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St.George Amplify Platinum – $400 eGift Card
St.George Amplify Platinum – $400 eGift Card

St.George Credit Cards

St.George Amplify Platinum – $400 eGift Card

Updated 13 February 2020

Get a $400 e-gift card (JB Hi-Fi, Flight Centre or Bunnings) when you spend $3,000 on eligible purchases in 90 days. Earn 1 Amplify point per $1 spent on eligible purchases. Complimentary overseas travel insurance for up to 3 months and 24x7 Visa Platinum Concierge Service.

T&Cs apply. Offer ends 29 April 2020

Points Earn Rate (per $1 spent)

1 point

Amplify

Rewards Program

Amplify Rewards

Bonus Points

N/A

0 points over 12 months spend

My monthly card spend

Pros and cons

  • $400 e-gift card (JB Hi-Fi, Flight Centre or Bunnings) when you spend $3,000 on eligible purchases in 90 days
  • Earn 1 point for every dollar spent on eligible purchases
  • Amplify Rewards points can be linked to Virgin Australia, Singapore Airlines or Malaysia Airlines
  • $99 annual card fee
  • One additional cardholder at no extra cost
  • Complimentary Overseas Travel Insurance for trips up to 3 months for you and your family
  • Eligible with Apple Pay, Google Pay and Samsung Pay

  • 3% foreign transaction fee

Creditcard.com.au review

Editor Review

St.George Amplify Platinum – $400 eGift Card

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

Review coming soon

User reviews

St.George Amplify Platinum – $400 eGift Card ( based on 1 Creditcard.com.au user review )

71% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates



Purchase rate 19.74% p.a.

Cash advance rate 21.49% p.a.

Interest free period on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 6 months

Balance transfer revert rate 21.49% p.a.

Balance transfer from personal loan No

Balance transfer fee No fee

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Melbourne, BankSA, St.George

Credit limits

Minimum credit limt $6,000

Maximum credit limit $80,000

Fees & repayments

Annual fee $99 p.a.

Additional card holder fee $0 p.a.

Foreign transaction fee 3%

Minimum repayment 2%

Cash advance fee 2%

Late payment fee $15

Rewards and points

Rewards program

Rewards Program Amplify Rewards Amplify Rewards

Bonus points N/A

Annual points cap uncapped

Bonus points spend criteria N/A

Earning points with this card

Amplify Rewards points 1 point per $1 spent

Points cap per month N/A

Overseas earn rate same as standard earn rate

Additional features

Complimentary insurance

International Travel Insurance Yes - up to 3 months

Flight Inconvenience Insurance No

Transit Accident Insurance Yes

Smartphone Screen Insurance No

Purchase Protection Insurance Yes

Extended Warranty Insurance Yes

Rental Vehicle Excess In Australia Insurance No

Extras

$400 e-gift card (JB Hi-Fi, Flight Centre or Bunnings) when you spend $3,000 on eligible purchases in 90 days

Eligible with Apple Pay, Google Pay and Samsung Pay

Overview

St.George Amplify Platinum – $400 eGift Card

If you are interested in earning Qantas points instead please see the St.George Amplify Platinum Credit Card with Qantas Rewards.

Disclaimer: The interest free period is the maximum number of days during which interest is not charged on new purchases. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.

Key features

  • $400 e-gift card (JB Hi-Fi, Flight Centre or Bunnings) when you spend $3,000 on eligible purchases in 90 days
  • Up to 3 months overseas travel insurance for you and your spouse and/or dependent children
  • $99 annual card fee
  • Earn 1 point for every dollar spent on eligible purchases
  • Amplify Rewards points can be linked to Virgin Australia, Singapore Airlines or Malaysia Airlines
  • Up to 12 months extended warranty insurance
  • One additional cardholder at no extra cost
  • Eligible with Apple Pay, Google Pay and Samsung Pay

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia. Temporary residents are eligible.

  • Minimum income of $35,000 p.a.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

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