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Bank of Melbourne Amplify Platinum Credit Card – Qantas

1 review

Apply by 22 May 2019

points over 12 months Calculate your savings icon

Earn rate per $1

0.5 points
16.77% Complete (success)
Qantas Frequent Flyer

Bonus points

50,000 points
50,000% Complete (success)

Annual fee

$99
p.a.
99% Complete (success)

Pros

Earn 0.5 Qantas points on eligible purchases

Receive 50,000 bonus points when you meet the criteria

Overseas Travel Insurance on trips up to 3 months for you, your spouse and/or dependent children

Cons

Purchase rate of 19.49% p.a.

Bank of Melbourne Amplify Platinum Credit Card – Qantas

The Bank of Melbourne Amplify Platinum lets you earn 50,000 bonus Qantas points when you spend $2,000 on a new card within 90 days of card approval. Earn 1 point per $1 spent on eligible purchases with Australian and overseas merchants. If you are interested in earning Amplify points instead please see the Bank of Melbourne Amplify Platinum Credit Card with Amplify Rewards. Offer ends 22 May 2019. New cards only.

Key features

  • Earn 50,000 bonus Qantas points when you spend $2,000 on a new card within 90 days of card approval
  • Earn 0.5 Qantas points per $1 spent on eligible purchases with Australian and overseas merchants
  • Overseas Travel Insurance on trips up to 3 months for you, your spouse and/or dependent children
  • Get an additional cardholder at no extra cost
  • Up to 55 days interest free on purchases
  • Annual fee of $99
  • 0% p.a. for 6 months on balance transfers requested at new card application. Reverts to variable cash advance rate.
  • Rates
    45%
  • Fees
    49%
  • Rewards
    57%
  • Customer Service
    73%
  • Value
    56%
100% of customers who have rated this card would recommend it
Overall customer rating 56%
1 reviews
Interest Rates
Purchase rate 19.49% p.a.
Cash advance rate 20.24% p.a.
Interest free on purchases up to 55 days
Balance Transfer
Balance transfer rate 0% p.a. for 6 months
Balance transfer fee No fee
Balance transfer revert rate 20.24% p.a.
Balance transfer limit 80% of your approved new credit limit
Balance transfer from personal loan N/A
Banks you can't balance transfer from Bank of Melbourne ,BankSA ,St.George
Credit limits
Minimum credit limit $6,000
Maximum credit limit $80,000
Fees & repayments
Annual fee $99 p.a.
Additional cardholder fee $0 p.a.
Cash advance fee 2%
Foreign transaction fee 3%
Minimum repayment 2%
Late payment fee $15
Credit card type Visa
Rewards program
Rewards program Qantas Frequent Flyer Qantas Frequent Flyer
Bonus points 50,000 Qantas points
Annual points cap uncapped
Bonus points spend criteria Spend $2,000 within the first 90 days
Earning points with this card
Qantas points 0.5 points per $1 spent
Overseas earn rate same as standard earn rate
Points cap per month N/A
Complimentary insurance
Overseas travel insurance yes - up to 3 months
Flight inconvenience insurance No
Transport accident cover Yes
Smartphone screen insurance No
Purchase protection insurance Yes
Extended warranty insurance Yes
Rental vehicle excess cover No

The Bank of Melbourne Amplify Platinum Credit Card - Qantas

Delivering 50,000 bonus Qantas Points, the Bank of Melbourne Amplify Platinum Credit Card is a handy rewards card that makes it easy for cardholders to earn Qantas Points while enjoying a selection of platinum perks. Some of the perks on offer include extended warranty insurance and travel insurance for trips up to three months.

What we love...

First up on our love list is that introductory offer. With 50,000 Qantas Points, you have the world at your feet – or at least as far as the western coast of North America. For 45,000 Qantas Points, you could fly from Melbourne to Los Angeles, from Sydney to San Francisco, or from Brisbane to Seattle. Want to go further? Check out the Qantas site to see how far you could go.

To get your hands on those bonus points, all you need to do is apply and be approved by 23 January 2019, and then spend $2,000 on eligible purchases within 90 days of card approval. Bear in mind, existing customers who currently hold an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the past 12 months, are not eligible for this offer.

One of the standout features on the Bank of Melbourne Amplify Platinum Credit Card is that it earns rewards on the Qantas Frequent Flyer program. Cardholders can earn 0.5 Qantas Points per $1 spent at home and overseas, while picking up extra points when using the card with Qantas partners. With this, you earn once with the card and once with the program partner.

Earning points on the Qantas program offers cardholders an array of rewards options. From flights and upgrades with Qantas and its airline partners, to gift cards and merchandise from the Qantas Store, where you can pick up anything from a Nespresso machine to an iPhone. Want to earn points faster? You can do so, by adding one additional cardholder at no extra cost.

What’s not so great...

While the Bank of Melbourne Amplify Platinum Credit Card has an affordable annual fee – especially given the fact that it’s a platinum rewards card – its earn rate is not that awesome. Big spenders may look to cards with higher annual fees offering a higher earn rate. But, if you want to spend less in annual fees while earning Qantas Points, this could be the card for you.

It’s also worth noting that this card has a fairly high rate of interest on cash advances and purchases. Like so many other platinum rewards cards, this is a card that you want to clear your balance on month-to-month, so you can make the most of the features and rewards on offer.

Why should you choose this card?

The Bank of Melbourne Amplify Platinum Credit Card could work perfectly for you if you want an affordable Qantas rewards card with some nice features on the side. Keeping it simple, the card has an easy-to-understand earn rate, and a few platinum perks to keep you interested.

The card offers complimentary extended warranty insurance, which extends the standard manufacturer’s warranty on items purchased on the card by up to 12 months. If you purchase travel on the card, you may also benefit from the card’s travel insurance, which provides cover for you, your spouse and your dependent children on trips up to three months.

Overall Rating

An appealing platinum rewards card, the Bank of Melbourne Amplify Platinum Credit Card keeps things fairly simple, offering a decent earn rate and complimentary insurance covers, with a very enticing intro offer of 50,000 bonus Qantas Points.

(showing the latest 10 Q&As)

  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Australian permanent resident. Temporary residents are eligible
  • Minimum income of $35,000 p.a.
  • You have your personal details ready to complete the online application
Bank of Melbourne Amplify Platinum Credit Card – Qantas
Bank of Melbourne Amplify Platinum Credit Card – Qantas

Bank of Melbourne Credit Cards

Bank of Melbourne Amplify Platinum Credit Card – Qantas

14 March 2019

Apply by 22 May 2019

Points Earn Rate (per $1 spent)

0.5

points

Qantas

Rewards Program

Qantas Frequent Flyer

Bonus Points

50,000 pts

Spend $2,000 within the first 90 days

0 points over 12 months spend

My monthly card spend

Bank of Melbourne Amplify Platinum Credit Card – Qantas

The Bank of Melbourne Amplify Platinum lets you earn 50,000 bonus Qantas points when you spend $2,000 on a new card within 90 days of card approval. Earn 1 point per $1 spent on eligible purchases with Australian and overseas merchants. If you are interested in earning Amplify points instead please see the Bank of Melbourne Amplify Platinum Credit Card with Amplify Rewards. Offer ends 22 May 2019. New cards only.

Key features

  • Earn 50,000 bonus Qantas points when you spend $2,000 on a new card within 90 days of card approval
  • Earn 0.5 Qantas points per $1 spent on eligible purchases with Australian and overseas merchants
  • Overseas Travel Insurance on trips up to 3 months for you, your spouse and/or dependent children
  • Get an additional cardholder at no extra cost
  • Up to 55 days interest free on purchases
  • Annual fee of $99
  • 0% p.a. for 6 months on balance transfers requested at new card application. Reverts to variable cash advance rate.

Customer Reviews

Bank of Melbourne Amplify Platinum Credit Card – Qantas

56% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates & Fees

Interest rates

Purchase rate 19.49% p.a.

Cash advance rate 20.24% p.a.

Interest free on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 6 months

Balance transfer revert rate 20.24% p.a.

Balance transfer from personal loan N/A

Balance transfer fee No fee.

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Melbourne ,BankSA ,St.George

Credit limits

Minimum credit limt $6,000

Maximum credit limit $80,000

Fees & repayments

Annual fee $99 p.a.

Additional card holder fee $0 p.a.

Foreign transaction fee 3%

Minimum repayment 2%

Cash advance fee 2%

Late payment fee $15

Rewards & points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 50,000 Qantas points

Annual points cap uncapped

Bonus points spend criteria Spend $2,000 within the first 90 days

Earning points with this card

Qantas pointsQantas points 0.5 points per $1 spent

Points cap per month N/A

Overseas earn rateOverseas earn rate same as standard earn rate

Additional features

Complimentary insurance

Overseas travel insurance yes - up to 3 months

Flight inconvenience insurance No

Transport accident cover Yes

Smartphone Screen Insurance No

Purchase protection insurance Yes

Extended warranty insurance Yes

Rental vehicle excess cover No

Our Review

Editor Review

The Bank of Melbourne Amplify Platinum Credit Card - Qantas

Delivering 50,000 bonus Qantas Points, the Bank of Melbourne Amplify Platinum Credit Card is a handy rewards card that makes it easy for cardholders to earn Qantas Points while enjoying a selection of platinum perks. Some of the perks on offer include extended warranty insurance and travel insurance for trips up to three months.

What we love...

First up on our love list is that introductory offer. With 50,000 Qantas Points, you have the world at your feet – or at least as far as the western coast of North America. For 45,000 Qantas Points, you could fly from Melbourne to Los Angeles, from Sydney to San Francisco, or from Brisbane to Seattle. Want to go further? Check out the Qantas site to see how far you could go.

To get your hands on those bonus points, all you need to do is apply and be approved by 23 January 2019, and then spend $2,000 on eligible purchases within 90 days of card approval. Bear in mind, existing customers who currently hold an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the past 12 months, are not eligible for this offer.

One of the standout features on the Bank of Melbourne Amplify Platinum Credit Card is that it earns rewards on the Qantas Frequent Flyer program. Cardholders can earn 0.5 Qantas Points per $1 spent at home and overseas, while picking up extra points when using the card with Qantas partners. With this, you earn once with the card and once with the program partner.

Earning points on the Qantas program offers cardholders an array of rewards options. From flights and upgrades with Qantas and its airline partners, to gift cards and merchandise from the Qantas Store, where you can pick up anything from a Nespresso machine to an iPhone. Want to earn points faster? You can do so, by adding one additional cardholder at no extra cost.

What’s not so great...

While the Bank of Melbourne Amplify Platinum Credit Card has an affordable annual fee – especially given the fact that it’s a platinum rewards card – its earn rate is not that awesome. Big spenders may look to cards with higher annual fees offering a higher earn rate. But, if you want to spend less in annual fees while earning Qantas Points, this could be the card for you.

It’s also worth noting that this card has a fairly high rate of interest on cash advances and purchases. Like so many other platinum rewards cards, this is a card that you want to clear your balance on month-to-month, so you can make the most of the features and rewards on offer.

Why should you choose this card?

The Bank of Melbourne Amplify Platinum Credit Card could work perfectly for you if you want an affordable Qantas rewards card with some nice features on the side. Keeping it simple, the card has an easy-to-understand earn rate, and a few platinum perks to keep you interested.

The card offers complimentary extended warranty insurance, which extends the standard manufacturer’s warranty on items purchased on the card by up to 12 months. If you purchase travel on the card, you may also benefit from the card’s travel insurance, which provides cover for you, your spouse and your dependent children on trips up to three months.

Overall Rating

An appealing platinum rewards card, the Bank of Melbourne Amplify Platinum Credit Card keeps things fairly simple, offering a decent earn rate and complimentary insurance covers, with a very enticing intro offer of 50,000 bonus Qantas Points.

Pros

  • Earn 0.5 Qantas points on eligible purchases
  • Receive 50,000 bonus points when you meet the criteria
  • Overseas Travel Insurance on trips up to 3 months for you, your spouse and/or dependent children

Cons

  • Purchase rate of 19.49% p.a.
Roland B Bleyer

Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

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(showing the latest 10 Q&As)

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