BankSA Vertigo Credit Card – Cashback Offer

Pauline Hatch

Pauline is a personal finance expert at CreditCard.com.au, with 9 years in money, budgeting and property reporting under her belt. Ask Pauline a Question about this card.

The BankSA Vertigo Credit Card

Spent some time comparing credit cards? You’ve probably noticed that card offerings can vary, with some cards providing much more than others. However, you may also have noticed that some cards charge much more in fees and interest than others too.

The key to making the right choice is obvious. You need to find the card that offers all the perks you want – with the lowest possible outlay. Fortunately for you, we might be able to cut your search time down to zero, with the BankSA Vertigo Credit Card.

With few extras, the BankSA Vertigo Credit Card also helps to keep costs low. Not only does it have a blindingly great low rate of 13.99% p.a. on purchases, up to $500 cashback offer, it also features a low annual fee.

What we love...

BankSA Vertigo Credit Card comes with a pretty awesome cashback of 10% or up to $500 when you apply for a new BankSA Vertigo Credit Card, are approved, and shop using your new card at any eligible supermarkets & petrol stations within 180 days from card approval. Selected leading supermarkets include Coles, Woolworths, IGA, Harris Farm and Aldi. Only one cashback will be paid per customer. $500 cashback will be paid as a statement credit to your Vertigo credit card account within 30 days, each time you spend. Existing St George, Bank of Melbourne or Bank SA customers who currently hold a Vertigo credit card, or who have held one in the last 12 months, are not eligible for this offer.

It’s this card’s purchase rate that’s the real winner here. If you don’t always clear your balance each month, BankSA’s lowest purchase rate could help you save a bob or two.

If you’re cautious about spending or a first-timer, this card also helps you to be in control of your expenses as it provides you with a low minimum credit limit of $500.

Aside from offering features that help you save more, BankSA also provides options to Vertigo cardholders upon application. If you are looking for a way to consolidate your credit card balances, consider applying for the balance transfer offer of 0% p.a interest for 28 months.

What’s not so great...

There’s very little to complain about with this card, especially considering its $500 cashback offer which is one of the highest cashback deals available. You won't earn points or get other kinds of perks, but it is a low-fee card and that's standard for its type.

However, if you choose to take advantage of the 0% balance transfer offer, you may not be able to transfer a balance from a St.George, Bank of Melbourne, or Westpac credit card. Plus, it’s best to pay off the transferred balance before the offer period ends as the balance transfer rate reverts to a very high cash advance rate of 21.49% p.a.

Why should you choose this card?

With that covered, we can now talk more about the other features that make this card worthy of your attention.

As a cardholder, you can also benefit from up to 55 days interest-free on purchases, and add an additional cardholder at no extra charge. This is also hassle-free as it’s compatible with Apple Pay®, Google Pay™ and Samsung Pay™.

Shop with no worries with its Card Block, 24/7 fraud monitoring, Secure Online Shopping Service, and the BankSA Fraud Money Back Guarantee. In case of misplacing your card, Card Block will temporarily stop new transactions on your card for 15 days or until reactivated.

Other perks include access to My Offers Hub, Visa discounts and offers, and more.

Overall Rating

If you love shopping and want to save on your costs and expenses, consider applying for BankSA Vertigo Credit Card cashback offer. This is an everyday card with a low rate on purchases, and a low annual card fee.