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Citi Prestige Qantas Credit Card
Citi Prestige Qantas Credit Card

Citi Credit Cards

Citi Prestige Qantas Credit Card

Updated 30 September 2019

Points Earn Rate (per $1 spent)

1

point

Qantas

Rewards Program

Qantas Frequent Flyer

Bonus Points

70,000 pts

After first spend within 90 days from card approval

0 points over 12 months spend

My monthly card spend

Pros and cons

  • 70,000 bonus Qantas Points on your first spend within 90 days from card approval
  • Earn up to 1.5 Qantas Points per $1 spent
  • Select complimentary airport transfers
  • Unlimited access to more than 1,200 airport lounges worldwide through Priority Pass
  • A complimentary night's stay at Citi’s premium partner hotels around the world
  • Complimentary fourth night stay at any hotel worldwide
  • 24/7 Personal Concierge
  • Complimentary international travel insurance
  • Complimentary bottle of wine when you dine at partner restaurants. T&Cs apply
  • Up to four additional cardholders at no extra cost
  • Visa Infinite Status

  • High annual credit card fee of $700, plus a $49 annual fee for enrolment in the Citi Qantas Rewards Program
  • Tiered earn rate

Creditcard.com.au review

Editor Review

Citi Prestige Qantas Credit Card

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

The Citi Prestige Qantas Credit Card

Offering access to a dizzying array of premium benefits, the Citi Prestige Qantas Credit Card allows cardholders to earn Qantas Points on their spending, with 70,000 bonus Qantas Points currently up for grabs. Cardholders can benefit from enticing extras, such as complimentary airport transfers, a Priority Pass with unlimited lounge access, complimentary stays at luxury hotels around the world, and a full suite of insurance covers.

What we love...

New cardholders can earn up to 70,000 bonus Qantas Points simply by spending on their card within 90 days of card approval. This makes a nice change to other bonus points offers that require a minimum spend to activate that bonus point earn. As for everyday Qantas Points earning, the card offers the following earn rate:

  • 1.5 Qantas Points per $1 spent on eligible international purchases and selected domestic purchases made directly with a range of major restaurants and restaurant chains, hotel chains, airlines (flights only), travel agencies and travel aggregators.
  • 1 Qantas Point per $1 spent on selected domestic purchases made at major petrol outlets, supermarkets and national retailers.
  • 0.5 Qantas Points per $1 spent everywhere else on domestic eligible transactions.

Now to those extras. Hold onto your hat.

  • Complimentary airport transfers: This provides the primary cardholder with one one-way airport transfer service per itinerary, capped at two redemptions per calendar year, per card.
  • Priority Pass with unlimited lounge access: As a special feature of this card, it provides the primary cardholder with one complimentary Priority Pass Membership, offering unlimited lounge visits.
  • Complimentary hotel stays: Available to the primary cardholder, this feature offers one complimentary hotel stay per year at one of the program’s premium hotels around the world. In addition, the cardholder may choose to extend their trip with a complimentary extra night at any hotel worldwide when staying for four consecutive nights.
  • Dedicated service: The cardholder can access a personal concierge service 24/7 to request assistance with anything from restaurant recommendations to theatre ticket reservations.
  • Complimentary insurance cover: Cardholders can take advantage of travel cover in the form of International Travel Insurance, Transit Accident Insurance and Interstate Flight Inconvenience Insurance. Purchase cover is available through Purchase Cover Insurance, Extended Warranty Insurance and Guaranteed Pricing Scheme.
  • Citibank Dining Program: Cardholders can enjoy a free bottle of wine every time they dine at hundreds of partner restaurants and pay with their Citi card, thanks to the Citibank Dining Program. T&Cs apply.
  • Golf Privileges: Golf aficionados can tee off around the world with three complimentary green fees at participating golf clubs each year.
  • Visa Front Line Access: This provides cardholders with exclusive access to some of the most sought-after events in Australia before they're released to the general public.
  • Balance transfer offer: Cardholders looking to pay off existing credit card debt can take advantage of 0% p.a. on balance transfers for 6 months. Any balance left unpaid at the end of this period will revert to the card’s cash advance rate. Also, no interest free days apply to purchases while there is a balance transfer on the account.

What’s not so great...

If you want to take advantage of all those lovely rewards and features, you will need to cover the card’s sizeable annual fee. This fee is not for the faint of heart, but it is worth thinking about the value you will gain from your uncapped points earn and the many extras on offer. You can also add up to four additional cardholders at no extra cost, helping you to earn points faster.

It’s also worth mentioning that although the card offers complimentary Qantas Frequent Flyer membership, cardholders will have to pay an additional annual fee of $49 to enrol in the Citi Qantas Rewards Program – on top of their standard annual fee. Aside from that, pay attention to the card’s high purchase rate, and avoid it by clearing your balance by the due date.

Why should you choose this card?

The Citi Prestige Qantas Credit Card is designed for big spenders who travel frequently and love their extras. It is absolutely packed with features, it offers uncapped Qantas Points earning, and it also has that 70,000 bonus Qantas Points offer with no minimum spend (just one eligible card use in 90 days).

Of course, you need to meet Citi’s eligibility requirements to apply, which include a minimum annual income of $150,000 a year. Approval provides a pretty decent maximum credit limit of $100,000 (depending on cardholder circumstances), and access to more features than you can shake a stick at. Whether the card offers value to you depends on how often you make use of those features, and how much you earn in rewards.

Overall Rating

The Citi Prestige Qantas Credit Card provides an abundance of features, with the opportunity to earn Qantas Points on card spending, boosted by a 70,000 Qantas Point bonus offer.

User reviews

Citi Prestige Qantas Credit Card ( based on 1 Creditcard.com.au user review )

62% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates



Purchase rate 21.49% p.a.

Cash advance rate 22.24% p.a.

Interest free period on purchases up to 44 days

Balance transfer

Balance transfer rate 0% p.a. for 6 months

Balance transfer revert rate 22.24% p.a.

Balance transfer from personal loan Yes

Balance transfer fee No fee

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Queensland, Citi, Coles, Emirates, IMB, Qantas Money, Suncorp, Virgin Money

Credit limits

Minimum credit limt $30,000

Maximum credit limit $100,000

Fees & repayments

Annual fee $749 p.a.

Additional card holder fee Up to 4 at no extra cost

Foreign transaction fee 3.4%

Minimum repayment 2%

Cash advance fee 3.5%

Late payment fee $30

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 70,000 points

Annual points cap uncapped

Bonus points spend criteria After first spend within 90 days from card approval

Earning points with this card

Qantas Rewards points 1 point per $1 spent

Points cap per month N/A

Overseas earn rate 1.5 points per $1 spent

Additional features

Complimentary insurance

International Travel Insurance Yes

Flight Inconvenience Insurance Yes

Transit Accident Insurance Yes

Smartphone Screen Insurance No

Purchase Protection Insurance Yes

Extended Warranty Insurance Yes

Rental Vehicle Excess In Australia Insurance No

Extras

Unlimited complimentary access to over 1,200 Priority Pass™ airport lounges

Visa Infinite Status

Two complimentary luxury airport transfers a year

Overview

Citi Prestige Qantas Credit Card

The Citi Prestige Qantas Credit Card comes with 70,000 bonus Qantas points after your first spend within 90 days of card approval. Earn up to 1.5 Qantas points per $1 spent.

Key features

  • Receive 70,000 bonus Qantas Points on your first spend within 90 days from card approval
  • Complimentary airport transfers & unlimited lounge access
  • Enjoy 1 free night hotel stay at selected eligible hotels. Blackout dates apply.
  • Stay a minimum of 4 consecutive nights and enjoy one complimentary night at available hotels. Conditions apply.
  • Priority Pass Membership giving you access to over 1,200 airport lounges worldwide. Please note that within Australia, Priority Pass is currently available at Cairns, Darwin and Brisbane International Airports and Sydney Kingsford Smith. For the full list of up to date airport lounges and Priority Pass™ Conditions of Use please refer to www.prioritypass.com
  • Earn 1.5 Qantas Points per $1 spent on eligible international purchases and selected domestic purchases made directly with a range of major restaurants and restaurant chains, hotel chains, airlines (flights only), travel agencies and travel aggregators.
  • 1 Qantas Point per $1 spent on selected domestic purchases made at major petrol outlets, supermarkets and national retailers.
  • 0.5 Qantas Points per $1 spent everywhere else on domestic eligible transactions
  • Visa Infinite Status
  • Personal concierge service
  • International travel insurance
  • Purchase cover insurance and extended warranty

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Australian resident

  • Minimum income of $150,000 p.a.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

Showing one question (showing the latest 10 Q&As)

Anthony

Anthony

23 August 2019
Can a point earned on this card be the equivalent to a Qantas point
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    23 August 2019
    Hi Anthony, As this is a direct Qantas points earning card you will earn Qantas points on your spend. these are the earn rates on this card. International Spend on Eligible Transactions (uncapped) 1.5 Qantas Points. Domestic Spend made directly with major airlines, hotel chains and restaurants in Australia (uncapped) 1.5 Qantas Points. Domestic Spend made directly at major supermarkets, petrol outlets and national retailers (uncapped) 1 Qantas Point. Domestic Spend on all other Eligible Transactions up to $20,000 per statement period 0.5 Qantas Point.

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