Latitude Financial Credit Cards

Compare Latitude credit cards

Latitude offers cards with different fees, rewards and payment options. Compare the individual products and their current terms before applying.

Interest-free payment plans

Latitude GO Mastercard and Gem Visa offer six-month interest-free plans on eligible general purchases of $250 or more when selected within 30 days in the Latitude App. Gem Visa also supports selection in the Latitude Service Centre. Longer plans may be available at participating retailers. Monthly card fees, minimum repayments, eligibility criteria and other conditions apply; unpaid amounts can attract the expired plan rate after a plan ends.

Latitude Rewards

These cards do not share a standard points-per-dollar program. Latitude Rewards are redeemable dollar amounts. Low Rate Mastercard offers 3% back on eligible recurring bills paid directly to participating providers. Gem Visa offers 3% back in qualifying categories after its statement-period spending threshold is met. On 28° Global, separate eligible-purchase and foreign-currency spending thresholds apply to its monthly rewards.

Travel and shopping benefits

The 28° Global Platinum Mastercard has no international transaction or currency conversion fees on purchases. Selected cards offer shopping or event-ticket protection, subject to the applicable policy limits and exclusions. Insurance benefits vary by card and should not be assumed across the range.

Card fees

GO Mastercard and Gem Visa charge a monthly credit card fee. Low Rate Mastercard charges an annual fee. The 28° Global annual fee is waived in the first year for eligible new customers and may be waived in later years when the eligible annual spending requirement is met. Interest and other fees may also apply.

Balance transfers and introductory offers

Offers differ by card and may require selecting a particular offer when applying. Check the promotional rate and term, application and transfer deadlines, transfer fee, credit-limit percentage and revert rate. Transfers from Latitude-issued cards are excluded from the advertised new-customer balance transfer offers. Paying only the minimum may leave a balance when the promotional period ends.