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BOQ Specialist Platinum Qantas Credit Card
BOQ Specialist Platinum Qantas Credit Card

BOQ Specialist Credit Cards

BOQ Specialist Platinum Qantas Credit Card

Updated 13 September 2019

Points Earn Rate (per $1 spent)

0.5

points

Qantas

Rewards Program

Qantas Frequent Flyer

Bonus Points

N/A

0 points over 12 months spend

My monthly card spend

Pros and cons

  • Earn 1 Qantas Point for every $2 spent on eligible purchases in Australia
  • Earn 1 Qantas Point for every $1 spent on eligible international purchases
  • Complimentary Qantas Frequent Flyer membership
  • Complimentary travel insurance

  • No airport lounge access.

Creditcard.com.au review

Editor Review

BOQ Specialist Platinum Qantas Credit Card

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

The BOQ Specialist Platinum Card with Qantas Points

Designed to reward cardholders within the medical, dental and veterinary professions, the BOQ Specialist Platinum Qantas Card offers excellent points-earning potential within the Qantas program, alongside a number of enticing extras. These include complimentary overseas travel insurance, access to Visa Concierge and Visa Front Line Access, and discounts on Visa Airport SpeedPass for a smoother travel experience.

What we love...

BOQ Specialist offers a range of credit cards to eligible applicants within the medical, dental and veterinary fields, providing the option of Platinum or Signature benefits, earning points on either the Qantas or Velocity programs. So, if you are a doctor, dentist or vet, you could enjoy access to financial products such as these cards, designed specifically to benefit customers within your profession.

If you are looking to indulge in some platinum perks while earning Qantas Points, the BOQ Specialist Platinum Qantas Card could be for you. Allowing you to earn Qantas Points on your day-to-day business and personal card spending, this card offers complimentary Qantas Frequent Flyer membership, alongside an earn rate of:

  • 1 Qantas Point for every $2 spent on eligible purchases in Australia
  • 1 Qantas Point for every $1 spent on eligible international purchases
  • 1 additional Qantas Point per $1 spent on selected Qantas products and services in Australia

With access to the Qantas program, you can redeem rewards that include flights and upgrades, or you could treat yourself to something special at the Qantas Store, where there are more than 3,000 products to choose from. Alternatively, you could spoil yourself with goodies from Qantas Wine, or enjoy some extra peace of mind with Qantas insurance.

Talking of insurance, the BOQ Specialist Platinum Card happens to offer complimentary cover on overseas trips up to 90 days when you use your card to pay for your return travel. If your spouse or dependent children are travelling with you, they can also benefit from cover, as long as their trip was paid for using your card as well. For more info on this, read the PDS in full.

What’s not so great...

When it comes to cards like these – cards that offer points earning and access to extras – you will usually find there is a higher cost to cover in annual fees and interest. The annual fee on the BOQ Specialist Platinum Qantas Card is not low, but you may find that you get sufficient value from the rewards and features on offer, making that annual fee worthwhile.

As for its purchase rate, it’s high enough that you wouldn’t want to carry a balance on it. Carrying a balance on any card makes it very difficult to see real value from any features or rewards offered, so it’s best to clear the balance before interest starts to accrue. By paying off the balance on this card, you can also benefit from up to 55 days interest free on purchases.

Why should you choose this card?

If you’re interested in extras, take a look at what the BOQ Specialist Platinum Qantas Card has to offer. While it doesn’t have quite the range of its more expensive Signature cousin, it does provide access to Visa Concierge and Visa Front Line Access, as well as a 15% discount on Visa Airport SpeedPass, for fast-track immigration at more than 280 international airports.

In terms of managing your account, BOQ Specialist offers split statements and separate credit cards for business and personal purposes under one account. You can also manage your finances more efficiently thanks to the card’s compatibility with financial accounting systems such as XERO and MYOB.

Overall Rating

Offering Qantas Points on personal and business spending, the BOQ Specialist Platinum Card provides access to a number of appealing extras including overseas travel insurance and discounted Visa Airport SpeedPass.

User reviews

BOQ Specialist Platinum Qantas Credit Card ( based on 1 Creditcard.com.au user review )

50% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates



Purchase rate 20.50% p.a.

Cash advance rate 20.50% p.a.

Interest free period on purchases up to 55 days

Credit limits

Minimum credit limt N/A

Maximum credit limit N/A

Fees & repayments

Annual fee $150 p.a.

Additional card holder fee N/A

Foreign transaction fee N/A

Minimum repayment

Cash advance fee N/A

Late payment fee N/A

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points N/A

Annual points cap uncapped

Bonus points spend criteria N/A

Earning points with this card

Qantas Rewards points 0.5 points per $1 spent

Points cap per month N/A

Overseas earn rate 1 point per $1 spent

Additional features

Complimentary insurance

International Travel Insurance Yes

Flight Inconvenience Insurance No

Transit Accident Insurance No

Smartphone Screen Insurance No

Purchase Protection Insurance No

Extended Warranty Insurance No

Rental Vehicle Excess In Australia Insurance No

Extras

Complimentary access to the Qantas Frequent Flyer program

Overview

BOQ Specialist Platinum Qantas Credit Card

With BOQ Specialist Platinum Qantas Credit Card you can earn up to 1 Qantas points per $1 spent. Complimentary overseas travel insurance, access to Visa Concierge and Visa Front Line Access.

Key features

  • Earn 1 Qantas Point for every $2 spent on eligible purchases in Australia
  • Earn 1 Qantas Point for every $1 spent on eligible international purchases
  • Complimentary Qantas Frequent Flyer membership
  • Complimentary travel insurance
  • Concierge and Front Line Access provided by Visa
  • Up to 55 days interest free on purchases

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Permanent Resident or Australian Citizen

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

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