible purchases each month for 3 months from card approval. Earn 0.5 Qantas Point per $1 spent on eligible purchases with Australian and overseas merchants. Comes with International Travel Insurance.
T&Cs apply. Offer ends 9 February 2021
Points Earn Rate (per $1 spent)
0.5 points
QantasRewards Program
Qantas Frequent Flyer
Bonus Points
70,000 pts
Spend $1,500 on eligible purchases each month for 3 months
Pros and cons
- There are cards offering higher earn rate
Creditcard.com.au review
Editor Review
Bank of Melbourne Amplify Platinum Credit Card – Qantas
Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. Ask Roland a Question about this card.
The Bank of Melbourne Amplify Platinum Credit Card - Qantas
Delivering 70,000 bonus Qantas Points, the Bank of Melbourne Amplify Platinum Credit Card is a handy rewards card that makes it easy for cardholders to earn Qantas Points while enjoying a selection of platinum perks. Some of the perks on offer include extended warranty insurance and travel insurance for trips up to three months.
What we love...
First up on our love list is that introductory offer. With 70,000 Qantas Points, you have the world at your feet – or at least as far as the western coast of North America. For 45,000 Qantas Points, you could fly from Melbourne to Los Angeles, from Sydney to San Francisco, or from Brisbane to Seattle. Want to go further? Check out the Qantas site to see how far you could go.
To get your hands on those bonus points, all you need to do is apply and be approved by 9 February 2021, and then spend $1,500 on eligible purchases each month for a total of 3 months. Bear in mind, existing customers who currently hold an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the past 12 months, are not eligible for this offer.
One of the standout features on the Bank of Melbourne Amplify Platinum Credit Card is that it earns rewards on the Qantas Frequent Flyer program. Cardholders can earn 0.5 Qantas Points per $1 spent at home and overseas, while picking up extra points when using the card with Qantas partners. With this, you earn once with the card and once with the program partner.
Earning points on the Qantas program offers cardholders an array of rewards options. From flights and upgrades with Qantas and its airline partners, to gift cards and merchandise from the Qantas Store, where you can pick up anything from a Nespresso machine to an iPhone. Want to earn points faster? You can do so, by adding one additional cardholder at no extra cost.
What’s not so great...
While the Bank of Melbourne Amplify Platinum Credit Card has an affordable annual fee – especially given the fact that it’s a platinum rewards card – its earn rate is not that awesome. Big spenders may look to cards with higher annual fees offering a higher earn rate. But, if you want to spend less in annual fees while earning Qantas Points, this could be the card for you.
It’s also worth noting that this card has a fairly high rate of interest on cash advances and purchases. Like so many other platinum rewards cards, this is a card that you want to clear your balance on month-to-month, so you can make the most of the features and rewards on offer.
Why should you choose this card?
The Bank of Melbourne Amplify Platinum Credit Card could work perfectly for you if you want an affordable Qantas rewards card with some nice features on the side. Keeping it simple, the card has an easy-to-understand earn rate, and a few platinum perks to keep you interested.
The card offers complimentary extended warranty insurance, which extends the standard manufacturer’s warranty on items purchased on the card by up to 12 months. If you purchase travel on the card, you may also benefit from the card’s travel insurance, which provides cover for you, your spouse and your dependent children on trips up to three months.
Overall Rating
An appealing platinum rewards card, the Bank of Melbourne Amplify Platinum Credit Card keeps things fairly simple, offering a decent earn rate and complimentary insurance covers, with a very enticing intro offer of 70,000 bonus Qantas Points.
User reviews
Rates and fees
Interest rates
Purchase rate 19.74% p.a.
Cash advance rate 21.49% p.a.
Interest free period on purchases up to 55 days
Balance transfer
Balance transfer rate 0% p.a. for 15 months
Balance transfer revert rate 21.49% p.a.
Balance transfer from personal loan N/A
Balance transfer fee 1% one off
Balance transfer limit 80% of approved credit limit
Banks you can't balance transfer from Bank of Melbourne, BankSA, St.George
Credit limits
Minimum credit limt $6,000
Maximum credit limit $80,000
Fees & repayments
Annual fee $99 p.a.
Additional card holder fee $0 p.a.
Foreign transaction fee 3%
Minimum repayment 2%
Cash advance fee 2%
Late payment fee $15
Rewards and points
Rewards program
Rewards Program
Qantas Frequent Flyer
Bonus points 70,000 points
Annual points cap uncapped
Bonus points spend criteria Spend $1,500 on eligible purchases each month for 3 months
Earning points with this card
Qantas Rewards points 0.5 points per $1 spent
Points cap per month N/A
Overseas earn rate same as standard earn rate
Additional features
Complimentary insurance
International Travel Insurance Yes - up to 3 months
Flight Inconvenience Insurance No
Transit Accident Insurance Yes
Smartphone Screen Insurance No
Purchase Protection Insurance Yes
Extended Warranty Insurance Yes
Rental Vehicle Excess In Australia Insurance No
Extras
Eligible with Apple Pay, Google Pay and Samsung Pay
Overview
Bank of Melbourne Amplify Platinum Credit Card – Qantas
If you are interested in earning Amplify points instead please see the Bank of Melbourne Amplify Platinum Credit Card with Amplify Rewards.
Disclaimer: The interest free period is the maximum number of days during which interest is not charged on new purchases. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.
Key features
- Earn 70,000 bonus Qantas points when you spend $1,500 on eligible purchases each month for 3 months from card approval
- Earn 0.5 Qantas points per $1 spent on eligible purchases with Australian and overseas merchants
- Overseas Travel Insurance on trips up to 3 months for you, your spouse and/or dependent children
- Up to 55 days interest free on purchases
- 0% p.a. for 15 months on balance transfers requested at new card application. Rate then switches to variable cash advance rate. 1% balance transfer fee applies.
- Annual fee of $99
- Get an additional cardholder at no extra cost
- Eligible with Apple Pay, Google Pay and Samsung Pay
Minimum criteria to apply for this card
-
Be over 18 years old
-
Good Credit and have not applied for multiple credit cards recently
-
Australian permanent resident. Temporary residents are eligible
-
Minimum income of $35,000 p.a.
You have your personal details ready to complete the online application
Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.
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